Home > The Drovers & Mechanics Bank > Income and Expense
The Drovers & Mechanics Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,843,000 | 646 |
| Total interest expense | $32,633,000 | 588 |
| Net interest income | $24,210,000 | 735 |
| Provision for loan and lease losses | $6,379,000 | 268 |
| Total noninterest income | $5,851,000 | 825 |
| Gross Fiduciary activities income | $1,553,000 | 334 |
| Service charges on deposit accounts | $2,079,000 | 645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,219,000 | 1,061 |
| Total noninterest expense | $18,613,000 | 799 |
| Salaries and employee benefits | $10,011,000 | 709 |
| Premises and equipment expense | $3,369,000 | 634 |
| Additional noninterest expense | $5,233,000 | 922 |
| Pre-tax net operating income | $5,069,000 | 1,458 |
| Securities gains (losses) | $-193,000 | 9,564 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $4,791,000 | 1,109 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,791,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,916,000 | 277 |
| Cash dividends | $3,271,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,980,140 | 1,073 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $46,632,000 | 736 |
| Total interest expense | $24,067,000 | 678 |
| Net interest income | $22,565,000 | 784 |
| Provision for loan and lease losses | $1,727,000 | 636 |
| Total noninterest income | $5,166,000 | 927 |
| Gross Fiduciary activities income | $1,378,000 | 387 |
| Service charges on deposit accounts | $1,920,000 | 693 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,868,000 | 1,210 |
| Total noninterest expense | $16,594,000 | 866 |
| Salaries and employee benefits | $9,042,000 | 773 |
| Premises and equipment expense | $2,971,000 | 699 |
| Additional noninterest expense | $4,581,000 | 1,026 |
| Pre-tax net operating income | $9,410,000 | 866 |
| Securities gains (losses) | $43,000 | 1,044 |
| Applicable income taxes | $1,662,000 | 1,444 |
| Income before extraordinary items | $7,791,000 | 754 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,791,000 | 754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,731,000 | 497 |
| Cash dividends | $2,288,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,755,740 | 737 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,982,000 | 812 |
| Total interest expense | $21,712,000 | 752 |
| Net interest income | $19,270,000 | 889 |
| Provision for loan and lease losses | $1,266,000 | 789 |
| Total noninterest income | $5,161,000 | 912 |
| Gross Fiduciary activities income | $1,295,000 | 401 |
| Service charges on deposit accounts | $1,692,000 | 737 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,174,000 | 1,096 |
| Total noninterest expense | $15,040,000 | 921 |
| Salaries and employee benefits | $8,006,000 | 827 |
| Premises and equipment expense | $2,668,000 | 758 |
| Additional noninterest expense | $4,366,000 | 1,052 |
| Pre-tax net operating income | $8,125,000 | 958 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,349,000 | 1,799 |
| Income before extraordinary items | $6,776,000 | 812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,776,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 1,010 |
| Cash dividends | $2,051,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,776,000 | 783 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,247,000 | 950 |
| Total interest expense | $19,225,000 | 854 |
| Net interest income | $17,022,000 | 1,035 |
| Provision for loan and lease losses | $386,000 | 2,159 |
| Total noninterest income | $3,821,000 | 1,107 |
| Gross Fiduciary activities income | $1,105,000 | 439 |
| Service charges on deposit accounts | $1,293,000 | 979 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,423,000 | 1,371 |
| Total noninterest expense | $13,176,000 | 1,040 |
| Salaries and employee benefits | $7,597,000 | 875 |
| Premises and equipment expense | $2,071,000 | 963 |
| Additional noninterest expense | $3,508,000 | 1,252 |
| Pre-tax net operating income | $7,281,000 | 1,106 |
| Securities gains (losses) | $123,000 | 896 |
| Applicable income taxes | $1,739,000 | 1,486 |
| Income before extraordinary items | $5,665,000 | 982 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,665,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,457 |
| Cash dividends | $2,228,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,570,290 | 971 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,038,000 | 1,146 |
| Total interest expense | $14,756,000 | 1,106 |
| Net interest income | $15,282,000 | 1,183 |
| Provision for loan and lease losses | $645,000 | 1,426 |
| Total noninterest income | $3,214,000 | 1,288 |
| Gross Fiduciary activities income | $1,020,000 | 500 |
| Service charges on deposit accounts | $1,199,000 | 1,101 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $995,000 | 1,828 |
| Total noninterest expense | $11,990,000 | 1,205 |
