Home > The Dime Savings Bank of New York, FSB > Net charge- offs to loans
The Dime Savings Bank of New York, FSB, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0925% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0826% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0572% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9229% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1139% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0858% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 1,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1238% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1692% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8730% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2914% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1454% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1012% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6933% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9176% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2665% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0316% | 1,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3265% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4176% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5164% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5134% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1544% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1453% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5946% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1961% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6131% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2280% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8984% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3449% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7012% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6996% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.1853% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8830% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6241% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5870% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2329% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6074% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9016% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8940% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7598% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7461% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.5917% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5513% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0333% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6131% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9365% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5902% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9412% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6831% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7000% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7086% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 1.8088% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5887% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4035% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6581% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5191% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6610% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7175% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6682% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8512% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8435% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0418% | 1,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5130% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8551% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5715% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 43.3555% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4308% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4492% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9910% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9853% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 8.6630% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5338% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1860% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0724% | 10 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2305% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0633% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5727% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |