Home > The Delaware County Bank and Trust Company > Income and Expense
The Delaware County Bank and Trust Company, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 1,453 |
| Total interest expense | $522,000 | 1,418 |
| Net interest income | $3,998,000 | 1,449 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,710,000 | 901 |
| Gross Fiduciary activities income | $284,000 | 442 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,269,000 | 807 |
| Total noninterest expense | $10,855,000 | 512 |
| Salaries and employee benefits | $3,048,000 | 1,001 |
| Premises and equipment expense | $553,000 | 1,081 |
| Additional noninterest expense | $7,254,000 | 280 |
| Pre-tax net operating income | $-5,147,000 | 5,861 |
| Securities gains (losses) | $-20,000 | 5,713 |
| Applicable income taxes | $-1,945,000 | 5,850 |
| Income before extraordinary items | $-3,222,000 | 5,852 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-3,222,000 | 5,852 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-3,222,000 | 5,852 |
| Net charge-offs | $-133,000 | 5,657 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 160 |
| Net operating income | $-3,209,200 | 5,852 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,560,000 | 1,373 |
| Total interest expense | $1,611,000 | 1,707 |
| Net interest income | $16,949,000 | 1,349 |
| Provision for loan and lease losses | $-250,000 | 5,654 |
| Total noninterest income | $6,078,000 | 1,003 |
| Gross Fiduciary activities income | $1,102,000 | 439 |
| Service charges on deposit accounts | $712,000 | 1,589 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,264,000 | 951 |
| Total noninterest expense | $24,412,000 | 874 |
| Salaries and employee benefits | $11,986,000 | 983 |
| Premises and equipment expense | $2,346,000 | 1,003 |
| Additional noninterest expense | $10,080,000 | 681 |
| Pre-tax net operating income | $-1,135,000 | 5,842 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-569,000 | 5,832 |
| Income before extraordinary items | $-566,000 | 5,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-566,000 | 5,803 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-566,000 | 5,803 |
| Net charge-offs | $-262,000 | 5,706 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-566,000 | 5,798 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,743,000 | 1,388 |
| Total interest expense | $1,188,000 | 1,730 |
| Net interest income | $12,555,000 | 1,363 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $4,701,000 | 971 |
| Gross Fiduciary activities income | $851,000 | 433 |
| Service charges on deposit accounts | $530,000 | 1,605 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,320,000 | 926 |
| Total noninterest expense | $17,433,000 | 910 |
| Salaries and employee benefits | $9,154,000 | 964 |
| Premises and equipment expense | $1,749,000 | 1,012 |
| Additional noninterest expense | $6,530,000 | 764 |
| Pre-tax net operating income | $-177,000 | 5,812 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-226,000 | 5,911 |
| Income before extraordinary items | $49,000 | 5,659 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $49,000 | 5,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $49,000 | 5,659 |
| Net charge-offs | $-259,000 | 5,773 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $49,000 | 5,615 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 1,402 |
| Total interest expense | $762,000 | 1,784 |
| Net interest income | $8,308,000 | 1,373 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $3,028,000 | 986 |
| Gross Fiduciary activities income | $552,000 | 442 |
| Service charges on deposit accounts | $372,000 | 1,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,104,000 | 930 |
| Total noninterest expense | $10,899,000 | 977 |
| Salaries and employee benefits | $6,028,000 | 975 |
| Premises and equipment expense | $1,151,000 | 1,035 |
| Additional noninterest expense | $3,720,000 | 895 |
| Pre-tax net operating income | $437,000 | 4,346 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-36,000 | 5,948 |
| Income before extraordinary items | $473,000 | 4,043 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $473,000 | 4,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $473,000 | 4,042 |
| Net charge-offs | $-257,000 | 5,894 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $473,000 | 3,972 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,426 |
| Total interest expense | $369,000 | 1,840 |
| Net interest income | $4,059,000 | 1,403 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,267,000 | 1,091 |
| Gross Fiduciary activities income | $251,000 | 457 |
| Service charges on deposit accounts | $173,000 | 1,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $843,000 | 1,057 |
| Total noninterest expense | $5,324,000 | 990 |
| Salaries and employee benefits | $2,994,000 | 989 |
| Premises and equipment expense | $577,000 | 1,039 |
| Additional noninterest expense | $1,753,000 | 932 |
