Home > The Derby Savings Bank > Net charge- offs to loans
The Derby Savings Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4071% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4467% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.4698% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2850% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2626% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4955% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6825% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2371% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5295% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2797% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2658% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4346% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8523% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2333% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5392% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2817% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4303% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | 177.1800% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5046% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3854% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 19.0419% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6460% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9040% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5271% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 6,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1738% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1780% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4896% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2585% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |