Home > The East Texas National Bank of Palestine > Income and Expense
The East Texas National Bank of Palestine, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 6,807 |
| Total interest expense | $11,000 | 6,884 |
| Net interest income | $300,000 | 6,776 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $93,000 | 5,801 |
| Gross Fiduciary activities income | $26,000 | 940 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,160 |
| Total noninterest expense | $442,000 | 6,541 |
| Salaries and employee benefits | $160,000 | 6,773 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $210,000 | 6,116 |
| Pre-tax net operating income | $-49,000 | 6,402 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-16,000 | 6,624 |
| Income before extraordinary items | $-33,000 | 6,433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-33,000 | 6,435 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-33,000 | 6,435 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-33,000 | 6,390 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,855 |
| Total interest expense | $37,000 | 6,417 |
| Net interest income | $910,000 | 4,558 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $309,000 | 2,962 |
| Gross Fiduciary activities income | $77,000 | 706 |
| Service charges on deposit accounts | $156,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $991,000 | 4,006 |
| Salaries and employee benefits | $584,000 | 3,772 |
| Premises and equipment expense | $169,000 | 3,112 |
| Additional noninterest expense | $238,000 | 4,764 |
| Pre-tax net operating income | $228,000 | 4,274 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $228,000 | 4,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $228,000 | 4,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $228,000 | 4,053 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $201,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $228,000 | 3,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 4,675 |
| Total interest expense | $181,000 | 6,481 |
| Net interest income | $4,123,000 | 4,334 |
| Provision for loan and lease losses | $340,000 | 3,215 |
| Total noninterest income | $1,242,000 | 2,905 |
| Gross Fiduciary activities income | $333,000 | 684 |
| Service charges on deposit accounts | $646,000 | 2,034 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $263,000 | 4,221 |
| Total noninterest expense | $4,301,000 | 3,827 |
| Salaries and employee benefits | $2,375,000 | 3,694 |
| Premises and equipment expense | $733,000 | 2,923 |
| Additional noninterest expense | $1,193,000 | 4,370 |
| Pre-tax net operating income | $724,000 | 4,470 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $724,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 4,422 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $724,000 | 4,424 |
| Net charge-offs | $278,000 | 3,396 |
| Cash dividends | $556,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $724,000 | 4,254 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,719 |
| Total interest expense | $141,000 | 6,578 |
| Net interest income | $3,142,000 | 4,352 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $917,000 | 2,952 |
| Gross Fiduciary activities income | $237,000 | 689 |
| Service charges on deposit accounts | $488,000 | 2,047 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 4,307 |
| Total noninterest expense | $3,205,000 | 3,873 |
| Salaries and employee benefits | $1,791,000 | 3,691 |
| Premises and equipment expense | $557,000 | 2,931 |
| Additional noninterest expense | $857,000 | 4,503 |
| Pre-tax net operating income | $574,000 | 4,528 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $574,000 | 4,448 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $574,000 | 4,447 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $574,000 | 4,446 |
| Net charge-offs | $268,000 | 2,976 |
| Cash dividends | $556,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $574,000 | 4,271 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 4,731 |
| Total interest expense | $97,000 | 6,642 |
| Net interest income | $2,117,000 | 4,337 |
| Provision for loan and lease losses | $220,000 | 2,858 |
| Total noninterest income | $608,000 | 2,912 |
| Gross Fiduciary activities income | $161,000 | 696 |
| Service charges on deposit accounts | $318,000 | 2,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,299 |
| Total noninterest expense | $2,145,000 | 3,893 |
| Salaries and employee benefits | $1,193,000 | 3,717 |
| Premises and equipment expense | $374,000 | 2,923 |
| Additional noninterest expense | $578,000 | 4,484 |
| Pre-tax net operating income | $360,000 | 4,600 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $360,000 | 4,533 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 4,537 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $360,000 | 4,537 |
| Net charge-offs | $235,000 | 2,571 |
| Cash dividends | $342,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $360,000 | 4,349 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 4,740 |
| Total interest expense | $53,000 | 6,641 |
| Net interest income | $1,071,000 | 4,330 |
| Provision for loan and lease losses | $160,000 | 2,234 |
| Total noninterest income | $309,000 | 2,900 |
| Gross Fiduciary activities income | $84,000 | 693 |
| Service charges on deposit accounts | $160,000 | 2,028 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,337 |
| Total noninterest expense | $1,072,000 | 3,905 |
| Salaries and employee benefits | $602,000 | 3,730 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $148,000 | 4,955 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $148,000 | 4,867 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $148,000 | 4,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $148,000 | 4,870 |
| Net charge-offs | $204,000 | 1,832 |
| Cash dividends | $148,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $148,000 | 4,725 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 4,673 |
| Total interest expense | $229,000 | 6,807 |
| Net interest income | $4,569,000 | 4,163 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $1,258,000 | 2,721 |
