Home > The Eastern Colorado Bank > Income and Expense

The Eastern Colorado Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,364,0001,385
Total interest expense$8,396,0001,451
Net interest income$21,968,0001,333
Provision for loan and lease losses$420,0001,397
Total noninterest income$2,072,0001,965
Gross Fiduciary activities income$0981
Service charges on deposit accounts$473,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$1,599,0001,816
Total noninterest expense$14,713,0001,553
Salaries and employee benefits$8,796,0001,483
Premises and equipment expense$957,0002,071
Additional noninterest expense$1,599,0001,816
Pre-tax net operating income$8,907,0001,281
Securities gains (losses)$-176,0003,927
Applicable income taxes$17,0003,236
Income before extraordinary items$8,714,0001,134
Extraordinary gains, net$054
Net income$8,714,0001,148
Minority interest net income$088
Net income of bank and minority interests.$8,714,0001,137
Net charge-offs$-8,0003,806
Cash dividends$4,500,000875
Sale, conversion, retirement of capital stock, net$224,000354
Net operating income$8,890,0001,139
2023-09-30 (YTD Data)Rank
Total interest income$22,263,0001,377
Total interest expense$5,616,0001,461
Net interest income$16,647,0001,330
Provision for loan and lease losses$315,0001,300
Total noninterest income$1,556,0001,965
Gross Fiduciary activities income$0950
Service charges on deposit accounts$354,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$1,202,0001,814
Total noninterest expense$10,577,0001,595
Salaries and employee benefits$6,457,0001,512
Premises and equipment expense$687,0002,135
Additional noninterest expense$1,202,0001,814
Pre-tax net operating income$7,311,0001,231
Securities gains (losses)$-208,0004,198
Applicable income taxes$13,0003,274
Income before extraordinary items$7,090,0001,107
Extraordinary gains, net$052
Net income$7,090,0001,112
Minority interest net income$081
Net income of bank and minority interests.$7,090,0001,107
Net charge-offs$-20,0004,003
Cash dividends$3,500,000792
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,298,0001,099
2023-06-30 (YTD Data)Rank
Total interest income$14,403,0001,381
Total interest expense$3,272,0001,481
Net interest income$11,131,0001,336
Provision for loan and lease losses$210,0001,292
Total noninterest income$1,039,0001,911
Gross Fiduciary activities income$0931
Service charges on deposit accounts$234,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$805,0001,747
Total noninterest expense$6,917,0001,607
Salaries and employee benefits$4,127,0001,567
Premises and equipment expense$492,0002,037
Additional noninterest expense$805,0001,745
Pre-tax net operating income$5,043,0001,191
Securities gains (losses)$40,000308
Applicable income taxes$9,0003,302
Income before extraordinary items$5,074,0001,041
Extraordinary gains, net$051
Net income$5,074,0001,054
Minority interest net income$081
Net income of bank and minority interests.$5,074,0001,041
Net charge-offs$-24,0004,159
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,034,0001,056
2023-03-31 (YTD Data)Rank
Total interest income$7,011,0001,388
Total interest expense$1,407,0001,491
Net interest income$5,604,0001,336
Provision for loan and lease losses$105,0001,243
Total noninterest income$569,0001,817
Gross Fiduciary activities income$0913
Service charges on deposit accounts$117,0001,724
Trading account gains and feesNANA
Additional Noninterest Income$452,0001,608
Total noninterest expense$3,473,0001,621
Salaries and employee benefits$2,061,0001,592
Premises and equipment expense$282,0001,895
Additional noninterest expense$452,0001,608
Pre-tax net operating income$2,595,0001,192
Securities gains (losses)$41,000301
Applicable income taxes$03,388
Income before extraordinary items$2,636,0001,033
Extraordinary gains, net$04
Net income$2,636,0001,032
Minority interest net income$048
Net income of bank and minority interests.$2,636,0001,032
Net charge-offs$-42,0004,410
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,595,0001,055
2022-12-31 (YTD Data)Rank
Total interest income$23,410,0001,388
Total interest expense$1,914,0001,645
Net interest income$21,496,0001,354
Provision for loan and lease losses$360,0001,410
Total noninterest income$1,655,0002,228
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$453,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$1,202,0002,137
Total noninterest expense$13,470,0001,626
Salaries and employee benefits$8,275,0001,517
Premises and equipment expense$904,0002,128
Additional noninterest expense$1,202,0002,137
Pre-tax net operating income$9,321,0001,339
Securities gains (losses)$-225,0004,137
Applicable income taxes$17,0003,459
Income before extraordinary items$9,079,0001,184
Extraordinary gains, net$05
Net income$9,079,0001,183
Minority interest net income$063
Net income of bank and minority interests.$9,079,0001,184
Net charge-offs$-96,0004,265
Cash dividends$5,700,000706
Sale, conversion, retirement of capital stock, net$233,000391
Net operating income$9,304,0001,185
2022-09-30 (YTD Data)Rank
Total interest income$16,931,0001,376
Total interest expense$1,141,0001,609
Net interest income$15,790,0001,355
Provision for loan and lease losses$270,0001,285
Total noninterest income$1,064,0002,417
Gross Fiduciary activities income$0968
Service charges on deposit accounts$330,0001,846
Trading account gains and feesNANA
Additional Noninterest Income$734,0002,393
Total noninterest expense$9,913,0001,633
Salaries and employee benefits$6,073,0001,554
Premises and equipment expense$670,0002,162
Additional noninterest expense$734,0002,393
Pre-tax net operating income$6,671,0001,369
Securities gains (losses)$80,000179
Applicable income taxes$13,0003,454
Income before extraordinary items$6,738,0001,175
Extraordinary gains, net$04
Net income$6,738,0001,174
Minority interest net income$057
Net income of bank and minority interests.$6,738,0001,175
Net charge-offs$-98,0004,289
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,658,0001,211
2022-06-30 (YTD Data)Rank
Total interest income$10,907,0001,373
Total interest expense$708,0001,501
Net interest income$10,199,0001,362
Provision for loan and lease losses$180,0001,178
Total noninterest income$689,0002,455
Gross Fiduciary activities income$0925
Service charges on deposit accounts$209,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$480,0002,433
Total noninterest expense$6,255,0001,701
Salaries and employee benefits$3,831,0001,614
Premises and equipment expense$437,0002,207
Additional noninterest expense$1,987,0001,609
Pre-tax net operating income$4,453,0001,301
Securities gains (losses)$44,000230
Applicable income taxes$10,0003,387
Income before extraordinary items$4,487,0001,133
Extraordinary gains, net$04
Net income$4,487,0001,131
Minority interest net income$060
Net income of bank and minority interests.$4,487,0001,133
Net charge-offs$-83,0004,337
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,443,0001,169
2022-03-31 (YTD Data)Rank
Total interest income$5,321,0001,358
Total interest expense$334,0001,523
Net interest income$4,987,0001,347
Provision for loan and lease losses$90,0001,018
Total noninterest income$400,0002,285
Gross Fiduciary activities income$0892
Service charges on deposit accounts$102,0001,914
Trading account gains and feesNANA
Additional Noninterest Income$298,0002,191
Total noninterest expense$3,214,0001,652
Salaries and employee benefits$1,944,0001,602
Premises and equipment expense$218,0002,226
Additional noninterest expense$1,052,0001,512
Pre-tax net operating income$2,083,0001,308
Securities gains (losses)$0623
Applicable income taxes$7,0003,217
Income before extraordinary items$2,076,0001,169
Extraordinary gains, net$04
Net income$2,076,0001,169
Minority interest net income$050
Net income of bank and minority interests.$2,076,0001,169
Net charge-offs$-76,0004,491
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,076,0001,179
2021-12-31 (YTD Data)Rank
Total interest income$21,476,0001,388
Total interest expense$1,689,0001,520
Net interest income$19,787,0001,378
Provision for loan and lease losses$120,0002,036
Total noninterest income$1,725,0002,403
Gross Fiduciary activities income$0994
Service charges on deposit accounts$421,0001,801
Trading account gains and feesNANA
Additional Noninterest Income$1,304,0002,372
Total noninterest expense$12,676,0001,674
Salaries and employee benefits$7,472,0001,640
Premises and equipment expense$971,0002,075
Additional noninterest expense$4,233,0001,526
Pre-tax net operating income$8,716,0001,398
Securities gains (losses)$404,000417
Applicable income taxes$36,0003,375
Income before extraordinary items$9,084,0001,232
Extraordinary gains, net$010
Net income$9,084,0001,231
Minority interest net income$074
Net income of bank and minority interests.$9,084,0001,232
Net charge-offs$-162,0004,491
Cash dividends$7,600,000586
Sale, conversion, retirement of capital stock, net$200,000407
Net operating income$8,680,0001,251
2021-09-30 (YTD Data)Rank
Total interest income$16,243,0001,410
Total interest expense$1,322,0001,550
Net interest income$14,921,0001,389
Provision for loan and lease losses$120,0001,843
Total noninterest income$1,214,0002,492
Gross Fiduciary activities income$0957
Service charges on deposit accounts$310,0001,809
Trading account gains and fees$0132
Additional Noninterest Income$904,0002,491
Total noninterest expense$9,370,0001,696
Salaries and employee benefits$5,562,0001,652
Premises and equipment expense$741,0002,071
Additional noninterest expense$3,067,0001,568
Pre-tax net operating income$6,645,0001,433
Securities gains (losses)$346,000413
Applicable income taxes$32,0003,326
Income before extraordinary items$6,959,0001,252
Extraordinary gains, net$08
Net income$6,959,0001,252
Minority interest net income$069
Net income of bank and minority interests.$6,959,0001,252
Net charge-offs$-151,0004,582
Cash dividends$4,600,000627
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,613,0001,283
2021-06-30 (YTD Data)Rank
Total interest income$11,054,0001,377
Total interest expense$937,0001,536
Net interest income$10,117,0001,371
Provision for loan and lease losses$120,0001,537
Total noninterest income$730,0002,570
Gross Fiduciary activities income$0951
Service charges on deposit accounts$199,0001,806
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,573
Total noninterest expense$6,249,0001,684
Salaries and employee benefits$3,699,0001,652
Premises and equipment expense$504,0002,045
Additional noninterest expense$2,046,0001,546
Pre-tax net operating income$4,478,0001,410
Securities gains (losses)$253,000416
Applicable income taxes$29,0003,221
Income before extraordinary items$4,702,0001,239
Extraordinary gains, net$06
Net income$4,702,0001,240
Minority interest net income$067
Net income of bank and minority interests.$4,702,0001,240
Net charge-offs$-89,0004,558
Cash dividends$3,400,000566
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,451,5301,262
2021-03-31 (YTD Data)Rank
Total interest income$5,789,0001,340
Total interest expense$491,0001,545
Net interest income$5,298,0001,292
Provision for loan and lease losses$120,0001,135
