Home > The Dime Bank > Assets and Liabilities
The Dime Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $54,375,000 | 6,726 |
| Cash and due from depository institutions | $3,900,000 | 5,530 |
| Interest-bearing balances | $10,000 | 6,144 |
| Securities | $5,523,000 | 9,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $41,246,000 | 5,695 |
| Loan loss allowance | $618,000 | 4,946 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,086,000 | 3,710 |
| Other real estate owned | $64,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,556,000 | 4,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,375,000 | 6,726 |
| Total liabilities | $49,931,000 | 6,620 |
| Total deposits | $46,585,000 | 6,668 |
| Interest-bearing deposits | $39,361,000 | 6,743 |
| Deposits held in domestic offices | $46,585,000 | 6,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,642,000 | 2,292 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,103,000 | 3,383 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $601,000 | 5,206 |
| Total equity capital | $4,444,000 | 7,649 |
| Total bank equity capital | $4,444,000 | 7,649 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,120,000 | 2,962 |
| Surplus | $1,567,000 | 6,174 |
| Undivided profits | $1,757,000 | 7,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $290,000 | 6,964 |
| Earning assets | $46,779,000 | 6,980 |
| Long-term assets (5+ years) | $6,119,000 | 5,514 |
| Average Assets, year-to-date | $52,326,400 | 6,699 |
| Average Assets, quarterly | $53,745,000 | 6,717 |
| Volatile liabilities | $4,865,000 | 7,213 |
| Insider loans | $1,380,000 | 2,791 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,655,000 | 7,865 |
| Tier 1 (core) risk-based capital | $4,399,000 | 7,564 |
| Tier 2 risk-based capital | $474,470 | 5,368 |
| Total risk weighted assets | $37,813,770 | 6,156 |
| Total unused commitments | $1,655,000 | 7,875 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $50,871,000 | 7,181 |
| Cash and due from depository institutions | $4,009,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,176,000 | 9,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $37,161,000 | 6,142 |
| Loan loss allowance | $493,000 | 5,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,155,000 | 3,573 |
| Other real estate owned | $78,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,292,000 | 5,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,871,000 | 7,181 |
| Total liabilities | $46,872,000 | 7,075 |
| Total deposits | $45,281,000 | 7,031 |
| Interest-bearing deposits | $38,222,000 | 7,081 |
| Deposits held in domestic offices | $45,281,000 | 7,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,186,000 | 2,654 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $405,000 | 6,753 |
| Total equity capital | $3,999,000 | 8,185 |
| Total bank equity capital | $3,999,000 | 8,185 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,120,000 | 3,168 |
| Surplus | $1,567,000 | 6,324 |
| Undivided profits | $1,312,000 | 8,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 8,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $190,000 | 8,627 |
| Earning assets | $43,337,000 | 7,473 |
| Long-term assets (5+ years) | $4,178,000 | 6,298 |
| Average Assets, year-to-date | $47,530,600 | 7,303 |
| Average Assets, quarterly | $49,982,000 | 7,202 |
| Volatile liabilities | $3,765,000 | 7,939 |
| Insider loans | $1,059,000 | 3,510 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,261,000 | 8,427 |
| Tier 1 (core) risk-based capital | $3,958,000 | 8,123 |
| Tier 2 risk-based capital | $424,840 | 5,900 |
| Total risk weighted assets | $33,918,640 | 6,650 |
| Total unused commitments | $1,261,000 | 8,438 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $44,126,000 | 7,949 |
| Cash and due from depository institutions | $2,751,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,801,000 | 9,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $32,401,000 | 6,682 |
| Loan loss allowance | $507,000 | 5,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,897,000 | 3,891 |
| Other real estate owned | $288,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $988,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,126,000 | 7,949 |
| Total liabilities | $40,702,000 | 7,818 |
| Total deposits | $38,892,000 | 7,842 |
| Interest-bearing deposits | $33,155,000 | 7,853 |
| Deposits held in domestic offices | $38,892,000 | 7,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,393,000 | 2,460 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $417,000 | 6,979 |
| Total equity capital | $3,424,000 | 8,973 |
| Total bank equity capital | $3,424,000 | 8,973 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,120,000 | 3,297 |
| Surplus | $1,567,000 | 6,395 |
| Undivided profits | $737,000 | 9,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 9,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $184,000 | 9,066 |
| Earning assets | $38,202,000 | 8,175 |
| Long-term assets (5+ years) | $4,475,000 | 6,091 |
| Average Assets, year-to-date | $42,834,600 | 7,896 |
| Average Assets, quarterly | $43,945,000 | 7,922 |
| Volatile liabilities | $2,308,000 | 9,293 |
| Insider loans | $1,117,000 | 3,451 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,208,000 | 7,152 |
| Tier 1 (core) risk-based capital | $3,335,000 | 8,973 |
| Tier 2 risk-based capital | $375,540 | 6,459 |
| Total risk weighted assets | $29,912,040 | 7,193 |