| Gross Fiduciary activities income | $363,000 | 626 |
| Service charges on deposit accounts | $647,000 | 2,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $248,000 | 4,149 |
| Total noninterest expense | $4,377,000 | 3,872 |
| Salaries and employee benefits | $2,428,000 | 3,640 |
| Premises and equipment expense | $762,000 | 3,018 |
| Additional noninterest expense | $1,187,000 | 4,482 |
| Pre-tax net operating income | $1,390,000 | 3,161 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,390,000 | 2,939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,390,000 | 2,941 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,390,000 | 2,941 |
| Net charge-offs | $53,000 | 5,444 |
| Cash dividends | $1,056,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,390,000 | 2,837 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 4,707 |
| Total interest expense | $172,000 | 6,900 |
| Net interest income | $3,455,000 | 4,155 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $939,000 | 2,725 |
| Gross Fiduciary activities income | $268,000 | 624 |
| Service charges on deposit accounts | $477,000 | 2,156 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $194,000 | 4,126 |
| Total noninterest expense | $3,395,000 | 3,803 |
| Salaries and employee benefits | $1,830,000 | 3,627 |
| Premises and equipment expense | $571,000 | 3,038 |
| Additional noninterest expense | $994,000 | 4,192 |
| Pre-tax net operating income | $954,000 | 3,407 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $954,000 | 3,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,160 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $954,000 | 3,160 |
| Net charge-offs | $25,000 | 5,435 |
| Cash dividends | $707,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $954,000 | 3,049 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 4,743 |
| Total interest expense | $115,000 | 6,984 |
| Net interest income | $2,304,000 | 4,174 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $624,000 | 2,733 |
| Gross Fiduciary activities income | $174,000 | 635 |
| Service charges on deposit accounts | $318,000 | 2,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 4,164 |
| Total noninterest expense | $2,275,000 | 3,835 |
| Salaries and employee benefits | $1,235,000 | 3,616 |
| Premises and equipment expense | $380,000 | 3,063 |
| Additional noninterest expense | $660,000 | 4,250 |
| Pre-tax net operating income | $623,000 | 3,400 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $623,000 | 3,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $623,000 | 3,124 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $623,000 | 3,124 |
| Net charge-offs | $30,000 | 4,826 |
| Cash dividends | $457,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $623,000 | 3,032 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 4,807 |
| Total interest expense | $56,000 | 7,089 |
| Net interest income | $1,144,000 | 4,188 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $316,000 | 2,747 |
| Gross Fiduciary activities income | $87,000 | 641 |
| Service charges on deposit accounts | $159,000 | 2,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $1,126,000 | 3,867 |
| Salaries and employee benefits | $624,000 | 3,611 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $313,000 | 4,413 |
| Pre-tax net operating income | $319,000 | 3,412 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $319,000 | 3,089 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $319,000 | 3,087 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $319,000 | 3,089 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $243,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $319,000 | 3,039 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 4,927 |
| Total interest expense | $239,000 | 7,226 |
| Net interest income | $4,582,000 | 4,184 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $1,298,000 | 2,773 |
| Gross Fiduciary activities income | $346,000 | 639 |
| Service charges on deposit accounts | $692,000 | 2,058 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 4,188 |
| Total noninterest expense | $4,495,000 | 3,896 |
| Salaries and employee benefits | $2,486,000 | 3,595 |
| Premises and equipment expense | $803,000 | 2,981 |
| Additional noninterest expense | $1,206,000 | 4,598 |
| Pre-tax net operating income | $1,325,000 | 2,918 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,325,000 | 2,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,325,000 | 2,710 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,325,000 | 2,714 |
| Net charge-offs | $44,000 | 5,993 |
| Cash dividends | $1,020,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,325,000 | 2,619 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 5,029 |
| Total interest expense | $182,000 | 7,348 |
| Net interest income | $3,415,000 | 4,271 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $983,000 | 2,763 |
| Gross Fiduciary activities income | $248,000 | 639 |
| Service charges on deposit accounts | $540,000 | 2,057 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $195,000 | 4,216 |
| Total noninterest expense | $3,511,000 | 3,798 |
| Salaries and employee benefits | $1,876,000 | 3,624 |
| Premises and equipment expense | $626,000 | 2,933 |
| Additional noninterest expense | $1,009,000 | 4,277 |
| Pre-tax net operating income | $842,000 | 3,380 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $842,000 | 3,193 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $842,000 | 3,191 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $842,000 | 3,193 |
| Net charge-offs | $17,000 | 6,077 |
| Cash dividends | $677,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $842,000 | 3,077 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 5,043 |
| Total interest expense | $122,000 | 7,424 |
| Net interest income | $2,293,000 | 4,261 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $666,000 | 2,674 |
| Gross Fiduciary activities income | $165,000 | 645 |
| Service charges on deposit accounts | $368,000 | 2,013 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $2,363,000 | 3,779 |
| Salaries and employee benefits | $1,258,000 | 3,622 |
| Premises and equipment expense | $404,000 | 3,032 |
| Additional noninterest expense | $701,000 | 4,158 |
| Pre-tax net operating income | $566,000 | 3,420 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $566,000 | 3,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 3,175 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $566,000 | 3,178 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $452,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $566,000 | 3,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,079 |
| Total interest expense | $61,000 | 7,537 |
| Net interest income | $1,159,000 | 4,254 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $331,000 | 2,677 |
| Gross Fiduciary activities income | $83,000 | 650 |
| Service charges on deposit accounts | $180,000 | 2,048 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $1,187,000 | 3,790 |
| Salaries and employee benefits | $630,000 | 3,677 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $359,000 | 4,072 |
| Pre-tax net operating income | $288,000 | 3,422 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $288,000 | 3,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 3,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $288,000 | 3,211 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $236,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $288,000 | 3,104 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 4,995 |
| Total interest expense | $311,000 | 7,565 |
| Net interest income | $4,921,000 | 3,987 |
| Provision for loan and lease losses | $36,000 | 6,995 |
| Total noninterest income | $1,296,000 | 2,829 |
| Gross Fiduciary activities income | $343,000 | 636 |
| Service charges on deposit accounts | $737,000 | 2,161 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $216,000 | 4,519 |
| Total noninterest expense | $4,763,000 | 3,837 |
| Salaries and employee benefits | $2,706,000 | 3,470 |
| Premises and equipment expense | $826,000 | 3,048 |
| Additional noninterest expense | $1,231,000 | 4,671 |
| Pre-tax net operating income | $1,418,000 | 2,441 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,418,000 | 2,203 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,418,000 | 2,202 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,418,000 | 2,203 |
| Net charge-offs | $51,000 | 6,205 |
| Cash dividends | $1,370,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,418,000 | 2,173 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 5,061 |
| Total interest expense | $244,000 | 7,632 |
| Net interest income | $3,696,000 | 3,984 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $930,000 | 2,964 |
| Gross Fiduciary activities income | $228,000 | 663 |
| Service charges on deposit accounts | $547,000 | 2,190 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $155,000 | 4,706 |
| Total noninterest expense | $3,571,000 | 3,842 |
| Salaries and employee benefits | $1,987,000 | 3,554 |
| Premises and equipment expense | $623,000 | 3,061 |
| Additional noninterest expense | $961,000 | 4,520 |
| Pre-tax net operating income | $1,028,000 | 2,688 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,028,000 | 2,439 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,028,000 | 2,437 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,028,000 | 2,440 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $1,001,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,028,000 | 2,383 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 5,088 |
| Total interest expense | $174,000 | 7,686 |
| Net interest income | $2,459,000 | 3,982 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $607,000 | 3,026 |
| Gross Fiduciary activities income | $150,000 | 672 |
| Service charges on deposit accounts | $355,000 | 2,218 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $102,000 | 4,760 |
| Total noninterest expense | $2,363,000 | 3,897 |
| Salaries and employee benefits | $1,332,000 | 3,592 |
| Premises and equipment expense | $410,000 | 3,114 |
| Additional noninterest expense | $621,000 | 4,623 |
| Pre-tax net operating income | $685,000 | 2,810 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $685,000 | 2,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $685,000 | 2,537 |
| Net charge-offs | $70,000 | 4,606 |
| Cash dividends | $668,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $685,000 | 2,457 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 5,111 |
| Total interest expense | $95,000 | 7,686 |
| Net interest income | $1,229,000 | 3,992 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $305,000 | 2,993 |
| Gross Fiduciary activities income | $75,000 | 675 |
| Service charges on deposit accounts | $176,000 | 2,184 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $1,176,000 | 3,826 |
| Salaries and employee benefits | $665,000 | 3,621 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $305,000 | 4,356 |
| Pre-tax net operating income | $348,000 | 3,083 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $348,000 | 2,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $348,000 | 2,830 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $348,000 | 2,832 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $334,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $348,000 | 2,690 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,891 |
| Total interest expense | $665,000 | 7,382 |
| Net interest income | $5,417,000 | 3,741 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $1,324,000 | 2,861 |
| Gross Fiduciary activities income | $368,000 | 633 |
| Service charges on deposit accounts | $725,000 | 2,285 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $231,000 | 4,601 |
| Total noninterest expense | $4,615,000 | 3,805 |
| Salaries and employee benefits | $2,725,000 | 3,529 |
| Premises and equipment expense | $802,000 | 3,179 |
| Additional noninterest expense | $1,088,000 | 4,570 |