| Pre-tax net operating income | $2,000 | 5,766 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-101,000 | 6,061 |
| Income before extraordinary items | $103,000 | 4,985 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $103,000 | 4,986 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $103,000 | 4,986 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $103,000 | 4,929 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,896,000 | 1,393 |
| Total interest expense | $1,166,000 | 2,168 |
| Net interest income | $16,730,000 | 1,340 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $4,712,000 | 1,169 |
| Gross Fiduciary activities income | $873,000 | 488 |
| Service charges on deposit accounts | $583,000 | 1,867 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,256,000 | 1,102 |
| Total noninterest expense | $20,240,000 | 1,021 |
| Salaries and employee benefits | $10,871,000 | 1,043 |
| Premises and equipment expense | $2,379,000 | 1,005 |
| Additional noninterest expense | $6,990,000 | 942 |
| Pre-tax net operating income | $1,202,000 | 3,837 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-10,617,000 | 6,165 |
| Income before extraordinary items | $11,819,000 | 619 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,819,000 | 618 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,819,000 | 620 |
| Net charge-offs | $-98,000 | 5,714 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $11,819,000 | 607 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,397,000 | 1,407 |
| Total interest expense | $870,000 | 2,196 |
| Net interest income | $12,527,000 | 1,354 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,566,000 | 1,173 |
| Gross Fiduciary activities income | $619,000 | 504 |
| Service charges on deposit accounts | $417,000 | 1,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,530,000 | 1,094 |
| Total noninterest expense | $15,256,000 | 1,025 |
| Salaries and employee benefits | $8,102,000 | 1,059 |
| Premises and equipment expense | $1,953,000 | 942 |
| Additional noninterest expense | $5,201,000 | 942 |
| Pre-tax net operating income | $837,000 | 4,027 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-10,664,000 | 6,261 |
| Income before extraordinary items | $11,501,000 | 488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,501,000 | 486 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,501,000 | 488 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $11,501,000 | 483 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 1,417 |
| Total interest expense | $579,000 | 2,211 |
| Net interest income | $8,345,000 | 1,356 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $2,281,000 | 1,214 |
| Gross Fiduciary activities income | $384,000 | 521 |
| Service charges on deposit accounts | $257,000 | 2,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,640,000 | 1,118 |
| Total noninterest expense | $10,063,000 | 1,032 |
| Salaries and employee benefits | $5,425,000 | 1,049 |
| Premises and equipment expense | $1,269,000 | 973 |
| Additional noninterest expense | $3,369,000 | 974 |
| Pre-tax net operating income | $413,000 | 4,442 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $413,000 | 4,256 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $413,000 | 4,258 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $413,000 | 4,259 |
| Net charge-offs | $222,000 | 1,121 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $413,000 | 4,196 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 1,411 |
| Total interest expense | $285,000 | 2,251 |
| Net interest income | $4,182,000 | 1,349 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $1,140,000 | 1,175 |
| Gross Fiduciary activities income | $203,000 | 521 |
| Service charges on deposit accounts | $135,000 | 1,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $802,000 | 1,088 |
| Total noninterest expense | $4,921,000 | 1,056 |
| Salaries and employee benefits | $2,670,000 | 1,072 |
| Premises and equipment expense | $631,000 | 977 |
| Additional noninterest expense | $1,620,000 | 998 |
| Pre-tax net operating income | $251,000 | 4,131 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $251,000 | 3,947 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $251,000 | 3,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $251,000 | 3,951 |
| Net charge-offs | $297,000 | 536 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $251,000 | 3,870 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,390,000 | 1,447 |
| Total interest expense | $1,215,000 | 2,237 |
| Net interest income | $16,175,000 | 1,380 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $4,220,000 | 1,236 |
| Gross Fiduciary activities income | $784,000 | 520 |
| Service charges on deposit accounts | $615,000 | 1,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,821,000 | 1,131 |
| Total noninterest expense | $19,993,000 | 1,014 |
| Salaries and employee benefits | $10,992,000 | 986 |
| Premises and equipment expense | $2,495,000 | 968 |
| Additional noninterest expense | $6,506,000 | 1,011 |
| Pre-tax net operating income | $252,000 | 5,565 |
| Securities gains (losses) | $101,000 | 1,248 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $353,000 | 5,278 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $353,000 | 5,277 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $353,000 | 5,278 |
| Net charge-offs | $2,638,000 | 392 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $252,000 | 5,483 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,845,000 | 1,472 |
| Total interest expense | $916,000 | 2,259 |
| Net interest income | $11,929,000 | 1,406 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,126,000 | 1,256 |
| Gross Fiduciary activities income | $573,000 | 522 |
| Service charges on deposit accounts | $480,000 | 1,864 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,073,000 | 1,174 |
| Total noninterest expense | $14,965,000 | 1,022 |
| Salaries and employee benefits | $8,196,000 | 993 |
| Premises and equipment expense | $1,888,000 | 974 |
| Additional noninterest expense | $4,881,000 | 1,005 |
| Pre-tax net operating income | $90,000 | 5,916 |
| Securities gains (losses) | $101,000 | 989 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $191,000 | 5,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 5,594 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $191,000 | 5,595 |
| Net charge-offs | $2,548,000 | 311 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $90,000 | 5,882 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 1,464 |
| Total interest expense | $618,000 | 2,270 |
| Net interest income | $7,958,000 | 1,395 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,256,000 | 1,168 |
| Gross Fiduciary activities income | $359,000 | 533 |
| Service charges on deposit accounts | $324,000 | 1,840 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,573,000 | 1,058 |
| Total noninterest expense | $9,930,000 | 1,020 |
| Salaries and employee benefits | $5,409,000 | 1,002 |
| Premises and equipment expense | $1,310,000 | 939 |
| Additional noninterest expense | $3,211,000 | 1,011 |
| Pre-tax net operating income | $284,000 | 4,968 |
| Securities gains (losses) | $-140,000 | 6,566 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $144,000 | 5,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $144,000 | 5,507 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $144,000 | 5,508 |
| Net charge-offs | $2,156,000 | 266 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $284,000 | 4,761 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 1,464 |
| Total interest expense | $318,000 | 2,247 |
| Net interest income | $3,991,000 | 1,391 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,287,000 | 1,029 |
| Gross Fiduciary activities income | $185,000 | 533 |
| Service charges on deposit accounts | $174,000 | 1,741 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $928,000 | 905 |
| Total noninterest expense | $5,033,000 | 1,021 |
| Salaries and employee benefits | $2,748,000 | 1,000 |
| Premises and equipment expense | $674,000 | 937 |
| Additional noninterest expense | $1,611,000 | 1,001 |
| Pre-tax net operating income | $245,000 | 4,133 |
| Securities gains (losses) | $-140,000 | 6,664 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $105,000 | 5,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 5,115 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $105,000 | 5,115 |
| Net charge-offs | $1,379,000 | 232 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $245,000 | 3,855 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,107,000 | 1,475 |
| Total interest expense | $1,841,000 | 1,833 |
| Net interest income | $15,266,000 | 1,417 |
| Provision for loan and lease losses | $2,417,000 | 534 |
| Total noninterest income | $4,613,000 | 1,207 |
| Gross Fiduciary activities income | $743,000 | 520 |
| Service charges on deposit accounts | $757,000 | 1,725 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,113,000 | 1,126 |
| Total noninterest expense | $20,787,000 | 982 |
| Salaries and employee benefits | $11,136,000 | 958 |
| Premises and equipment expense | $2,499,000 | 965 |
| Additional noninterest expense | $7,152,000 | 947 |
| Pre-tax net operating income | $-3,325,000 | 6,727 |
| Securities gains (losses) | $135,000 | 1,133 |
| Applicable income taxes | $-298,000 | 6,595 |
| Income before extraordinary items | $-2,892,000 | 6,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,892,000 | 6,715 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,892,000 | 6,715 |
| Net charge-offs | $2,574,000 | 614 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,014,850 | 6,716 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,730,000 | 1,492 |
| Total interest expense | $1,468,000 | 1,788 |
| Net interest income | $11,262,000 | 1,447 |
| Provision for loan and lease losses | $-890,000 | 6,775 |
| Total noninterest income | $3,534,000 | 1,207 |
| Gross Fiduciary activities income | $553,000 | 518 |
