Home > The Dime Savings Bank of Wallingford > Assets and Liabilities
The Dime Savings Bank of Wallingford, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 147 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $958,914,000 | 549 |
| Cash and due from depository institutions | $17,762,000 | 1,197 |
| Interest-bearing balances | $8,746,000 | 506 |
| Securities | $540,574,000 | 264 |
| Federal funds sold & reverse repurchase agreements | $18,670,000 | 710 |
| Net loans & leases | $361,153,000 | 836 |
| Loan loss allowance | $12,352,000 | 410 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,474,000 | 1,767 |
| Other real estate owned | $481,000 | 1,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $15,800,000 | 619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $958,914,000 | 549 |
| Total liabilities | $881,722,000 | 546 |
| Total deposits | $815,513,000 | 482 |
| Interest-bearing deposits | $769,036,000 | 452 |
| Deposits held in domestic offices | $815,513,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $59,913,000 | 519 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,296,000 | 846 |
| Total equity capital | $77,192,000 | 618 |
| Total bank equity capital | $77,192,000 | 618 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,291,000 | 669 |
| Surplus | $61,743,000 | 361 |
| Undivided profits | $10,158,000 | 2,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,370,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 1,025 |
| Income earned, not collected on loans | $2,084,000 | 1,046 |
| Earning assets | $929,143,000 | 523 |
| Long-term assets (5+ years) | $449,850,000 | 223 |
| Average Assets, year-to-date | $862,485,800 | 566 |
| Average Assets, quarterly | $939,393,500 | 549 |
| Volatile liabilities | $83,526,000 | 953 |
| Insider loans | $186,000 | 7,584 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $37,858,000 | 1,323 |
| Tier 1 (core) risk-based capital | $76,598,000 | 579 |
| Tier 2 risk-based capital | $4,952,950 | 714 |
| Total risk weighted assets | $388,837,050 | 779 |
| Total unused commitments | $37,858,000 | 1,327 |
| Derivatives | $50,000,000 | 250 |
| 1996-12-31 | Rank | |
| # of Employees: | 150 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $749,200,000 | 704 |
| Cash and due from depository institutions | $10,986,000 | 1,237 |
| Interest-bearing balances | $556,000 | 2,967 |
| Securities | $312,410,000 | 446 |
| Federal funds sold & reverse repurchase agreements | $20,889,000 | 637 |
| Net loans & leases | $387,316,000 | 808 |
| Loan loss allowance | $12,929,000 | 434 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,095,000 | 1,554 |
| Other real estate owned | $1,210,000 | 1,237 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $11,294,000 | 820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $749,200,000 | 704 |
| Total liabilities | $689,049,000 | 698 |
| Total deposits | $625,539,000 | 654 |
| Interest-bearing deposits | $584,484,000 | 600 |
| Deposits held in domestic offices | $625,539,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $59,058,000 | 540 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,452,000 | 1,084 |
| Total equity capital | $60,151,000 | 790 |
| Total bank equity capital | $60,151,000 | 790 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,291,000 | 718 |
| Surplus | $61,743,000 | 378 |
| Undivided profits | $-6,883,000 | 11,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,688,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 820 |
| Income earned, not collected on loans | $2,424,000 | 907 |
| Earning assets | $721,171,000 | 670 |
| Long-term assets (5+ years) | $385,096,000 | 260 |
| Average Assets, year-to-date | $689,811,200 | 721 |
| Average Assets, quarterly | $719,370,500 | 716 |
| Volatile liabilities | $53,308,000 | 1,332 |
| Insider loans | $361,000 | 6,359 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,186,000 | 2,959 |
| Tier 1 (core) risk-based capital | $61,120,000 | 734 |
| Tier 2 risk-based capital | $4,558,500 | 787 |
| Total risk weighted assets | $356,309,400 | 866 |
| Total unused commitments | $12,186,000 | 2,974 |
| Derivatives | $9,000,000 | 460 |
| 1995-12-31 | Rank | |
| # of Employees: | 173 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $655,273,000 | 792 |
| Cash and due from depository institutions | $18,481,000 | 1,100 |
| Interest-bearing balances | $7,309,000 | 654 |
| Securities | $158,418,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $17,007,000 | 842 |
| Net loans & leases | $443,686,000 | 741 |
| Loan loss allowance | $12,779,000 | 458 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,506,000 | 1,406 |
| Other real estate owned | $1,509,000 | 1,100 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,666,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $655,273,000 | 792 |
| Total liabilities | $607,013,000 | 781 |
| Total deposits | $542,685,000 | 759 |
| Interest-bearing deposits | $502,661,000 | 707 |
| Deposits held in domestic offices | $542,685,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $59,427,000 | 507 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,901,000 | 1,056 |
| Total equity capital | $48,260,000 | 969 |
| Total bank equity capital | $48,260,000 | 969 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,291,000 | 717 |
| Surplus | $61,743,000 | 397 |
| Undivided profits | $-18,774,000 | 11,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,682,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 836 |
| Income earned, not collected on loans | $3,018,000 | 767 |
| Earning assets | $626,420,000 | 774 |
| Long-term assets (5+ years) | $257,983,000 | 336 |
| Average Assets, year-to-date | $636,626,800 | 790 |
| Average Assets, quarterly | $642,329,500 | 798 |
| Volatile liabilities | $18,876,000 | 2,746 |
| Insider loans | $585,000 | 5,206 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,495,000 | 2,497 |
| Tier 1 (core) risk-based capital | $48,020,000 | 927 |
| Tier 2 risk-based capital | $4,253,060 | 836 |
| Total risk weighted assets | $331,718,760 | 929 |
