Home > The Delaware National Bank of Delhi > Income and Expense
The Delaware National Bank of Delhi, Income and Expense
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,550 |
| Total interest expense | $2,771,000 | 2,254 |
| Net interest income | $6,353,000 | 2,621 |
| Provision for loan and lease losses | $50,000 | 2,479 |
| Total noninterest income | $1,154,000 | 2,275 |
| Gross Fiduciary activities income | $298,000 | 614 |
| Service charges on deposit accounts | $223,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 2,444 |
| Total noninterest expense | $5,461,000 | 2,484 |
| Salaries and employee benefits | $2,936,000 | 2,542 |
| Premises and equipment expense | $1,413,000 | 1,287 |
| Additional noninterest expense | $633,000 | 2,443 |
| Pre-tax net operating income | $1,996,000 | 2,706 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $383,000 | 1,939 |
| Income before extraordinary items | $1,613,000 | 2,765 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,613,000 | 2,795 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,613,000 | 2,766 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $1,367,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,613,000 | 2,791 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 2,543 |
| Total interest expense | $1,625,000 | 2,240 |
| Net interest income | $4,357,000 | 2,606 |
| Provision for loan and lease losses | $50,000 | 2,224 |
| Total noninterest income | $757,000 | 2,251 |
| Gross Fiduciary activities income | $195,000 | 614 |
| Service charges on deposit accounts | $145,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 2,397 |
| Total noninterest expense | $3,635,000 | 2,472 |
| Salaries and employee benefits | $1,968,000 | 2,536 |
| Premises and equipment expense | $948,000 | 1,266 |
| Additional noninterest expense | $417,000 | 2,393 |
| Pre-tax net operating income | $1,429,000 | 2,643 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $289,000 | 1,871 |
| Income before extraordinary items | $1,140,000 | 2,707 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,140,000 | 2,737 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,140,000 | 2,707 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $1,367,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,140,000 | 2,727 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 2,557 |
| Total interest expense | $676,000 | 2,279 |
| Net interest income | $2,230,000 | 2,582 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $385,000 | 2,221 |
| Gross Fiduciary activities income | $97,000 | 635 |
| Service charges on deposit accounts | $72,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 2,347 |
| Total noninterest expense | $1,832,000 | 2,475 |
| Salaries and employee benefits | $972,000 | 2,598 |
| Premises and equipment expense | $493,000 | 1,263 |
| Additional noninterest expense | $216,000 | 2,347 |
| Pre-tax net operating income | $753,000 | 2,619 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $148,000 | 1,879 |
| Income before extraordinary items | $605,000 | 2,690 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $605,000 | 2,690 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $605,000 | 2,690 |
| Net charge-offs | $-16,000 | 4,184 |
| Cash dividends | $635,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $605,000 | 2,722 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,067,000 | 2,509 |
| Total interest expense | $1,346,000 | 2,047 |
| Net interest income | $8,721,000 | 2,550 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,382,000 | 2,427 |
| Gross Fiduciary activities income | $375,000 | 648 |
| Service charges on deposit accounts | $299,000 | 2,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $708,000 | 2,702 |
| Total noninterest expense | $6,701,000 | 2,580 |
| Salaries and employee benefits | $3,749,000 | 2,598 |
| Premises and equipment expense | $1,769,000 | 1,358 |
| Additional noninterest expense | $708,000 | 2,702 |
| Pre-tax net operating income | $3,282,000 | 2,544 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $689,000 | 1,820 |
| Income before extraordinary items | $2,593,000 | 2,634 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,593,000 | 2,631 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,593,000 | 2,633 |
| Net charge-offs | $-23,000 | 3,870 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,593,000 | 2,669 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 2,501 |
| Total interest expense | $904,000 | 1,897 |
| Net interest income | $6,439,000 | 2,546 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $1,059,000 | 2,424 |
| Gross Fiduciary activities income | $283,000 | 642 |
| Service charges on deposit accounts | $225,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,697 |
| Total noninterest expense | $4,979,000 | 2,586 |
| Salaries and employee benefits | $2,808,000 | 2,602 |
| Premises and equipment expense | $1,302,000 | 1,380 |
| Additional noninterest expense | $551,000 | 2,697 |
| Pre-tax net operating income | $2,429,000 | 2,559 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $509,000 | 1,827 |
| Income before extraordinary items | $1,920,000 | 2,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,920,000 | 2,639 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,920,000 | 2,640 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,920,000 | 2,678 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 2,499 |
| Total interest expense | $551,000 | 1,836 |
| Net interest income | $4,239,000 | 2,545 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $695,000 | 2,437 |
| Gross Fiduciary activities income | $188,000 | 607 |
| Service charges on deposit accounts | $149,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 2,762 |
| Total noninterest expense | $3,320,000 | 2,574 |
| Salaries and employee benefits | $1,864,000 | 2,615 |
| Premises and equipment expense | $862,000 | 1,379 |
| Additional noninterest expense | $594,000 | 3,430 |
| Pre-tax net operating income | $1,554,000 | 2,517 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $318,000 | 1,811 |
| Income before extraordinary items | $1,236,000 | 2,588 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,236,000 | 2,588 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,236,000 | 2,588 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,236,000 | 2,624 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 2,455 |
| Total interest expense | $258,000 | 1,878 |
| Net interest income | $2,124,000 | 2,502 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $348,000 | 2,421 |
| Gross Fiduciary activities income | $98,000 | 606 |
| Service charges on deposit accounts | $75,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,718 |
| Total noninterest expense | $1,678,000 | 2,562 |
| Salaries and employee benefits | $948,000 | 2,588 |
| Premises and equipment expense | $436,000 | 1,365 |
| Additional noninterest expense | $294,000 | 3,446 |
| Pre-tax net operating income | $764,000 | 2,447 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $154,000 | 1,782 |
| Income before extraordinary items | $610,000 | 2,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $610,000 | 2,514 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $610,000 | 2,516 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $610,000 | 2,539 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,230,000 | 2,577 |
| Total interest expense | $1,109,000 | 2,067 |
| Net interest income | $8,121,000 | 2,624 |
| Provision for loan and lease losses | $360,000 | 1,270 |
| Total noninterest income | $1,405,000 | 2,612 |
| Gross Fiduciary activities income | $396,000 | 602 |
| Service charges on deposit accounts | $254,000 | 2,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 2,895 |
| Total noninterest expense | $6,605,000 | 2,580 |
| Salaries and employee benefits | $3,797,000 | 2,584 |
| Premises and equipment expense | $1,779,000 | 1,329 |
| Additional noninterest expense | $1,029,000 | 3,664 |
| Pre-tax net operating income | $2,561,000 | 2,873 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $485,000 | 2,119 |
| Income before extraordinary items | $2,076,000 | 2,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,076,000 | 2,975 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,076,000 | 2,975 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $77,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,076,000 | 2,957 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 2,628 |
| Total interest expense | $840,000 | 2,138 |
| Net interest income | $6,082,000 | 2,674 |
| Provision for loan and lease losses | $270,000 | 1,230 |
| Total noninterest income | $1,059,000 | 2,648 |
| Gross Fiduciary activities income | $294,000 | 598 |
| Service charges on deposit accounts | $189,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,918 |
| Total noninterest expense | $4,926,000 | 2,600 |
| Salaries and employee benefits | $2,854,000 | 2,588 |
| Premises and equipment expense | $1,347,000 | 1,339 |
| Additional noninterest expense | $725,000 | 3,741 |
| Pre-tax net operating income | $1,945,000 | 2,966 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $356,000 | 2,208 |
| Income before extraordinary items | $1,589,000 | 3,063 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,589,000 | 3,063 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,589,000 | 3,063 |
| Net charge-offs | $-32,000 | 4,050 |
| Cash dividends | $77,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,589,000 | 3,041 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 2,626 |
| Total interest expense | $565,000 | 2,181 |
| Net interest income | $4,066,000 | 2,668 |
| Provision for loan and lease losses | $180,000 | 1,246 |
| Total noninterest income | $695,000 | 2,632 |
| Gross Fiduciary activities income | $196,000 | 599 |
| Service charges on deposit accounts | $124,000 | 2,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,929 |
| Total noninterest expense | $3,248,000 | 2,605 |
| Salaries and employee benefits | $1,902,000 | 2,592 |
| Premises and equipment expense | $906,000 | 1,327 |
| Additional noninterest expense | $440,000 | 3,863 |
| Pre-tax net operating income | $1,333,000 | 2,923 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $233,000 | 2,200 |
| Income before extraordinary items | $1,100,000 | 3,021 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,100,000 | 3,020 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,100,000 | 3,021 |
| Net charge-offs | $-29,000 | 4,180 |
| Cash dividends | $77,000 | 2,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,100,000 | 2,998 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 2,633 |
| Total interest expense | $287,000 | 2,238 |
| Net interest income | $2,016,000 | 2,660 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $346,000 | 2,633 |
| Gross Fiduciary activities income | $96,000 | 606 |
| Service charges on deposit accounts | $65,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 2,920 |
| Total noninterest expense | $1,603,000 | 2,615 |
| Salaries and employee benefits | $947,000 | 2,589 |
| Premises and equipment expense | $457,000 | 1,336 |
| Additional noninterest expense | $199,000 | 3,965 |
| Pre-tax net operating income | $669,000 | 2,895 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $134,000 | 2,079 |
| Income before extraordinary items | $535,000 | 3,034 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $535,000 | 3,032 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $535,000 | 3,034 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $535,000 | 3,008 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 2,533 |
| Total interest expense | $1,487,000 | 2,397 |
| Net interest income | $8,392,000 | 2,548 |
| Provision for loan and lease losses | $280,000 | 2,754 |
| Total noninterest income | $1,366,000 | 2,532 |
| Gross Fiduciary activities income | $365,000 | 611 |
| Service charges on deposit accounts | $253,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 2,744 |
