Home > The Denison State Bank > Income and Expense
The Denison State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,843,000 | 1,972 |
| Total interest expense | $5,199,000 | 1,973 |
| Net interest income | $13,644,000 | 1,957 |
| Provision for loan and lease losses | $77,000 | 2,599 |
| Total noninterest income | $2,979,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $838,000 | 1,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,141,000 | 1,560 |
| Total noninterest expense | $9,576,000 | 2,099 |
| Salaries and employee benefits | $5,719,000 | 2,013 |
| Premises and equipment expense | $767,000 | 2,366 |
| Additional noninterest expense | $2,141,000 | 1,560 |
| Pre-tax net operating income | $6,970,000 | 1,548 |
| Securities gains (losses) | $8,000 | 794 |
| Applicable income taxes | $304,000 | 2,223 |
| Income before extraordinary items | $6,674,000 | 1,394 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,674,000 | 1,410 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,674,000 | 1,397 |
| Net charge-offs | $145,000 | 1,310 |
| Cash dividends | $2,400,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,666,320 | 1,419 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,739,000 | 1,978 |
| Total interest expense | $3,568,000 | 1,959 |
| Net interest income | $10,171,000 | 1,974 |
| Provision for loan and lease losses | $4,000 | 3,020 |
| Total noninterest income | $2,195,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $591,000 | 1,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,604,000 | 1,549 |
| Total noninterest expense | $7,067,000 | 2,108 |
| Salaries and employee benefits | $4,366,000 | 1,998 |
| Premises and equipment expense | $454,000 | 2,699 |
| Additional noninterest expense | $1,604,000 | 1,549 |
| Pre-tax net operating income | $5,295,000 | 1,583 |
| Securities gains (losses) | $6,000 | 680 |
| Applicable income taxes | $217,000 | 2,305 |
| Income before extraordinary items | $5,084,000 | 1,431 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,084,000 | 1,441 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,084,000 | 1,430 |
| Net charge-offs | $-111,000 | 4,382 |
| Cash dividends | $1,800,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,078,240 | 1,451 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 1,996 |
| Total interest expense | $2,117,000 | 1,950 |
| Net interest income | $6,740,000 | 1,994 |
| Provision for loan and lease losses | $-43,000 | 4,406 |
| Total noninterest income | $1,450,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $366,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 1,459 |
| Total noninterest expense | $4,611,000 | 2,123 |
| Salaries and employee benefits | $2,845,000 | 2,030 |
| Premises and equipment expense | $314,000 | 2,635 |
| Additional noninterest expense | $1,084,000 | 1,457 |
| Pre-tax net operating income | $3,622,000 | 1,548 |
| Securities gains (losses) | $4,000 | 768 |
| Applicable income taxes | $157,000 | 2,285 |
| Income before extraordinary items | $3,469,000 | 1,403 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,469,000 | 1,418 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,469,000 | 1,403 |
| Net charge-offs | $-35,000 | 4,238 |
| Cash dividends | $1,200,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,465,160 | 1,415 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,037 |
| Total interest expense | $862,000 | 2,014 |
| Net interest income | $3,351,000 | 2,009 |
| Provision for loan and lease losses | $-69,000 | 4,525 |
| Total noninterest income | $712,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $180,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 1,473 |
| Total noninterest expense | $2,419,000 | 2,104 |
| Salaries and employee benefits | $1,512,000 | 1,987 |
| Premises and equipment expense | $121,000 | 3,045 |
| Additional noninterest expense | $532,000 | 1,473 |
| Pre-tax net operating income | $1,713,000 | 1,639 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $69,000 | 2,399 |
| Income before extraordinary items | $1,645,000 | 1,503 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,645,000 | 1,503 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,645,000 | 1,503 |
| Net charge-offs | $-15,000 | 4,163 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,644,040 | 1,517 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,902,000 | 1,980 |
| Total interest expense | $2,017,000 | 1,588 |
| Net interest income | $12,885,000 | 2,010 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,481,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $720,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,761,000 | 1,329 |
| Total noninterest expense | $8,995,000 | 2,147 |
| Salaries and employee benefits | $5,588,000 | 2,035 |
| Premises and equipment expense | $690,000 | 2,515 |
| Additional noninterest expense | $2,761,000 | 1,329 |
| Pre-tax net operating income | $7,371,000 | 1,576 |
| Securities gains (losses) | $9,000 | 448 |
| Applicable income taxes | $264,000 | 2,497 |
| Income before extraordinary items | $7,116,000 | 1,425 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,116,000 | 1,425 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,116,000 | 1,425 |
| Net charge-offs | $-56,000 | 4,127 |
| Cash dividends | $2,400,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,107,360 | 1,448 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 1,937 |
| Total interest expense | $1,434,000 | 1,372 |
| Net interest income | $9,524,000 | 2,004 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,810,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $547,000 | 1,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,263,000 | 1,284 |
| Total noninterest expense | $6,632,000 | 2,165 |
| Salaries and employee benefits | $4,138,000 | 2,044 |
| Premises and equipment expense | $435,000 | 2,769 |
| Additional noninterest expense | $2,263,000 | 1,284 |
| Pre-tax net operating income | $5,702,000 | 1,540 |
| Securities gains (losses) | $7,000 | 491 |
| Applicable income taxes | $214,000 | 2,440 |
| Income before extraordinary items | $5,495,000 | 1,387 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,495,000 | 1,386 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,495,000 | 1,387 |
| Net charge-offs | $-74,000 | 4,213 |
| Cash dividends | $1,800,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,488,280 | 1,423 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 1,904 |
| Total interest expense | $953,000 | 1,182 |
| Net interest income | $6,197,000 | 1,999 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,059,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $340,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,719,000 | 1,211 |
| Total noninterest expense | $4,377,000 | 2,157 |
| Salaries and employee benefits | $2,704,000 | 2,077 |
| Premises and equipment expense | $304,000 | 2,700 |
| Additional noninterest expense | $1,369,000 | 2,117 |
| Pre-tax net operating income | $3,879,000 | 1,444 |
| Securities gains (losses) | $2,000 | 556 |
| Applicable income taxes | $145,000 | 2,375 |
| Income before extraordinary items | $3,736,000 | 1,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,736,000 | 1,285 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,736,000 | 1,285 |
| Net charge-offs | $-17,000 | 3,831 |
| Cash dividends | $1,200,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,734,080 | 1,311 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 1,891 |
| Total interest expense | $487,000 | 1,126 |
| Net interest income | $3,010,000 | 1,999 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $884,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $166,000 | 1,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 1,354 |
| Total noninterest expense | $2,247,000 | 2,130 |
| Salaries and employee benefits | $1,429,000 | 2,003 |
| Premises and equipment expense | $127,000 | 3,001 |
| Additional noninterest expense | $691,000 | 2,110 |
| Pre-tax net operating income | $1,647,000 | 1,537 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $84,000 | 2,184 |
| Income before extraordinary items | $1,563,000 | 1,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,563,000 | 1,413 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,563,000 | 1,413 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,563,000 | 1,430 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,143,000 | 1,953 |
| Total interest expense | $2,178,000 | 1,239 |
| Net interest income | $11,965,000 | 2,026 |
| Provision for loan and lease losses | $-250,000 | 4,337 |
| Total noninterest income | $4,349,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $611,000 | 1,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,738,000 | 1,306 |
| Total noninterest expense | $8,710,000 | 2,163 |
| Salaries and employee benefits | $5,542,000 | 2,044 |
| Premises and equipment expense | $700,000 | 2,510 |
| Additional noninterest expense | $2,468,000 | 2,263 |
| Pre-tax net operating income | $7,854,000 | 1,508 |
| Securities gains (losses) | $12,000 | 1,670 |
| Applicable income taxes | $294,000 | 2,482 |
| Income before extraordinary items | $7,572,000 | 1,402 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,572,000 | 1,402 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,572,000 | 1,402 |
| Net charge-offs | $55,000 | 1,612 |
| Cash dividends | $2,475,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,560,480 | 1,383 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 1,992 |
| Total interest expense | $1,669,000 | 1,284 |
| Net interest income | $8,940,000 | 2,058 |
| Provision for loan and lease losses | $-250,000 | 4,472 |
| Total noninterest income | $3,470,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $438,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,032,000 | 1,280 |
| Total noninterest expense | $6,344,000 | 2,217 |
| Salaries and employee benefits | $4,060,000 | 2,075 |
| Premises and equipment expense | $451,000 | 2,756 |
| Additional noninterest expense | $1,833,000 | 2,288 |
| Pre-tax net operating income | $6,316,000 | 1,491 |
| Securities gains (losses) | $10,000 | 1,630 |
| Applicable income taxes | $235,000 | 2,472 |
| Income before extraordinary items | $6,091,000 | 1,381 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,091,000 | 1,381 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,091,000 | 1,381 |
| Net charge-offs | $74,000 | 1,198 |
| Cash dividends | $1,800,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,081,400 | 1,369 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 1,999 |
| Total interest expense | $1,138,000 | 1,311 |
| Net interest income | $5,880,000 | 2,074 |
| Provision for loan and lease losses | $-250,000 | 4,553 |
| Total noninterest income | $2,326,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $266,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,060,000 | 1,267 |
| Total noninterest expense | $4,043,000 | 2,273 |
| Salaries and employee benefits | $2,621,000 | 2,115 |
| Premises and equipment expense | $302,000 | 2,733 |
| Additional noninterest expense | $1,120,000 | 2,391 |
| Pre-tax net operating income | $4,413,000 | 1,428 |
| Securities gains (losses) | $5,000 | 1,571 |
| Applicable income taxes | $161,000 | 2,450 |
