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The East New York Savings Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$151,109,000322
Total interest expense$86,051,000286
Net interest income$65,058,000361
Provision for loan and lease losses$3,700,000403
Total noninterest income$13,610,000481
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,119,0001,190
Trading account gains and fees$0262
Additional Noninterest Income$12,491,000374
Total noninterest expense$43,216,000432
Salaries and employee benefits$15,243,000477
Premises and equipment expense$5,640,000433
Additional noninterest expense$22,333,000397
Pre-tax net operating income$31,752,000326
Securities gains (losses)$290,000559
Applicable income taxes$14,919,000280
Income before extraordinary items$17,123,000381
Extraordinary gains, net$053
Net income$17,123,000381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,964,000583
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$16,937,400380
1995-12-31 (YTD Data)Rank
Total interest income$147,084,000334
Total interest expense$76,149,000333
Net interest income$70,935,000335
Provision for loan and lease losses$9,415,000191
Total noninterest income$6,858,000773
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,003,0001,350
Trading account gains and fees$0522
Additional Noninterest Income$5,855,000602
Total noninterest expense$40,615,000462
Salaries and employee benefits$15,368,000481
Premises and equipment expense$6,448,000412
Additional noninterest expense$18,799,000447
Pre-tax net operating income$27,763,000377
Securities gains (losses)$-63,00011,298
Applicable income taxes$13,124,000311
Income before extraordinary items$14,576,000447
Extraordinary gains, net$065
Net income$14,576,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,532,000674
Cash dividends$18,500,000270
Sale, conversion, retirement of capital stock, net$0809
Net operating income$14,616,320444
1994-12-31 (YTD Data)Rank
Total interest income$137,428,000321
Total interest expense$58,254,000335
Net interest income$79,174,000312
Provision for loan and lease losses$19,050,000115
Total noninterest income$4,304,0001,025
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$869,0001,561
Trading account gains and fees$0475
Additional Noninterest Income$3,435,000807
Total noninterest expense$35,579,000507
Salaries and employee benefits$14,217,000519
Premises and equipment expense$7,655,000357
Additional noninterest expense$13,707,000558
Pre-tax net operating income$28,849,000344
Securities gains (losses)$03,600
Applicable income taxes$13,654,000275
Income before extraordinary items$15,195,000410
Extraordinary gains, net$0249
Net income$15,195,000411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,159,000210
Cash dividends$17,300,000234
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$15,195,000419
1993-12-31 (YTD Data)Rank
Total interest income$131,536,000320
Total interest expense$56,782,000325
Net interest income$74,754,000315
Provision for loan and lease losses$19,700,000164
Total noninterest income$2,948,0001,488
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$783,0001,744
Trading account gains and fees$0532
Additional Noninterest Income$2,165,0001,188
Total noninterest expense$36,446,000523
Salaries and employee benefits$14,302,000526
Premises and equipment expense$7,901,000351
Additional noninterest expense$14,243,000597
Pre-tax net operating income$21,556,000386
Securities gains (losses)$505,000890
Applicable income taxes$10,173,000304
Income before extraordinary items$11,888,000470
Extraordinary gains, net$03,149
Net income$11,888,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,610,000284
Cash dividends$3,000,000716
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,564,800454
1992-12-31 (YTD Data)Rank
Total interest income$138,648,000344
Total interest expense$74,455,000321
Net interest income$64,193,000362
Provision for loan and lease losses$18,705,000220
Total noninterest income$3,519,0001,263
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$804,0001,688
Trading account gains and fees$0504
Additional Noninterest Income$2,715,0001,029
Total noninterest expense$33,873,000555
Salaries and employee benefits$13,321,000557
Premises and equipment expense$7,559,000372
Additional noninterest expense$12,993,000626
Pre-tax net operating income$15,134,000441
Securities gains (losses)$6,476,000164
Applicable income taxes$10,089,000271
Income before extraordinary items$11,521,000429
Extraordinary gains, net$01,422
Net income$11,521,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,060,000296
Cash dividends$6,500,000298
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,376,360586

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.