| Service charges on deposit accounts | $579,000 | 1,700 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,402,000 | 1,127 |
| Total noninterest expense | $15,905,000 | 958 |
| Salaries and employee benefits | $8,644,000 | 934 |
| Premises and equipment expense | $1,861,000 | 980 |
| Additional noninterest expense | $5,400,000 | 939 |
| Pre-tax net operating income | $-219,000 | 6,493 |
| Securities gains (losses) | $135,000 | 1,036 |
| Applicable income taxes | $-298,000 | 6,774 |
| Income before extraordinary items | $214,000 | 5,583 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $214,000 | 5,584 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $214,000 | 5,584 |
| Net charge-offs | $-480,000 | 6,814 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $127,600 | 5,850 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,405,000 | 1,496 |
| Total interest expense | $1,037,000 | 1,724 |
| Net interest income | $7,368,000 | 1,460 |
| Provision for loan and lease losses | $-890,000 | 6,849 |
| Total noninterest income | $2,402,000 | 1,195 |
| Gross Fiduciary activities income | $372,000 | 520 |
| Service charges on deposit accounts | $396,000 | 1,631 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,634,000 | 1,134 |
| Total noninterest expense | $10,731,000 | 948 |
| Salaries and employee benefits | $5,747,000 | 939 |
| Premises and equipment expense | $1,256,000 | 966 |
| Additional noninterest expense | $3,728,000 | 906 |
| Pre-tax net operating income | $-71,000 | 6,439 |
| Securities gains (losses) | $135,000 | 940 |
| Applicable income taxes | $-278,000 | 6,839 |
| Income before extraordinary items | $342,000 | 4,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 4,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $342,000 | 4,555 |
| Net charge-offs | $-512,000 | 6,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $207,000 | 5,096 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 1,528 |
| Total interest expense | $538,000 | 1,710 |
| Net interest income | $3,616,000 | 1,494 |
| Provision for loan and lease losses | $-650,000 | 6,964 |
| Total noninterest income | $1,249,000 | 1,148 |
| Gross Fiduciary activities income | $188,000 | 533 |
| Service charges on deposit accounts | $204,000 | 1,598 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $857,000 | 1,092 |
| Total noninterest expense | $5,405,000 | 948 |
| Salaries and employee benefits | $2,914,000 | 940 |
| Premises and equipment expense | $596,000 | 1,030 |
| Additional noninterest expense | $1,895,000 | 895 |
| Pre-tax net operating income | $110,000 | 5,217 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-24,000 | 6,812 |
| Income before extraordinary items | $134,000 | 4,891 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $134,000 | 4,892 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $134,000 | 4,893 |
| Net charge-offs | $-527,000 | 6,979 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $134,000 | 4,788 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,904,000 | 1,408 |
| Total interest expense | $3,286,000 | 1,357 |
| Net interest income | $15,618,000 | 1,405 |
| Provision for loan and lease losses | $495,000 | 2,737 |
| Total noninterest income | $8,358,000 | 776 |
| Gross Fiduciary activities income | $702,000 | 532 |
| Service charges on deposit accounts | $909,000 | 1,534 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,747,000 | 645 |
| Total noninterest expense | $19,386,000 | 1,030 |
| Salaries and employee benefits | $9,328,000 | 1,136 |
| Premises and equipment expense | $2,434,000 | 976 |
| Additional noninterest expense | $7,624,000 | 911 |
| Pre-tax net operating income | $4,095,000 | 1,616 |
| Securities gains (losses) | $508,000 | 932 |
| Applicable income taxes | $-69,000 | 6,665 |
| Income before extraordinary items | $4,672,000 | 1,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,672,000 | 1,263 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,672,000 | 1,263 |
| Net charge-offs | $3,199,000 | 811 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,164,000 | 1,324 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,421 |
| Total interest expense | $2,673,000 | 1,321 |
| Net interest income | $11,714,000 | 1,421 |
| Provision for loan and lease losses | $795,000 | 1,718 |
| Total noninterest income | $3,381,000 | 1,230 |
| Gross Fiduciary activities income | $674,000 | 471 |
| Service charges on deposit accounts | $680,000 | 1,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,027,000 | 1,247 |
| Total noninterest expense | $14,218,000 | 1,050 |
| Salaries and employee benefits | $7,015,000 | 1,117 |
| Premises and equipment expense | $1,929,000 | 941 |
| Additional noninterest expense | $5,274,000 | 989 |
| Pre-tax net operating income | $82,000 | 6,053 |
| Securities gains (losses) | $508,000 | 744 |
| Applicable income taxes | $-145,000 | 6,944 |
| Income before extraordinary items | $735,000 | 4,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $735,000 | 4,017 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $735,000 | 4,019 |