| Total noninterest expense | $6,704,000 | 2,533 |
| Salaries and employee benefits | $3,831,000 | 2,544 |
| Premises and equipment expense | $1,743,000 | 1,348 |
| Additional noninterest expense | $1,130,000 | 3,519 |
| Pre-tax net operating income | $2,774,000 | 2,522 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $551,000 | 1,873 |
| Income before extraordinary items | $2,223,000 | 2,691 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,223,000 | 2,690 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,223,000 | 2,691 |
| Net charge-offs | $123,000 | 1,863 |
| Cash dividends | $346,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,223,000 | 2,646 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 2,531 |
| Total interest expense | $1,160,000 | 2,437 |
| Net interest income | $6,320,000 | 2,537 |
| Provision for loan and lease losses | $190,000 | 2,811 |
| Total noninterest income | $981,000 | 2,548 |
| Gross Fiduciary activities income | $275,000 | 605 |
| Service charges on deposit accounts | $181,000 | 2,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 2,794 |
| Total noninterest expense | $5,007,000 | 2,509 |
| Salaries and employee benefits | $2,890,000 | 2,518 |
| Premises and equipment expense | $1,284,000 | 1,364 |
| Additional noninterest expense | $833,000 | 3,529 |
| Pre-tax net operating income | $2,104,000 | 2,514 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $403,000 | 1,872 |
| Income before extraordinary items | $1,701,000 | 2,660 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,701,000 | 2,659 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,701,000 | 2,660 |
| Net charge-offs | $149,000 | 1,425 |
| Cash dividends | $308,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,701,000 | 2,613 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 2,461 |
| Total interest expense | $805,000 | 2,486 |
| Net interest income | $4,526,000 | 2,429 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $309,000 | 3,357 |
| Gross Fiduciary activities income | $187,000 | 607 |
| Service charges on deposit accounts | $126,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-4,000 | 5,016 |
| Total noninterest expense | $3,397,000 | 2,487 |
| Salaries and employee benefits | $1,892,000 | 2,563 |
| Premises and equipment expense | $851,000 | 1,368 |
| Additional noninterest expense | $654,000 | 3,268 |
| Pre-tax net operating income | $1,338,000 | 2,556 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $248,000 | 1,885 |
| Income before extraordinary items | $1,090,000 | 2,691 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,090,000 | 2,690 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,090,000 | 2,691 |
| Net charge-offs | $90,000 | 1,415 |
| Cash dividends | $270,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,090,000 | 2,641 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 2,532 |
| Total interest expense | $428,000 | 2,535 |
| Net interest income | $2,108,000 | 2,501 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $340,000 | 2,360 |
| Gross Fiduciary activities income | $87,000 | 620 |
| Service charges on deposit accounts | $88,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,663 |
| Total noninterest expense | $1,666,000 | 2,545 |
| Salaries and employee benefits | $950,000 | 2,566 |
| Premises and equipment expense | $429,000 | 1,360 |
| Additional noninterest expense | $287,000 | 3,521 |
| Pre-tax net operating income | $747,000 | 2,251 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $142,000 | 1,672 |
| Income before extraordinary items | $605,000 | 2,393 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $605,000 | 2,392 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $605,000 | 2,393 |
| Net charge-offs | $13,000 | 1,768 |
| Cash dividends | $38,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $605,000 | 2,365 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 2,504 |
| Total interest expense | $1,758,000 | 2,544 |
| Net interest income | $8,744,000 | 2,466 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $1,333,000 | 2,438 |
| Gross Fiduciary activities income | $331,000 | 628 |
| Service charges on deposit accounts | $383,000 | 2,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,803 |
| Total noninterest expense | $6,623,000 | 2,536 |
| Salaries and employee benefits | $3,619,000 | 2,619 |
| Premises and equipment expense | $1,696,000 | 1,350 |
| Additional noninterest expense | $1,308,000 | 3,330 |
| Pre-tax net operating income | $3,394,000 | 2,284 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $646,000 | 1,776 |
| Income before extraordinary items | $2,748,000 | 2,424 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,748,000 | 2,425 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,748,000 | 2,426 |
| Net charge-offs | $86,000 | 2,298 |
| Cash dividends | $654,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,748,000 | 2,385 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 2,539 |
| Total interest expense | $1,320,000 | 2,555 |
| Net interest income | $6,543,000 | 2,500 |
| Provision for loan and lease losses | $40,000 | 3,254 |
| Total noninterest income | $1,013,000 | 2,436 |
| Gross Fiduciary activities income | $247,000 | 629 |
| Service charges on deposit accounts | $290,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,784 |
| Total noninterest expense | $4,888,000 | 2,577 |
| Salaries and employee benefits | $2,732,000 | 2,628 |
| Premises and equipment expense | $1,279,000 | 1,350 |
| Additional noninterest expense | $877,000 | 3,568 |
| Pre-tax net operating income | $2,628,000 | 2,292 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $510,000 | 1,780 |
| Income before extraordinary items | $2,118,000 | 2,435 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,118,000 | 2,436 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,118,000 | 2,436 |
| Net charge-offs | $81,000 | 1,898 |
| Cash dividends | $500,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,118,000 | 2,407 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,560 |
| Total interest expense | $875,000 | 2,542 |
| Net interest income | $4,317,000 | 2,530 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $649,000 | 2,448 |
| Gross Fiduciary activities income | $162,000 | 639 |
| Service charges on deposit accounts | $193,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,828 |
| Total noninterest expense | $3,227,000 | 2,609 |
| Salaries and employee benefits | $1,807,000 | 2,653 |
| Premises and equipment expense | $834,000 | 1,377 |
| Additional noninterest expense | $586,000 | 3,589 |
| Pre-tax net operating income | $1,739,000 | 2,277 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $343,000 | 1,756 |
| Income before extraordinary items | $1,396,000 | 2,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,396,000 | 2,430 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,396,000 | 2,430 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $270,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,396,000 | 2,406 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 2,612 |
| Total interest expense | $418,000 | 2,579 |
| Net interest income | $2,105,000 | 2,581 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $302,000 | 2,515 |
| Gross Fiduciary activities income | $80,000 | 646 |
| Service charges on deposit accounts | $93,000 | 2,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 2,925 |
| Total noninterest expense | $1,626,000 | 2,622 |
| Salaries and employee benefits | $904,000 | 2,669 |
| Premises and equipment expense | $416,000 | 1,406 |
| Additional noninterest expense | $306,000 | 3,508 |
| Pre-tax net operating income | $781,000 | 2,400 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $141,000 | 1,888 |
| Income before extraordinary items | $640,000 | 2,507 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $640,000 | 2,506 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $640,000 | 2,506 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $154,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $640,000 | 2,493 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 2,619 |
| Total interest expense | $1,331,000 | 2,514 |
| Net interest income | $8,195,000 | 2,606 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,388,000 | 2,424 |
| Gross Fiduciary activities income | $304,000 | 656 |
| Service charges on deposit accounts | $438,000 | 2,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,751 |
| Total noninterest expense | $6,670,000 | 2,543 |
| Salaries and employee benefits | $3,677,000 | 2,590 |
| Premises and equipment expense | $1,619,000 | 1,387 |
| Additional noninterest expense | $1,374,000 | 3,343 |
| Pre-tax net operating income | $2,913,000 | 2,546 |
| Securities gains (losses) | $33,000 | 478 |
| Applicable income taxes | $502,000 | 1,975 |
| Income before extraordinary items | $2,444,000 | 2,620 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,444,000 | 2,618 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,444,000 | 2,619 |
| Net charge-offs | $53,000 | 2,596 |
| Cash dividends | $1,001,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,416,610 | 2,636 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,115,000 | 2,620 |
| Total interest expense | $970,000 | 2,487 |
| Net interest income | $6,145,000 | 2,616 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,033,000 | 2,461 |
| Gross Fiduciary activities income | $226,000 | 655 |
| Service charges on deposit accounts | $326,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 2,808 |
| Total noninterest expense | $4,843,000 | 2,606 |
| Salaries and employee benefits | $2,656,000 | 2,659 |
| Premises and equipment expense | $1,195,000 | 1,423 |
| Additional noninterest expense | $992,000 | 3,417 |
| Pre-tax net operating income | $2,335,000 | 2,487 |
| Securities gains (losses) | $33,000 | 485 |
| Applicable income taxes | $440,000 | 1,908 |
| Income before extraordinary items | $1,928,000 | 2,581 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,928,000 | 2,581 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,928,000 | 2,580 |
| Net charge-offs | $58,000 | 2,101 |
| Cash dividends | $924,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,901,270 | 2,594 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 2,619 |
| Total interest expense | $622,000 | 2,469 |
| Net interest income | $4,087,000 | 2,611 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $691,000 | 2,457 |
| Gross Fiduciary activities income | $149,000 | 660 |
| Service charges on deposit accounts | $214,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 2,783 |
| Total noninterest expense | $3,230,000 | 2,620 |
| Salaries and employee benefits | $1,770,000 | 2,681 |
| Premises and equipment expense | $797,000 | 1,439 |
| Additional noninterest expense | $663,000 | 3,434 |
| Pre-tax net operating income | $1,548,000 | 2,472 |
| Securities gains (losses) | $17,000 | 504 |
| Applicable income taxes | $287,000 | 1,899 |
| Income before extraordinary items | $1,278,000 | 2,574 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,278,000 | 2,573 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,278,000 | 2,573 |
| Net charge-offs | $35,000 | 1,952 |
| Cash dividends | $847,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,264,060 | 2,581 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,623 |
| Total interest expense | $277,000 | 2,589 |
| Net interest income | $2,061,000 | 2,615 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $327,000 | 2,495 |
| Gross Fiduciary activities income | $73,000 | 666 |
| Service charges on deposit accounts | $108,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 2,875 |
| Total noninterest expense | $1,573,000 | 2,697 |
| Salaries and employee benefits | $882,000 | 2,705 |
| Premises and equipment expense | $397,000 | 1,457 |
| Additional noninterest expense | $294,000 | 3,685 |