| Income before extraordinary items | $4,257,000 | 1,329 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,257,000 | 1,329 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,257,000 | 1,329 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $1,200,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,252,200 | 1,303 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 1,988 |
| Total interest expense | $590,000 | 1,328 |
| Net interest income | $2,893,000 | 2,078 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $903,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $128,000 | 1,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 1,498 |
| Total noninterest expense | $2,127,000 | 2,187 |
| Salaries and employee benefits | $1,390,000 | 2,019 |
| Premises and equipment expense | $125,000 | 3,065 |
| Additional noninterest expense | $612,000 | 2,232 |
| Pre-tax net operating income | $1,669,000 | 1,726 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $63,000 | 2,569 |
| Income before extraordinary items | $1,606,000 | 1,646 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,606,000 | 1,646 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,606,000 | 1,646 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,606,000 | 1,604 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,889,000 | 1,903 |
| Total interest expense | $2,783,000 | 1,580 |
| Net interest income | $12,106,000 | 1,933 |
| Provision for loan and lease losses | $250,000 | 2,838 |
| Total noninterest income | $3,608,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $603,000 | 1,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,005,000 | 1,428 |
| Total noninterest expense | $8,379,000 | 2,197 |
| Salaries and employee benefits | $5,217,000 | 2,084 |
| Premises and equipment expense | $820,000 | 2,305 |
| Additional noninterest expense | $2,342,000 | 2,288 |
| Pre-tax net operating income | $7,085,000 | 1,371 |
| Securities gains (losses) | $8,000 | 2,357 |
| Applicable income taxes | $244,000 | 2,439 |
| Income before extraordinary items | $6,849,000 | 1,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,849,000 | 1,286 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,849,000 | 1,286 |
| Net charge-offs | $-65,000 | 4,659 |
| Cash dividends | $2,700,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,841,240 | 1,245 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,322,000 | 1,891 |
| Total interest expense | $2,137,000 | 1,630 |
| Net interest income | $9,185,000 | 1,908 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $2,595,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $450,000 | 1,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,145,000 | 1,418 |
| Total noninterest expense | $6,002,000 | 2,240 |
| Salaries and employee benefits | $3,775,000 | 2,117 |
| Premises and equipment expense | $521,000 | 2,535 |
| Additional noninterest expense | $1,706,000 | 2,312 |
| Pre-tax net operating income | $5,528,000 | 1,296 |
| Securities gains (losses) | $6,000 | 2,229 |
| Applicable income taxes | $179,000 | 2,454 |
| Income before extraordinary items | $5,355,000 | 1,203 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,355,000 | 1,203 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,355,000 | 1,203 |
| Net charge-offs | $-352,000 | 4,970 |
| Cash dividends | $1,800,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,349,180 | 1,168 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 1,919 |
| Total interest expense | $1,457,000 | 1,679 |
| Net interest income | $6,078,000 | 1,934 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $1,390,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $306,000 | 1,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 1,587 |
| Total noninterest expense | $3,849,000 | 2,311 |
| Salaries and employee benefits | $2,416,000 | 2,180 |
| Premises and equipment expense | $325,000 | 2,640 |
| Additional noninterest expense | $1,108,000 | 2,342 |
| Pre-tax net operating income | $3,369,000 | 1,316 |
| Securities gains (losses) | $3,000 | 2,083 |
| Applicable income taxes | $128,000 | 2,374 |
| Income before extraordinary items | $3,244,000 | 1,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,244,000 | 1,229 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,244,000 | 1,229 |
| Net charge-offs | $152,000 | 1,144 |
| Cash dividends | $1,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,241,120 | 1,198 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 1,900 |
| Total interest expense | $736,000 | 1,786 |
| Net interest income | $3,050,000 | 1,891 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $617,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $191,000 | 1,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,663 |
| Total noninterest expense | $2,034,000 | 2,248 |
| Salaries and employee benefits | $1,335,000 | 2,051 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $557,000 | 2,364 |
| Pre-tax net operating income | $1,633,000 | 1,241 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $56,000 | 2,331 |
| Income before extraordinary items | $1,576,000 | 1,145 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,576,000 | 1,144 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,576,000 | 1,145 |
| Net charge-offs | $58,000 | 1,140 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,576,970 | 1,121 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,336,000 | 1,884 |
| Total interest expense | $2,829,000 | 1,886 |
| Net interest income | $12,507,000 | 1,860 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,449,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $799,000 | 1,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,650,000 | 1,718 |
| Total noninterest expense | $8,260,000 | 2,200 |
| Salaries and employee benefits | $4,920,000 | 2,125 |
| Premises and equipment expense | $940,000 | 2,119 |
| Additional noninterest expense | $2,400,000 | 2,279 |
| Pre-tax net operating income | $6,696,000 | 1,414 |
| Securities gains (losses) | $124,000 | 813 |
| Applicable income taxes | $267,000 | 2,443 |
| Income before extraordinary items | $6,553,000 | 1,299 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,553,000 | 1,300 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,553,000 | 1,301 |
| Net charge-offs | $-264,000 | 5,028 |
| Cash dividends | $2,700,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,433,960 | 1,301 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,088,000 | 1,968 |
| Total interest expense | $2,088,000 | 1,916 |
| Net interest income | $9,000,000 | 1,953 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,814,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $581,000 | 1,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,716 |
| Total noninterest expense | $6,097,000 | 2,227 |
| Salaries and employee benefits | $3,726,000 | 2,125 |
| Premises and equipment expense | $523,000 | 2,559 |
| Additional noninterest expense | $1,848,000 | 2,241 |
| Pre-tax net operating income | $4,717,000 | 1,517 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $189,000 | 2,534 |
| Income before extraordinary items | $4,528,000 | 1,402 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,528,000 | 1,402 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,528,000 | 1,404 |
| Net charge-offs | $-260,000 | 5,104 |
| Cash dividends | $2,025,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,528,000 | 1,373 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 1,972 |
| Total interest expense | $1,361,000 | 1,919 |
| Net interest income | $5,971,000 | 1,958 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,165,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $373,000 | 1,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 1,726 |
| Total noninterest expense | $3,979,000 | 2,270 |
| Salaries and employee benefits | $2,446,000 | 2,150 |
| Premises and equipment expense | $301,000 | 2,809 |
| Additional noninterest expense | $1,232,000 | 2,246 |
| Pre-tax net operating income | $3,157,000 | 1,479 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $116,000 | 2,580 |
| Income before extraordinary items | $3,041,000 | 1,372 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,041,000 | 1,371 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,041,000 | 1,372 |
| Net charge-offs | $-252,000 | 5,175 |
| Cash dividends | $1,350,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,041,000 | 1,351 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 1,999 |
| Total interest expense | $651,000 | 1,944 |
| Net interest income | $2,957,000 | 1,974 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $551,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $180,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 1,739 |
| Total noninterest expense | $1,843,000 | 2,399 |
| Salaries and employee benefits | $1,148,000 | 2,269 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $539,000 | 2,460 |
| Pre-tax net operating income | $1,665,000 | 1,396 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $42,000 | 2,752 |
| Income before extraordinary items | $1,623,000 | 1,283 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,623,000 | 1,282 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,623,000 | 1,282 |
| Net charge-offs | $-10,000 | 4,659 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,623,000 | 1,261 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,447,000 | 2,023 |
| Total interest expense | $2,261,000 | 1,780 |
| Net interest income | $11,186,000 | 2,051 |
| Provision for loan and lease losses | $-500,000 | 5,294 |
| Total noninterest income | $2,383,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $842,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,541,000 | 1,764 |
| Total noninterest expense | $7,922,000 | 2,264 |
| Salaries and employee benefits | $4,852,000 | 2,147 |
| Premises and equipment expense | $771,000 | 2,419 |
| Additional noninterest expense | $2,299,000 | 2,364 |
| Pre-tax net operating income | $6,147,000 | 1,481 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $233,000 | 2,583 |
| Income before extraordinary items | $5,914,000 | 1,364 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,914,000 | 1,363 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,914,000 | 1,363 |
| Net charge-offs | $-5,000 | 4,397 |
| Cash dividends | $2,400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,914,000 | 1,355 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,833,000 | 2,054 |
| Total interest expense | $1,635,000 | 1,751 |
| Net interest income | $8,198,000 | 2,092 |
| Provision for loan and lease losses | $-300,000 | 5,346 |
| Total noninterest income | $1,777,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $631,000 | 1,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,146,000 | 1,788 |
| Total noninterest expense | $5,674,000 | 2,340 |
| Salaries and employee benefits | $3,481,000 | 2,215 |
| Premises and equipment expense | $477,000 | 2,754 |
| Additional noninterest expense | $1,716,000 | 2,364 |
| Pre-tax net operating income | $4,601,000 | 1,505 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $182,000 | 2,613 |
| Income before extraordinary items | $4,419,000 | 1,379 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,419,000 | 1,378 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,419,000 | 1,378 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,419,000 | 1,365 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 2,089 |