Total noninterest income$388,0002,516
Gross Fiduciary activities income$0922
Service charges on deposit accounts$99,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,497
Total noninterest expense$3,003,0001,721
Salaries and employee benefits$1,851,0001,653
Premises and equipment expense$209,0002,301
Additional noninterest expense$943,0001,602
Pre-tax net operating income$2,563,0001,286
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,563,0001,181
Extraordinary gains, net$03
Net income$2,563,0001,181
Minority interest net income$055
Net income of bank and minority interests.$2,563,0001,181
Net charge-offs$-54,0004,638
Cash dividends$2,200,000433
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,563,0001,147
2020-12-31 (YTD Data)Rank
Total interest income$21,515,0001,391
Total interest expense$2,943,0001,508
Net interest income$18,572,0001,377
Provision for loan and lease losses$830,0001,798
Total noninterest income$1,333,0002,565
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$364,0002,009
Trading account gains and feesNANA
Additional Noninterest Income$969,0002,511
Total noninterest expense$11,868,0001,725
Salaries and employee benefits$6,816,0001,708
Premises and equipment expense$844,0002,269
Additional noninterest expense$4,208,0001,473
Pre-tax net operating income$7,207,0001,351
Securities gains (losses)$345,000758
Applicable income taxes$03,697
Income before extraordinary items$7,552,0001,188
Extraordinary gains, net$04
Net income$7,552,0001,188
Minority interest net income$072
Net income of bank and minority interests.$7,552,0001,188
Net charge-offs$-98,0004,745
Cash dividends$3,950,000920
Sale, conversion, retirement of capital stock, net$195,000377
Net operating income$7,207,0001,198
2020-09-30 (YTD Data)Rank
Total interest income$16,100,0001,405
Total interest expense$2,311,0001,534
Net interest income$13,789,0001,380
Provision for loan and lease losses$740,0001,619
Total noninterest income$960,0002,575
Gross Fiduciary activities income$0981
Service charges on deposit accounts$264,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$696,0002,509
Total noninterest expense$8,171,0001,814
Salaries and employee benefits$4,787,0001,781
Premises and equipment expense$614,0002,307
Additional noninterest expense$2,770,0001,610
Pre-tax net operating income$5,838,0001,239
Securities gains (losses)$345,000634
Applicable income taxes$03,696
Income before extraordinary items$6,183,0001,083
Extraordinary gains, net$04
Net income$6,183,0001,083
Minority interest net income$065
Net income of bank and minority interests.$6,183,0001,083
Net charge-offs$-87,0004,787
Cash dividends$2,950,000826
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,838,0001,092
2020-06-30 (YTD Data)Rank
Total interest income$10,967,0001,402
Total interest expense$1,615,0001,559
Net interest income$9,352,0001,354
Provision for loan and lease losses$560,0001,535
Total noninterest income$619,0002,567
Gross Fiduciary activities income$0970
Service charges on deposit accounts$171,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,481
Total noninterest expense$5,599,0001,774
Salaries and employee benefits$3,250,0001,765
Premises and equipment expense$440,0002,201
Additional noninterest expense$1,909,0001,565
Pre-tax net operating income$3,812,0001,202
Securities gains (losses)$345,000481
Applicable income taxes$03,655
Income before extraordinary items$4,157,0001,007
Extraordinary gains, net$04
Net income$4,157,0001,006
Minority interest net income$065
Net income of bank and minority interests.$4,157,0001,007
Net charge-offs$-70,0004,822
Cash dividends$1,950,000834
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,812,0001,051
2020-03-31 (YTD Data)Rank
Total interest income$5,114,0001,483
Total interest expense$863,0001,605
Net interest income$4,251,0001,441
Provision for loan and lease losses$180,0001,515
Total noninterest income$337,0002,371
Gross Fiduciary activities income$0941
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$231,0002,281
Total noninterest expense$2,613,0001,885
Salaries and employee benefits$1,475,0001,907
Premises and equipment expense$193,0002,393
Additional noninterest expense$945,0001,589
Pre-tax net operating income$1,795,0001,149
Securities gains (losses)$248,000326
Applicable income taxes$03,513
Income before extraordinary items$2,043,000916
Extraordinary gains, net$04
Net income$2,043,000916
Minority interest net income$056
Net income of bank and minority interests.$2,043,000916
Net charge-offs$-52,0004,867
Cash dividends$950,000856
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,795,0001,009
2019-12-31 (YTD Data)Rank
Total interest income$20,078,0001,519
Total interest expense$3,218,0001,720
Net interest income$16,860,0001,436
Provision for loan and lease losses$240,0002,172
Total noninterest income$1,296,0002,479
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$432,0002,126
Trading account gains and feesNANA
Additional Noninterest Income$864,0002,421
Total noninterest expense$10,747,0001,807
Salaries and employee benefits$6,228,0001,792
Premises and equipment expense$895,0002,192
Additional noninterest expense$3,624,0001,632
Pre-tax net operating income$7,169,0001,336
Securities gains (losses)$725,000284
Applicable income taxes$03,859
Income before extraordinary items$7,894,0001,126
Extraordinary gains, net$011
Net income$7,894,0001,128
Minority interest net income$076
Net income of bank and minority interests.$7,894,0001,128
Net charge-offs$-38,0004,719
Cash dividends$3,800,0001,010
Sale, conversion, retirement of capital stock, net$155,000432
Net operating income$7,169,0001,195
2019-09-30 (YTD Data)Rank
Total interest income$14,619,0001,567
Total interest expense$2,296,0001,790
Net interest income$12,323,0001,485
Provision for loan and lease losses$180,0002,065
Total noninterest income$976,0002,493
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$322,0002,136
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,395
Total noninterest expense$7,998,0001,823
Salaries and employee benefits$4,643,0001,806
Premises and equipment expense$681,0002,182
Additional noninterest expense$2,674,0001,647
Pre-tax net operating income$5,121,0001,414
Securities gains (losses)$586,000275
Applicable income taxes$03,902
Income before extraordinary items$5,707,0001,185
Extraordinary gains, net$011
Net income$5,707,0001,186
Minority interest net income$072
Net income of bank and minority interests.$5,707,0001,187
Net charge-offs$-111,0004,991
Cash dividends$2,850,000916
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,121,0001,270
2019-06-30 (YTD Data)Rank
Total interest income$9,528,0001,596
Total interest expense$1,456,0001,834
Net interest income$8,072,0001,514
Provision for loan and lease losses$120,0002,025
Total noninterest income$633,0002,485
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$213,0002,116
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,420
Total noninterest expense$5,263,0001,852
Salaries and employee benefits$3,107,0001,801
Premises and equipment expense$448,0002,215
Additional noninterest expense$1,708,0001,722
Pre-tax net operating income$3,322,0001,422
Securities gains (losses)$384,000263
Applicable income taxes$03,901
Income before extraordinary items$3,706,0001,179
Extraordinary gains, net$011
Net income$3,706,0001,179
Minority interest net income$069
Net income of bank and minority interests.$3,706,0001,179
Net charge-offs$-89,0005,038
Cash dividends$1,900,000918
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,322,0001,269
2019-03-31 (YTD Data)Rank
Total interest income$4,600,0001,646
Total interest expense$692,0001,858
Net interest income$3,908,0001,566
Provision for loan and lease losses$60,0001,874
Total noninterest income$317,0002,460
Gross Fiduciary activities income$0972
Service charges on deposit accounts$103,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,328
Total noninterest expense$2,670,0001,824
Salaries and employee benefits$1,594,0001,781
Premises and equipment expense$223,0002,243
Additional noninterest expense$853,0001,718
Pre-tax net operating income$1,495,0001,531
Securities gains (losses)$103,000275
Applicable income taxes$03,800
Income before extraordinary items$1,598,0001,300
Extraordinary gains, net$05
Net income$1,598,0001,297
Minority interest net income$052
Net income of bank and minority interests.$1,598,0001,299
Net charge-offs$-21,0004,875
Cash dividends$950,000878
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,495,0001,337
2018-12-31 (YTD Data)Rank
Total interest income$17,622,0001,619
Total interest expense$2,210,0001,808
Net interest income$15,412,0001,565
Provision for loan and lease losses$600,0001,277
Total noninterest income$1,242,0002,567
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$443,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,500
Total noninterest expense$10,285,0001,857
Salaries and employee benefits$6,018,0001,801
Premises and equipment expense$841,0002,285
Additional noninterest expense$3,426,0001,703
Pre-tax net operating income$5,769,0001,572
Securities gains (losses)$-12,0004,464
Applicable income taxes$15,0003,680
Income before extraordinary items$5,742,0001,408
Extraordinary gains, net$06
Net income$5,742,0001,407
Minority interest net income$072
Net income of bank and minority interests.$5,742,0001,407
Net charge-offs$1,254,000487
Cash dividends$2,400,0001,291
Sale, conversion, retirement of capital stock, net$139,000450
Net operating income$5,754,0001,394
2018-09-30 (YTD Data)Rank
Total interest income$13,078,0001,612
Total interest expense$1,577,0001,792
Net interest income$11,501,0001,565
Provision for loan and lease losses$600,000982
Total noninterest income$930,0002,604
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$333,0002,170
Trading account gains and feesNANA
Additional Noninterest Income$597,0002,530
Total noninterest expense$7,814,0001,833
Salaries and employee benefits$4,621,0001,769
Premises and equipment expense$615,0002,346
Additional noninterest expense$2,578,0001,699
Pre-tax net operating income$4,017,0001,690
Securities gains (losses)$01,118
Applicable income taxes$11,0003,758
Income before extraordinary items$4,006,0001,509
Extraordinary gains, net$05
Net income$4,006,0001,508
Minority interest net income$066
Net income of bank and minority interests.$4,006,0001,508
Net charge-offs$1,222,000381
Cash dividends$1,900,0001,130
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,006,0001,494
2018-06-30 (YTD Data)Rank
Total interest income$8,707,0001,601
Total interest expense$965,0001,826
Net interest income$7,742,0001,541
Provision for loan and lease losses$200,0001,508
Total noninterest income$603,0002,634
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$221,0002,175
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,584
Total noninterest expense$5,112,0001,880
Salaries and employee benefits$3,078,0001,788
Premises and equipment expense$401,0002,402
Additional noninterest expense$1,633,0001,783
Pre-tax net operating income$3,033,0001,505
Securities gains (losses)$0961
Applicable income taxes$8,0003,747
Income before extraordinary items$3,025,0001,353
