Home > The Dime Bank > Income and Expense
The Dime Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 6,602 |
| Total interest expense | $1,658,000 | 6,988 |
| Net interest income | $2,406,000 | 6,211 |
| Provision for loan and lease losses | $148,000 | 4,189 |
| Total noninterest income | $443,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $1,872,000 | 5,922 |
| Salaries and employee benefits | $1,006,000 | 5,833 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $701,000 | 5,220 |
| Pre-tax net operating income | $829,000 | 6,417 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $236,000 | 6,417 |
| Income before extraordinary items | $593,000 | 6,412 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $593,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $152,000 | 5,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $593,000 | 6,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 7,195 |
| Total interest expense | $1,542,000 | 7,461 |
| Net interest income | $2,132,000 | 6,894 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $764,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,886 |
| Total noninterest expense | $1,991,000 | 5,960 |
| Salaries and employee benefits | $935,000 | 6,288 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $885,000 | 4,822 |
| Pre-tax net operating income | $905,000 | 6,073 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $270,000 | 6,178 |
| Income before extraordinary items | $635,000 | 6,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $635,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $12,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $635,000 | 6,003 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 7,651 |
| Total interest expense | $1,360,000 | 8,089 |
| Net interest income | $2,066,000 | 7,157 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $301,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,140 |
| Total noninterest expense | $1,606,000 | 6,964 |
| Salaries and employee benefits | $844,000 | 6,862 |
| Premises and equipment expense | $138,000 | 8,574 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $761,000 | 7,005 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $224,000 | 7,036 |
| Income before extraordinary items | $537,000 | 6,984 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $537,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $426,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $537,000 | 6,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 7,787 |
| Total interest expense | $1,112,000 | 8,249 |
| Net interest income | $2,068,000 | 7,408 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $292,000 | 7,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,611,000 | 7,264 |
| Salaries and employee benefits | $804,000 | 7,191 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $650,000 | 6,680 |
| Pre-tax net operating income | $713,000 | 7,321 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $380,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,000 | 7,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 8,027 |
| Total interest expense | $1,156,000 | 8,460 |
| Net interest income | $2,035,000 | 7,568 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,422,000 | 8,101 |
| Salaries and employee benefits | $713,000 | 7,918 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $227,000 | 7,149 |
| Income before extraordinary items | $528,000 | 7,320 |
| Extraordinary gains, net | $-140,000 | 12,985 |
| Net income | $388,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $265,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $528,000 | 7,064 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 8,024 |
| Total interest expense | $1,426,000 | 8,753 |
| Net interest income | $2,190,000 | 7,272 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,516,000 | 7,858 |
| Salaries and employee benefits | $679,000 | 8,150 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $649,000 | 7,108 |
| Pre-tax net operating income | $783,000 | 6,642 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $526,000 | 7,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $526,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $117,000 | 6,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $526,000 | 6,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.