| Total interest expense | $1,028,000 | 1,742 |
| Net interest income | $5,328,000 | 2,130 |
| Provision for loan and lease losses | $-300,000 | 5,431 |
| Total noninterest income | $1,159,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $409,000 | 1,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 1,801 |
| Total noninterest expense | $3,802,000 | 2,339 |
| Salaries and employee benefits | $2,389,000 | 2,183 |
| Premises and equipment expense | $292,000 | 2,920 |
| Additional noninterest expense | $1,121,000 | 2,411 |
| Pre-tax net operating income | $2,985,000 | 1,519 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $108,000 | 2,669 |
| Income before extraordinary items | $2,877,000 | 1,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,877,000 | 1,394 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,877,000 | 1,394 |
| Net charge-offs | $34,000 | 1,971 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,877,000 | 1,385 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 2,108 |
| Total interest expense | $488,000 | 1,745 |
| Net interest income | $2,639,000 | 2,162 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $579,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $199,000 | 1,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 1,762 |
| Total noninterest expense | $1,776,000 | 2,490 |
| Salaries and employee benefits | $1,126,000 | 2,296 |
| Premises and equipment expense | $120,000 | 3,318 |
| Additional noninterest expense | $530,000 | 2,528 |
| Pre-tax net operating income | $1,442,000 | 1,533 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $62,000 | 2,529 |
| Income before extraordinary items | $1,380,000 | 1,425 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,380,000 | 1,425 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,380,000 | 1,425 |
| Net charge-offs | $-64,000 | 5,299 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,380,000 | 1,415 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,343,000 | 2,086 |
| Total interest expense | $1,817,000 | 1,656 |
| Net interest income | $10,526,000 | 2,134 |
| Provision for loan and lease losses | $-700,000 | 5,560 |
| Total noninterest income | $2,350,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $821,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,798 |
| Total noninterest expense | $7,723,000 | 2,334 |
| Salaries and employee benefits | $4,611,000 | 2,230 |
| Premises and equipment expense | $802,000 | 2,449 |
| Additional noninterest expense | $2,310,000 | 2,382 |
| Pre-tax net operating income | $5,853,000 | 1,496 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $139,000 | 3,141 |
| Income before extraordinary items | $5,714,000 | 1,214 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,714,000 | 1,215 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,714,000 | 1,214 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $2,400,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,714,000 | 1,196 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,112 |
| Total interest expense | $1,345,000 | 1,654 |
| Net interest income | $7,779,000 | 2,168 |
| Provision for loan and lease losses | $-300,000 | 5,592 |
| Total noninterest income | $1,728,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $601,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,127,000 | 1,841 |
| Total noninterest expense | $5,491,000 | 2,438 |
| Salaries and employee benefits | $3,348,000 | 2,296 |
| Premises and equipment expense | $508,000 | 2,739 |
| Additional noninterest expense | $1,635,000 | 2,509 |
| Pre-tax net operating income | $4,316,000 | 1,527 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $143,000 | 2,965 |
| Income before extraordinary items | $4,173,000 | 1,338 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,173,000 | 1,337 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,173,000 | 1,338 |
| Net charge-offs | $56,000 | 2,382 |
| Cash dividends | $1,800,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,173,000 | 1,319 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,038,000 | 2,106 |
| Total interest expense | $874,000 | 1,646 |
| Net interest income | $5,164,000 | 2,166 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,131,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $387,000 | 1,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $744,000 | 1,862 |
| Total noninterest expense | $3,693,000 | 2,428 |
| Salaries and employee benefits | $2,299,000 | 2,257 |
| Premises and equipment expense | $336,000 | 2,762 |
| Additional noninterest expense | $1,058,000 | 2,562 |
| Pre-tax net operating income | $2,602,000 | 1,645 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $95,000 | 2,953 |
| Income before extraordinary items | $2,507,000 | 1,426 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,507,000 | 1,426 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,507,000 | 1,427 |
| Net charge-offs | $106,000 | 1,471 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,507,000 | 1,407 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,125 |
| Total interest expense | $423,000 | 1,675 |
| Net interest income | $2,558,000 | 2,186 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $555,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $195,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 1,859 |
| Total noninterest expense | $1,735,000 | 2,563 |
| Salaries and employee benefits | $1,078,000 | 2,396 |
| Premises and equipment expense | $148,000 | 3,020 |
| Additional noninterest expense | $509,000 | 2,638 |
| Pre-tax net operating income | $1,378,000 | 1,522 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $41,000 | 3,005 |
| Income before extraordinary items | $1,337,000 | 1,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,337,000 | 1,340 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,337,000 | 1,341 |
| Net charge-offs | $105,000 | 910 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,337,000 | 1,322 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,114,000 | 2,060 |
| Total interest expense | $1,641,000 | 1,673 |
| Net interest income | $10,473,000 | 2,102 |
| Provision for loan and lease losses | $-100,000 | 5,582 |
| Total noninterest income | $2,356,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $800,000 | 1,438 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,556,000 | 1,838 |
| Total noninterest expense | $7,517,000 | 2,407 |
| Salaries and employee benefits | $4,393,000 | 2,320 |
| Premises and equipment expense | $731,000 | 2,639 |
| Additional noninterest expense | $2,393,000 | 2,394 |
| Pre-tax net operating income | $5,412,000 | 1,521 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $210,000 | 2,898 |
| Income before extraordinary items | $5,202,000 | 1,338 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,202,000 | 1,337 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,202,000 | 1,337 |
| Net charge-offs | $47,000 | 3,190 |
| Cash dividends | $2,400,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,202,000 | 1,304 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,064 |
| Total interest expense | $1,218,000 | 1,681 |
| Net interest income | $7,858,000 | 2,094 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,733,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $592,000 | 1,453 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,141,000 | 1,880 |
| Total noninterest expense | $5,380,000 | 2,502 |
| Salaries and employee benefits | $3,140,000 | 2,405 |
| Premises and equipment expense | $459,000 | 2,999 |
| Additional noninterest expense | $1,781,000 | 2,408 |
| Pre-tax net operating income | $4,211,000 | 1,493 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $159,000 | 2,955 |
| Income before extraordinary items | $4,052,000 | 1,319 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,052,000 | 1,319 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,052,000 | 1,319 |
| Net charge-offs | $-42,000 | 5,315 |
| Cash dividends | $1,800,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,052,000 | 1,281 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 2,083 |
| Total interest expense | $793,000 | 1,716 |
| Net interest income | $5,207,000 | 2,109 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,131,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $381,000 | 1,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $750,000 | 1,869 |
| Total noninterest expense | $3,579,000 | 2,519 |
| Salaries and employee benefits | $2,139,000 | 2,373 |
| Premises and equipment expense | $327,000 | 2,881 |
| Additional noninterest expense | $1,113,000 | 2,544 |
| Pre-tax net operating income | $2,759,000 | 1,510 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $95,000 | 3,033 |
| Income before extraordinary items | $2,664,000 | 1,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,664,000 | 1,335 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,664,000 | 1,335 |
| Net charge-offs | $-25,000 | 5,283 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,664,000 | 1,287 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 2,096 |
| Total interest expense | $385,000 | 1,755 |
| Net interest income | $2,582,000 | 2,128 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $562,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $188,000 | 1,497 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $374,000 | 1,831 |
| Total noninterest expense | $1,718,000 | 2,600 |
| Salaries and employee benefits | $997,000 | 2,523 |
| Premises and equipment expense | $165,000 | 2,888 |
| Additional noninterest expense | $556,000 | 2,550 |
| Pre-tax net operating income | $1,426,000 | 1,445 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $1,388,000 | 1,260 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,388,000 | 1,262 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,388,000 | 1,261 |
| Net charge-offs | $-20,000 | 5,466 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,388,000 | 1,227 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,611,000 | 2,081 |
| Total interest expense | $1,555,000 | 1,722 |
| Net interest income | $10,056,000 | 2,123 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $2,170,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $834,000 | 1,427 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,336,000 | 2,003 |
| Total noninterest expense | $7,230,000 | 2,502 |
| Salaries and employee benefits | $4,144,000 | 2,424 |
| Premises and equipment expense | $791,000 | 2,584 |
| Additional noninterest expense | $2,295,000 | 2,507 |
| Pre-tax net operating income | $4,796,000 | 1,625 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $157,000 | 3,082 |
| Income before extraordinary items | $4,639,000 | 1,431 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,639,000 | 1,431 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,639,000 | 1,431 |
| Net charge-offs | $11,000 | 3,977 |
| Cash dividends | $2,400,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,639,000 | 1,407 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,682,000 | 2,106 |
| Total interest expense | $1,166,000 | 1,747 |
| Net interest income | $7,516,000 | 2,131 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $1,651,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $604,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,047,000 | 1,969 |