Extraordinary gains, net$06
Net income$3,025,0001,352
Minority interest net income$065
Net income of bank and minority interests.$3,025,0001,352
Net charge-offs$143,0001,108
Cash dividends$1,900,000809
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,025,0001,343
2018-03-31 (YTD Data)Rank
Total interest income$4,284,0001,610
Total interest expense$432,0001,915
Net interest income$3,852,0001,549
Provision for loan and lease losses$03,508
Total noninterest income$301,0002,623
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$110,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$191,0002,548
Total noninterest expense$2,454,0001,958
Salaries and employee benefits$1,528,0001,817
Premises and equipment expense$186,0002,551
Additional noninterest expense$740,0001,941
Pre-tax net operating income$1,699,0001,352
Securities gains (losses)$0735
Applicable income taxes$2,0003,795
Income before extraordinary items$1,697,0001,192
Extraordinary gains, net$07
Net income$1,697,0001,191
Minority interest net income$052
Net income of bank and minority interests.$1,697,0001,192
Net charge-offs$-126,0005,426
Cash dividends$950,000761
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,697,0001,182
2017-12-31 (YTD Data)Rank
Total interest income$16,831,0001,588
Total interest expense$1,421,0002,013
Net interest income$15,410,0001,519
Provision for loan and lease losses$360,0001,763
Total noninterest income$1,173,0002,719
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$471,0002,127
Trading account gains and feesNANA
Additional Noninterest Income$702,0002,714
Total noninterest expense$9,621,0001,974
Salaries and employee benefits$5,602,0001,914
Premises and equipment expense$849,0002,356
Additional noninterest expense$3,170,0001,847
Pre-tax net operating income$6,602,0001,369
Securities gains (losses)$70,000755
Applicable income taxes$11,0003,870
Income before extraordinary items$6,661,0001,066
Extraordinary gains, net$09
Net income$6,661,0001,066
Minority interest net income$076
Net income of bank and minority interests.$6,661,0001,066
Net charge-offs$-489,0005,566
Cash dividends$4,050,000805
Sale, conversion, retirement of capital stock, net$119,000472
Net operating income$6,591,0001,062
2017-09-30 (YTD Data)Rank
Total interest income$12,402,0001,611
Total interest expense$1,029,0002,041
Net interest income$11,373,0001,542
Provision for loan and lease losses$360,0001,438
Total noninterest income$896,0002,725
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$351,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,706
Total noninterest expense$6,799,0002,072
Salaries and employee benefits$4,132,0001,943
Premises and equipment expense$593,0002,499
Additional noninterest expense$2,074,0002,052
Pre-tax net operating income$5,110,0001,348
Securities gains (losses)$64,000769
Applicable income taxes$9,0003,895
Income before extraordinary items$5,165,0001,124
Extraordinary gains, net$09
Net income$5,165,0001,124
Minority interest net income$071
Net income of bank and minority interests.$5,165,0001,124
Net charge-offs$-10,0004,745
Cash dividends$2,800,000813
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,101,0001,121
2017-06-30 (YTD Data)Rank
Total interest income$8,149,0001,614
Total interest expense$653,0002,071
Net interest income$7,496,0001,546
Provision for loan and lease losses$240,0001,411
Total noninterest income$544,0002,852
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$227,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$317,0002,866
Total noninterest expense$4,586,0002,055
Salaries and employee benefits$2,727,0001,967
Premises and equipment expense$410,0002,432
Additional noninterest expense$1,449,0001,993
Pre-tax net operating income$3,214,0001,388
Securities gains (losses)$33,000802
Applicable income taxes$6,0003,918
Income before extraordinary items$3,241,0001,173
Extraordinary gains, net$011
Net income$3,241,0001,173
Minority interest net income$071
Net income of bank and minority interests.$3,241,0001,173
Net charge-offs$-41,0005,234
Cash dividends$1,850,000817
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,208,0001,164
2017-03-31 (YTD Data)Rank
Total interest income$3,984,0001,634
Total interest expense$319,0002,074
Net interest income$3,665,0001,564
Provision for loan and lease losses$120,0001,315
Total noninterest income$250,0002,966
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$108,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$142,0003,004
Total noninterest expense$2,248,0002,110
Salaries and employee benefits$1,358,0002,010
Premises and equipment expense$218,0002,370
Additional noninterest expense$672,0002,107
Pre-tax net operating income$1,547,0001,407
Securities gains (losses)$4,000846
Applicable income taxes$2,0003,937
Income before extraordinary items$1,549,0001,190
Extraordinary gains, net$08
Net income$1,549,0001,189
Minority interest net income$055
Net income of bank and minority interests.$1,549,0001,190
Net charge-offs$-18,0005,222
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,545,0001,173
2016-12-31 (YTD Data)Rank
Total interest income$15,666,0001,608
Total interest expense$1,195,0002,139
Net interest income$14,471,0001,543
Provision for loan and lease losses$300,0001,988
Total noninterest income$1,032,0003,002
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$460,0002,226
Trading account gains and fees$0170
Additional Noninterest Income$572,0003,070
Total noninterest expense$9,531,0001,994
Salaries and employee benefits$5,408,0001,966
Premises and equipment expense$860,0002,379
Additional noninterest expense$3,263,0001,829
Pre-tax net operating income$5,672,0001,468
Securities gains (losses)$243,000773
Applicable income taxes$12,0003,968
Income before extraordinary items$5,903,0001,218
Extraordinary gains, net$05
Net income$5,903,0001,217
Minority interest net income$082
Net income of bank and minority interests.$5,903,0001,217
Net charge-offs$-31,0005,226
Cash dividends$2,600,0001,143
Sale, conversion, retirement of capital stock, net$128,000466
Net operating income$5,660,0001,226
2016-09-30 (YTD Data)Rank
Total interest income$11,741,0001,620
Total interest expense$892,0002,149
Net interest income$10,849,0001,549
Provision for loan and lease losses$225,0001,908
Total noninterest income$763,0003,019
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$339,0002,256
Trading account gains and fees$0169
Additional Noninterest Income$424,0003,099
Total noninterest expense$6,981,0002,033
Salaries and employee benefits$3,990,0001,988
Premises and equipment expense$600,0002,509
Additional noninterest expense$2,391,0001,873
Pre-tax net operating income$4,406,0001,444
Securities gains (losses)$243,000699
Applicable income taxes$10,0004,020
Income before extraordinary items$4,639,0001,180
Extraordinary gains, net$05
Net income$4,639,0001,180
Minority interest net income$071
Net income of bank and minority interests.$4,639,0001,180
Net charge-offs$-142,0005,659
Cash dividends$1,700,0001,184
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,396,0001,199
2016-06-30 (YTD Data)Rank
Total interest income$7,812,0001,631
Total interest expense$585,0002,178
Net interest income$7,227,0001,556
Provision for loan and lease losses$150,0001,887
Total noninterest income$486,0003,077
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$220,0002,283
Trading account gains and fees$0157
Additional Noninterest Income$266,0003,190
Total noninterest expense$4,700,0002,024
Salaries and employee benefits$2,658,0001,997
Premises and equipment expense$387,0002,574
Additional noninterest expense$1,655,0001,815
Pre-tax net operating income$2,863,0001,453
Securities gains (losses)$107,000920
Applicable income taxes$7,0004,028
Income before extraordinary items$2,963,0001,217
Extraordinary gains, net$016
Net income$2,963,0001,217
Minority interest net income$071
Net income of bank and minority interests.$2,963,0001,217
Net charge-offs$-132,0005,764
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,856,0001,207
2016-03-31 (YTD Data)Rank
Total interest income$3,793,0001,672
Total interest expense$288,0002,210
Net interest income$3,505,0001,605
Provision for loan and lease losses$75,0001,741
Total noninterest income$234,0003,120
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$106,0002,330
Trading account gains and fees$0142
Additional Noninterest Income$128,0003,197
Total noninterest expense$2,313,0002,059
Salaries and employee benefits$1,321,0002,014
Premises and equipment expense$204,0002,511
Additional noninterest expense$788,0001,885
Pre-tax net operating income$1,351,0001,505
Securities gains (losses)$37,000956
Applicable income taxes$1,0004,176
Income before extraordinary items$1,387,0001,261
Extraordinary gains, net$012
Net income$1,387,0001,263
Minority interest net income$062
Net income of bank and minority interests.$1,387,0001,262
Net charge-offs$-129,0005,923
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,350,0001,241
2015-12-31 (YTD Data)Rank
Total interest income$14,306,0001,736
Total interest expense$1,049,0002,341
Net interest income$13,257,0001,656
Provision for loan and lease losses$336,0001,784
Total noninterest income$958,0003,148
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$429,0002,386
Trading account gains and fees$0159
Additional Noninterest Income$529,0003,207
Total noninterest expense$8,713,0002,144
Salaries and employee benefits$4,776,0002,133
Premises and equipment expense$805,0002,545
Additional noninterest expense$3,132,0001,929
Pre-tax net operating income$5,166,0001,535
Securities gains (losses)$179,000804
Applicable income taxes$12,0004,048
Income before extraordinary items$5,333,0001,292
Extraordinary gains, net$023
Net income$5,333,0001,292
Minority interest net income$081
Net income of bank and minority interests.$5,333,0001,292
Net charge-offs$-358,0005,959
Cash dividends$3,200,000925
Sale, conversion, retirement of capital stock, net$79,000548
Net operating income$5,154,0001,294
2015-09-30 (YTD Data)Rank
Total interest income$10,596,0001,763
Total interest expense$772,0002,397
Net interest income$9,824,0001,687
Provision for loan and lease losses$225,0001,803
Total noninterest income$703,0003,192
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$321,0002,404
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,288
Total noninterest expense$6,335,0002,190
Salaries and employee benefits$3,522,0002,171
Premises and equipment expense$579,0002,659
Additional noninterest expense$2,234,0002,009
Pre-tax net operating income$3,967,0001,534
Securities gains (losses)$181,000696
Applicable income taxes$10,0004,140
Income before extraordinary items$4,138,0001,261
Extraordinary gains, net$021
Net income$4,138,0001,261
Minority interest net income$078
Net income of bank and minority interests.$4,138,0001,261
Net charge-offs$-389,0006,070
Cash dividends$2,400,000843
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,957,0001,278
2015-06-30 (YTD Data)Rank
Total interest income$6,912,0001,809
Total interest expense$505,0002,448
Net interest income$6,407,0001,722
Provision for loan and lease losses$150,0001,756
