Home > The Eastville Bank > Income and Expense
The Eastville Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 8,483 |
| Total interest expense | $678,000 | 9,599 |
| Net interest income | $1,744,000 | 7,443 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $52,000 | 10,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $795,000 | 9,053 |
| Salaries and employee benefits | $532,000 | 8,381 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $183,000 | 9,625 |
| Pre-tax net operating income | $991,000 | 5,855 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $337,000 | 5,417 |
| Income before extraordinary items | $654,000 | 6,093 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $654,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $441,000 | 3,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $654,000 | 6,050 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 8,878 |
| Total interest expense | $674,000 | 10,046 |
| Net interest income | $1,696,000 | 7,785 |
| Provision for loan and lease losses | $66,000 | 5,953 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $832,000 | 9,315 |
| Salaries and employee benefits | $554,000 | 8,453 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $195,000 | 9,992 |
| Pre-tax net operating income | $858,000 | 6,259 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $293,000 | 5,912 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $396,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $565,000 | 6,407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 9,235 |
| Total interest expense | $672,000 | 10,409 |
| Net interest income | $1,641,000 | 8,163 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $54,000 | 11,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $801,000 | 9,765 |
| Salaries and employee benefits | $524,000 | 8,910 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $197,000 | 10,449 |
| Pre-tax net operating income | $889,000 | 6,475 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $299,000 | 6,006 |
| Income before extraordinary items | $588,000 | 6,680 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $588,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $278,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $589,320 | 6,662 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 9,394 |
| Total interest expense | $538,000 | 10,917 |
| Net interest income | $1,681,000 | 8,354 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $814,000 | 10,182 |
| Salaries and employee benefits | $502,000 | 9,376 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $228,000 | 10,794 |
| Pre-tax net operating income | $909,000 | 6,346 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $309,000 | 5,767 |
| Income before extraordinary items | $600,000 | 6,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $600,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $258,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $600,000 | 6,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 9,382 |
| Total interest expense | $639,000 | 10,925 |
| Net interest income | $1,765,000 | 8,330 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $766,000 | 10,842 |
| Salaries and employee benefits | $446,000 | 10,198 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $225,000 | 11,401 |
| Pre-tax net operating income | $1,046,000 | 5,717 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $366,000 | 5,329 |
| Income before extraordinary items | $680,000 | 6,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $680,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $255,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $680,000 | 5,990 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 9,684 |
| Total interest expense | $887,000 | 10,924 |
| Net interest income | $1,732,000 | 8,556 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $802,000 | 10,985 |
| Salaries and employee benefits | $426,000 | 10,562 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $265,000 | 11,348 |
| Pre-tax net operating income | $907,000 | 6,058 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $600,000 | 6,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $600,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $244,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $600,000 | 6,209 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.