| Total noninterest expense | $5,136,000 | 2,611 |
| Salaries and employee benefits | $3,009,000 | 2,493 |
| Premises and equipment expense | $479,000 | 3,027 |
| Additional noninterest expense | $1,648,000 | 2,597 |
| Pre-tax net operating income | $3,831,000 | 1,577 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $3,715,000 | 1,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,715,000 | 1,374 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,715,000 | 1,374 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $1,800,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,715,000 | 1,344 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,803,000 | 2,104 |
| Total interest expense | $777,000 | 1,758 |
| Net interest income | $5,026,000 | 2,129 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $1,071,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $387,000 | 1,515 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $684,000 | 1,995 |
| Total noninterest expense | $3,455,000 | 2,622 |
| Salaries and employee benefits | $2,050,000 | 2,458 |
| Premises and equipment expense | $318,000 | 3,045 |
| Additional noninterest expense | $1,087,000 | 2,633 |
| Pre-tax net operating income | $2,442,000 | 1,605 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $55,000 | 3,396 |
| Income before extraordinary items | $2,387,000 | 1,397 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,387,000 | 1,399 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,387,000 | 1,398 |
| Net charge-offs | $44,000 | 2,414 |
| Cash dividends | $1,200,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,387,000 | 1,361 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 2,109 |
| Total interest expense | $388,000 | 1,766 |
| Net interest income | $2,481,000 | 2,143 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $517,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $187,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 1,990 |
| Total noninterest expense | $1,589,000 | 2,785 |
| Salaries and employee benefits | $943,000 | 2,646 |
| Premises and equipment expense | $120,000 | 3,662 |
| Additional noninterest expense | $526,000 | 2,685 |
| Pre-tax net operating income | $1,259,000 | 1,545 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $1,256,000 | 1,317 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,256,000 | 1,319 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,256,000 | 1,319 |
| Net charge-offs | $-21,000 | 5,688 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,256,000 | 1,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,583,000 | 2,105 |
| Total interest expense | $1,600,000 | 1,801 |
| Net interest income | $9,983,000 | 2,129 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $2,122,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $964,000 | 1,335 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,158,000 | 2,128 |
| Total noninterest expense | $7,012,000 | 2,616 |
| Salaries and employee benefits | $4,108,000 | 2,435 |
| Premises and equipment expense | $658,000 | 3,032 |
| Additional noninterest expense | $2,246,000 | 2,631 |
| Pre-tax net operating income | $4,493,000 | 1,678 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $196,000 | 2,976 |
| Income before extraordinary items | $4,297,000 | 1,488 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,297,000 | 1,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,297,000 | 1,487 |
| Net charge-offs | $1,045,000 | 863 |
| Cash dividends | $2,400,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,297,000 | 1,462 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 2,127 |
| Total interest expense | $1,201,000 | 1,814 |
| Net interest income | $7,455,000 | 2,153 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $1,539,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $733,000 | 1,330 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $806,000 | 2,251 |
| Total noninterest expense | $4,993,000 | 2,716 |
| Salaries and employee benefits | $2,966,000 | 2,522 |
| Premises and equipment expense | $389,000 | 3,592 |
| Additional noninterest expense | $1,638,000 | 2,698 |
| Pre-tax net operating income | $3,551,000 | 1,598 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $153,000 | 3,018 |
| Income before extraordinary items | $3,398,000 | 1,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,398,000 | 1,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,398,000 | 1,418 |
| Net charge-offs | $854,000 | 763 |
| Cash dividends | $1,800,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,398,000 | 1,391 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 2,121 |
| Total interest expense | $808,000 | 1,817 |
| Net interest income | $4,955,000 | 2,142 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,163,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $475,000 | 1,346 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $688,000 | 1,867 |
| Total noninterest expense | $3,326,000 | 2,735 |
| Salaries and employee benefits | $2,010,000 | 2,497 |
| Premises and equipment expense | $282,000 | 3,440 |
| Additional noninterest expense | $1,034,000 | 2,804 |
| Pre-tax net operating income | $2,492,000 | 1,501 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $106,000 | 2,966 |
| Income before extraordinary items | $2,386,000 | 1,313 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,386,000 | 1,312 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,386,000 | 1,314 |
| Net charge-offs | $482,000 | 897 |
| Cash dividends | $1,200,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,386,000 | 1,287 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 2,141 |
| Total interest expense | $408,000 | 1,829 |
| Net interest income | $2,428,000 | 2,176 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $611,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $238,000 | 1,330 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $373,000 | 1,743 |
| Total noninterest expense | $1,542,000 | 2,919 |
| Salaries and employee benefits | $923,000 | 2,696 |
| Premises and equipment expense | $121,000 | 3,822 |
| Additional noninterest expense | $498,000 | 2,898 |
| Pre-tax net operating income | $1,347,000 | 1,382 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $57,000 | 2,862 |
| Income before extraordinary items | $1,290,000 | 1,186 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,290,000 | 1,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,290,000 | 1,187 |
| Net charge-offs | $69,000 | 1,614 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,290,000 | 1,165 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,666,000 | 2,105 |
| Total interest expense | $1,767,000 | 1,904 |
| Net interest income | $9,899,000 | 2,110 |
| Provision for loan and lease losses | $900,000 | 1,197 |
| Total noninterest income | $2,356,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $946,000 | 1,435 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,410,000 | 1,930 |
| Total noninterest expense | $7,146,000 | 2,584 |
| Salaries and employee benefits | $3,995,000 | 2,482 |
| Premises and equipment expense | $770,000 | 2,776 |
| Additional noninterest expense | $2,381,000 | 2,571 |
| Pre-tax net operating income | $4,209,000 | 1,658 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $191,000 | 2,979 |
| Income before extraordinary items | $4,018,000 | 1,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,018,000 | 1,499 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,018,000 | 1,501 |
| Net charge-offs | $1,086,000 | 1,190 |
| Cash dividends | $2,400,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,018,000 | 1,466 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 2,124 |
| Total interest expense | $1,339,000 | 1,944 |
| Net interest income | $7,384,000 | 2,125 |
| Provision for loan and lease losses | $675,000 | 1,211 |
| Total noninterest income | $1,731,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $680,000 | 1,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,051,000 | 1,976 |
| Total noninterest expense | $5,098,000 | 2,700 |
| Salaries and employee benefits | $2,880,000 | 2,574 |
| Premises and equipment expense | $535,000 | 2,957 |
| Additional noninterest expense | $1,683,000 | 2,723 |
| Pre-tax net operating income | $3,342,000 | 1,594 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $154,000 | 2,997 |
| Income before extraordinary items | $3,188,000 | 1,421 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,188,000 | 1,423 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,188,000 | 1,423 |
| Net charge-offs | $352,000 | 1,956 |
| Cash dividends | $1,800,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,188,000 | 1,390 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 2,143 |
| Total interest expense | $914,000 | 1,928 |
| Net interest income | $4,839,000 | 2,160 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $1,132,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $445,000 | 1,491 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $687,000 | 2,050 |
| Total noninterest expense | $3,314,000 | 2,761 |
| Salaries and employee benefits | $1,853,000 | 2,684 |
| Premises and equipment expense | $354,000 | 2,967 |
| Additional noninterest expense | $1,107,000 | 2,733 |
| Pre-tax net operating income | $2,207,000 | 1,585 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $101,000 | 3,005 |
| Income before extraordinary items | $2,106,000 | 1,433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,106,000 | 1,436 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,106,000 | 1,436 |
| Net charge-offs | $186,000 | 2,170 |
| Cash dividends | $1,200,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,106,000 | 1,382 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 2,201 |
| Total interest expense | $468,000 | 1,937 |
| Net interest income | $2,358,000 | 2,226 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $573,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $222,000 | 1,480 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 2,009 |
| Total noninterest expense | $1,583,000 | 2,898 |
| Salaries and employee benefits | $909,000 | 2,743 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $550,000 | 2,749 |
| Pre-tax net operating income | $1,123,000 | 1,552 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $46,000 | 3,046 |
| Income before extraordinary items | $1,077,000 | 1,373 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,077,000 | 1,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,077,000 | 1,375 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,077,000 | 1,322 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,576,000 | 2,082 |
| Total interest expense | $2,225,000 | 1,956 |
| Net interest income | $10,351,000 | 2,080 |
| Provision for loan and lease losses | $1,750,000 | 1,184 |
| Total noninterest income | $2,417,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $971,000 | 1,457 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,446,000 | 1,891 |
| Total noninterest expense | $6,993,000 | 2,658 |
| Salaries and employee benefits | $3,789,000 | 2,583 |
| Premises and equipment expense | $935,000 | 2,391 |
| Additional noninterest expense | $2,269,000 | 2,795 |
| Pre-tax net operating income | $4,025,000 | 1,654 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $195,000 | 3,031 |
| Income before extraordinary items | $3,830,000 | 1,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,830,000 | 1,509 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,830,000 | 1,509 |
| Net charge-offs | $967,000 | 1,856 |
| Cash dividends | $2,400,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,830,000 | 1,418 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,515,000 | 2,102 |
| Total interest expense | $1,707,000 | 1,995 |
| Net interest income | $7,808,000 | 2,104 |
| Provision for loan and lease losses | $1,075,000 | 1,362 |
| Total noninterest income | $1,743,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $724,000 | 1,470 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,019,000 | 1,979 |
| Total noninterest expense | $5,077,000 | 2,746 |
| Salaries and employee benefits | $2,725,000 | 2,708 |
| Premises and equipment expense | $631,000 | 2,658 |
| Additional noninterest expense | $1,721,000 | 2,777 |
| Pre-tax net operating income | $3,399,000 | 1,524 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $143,000 | 3,104 |
| Income before extraordinary items | $3,256,000 | 1,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,256,000 | 1,387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,256,000 | 1,387 |
| Net charge-offs | $438,000 | 2,350 |
| Cash dividends | $1,800,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,256,000 | 1,305 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 2,047 |
| Total interest expense | $1,163,000 | 2,022 |
| Net interest income | $5,376,000 | 2,055 |
| Provision for loan and lease losses | $650,000 | 1,485 |
| Total noninterest income | $959,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $466,000 | 1,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 2,355 |
| Total noninterest expense | $3,271,000 | 2,838 |
| Salaries and employee benefits | $1,726,000 | 2,832 |
| Premises and equipment expense | $440,000 | 2,572 |
| Additional noninterest expense | $1,105,000 | 2,878 |
| Pre-tax net operating income | $2,414,000 | 1,440 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $2,313,000 | 1,285 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,313,000 | 1,285 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,313,000 | 1,285 |
| Net charge-offs | $315,000 | 2,263 |
| Cash dividends | $1,200,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,313,000 | 1,212 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 2,034 |
| Total interest expense | $597,000 | 2,044 |
| Net interest income | $2,715,000 | 2,037 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $399,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $228,000 | 1,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 2,876 |
| Total noninterest expense | $1,548,000 | 2,976 |
| Salaries and employee benefits | $842,000 | 2,906 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $556,000 | 2,835 |
| Pre-tax net operating income | $1,341,000 | 1,308 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $56,000 | 2,964 |
| Income before extraordinary items | $1,285,000 | 1,148 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,285,000 | 1,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,285,000 | 1,148 |
| Net charge-offs | $97,000 | 2,472 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,285,000 | 1,084 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,336,000 | 2,092 |
| Total interest expense | $2,648,000 | 2,176 |
| Net interest income | $10,688,000 | 2,043 |
| Provision for loan and lease losses | $1,467,000 | 1,923 |
| Total noninterest income | $1,694,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,004,000 | 1,475 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $690,000 | 2,653 |
| Total noninterest expense | $7,243,000 | 2,589 |
| Salaries and employee benefits | $3,916,000 | 2,449 |
| Premises and equipment expense | $733,000 | 3,089 |
| Additional noninterest expense | $2,594,000 | 2,522 |
| Pre-tax net operating income | $3,672,000 | 1,530 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $82,000 | 3,490 |
| Income before extraordinary items | $3,590,000 | 1,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,590,000 | 1,373 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,590,000 | 1,373 |
| Net charge-offs | $1,437,000 | 1,940 |
| Cash dividends | $2,400,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,590,000 | 1,306 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 2,121 |
| Total interest expense | $2,009,000 | 2,237 |
| Net interest income | $8,014,000 | 2,056 |
| Provision for loan and lease losses | $942,000 | 2,033 |
| Total noninterest income | $1,397,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $762,000 | 1,470 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $635,000 | 2,350 |
| Total noninterest expense | $5,294,000 | 2,658 |
| Salaries and employee benefits | $2,876,000 | 2,498 |
| Premises and equipment expense | $475,000 | 3,477 |
| Additional noninterest expense | $1,943,000 | 2,530 |
| Pre-tax net operating income | $3,175,000 | 1,422 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $123,000 | 3,056 |
| Income before extraordinary items | $3,052,000 | 1,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,052,000 | 1,269 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,052,000 | 1,269 |
| Net charge-offs | $592,000 | 2,484 |
| Cash dividends | $1,800,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,052,000 | 1,195 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 2,152 |
| Total interest expense | $1,347,000 | 2,322 |
| Net interest income | $5,289,000 | 2,073 |
| Provision for loan and lease losses | $717,000 | 1,870 |
| Total noninterest income | $968,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $504,000 | 1,455 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 2,210 |
| Total noninterest expense | $3,422,000 | 2,739 |
| Salaries and employee benefits | $1,878,000 | 2,563 |
| Premises and equipment expense | $335,000 | 3,371 |
| Additional noninterest expense | $1,209,000 | 2,732 |
| Pre-tax net operating income | $2,118,000 | 1,381 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $90,000 | 2,938 |
| Income before extraordinary items | $2,028,000 | 1,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,028,000 | 1,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,028,000 | 1,233 |
| Net charge-offs | $272,000 | 2,802 |
| Cash dividends | $1,200,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,028,000 | 1,182 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 2,190 |
| Total interest expense | $678,000 | 2,378 |
| Net interest income | $2,596,000 | 2,092 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $473,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $238,000 | 1,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,240 |
| Total noninterest expense | $1,731,000 | 2,730 |
| Salaries and employee benefits | $988,000 | 2,460 |
| Premises and equipment expense | $151,000 | 3,683 |
| Additional noninterest expense | $592,000 | 2,743 |
| Pre-tax net operating income | $1,113,000 | 1,304 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $48,000 | 2,863 |
| Income before extraordinary items | $1,065,000 | 1,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,065,000 | 1,155 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,065,000 | 1,155 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,065,000 | 1,123 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 2,261 |
| Total interest expense | $3,164,000 | 2,491 |
| Net interest income | $10,176,000 | 2,151 |
| Provision for loan and lease losses | $1,756,000 | 2,245 |
| Total noninterest income | $1,846,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,105,000 | 1,377 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $741,000 | 2,604 |
| Total noninterest expense | $6,770,000 | 2,802 |
| Salaries and employee benefits | $3,717,000 | 2,580 |
| Premises and equipment expense | $630,000 | 3,587 |
| Additional noninterest expense | $2,423,000 | 2,755 |
| Pre-tax net operating income | $3,496,000 | 1,426 |
| Securities gains (losses) | $-48,000 | 7,153 |
| Applicable income taxes | $149,000 | 2,935 |
| Income before extraordinary items | $3,299,000 | 1,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,299,000 | 1,289 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,299,000 | 1,290 |
| Net charge-offs | $909,000 | 2,820 |
| Cash dividends | $2,400,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,345,080 | 1,224 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,124,000 | 2,286 |
| Total interest expense | $2,430,000 | 2,534 |
| Net interest income | $7,694,000 | 2,154 |
| Provision for loan and lease losses | $1,038,000 | 2,462 |
| Total noninterest income | $1,439,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $820,000 | 1,434 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $619,000 | 2,438 |
| Total noninterest expense | $4,975,000 | 2,852 |
| Salaries and employee benefits | $2,846,000 | 2,548 |
| Premises and equipment expense | $409,000 | 4,042 |
| Additional noninterest expense | $1,720,000 | 2,819 |
| Pre-tax net operating income | $3,120,000 | 1,273 |
| Securities gains (losses) | $-48,000 | 7,326 |
| Applicable income taxes | $130,000 | 2,910 |
| Income before extraordinary items | $2,942,000 | 1,149 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,942,000 | 1,153 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,942,000 | 1,153 |
| Net charge-offs | $422,000 | 3,296 |
| Cash dividends | $1,800,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,988,080 | 1,090 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 2,321 |
| Total interest expense | $1,650,000 | 2,584 |
| Net interest income | $5,071,000 | 2,186 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $949,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $535,000 | 1,466 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $414,000 | 2,369 |
| Total noninterest expense | $3,151,000 | 2,992 |
| Salaries and employee benefits | $1,849,000 | 2,618 |
| Premises and equipment expense | $279,000 | 4,005 |
| Additional noninterest expense | $1,023,000 | 3,136 |
| Pre-tax net operating income | $2,419,000 | 1,101 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $104,000 | 2,746 |
| Income before extraordinary items | $2,315,000 | 977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,315,000 | 978 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,315,000 | 978 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $1,200,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,315,000 | 936 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 2,395 |
| Total interest expense | $839,000 | 2,664 |
| Net interest income | $2,491,000 | 2,247 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $457,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $252,000 | 1,551 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $205,000 | 2,361 |
| Total noninterest expense | $1,621,000 | 2,939 |
| Salaries and employee benefits | $968,000 | 2,540 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $524,000 | 3,044 |
| Pre-tax net operating income | $1,102,000 | 1,184 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $1,056,000 | 1,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,056,000 | 1,036 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,056,000 | 1,037 |