| Pre-tax net operating income | $2,066,000 | 2,387 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,066,000 | 1,927 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,066,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,880 |
| Cash dividends | $2,066,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,066,000 | 2,050 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 4,915 |
| Total interest expense | $543,000 | 7,394 |
| Net interest income | $4,122,000 | 3,726 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $1,019,000 | 2,872 |
| Gross Fiduciary activities income | $299,000 | 619 |
| Service charges on deposit accounts | $541,000 | 2,309 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 4,652 |
| Total noninterest expense | $3,547,000 | 3,714 |
| Salaries and employee benefits | $2,044,000 | 3,549 |
| Premises and equipment expense | $609,000 | 3,157 |
| Additional noninterest expense | $894,000 | 4,228 |
| Pre-tax net operating income | $1,549,000 | 2,771 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,549,000 | 2,264 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,549,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $1,539,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,549,000 | 2,379 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,920 |
| Total interest expense | $399,000 | 7,376 |
| Net interest income | $2,768,000 | 3,703 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $691,000 | 2,867 |
| Gross Fiduciary activities income | $198,000 | 636 |
| Service charges on deposit accounts | $358,000 | 2,309 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $135,000 | 4,487 |
| Total noninterest expense | $2,374,000 | 3,737 |
| Salaries and employee benefits | $1,369,000 | 3,582 |
| Premises and equipment expense | $404,000 | 3,186 |
| Additional noninterest expense | $601,000 | 4,187 |
| Pre-tax net operating income | $1,055,000 | 2,839 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,055,000 | 2,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $1,047,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,055,000 | 2,415 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 4,908 |
| Total interest expense | $231,000 | 7,248 |
| Net interest income | $1,401,000 | 3,658 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $310,000 | 3,064 |
| Gross Fiduciary activities income | $99,000 | 649 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $1,211,000 | 3,666 |
| Salaries and employee benefits | $694,000 | 3,566 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $316,000 | 3,968 |
| Pre-tax net operating income | $485,000 | 3,128 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $485,000 | 2,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $485,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $480,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $485,000 | 2,681 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,878 |
| Total interest expense | $1,111,000 | 7,003 |
| Net interest income | $5,544,000 | 3,716 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,396,000 | 2,833 |
| Gross Fiduciary activities income | $401,000 | 643 |
| Service charges on deposit accounts | $800,000 | 2,131 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $195,000 | 5,112 |
| Total noninterest expense | $4,769,000 | 3,574 |
| Salaries and employee benefits | $2,922,000 | 3,299 |
| Premises and equipment expense | $702,000 | 3,436 |
| Additional noninterest expense | $1,145,000 | 4,207 |
| Pre-tax net operating income | $2,111,000 | 3,192 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,111,000 | 2,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,111,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $2,092,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,111,000 | 2,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 4,910 |
| Total interest expense | $829,000 | 7,044 |
| Net interest income | $4,142,000 | 3,740 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,047,000 | 2,825 |
| Gross Fiduciary activities income | $304,000 | 640 |
| Service charges on deposit accounts | $607,000 | 2,092 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,268 |
| Total noninterest expense | $3,646,000 | 3,498 |
| Salaries and employee benefits | $2,176,000 | 3,303 |
| Premises and equipment expense | $554,000 | 3,280 |
| Additional noninterest expense | $916,000 | 3,964 |
| Pre-tax net operating income | $1,498,000 | 3,480 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,498,000 | 2,972 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,498,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,491,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,498,000 | 2,958 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 4,966 |
| Total interest expense | $542,000 | 7,095 |
| Net interest income | $2,731,000 | 3,791 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $704,000 | 2,820 |
| Gross Fiduciary activities income | $204,000 | 643 |
| Service charges on deposit accounts | $399,000 | 2,114 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $101,000 | 5,106 |
| Total noninterest expense | $2,455,000 | 3,490 |
| Salaries and employee benefits | $1,469,000 | 3,306 |
| Premises and equipment expense | $367,000 | 3,318 |
| Additional noninterest expense | $619,000 | 3,932 |
| Pre-tax net operating income | $950,000 | 3,651 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $950,000 | 3,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $950,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $947,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $950,000 | 3,120 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,023 |
| Total interest expense | $263,000 | 7,161 |
| Net interest income | $1,340,000 | 3,837 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $357,000 | 2,774 |
| Gross Fiduciary activities income | $102,000 | 652 |
| Service charges on deposit accounts | $199,000 | 2,064 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $56,000 | 4,901 |
| Total noninterest expense | $1,242,000 | 3,471 |
| Salaries and employee benefits | $739,000 | 3,303 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $315,000 | 3,827 |
