Home > The Dime Savings Bank of Wallingford > Income and Expense
The Dime Savings Bank of Wallingford, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $62,986,000 | 581 |
| Total interest expense | $34,604,000 | 524 |
| Net interest income | $28,382,000 | 636 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,922,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,387,000 | 918 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $535,000 | 2,689 |
| Total noninterest expense | $13,133,000 | 1,041 |
| Salaries and employee benefits | $6,756,000 | 982 |
| Premises and equipment expense | $1,892,000 | 1,048 |
| Additional noninterest expense | $4,485,000 | 1,049 |
| Pre-tax net operating income | $16,971,000 | 520 |
| Securities gains (losses) | $195,000 | 718 |
| Applicable income taxes | $70,000 | 8,905 |
| Income before extraordinary items | $17,096,000 | 394 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,096,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 936 |
| Cash dividends | $1,617,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $16,901,000 | 380 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $51,389,000 | 720 |
| Total interest expense | $25,338,000 | 698 |
| Net interest income | $26,051,000 | 727 |
| Provision for loan and lease losses | $2,000,000 | 619 |
| Total noninterest income | $2,446,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,235,000 | 1,064 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,211,000 | 1,587 |
| Total noninterest expense | $13,623,000 | 1,088 |
| Salaries and employee benefits | $6,763,000 | 990 |
| Premises and equipment expense | $2,286,000 | 943 |
| Additional noninterest expense | $4,574,000 | 1,224 |
| Pre-tax net operating income | $12,874,000 | 646 |
| Securities gains (losses) | $326,000 | 529 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $13,200,000 | 462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,200,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,850,000 | 601 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $12,874,000 | 466 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $47,431,000 | 790 |
| Total interest expense | $21,949,000 | 815 |
| Net interest income | $25,482,000 | 765 |
| Provision for loan and lease losses | $7,550,000 | 233 |
| Total noninterest income | $2,985,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,296,000 | 1,032 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,689,000 | 1,274 |
| Total noninterest expense | $17,641,000 | 884 |
| Salaries and employee benefits | $7,809,000 | 882 |
| Premises and equipment expense | $2,949,000 | 776 |
| Additional noninterest expense | $6,883,000 | 873 |
| Pre-tax net operating income | $3,276,000 | 2,254 |
| Securities gains (losses) | $386,000 | 421 |
| Applicable income taxes | $-2,800,000 | 11,939 |
| Income before extraordinary items | $6,462,000 | 863 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,462,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,097,000 | 360 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,076,000 | 895 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $44,577,000 | 771 |
| Total interest expense | $18,660,000 | 762 |
| Net interest income | $25,917,000 | 754 |
| Provision for loan and lease losses | $4,516,000 | 308 |
| Total noninterest income | $3,396,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,372,000 | 962 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,024,000 | 1,123 |
| Total noninterest expense | $19,695,000 | 820 |
| Salaries and employee benefits | $9,157,000 | 757 |
| Premises and equipment expense | $3,135,000 | 736 |
| Additional noninterest expense | $7,403,000 | 870 |
| Pre-tax net operating income | $5,102,000 | 1,447 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $58,000 | 10,278 |
| Income before extraordinary items | $5,050,000 | 1,009 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,050,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,252,000 | 208 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,044,060 | 1,022 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $49,728,000 | 700 |
| Total interest expense | $22,450,000 | 655 |
| Net interest income | $27,278,000 | 713 |
| Provision for loan and lease losses | $20,900,000 | 152 |
| Total noninterest income | $2,002,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,255,000 | 1,064 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $747,000 | 2,486 |
| Total noninterest expense | $31,351,000 | 601 |
| Salaries and employee benefits | $8,449,000 | 820 |
| Premises and equipment expense | $2,881,000 | 804 |
| Additional noninterest expense | $20,021,000 | 462 |
| Pre-tax net operating income | $-22,971,000 | 13,275 |
| Securities gains (losses) | $734,000 | 684 |
| Applicable income taxes | $399,000 | 5,022 |
| Income before extraordinary items | $-22,636,000 | 13,246 |
| Extraordinary gains, net | $-423,000 | 13,154 |
| Net income | $-23,059,000 | 13,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,118,000 | 128 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-23,370,000 | 13,244 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $61,986,000 | 642 |
| Total interest expense | $32,254,000 | 627 |
| Net interest income | $29,732,000 | 683 |
| Provision for loan and lease losses | $8,300,000 | 423 |
| Total noninterest income | $1,780,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,216,000 | 1,076 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $564,000 | 2,955 |
| Total noninterest expense | $21,535,000 | 797 |
| Salaries and employee benefits | $8,268,000 | 823 |
| Premises and equipment expense | $3,123,000 | 769 |
| Additional noninterest expense | $10,144,000 | 760 |
| Pre-tax net operating income | $1,677,000 | 3,661 |
| Securities gains (losses) | $1,327,000 | 532 |
| Applicable income taxes | $1,323,000 | 1,604 |
| Income before extraordinary items | $1,681,000 | 2,743 |
| Extraordinary gains, net | $404,000 | 243 |
| Net income | $2,085,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,390,000 | 276 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $831,720 | 4,908 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.