| Net charge-offs | $2,228,000 | 855 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $227,000 | 5,435 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 1,401 |
| Total interest expense | $1,918,000 | 1,262 |
| Net interest income | $7,876,000 | 1,403 |
| Provision for loan and lease losses | $730,000 | 1,384 |
| Total noninterest income | $2,334,000 | 1,184 |
| Gross Fiduciary activities income | $450,000 | 469 |
| Service charges on deposit accounts | $453,000 | 1,546 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,431,000 | 1,177 |
| Total noninterest expense | $9,426,000 | 1,054 |
| Salaries and employee benefits | $4,529,000 | 1,156 |
| Premises and equipment expense | $1,249,000 | 968 |
| Additional noninterest expense | $3,648,000 | 954 |
| Pre-tax net operating income | $54,000 | 6,081 |
| Securities gains (losses) | $475,000 | 573 |
| Applicable income taxes | $-29,000 | 6,901 |
| Income before extraordinary items | $558,000 | 3,782 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $558,000 | 3,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $558,000 | 3,785 |
| Net charge-offs | $1,166,000 | 1,016 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $83,000 | 5,889 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 1,359 |
| Total interest expense | $1,047,000 | 1,218 |
| Net interest income | $4,007,000 | 1,383 |
| Provision for loan and lease losses | $475,000 | 1,100 |
| Total noninterest income | $1,158,000 | 1,192 |
| Gross Fiduciary activities income | $226,000 | 475 |
| Service charges on deposit accounts | $229,000 | 1,511 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $703,000 | 1,176 |
| Total noninterest expense | $4,791,000 | 1,039 |
| Salaries and employee benefits | $2,219,000 | 1,173 |
| Premises and equipment expense | $612,000 | 982 |
| Additional noninterest expense | $1,960,000 | 865 |
| Pre-tax net operating income | $-101,000 | 6,736 |
| Securities gains (losses) | $475,000 | 291 |
| Applicable income taxes | $189,000 | 1,795 |
| Income before extraordinary items | $185,000 | 4,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 4,510 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $185,000 | 4,510 |
| Net charge-offs | $716,000 | 855 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-119,000 | 6,768 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,820,000 | 1,256 |
| Total interest expense | $5,190,000 | 1,162 |
| Net interest income | $17,630,000 | 1,258 |
| Provision for loan and lease losses | $5,436,000 | 731 |
| Total noninterest income | $4,649,000 | 1,099 |
| Gross Fiduciary activities income | $855,000 | 431 |
| Service charges on deposit accounts | $1,122,000 | 1,317 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,672,000 | 1,108 |
| Total noninterest expense | $20,771,000 | 950 |
| Salaries and employee benefits | $9,487,000 | 1,036 |
| Premises and equipment expense | $3,083,000 | 807 |
| Additional noninterest expense | $8,201,000 | 873 |
| Pre-tax net operating income | $-3,928,000 | 6,993 |
| Securities gains (losses) | $865,000 | 510 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $-3,050,000 | 6,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,050,000 | 6,955 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,050,000 | 6,955 |
| Net charge-offs | $8,099,000 | 558 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,915,000 | 6,997 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,381,000 | 1,248 |
| Total interest expense | $3,947,000 | 1,190 |
| Net interest income | $13,434,000 | 1,248 |
| Provision for loan and lease losses | $3,836,000 | 767 |
| Total noninterest income | $3,913,000 | 1,011 |
| Gross Fiduciary activities income | $687,000 | 416 |
| Service charges on deposit accounts | $855,000 | 1,305 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,371,000 | 995 |
| Total noninterest expense | $15,800,000 | 941 |
| Salaries and employee benefits | $7,240,000 | 1,013 |
| Premises and equipment expense | $2,313,000 | 820 |
| Additional noninterest expense | $6,247,000 | 851 |
| Pre-tax net operating income | $-2,289,000 | 7,039 |
| Securities gains (losses) | $-92,000 | 7,214 |
| Applicable income taxes | $-531,000 | 7,226 |
| Income before extraordinary items | $-1,850,000 | 7,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,850,000 | 7,041 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,850,000 | 7,041 |
| Net charge-offs | $5,888,000 | 554 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,778,240 | 7,014 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,763,000 | 1,234 |
| Total interest expense | $2,659,000 | 1,222 |
| Net interest income | $9,104,000 | 1,229 |
| Provision for loan and lease losses | $3,211,000 | 636 |
| Total noninterest income | $2,753,000 | 971 |
| Gross Fiduciary activities income | $465,000 | 417 |
| Service charges on deposit accounts | $573,000 | 1,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,715,000 | 926 |