| Pre-tax net operating income | $815,000 | 2,363 |
| Securities gains (losses) | $17,000 | 365 |
| Applicable income taxes | $155,000 | 1,800 |
| Income before extraordinary items | $677,000 | 2,425 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $677,000 | 2,424 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $677,000 | 2,425 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $770,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $663,230 | 2,443 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,673 |
| Total interest expense | $1,135,000 | 2,332 |
| Net interest income | $7,736,000 | 2,703 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $1,574,000 | 2,337 |
| Gross Fiduciary activities income | $281,000 | 677 |
| Service charges on deposit accounts | $455,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 2,510 |
| Total noninterest expense | $6,721,000 | 2,576 |
| Salaries and employee benefits | $3,666,000 | 2,619 |
| Premises and equipment expense | $1,558,000 | 1,468 |
| Additional noninterest expense | $1,497,000 | 3,233 |
| Pre-tax net operating income | $2,579,000 | 2,703 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $941,000 | 1,934 |
| Income before extraordinary items | $1,638,000 | 2,995 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,638,000 | 2,994 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,638,000 | 2,995 |
| Net charge-offs | $1,000 | 4,064 |
| Cash dividends | $1,309,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,638,000 | 2,973 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 2,714 |
| Total interest expense | $854,000 | 2,306 |
| Net interest income | $5,712,000 | 2,751 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $1,226,000 | 2,311 |
| Gross Fiduciary activities income | $208,000 | 676 |
| Service charges on deposit accounts | $341,000 | 2,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,437 |
| Total noninterest expense | $4,966,000 | 2,608 |
| Salaries and employee benefits | $2,789,000 | 2,616 |
| Premises and equipment expense | $1,169,000 | 1,473 |
| Additional noninterest expense | $1,008,000 | 3,445 |
| Pre-tax net operating income | $1,962,000 | 2,738 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $510,000 | 2,050 |
| Income before extraordinary items | $1,452,000 | 2,909 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,452,000 | 2,908 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,452,000 | 2,909 |
| Net charge-offs | $-12,000 | 4,797 |
| Cash dividends | $924,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,452,000 | 2,887 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 2,725 |
| Total interest expense | $564,000 | 2,276 |
| Net interest income | $3,749,000 | 2,767 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $876,000 | 2,221 |
| Gross Fiduciary activities income | $137,000 | 686 |
| Service charges on deposit accounts | $226,000 | 2,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,293 |
| Total noninterest expense | $3,306,000 | 2,621 |
| Salaries and employee benefits | $1,855,000 | 2,635 |
| Premises and equipment expense | $769,000 | 1,501 |
| Additional noninterest expense | $682,000 | 3,442 |
| Pre-tax net operating income | $1,309,000 | 2,707 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $329,000 | 2,063 |
| Income before extraordinary items | $980,000 | 2,856 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $980,000 | 2,856 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $980,000 | 2,856 |
| Net charge-offs | $-24,000 | 5,068 |
| Cash dividends | $886,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $980,000 | 2,838 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 2,789 |
| Total interest expense | $278,000 | 2,290 |
| Net interest income | $1,808,000 | 2,837 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $350,000 | 2,509 |
| Gross Fiduciary activities income | $67,000 | 691 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,764 |
| Total noninterest expense | $1,651,000 | 2,636 |
| Salaries and employee benefits | $934,000 | 2,661 |
| Premises and equipment expense | $385,000 | 1,513 |
| Additional noninterest expense | $332,000 | 3,506 |
| Pre-tax net operating income | $497,000 | 3,089 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $121,000 | 2,297 |
| Income before extraordinary items | $376,000 | 3,245 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $376,000 | 3,243 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $376,000 | 3,245 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $847,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $376,000 | 3,223 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,138,000 | 2,812 |
| Total interest expense | $1,046,000 | 2,343 |
| Net interest income | $7,092,000 | 2,846 |
| Provision for loan and lease losses | $195,000 | 2,482 |
| Total noninterest income | $1,480,000 | 2,515 |
| Gross Fiduciary activities income | $253,000 | 706 |
| Service charges on deposit accounts | $447,000 | 2,272 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $780,000 | 2,689 |
| Total noninterest expense | $6,600,000 | 2,673 |
| Salaries and employee benefits | $3,560,000 | 2,718 |
| Premises and equipment expense | $1,537,000 | 1,487 |
| Additional noninterest expense | $1,503,000 | 3,341 |
| Pre-tax net operating income | $1,777,000 | 3,262 |
| Securities gains (losses) | $69,000 | 1,620 |
| Applicable income taxes | $454,000 | 2,337 |
| Income before extraordinary items | $1,392,000 | 3,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,392,000 | 3,400 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,392,000 | 3,401 |
| Net charge-offs | $78,000 | 2,815 |
| Cash dividends | $344,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,340,250 | 3,404 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 2,851 |
| Total interest expense | $765,000 | 2,390 |
| Net interest income | $5,238,000 | 2,891 |
| Provision for loan and lease losses | $195,000 | 2,076 |
| Total noninterest income | $1,110,000 | 2,506 |
| Gross Fiduciary activities income | $188,000 | 701 |
| Service charges on deposit accounts | $329,000 | 2,300 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $593,000 | 2,670 |
| Total noninterest expense | $4,964,000 | 2,661 |
| Salaries and employee benefits | $2,657,000 | 2,726 |
| Premises and equipment expense | $1,164,000 | 1,470 |
| Additional noninterest expense | $1,143,000 | 3,330 |
| Pre-tax net operating income | $1,189,000 | 3,484 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $254,000 | 2,622 |
| Income before extraordinary items | $944,000 | 3,588 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $944,000 | 3,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $944,000 | 3,588 |
| Net charge-offs | $72,000 | 2,331 |
| Cash dividends | $306,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $936,890 | 3,541 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 2,902 |
| Total interest expense | $495,000 | 2,441 |
| Net interest income | $3,428,000 | 2,939 |
| Provision for loan and lease losses | $115,000 | 2,204 |
| Total noninterest income | $700,000 | 2,550 |
| Gross Fiduciary activities income | $122,000 | 713 |
| Service charges on deposit accounts | $212,000 | 2,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $366,000 | 2,770 |
| Total noninterest expense | $3,322,000 | 2,663 |
| Salaries and employee benefits | $1,771,000 | 2,749 |
| Premises and equipment expense | $772,000 | 1,481 |
| Additional noninterest expense | $779,000 | 3,299 |
| Pre-tax net operating income | $691,000 | 3,682 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $150,000 | 2,711 |
| Income before extraordinary items | $550,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $550,000 | 3,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $550,000 | 3,825 |
| Net charge-offs | $64,000 | 1,966 |
| Cash dividends | $268,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $542,890 | 3,780 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 2,926 |
| Total interest expense | $242,000 | 2,486 |
| Net interest income | $1,702,000 | 2,965 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $336,000 | 2,581 |
| Gross Fiduciary activities income | $58,000 | 720 |
| Service charges on deposit accounts | $104,000 | 2,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $174,000 | 2,809 |
| Total noninterest expense | $1,670,000 | 2,654 |
| Salaries and employee benefits | $893,000 | 2,733 |
| Premises and equipment expense | $382,000 | 1,510 |
| Additional noninterest expense | $395,000 | 3,261 |
| Pre-tax net operating income | $268,000 | 4,031 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $54,000 | 2,936 |
| Income before extraordinary items | $216,000 | 4,136 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $216,000 | 4,134 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $216,000 | 4,135 |
| Net charge-offs | $64,000 | 1,283 |
| Cash dividends | $231,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $214,400 | 4,085 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 2,859 |
| Total interest expense | $971,000 | 2,464 |
| Net interest income | $6,941,000 | 2,874 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $1,654,000 | 2,361 |
| Gross Fiduciary activities income | $239,000 | 735 |
| Service charges on deposit accounts | $479,000 | 2,212 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $936,000 | 2,469 |
| Total noninterest expense | $6,396,000 | 2,737 |
| Salaries and employee benefits | $3,525,000 | 2,723 |
| Premises and equipment expense | $1,335,000 | 1,716 |
| Additional noninterest expense | $1,536,000 | 3,355 |
| Pre-tax net operating income | $2,059,000 | 2,953 |
| Securities gains (losses) | $101,000 | 1,162 |
| Applicable income taxes | $404,000 | 2,408 |
| Income before extraordinary items | $1,756,000 | 2,954 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,756,000 | 2,956 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,756,000 | 2,956 |
| Net charge-offs | $449,000 | 1,268 |
| Cash dividends | $544,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,674,190 | 2,996 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,987,000 | 2,860 |
| Total interest expense | $731,000 | 2,490 |
| Net interest income | $5,256,000 | 2,877 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $1,231,000 | 2,382 |
| Gross Fiduciary activities income | $179,000 | 731 |
| Service charges on deposit accounts | $353,000 | 2,249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 2,482 |
| Total noninterest expense | $4,762,000 | 2,762 |
| Salaries and employee benefits | $2,648,000 | 2,731 |
| Premises and equipment expense | $985,000 | 1,753 |
| Additional noninterest expense | $1,129,000 | 3,410 |
| Pre-tax net operating income | $1,645,000 | 2,914 |
| Securities gains (losses) | $47,000 | 1,506 |
| Applicable income taxes | $233,000 | 2,695 |
| Income before extraordinary items | $1,459,000 | 2,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,459,000 | 2,816 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,459,000 | 2,818 |
| Net charge-offs | $126,000 | 1,957 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,418,580 | 2,818 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 2,862 |
| Total interest expense | $488,000 | 2,502 |
| Net interest income | $3,514,000 | 2,872 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $810,000 | 2,407 |
| Gross Fiduciary activities income | $119,000 | 740 |
| Service charges on deposit accounts | $222,000 | 2,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $469,000 | 2,479 |
| Total noninterest expense | $3,113,000 | 2,817 |
| Salaries and employee benefits | $1,795,000 | 2,703 |
| Premises and equipment expense | $572,000 | 1,995 |
| Additional noninterest expense | $746,000 | 3,437 |
| Pre-tax net operating income | $1,161,000 | 2,800 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $230,000 | 2,344 |