Total noninterest income$467,0003,200
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$211,0002,401
Trading account gains and fees$0157
Additional Noninterest Income$256,0003,273
Total noninterest expense$4,201,0002,213
Salaries and employee benefits$2,340,0002,195
Premises and equipment expense$388,0002,657
Additional noninterest expense$1,473,0002,032
Pre-tax net operating income$2,523,0001,565
Securities gains (losses)$175,000580
Applicable income taxes$7,0004,172
Income before extraordinary items$2,691,0001,272
Extraordinary gains, net$022
Net income$2,691,0001,274
Minority interest net income$075
Net income of bank and minority interests.$2,691,0001,273
Net charge-offs$-132,0005,977
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,516,0001,305
2015-03-31 (YTD Data)Rank
Total interest income$3,386,0001,841
Total interest expense$246,0002,508
Net interest income$3,140,0001,748
Provision for loan and lease losses$75,0001,675
Total noninterest income$227,0003,199
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$101,0002,456
Trading account gains and fees$0152
Additional Noninterest Income$126,0003,271
Total noninterest expense$2,089,0002,234
Salaries and employee benefits$1,144,0002,253
Premises and equipment expense$192,0002,724
Additional noninterest expense$753,0001,977
Pre-tax net operating income$1,203,0001,590
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$1,201,0001,376
Extraordinary gains, net$013
Net income$1,201,0001,377
Minority interest net income$064
Net income of bank and minority interests.$1,201,0001,378
Net charge-offs$-166,0006,215
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,201,0001,330
2014-12-31 (YTD Data)Rank
Total interest income$13,020,0001,912
Total interest expense$1,005,0002,565
Net interest income$12,015,0001,827
Provision for loan and lease losses$450,0001,555
Total noninterest income$971,0003,160
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$452,0002,444
Trading account gains and fees$0180
Additional Noninterest Income$519,0003,231
Total noninterest expense$7,939,0002,331
Salaries and employee benefits$4,415,0002,288
Premises and equipment expense$847,0002,552
Additional noninterest expense$2,677,0002,261
Pre-tax net operating income$4,597,0001,640
Securities gains (losses)$332,000564
Applicable income taxes$11,0004,190
Income before extraordinary items$4,918,0001,329
Extraordinary gains, net$017
Net income$4,918,0001,328
Minority interest net income$084
Net income of bank and minority interests.$4,918,0001,328
Net charge-offs$507,0001,442
Cash dividends$3,200,000862
Sale, conversion, retirement of capital stock, net$44,000658
Net operating income$4,586,0001,382
2014-09-30 (YTD Data)Rank
Total interest income$9,663,0001,939
Total interest expense$756,0002,596
Net interest income$8,907,0001,849
Provision for loan and lease losses$400,0001,373
Total noninterest income$732,0003,181
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$342,0002,450
Trading account gains and fees$0174
Additional Noninterest Income$390,0003,251
Total noninterest expense$5,795,0002,391
Salaries and employee benefits$3,291,0002,309
Premises and equipment expense$617,0002,640
Additional noninterest expense$1,887,0002,382
Pre-tax net operating income$3,444,0001,651
Securities gains (losses)$282,000503
Applicable income taxes$9,0004,218
Income before extraordinary items$3,717,0001,301
Extraordinary gains, net$015
Net income$3,717,0001,301
Minority interest net income$081
Net income of bank and minority interests.$3,717,0001,301
Net charge-offs$423,0001,299
Cash dividends$2,400,000810
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,435,0001,381
2014-06-30 (YTD Data)Rank
Total interest income$6,399,0001,946
Total interest expense$512,0002,592
Net interest income$5,887,0001,861
Provision for loan and lease losses$200,0001,637
Total noninterest income$494,0003,140
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$234,0002,385
Trading account gains and fees$0172
Additional Noninterest Income$260,0003,231
Total noninterest expense$3,837,0002,410
Salaries and employee benefits$2,200,0002,307
Premises and equipment expense$409,0002,671
Additional noninterest expense$1,228,0002,431
Pre-tax net operating income$2,344,0001,587
Securities gains (losses)$160,000560
Applicable income taxes$7,0004,195
Income before extraordinary items$2,497,0001,265
Extraordinary gains, net$020
Net income$2,497,0001,265
Minority interest net income$080
Net income of bank and minority interests.$2,497,0001,266
Net charge-offs$122,0002,014
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,337,0001,319
2014-03-31 (YTD Data)Rank
Total interest income$3,138,0001,970
Total interest expense$264,0002,566
Net interest income$2,874,0001,887
Provision for loan and lease losses$75,0001,807
Total noninterest income$256,0003,025
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$114,0002,408
Trading account gains and fees$0147
Additional Noninterest Income$142,0003,049
Total noninterest expense$1,929,0002,413
Salaries and employee benefits$1,107,0002,294
Premises and equipment expense$191,0002,846
Additional noninterest expense$631,0002,372
Pre-tax net operating income$1,126,0001,596
Securities gains (losses)$93,000468
Applicable income taxes$2,0004,234
Income before extraordinary items$1,217,0001,242
Extraordinary gains, net$016
Net income$1,217,0001,243
Minority interest net income$066
Net income of bank and minority interests.$1,217,0001,243
Net charge-offs$-10,0005,749
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,124,0001,323
2013-12-31 (YTD Data)Rank
Total interest income$12,947,0001,921
Total interest expense$1,153,0002,645
Net interest income$11,794,0001,825
Provision for loan and lease losses$240,0002,739
Total noninterest income$1,030,0003,140
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$516,0002,319
Trading account gains and fees$0184
Additional Noninterest Income$514,0003,317
Total noninterest expense$7,724,0002,424
Salaries and employee benefits$4,364,0002,302
Premises and equipment expense$811,0002,675
Additional noninterest expense$2,549,0002,413
Pre-tax net operating income$4,860,0001,463
Securities gains (losses)$32,0002,090
Applicable income taxes$9,0004,318
Income before extraordinary items$4,883,0001,247
Extraordinary gains, net$029
Net income$4,883,0001,249
Minority interest net income$090
Net income of bank and minority interests.$4,883,0001,250
Net charge-offs$197,0003,028
Cash dividends$2,600,000968
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,851,0001,236
2013-09-30 (YTD Data)Rank
Total interest income$9,626,0001,946
Total interest expense$876,0002,700
Net interest income$8,750,0001,840
Provision for loan and lease losses$210,0002,518
Total noninterest income$769,0003,214
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$393,0002,310
Trading account gains and fees$0180
Additional Noninterest Income$376,0003,411
Total noninterest expense$5,718,0002,444
Salaries and employee benefits$3,280,0002,303
Premises and equipment expense$580,0002,792
Additional noninterest expense$1,858,0002,465
Pre-tax net operating income$3,591,0001,507
Securities gains (losses)$2,0002,831
Applicable income taxes$7,0004,397
Income before extraordinary items$3,586,0001,282
Extraordinary gains, net$025
Net income$3,586,0001,284
Minority interest net income$084
Net income of bank and minority interests.$3,586,0001,284
Net charge-offs$-33,0006,369
Cash dividends$1,800,000952
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,584,0001,251
2013-06-30 (YTD Data)Rank
Total interest income$6,426,0001,939
Total interest expense$594,0002,722
Net interest income$5,832,0001,825
Provision for loan and lease losses$170,0002,311
Total noninterest income$507,0003,267
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$262,0002,280
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,485
Total noninterest expense$3,783,0002,458
Salaries and employee benefits$2,196,0002,310
Premises and equipment expense$377,0002,846
Additional noninterest expense$1,210,0002,520
Pre-tax net operating income$2,386,0001,490
Securities gains (losses)$2,0002,612
Applicable income taxes$5,0004,362
Income before extraordinary items$2,383,0001,269
Extraordinary gains, net$022
Net income$2,383,0001,272
Minority interest net income$082
Net income of bank and minority interests.$2,383,0001,272
Net charge-offs$-18,0006,300
Cash dividends$1,100,000998
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,381,0001,221
2013-03-31 (YTD Data)Rank
Total interest income$3,250,0001,926
Total interest expense$303,0002,753
Net interest income$2,947,0001,820
Provision for loan and lease losses$90,0002,172
Total noninterest income$238,0003,376
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$125,0002,352
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,586
Total noninterest expense$1,905,0002,476
Salaries and employee benefits$1,107,0002,303
Premises and equipment expense$179,0002,971
Additional noninterest expense$619,0002,472
Pre-tax net operating income$1,190,0001,483
Securities gains (losses)$01,966
Applicable income taxes$2,0004,407
Income before extraordinary items$1,188,0001,261
Extraordinary gains, net$010
Net income$1,188,0001,263
Minority interest net income$076
Net income of bank and minority interests.$1,188,0001,263
Net charge-offs$-14,0006,319
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,188,0001,208
2012-12-31 (YTD Data)Rank
Total interest income$10,874,0002,374
Total interest expense$1,277,0003,074
Net interest income$9,597,0002,239
Provision for loan and lease losses$146,0004,312
Total noninterest income$482,0004,552
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$379,0003,044
Trading account gains and fees$0166
Additional Noninterest Income$103,0005,320
Total noninterest expense$6,402,0002,885
Salaries and employee benefits$3,469,0002,809
Premises and equipment expense$656,0003,173
Additional noninterest expense$2,277,0002,780
Pre-tax net operating income$3,531,0001,811
Securities gains (losses)$58,0002,626
Applicable income taxes$8,0004,426
Income before extraordinary items$3,581,0001,597
Extraordinary gains, net$029
Net income$3,581,0001,598
Minority interest net income$093
Net income of bank and minority interests.$3,581,0001,598
Net charge-offs$35,0005,132
Cash dividends$7,550,000391
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,523,0001,532
2012-09-30 (YTD Data)Rank
Total interest income$8,037,0002,448
Total interest expense$980,0003,120
Net interest income$7,057,0002,321
Provision for loan and lease losses$70,0004,710
Total noninterest income$592,0003,706
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$282,0003,093
Trading account gains and fees$0157
Additional Noninterest Income$310,0003,639
Total noninterest expense$4,688,0002,955
Salaries and employee benefits$2,538,0002,883
Premises and equipment expense$470,0003,323
Additional noninterest expense$1,680,0002,835
Pre-tax net operating income$2,891,0001,747
Securities gains (losses)$58,0002,346
Applicable income taxes$7,0004,458
Income before extraordinary items$2,942,0001,514
Extraordinary gains, net$020
