Home > The Egyptian State Bank > Income and Expense
The Egyptian State Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,520 |
| Total interest expense | $117,000 | 7,610 |
| Net interest income | $376,000 | 7,394 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $260,000 | 7,734 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $147,000 | 6,611 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $156,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $145,000 | 6,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 7,496 |
| Total interest expense | $428,000 | 7,575 |
| Net interest income | $1,462,000 | 7,359 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $181,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $120,000 | 6,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,170 |
| Total noninterest expense | $982,000 | 7,853 |
| Salaries and employee benefits | $574,000 | 7,755 |
| Premises and equipment expense | $144,000 | 7,394 |
| Additional noninterest expense | $264,000 | 7,898 |
| Pre-tax net operating income | $637,000 | 6,287 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $107,000 | 5,445 |
| Income before extraordinary items | $535,000 | 6,228 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $535,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $218,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $530,850 | 6,162 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 7,505 |
| Total interest expense | $319,000 | 7,606 |
| Net interest income | $1,112,000 | 7,351 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $88,000 | 6,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $749,000 | 7,783 |
| Salaries and employee benefits | $434,000 | 7,692 |
| Premises and equipment expense | $107,000 | 7,387 |
| Additional noninterest expense | $208,000 | 7,841 |
| Pre-tax net operating income | $476,000 | 6,424 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $77,000 | 5,628 |
| Income before extraordinary items | $411,000 | 6,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $411,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $155,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $400,920 | 6,244 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 7,517 |
| Total interest expense | $215,000 | 7,655 |
| Net interest income | $748,000 | 7,373 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $497,000 | 7,841 |
| Salaries and employee benefits | $289,000 | 7,759 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $328,000 | 6,321 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $52,000 | 5,605 |
| Income before extraordinary items | $288,000 | 6,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $112,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $277,800 | 6,137 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,537 |
| Total interest expense | $110,000 | 7,686 |
| Net interest income | $379,000 | 7,387 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $254,000 | 7,852 |
| Salaries and employee benefits | $145,000 | 7,771 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $161,000 | 6,293 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $26,000 | 5,550 |
| Income before extraordinary items | $143,000 | 6,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $37,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $136,200 | 6,130 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,672 |
| Total interest expense | $508,000 | 7,705 |
| Net interest income | $1,374,000 | 7,536 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $187,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $27,000 | 7,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $160,000 | 5,715 |
| Total noninterest expense | $996,000 | 7,888 |
| Salaries and employee benefits | $561,000 | 7,861 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $286,000 | 7,862 |
| Pre-tax net operating income | $541,000 | 6,541 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $108,000 | 5,645 |
| Income before extraordinary items | $457,000 | 6,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $457,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $155,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $437,560 | 6,461 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 7,777 |
| Total interest expense | $387,000 | 7,828 |
| Net interest income | $1,020,000 | 7,617 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $18,000 | 7,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 5,889 |
| Total noninterest expense | $753,000 | 7,857 |
| Salaries and employee benefits | $423,000 | 7,808 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $215,000 | 7,862 |
| Pre-tax net operating income | $378,000 | 6,808 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $313,000 | 6,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $313,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $118,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $300,360 | 6,787 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,763 |
| Total interest expense | $264,000 | 7,910 |
| Net interest income | $705,000 | 7,570 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $74,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $9,000 | 7,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $508,000 | 7,861 |
| Salaries and employee benefits | $284,000 | 7,822 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $145,000 | 7,841 |
| Pre-tax net operating income | $259,000 | 6,782 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $219,000 | 6,800 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $219,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,200 | 6,707 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,766 |
| Total interest expense | $134,000 | 7,969 |
| Net interest income | $360,000 | 7,540 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $256,000 | 7,873 |
| Salaries and employee benefits | $142,000 | 7,865 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $130,000 | 6,755 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $44,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,200 | 6,653 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 7,625 |
| Total interest expense | $710,000 | 7,789 |
| Net interest income | $1,514,000 | 7,413 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $168,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $23,000 | 7,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $1,046,000 | 7,844 |
| Salaries and employee benefits | $550,000 | 7,931 |
| Premises and equipment expense | $164,000 | 7,257 |
| Additional noninterest expense | $332,000 | 7,573 |
| Pre-tax net operating income | $609,000 | 6,397 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $135,000 | 5,645 |