| Pre-tax net operating income | $440,000 | 3,794 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $440,000 | 3,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $440,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,179 |
| Cash dividends | $438,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $440,000 | 3,261 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 4,887 |
| Total interest expense | $854,000 | 7,218 |
| Net interest income | $5,361,000 | 3,819 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $1,265,000 | 3,023 |
| Gross Fiduciary activities income | $384,000 | 645 |
| Service charges on deposit accounts | $739,000 | 2,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $4,584,000 | 3,586 |
| Salaries and employee benefits | $2,784,000 | 3,337 |
| Premises and equipment expense | $694,000 | 3,350 |
| Additional noninterest expense | $1,106,000 | 4,193 |
| Pre-tax net operating income | $1,982,000 | 3,671 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,982,000 | 3,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,982,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $1,981,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,982,000 | 3,110 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 4,899 |
| Total interest expense | $617,000 | 7,279 |
| Net interest income | $4,014,000 | 3,835 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $926,000 | 3,094 |
| Gross Fiduciary activities income | $275,000 | 655 |
| Service charges on deposit accounts | $544,000 | 2,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $3,450,000 | 3,572 |
| Salaries and employee benefits | $2,073,000 | 3,346 |
| Premises and equipment expense | $530,000 | 3,311 |
| Additional noninterest expense | $847,000 | 4,099 |
| Pre-tax net operating income | $1,445,000 | 3,873 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,445,000 | 3,288 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,445,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,930 |
| Cash dividends | $1,444,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,445,000 | 3,279 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 4,914 |
| Total interest expense | $393,000 | 7,312 |
| Net interest income | $2,643,000 | 3,892 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $595,000 | 3,139 |
| Gross Fiduciary activities income | $179,000 | 667 |
| Service charges on deposit accounts | $349,000 | 2,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 5,874 |
| Total noninterest expense | $2,292,000 | 3,587 |
| Salaries and employee benefits | $1,376,000 | 3,371 |
| Premises and equipment expense | $349,000 | 3,336 |
| Additional noninterest expense | $567,000 | 4,092 |
| Pre-tax net operating income | $916,000 | 4,002 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $916,000 | 3,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $916,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,371 |
| Cash dividends | $915,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $916,000 | 3,402 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,908 |
| Total interest expense | $186,000 | 7,354 |
| Net interest income | $1,308,000 | 3,917 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $304,000 | 3,065 |
| Gross Fiduciary activities income | $88,000 | 673 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $1,150,000 | 3,594 |
| Salaries and employee benefits | $703,000 | 3,324 |
| Premises and equipment expense | $154,000 | 3,708 |
| Additional noninterest expense | $293,000 | 3,968 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $447,000 | 3,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $446,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $447,000 | 3,401 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,769 |
| Total interest expense | $505,000 | 7,604 |
| Net interest income | $5,156,000 | 3,869 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,268,000 | 3,010 |
| Gross Fiduciary activities income | $343,000 | 670 |
| Service charges on deposit accounts | $743,000 | 2,238 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,351 |
| Total noninterest expense | $4,269,000 | 3,677 |
| Salaries and employee benefits | $2,599,000 | 3,372 |
| Premises and equipment expense | $625,000 | 3,531 |
| Additional noninterest expense | $1,045,000 | 4,276 |
| Pre-tax net operating income | $1,975,000 | 3,714 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,975,000 | 3,122 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,975,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $1,924,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,975,000 | 3,087 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 4,806 |
| Total interest expense | $354,000 | 7,660 |
| Net interest income | $3,783,000 | 3,916 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $950,000 | 3,011 |
| Gross Fiduciary activities income | $234,000 | 678 |
| Service charges on deposit accounts | $569,000 | 2,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,224 |
| Total noninterest expense | $3,242,000 | 3,621 |
| Salaries and employee benefits | $1,950,000 | 3,343 |
| Premises and equipment expense | $474,000 | 3,494 |
| Additional noninterest expense | $818,000 | 4,115 |
| Pre-tax net operating income | $1,356,000 | 4,012 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,356,000 | 3,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,356,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $1,319,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,356,000 | 3,344 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 4,833 |
| Total interest expense | $216,000 | 7,738 |
| Net interest income | $2,472,000 | 3,961 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $635,000 | 2,970 |
| Gross Fiduciary activities income | $156,000 | 682 |
| Service charges on deposit accounts | $376,000 | 2,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $2,163,000 | 3,595 |
| Salaries and employee benefits | $1,306,000 | 3,317 |
| Premises and equipment expense | $304,000 | 3,587 |