Net income$2,942,0001,515
Minority interest net income$086
Net income of bank and minority interests.$2,942,0001,515
Net charge-offs$73,0004,263
Cash dividends$1,750,000886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,884,0001,443
2012-06-30 (YTD Data)Rank
Total interest income$5,411,0002,440
Total interest expense$681,0003,113
Net interest income$4,730,0002,304
Provision for loan and lease losses$-30,0007,059
Total noninterest income$411,0003,612
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$191,0003,047
Trading account gains and fees$0153
Additional Noninterest Income$220,0003,536
Total noninterest expense$3,252,0002,850
Salaries and employee benefits$1,703,0002,864
Premises and equipment expense$354,0003,031
Additional noninterest expense$1,195,0002,698
Pre-tax net operating income$1,919,0001,740
Securities gains (losses)$57,0001,972
Applicable income taxes$6,0004,385
Income before extraordinary items$1,970,0001,509
Extraordinary gains, net$019
Net income$1,970,0001,508
Minority interest net income$084
Net income of bank and minority interests.$1,970,0001,509
Net charge-offs$91,0003,506
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,913,0001,456
2012-03-31 (YTD Data)Rank
Total interest income$2,641,0002,530
Total interest expense$362,0003,070
Net interest income$2,279,0002,405
Provision for loan and lease losses$-180,0007,223
Total noninterest income$198,0003,673
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$102,0003,682
Total noninterest expense$1,780,0002,630
Salaries and employee benefits$850,0002,887
Premises and equipment expense$188,0002,915
Additional noninterest expense$742,0002,174
Pre-tax net operating income$877,0001,878
Securities gains (losses)$21,0001,579
Applicable income taxes$4,0004,331
Income before extraordinary items$894,0001,629
Extraordinary gains, net$019
Net income$894,0001,630
Minority interest net income$078
Net income of bank and minority interests.$894,0001,630
Net charge-offs$105,0002,404
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$873,0001,563
2011-12-31 (YTD Data)Rank
Total interest income$10,653,0002,615
Total interest expense$1,781,0003,018
Net interest income$8,872,0002,474
Provision for loan and lease losses$1,350,0002,017
Total noninterest income$698,0003,786
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$365,0003,208
Trading account gains and fees$0146
Additional Noninterest Income$333,0003,708
Total noninterest expense$5,819,0003,132
Salaries and employee benefits$3,134,0003,002
Premises and equipment expense$627,0003,467
Additional noninterest expense$2,058,0003,056
Pre-tax net operating income$2,401,0002,184
Securities gains (losses)$139,0001,765
Applicable income taxes$04,719
Income before extraordinary items$2,540,0001,857
Extraordinary gains, net$029
Net income$2,540,0001,858
Minority interest net income$096
Net income of bank and minority interests.$2,540,0001,858
Net charge-offs$1,732,0001,697
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,401,0001,849
2011-09-30 (YTD Data)Rank
Total interest income$8,049,0002,622
Total interest expense$1,393,0003,041
Net interest income$6,656,0002,487
Provision for loan and lease losses$1,200,0001,748
Total noninterest income$474,0003,995
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$264,0003,290
Trading account gains and fees$0145
Additional Noninterest Income$210,0004,026
Total noninterest expense$4,402,0003,110
Salaries and employee benefits$2,398,0002,959
Premises and equipment expense$484,0003,433
Additional noninterest expense$1,520,0003,117
Pre-tax net operating income$1,528,0002,538
Securities gains (losses)$138,0001,492
Applicable income taxes$04,740
Income before extraordinary items$1,666,0002,131
Extraordinary gains, net$021
Net income$1,666,0002,130
Minority interest net income$087
Net income of bank and minority interests.$1,666,0002,132
Net charge-offs$1,809,0001,306
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,528,0002,186
2011-06-30 (YTD Data)Rank
Total interest income$5,329,0002,658
Total interest expense$965,0003,040
Net interest income$4,364,0002,532
Provision for loan and lease losses$825,0001,687
Total noninterest income$308,0004,060
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$170,0003,347
Trading account gains and fees$0153
Additional Noninterest Income$138,0004,088
Total noninterest expense$2,773,0003,295
Salaries and employee benefits$1,451,0003,226
Premises and equipment expense$319,0003,499
Additional noninterest expense$1,003,0003,203
Pre-tax net operating income$1,074,0002,420
Securities gains (losses)$138,000919
Applicable income taxes$04,697
Income before extraordinary items$1,212,0001,941
Extraordinary gains, net$015
Net income$1,212,0001,941
Minority interest net income$089
Net income of bank and minority interests.$1,212,0001,941
Net charge-offs$1,821,000983
Cash dividends$300,0001,910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,074,0002,073
2011-03-31 (YTD Data)Rank
Total interest income$2,637,0002,700
Total interest expense$498,0003,053
Net interest income$2,139,0002,568
Provision for loan and lease losses$450,0001,516
Total noninterest income$143,0004,268
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$77,0003,505
Trading account gains and fees$0158
Additional Noninterest Income$66,0004,229
Total noninterest expense$1,326,0003,414
Salaries and employee benefits$721,0003,246
Premises and equipment expense$158,0003,562
Additional noninterest expense$447,0003,470
Pre-tax net operating income$506,0002,534
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$506,0002,229
Extraordinary gains, net$09
Net income$506,0002,228
Minority interest net income$086
Net income of bank and minority interests.$506,0002,229
Net charge-offs$1,413,000675
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$506,0002,186
2010-12-31 (YTD Data)Rank
Total interest income$10,290,0002,897
Total interest expense$2,551,0002,945
Net interest income$7,739,0002,808
Provision for loan and lease losses$2,750,0001,709
Total noninterest income$545,0004,413
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$312,0003,555
Trading account gains and fees$0175
Additional Noninterest Income$233,0004,359
Total noninterest expense$4,985,0003,625
Salaries and employee benefits$2,630,0003,456
Premises and equipment expense$525,0004,046
Additional noninterest expense$1,830,0003,498
Pre-tax net operating income$549,0004,258
Securities gains (losses)$375,0001,085
Applicable income taxes$04,655
Income before extraordinary items$924,0003,355
Extraordinary gains, net$029
Net income$924,0003,352
Minority interest net income$0111
Net income of bank and minority interests.$924,0003,355
Net charge-offs$2,810,0001,529
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$549,0004,040
2010-09-30 (YTD Data)Rank
Total interest income$7,554,0003,003
Total interest expense$1,967,0002,998
Net interest income$5,587,0002,953
Provision for loan and lease losses$1,500,0001,969
Total noninterest income$401,0004,515
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$224,0003,714
Trading account gains and fees$0165
Additional Noninterest Income$177,0004,386
Total noninterest expense$3,563,0003,772
Salaries and employee benefits$1,921,0003,556
Premises and equipment expense$384,0004,182
Additional noninterest expense$1,258,0003,690
Pre-tax net operating income$925,0003,230
Securities gains (losses)$304,0001,071
Applicable income taxes$04,726
Income before extraordinary items$1,229,0002,504
Extraordinary gains, net$023
Net income$1,229,0002,501
Minority interest net income$0110
Net income of bank and minority interests.$1,229,0002,505
Net charge-offs$2,287,0001,380
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$925,0002,906
2010-06-30 (YTD Data)Rank
Total interest income$4,943,0003,073
Total interest expense$1,350,0003,029
Net interest income$3,593,0003,049
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$256,0004,568
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$137,0003,875
Trading account gains and fees$0152
Additional Noninterest Income$119,0004,352
Total noninterest expense$2,225,0003,938
Salaries and employee benefits$1,253,0003,632
Premises and equipment expense$261,0004,166
Additional noninterest expense$711,0004,106
Pre-tax net operating income$624,0003,228
Securities gains (losses)$151,0001,128
Applicable income taxes$04,691
Income before extraordinary items$775,0002,562
Extraordinary gains, net$019
Net income$775,0002,559
Minority interest net income$0105
Net income of bank and minority interests.$775,0002,562
Net charge-offs$1,893,0001,174
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$624,0002,876
2010-03-31 (YTD Data)Rank
Total interest income$2,513,0003,093
Total interest expense$712,0003,024
Net interest income$1,801,0003,071
Provision for loan and lease losses$500,0001,815
Total noninterest income$100,0005,050
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$35,0005,238
Total noninterest expense$1,083,0004,048
Salaries and employee benefits$625,0003,700
Premises and equipment expense$130,0004,266
Additional noninterest expense$328,0004,351
Pre-tax net operating income$318,0003,265
Securities gains (losses)$62,0001,041
Applicable income taxes$04,611
Income before extraordinary items$380,0002,640
Extraordinary gains, net$016
Net income$380,0002,638
Minority interest net income$091
Net income of bank and minority interests.$380,0002,640
Net charge-offs$1,549,000770
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$318,0002,920
2009-12-31 (YTD Data)Rank
Total interest income$10,832,0003,016
Total interest expense$3,550,0003,017
Net interest income$7,282,0002,959
Provision for loan and lease losses$2,400,0002,251
Total noninterest income$363,0005,299
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$281,0004,016
Trading account gains and fees$0211
Additional Noninterest Income$82,0005,886
Total noninterest expense$4,541,0003,970
Salaries and employee benefits$2,498,0003,684
Premises and equipment expense$591,0003,914
Additional noninterest expense$1,452,0004,176
Pre-tax net operating income$704,0003,543
Securities gains (losses)$535,000838
Applicable income taxes$04,388
Income before extraordinary items$1,239,0002,421
Extraordinary gains, net$034
Net income$1,239,0002,419
Minority interest net income$0115
Net income of bank and minority interests.$1,239,0002,420
Net charge-offs$1,516,0002,362
Cash dividends$700,0002,119
Sale, conversion, retirement of capital stock, net$140,000809
Net operating income$704,0003,287
2009-09-30 (YTD Data)Rank
Total interest income$8,151,0003,061
Total interest expense$2,737,0003,066
Net interest income$5,414,0002,977
Provision for loan and lease losses$1,750,0002,061
Total noninterest income$263,0005,427
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$216,0003,963
Trading account gains and fees$0212
Additional Noninterest Income$47,0006,286
Total noninterest expense$3,358,0004,012
Salaries and employee benefits$1,887,0003,703
Premises and equipment expense$439,0003,988
Additional noninterest expense$1,032,0004,283
Pre-tax net operating income$569,0003,694
Securities gains (losses)$519,000680