| Income before extraordinary items | $931,000 | 2,879 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $931,000 | 2,879 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $931,000 | 2,881 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $462,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $931,000 | 2,821 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 2,867 |
| Total interest expense | $243,000 | 2,540 |
| Net interest income | $1,751,000 | 2,885 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $378,000 | 2,472 |
| Gross Fiduciary activities income | $58,000 | 753 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $213,000 | 2,549 |
| Total noninterest expense | $1,498,000 | 2,901 |
| Salaries and employee benefits | $913,000 | 2,702 |
| Premises and equipment expense | $250,000 | 2,252 |
| Additional noninterest expense | $335,000 | 3,700 |
| Pre-tax net operating income | $611,000 | 2,650 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $129,000 | 2,254 |
| Income before extraordinary items | $482,000 | 2,793 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $482,000 | 2,796 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $482,000 | 2,796 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $424,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $482,000 | 2,717 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 2,813 |
| Total interest expense | $1,083,000 | 2,457 |
| Net interest income | $7,201,000 | 2,833 |
| Provision for loan and lease losses | $24,000 | 4,186 |
| Total noninterest income | $1,547,000 | 2,461 |
| Gross Fiduciary activities income | $227,000 | 753 |
| Service charges on deposit accounts | $442,000 | 2,505 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $878,000 | 2,517 |
| Total noninterest expense | $6,453,000 | 2,771 |
| Salaries and employee benefits | $3,387,000 | 2,828 |
| Premises and equipment expense | $1,444,000 | 1,625 |
| Additional noninterest expense | $1,622,000 | 3,372 |
| Pre-tax net operating income | $2,271,000 | 2,767 |
| Securities gains (losses) | $69,000 | 1,510 |
| Applicable income taxes | $450,000 | 2,303 |
| Income before extraordinary items | $1,890,000 | 2,817 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,890,000 | 2,815 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,890,000 | 2,817 |
| Net charge-offs | $36,000 | 3,998 |
| Cash dividends | $160,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,834,110 | 2,823 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 2,823 |
| Total interest expense | $830,000 | 2,442 |
| Net interest income | $5,407,000 | 2,855 |
| Provision for loan and lease losses | $70,000 | 3,164 |
| Total noninterest income | $1,113,000 | 2,548 |
| Gross Fiduciary activities income | $170,000 | 751 |
| Service charges on deposit accounts | $322,000 | 2,580 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $621,000 | 2,598 |
| Total noninterest expense | $4,804,000 | 2,797 |
| Salaries and employee benefits | $2,552,000 | 2,822 |
| Premises and equipment expense | $1,047,000 | 1,695 |
| Additional noninterest expense | $1,205,000 | 3,391 |
| Pre-tax net operating income | $1,646,000 | 2,871 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $326,000 | 2,380 |
| Income before extraordinary items | $1,344,000 | 2,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,344,000 | 2,940 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,344,000 | 2,941 |
| Net charge-offs | $34,000 | 3,540 |
| Cash dividends | $96,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,324,800 | 2,911 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 2,814 |
| Total interest expense | $574,000 | 2,400 |
| Net interest income | $3,616,000 | 2,850 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $736,000 | 2,518 |
| Gross Fiduciary activities income | $112,000 | 758 |
| Service charges on deposit accounts | $204,000 | 2,662 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $420,000 | 2,556 |
| Total noninterest expense | $3,201,000 | 2,818 |
| Salaries and employee benefits | $1,708,000 | 2,831 |
| Premises and equipment expense | $692,000 | 1,724 |
| Additional noninterest expense | $801,000 | 3,404 |
| Pre-tax net operating income | $1,076,000 | 2,832 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $195,000 | 2,444 |
| Income before extraordinary items | $886,000 | 2,878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $886,000 | 2,883 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $886,000 | 2,883 |
| Net charge-offs | $19,000 | 3,439 |
| Cash dividends | $96,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $881,900 | 2,839 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 2,815 |
| Total interest expense | $291,000 | 2,413 |
| Net interest income | $1,810,000 | 2,853 |
| Provision for loan and lease losses | $38,000 | 2,482 |
| Total noninterest income | $361,000 | 2,525 |
| Gross Fiduciary activities income | $56,000 | 759 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $198,000 | 2,571 |
| Total noninterest expense | $1,602,000 | 2,839 |
| Salaries and employee benefits | $863,000 | 2,827 |
| Premises and equipment expense | $354,000 | 1,702 |
| Additional noninterest expense | $385,000 | 3,507 |
| Pre-tax net operating income | $531,000 | 2,785 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $131,000 | 2,125 |
| Income before extraordinary items | $400,000 | 2,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 2,999 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $400,000 | 2,999 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $38,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $400,000 | 2,960 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 2,803 |
| Total interest expense | $1,372,000 | 2,330 |
| Net interest income | $7,138,000 | 2,869 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,617,000 | 2,467 |
| Gross Fiduciary activities income | $230,000 | 755 |
| Service charges on deposit accounts | $481,000 | 2,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $906,000 | 2,499 |
| Total noninterest expense | $6,946,000 | 2,647 |
| Salaries and employee benefits | $3,832,000 | 2,573 |
| Premises and equipment expense | $1,448,000 | 1,630 |
| Additional noninterest expense | $1,666,000 | 3,398 |
| Pre-tax net operating income | $1,809,000 | 3,048 |
| Securities gains (losses) | $377,000 | 578 |
| Applicable income taxes | $429,000 | 2,314 |
| Income before extraordinary items | $1,757,000 | 2,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,757,000 | 2,853 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,757,000 | 2,854 |
| Net charge-offs | $77,000 | 3,992 |
| Cash dividends | $160,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,455,400 | 3,151 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 2,823 |
| Total interest expense | $1,077,000 | 2,303 |
| Net interest income | $5,301,000 | 2,905 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,223,000 | 2,504 |
| Gross Fiduciary activities income | $175,000 | 747 |
| Service charges on deposit accounts | $360,000 | 2,474 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $688,000 | 2,534 |
| Total noninterest expense | $5,266,000 | 2,625 |
| Salaries and employee benefits | $2,838,000 | 2,606 |
| Premises and equipment expense | $1,086,000 | 1,632 |
| Additional noninterest expense | $1,342,000 | 3,229 |
| Pre-tax net operating income | $1,258,000 | 3,268 |
| Securities gains (losses) | $346,000 | 571 |
| Applicable income taxes | $272,000 | 2,508 |
| Income before extraordinary items | $1,332,000 | 2,871 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,332,000 | 2,875 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,332,000 | 2,875 |
| Net charge-offs | $83,000 | 3,427 |
| Cash dividends | $116,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,044,820 | 3,264 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 2,777 |
| Total interest expense | $756,000 | 2,254 |
| Net interest income | $3,577,000 | 2,868 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $822,000 | 2,519 |
| Gross Fiduciary activities income | $120,000 | 742 |
| Service charges on deposit accounts | $241,000 | 2,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $461,000 | 2,593 |
| Total noninterest expense | $3,520,000 | 2,627 |
| Salaries and employee benefits | $1,920,000 | 2,585 |
| Premises and equipment expense | $724,000 | 1,641 |
| Additional noninterest expense | $876,000 | 3,269 |
| Pre-tax net operating income | $879,000 | 3,149 |
| Securities gains (losses) | $105,000 | 1,081 |
| Applicable income taxes | $150,000 | 2,690 |
| Income before extraordinary items | $834,000 | 2,982 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $834,000 | 2,984 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $834,000 | 2,985 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $77,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $744,750 | 3,102 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 2,754 |
| Total interest expense | $384,000 | 2,285 |
| Net interest income | $1,814,000 | 2,840 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $386,000 | 2,604 |
| Gross Fiduciary activities income | $62,000 | 748 |
| Service charges on deposit accounts | $122,000 | 2,399 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,764 |
| Total noninterest expense | $1,732,000 | 2,701 |
| Salaries and employee benefits | $973,000 | 2,568 |
| Premises and equipment expense | $365,000 | 1,655 |
| Additional noninterest expense | $394,000 | 3,542 |
| Pre-tax net operating income | $438,000 | 3,132 |
| Securities gains (losses) | $74,000 | 770 |
| Applicable income taxes | $64,000 | 2,812 |
| Income before extraordinary items | $448,000 | 2,806 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $448,000 | 2,809 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $448,000 | 2,808 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $383,620 | 3,016 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,643,000 | 2,922 |
| Total interest expense | $2,052,000 | 2,098 |
| Net interest income | $6,591,000 | 3,140 |
| Provision for loan and lease losses | $81,000 | 4,859 |
| Total noninterest income | $1,491,000 | 2,634 |
| Gross Fiduciary activities income | $199,000 | 789 |
| Service charges on deposit accounts | $435,000 | 2,760 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $857,000 | 2,579 |
| Total noninterest expense | $6,286,000 | 2,929 |
| Salaries and employee benefits | $3,404,000 | 2,863 |
| Premises and equipment expense | $1,313,000 | 1,802 |
| Additional noninterest expense | $1,569,000 | 3,684 |
| Pre-tax net operating income | $1,715,000 | 3,098 |
| Securities gains (losses) | $298,000 | 1,370 |
| Applicable income taxes | $158,000 | 3,181 |
| Income before extraordinary items | $1,855,000 | 2,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,855,000 | 2,730 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,855,000 | 2,728 |
| Net charge-offs | $38,000 | 5,094 |
| Cash dividends | $274,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,580,840 | 2,891 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 2,973 |
| Total interest expense | $1,590,000 | 2,116 |
| Net interest income | $4,885,000 | 3,210 |
| Provision for loan and lease losses | $59,000 | 4,846 |
| Total noninterest income | $1,114,000 | 2,631 |
| Gross Fiduciary activities income | $150,000 | 782 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,561 |
| Total noninterest expense | $4,655,000 | 2,968 |
| Salaries and employee benefits | $2,521,000 | 2,899 |
| Premises and equipment expense | $966,000 | 1,844 |
| Additional noninterest expense | $1,168,000 | 3,722 |
| Pre-tax net operating income | $1,285,000 | 3,168 |
| Securities gains (losses) | $123,000 | 1,824 |
| Applicable income taxes | $128,000 | 3,197 |
| Income before extraordinary items | $1,280,000 | 2,939 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,280,000 | 2,939 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,280,000 | 2,938 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $231,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,168,070 | 2,985 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 2,993 |
| Total interest expense | $1,053,000 | 2,192 |
| Net interest income | $3,278,000 | 3,206 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $740,000 | 2,602 |
| Gross Fiduciary activities income | $99,000 | 790 |
| Service charges on deposit accounts | $208,000 | 2,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 2,536 |
| Total noninterest expense | $3,111,000 | 2,970 |
| Salaries and employee benefits | $1,684,000 | 2,900 |
| Premises and equipment expense | $639,000 | 1,860 |
| Additional noninterest expense | $788,000 | 3,698 |
| Pre-tax net operating income | $862,000 | 3,140 |
| Securities gains (losses) | $107,000 | 1,544 |
| Applicable income taxes | $73,000 | 3,299 |
| Income before extraordinary items | $896,000 | 2,818 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $896,000 | 2,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $896,000 | 2,819 |
| Net charge-offs | $26,000 | 4,477 |
| Cash dividends | $231,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $797,560 | 2,893 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 3,080 |
| Total interest expense | $528,000 | 2,264 |
| Net interest income | $1,585,000 | 3,305 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $344,000 | 2,705 |
| Gross Fiduciary activities income | $48,000 | 806 |
| Service charges on deposit accounts | $104,000 | 2,850 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,727 |
| Total noninterest expense | $1,519,000 | 3,018 |
| Salaries and employee benefits | $838,000 | 2,924 |
| Premises and equipment expense | $324,000 | 1,830 |
| Additional noninterest expense | $357,000 | 3,928 |
| Pre-tax net operating income | $405,000 | 3,282 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $389,000 | 3,132 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $389,000 | 3,135 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $389,000 | 3,136 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $154,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $389,000 | 2,975 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,620,000 | 3,125 |
| Total interest expense | $2,191,000 | 2,580 |
| Net interest income | $6,429,000 | 3,287 |
| Provision for loan and lease losses | $88,000 | 5,473 |
| Total noninterest income | $1,501,000 | 2,449 |
| Gross Fiduciary activities income | $214,000 | 729 |
| Service charges on deposit accounts | $452,000 | 2,790 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $835,000 | 2,377 |
| Total noninterest expense | $6,074,000 | 3,030 |
| Salaries and employee benefits | $3,218,000 | 2,947 |
| Premises and equipment expense | $1,204,000 | 2,060 |
| Additional noninterest expense | $1,652,000 | 3,614 |
| Pre-tax net operating income | $1,768,000 | 2,743 |
| Securities gains (losses) | $96,000 | 2,097 |
| Applicable income taxes | $171,000 | 3,025 |
| Income before extraordinary items | $1,693,000 | 2,547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,693,000 | 2,547 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,693,000 | 2,548 |
| Net charge-offs | $238,000 | 4,083 |
| Cash dividends | $622,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,605,640 | 2,563 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 3,196 |
| Total interest expense | $1,637,000 | 2,680 |
| Net interest income | $4,750,000 | 3,345 |
| Provision for loan and lease losses | $65,000 | 5,354 |
| Total noninterest income | $1,096,000 | 2,485 |
| Gross Fiduciary activities income | $169,000 | 705 |
| Service charges on deposit accounts | $334,000 | 2,814 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $593,000 | 2,442 |
| Total noninterest expense | $4,480,000 | 3,073 |
| Salaries and employee benefits | $2,315,000 | 3,053 |
| Premises and equipment expense | $889,000 | 2,100 |
| Additional noninterest expense | $1,276,000 | 3,536 |
| Pre-tax net operating income | $1,301,000 | 2,844 |
| Securities gains (losses) | $80,000 | 1,980 |
| Applicable income taxes | $151,000 | 2,911 |
| Income before extraordinary items | $1,230,000 | 2,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,230,000 | 2,681 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,230,000 | 2,681 |
| Net charge-offs | $234,000 | 3,535 |
| Cash dividends | $462,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,158,800 | 2,689 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 3,266 |
| Total interest expense | $1,081,000 | 2,788 |
| Net interest income | $3,104,000 | 3,392 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $735,000 | 2,451 |
| Gross Fiduciary activities income | $110,000 | 724 |
| Service charges on deposit accounts | $212,000 | 2,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 2,388 |
| Total noninterest expense | $2,946,000 | 3,143 |
| Salaries and employee benefits | $1,537,000 | 3,091 |
| Premises and equipment expense | $604,000 | 2,090 |
| Additional noninterest expense | $805,000 | 3,733 |
| Pre-tax net operating income | $845,000 | 2,827 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $75,000 | 3,085 |
| Income before extraordinary items | $776,000 | 2,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $776,000 | 2,723 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $776,000 | 2,723 |
| Net charge-offs | $173,000 | 3,262 |
| Cash dividends | $347,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $770,540 | 2,652 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 3,384 |
| Total interest expense | $535,000 | 2,884 |
| Net interest income | $1,484,000 | 3,494 |
| Provision for loan and lease losses | $26,000 | 4,815 |
| Total noninterest income | $360,000 | 2,510 |
| Gross Fiduciary activities income | $56,000 | 719 |
| Service charges on deposit accounts | $102,000 | 2,938 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $202,000 | 2,455 |
| Total noninterest expense | $1,423,000 | 3,244 |
| Salaries and employee benefits | $771,000 | 3,096 |
| Premises and equipment expense | $305,000 | 2,100 |
| Additional noninterest expense | $347,000 | 4,125 |
| Pre-tax net operating income | $395,000 | 2,997 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $48,000 | 2,863 |
| Income before extraordinary items | $347,000 | 2,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $347,000 | 2,947 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $347,000 | 2,948 |
| Net charge-offs | $149,000 | 2,371 |
| Cash dividends | $193,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $347,000 | 2,893 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 3,564 |
| Total interest expense | $2,157,000 | 3,359 |
| Net interest income | $5,828,000 | 3,554 |
| Provision for loan and lease losses | $467,000 | 4,242 |
| Total noninterest income | $1,449,000 | 2,574 |
| Gross Fiduciary activities income | $196,000 | 769 |
| Service charges on deposit accounts | $494,000 | 2,666 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $759,000 | 2,564 |
| Total noninterest expense | $5,564,000 | 3,302 |
| Salaries and employee benefits | $3,021,000 | 3,101 |
| Premises and equipment expense | $1,091,000 | 2,295 |
| Additional noninterest expense | $1,452,000 | 4,091 |
| Pre-tax net operating income | $1,246,000 | 3,031 |
| Securities gains (losses) | $170,000 | 1,721 |
| Applicable income taxes | $-72,000 | 6,784 |
| Income before extraordinary items | $1,488,000 | 2,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,488,000 | 2,524 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,488,000 | 2,529 |
| Net charge-offs | $211,000 | 4,709 |
| Cash dividends | $791,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,318,000 | 2,629 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 3,639 |
| Total interest expense | $1,629,000 | 3,486 |
| Net interest income | $4,345,000 | 3,607 |
| Provision for loan and lease losses | $316,000 | 4,243 |
| Total noninterest income | $1,086,000 | 2,581 |
| Gross Fiduciary activities income | $144,000 | 761 |
| Service charges on deposit accounts | $381,000 | 2,676 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $561,000 | 2,579 |
| Total noninterest expense | $4,271,000 | 3,247 |
| Salaries and employee benefits | $2,256,000 | 3,129 |
| Premises and equipment expense | $787,000 | 2,415 |
| Additional noninterest expense | $1,228,000 | 3,743 |
| Pre-tax net operating income | $844,000 | 3,377 |
| Securities gains (losses) | $75,000 | 2,169 |
| Applicable income taxes | $-94,000 | 7,070 |
| Income before extraordinary items | $1,013,000 | 2,862 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,013,000 | 2,856 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,013,000 | 2,861 |
| Net charge-offs | $223,000 | 4,105 |
| Cash dividends | $601,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $938,000 | 2,880 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 3,664 |
| Total interest expense | $1,086,000 | 3,583 |
| Net interest income | $2,893,000 | 3,612 |
| Provision for loan and lease losses | $320,000 | 3,503 |
| Total noninterest income | $736,000 | 2,504 |
| Gross Fiduciary activities income | $98,000 | 761 |
| Service charges on deposit accounts | $270,000 | 2,565 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $368,000 | 2,527 |
| Total noninterest expense | $2,840,000 | 3,245 |
| Salaries and employee benefits | $1,489,000 | 3,166 |
| Premises and equipment expense | $512,000 | 2,490 |
| Additional noninterest expense | $839,000 | 3,671 |
| Pre-tax net operating income | $469,000 | 3,735 |
| Securities gains (losses) | $59,000 | 1,781 |
| Applicable income taxes | $-120,000 | 7,230 |
| Income before extraordinary items | $648,000 | 2,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $648,000 | 2,903 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $648,000 | 2,908 |
| Net charge-offs | $219,000 | 3,434 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $589,000 | 2,999 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,761 |
| Total interest expense | $545,000 | 3,698 |
| Net interest income | $1,417,000 | 3,710 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $379,000 | 2,465 |
| Gross Fiduciary activities income | $49,000 | 770 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $191,000 | 2,467 |
| Total noninterest expense | $1,449,000 | 3,236 |
| Salaries and employee benefits | $745,000 | 3,206 |
| Premises and equipment expense | $261,000 | 2,501 |
| Additional noninterest expense | $443,000 | 3,515 |
| Pre-tax net operating income | $227,000 | 3,855 |
| Securities gains (losses) | $48,000 | 1,164 |
| Applicable income taxes | $-156,000 | 7,520 |
| Income before extraordinary items | $431,000 | 2,427 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $431,000 | 2,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $431,000 | 2,427 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $277,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $383,000 | 2,524 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 3,695 |
| Total interest expense | $2,381,000 | 4,024 |
| Net interest income | $6,005,000 | 3,468 |
| Provision for loan and lease losses | $197,000 | 5,814 |
| Total noninterest income | $1,577,000 | 2,473 |
| Gross Fiduciary activities income | $180,000 | 781 |
| Service charges on deposit accounts | $571,000 | 2,628 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $826,000 | 2,411 |
| Total noninterest expense | $5,638,000 | 3,337 |
| Salaries and employee benefits | $2,903,000 | 3,276 |
| Premises and equipment expense | $1,046,000 | 2,484 |
| Additional noninterest expense | $1,689,000 | 3,762 |
| Pre-tax net operating income | $1,747,000 | 2,134 |
| Securities gains (losses) | $76,000 | 2,337 |
| Applicable income taxes | $397,000 | 1,771 |
| Income before extraordinary items | $1,426,000 | 2,192 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,426,000 | 2,189 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,426,000 | 2,191 |