| Net charge-offs | $-31,000 | 7,724 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,056,000 | 1,008 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,271,000 | 2,346 |
| Total interest expense | $3,954,000 | 2,769 |
| Net interest income | $10,317,000 | 2,129 |
| Provision for loan and lease losses | $1,940,000 | 2,518 |
| Total noninterest income | $1,958,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,095,000 | 1,544 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $863,000 | 2,345 |
| Total noninterest expense | $6,611,000 | 2,942 |
| Salaries and employee benefits | $3,608,000 | 2,710 |
| Premises and equipment expense | $651,000 | 3,661 |
| Additional noninterest expense | $2,352,000 | 2,892 |
| Pre-tax net operating income | $3,724,000 | 1,103 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $76,000 | 3,027 |
| Income before extraordinary items | $3,648,000 | 939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,648,000 | 939 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,648,000 | 938 |
| Net charge-offs | $1,387,000 | 2,476 |
| Cash dividends | $2,400,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,648,000 | 938 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 2,348 |
| Total interest expense | $3,052,000 | 2,820 |
| Net interest income | $7,787,000 | 2,104 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $1,415,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $804,000 | 1,576 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $611,000 | 2,488 |
| Total noninterest expense | $5,043,000 | 2,889 |
| Salaries and employee benefits | $2,774,000 | 2,662 |
| Premises and equipment expense | $482,000 | 3,719 |
| Additional noninterest expense | $1,787,000 | 2,821 |
| Pre-tax net operating income | $3,709,000 | 906 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $161,000 | 2,513 |
| Income before extraordinary items | $3,548,000 | 763 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,548,000 | 761 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,548,000 | 764 |
| Net charge-offs | $60,000 | 5,538 |
| Cash dividends | $1,800,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,548,000 | 750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 2,377 |
| Total interest expense | $2,110,000 | 2,838 |
| Net interest income | $5,108,000 | 2,136 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $938,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $526,000 | 1,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $412,000 | 2,512 |
| Total noninterest expense | $3,372,000 | 2,911 |
| Salaries and employee benefits | $1,810,000 | 2,753 |
| Premises and equipment expense | $347,000 | 3,544 |
| Additional noninterest expense | $1,215,000 | 2,793 |
| Pre-tax net operating income | $2,374,000 | 959 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $102,000 | 2,620 |
| Income before extraordinary items | $2,272,000 | 822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,272,000 | 821 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,272,000 | 822 |
| Net charge-offs | $65,000 | 4,675 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,272,000 | 792 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 2,368 |
| Total interest expense | $1,088,000 | 2,862 |
| Net interest income | $2,579,000 | 2,122 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $475,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $262,000 | 1,546 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $213,000 | 2,427 |
| Total noninterest expense | $1,602,000 | 2,960 |
| Salaries and employee benefits | $956,000 | 2,648 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $536,000 | 2,833 |
| Pre-tax net operating income | $1,302,000 | 973 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $1,248,000 | 845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,248,000 | 846 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,248,000 | 847 |
| Net charge-offs | $-11,000 | 7,884 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,248,000 | 780 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,023,000 | 2,458 |
| Total interest expense | $5,459,000 | 2,748 |
| Net interest income | $9,564,000 | 2,303 |
| Provision for loan and lease losses | $732,000 | 3,170 |
| Total noninterest income | $2,055,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,199,000 | 1,492 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $856,000 | 2,362 |
| Total noninterest expense | $6,656,000 | 2,802 |
| Salaries and employee benefits | $3,478,000 | 2,842 |
| Premises and equipment expense | $994,000 | 2,641 |
| Additional noninterest expense | $2,184,000 | 2,639 |
| Pre-tax net operating income | $4,231,000 | 1,292 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $199,000 | 2,821 |
| Income before extraordinary items | $4,032,000 | 1,038 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,032,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 3,316 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,032,000 | 1,109 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 2,469 |
| Total interest expense | $4,258,000 | 2,744 |
| Net interest income | $7,218,000 | 2,306 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $1,600,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $910,000 | 1,490 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $690,000 | 2,340 |
| Total noninterest expense | $4,805,000 | 2,871 |
| Salaries and employee benefits | $2,631,000 | 2,843 |
| Premises and equipment expense | $613,000 | 3,138 |
| Additional noninterest expense | $1,561,000 | 2,677 |
| Pre-tax net operating income | $3,788,000 | 1,309 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $168,000 | 3,100 |
| Income before extraordinary items | $3,620,000 | 1,013 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,620,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,162 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,620,000 | 1,076 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 2,489 |
| Total interest expense | $2,958,000 | 2,746 |
| Net interest income | $4,774,000 | 2,308 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,062,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $579,000 | 1,534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $483,000 | 2,305 |
| Total noninterest expense | $3,020,000 | 3,035 |
| Salaries and employee benefits | $1,716,000 | 2,929 |
| Premises and equipment expense | $316,000 | 3,808 |
| Additional noninterest expense | $988,000 | 2,776 |
| Pre-tax net operating income | $2,666,000 | 1,303 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $114,000 | 3,328 |
| Income before extraordinary items | $2,552,000 | 1,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,552,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 8,381 |
| Cash dividends | $1,200,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,552,000 | 1,069 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 2,506 |
| Total interest expense | $1,556,000 | 2,786 |
| Net interest income | $2,384,000 | 2,308 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $549,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $278,000 | 1,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $271,000 | 2,093 |
| Total noninterest expense | $1,579,000 | 2,920 |
| Salaries and employee benefits | $895,000 | 2,842 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $552,000 | 2,487 |
| Pre-tax net operating income | $1,279,000 | 1,454 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $1,221,000 | 1,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,221,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,457 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,221,000 | 1,189 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,820,000 | 2,709 |
| Total interest expense | $6,477,000 | 2,820 |
| Net interest income | $8,343,000 | 2,626 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $2,065,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,199,000 | 1,497 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $866,000 | 2,440 |
| Total noninterest expense | $6,131,000 | 2,909 |
| Salaries and employee benefits | $3,461,000 | 2,834 |
| Premises and equipment expense | $745,000 | 3,272 |
| Additional noninterest expense | $1,925,000 | 2,754 |
| Pre-tax net operating income | $3,677,000 | 2,122 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $142,000 | 4,181 |
| Income before extraordinary items | $3,535,000 | 1,775 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,535,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,830 |
| Cash dividends | $2,100,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,535,000 | 1,769 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,960,000 | 2,748 |
| Total interest expense | $4,777,000 | 2,852 |
| Net interest income | $6,183,000 | 2,662 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $1,535,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $876,000 | 1,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $659,000 | 2,420 |
| Total noninterest expense | $4,245,000 | 3,079 |
| Salaries and employee benefits | $2,392,000 | 3,040 |
| Premises and equipment expense | $441,000 | 3,886 |
| Additional noninterest expense | $1,412,000 | 2,752 |
| Pre-tax net operating income | $3,298,000 | 1,945 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $139,000 | 4,123 |
| Income before extraordinary items | $3,159,000 | 1,603 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,159,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,198 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,159,000 | 1,588 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 2,802 |
| Total interest expense | $3,085,000 | 2,939 |
| Net interest income | $4,093,000 | 2,699 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $1,043,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $569,000 | 1,542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $474,000 | 2,331 |
| Total noninterest expense | $2,797,000 | 3,137 |
| Salaries and employee benefits | $1,619,000 | 3,041 |
| Premises and equipment expense | $282,000 | 4,020 |
| Additional noninterest expense | $896,000 | 2,894 |
| Pre-tax net operating income | $2,239,000 | 1,972 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $95,000 | 4,180 |
| Income before extraordinary items | $2,144,000 | 1,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,144,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 7,999 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,144,000 | 1,604 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 2,851 |
| Total interest expense | $1,502,000 | 2,986 |
| Net interest income | $2,019,000 | 2,732 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $513,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $273,000 | 1,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $240,000 | 2,279 |
| Total noninterest expense | $1,305,000 | 3,345 |
| Salaries and employee benefits | $743,000 | 3,288 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $436,000 | 2,945 |
| Pre-tax net operating income | $1,182,000 | 1,889 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $1,133,000 | 1,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,133,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,267 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,133,000 | 1,511 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,138,000 | 2,859 |