| Salaries and employee benefits | $6,818,000 | 984 |
| Premises and equipment expense | $1,767,000 | 1,187 |
| Additional noninterest expense | $3,405,000 | 1,560 |
| Pre-tax net operating income | $5,861,000 | 1,234 |
| Securities gains (losses) | $192,000 | 715 |
| Applicable income taxes | $1,127,000 | 2,113 |
| Income before extraordinary items | $4,926,000 | 1,058 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,926,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,545 |
| Cash dividends | $1,644,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,770,480 | 1,064 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,041,000 | 1,222 |
| Total interest expense | $13,491,000 | 1,228 |
| Net interest income | $14,550,000 | 1,240 |
| Provision for loan and lease losses | $501,000 | 1,562 |
| Total noninterest income | $2,731,000 | 1,441 |
| Gross Fiduciary activities income | $901,000 | 557 |
| Service charges on deposit accounts | $983,000 | 1,387 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $847,000 | 2,016 |
| Total noninterest expense | $10,944,000 | 1,303 |
| Salaries and employee benefits | $6,426,000 | 1,073 |
| Premises and equipment expense | $1,574,000 | 1,318 |
| Additional noninterest expense | $2,944,000 | 1,721 |
| Pre-tax net operating income | $5,836,000 | 1,306 |
| Securities gains (losses) | $59,000 | 1,203 |
| Applicable income taxes | $1,555,000 | 1,597 |
| Income before extraordinary items | $4,340,000 | 1,222 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,340,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $1,407,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,296,340 | 1,208 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,293,000 | 1,340 |
| Total interest expense | $10,363,000 | 1,276 |
| Net interest income | $12,930,000 | 1,382 |
| Provision for loan and lease losses | $382,000 | 1,885 |
| Total noninterest income | $2,427,000 | 1,596 |
| Gross Fiduciary activities income | $834,000 | 569 |
| Service charges on deposit accounts | $917,000 | 1,478 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $676,000 | 2,391 |
| Total noninterest expense | $10,243,000 | 1,431 |
| Salaries and employee benefits | $6,031,000 | 1,118 |
| Premises and equipment expense | $1,309,000 | 1,575 |
| Additional noninterest expense | $2,903,000 | 1,865 |
| Pre-tax net operating income | $4,732,000 | 1,538 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $897,000 | 2,490 |
| Income before extraordinary items | $3,864,000 | 1,302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,864,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $1,335,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,840,510 | 1,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,438,000 | 1,415 |
| Total interest expense | $10,201,000 | 1,315 |
| Net interest income | $12,237,000 | 1,480 |
| Provision for loan and lease losses | $447,000 | 2,284 |
| Total noninterest income | $2,511,000 | 1,674 |
| Gross Fiduciary activities income | $808,000 | 604 |
| Service charges on deposit accounts | $812,000 | 1,691 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $891,000 | 2,216 |
| Total noninterest expense | $9,794,000 | 1,550 |
| Salaries and employee benefits | $5,385,000 | 1,243 |
| Premises and equipment expense | $1,411,000 | 1,509 |
| Additional noninterest expense | $2,998,000 | 1,911 |
| Pre-tax net operating income | $4,507,000 | 1,551 |
| Securities gains (losses) | $140,000 | 2,061 |
| Applicable income taxes | $1,067,000 | 2,115 |
| Income before extraordinary items | $3,580,000 | 1,424 |
| Extraordinary gains, net | $352,000 | 618 |
| Net income | $3,932,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,888 |
| Cash dividends | $1,111,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,472,200 | 1,375 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,484,000 | 1,601 |
| Total interest expense | $11,315,000 | 1,547 |
| Net interest income | $11,169,000 | 1,655 |
| Provision for loan and lease losses | $552,000 | 2,786 |
| Total noninterest income | $2,173,000 | 1,831 |
| Gross Fiduciary activities income | $670,000 | 669 |
| Service charges on deposit accounts | $765,000 | 1,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $738,000 | 2,431 |
| Total noninterest expense | $8,889,000 | 1,703 |
| Salaries and employee benefits | $4,737,000 | 1,399 |
| Premises and equipment expense | $1,384,000 | 1,541 |
| Additional noninterest expense | $2,768,000 | 2,127 |
| Pre-tax net operating income | $3,901,000 | 1,594 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $728,000 | 2,849 |
| Income before extraordinary items | $3,216,000 | 1,445 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,216,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 4,732 |
| Cash dividends | $1,019,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,180,740 | 1,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.