Home > The Edwardsville Bank > Income and Expense
The Edwardsville Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 9,375 |
| Total interest expense | $954,000 | 9,319 |
| Net interest income | $1,456,000 | 9,250 |
| Provision for loan and lease losses | $377,000 | 2,553 |
| Total noninterest income | $366,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,219,000 | 8,821 |
| Salaries and employee benefits | $545,000 | 9,265 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $544,000 | 7,823 |
| Pre-tax net operating income | $226,000 | 10,819 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $8,000 | 11,870 |
| Income before extraordinary items | $218,000 | 10,441 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $218,000 | 10,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,750 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $218,000 | 10,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 9,713 |
| Total interest expense | $1,198,000 | 9,609 |
| Net interest income | $1,408,000 | 9,601 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $379,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $570,000 | 9,084 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $476,000 | 8,683 |
| Pre-tax net operating income | $507,000 | 8,360 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $416,000 | 8,052 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $416,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $407,200 | 7,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.