| Additional noninterest expense | $553,000 | 4,049 |
| Pre-tax net operating income | $854,000 | 4,131 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $854,000 | 3,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $854,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,636 |
| Cash dividends | $828,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $854,000 | 3,431 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 4,875 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $1,223,000 | 4,000 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $303,000 | 3,034 |
| Gross Fiduciary activities income | $78,000 | 696 |
| Service charges on deposit accounts | $181,000 | 2,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $1,097,000 | 3,571 |
| Salaries and employee benefits | $653,000 | 3,308 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $280,000 | 4,012 |
| Pre-tax net operating income | $384,000 | 4,382 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,728 |
| Cash dividends | $363,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $384,000 | 3,677 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 4,791 |
| Total interest expense | $379,000 | 7,771 |
| Net interest income | $4,711,000 | 3,980 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,256,000 | 3,022 |
| Gross Fiduciary activities income | $278,000 | 711 |
| Service charges on deposit accounts | $803,000 | 2,135 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,383 |
| Total noninterest expense | $4,395,000 | 3,486 |
| Salaries and employee benefits | $2,660,000 | 3,176 |
| Premises and equipment expense | $615,000 | 3,471 |
| Additional noninterest expense | $1,120,000 | 3,966 |
| Pre-tax net operating income | $1,392,000 | 4,449 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,392,000 | 3,814 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,392,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $1,385,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,392,000 | 3,761 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 4,825 |
| Total interest expense | $294,000 | 7,737 |
| Net interest income | $3,465,000 | 4,041 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $935,000 | 3,062 |
| Gross Fiduciary activities income | $171,000 | 761 |
| Service charges on deposit accounts | $647,000 | 2,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 5,624 |
| Total noninterest expense | $3,374,000 | 3,387 |
| Salaries and employee benefits | $1,991,000 | 3,142 |
| Premises and equipment expense | $468,000 | 3,441 |
| Additional noninterest expense | $915,000 | 3,666 |
| Pre-tax net operating income | $891,000 | 4,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $891,000 | 4,302 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $891,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,290 |
| Cash dividends | $887,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $891,000 | 4,222 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 4,857 |
| Total interest expense | $205,000 | 7,729 |
| Net interest income | $2,285,000 | 4,078 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $626,000 | 3,082 |
| Gross Fiduciary activities income | $114,000 | 770 |
| Service charges on deposit accounts | $432,000 | 1,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 5,602 |
| Total noninterest expense | $2,213,000 | 3,456 |
| Salaries and employee benefits | $1,331,000 | 3,151 |
| Premises and equipment expense | $298,000 | 3,575 |
| Additional noninterest expense | $584,000 | 3,820 |
| Pre-tax net operating income | $608,000 | 4,799 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $608,000 | 4,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $608,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $605,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $608,000 | 4,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 4,877 |
| Total interest expense | $107,000 | 7,728 |
| Net interest income | $1,138,000 | 4,074 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $312,000 | 3,023 |
| Gross Fiduciary activities income | $57,000 | 770 |
| Service charges on deposit accounts | $213,000 | 1,966 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $1,109,000 | 3,467 |
| Salaries and employee benefits | $669,000 | 3,156 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $296,000 | 4,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $296,000 | 4,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $295,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $296,000 | 4,175 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 4,732 |
| Total interest expense | $475,000 | 7,830 |
| Net interest income | $4,771,000 | 3,818 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $1,234,000 | 3,243 |
| Gross Fiduciary activities income | $237,000 | 764 |
| Service charges on deposit accounts | $842,000 | 2,032 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $155,000 | 5,766 |
| Total noninterest expense | $4,204,000 | 3,557 |
| Salaries and employee benefits | $2,529,000 | 3,246 |
| Premises and equipment expense | $607,000 | 3,482 |
| Additional noninterest expense | $1,068,000 | 4,064 |
| Pre-tax net operating income | $1,741,000 | 3,723 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $53,000 | 6,235 |
| Income before extraordinary items | $1,688,000 | 3,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,688,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,197 |
| Cash dividends | $1,649,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,688,000 | 3,118 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 4,763 |
| Total interest expense | $369,000 | 7,918 |
| Net interest income | $3,595,000 | 3,824 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $863,000 | 3,463 |
| Gross Fiduciary activities income | $136,000 | 831 |
| Service charges on deposit accounts | $626,000 | 2,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,060 |
| Total noninterest expense | $3,244,000 | 3,461 |
| Salaries and employee benefits | $1,878,000 | 3,266 |