Applicable income taxes$04,592
Income before extraordinary items$1,088,0002,340
Extraordinary gains, net$027
Net income$1,088,0002,336
Minority interest net income$0118
Net income of bank and minority interests.$1,088,0002,339
Net charge-offs$1,427,0001,819
Cash dividends$350,0002,439
Sale, conversion, retirement of capital stock, net$141,000659
Net operating income$569,0003,373
2009-06-30 (YTD Data)Rank
Total interest income$5,468,0003,068
Total interest expense$1,863,0003,140
Net interest income$3,605,0002,967
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$171,0005,497
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$146,0003,920
Trading account gains and fees$0193
Additional Noninterest Income$25,0006,587
Total noninterest expense$2,209,0004,083
Salaries and employee benefits$1,267,0003,729
Premises and equipment expense$275,0004,191
Additional noninterest expense$667,0004,401
Pre-tax net operating income$367,0003,830
Securities gains (losses)$281,000803
Applicable income taxes$04,657
Income before extraordinary items$648,0002,634
Extraordinary gains, net$021
Net income$648,0002,631
Minority interest net income$0112
Net income of bank and minority interests.$648,0002,633
Net charge-offs$711,0001,969
Cash dividends$350,0002,028
Sale, conversion, retirement of capital stock, net$141,000535
Net operating income$367,0003,515
2009-03-31 (YTD Data)Rank
Total interest income$2,774,0003,063
Total interest expense$942,0003,212
Net interest income$1,832,0002,933
Provision for loan and lease losses$450,0001,876
Total noninterest income$65,0005,965
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$71,0003,933
Trading account gains and fees$0171
Additional Noninterest Income$-6,0007,973
Total noninterest expense$1,075,0004,093
Salaries and employee benefits$646,0003,705
Premises and equipment expense$143,0004,121
Additional noninterest expense$286,0004,555
Pre-tax net operating income$372,0002,949
Securities gains (losses)$142,000827
Applicable income taxes$04,835
Income before extraordinary items$514,0002,080
Extraordinary gains, net$015
Net income$514,0002,081
Minority interest net income$0102
Net income of bank and minority interests.$514,0002,081
Net charge-offs$173,0002,275
Cash dividends$350,0001,223
Sale, conversion, retirement of capital stock, net$141,000317
Net operating income$372,0002,572
2008-12-31 (YTD Data)Rank
Total interest income$11,977,0003,046
Total interest expense$4,748,0003,100
Net interest income$7,229,0002,957
Provision for loan and lease losses$875,0002,909
Total noninterest income$258,0006,086
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$310,0003,961
Trading account gains and fees$0154
Additional Noninterest Income$-52,0008,090
Total noninterest expense$4,723,0003,735
Salaries and employee benefits$2,807,0003,439
Premises and equipment expense$607,0003,902
Additional noninterest expense$1,309,0004,000
Pre-tax net operating income$1,889,0002,563
Securities gains (losses)$66,0001,418
Applicable income taxes$04,979
Income before extraordinary items$1,955,0002,032
Extraordinary gains, net$039
Net income$1,955,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0002,747
Cash dividends$1,225,0002,006
Sale, conversion, retirement of capital stock, net$110,000946
Net operating income$1,889,0002,216
2008-09-30 (YTD Data)Rank
Total interest income$9,155,0003,056
Total interest expense$3,690,0003,104
Net interest income$5,465,0002,966
Provision for loan and lease losses$225,0004,003
Total noninterest income$184,0006,274
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$230,0004,007
Trading account gains and fees$0148
Additional Noninterest Income$-46,0008,241
Total noninterest expense$3,515,0003,742
Salaries and employee benefits$2,082,0003,491
Premises and equipment expense$439,0004,014
Additional noninterest expense$994,0003,885
Pre-tax net operating income$1,909,0002,381
Securities gains (losses)$58,0001,318
Applicable income taxes$05,372
Income before extraordinary items$1,967,0001,806
Extraordinary gains, net$031
Net income$1,967,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,0008,317
Cash dividends$1,105,0001,682
Sale, conversion, retirement of capital stock, net$110,000749
Net operating income$1,909,0001,950
2008-06-30 (YTD Data)Rank
Total interest income$6,251,0003,038
Total interest expense$2,579,0003,096
Net interest income$3,672,0002,936
Provision for loan and lease losses$150,0003,592
Total noninterest income$126,0006,289
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$158,0003,970
Trading account gains and fees$0149
Additional Noninterest Income$-32,0008,355
Total noninterest expense$2,302,0003,824
Salaries and employee benefits$1,401,0003,512
Premises and equipment expense$285,0004,115
Additional noninterest expense$616,0004,104
Pre-tax net operating income$1,346,0002,400
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,346,0001,974
Extraordinary gains, net$021
Net income$1,346,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-178,0008,395
Cash dividends$755,0001,766
Sale, conversion, retirement of capital stock, net$110,000556
Net operating income$1,346,0001,936
2008-03-31 (YTD Data)Rank
Total interest income$3,150,0003,088
Total interest expense$1,393,0003,075
Net interest income$1,757,0003,061
Provision for loan and lease losses$75,0003,123
Total noninterest income$30,0007,325
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$71,0004,126
Trading account gains and fees$0158
Additional Noninterest Income$-41,0008,437
Total noninterest expense$1,126,0003,891
Salaries and employee benefits$716,0003,488
Premises and equipment expense$142,0004,150
Additional noninterest expense$268,0004,465
Pre-tax net operating income$586,0002,755
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$586,0002,355
Extraordinary gains, net$015
Net income$586,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,353
Cash dividends$255,0002,043
Sale, conversion, retirement of capital stock, net$110,000304
Net operating income$586,0002,287
2007-12-31 (YTD Data)Rank
Total interest income$12,132,0003,259
Total interest expense$5,779,0003,100
Net interest income$6,353,0003,365
Provision for loan and lease losses$240,0003,573
Total noninterest income$393,0005,528
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$273,0004,284
Trading account gains and fees$0178
Additional Noninterest Income$120,0005,934
Total noninterest expense$4,411,0003,816
Salaries and employee benefits$2,559,0003,657
Premises and equipment expense$594,0003,864
Additional noninterest expense$1,258,0003,942
Pre-tax net operating income$2,095,0003,213
Securities gains (losses)$32,000946
Applicable income taxes$06,070
Income before extraordinary items$2,127,0002,696
Extraordinary gains, net$039
Net income$2,127,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,156
Cash dividends$1,179,0002,391
Sale, conversion, retirement of capital stock, net$101,000929
Net operating income$2,095,0002,707
2007-09-30 (YTD Data)Rank
Total interest income$8,889,0003,320
Total interest expense$4,267,0003,135
Net interest income$4,622,0003,445
Provision for loan and lease losses$180,0003,151
Total noninterest income$335,0005,309
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$202,0004,322
Trading account gains and fees$0184
Additional Noninterest Income$133,0005,301
Total noninterest expense$3,260,0003,855
Salaries and employee benefits$1,888,0003,687
Premises and equipment expense$442,0003,879
Additional noninterest expense$930,0003,919
Pre-tax net operating income$1,517,0003,441
Securities gains (losses)$10,0001,001
Applicable income taxes$06,220
Income before extraordinary items$1,527,0002,928
Extraordinary gains, net$033
Net income$1,527,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,387
Cash dividends$1,001,0001,978
Sale, conversion, retirement of capital stock, net$101,000751
Net operating income$1,517,0002,933
2007-06-30 (YTD Data)Rank
Total interest income$5,763,0003,414
Total interest expense$2,769,0003,196
Net interest income$2,994,0003,539
Provision for loan and lease losses$120,0002,960
Total noninterest income$261,0004,993
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$133,0004,349
Trading account gains and fees$0168
Additional Noninterest Income$128,0004,623
Total noninterest expense$2,158,0003,895
Salaries and employee benefits$1,281,0003,677
Premises and equipment expense$284,0003,995
Additional noninterest expense$593,0004,051
Pre-tax net operating income$977,0003,587
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$977,0003,090
Extraordinary gains, net$029
Net income$977,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,427
Cash dividends$746,0001,912
Sale, conversion, retirement of capital stock, net$101,000604
Net operating income$977,0003,073
2007-03-31 (YTD Data)Rank
Total interest income$2,852,0003,417
Total interest expense$1,389,0003,187
Net interest income$1,463,0003,608
Provision for loan and lease losses$60,0002,747
Total noninterest income$128,0004,976
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$65,0004,594
Total noninterest expense$1,052,0003,983
Salaries and employee benefits$654,0003,640
Premises and equipment expense$133,0004,204
Additional noninterest expense$265,0004,350
Pre-tax net operating income$479,0003,630
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$479,0003,129
Extraordinary gains, net$022
Net income$479,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$364,0001,761
Sale, conversion, retirement of capital stock, net$101,000345
Net operating income$479,0003,103
2006-12-31 (YTD Data)Rank
Total interest income$10,592,0003,429
Total interest expense$4,903,0003,085
Net interest income$5,689,0003,658
Provision for loan and lease losses$210,0003,430
Total noninterest income$498,0005,147
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$265,0004,373
Trading account gains and fees$0130
Additional Noninterest Income$233,0004,824
Total noninterest expense$4,070,0003,948
Salaries and employee benefits$2,306,0003,843
Premises and equipment expense$518,0004,171
Additional noninterest expense$1,246,0003,827
Pre-tax net operating income$1,907,0003,748
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,907,0003,206
Extraordinary gains, net$051
Net income$1,907,0003,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,041
Cash dividends$1,085,0002,434
Sale, conversion, retirement of capital stock, net$85,000913
Net operating income$1,907,0003,193
2006-09-30 (YTD Data)Rank
Total interest income$7,702,0003,484
Total interest expense$3,537,0003,082
Net interest income$4,165,0003,753
Provision for loan and lease losses$158,0003,325
Total noninterest income$357,0005,248
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$201,0004,378
Trading account gains and fees$0126
Additional Noninterest Income$156,0005,055
Total noninterest expense$2,973,0004,005
Salaries and employee benefits$1,708,0003,870
Premises and equipment expense$342,0004,527
Additional noninterest expense$923,0003,845
Pre-tax net operating income$1,391,0003,959
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,391,0003,364
Extraordinary gains, net$045
Net income$1,391,0003,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$985,0001,959
Sale, conversion, retirement of capital stock, net$84,000734
Net operating income$1,391,0003,354
2006-06-30 (YTD Data)Rank
Total interest income$4,978,0003,506
Total interest expense$2,244,0003,098
Net interest income$2,734,0003,802
Provision for loan and lease losses$105,0003,244
Total noninterest income$202,0005,614
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$128,0004,460
Trading account gains and fees$0126
Additional Noninterest Income$74,0005,701
Total noninterest expense$1,989,0004,017
Salaries and employee benefits$1,147,0003,869
Premises and equipment expense$222,0004,617
Additional noninterest expense$620,0003,814
Pre-tax net operating income$842,0004,203
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$842,0003,614
Extraordinary gains, net$039
Net income$842,0003,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$738,0001,831
Sale, conversion, retirement of capital stock, net$84,000564
Net operating income$842,0003,603
2006-03-31 (YTD Data)Rank
Total interest income$2,408,0003,533
Total interest expense$1,051,0003,133
Net interest income$1,357,0003,824
Provision for loan and lease losses$53,0003,054
Total noninterest income$110,0005,399
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$56,0004,691
Trading account gains and fees$0115
Additional Noninterest Income$54,0004,969
Total noninterest expense$984,0004,058
Salaries and employee benefits$580,0003,857
Premises and equipment expense$111,0004,639
Additional noninterest expense$293,0003,968
Pre-tax net operating income$430,0004,113
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$430,0003,504
Extraordinary gains, net$021
Net income$430,0003,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,300
Cash dividends$296,0001,997
Sale, conversion, retirement of capital stock, net$84,000333
Net operating income$430,0003,486
2005-12-31 (YTD Data)Rank
Total interest income$8,215,0003,686
Total interest expense$3,121,0003,229
Net interest income$5,094,0003,900
Provision for loan and lease losses$150,0004,107
Total noninterest income$475,0005,356
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$267,0004,429
Trading account gains and fees$0138
Additional Noninterest Income$208,0005,082
Total noninterest expense$3,725,0004,083
Salaries and employee benefits$2,022,0004,090
Premises and equipment expense$479,0004,301
Additional noninterest expense$1,224,0003,819
Pre-tax net operating income$1,694,0004,099
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,694,0003,505
Extraordinary gains, net$046
Net income$1,694,0003,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,470
Cash dividends$1,242,0002,086
Sale, conversion, retirement of capital stock, net$85,000744
Net operating income$1,694,0003,475
2005-09-30 (YTD Data)Rank
Total interest income$5,974,0003,725
Total interest expense$2,213,0003,229
Net interest income$3,761,0003,935
Provision for loan and lease losses$90,0004,305
Total noninterest income$318,0005,645
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$193,0004,537
Trading account gains and fees$0126
Additional Noninterest Income$125,0005,534
Total noninterest expense$2,672,0004,194
Salaries and employee benefits$1,462,0004,172
Premises and equipment expense$342,0004,434
Additional noninterest expense$868,0003,932
Pre-tax net operating income$1,317,0004,087
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,317,0003,457
Extraordinary gains, net$035
Net income$1,317,0003,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,012
Cash dividends$991,0001,826
Sale, conversion, retirement of capital stock, net$85,000583
Net operating income$1,317,0003,413
2005-06-30 (YTD Data)Rank
Total interest income$3,877,0003,737
Total interest expense$1,421,0003,186
Net interest income$2,456,0003,980
Provision for loan and lease losses$60,0004,115
Total noninterest income$193,0005,813
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$123,0004,605
Trading account gains and fees$0116
Additional Noninterest Income$70,0005,870
Total noninterest expense$1,751,0004,233
Salaries and employee benefits$959,0004,202
Premises and equipment expense$209,0004,666
Additional noninterest expense$583,0003,890
Pre-tax net operating income$838,0004,171
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$838,0003,526
Extraordinary gains, net$030
Net income$838,0003,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,347
Cash dividends$743,0001,689
Sale, conversion, retirement of capital stock, net$85,000447
Net operating income$838,0003,479
2005-03-31 (YTD Data)Rank
Total interest income$1,856,0003,815
Total interest expense$668,0003,236
Net interest income$1,188,0004,093
Provision for loan and lease losses$30,0003,913
Total noninterest income$56,0006,874
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$55,0004,780
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,675
Total noninterest expense$814,0004,504
Salaries and employee benefits$480,0004,228
Premises and equipment expense$100,0004,863
Additional noninterest expense$234,0004,589
Pre-tax net operating income$400,0004,275
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$400,0003,620
Extraordinary gains, net$024
Net income$400,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$270,0001,885
Sale, conversion, retirement of capital stock, net$85,000272
Net operating income$400,0003,585
2004-12-31 (YTD Data)Rank
Total interest income$6,496,0004,021
Total interest expense$2,107,0003,496
Net interest income$4,389,0004,194
Provision for loan and lease losses$100,0004,964
Total noninterest income$406,0005,757
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$180,0005,427
Trading account gains and fees$0138
Additional Noninterest Income$226,0004,843
Total noninterest expense$3,186,0004,469
Salaries and employee benefits$1,774,0004,382
Premises and equipment expense$412,0004,661
Additional noninterest expense$1,000,0004,348
Pre-tax net operating income$1,509,0004,239
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,509,0003,623
Extraordinary gains, net$034
Net income$1,509,0003,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,497
Cash dividends$591,0003,270
Sale, conversion, retirement of capital stock, net$-21,0008,878
Net operating income$1,509,0003,565
2004-09-30 (YTD Data)Rank
Total interest income$4,688,0004,121
Total interest expense$1,496,0003,621
Net interest income$3,192,0004,292
Provision for loan and lease losses$75,0004,788
Total noninterest income$258,0006,152
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$129,0005,574
Trading account gains and fees$0134
Additional Noninterest Income$129,0005,430
Total noninterest expense$2,332,0004,520
Salaries and employee benefits$1,329,0004,351
Premises and equipment expense$325,0004,517
Additional noninterest expense$678,0004,643
Pre-tax net operating income$1,043,0004,503
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,043,0003,900
Extraordinary gains, net$026
Net income$1,043,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,694
Cash dividends$591,0002,449
Sale, conversion, retirement of capital stock, net$-22,0008,956
Net operating income$1,043,0003,832
2004-06-30 (YTD Data)Rank
Total interest income$2,991,0004,263
Total interest expense$962,0003,719
Net interest income$2,029,0004,426
Provision for loan and lease losses$50,0004,677
Total noninterest income$191,0005,926
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$88,0005,534
Trading account gains and fees$0130
Additional Noninterest Income$103,0005,109
Total noninterest expense$1,577,0004,502
Salaries and employee benefits$888,0004,371
Premises and equipment expense$212,0004,591
Additional noninterest expense$477,0004,482
Pre-tax net operating income$593,0004,868
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$593,0004,284
Extraordinary gains, net$021
Net income$593,0004,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,596
Cash dividends$406,0002,427
Sale, conversion, retirement of capital stock, net$-22,0009,028
Net operating income$593,0004,199
2004-03-31 (YTD Data)Rank
Total interest income$1,496,0004,275
Total interest expense$476,0003,795
Net interest income$1,020,0004,410
Provision for loan and lease losses$25,0004,502
Total noninterest income$113,0005,490
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$45,0005,435
Trading account gains and fees$0121
Additional Noninterest Income$68,0004,507
Total noninterest expense$776,0004,572
Salaries and employee benefits$460,0004,274
Premises and equipment expense$110,0004,512
Additional noninterest expense$206,0004,963
Pre-tax net operating income$332,0004,577
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$332,0003,994
Extraordinary gains, net$016
Net income$332,0003,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$247,0001,981
Sale, conversion, retirement of capital stock, net$79,000273
Net operating income$332,0003,864
2003-12-31 (YTD Data)Rank
Total interest income$5,567,0004,523
Total interest expense$2,072,0003,923
Net interest income$3,495,0004,800
Provision for loan and lease losses$100,0005,309
Total noninterest income$388,0006,030
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$207,0005,198
Trading account gains and fees$0160
Additional Noninterest Income$181,0005,496
Total noninterest expense$2,699,0004,943
Salaries and employee benefits$1,506,0004,835
Premises and equipment expense$386,0004,852
Additional noninterest expense$807,0005,018
Pre-tax net operating income$1,084,0004,964
Securities gains (losses)$84,0002,048
Applicable income taxes$07,459
Income before extraordinary items$1,168,0004,206
Extraordinary gains, net$054
Net income$1,168,0004,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,028
Cash dividends$759,0002,799
Sale, conversion, retirement of capital stock, net$76,000688
Net operating income$1,084,0004,239
2003-09-30 (YTD Data)Rank
Total interest income$4,146,0004,610
Total interest expense$1,588,0003,965
Net interest income$2,558,0004,895
Provision for loan and lease losses$75,0005,202
Total noninterest income$294,0006,054
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$155,0005,235
Trading account gains and fees$0153
Additional Noninterest Income$139,0005,488
Total noninterest expense$1,986,0005,008
Salaries and employee benefits$1,108,0004,878
Premises and equipment expense$294,0004,781
Additional noninterest expense$584,0005,103
Pre-tax net operating income$791,0005,165
Securities gains (losses)$84,0001,896
Applicable income taxes$07,524
Income before extraordinary items$875,0004,369
Extraordinary gains, net$040
Net income$875,0004,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,290
Cash dividends$626,0002,324
Sale, conversion, retirement of capital stock, net$76,000529
Net operating income$791,0004,453
2003-06-30 (YTD Data)Rank
Total interest income$2,798,0004,610
Total interest expense$1,084,0003,994
Net interest income$1,714,0004,871
Provision for loan and lease losses$50,0005,111
Total noninterest income$206,0005,926
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$105,0005,161
Trading account gains and fees$0150