| Total interest expense | $5,324,000 | 2,866 |
| Net interest income | $7,814,000 | 2,811 |
| Provision for loan and lease losses | $121,000 | 4,365 |
| Total noninterest income | $1,948,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,117,000 | 1,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $831,000 | 2,522 |
| Total noninterest expense | $5,769,000 | 2,971 |
| Salaries and employee benefits | $3,150,000 | 2,998 |
| Premises and equipment expense | $798,000 | 3,015 |
| Additional noninterest expense | $1,821,000 | 2,788 |
| Pre-tax net operating income | $3,872,000 | 2,311 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $166,000 | 4,499 |
| Income before extraordinary items | $3,706,000 | 1,914 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,706,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,706,000 | 1,902 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,895 |
| Total interest expense | $3,836,000 | 2,884 |
| Net interest income | $5,811,000 | 2,857 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,466,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $833,000 | 1,599 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $633,000 | 2,490 |
| Total noninterest expense | $4,028,000 | 3,152 |
| Salaries and employee benefits | $2,198,000 | 3,194 |
| Premises and equipment expense | $479,000 | 3,587 |
| Additional noninterest expense | $1,351,000 | 2,804 |
| Pre-tax net operating income | $3,159,000 | 2,234 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $135,000 | 4,591 |
| Income before extraordinary items | $3,024,000 | 1,821 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,024,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $1,350,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,024,000 | 1,801 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 2,924 |
| Total interest expense | $2,423,000 | 2,892 |
| Net interest income | $3,823,000 | 2,899 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $978,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $542,000 | 1,623 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $436,000 | 2,413 |
| Total noninterest expense | $2,692,000 | 3,147 |
| Salaries and employee benefits | $1,482,000 | 3,155 |
| Premises and equipment expense | $333,000 | 3,467 |
| Additional noninterest expense | $877,000 | 2,887 |
| Pre-tax net operating income | $2,049,000 | 2,258 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $87,000 | 4,702 |
| Income before extraordinary items | $1,962,000 | 1,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,962,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,962,000 | 1,847 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 2,954 |
| Total interest expense | $1,153,000 | 2,894 |
| Net interest income | $1,875,000 | 2,944 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $513,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,210 |
| Total noninterest expense | $1,318,000 | 3,224 |
| Salaries and employee benefits | $653,000 | 3,528 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $506,000 | 2,518 |
| Pre-tax net operating income | $1,040,000 | 2,214 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $50,000 | 4,494 |
| Income before extraordinary items | $990,000 | 1,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $990,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $990,000 | 1,796 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,334,000 | 2,840 |
| Total interest expense | $3,802,000 | 2,758 |
| Net interest income | $7,532,000 | 2,845 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,814,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,119,000 | 1,550 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $695,000 | 2,788 |
| Total noninterest expense | $5,774,000 | 2,841 |
| Salaries and employee benefits | $3,042,000 | 2,927 |
| Premises and equipment expense | $879,000 | 2,650 |
| Additional noninterest expense | $1,853,000 | 2,688 |
| Pre-tax net operating income | $3,452,000 | 2,483 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $149,000 | 4,994 |
| Income before extraordinary items | $3,303,000 | 2,076 |
| Extraordinary gains, net | $140,000 | 24 |
| Net income | $3,443,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,303,000 | 2,051 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,375,000 | 2,819 |
| Total interest expense | $2,753,000 | 2,715 |
| Net interest income | $5,622,000 | 2,841 |
| Provision for loan and lease losses | $99,000 | 4,204 |
| Total noninterest income | $1,351,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $825,000 | 1,572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $526,000 | 2,779 |
| Total noninterest expense | $4,052,000 | 2,994 |
| Salaries and employee benefits | $2,104,000 | 3,129 |
| Premises and equipment expense | $577,000 | 2,981 |
| Additional noninterest expense | $1,371,000 | 2,688 |
| Pre-tax net operating income | $2,822,000 | 2,344 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $130,000 | 4,982 |
| Income before extraordinary items | $2,692,000 | 1,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,692,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,439 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,692,000 | 1,909 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 2,806 |
| Total interest expense | $1,750,000 | 2,681 |
| Net interest income | $3,726,000 | 2,830 |
| Provision for loan and lease losses | $58,000 | 4,382 |
| Total noninterest income | $892,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $517,000 | 1,623 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $375,000 | 2,649 |
| Total noninterest expense | $2,596,000 | 3,081 |
| Salaries and employee benefits | $1,368,000 | 3,180 |
| Premises and equipment expense | $368,000 | 3,063 |
| Additional noninterest expense | $860,000 | 2,825 |
| Pre-tax net operating income | $1,964,000 | 2,220 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,977 |
| Income before extraordinary items | $1,876,000 | 1,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,876,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,472 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,876,000 | 1,787 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 2,833 |
| Total interest expense | $827,000 | 2,712 |
| Net interest income | $1,844,000 | 2,857 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $436,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $241,000 | 1,693 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $1,215,000 | 3,284 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $442,000 | 2,734 |
| Pre-tax net operating income | $1,028,000 | 2,118 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $43,000 | 4,951 |
| Income before extraordinary items | $985,000 | 1,702 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $985,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,595 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $985,000 | 1,670 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 2,747 |
| Total interest expense | $2,770,000 | 2,793 |
| Net interest income | $7,578,000 | 2,668 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $2,006,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,028,000 | 1,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $978,000 | 2,179 |
| Total noninterest expense | $6,194,000 | 2,555 |
| Salaries and employee benefits | $3,033,000 | 2,813 |
| Premises and equipment expense | $1,232,000 | 1,863 |
| Additional noninterest expense | $1,929,000 | 2,508 |
| Pre-tax net operating income | $3,268,000 | 2,408 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $134,000 | 5,229 |
| Income before extraordinary items | $3,134,000 | 2,000 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,134,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,801 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,134,000 | 1,947 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 2,739 |
| Total interest expense | $2,015,000 | 2,820 |
| Net interest income | $5,661,000 | 2,644 |
| Provision for loan and lease losses | $99,000 | 4,319 |
| Total noninterest income | $1,553,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $743,000 | 1,782 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $810,000 | 2,057 |
| Total noninterest expense | $4,209,000 | 2,788 |
| Salaries and employee benefits | $2,047,000 | 3,071 |
| Premises and equipment expense | $789,000 | 2,173 |
| Additional noninterest expense | $1,373,000 | 2,588 |
| Pre-tax net operating income | $2,906,000 | 2,122 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $118,000 | 5,155 |
| Income before extraordinary items | $2,788,000 | 1,738 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,788,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $1,350,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,788,000 | 1,688 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 2,752 |
| Total interest expense | $1,307,000 | 2,883 |
| Net interest income | $3,763,000 | 2,635 |
| Provision for loan and lease losses | $62,000 | 4,241 |
| Total noninterest income | $1,065,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $456,000 | 1,908 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $609,000 | 1,905 |
| Total noninterest expense | $2,864,000 | 2,738 |
| Salaries and employee benefits | $1,400,000 | 3,017 |
| Premises and equipment expense | $522,000 | 2,194 |
| Additional noninterest expense | $942,000 | 2,521 |
| Pre-tax net operating income | $1,902,000 | 2,133 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $82,000 | 5,085 |
| Income before extraordinary items | $1,820,000 | 1,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,820,000 | 1,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,820,000 | 1,691 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 3,292 |
| Total interest expense | $568,000 | 3,256 |
| Net interest income | $1,506,000 | 3,247 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $338,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $162,000 | 2,518 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $176,000 | 2,676 |
| Total noninterest expense | $847,000 | 4,301 |
| Salaries and employee benefits | $468,000 | 4,219 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $969,000 | 2,062 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $40,000 | 5,105 |
| Income before extraordinary items | $929,000 | 1,693 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $929,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $929,000 | 1,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 3,159 |
| Total interest expense | $2,766,000 | 3,086 |
| Net interest income | $6,072,000 | 3,149 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $1,306,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $698,000 | 2,361 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $608,000 | 3,222 |
| Total noninterest expense | $3,908,000 | 3,781 |
| Salaries and employee benefits | $2,233,000 | 3,578 |
| Premises and equipment expense | $524,000 | 3,924 |
| Additional noninterest expense | $1,151,000 | 3,844 |
| Pre-tax net operating income | $3,370,000 | 2,284 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $146,000 | 5,313 |
| Income before extraordinary items | $3,224,000 | 1,918 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,224,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $5,400,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,224,000 | 1,832 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 3,190 |
| Total interest expense | $2,146,000 | 3,090 |
| Net interest income | $4,517,000 | 3,184 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $978,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $523,000 | 2,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 3,306 |
| Total noninterest expense | $2,633,000 | 4,078 |
| Salaries and employee benefits | $1,439,000 | 4,056 |
| Premises and equipment expense | $321,000 | 4,519 |
| Additional noninterest expense | $873,000 | 3,794 |
| Pre-tax net operating income | $2,792,000 | 2,171 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $121,000 | 5,356 |
| Income before extraordinary items | $2,671,000 | 1,808 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,671,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $4,950,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,671,000 | 1,710 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 3,178 |
| Total interest expense | $1,471,000 | 3,104 |
| Net interest income | $3,011,000 | 3,176 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $642,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $353,000 | 2,325 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $1,711,000 | 4,168 |
| Salaries and employee benefits | $979,000 | 3,990 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $549,000 | 3,965 |
| Pre-tax net operating income | $1,902,000 | 2,132 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $82,000 | 5,386 |
| Income before extraordinary items | $1,820,000 | 1,777 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,820,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $4,500,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,820,000 | 1,659 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,160 |
| Total interest expense | $750,000 | 3,125 |
| Net interest income | $1,519,000 | 3,143 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $331,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 3,086 |
| Total noninterest expense | $811,000 | 4,323 |
| Salaries and employee benefits | $447,000 | 4,260 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $295,000 | 3,698 |
| Pre-tax net operating income | $1,029,000 | 1,981 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $986,000 | 1,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $986,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $986,000 | 1,530 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 3,270 |
| Total interest expense | $3,272,000 | 3,288 |
| Net interest income | $5,830,000 | 3,222 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $1,069,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $642,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 3,580 |
| Total noninterest expense | $3,676,000 | 3,793 |
| Salaries and employee benefits | $2,085,000 | 3,615 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $1,101,000 | 3,877 |
| Pre-tax net operating income | $3,221,000 | 2,351 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $140,000 | 5,605 |
| Income before extraordinary items | $3,081,000 | 1,945 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,081,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $1,800,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,081,000 | 1,884 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 3,431 |
| Total interest expense | $4,606,000 | 3,386 |
| Net interest income | $4,993,000 | 3,429 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $976,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $529,000 | 2,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $447,000 | 3,326 |
| Total noninterest expense | $3,517,000 | 3,808 |
| Salaries and employee benefits | $1,930,000 | 3,698 |
| Premises and equipment expense | $662,000 | 3,095 |
| Additional noninterest expense | $925,000 | 4,315 |
| Pre-tax net operating income | $2,429,000 | 2,726 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $103,000 | 5,970 |
| Income before extraordinary items | $2,326,000 | 2,229 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,326,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,326,000 | 2,154 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,728 |
| Total interest expense | $4,549,000 | 3,584 |
| Net interest income | $4,428,000 | 3,857 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $720,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $416,000 | 3,141 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $304,000 | 3,885 |
| Total noninterest expense | $2,877,000 | 4,372 |
| Salaries and employee benefits | $1,756,000 | 3,851 |
| Premises and equipment expense | $353,000 | 4,905 |
| Additional noninterest expense | $768,000 | 4,869 |
| Pre-tax net operating income | $2,268,000 | 3,018 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $2,170,000 | 2,359 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,170,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,170,000 | 2,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,122,000 | 3,855 |
| Total interest expense | $3,975,000 | 3,603 |
| Net interest income | $4,147,000 | 4,045 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $690,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $548,000 | 2,430 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $2,603,000 | 4,726 |
| Salaries and employee benefits | $1,538,000 | 4,246 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $772,000 | 4,921 |
| Pre-tax net operating income | $2,234,000 | 3,056 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $462,000 | 3,796 |
| Income before extraordinary items | $1,772,000 | 2,844 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,772,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,856 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,772,000 | 2,811 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 4,167 |
| Total interest expense | $3,640,000 | 3,984 |
| Net interest income | $3,838,000 | 4,264 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $591,000 | 4,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $2,390,000 | 4,917 |
| Salaries and employee benefits | $1,373,000 | 4,554 |
| Premises and equipment expense | $311,000 | 5,278 |
| Additional noninterest expense | $706,000 | 5,131 |
| Pre-tax net operating income | $2,039,000 | 3,294 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $438,000 | 4,188 |
| Income before extraordinary items | $1,601,000 | 3,089 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,601,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,601,000 | 2,996 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,839,000 | 4,585 |
| Total interest expense | $3,162,000 | 4,500 |
| Net interest income | $3,677,000 | 4,549 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $569,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $2,138,000 | 5,399 |
| Salaries and employee benefits | $1,288,000 | 4,820 |
| Premises and equipment expense | $229,000 | 6,363 |
| Additional noninterest expense | $621,000 | 5,681 |
| Pre-tax net operating income | $2,108,000 | 3,362 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $554,000 | 3,918 |
| Income before extraordinary items | $1,555,000 | 3,261 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,555,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 10,619 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,554,260 | 3,186 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 5,079 |
| Total interest expense | $2,762,000 | 5,131 |
| Net interest income | $3,401,000 | 4,942 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $476,000 | 5,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $1,948,000 | 6,041 |
| Salaries and employee benefits | $1,149,000 | 5,399 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $618,000 | 6,242 |
| Pre-tax net operating income | $1,869,000 | 3,601 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $489,000 | 4,216 |
| Income before extraordinary items | $1,381,000 | 3,447 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,381,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,380,260 | 3,402 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 5,284 |
| Total interest expense | $2,520,000 | 5,530 |
| Net interest income | $3,362,000 | 5,028 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $1,836,000 | 6,376 |
| Salaries and employee benefits | $1,125,000 | 5,499 |
| Premises and equipment expense | $158,000 | 8,078 |
| Additional noninterest expense | $553,000 | 6,843 |
| Pre-tax net operating income | $1,882,000 | 3,692 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $502,000 | 4,182 |
| Income before extraordinary items | $1,381,000 | 3,507 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,381,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 11,740 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,380,270 | 3,486 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 5,582 |
| Total interest expense | $1,964,000 | 5,691 |
| Net interest income | $3,144,000 | 5,412 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $457,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $1,883,000 | 6,493 |
| Salaries and employee benefits | $1,074,000 | 5,755 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $609,000 | 6,968 |
| Pre-tax net operating income | $1,598,000 | 4,176 |
| Securities gains (losses) | $-48,000 | 10,996 |
| Applicable income taxes | $406,000 | 4,710 |
| Income before extraordinary items | $1,144,000 | 4,041 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,144,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,179,520 | 3,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,714 |
| Total interest expense | $1,978,000 | 5,889 |
| Net interest income | $3,082,000 | 5,536 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,477 |
| Total noninterest expense | $1,746,000 | 7,051 |
| Salaries and employee benefits | $972,000 | 6,298 |
| Premises and equipment expense | $188,000 | 7,937 |
| Additional noninterest expense | $586,000 | 7,465 |
| Pre-tax net operating income | $1,658,000 | 3,951 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $1,233,000 | 3,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,233,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,231,520 | 3,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 6,083 |
| Total interest expense | $2,409,000 | 6,163 |
| Net interest income | $2,892,000 | 5,888 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $430,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,615,000 | 7,522 |
| Salaries and employee benefits | $908,000 | 6,570 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $535,000 | 8,141 |
| Pre-tax net operating income | $1,597,000 | 3,809 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $442,000 | 4,429 |
| Income before extraordinary items | $1,159,000 | 3,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,159,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 13,721 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,156,120 | 3,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.