| Net charge-offs | $181,000 | 5,125 |
| Cash dividends | $429,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,366,720 | 2,232 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,303,000 | 3,734 |
| Total interest expense | $1,826,000 | 4,088 |
| Net interest income | $4,477,000 | 3,482 |
| Provision for loan and lease losses | $47,000 | 6,568 |
| Total noninterest income | $1,161,000 | 2,563 |
| Gross Fiduciary activities income | $133,000 | 781 |
| Service charges on deposit accounts | $421,000 | 2,665 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $607,000 | 2,504 |
| Total noninterest expense | $4,196,000 | 3,377 |
| Salaries and employee benefits | $2,169,000 | 3,321 |
| Premises and equipment expense | $776,000 | 2,531 |
| Additional noninterest expense | $1,251,000 | 3,765 |
| Pre-tax net operating income | $1,395,000 | 2,176 |
| Securities gains (losses) | $38,000 | 2,435 |
| Applicable income taxes | $337,000 | 1,808 |
| Income before extraordinary items | $1,096,000 | 2,327 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,096,000 | 2,323 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,096,000 | 2,326 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $424,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,067,120 | 2,321 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 3,772 |
| Total interest expense | $1,242,000 | 4,159 |
| Net interest income | $2,960,000 | 3,495 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $707,000 | 2,732 |
| Gross Fiduciary activities income | $87,000 | 796 |
| Service charges on deposit accounts | $276,000 | 2,669 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $344,000 | 2,771 |
| Total noninterest expense | $2,802,000 | 3,400 |
| Salaries and employee benefits | $1,445,000 | 3,337 |
| Premises and equipment expense | $521,000 | 2,552 |
| Additional noninterest expense | $836,000 | 3,755 |
| Pre-tax net operating income | $785,000 | 2,541 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $133,000 | 2,383 |
| Income before extraordinary items | $652,000 | 2,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $652,000 | 2,625 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $652,000 | 2,627 |
| Net charge-offs | $38,000 | 5,146 |
| Cash dividends | $154,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $652,000 | 2,544 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 3,790 |
| Total interest expense | $638,000 | 4,208 |
| Net interest income | $1,468,000 | 3,510 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $347,000 | 2,744 |
| Gross Fiduciary activities income | $41,000 | 812 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $174,000 | 2,705 |
| Total noninterest expense | $1,301,000 | 3,522 |
| Salaries and employee benefits | $730,000 | 3,355 |
| Premises and equipment expense | $263,000 | 2,576 |
| Additional noninterest expense | $308,000 | 4,335 |
| Pre-tax net operating income | $464,000 | 2,512 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $73,000 | 2,506 |
| Income before extraordinary items | $391,000 | 2,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 2,616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $391,000 | 2,618 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $391,000 | 2,471 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 4,058 |
| Total interest expense | $2,670,000 | 4,571 |
| Net interest income | $5,566,000 | 3,667 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,536,000 | 2,578 |
| Gross Fiduciary activities income | $167,000 | 809 |
| Service charges on deposit accounts | $626,000 | 2,567 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $743,000 | 2,543 |
| Total noninterest expense | $5,063,000 | 3,529 |
| Salaries and employee benefits | $2,836,000 | 3,411 |
| Premises and equipment expense | $963,000 | 2,716 |
| Additional noninterest expense | $1,264,000 | 4,115 |
| Pre-tax net operating income | $2,039,000 | 2,410 |
| Securities gains (losses) | $-7,000 | 6,991 |
| Applicable income taxes | $317,000 | 2,330 |
| Income before extraordinary items | $1,715,000 | 2,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,715,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,620 |
| Cash dividends | $856,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,720,880 | 2,411 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 4,149 |
| Total interest expense | $1,989,000 | 4,723 |
| Net interest income | $4,133,000 | 3,722 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,147,000 | 2,659 |
| Gross Fiduciary activities income | $127,000 | 810 |
| Service charges on deposit accounts | $462,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $558,000 | 2,635 |
| Total noninterest expense | $3,789,000 | 3,515 |
| Salaries and employee benefits | $2,117,000 | 3,456 |
| Premises and equipment expense | $711,000 | 2,768 |
| Additional noninterest expense | $961,000 | 3,978 |
| Pre-tax net operating income | $1,491,000 | 2,855 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $249,000 | 2,671 |
| Income before extraordinary items | $1,235,000 | 2,704 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,235,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,515 |
| Cash dividends | $658,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,240,810 | 2,833 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 4,225 |
| Total interest expense | $1,336,000 | 4,825 |
| Net interest income | $2,707,000 | 3,769 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $751,000 | 2,724 |
| Gross Fiduciary activities income | $84,000 | 826 |
| Service charges on deposit accounts | $297,000 | 2,657 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $370,000 | 2,699 |
| Total noninterest expense | $2,422,000 | 3,668 |
| Salaries and employee benefits | $1,405,000 | 3,509 |
| Premises and equipment expense | $459,000 | 2,855 |
| Additional noninterest expense | $558,000 | 4,401 |
| Pre-tax net operating income | $1,036,000 | 2,887 |
| Securities gains (losses) | $-7,000 | 8,091 |
| Applicable income taxes | $182,000 | 2,793 |
| Income before extraordinary items | $847,000 | 2,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $439,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $852,740 | 2,877 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,263 |
| Total interest expense | $675,000 | 4,976 |
| Net interest income | $1,360,000 | 3,742 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $339,000 | 2,883 |
| Gross Fiduciary activities income | $38,000 | 856 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $1,183,000 | 3,744 |
| Salaries and employee benefits | $717,000 | 3,484 |
| Premises and equipment expense | $220,000 | 2,973 |
| Additional noninterest expense | $246,000 | 4,747 |
| Pre-tax net operating income | $516,000 | 3,018 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $81,000 | 3,035 |
| Income before extraordinary items | $435,000 | 3,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $435,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $219,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $435,000 | 2,919 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 4,271 |
| Total interest expense | $2,582,000 | 5,172 |
| Net interest income | $5,720,000 | 3,633 |
| Provision for loan and lease losses | $288,000 | 3,271 |
| Total noninterest income | $1,436,000 | 2,790 |
| Gross Fiduciary activities income | $178,000 | 826 |
| Service charges on deposit accounts | $536,000 | 2,898 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $722,000 | 2,710 |
| Total noninterest expense | $4,723,000 | 3,606 |
| Salaries and employee benefits | $2,498,000 | 3,717 |
| Premises and equipment expense | $809,000 | 3,055 |
| Additional noninterest expense | $1,416,000 | 3,587 |
| Pre-tax net operating income | $2,145,000 | 3,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $405,000 | 3,014 |
| Income before extraordinary items | $1,740,000 | 3,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,740,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,526 |
| Cash dividends | $699,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,740,000 | 3,105 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 4,283 |
| Total interest expense | $1,907,000 | 5,229 |
| Net interest income | $4,313,000 | 3,632 |
| Provision for loan and lease losses | $187,000 | 3,098 |
| Total noninterest income | $1,108,000 | 2,723 |
| Gross Fiduciary activities income | $140,000 | 810 |
| Service charges on deposit accounts | $394,000 | 2,929 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $574,000 | 2,629 |
| Total noninterest expense | $3,582,000 | 3,550 |
| Salaries and employee benefits | $1,873,000 | 3,717 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $1,131,000 | 3,342 |
| Pre-tax net operating income | $1,652,000 | 3,260 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $322,000 | 3,109 |
| Income before extraordinary items | $1,330,000 | 3,231 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,330,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,620 |
| Cash dividends | $481,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,330,000 | 3,219 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 4,332 |
| Total interest expense | $1,245,000 | 5,295 |
| Net interest income | $2,849,000 | 3,674 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $748,000 | 2,704 |
| Gross Fiduciary activities income | $90,000 | 833 |
| Service charges on deposit accounts | $266,000 | 2,898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $392,000 | 2,609 |
| Total noninterest expense | $2,319,000 | 3,673 |
| Salaries and employee benefits | $1,252,000 | 3,737 |
| Premises and equipment expense | $386,000 | 3,169 |
| Additional noninterest expense | $681,000 | 3,641 |
| Pre-tax net operating income | $1,098,000 | 3,323 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $244,000 | 3,000 |
| Income before extraordinary items | $854,000 | 3,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $854,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,140 |
| Cash dividends | $277,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $854,000 | 3,357 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 4,317 |
| Total interest expense | $609,000 | 5,341 |
| Net interest income | $1,452,000 | 3,631 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $373,000 | 2,687 |
| Gross Fiduciary activities income | $45,000 | 833 |
| Service charges on deposit accounts | $129,000 | 2,922 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $1,196,000 | 3,581 |
| Salaries and employee benefits | $655,000 | 3,638 |
| Premises and equipment expense | $193,000 | 3,208 |
| Additional noninterest expense | $348,000 | 3,547 |
| Pre-tax net operating income | $539,000 | 3,351 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $429,000 | 3,339 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $429,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,654 |
| Cash dividends | $135,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $429,000 | 3,317 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 4,124 |
| Total interest expense | $2,250,000 | 5,096 |
| Net interest income | $5,974,000 | 3,534 |
| Provision for loan and lease losses | $202,000 | 3,509 |
| Total noninterest income | $1,480,000 | 2,719 |
| Gross Fiduciary activities income | $163,000 | 847 |
| Service charges on deposit accounts | $577,000 | 2,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $740,000 | 2,696 |
| Total noninterest expense | $4,979,000 | 3,366 |
| Salaries and employee benefits | $2,968,000 | 3,159 |
| Premises and equipment expense | $806,000 | 2,988 |
| Additional noninterest expense | $1,205,000 | 3,920 |
| Pre-tax net operating income | $2,273,000 | 3,359 |
| Securities gains (losses) | $-75,000 | 8,092 |
| Applicable income taxes | $503,000 | 3,152 |