| Income before extraordinary items | $496,000 | 6,422 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $496,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,090 |
| Cash dividends | $111,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $478,620 | 6,354 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 7,764 |
| Total interest expense | $1,177,000 | 7,648 |
| Net interest income | $1,311,000 | 7,674 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $229,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $25,000 | 8,061 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $1,018,000 | 7,911 |
| Salaries and employee benefits | $491,000 | 8,225 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $339,000 | 7,580 |
| Pre-tax net operating income | $490,000 | 6,591 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $104,000 | 5,960 |
| Income before extraordinary items | $387,000 | 6,651 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $387,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $825,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $386,210 | 6,519 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 7,859 |
| Total interest expense | $1,224,000 | 7,754 |
| Net interest income | $1,325,000 | 7,814 |
| Provision for loan and lease losses | $176,000 | 4,067 |
| Total noninterest income | $159,000 | 7,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $1,157,000 | 7,605 |
| Salaries and employee benefits | $468,000 | 8,410 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $544,000 | 6,109 |
| Pre-tax net operating income | $151,000 | 8,587 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $81,000 | 8,817 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $81,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $81,000 | 8,805 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 9,144 |
| Total interest expense | $798,000 | 8,683 |
| Net interest income | $644,000 | 9,416 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $614,000 | 9,279 |
| Salaries and employee benefits | $258,000 | 9,685 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $291,000 | 8,186 |
| Pre-tax net operating income | $129,000 | 8,934 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $118,000 | 8,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $118,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $118,000 | 8,804 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 9,204 |
| Total interest expense | $828,000 | 8,862 |
| Net interest income | $737,000 | 9,406 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $568,000 | 9,560 |
| Salaries and employee benefits | $255,000 | 9,855 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $268,000 | 8,417 |
| Pre-tax net operating income | $259,000 | 8,617 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $259,000 | 5,557 |
| Income before extraordinary items | $0 | 9,834 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $0 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 774 |
| Net operating income | $0 | 9,788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 10,809 |
| Total interest expense | $141,000 | 10,739 |
| Net interest income | $130,000 | 10,833 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $8,000 | 10,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $90,000 | 10,889 |
| Salaries and employee benefits | $63,000 | 10,867 |
| Premises and equipment expense | $6,000 | 10,870 |
| Additional noninterest expense | $21,000 | 10,902 |
| Pre-tax net operating income | $44,000 | 10,263 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $17,000 | 9,778 |
| Income before extraordinary items | $27,000 | 10,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $27,000 | 10,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $27,000 | 10,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 9,875 |
| Total interest expense | $803,000 | 9,635 |
| Net interest income | $856,000 | 9,945 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $90,000 | 10,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $474,000 | 10,686 |
| Salaries and employee benefits | $252,000 | 10,707 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $455,000 | 8,190 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $318,000 | 8,276 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $318,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $318,000 | 8,206 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 10,241 |
| Total interest expense | $766,000 | 10,065 |
| Net interest income | $896,000 | 10,255 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $480,000 | 11,103 |
| Salaries and employee benefits | $231,000 | 11,293 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $189,000 | 10,557 |
| Pre-tax net operating income | $504,000 | 8,414 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $360,000 | 8,390 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $360,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $360,000 | 8,372 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 10,686 |
| Total interest expense | $636,000 | 10,426 |
| Net interest income | $893,000 | 10,744 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $506,000 | 11,592 |
| Salaries and employee benefits | $226,000 | 11,876 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $220,000 | 10,895 |
| Pre-tax net operating income | $459,000 | 8,925 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $323,000 | 8,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $323,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $321,600 | 8,974 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 11,115 |
| Total interest expense | $652,000 | 10,859 |
| Net interest income | $899,000 | 11,164 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $499,000 | 12,175 |
| Salaries and employee benefits | $220,000 | 12,461 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $224,000 | 11,416 |
| Pre-tax net operating income | $490,000 | 8,725 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $375,000 | 8,683 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $375,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $373,480 | 8,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 11,130 |
| Total interest expense | $880,000 | 10,951 |
| Net interest income | $1,002,000 | 11,096 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $505,000 | 12,612 |
| Salaries and employee benefits | $223,000 | 12,899 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $540,000 | 8,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $132,000 | 9,065 |
| Income before extraordinary items | $408,000 | 8,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $408,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $408,000 | 7,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.