| Total unused commitments | $2,208,000 | 7,168 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $41,627,000 | 8,370 |
| Cash and due from depository institutions | $2,712,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,093,000 | 10,816 |
| Federal funds sold & reverse repurchase agreements | $1,389,000 | 4,730 |
| Net loans & leases | $30,202,000 | 6,991 |
| Loan loss allowance | $500,000 | 6,173 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,331,000 | 5,052 |
| Other real estate owned | $201,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $699,000 | 8,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,627,000 | 8,370 |
| Total liabilities | $38,426,000 | 8,243 |
| Total deposits | $38,066,000 | 8,073 |
| Interest-bearing deposits | $32,053,000 | 8,137 |
| Deposits held in domestic offices | $38,066,000 | 8,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $360,000 | 6,522 |
| Total equity capital | $3,201,000 | 9,208 |
| Total bank equity capital | $3,201,000 | 9,208 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,120,000 | 3,422 |
| Surplus | $1,567,000 | 6,458 |
| Undivided profits | $514,000 | 10,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 9,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $146,000 | 9,749 |
| Earning assets | $36,684,000 | 8,541 |
| Long-term assets (5+ years) | $6,696,000 | 5,218 |
| Average Assets, year-to-date | $41,441,400 | 8,270 |
| Average Assets, quarterly | $41,400,500 | 8,352 |
| Volatile liabilities | $939,000 | 11,198 |
| Insider loans | $867,000 | 4,080 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,971,000 | 7,511 |
| Tier 1 (core) risk-based capital | $3,224,000 | 9,265 |
| Tier 2 risk-based capital | $347,080 | 6,866 |
| Total risk weighted assets | $27,613,180 | 7,606 |
| Total unused commitments | $1,971,000 | 7,524 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $41,765,000 | 8,605 |
| Cash and due from depository institutions | $1,945,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,934,000 | 10,822 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 9,463 |
| Net loans & leases | $31,681,000 | 6,753 |
| Loan loss allowance | $472,000 | 6,626 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,180,000 | 5,526 |
| Other real estate owned | $161,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $469,000 | 9,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,765,000 | 8,605 |
| Total liabilities | $38,666,000 | 8,488 |
| Total deposits | $38,412,000 | 8,344 |
| Interest-bearing deposits | $33,314,000 | 8,298 |
| Deposits held in domestic offices | $38,412,000 | 8,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $254,000 | 8,262 |
| Total equity capital | $3,099,000 | 9,625 |
| Total bank equity capital | $3,099,000 | 9,625 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,120,000 | 3,524 |
| Surplus | $1,567,000 | 6,482 |
| Undivided profits | $412,000 | 11,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 7,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $125,000 | 10,238 |
| Earning assets | $38,010,000 | 8,640 |
| Long-term assets (5+ years) | $9,388,000 | 4,527 |
| Average Assets, year-to-date | $40,989,200 | 8,544 |
| Average Assets, quarterly | $41,630,000 | 8,563 |
| Volatile liabilities | $845,000 | 11,670 |
| Insider loans | $1,165,000 | 3,330 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,475,000 | 8,316 |
| Tier 1 (core) risk-based capital | $3,099,000 | 9,570 |
| Tier 2 risk-based capital | $353,390 | 6,816 |
| Total risk weighted assets | $28,152,790 | 7,575 |
| Total unused commitments | $1,475,000 | 8,341 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $40,542,000 | 8,915 |
| Cash and due from depository institutions | $2,232,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,094,000 | 11,015 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 8,306 |
| Net loans & leases | $29,449,000 | 7,148 |
| Loan loss allowance | $394,000 | 7,563 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,227,000 | 5,428 |
| Other real estate owned | $138,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $252,000 | 12,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,542,000 | 8,915 |
| Total liabilities | $37,566,000 | 8,827 |
| Total deposits | $37,412,000 | 8,694 |
| Interest-bearing deposits | $33,307,000 | 8,523 |
| Deposits held in domestic offices | $37,412,000 | 8,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $154,000 | 11,062 |
| Total equity capital | $2,976,000 | 9,796 |
| Total bank equity capital | $2,976,000 | 9,796 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,120,000 | 3,684 |
| Surplus | $1,567,000 | 6,428 |
| Undivided profits | $289,000 | 11,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 8,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $136,000 | 10,432 |
| Earning assets | $36,693,000 | 8,953 |
| Long-term assets (5+ years) | $7,191,000 | 5,342 |
| Average Assets, year-to-date | $38,701,000 | 8,984 |
| Average Assets, quarterly | $39,692,500 | 8,970 |
| Volatile liabilities | $870,000 | 12,055 |
| Insider loans | $203,000 | 3,888 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,262,000 | 8,596 |
| Tier 1 (core) risk-based capital | $2,976,000 | 9,723 |
| Tier 2 risk-based capital | $312,750 | 7,403 |
| Total risk weighted assets | $24,938,850 | 8,272 |
| Total unused commitments | $1,262,000 | 8,623 |
| Derivatives | $0 | 651 |