| Income before extraordinary items | $1,695,000 | 3,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,695,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,959 |
| Cash dividends | $679,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,752,750 | 3,402 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 4,150 |
| Total interest expense | $1,651,000 | 5,082 |
| Net interest income | $4,411,000 | 3,590 |
| Provision for loan and lease losses | $137,000 | 3,546 |
| Total noninterest income | $1,121,000 | 2,720 |
| Gross Fiduciary activities income | $119,000 | 845 |
| Service charges on deposit accounts | $445,000 | 2,713 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $557,000 | 2,695 |
| Total noninterest expense | $3,688,000 | 3,389 |
| Salaries and employee benefits | $2,213,000 | 3,171 |
| Premises and equipment expense | $579,000 | 3,093 |
| Additional noninterest expense | $896,000 | 3,934 |
| Pre-tax net operating income | $1,707,000 | 3,486 |
| Securities gains (losses) | $-57,000 | 8,226 |
| Applicable income taxes | $407,000 | 3,154 |
| Income before extraordinary items | $1,243,000 | 3,639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,243,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $501,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,285,750 | 3,558 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,154 |
| Total interest expense | $1,069,000 | 5,051 |
| Net interest income | $2,903,000 | 3,635 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $741,000 | 2,731 |
| Gross Fiduciary activities income | $75,000 | 870 |
| Service charges on deposit accounts | $298,000 | 2,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $368,000 | 2,682 |
| Total noninterest expense | $2,445,000 | 3,404 |
| Salaries and employee benefits | $1,479,000 | 3,162 |
| Premises and equipment expense | $388,000 | 3,083 |
| Additional noninterest expense | $578,000 | 4,024 |
| Pre-tax net operating income | $1,155,000 | 3,445 |
| Securities gains (losses) | $-27,000 | 8,184 |
| Applicable income taxes | $263,000 | 3,224 |
| Income before extraordinary items | $865,000 | 3,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $865,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $347,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $885,790 | 3,476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 4,143 |
| Total interest expense | $519,000 | 5,004 |
| Net interest income | $1,442,000 | 3,649 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $380,000 | 2,629 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $156,000 | 2,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $1,214,000 | 3,431 |
| Salaries and employee benefits | $721,000 | 3,247 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $584,000 | 3,372 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $135,000 | 3,190 |
| Income before extraordinary items | $447,000 | 3,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $193,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $448,540 | 3,393 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 3,841 |
| Total interest expense | $1,973,000 | 4,474 |
| Net interest income | $5,773,000 | 3,535 |
| Provision for loan and lease losses | $162,000 | 3,993 |
| Total noninterest income | $1,417,000 | 2,796 |
| Gross Fiduciary activities income | $153,000 | 868 |
| Service charges on deposit accounts | $600,000 | 2,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $664,000 | 2,859 |
| Total noninterest expense | $4,868,000 | 3,309 |
| Salaries and employee benefits | $2,977,000 | 2,988 |
| Premises and equipment expense | $747,000 | 3,078 |
| Additional noninterest expense | $1,144,000 | 4,013 |
| Pre-tax net operating income | $2,160,000 | 3,506 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $480,000 | 3,434 |
| Income before extraordinary items | $1,658,000 | 3,549 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,658,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $1,280,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,675,160 | 3,493 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 3,857 |
| Total interest expense | $1,468,000 | 4,355 |
| Net interest income | $4,218,000 | 3,608 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $1,013,000 | 2,883 |
| Gross Fiduciary activities income | $117,000 | 845 |
| Service charges on deposit accounts | $449,000 | 2,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 3,082 |
| Total noninterest expense | $3,586,000 | 3,332 |
| Salaries and employee benefits | $2,186,000 | 3,003 |
| Premises and equipment expense | $582,000 | 2,958 |
| Additional noninterest expense | $818,000 | 4,115 |
| Pre-tax net operating income | $1,591,000 | 3,597 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $353,000 | 3,521 |
| Income before extraordinary items | $1,216,000 | 3,625 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,216,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $1,120,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,233,160 | 3,564 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,829 |
| Total interest expense | $972,000 | 4,220 |
| Net interest income | $2,763,000 | 3,636 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $695,000 | 2,786 |
| Gross Fiduciary activities income | $81,000 | 845 |
| Service charges on deposit accounts | $294,000 | 2,659 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $320,000 | 2,949 |
| Total noninterest expense | $2,456,000 | 3,247 |
| Salaries and employee benefits | $1,508,000 | 2,913 |
| Premises and equipment expense | $389,000 | 2,922 |
| Additional noninterest expense | $559,000 | 4,014 |
| Pre-tax net operating income | $972,000 | 3,786 |
| Securities gains (losses) | $-22,000 | 8,391 |
| Applicable income taxes | $214,000 | 3,678 |
| Income before extraordinary items | $736,000 | 3,839 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $736,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $889,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $752,940 | 3,729 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,834 |
| Total interest expense | $475,000 | 4,167 |
| Net interest income | $1,366,000 | 3,682 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $335,000 | 2,813 |
| Gross Fiduciary activities income | $42,000 | 841 |
| Service charges on deposit accounts | $149,000 | 2,576 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $1,248,000 | 3,212 |
| Salaries and employee benefits | $769,000 | 2,862 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $272,000 | 4,102 |
| Pre-tax net operating income | $438,000 | 4,040 |
| Securities gains (losses) | $-11,000 | 8,547 |
| Applicable income taxes | $94,000 | 3,867 |
| Income before extraordinary items | $333,000 | 4,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $333,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $157,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $341,580 | 3,976 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 3,671 |
| Total interest expense | $1,877,000 | 3,834 |
| Net interest income | $5,451,000 | 3,558 |
| Provision for loan and lease losses | $88,000 | 5,225 |
| Total noninterest income | $1,395,000 | 2,816 |
| Gross Fiduciary activities income | $154,000 | 851 |
| Service charges on deposit accounts | $576,000 | 2,802 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $665,000 | 2,798 |
| Total noninterest expense | $4,524,000 | 3,396 |
| Salaries and employee benefits | $2,724,000 | 3,118 |
| Premises and equipment expense | $708,000 | 3,102 |
| Additional noninterest expense | $1,092,000 | 4,039 |
| Pre-tax net operating income | $2,234,000 | 3,257 |
| Securities gains (losses) | $-598,000 | 8,882 |
| Applicable income taxes | $547,000 | 3,190 |
| Income before extraordinary items | $1,089,000 | 4,468 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,089,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $776,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,489,660 | 3,603 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 3,680 |
| Total interest expense | $1,392,000 | 3,831 |
| Net interest income | $4,040,000 | 3,569 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $1,041,000 | 2,850 |
| Gross Fiduciary activities income | $115,000 | 843 |
| Service charges on deposit accounts | $427,000 | 2,840 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $499,000 | 2,810 |
| Total noninterest expense | $3,194,000 | 3,529 |
| Salaries and employee benefits | $1,903,000 | 3,287 |
| Premises and equipment expense | $523,000 | 3,132 |
| Additional noninterest expense | $768,000 | 4,210 |
| Pre-tax net operating income | $1,799,000 | 3,150 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $466,000 | 3,027 |
| Income before extraordinary items | $1,349,000 | 3,243 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,349,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,193 |
| Cash dividends | $385,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,337,160 | 3,182 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 3,711 |
| Total interest expense | $919,000 | 3,857 |
| Net interest income | $2,663,000 | 3,593 |
| Provision for loan and lease losses | $88,000 | 3,797 |
| Total noninterest income | $660,000 | 2,961 |
| Gross Fiduciary activities income | $77,000 | 848 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $299,000 | 2,992 |
| Total noninterest expense | $2,161,000 | 3,520 |
| Salaries and employee benefits | $1,304,000 | 3,206 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $1,074,000 | 3,367 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $275,000 | 3,221 |
| Income before extraordinary items | $820,000 | 3,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $820,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,817 |
| Cash dividends | $231,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $804,250 | 3,429 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 3,702 |
| Total interest expense | $474,000 | 3,810 |
| Net interest income | $1,329,000 | 3,587 |
| Provision for loan and lease losses | $68,000 | 2,801 |
| Total noninterest income | $326,000 | 2,936 |
| Gross Fiduciary activities income | $39,000 | 859 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $1,047,000 | 3,628 |
| Salaries and employee benefits | $610,000 | 3,408 |
| Premises and equipment expense | $175,000 | 3,162 |
| Additional noninterest expense | $262,000 | 4,155 |
| Pre-tax net operating income | $540,000 | 3,335 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $153,000 | 3,057 |
| Income before extraordinary items | $389,000 | 3,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $77,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $387,560 | 3,479 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 3,868 |
| Total interest expense | $2,044,000 | 3,961 |
| Net interest income | $4,857,000 | 3,754 |
| Provision for loan and lease losses | $236,000 | 3,716 |
| Total noninterest income | $1,241,000 | 3,230 |
| Gross Fiduciary activities income | $188,000 | 821 |
| Service charges on deposit accounts | $501,000 | 3,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $552,000 | 3,411 |
| Total noninterest expense | $4,025,000 | 3,702 |
| Salaries and employee benefits | $2,432,000 | 3,336 |
| Premises and equipment expense | $625,000 | 3,407 |
| Additional noninterest expense | $968,000 | 4,380 |
| Pre-tax net operating income | $1,837,000 | 3,588 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $436,000 | 3,614 |
| Income before extraordinary items | $1,430,000 | 3,673 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,430,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,892 |
| Cash dividends | $391,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,407,670 | 3,559 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 3,938 |
| Total interest expense | $1,555,000 | 4,024 |
| Net interest income | $3,589,000 | 3,827 |
| Provision for loan and lease losses | $148,000 | 3,953 |
| Total noninterest income | $938,000 | 3,263 |