Additional Noninterest Income$101,0005,311
Total noninterest expense$1,272,0005,132
Salaries and employee benefits$733,0004,916
Premises and equipment expense$190,0004,871
Additional noninterest expense$349,0005,481
Pre-tax net operating income$598,0004,838
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$598,0004,309
Extraordinary gains, net$030
Net income$598,0004,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,132
Cash dividends$490,0002,201
Sale, conversion, retirement of capital stock, net$76,000405
Net operating income$598,0004,101
2003-03-31 (YTD Data)Rank
Total interest income$1,389,0004,655
Total interest expense$541,0004,105
Net interest income$848,0004,879
Provision for loan and lease losses$06,934
Total noninterest income$80,0006,439
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$50,0005,192
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$625,0005,205
Salaries and employee benefits$381,0004,785
Premises and equipment expense$94,0004,897
Additional noninterest expense$150,0005,938
Pre-tax net operating income$303,0004,766
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$303,0004,216
Extraordinary gains, net$021
Net income$303,0004,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$244,0002,024
Sale, conversion, retirement of capital stock, net$76,000239
Net operating income$303,0004,028
2002-12-31 (YTD Data)Rank
Total interest income$5,812,0004,662
Total interest expense$2,498,0004,102
Net interest income$3,314,0004,947
Provision for loan and lease losses$-250,0009,308
Total noninterest income$380,0005,902
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$192,0005,292
Trading account gains and fees$0153
Additional Noninterest Income$188,0005,152
Total noninterest expense$2,541,0005,031
Salaries and employee benefits$1,370,0005,018
Premises and equipment expense$436,0004,361
Additional noninterest expense$735,0005,237
Pre-tax net operating income$1,403,0004,276
Securities gains (losses)$92,0001,828
Applicable income taxes$07,681
Income before extraordinary items$1,495,0003,517
Extraordinary gains, net$070
Net income$1,495,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0009,194
Cash dividends$609,0003,118
Sale, conversion, retirement of capital stock, net$64,000691
Net operating income$1,403,0003,566
2001-12-31 (YTD Data)Rank
Total interest income$6,186,0004,854
Total interest expense$3,036,0004,686
Net interest income$3,150,0004,892
Provision for loan and lease losses$-250,0009,561
Total noninterest income$266,0006,708
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$163,0005,625
Trading account gains and fees$0177
Additional Noninterest Income$103,0006,375
Total noninterest expense$2,392,0005,112
Salaries and employee benefits$1,428,0004,683
Premises and equipment expense$294,0005,581
Additional noninterest expense$670,0005,436
Pre-tax net operating income$1,274,0004,278
Securities gains (losses)$-13,0009,325
Applicable income taxes$07,903
Income before extraordinary items$1,261,0003,666
Extraordinary gains, net$0105
Net income$1,261,0003,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0009,448
Cash dividends$611,0003,093
Sale, conversion, retirement of capital stock, net$54,000727
Net operating income$1,274,0003,544
2000-12-31 (YTD Data)Rank
Total interest income$5,699,0005,270
Total interest expense$2,801,0005,183
Net interest income$2,898,0005,275
Provision for loan and lease losses$08,337
Total noninterest income$183,0007,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0006,196
Trading account gains and feesNANA
Additional Noninterest Income$61,0007,442
Total noninterest expense$1,973,0005,729
Salaries and employee benefits$1,177,0005,299
Premises and equipment expense$291,0005,519
Additional noninterest expense$504,0006,401
Pre-tax net operating income$1,101,0004,993
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,101,0004,103
Extraordinary gains, net$038
Net income$1,101,0004,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,998
Cash dividends$594,0003,262
Sale, conversion, retirement of capital stock, net$49,000775
Net operating income$1,101,0004,102
1999-12-31 (YTD Data)Rank
Total interest income$4,553,0005,889
Total interest expense$2,036,0005,939
Net interest income$2,517,0005,777
Provision for loan and lease losses$08,503
Total noninterest income$178,0007,740
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0006,387
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,716
Total noninterest expense$1,760,0006,155
Salaries and employee benefits$1,094,0005,525
Premises and equipment expense$194,0006,910
Additional noninterest expense$472,0006,732
Pre-tax net operating income$935,0005,507
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$935,0004,636
Extraordinary gains, net$035
Net income$935,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,00010,076
Cash dividends$789,0002,703
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$935,0004,601
1998-12-31 (YTD Data)Rank
Total interest income$4,019,0006,465
Total interest expense$1,755,0006,649
Net interest income$2,264,0006,192
Provision for loan and lease losses$08,652
Total noninterest income$185,0007,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0006,427
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,707
Total noninterest expense$1,638,0006,344
Salaries and employee benefits$984,0005,844
Premises and equipment expense$215,0006,507
Additional noninterest expense$439,0006,894
Pre-tax net operating income$811,0006,048
Securities gains (losses)$-6,00010,112
Applicable income taxes$530,0003,703
Income before extraordinary items$275,0008,077
Extraordinary gains, net$032
Net income$275,0008,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-759,00010,433
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$-2,266,00010,442
Net operating income$278,8407,977
1997-12-31 (YTD Data)Rank
Total interest income$3,861,0006,783
Total interest expense$1,584,0007,145
Net interest income$2,277,0006,402
Provision for loan and lease losses$715,0001,312
Total noninterest income$177,0008,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0006,714
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,220
Total noninterest expense$1,497,0006,790
Salaries and employee benefits$957,0006,015
Premises and equipment expense$165,0007,471
Additional noninterest expense$375,0007,577
Pre-tax net operating income$242,0009,338
Securities gains (losses)$03,944
Applicable income taxes$58,0009,128
Income before extraordinary items$184,0009,299
Extraordinary gains, net$044
Net income$184,0009,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$801,000913
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$-1,040,00010,871
Net operating income$184,0009,257
1996-12-31 (YTD Data)Rank
Total interest income$3,811,0007,040
Total interest expense$1,675,0007,149
Net interest income$2,136,0006,885
Provision for loan and lease losses$100,0005,070
Total noninterest income$116,0009,597
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0007,562
Trading account gains and feesNANA
Additional Noninterest Income$19,00010,461
Total noninterest expense$1,319,0007,604
Salaries and employee benefits$882,0006,551
Premises and equipment expense$103,0009,206
Additional noninterest expense$334,0008,528
Pre-tax net operating income$833,0006,354
Securities gains (losses)$04,148
Applicable income taxes$270,0006,178
Income before extraordinary items$563,0006,488
Extraordinary gains, net$053
Net income$563,0006,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,326
Cash dividends$172,0005,762
Sale, conversion, retirement of capital stock, net$0953
Net operating income$563,0006,417
1995-12-31 (YTD Data)Rank
Total interest income$3,625,0007,395
Total interest expense$1,547,0007,568
Net interest income$2,078,0007,129
Provision for loan and lease losses$100,0004,579
Total noninterest income$149,0009,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,690
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,472
Total noninterest expense$1,391,0007,612
Salaries and employee benefits$882,0006,646
Premises and equipment expense$80,00010,197
Additional noninterest expense$429,0007,910
Pre-tax net operating income$736,0007,128
Securities gains (losses)$03,831
Applicable income taxes$213,0007,202
Income before extraordinary items$523,0007,084
Extraordinary gains, net$065
Net income$523,0007,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,632
Cash dividends$172,0005,826
Sale, conversion, retirement of capital stock, net$0809
Net operating income$523,0007,059
1994-12-31 (YTD Data)Rank
Total interest income$3,305,0007,608
Total interest expense$1,235,0007,766
Net interest income$2,070,0007,403
Provision for loan and lease losses$100,0004,522
Total noninterest income$144,0009,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,644
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,043
Total noninterest expense$1,405,0007,905
Salaries and employee benefits$827,0007,060
Premises and equipment expense$96,00010,152
Additional noninterest expense$482,0008,033
Pre-tax net operating income$709,0007,342
Securities gains (losses)$-14,00010,078
Applicable income taxes$205,0007,263
Income before extraordinary items$490,0007,387
Extraordinary gains, net$0249
Net income$490,0007,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,857
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$499,9407,350
1993-12-31 (YTD Data)Rank
Total interest income$3,553,0007,456
Total interest expense$1,297,0007,888
Net interest income$2,256,0007,024
Provision for loan and lease losses$232,0003,600
Total noninterest income$158,00010,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0007,580
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,437
Total noninterest expense$1,426,0008,090
Salaries and employee benefits$840,0007,075
Premises and equipment expense$84,00011,010
Additional noninterest expense$502,0008,190
Pre-tax net operating income$756,0007,055
Securities gains (losses)$07,477
Applicable income taxes$285,0006,264
Income before extraordinary items$471,0007,788
Extraordinary gains, net$03,149
Net income$471,0007,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0006,409
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$471,0007,525
1992-12-31 (YTD Data)Rank
Total interest income$3,933,0007,602
Total interest expense$1,753,0007,752
Net interest income$2,180,0007,294
Provision for loan and lease losses$350,0003,771
Total noninterest income$209,0009,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,877
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$1,330,0008,563
Salaries and employee benefits$728,0007,786
Premises and equipment expense$108,00010,453
Additional noninterest expense$494,0008,515
Pre-tax net operating income$709,0007,048
Securities gains (losses)$08,369
Applicable income taxes$224,0007,109
Income before extraordinary items$485,0007,461
Extraordinary gains, net$01,422
Net income$485,0007,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0002,246
Cash dividends$40,0007,952
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$485,0007,087

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.