| Premises and equipment expense | $472,000 | 3,379 |
| Additional noninterest expense | $894,000 | 3,724 |
| Pre-tax net operating income | $1,169,000 | 4,144 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $1,130,000 | 3,663 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,130,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,567 |
| Cash dividends | $1,118,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,130,000 | 3,497 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 4,757 |
| Total interest expense | $257,000 | 7,958 |
| Net interest income | $2,413,000 | 3,804 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $580,000 | 3,431 |
| Gross Fiduciary activities income | $90,000 | 832 |
| Service charges on deposit accounts | $415,000 | 2,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $2,176,000 | 3,432 |
| Salaries and employee benefits | $1,271,000 | 3,230 |
| Premises and equipment expense | $309,000 | 3,398 |
| Additional noninterest expense | $596,000 | 3,718 |
| Pre-tax net operating income | $787,000 | 4,103 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $761,000 | 3,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $761,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,139 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $761,000 | 3,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,786 |
| Total interest expense | $134,000 | 7,969 |
| Net interest income | $1,203,000 | 3,812 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $298,000 | 3,252 |
| Gross Fiduciary activities income | $45,000 | 840 |
| Service charges on deposit accounts | $209,000 | 1,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $1,070,000 | 3,473 |
| Salaries and employee benefits | $628,000 | 3,231 |
| Premises and equipment expense | $151,000 | 3,467 |
| Additional noninterest expense | $291,000 | 3,742 |
| Pre-tax net operating income | $416,000 | 3,948 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $404,000 | 3,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $393,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $404,000 | 3,263 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 4,692 |
| Total interest expense | $797,000 | 7,524 |
| Net interest income | $4,950,000 | 3,707 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,241,000 | 2,999 |
| Gross Fiduciary activities income | $204,000 | 818 |
| Service charges on deposit accounts | $835,000 | 1,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $4,532,000 | 3,201 |
| Salaries and employee benefits | $2,804,000 | 2,810 |
| Premises and equipment expense | $611,000 | 3,358 |
| Additional noninterest expense | $1,117,000 | 3,818 |
| Pre-tax net operating income | $1,599,000 | 3,937 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $1,547,000 | 3,424 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,547,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,507 |
| Cash dividends | $1,635,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,547,000 | 3,311 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 4,476 |
| Total interest expense | $1,776,000 | 6,456 |
| Net interest income | $5,128,000 | 3,368 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $1,238,000 | 2,869 |
| Gross Fiduciary activities income | $202,000 | 837 |
| Service charges on deposit accounts | $863,000 | 1,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $173,000 | 5,234 |
| Total noninterest expense | $4,687,000 | 2,982 |
| Salaries and employee benefits | $2,878,000 | 2,606 |
| Premises and equipment expense | $641,000 | 3,187 |
| Additional noninterest expense | $1,168,000 | 3,593 |
| Pre-tax net operating income | $1,619,000 | 3,676 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $1,618,000 | 3,047 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,618,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $1,511,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,618,000 | 2,949 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 4,291 |
| Total interest expense | $2,180,000 | 6,001 |
| Net interest income | $5,418,000 | 3,245 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,231,000 | 2,704 |
| Gross Fiduciary activities income | $150,000 | 862 |
| Service charges on deposit accounts | $926,000 | 1,477 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 5,391 |
| Total noninterest expense | $4,485,000 | 3,004 |
| Salaries and employee benefits | $2,699,000 | 2,637 |
| Premises and equipment expense | $608,000 | 3,233 |
| Additional noninterest expense | $1,178,000 | 3,489 |
| Pre-tax net operating income | $2,164,000 | 3,122 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $314,000 | 4,502 |
| Income before extraordinary items | $1,850,000 | 2,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,850,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $1,818,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,850,000 | 2,745 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 4,197 |
| Total interest expense | $2,186,000 | 5,674 |
| Net interest income | $5,209,000 | 3,334 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,261,000 | 2,609 |
| Gross Fiduciary activities income | $130,000 | 948 |
| Service charges on deposit accounts | $938,000 | 1,387 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $4,305,000 | 3,092 |
| Salaries and employee benefits | $2,591,000 | 2,706 |
| Premises and equipment expense | $618,000 | 3,171 |
| Additional noninterest expense | $1,096,000 | 3,720 |
| Pre-tax net operating income | $2,165,000 | 3,137 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $786,000 | 2,679 |
| Income before extraordinary items | $1,379,000 | 3,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,379,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $1,160,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,379,000 | 3,433 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 4,165 |
| Total interest expense | $2,269,000 | 5,715 |
| Net interest income | $5,211,000 | 3,261 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $1,152,000 | 2,777 |