| Gross Fiduciary activities income | $147,000 | 802 |
| Service charges on deposit accounts | $359,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $432,000 | 3,398 |
| Total noninterest expense | $2,985,000 | 3,724 |
| Salaries and employee benefits | $1,825,000 | 3,338 |
| Premises and equipment expense | $464,000 | 3,425 |
| Additional noninterest expense | $696,000 | 4,486 |
| Pre-tax net operating income | $1,394,000 | 3,678 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $329,000 | 3,760 |
| Income before extraordinary items | $1,094,000 | 3,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,094,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $231,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,071,670 | 3,654 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,938 |
| Total interest expense | $1,063,000 | 4,055 |
| Net interest income | $2,397,000 | 3,833 |
| Provision for loan and lease losses | $97,000 | 3,927 |
| Total noninterest income | $620,000 | 3,269 |
| Gross Fiduciary activities income | $102,000 | 803 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $283,000 | 3,411 |
| Total noninterest expense | $2,033,000 | 3,643 |
| Salaries and employee benefits | $1,243,000 | 3,283 |
| Premises and equipment expense | $308,000 | 3,405 |
| Additional noninterest expense | $482,000 | 4,369 |
| Pre-tax net operating income | $887,000 | 3,791 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $226,000 | 3,730 |
| Income before extraordinary items | $690,000 | 3,906 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $690,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $154,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $668,250 | 3,817 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,907 |
| Total interest expense | $533,000 | 4,137 |
| Net interest income | $1,224,000 | 3,759 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $315,000 | 3,140 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 3,174 |
| Total noninterest expense | $986,000 | 3,710 |
| Salaries and employee benefits | $584,000 | 3,433 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $243,000 | 4,314 |
| Pre-tax net operating income | $466,000 | 3,671 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $318,000 | 4,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $154,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $311,300 | 3,941 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,357,000 | 3,891 |
| Total interest expense | $2,445,000 | 4,171 |
| Net interest income | $4,912,000 | 3,725 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $993,000 | 3,502 |
| Gross Fiduciary activities income | $182,000 | 862 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 3,254 |
| Total noninterest expense | $4,014,000 | 3,551 |
| Salaries and employee benefits | $2,364,000 | 3,270 |
| Premises and equipment expense | $597,000 | 3,431 |
| Additional noninterest expense | $1,053,000 | 4,005 |
| Pre-tax net operating income | $1,868,000 | 3,587 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $447,000 | 3,672 |
| Income before extraordinary items | $1,424,000 | 3,633 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,424,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $462,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,421,720 | 3,538 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 4,112 |
| Total interest expense | $3,014,000 | 4,713 |
| Net interest income | $4,767,000 | 3,574 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $774,000 | 3,943 |
| Gross Fiduciary activities income | $178,000 | 869 |
| Service charges on deposit accounts | $230,000 | 4,833 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $366,000 | 3,726 |
| Total noninterest expense | $3,677,000 | 3,687 |
| Salaries and employee benefits | $2,145,000 | 3,391 |
| Premises and equipment expense | $580,000 | 3,463 |
| Additional noninterest expense | $952,000 | 4,227 |
| Pre-tax net operating income | $1,779,000 | 3,466 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $548,000 | 3,154 |
| Income before extraordinary items | $1,231,000 | 3,729 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,231,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $570,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,231,000 | 3,618 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 4,176 |
| Total interest expense | $3,192,000 | 4,695 |
| Net interest income | $4,705,000 | 3,658 |
| Provision for loan and lease losses | $99,000 | 5,366 |
| Total noninterest income | $656,000 | 4,186 |
| Gross Fiduciary activities income | $166,000 | 837 |
| Service charges on deposit accounts | $212,000 | 4,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $278,000 | 4,075 |
| Total noninterest expense | $3,378,000 | 3,836 |
| Salaries and employee benefits | $2,022,000 | 3,428 |
| Premises and equipment expense | $556,000 | 3,478 |
| Additional noninterest expense | $800,000 | 4,749 |
| Pre-tax net operating income | $1,884,000 | 3,472 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $588,000 | 3,146 |
| Income before extraordinary items | $1,294,000 | 3,649 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,294,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,659 |
| Cash dividends | $732,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,295,380 | 3,637 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 4,132 |
| Total interest expense | $3,113,000 | 4,467 |
| Net interest income | $4,422,000 | 3,846 |
| Provision for loan and lease losses | $348,000 | 2,373 |
| Total noninterest income | $625,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,284 |
| Total noninterest expense | $3,204,000 | 3,997 |
| Salaries and employee benefits | $1,769,000 | 3,793 |
| Premises and equipment expense | $535,000 | 3,566 |
| Additional noninterest expense | $900,000 | 4,381 |
| Pre-tax net operating income | $1,495,000 | 4,098 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $502,000 | 3,630 |
| Income before extraordinary items | $981,000 | 4,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $981,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,637 |
| Cash dividends | $277,000 | 4,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $988,920 | 4,428 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 4,168 |
| Total interest expense | $3,184,000 | 4,494 |
| Net interest income | $4,293,000 | 3,887 |
| Provision for loan and lease losses | $342,000 | 2,354 |
| Total noninterest income | $611,000 | 4,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,312 |
| Total noninterest expense | $3,035,000 | 4,070 |
| Salaries and employee benefits | $1,709,000 | 3,818 |
| Premises and equipment expense | $424,000 | 4,224 |
| Additional noninterest expense | $902,000 | 4,281 |
| Pre-tax net operating income | $1,527,000 | 4,133 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $480,000 | 3,945 |
| Income before extraordinary items | $1,047,000 | 4,343 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,047,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,511 |
| Cash dividends | $385,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,047,000 | 4,250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,430,000 | 4,280 |
| Total interest expense | $3,146,000 | 4,524 |
| Net interest income | $4,284,000 | 3,992 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $507,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $2,944,000 | 4,160 |
| Salaries and employee benefits | $1,685,000 | 3,858 |
| Premises and equipment expense | $392,000 | 4,512 |
| Additional noninterest expense | $867,000 | 4,452 |
| Pre-tax net operating income | $1,683,000 | 4,066 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $561,000 | 3,869 |
| Income before extraordinary items | $1,118,000 | 4,301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,118,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $354,000 | 4,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,120,680 | 4,233 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 4,396 |
| Total interest expense | $3,104,000 | 4,637 |
| Net interest income | $4,216,000 | 4,123 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $608,000 | 4,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,410 |
| Total noninterest expense | $2,771,000 | 4,599 |
| Salaries and employee benefits | $1,608,000 | 4,043 |
| Premises and equipment expense | $362,000 | 4,912 |
| Additional noninterest expense | $801,000 | 5,196 |
| Pre-tax net operating income | $1,950,000 | 3,475 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $664,000 | 3,305 |
| Income before extraordinary items | $1,291,000 | 3,649 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,291,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $721,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,287,700 | 3,598 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,859,000 | 4,647 |
| Total interest expense | $2,939,000 | 4,860 |
| Net interest income | $3,920,000 | 4,394 |
| Provision for loan and lease losses | $211,000 | 2,897 |
| Total noninterest income | $488,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,980 |
| Total noninterest expense | $2,564,000 | 4,892 |
| Salaries and employee benefits | $1,413,000 | 4,530 |
| Premises and equipment expense | $311,000 | 5,475 |
| Additional noninterest expense | $840,000 | 5,047 |
| Pre-tax net operating income | $1,633,000 | 4,152 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $519,000 | 4,082 |
| Income before extraordinary items | $1,109,000 | 4,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,109,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,112,400 | 4,193 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 4,692 |
| Total interest expense | $2,855,000 | 4,144 |
| Net interest income | $3,387,000 | 5,082 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $382,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,955 |
| Total noninterest expense | $2,359,000 | 5,424 |
| Salaries and employee benefits | $1,297,000 | 4,892 |
| Premises and equipment expense | $324,000 | 5,382 |
| Additional noninterest expense | $738,000 | 6,074 |
| Pre-tax net operating income | $1,389,000 | 4,700 |
| Securities gains (losses) | $-109,000 | 11,585 |
| Applicable income taxes | $411,000 | 4,674 |
| Income before extraordinary items | $869,000 | 5,038 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $869,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $631,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $943,120 | 4,773 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 4,865 |
| Total interest expense | $2,863,000 | 4,286 |
| Net interest income | $3,260,000 | 5,264 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $406,000 | 6,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $2,429,000 | 5,393 |
| Salaries and employee benefits | $1,403,000 | 4,542 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $729,000 | 6,370 |
| Pre-tax net operating income | $1,237,000 | 5,067 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $889,000 | 5,146 |
| Extraordinary gains, net | $88,000 | 1,693 |
| Net income | $977,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $870,100 | 5,000 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 5,167 |
| Total interest expense | $3,417,000 | 4,632 |
| Net interest income | $3,047,000 | 5,643 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $2,215,000 | 5,887 |
| Salaries and employee benefits | $1,307,000 | 4,800 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $1,169,000 | 5,023 |
| Securities gains (losses) | $-25,000 | 13,532 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $869,000 | 5,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $869,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $216,000 | 4,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $888,000 | 4,674 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.