| Total unused commitments | $14,495,000 | 2,510 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 244 | 803 |
| Assets and Liabilities | ||
| Total Assets: | $634,132,000 | 803 |
| Cash and due from depository institutions | $23,398,000 | 803 |
| Interest-bearing balances | $13,695,000 | 295 |
| Securities | $63,656,000 | 2,062 |
| Federal funds sold & reverse repurchase agreements | $26,562,000 | 426 |
| Net loans & leases | $501,094,000 | 655 |
| Loan loss allowance | $9,326,000 | 589 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,818,000 | 942 |
| Other real estate owned | $3,810,000 | 803 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,794,000 | 1,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $634,132,000 | 803 |
| Total liabilities | $592,407,000 | 794 |
| Total deposits | $527,244,000 | 754 |
| Interest-bearing deposits | $487,507,000 | 709 |
| Deposits held in domestic offices | $527,244,000 | 739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $60,998,000 | 501 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,165,000 | 1,033 |
| Total equity capital | $41,725,000 | 1,008 |
| Total bank equity capital | $41,725,000 | 1,008 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,291,000 | 704 |
| Surplus | $61,743,000 | 370 |
| Undivided profits | $-25,309,000 | 12,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,959,000 | 549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 970 |
| Income earned, not collected on loans | $2,959,000 | 700 |
| Earning assets | $605,007,000 | 767 |
| Long-term assets (5+ years) | $235,417,000 | 345 |
| Average Assets, year-to-date | $659,055,200 | 763 |
| Average Assets, quarterly | $647,082,500 | 790 |
| Volatile liabilities | $12,165,000 | 3,770 |
| Insider loans | $1,007,000 | 3,689 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,034,000 | 1,995 |
| Tier 1 (core) risk-based capital | $41,558,000 | 1,003 |
| Tier 2 risk-based capital | $4,595,730 | 772 |
| Total risk weighted assets | $362,927,730 | 823 |
| Total unused commitments | $19,034,000 | 2,006 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 259 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $668,192,000 | 776 |
| Cash and due from depository institutions | $18,900,000 | 805 |
| Interest-bearing balances | $8,780,000 | 706 |
| Securities | $86,727,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $10,055,000 | 1,343 |
| Net loans & leases | $514,530,000 | 617 |
| Loan loss allowance | $14,062,000 | 462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,339,000 | 868 |
| Other real estate owned | $14,668,000 | 805 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,973,000 | 711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $668,192,000 | 776 |
| Total liabilities | $632,234,000 | 760 |
| Total deposits | $564,720,000 | 739 |
| Interest-bearing deposits | $529,414,000 | 685 |
| Deposits held in domestic offices | $564,720,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $64,091,000 | 420 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,423,000 | 1,218 |
| Total equity capital | $35,958,000 | 1,145 |
| Total bank equity capital | $35,958,000 | 1,145 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,291,000 | 696 |
| Surplus | $61,743,000 | 353 |
| Undivided profits | $-31,076,000 | 13,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,226,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,090 |
| Income earned, not collected on loans | $3,095,000 | 609 |
| Earning assets | $620,092,000 | 770 |
| Long-term assets (5+ years) | $195,574,000 | 386 |
| Average Assets, year-to-date | $713,915,000 | 721 |
| Average Assets, quarterly | $682,086,000 | 759 |
| Volatile liabilities | $75,865,000 | 910 |
| Insider loans | $2,006,000 | 2,038 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $20,377,000 | 211 |
| Unused loan commitments | $34,733,000 | 1,292 |
| Tier 1 (core) risk-based capital | $35,958,000 | 1,109 |
| Tier 2 risk-based capital | $5,377,750 | 697 |
| Total risk weighted assets | $421,535,550 | 744 |
| Total unused commitments | $34,733,000 | 1,311 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 261 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $743,916,000 | 735 |
| Cash and due from depository institutions | $20,970,000 | 812 |
| Interest-bearing balances | $14,213,000 | 552 |
| Securities | $78,165,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $20,608,000 | 825 |
| Net loans & leases | $570,995,000 | 580 |
| Loan loss allowance | $21,280,000 | 369 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,674,000 | 834 |
| Other real estate owned | $33,195,000 | 812 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $11,309,000 | 919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $743,916,000 | 735 |
| Total liabilities | $684,899,000 | 739 |
| Total deposits | $592,998,000 | 758 |
| Interest-bearing deposits | $556,737,000 | 708 |
| Deposits held in domestic offices | $592,998,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $89,084,000 | 309 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,817,000 | 1,446 |
| Total equity capital | $59,017,000 | 695 |
| Total bank equity capital | $59,017,000 | 695 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,291,000 | 693 |
| Surplus | $61,743,000 | 337 |
| Undivided profits | $-8,017,000 | 13,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,730,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,872,000 | 561 |
| Earning assets | $683,981,000 | 715 |
| Long-term assets (5+ years) | $211,933,000 | 350 |
| Average Assets, year-to-date | $775,224,600 | 696 |
| Average Assets, quarterly | $752,487,000 | 720 |
| Volatile liabilities | $102,919,000 | 734 |
| Insider loans | $457,000 | 2,023 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $36,421,000 | 1,178 |
| Tier 1 (core) risk-based capital | $59,017,000 | 659 |
| Tier 2 risk-based capital | $6,433,350 | 622 |
| Total risk weighted assets | $499,821,350 | 668 |
| Total unused commitments | $36,421,000 | 1,191 |
| Derivatives | $0 | 651 |