| Gross Fiduciary activities income | $144,000 | 941 |
| Service charges on deposit accounts | $824,000 | 1,537 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $184,000 | 5,183 |
| Total noninterest expense | $4,188,000 | 3,095 |
| Salaries and employee benefits | $2,467,000 | 2,756 |
| Premises and equipment expense | $633,000 | 3,023 |
| Additional noninterest expense | $1,088,000 | 3,661 |
| Pre-tax net operating income | $1,995,000 | 3,351 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $727,000 | 2,945 |
| Income before extraordinary items | $1,268,000 | 3,756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,268,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $1,126,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,268,000 | 3,671 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 4,266 |
| Total interest expense | $2,157,000 | 5,968 |
| Net interest income | $5,284,000 | 3,298 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,139,000 | 2,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $885,000 | 1,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,326 |
| Total noninterest expense | $4,170,000 | 3,065 |
| Salaries and employee benefits | $2,441,000 | 2,710 |
| Premises and equipment expense | $682,000 | 2,810 |
| Additional noninterest expense | $1,047,000 | 3,736 |
| Pre-tax net operating income | $2,133,000 | 3,332 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $773,000 | 3,004 |
| Income before extraordinary items | $1,360,000 | 3,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,360,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $1,157,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,360,000 | 3,584 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,970 |
| Total interest expense | $1,798,000 | 6,849 |
| Net interest income | $4,544,000 | 3,869 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $1,034,000 | 3,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $745,000 | 1,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,163 |
| Total noninterest expense | $3,786,000 | 3,508 |
| Salaries and employee benefits | $2,153,000 | 3,100 |
| Premises and equipment expense | $588,000 | 3,270 |
| Additional noninterest expense | $1,045,000 | 4,251 |
| Pre-tax net operating income | $1,707,000 | 3,903 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $628,000 | 3,452 |
| Income before extraordinary items | $1,079,000 | 4,215 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,079,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,947 |
| Cash dividends | $4,045,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $5,459,000 | 134 |
| Net operating income | $1,079,000 | 4,149 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,394 |
| Total interest expense | $1,058,000 | 9,045 |
| Net interest income | $3,504,000 | 4,876 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $604,000 | 4,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $2,694,000 | 4,683 |
| Salaries and employee benefits | $1,620,000 | 4,006 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $699,000 | 5,855 |
| Pre-tax net operating income | $1,414,000 | 4,654 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $484,000 | 4,305 |
| Income before extraordinary items | $930,000 | 4,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $930,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $924,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $930,000 | 4,856 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 6,012 |
| Total interest expense | $896,000 | 9,149 |
| Net interest income | $3,747,000 | 4,642 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $648,000 | 4,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $2,800,000 | 4,679 |
| Salaries and employee benefits | $1,539,000 | 4,199 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $949,000 | 4,928 |
| Pre-tax net operating income | $1,545,000 | 4,307 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $530,000 | 3,886 |
| Income before extraordinary items | $1,015,000 | 4,490 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,015,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $953,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,015,000 | 4,533 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 6,110 |
| Total interest expense | $1,001,000 | 9,105 |
| Net interest income | $3,681,000 | 4,746 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $639,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 3,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,042 |
| Total noninterest expense | $2,742,000 | 4,857 |
| Salaries and employee benefits | $1,499,000 | 4,278 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $933,000 | 5,218 |
| Pre-tax net operating income | $1,418,000 | 4,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $478,000 | 4,347 |
| Income before extraordinary items | $940,000 | 4,926 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $940,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 12,509 |
| Cash dividends | $876,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $940,000 | 4,697 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,890 |
| Total interest expense | $1,744,000 | 7,778 |
| Net interest income | $3,763,000 | 4,712 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $666,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 3,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,400 |
| Total noninterest expense | $2,893,000 | 4,680 |
| Salaries and employee benefits | $1,448,000 | 4,364 |
| Premises and equipment expense | $291,000 | 6,103 |
| Additional noninterest expense | $1,154,000 | 4,498 |
| Pre-tax net operating income | $1,306,000 | 4,591 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $398,000 | 4,812 |
| Income before extraordinary items | $908,000 | 4,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $908,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 4,592 |
| Cash dividends | $688,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $908,000 | 4,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.