| Total noninterest expense | $10,969,000 | 916 |
| Salaries and employee benefits | $5,052,000 | 976 |
| Premises and equipment expense | $1,606,000 | 794 |
| Additional noninterest expense | $4,311,000 | 840 |
| Pre-tax net operating income | $-2,323,000 | 7,214 |
| Securities gains (losses) | $-92,000 | 7,309 |
| Applicable income taxes | $-292,000 | 7,263 |
| Income before extraordinary items | $-2,123,000 | 7,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,123,000 | 7,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,123,000 | 7,220 |
| Net charge-offs | $4,103,000 | 549 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,042,040 | 7,202 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 1,228 |
| Total interest expense | $1,363,000 | 1,235 |
| Net interest income | $4,615,000 | 1,203 |
| Provision for loan and lease losses | $745,000 | 1,093 |
| Total noninterest income | $1,393,000 | 966 |
| Gross Fiduciary activities income | $259,000 | 397 |
| Service charges on deposit accounts | $274,000 | 1,300 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $860,000 | 915 |
| Total noninterest expense | $5,259,000 | 950 |
| Salaries and employee benefits | $2,343,000 | 1,077 |
| Premises and equipment expense | $845,000 | 768 |
| Additional noninterest expense | $2,071,000 | 861 |
| Pre-tax net operating income | $4,000 | 6,277 |
| Securities gains (losses) | $-92,000 | 7,392 |
| Applicable income taxes | $-24,000 | 7,099 |
| Income before extraordinary items | $-64,000 | 6,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-64,000 | 6,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-64,000 | 6,623 |
| Net charge-offs | $2,622,000 | 452 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,160 | 6,307 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,281,000 | 1,093 |
| Total interest expense | $7,084,000 | 1,157 |
| Net interest income | $21,197,000 | 1,040 |
| Provision for loan and lease losses | $11,040,000 | 617 |
| Total noninterest income | $6,283,000 | 897 |
| Gross Fiduciary activities income | $960,000 | 405 |
| Service charges on deposit accounts | $2,477,000 | 598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,846,000 | 1,103 |
| Total noninterest expense | $22,281,000 | 902 |
| Salaries and employee benefits | $10,065,000 | 970 |
| Premises and equipment expense | $3,899,000 | 662 |
| Additional noninterest expense | $8,317,000 | 888 |
| Pre-tax net operating income | $-5,841,000 | 7,171 |
| Securities gains (losses) | $-918,000 | 7,496 |
| Applicable income taxes | $6,139,000 | 307 |
| Income before extraordinary items | $-12,898,000 | 7,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,898,000 | 7,444 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,898,000 | 7,444 |
| Net charge-offs | $9,272,000 | 645 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,980,000 | 7,413 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,477,000 | 1,098 |
| Total interest expense | $5,442,000 | 1,179 |
| Net interest income | $16,035,000 | 1,038 |
| Provision for loan and lease losses | $9,878,000 | 503 |
| Total noninterest income | $4,312,000 | 943 |
| Gross Fiduciary activities income | $718,000 | 408 |
| Service charges on deposit accounts | $1,853,000 | 612 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,741,000 | 1,219 |
| Total noninterest expense | $16,680,000 | 890 |
| Salaries and employee benefits | $7,738,000 | 938 |
| Premises and equipment expense | $3,059,000 | 623 |
| Additional noninterest expense | $5,883,000 | 904 |
| Pre-tax net operating income | $-6,211,000 | 7,430 |
| Securities gains (losses) | $-878,000 | 7,641 |
| Applicable income taxes | $5,004,000 | 277 |
| Income before extraordinary items | $-12,093,000 | 7,609 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,093,000 | 7,608 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,093,000 | 7,609 |
| Net charge-offs | $7,630,000 | 582 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,215,000 | 7,594 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,589,000 | 1,085 |
| Total interest expense | $3,711,000 | 1,204 |
| Net interest income | $10,878,000 | 1,019 |
| Provision for loan and lease losses | $5,347,000 | 610 |
| Total noninterest income | $2,942,000 | 907 |
| Gross Fiduciary activities income | $493,000 | 403 |
| Service charges on deposit accounts | $1,263,000 | 606 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,186,000 | 1,156 |
| Total noninterest expense | $11,025,000 | 899 |
| Salaries and employee benefits | $5,144,000 | 948 |
| Premises and equipment expense | $2,045,000 | 632 |
| Additional noninterest expense | $3,836,000 | 924 |
| Pre-tax net operating income | $-2,552,000 | 7,353 |
| Securities gains (losses) | $-1,030,000 | 7,745 |
| Applicable income taxes | $-603,000 | 7,516 |
| Income before extraordinary items | $-2,979,000 | 7,442 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,979,000 | 7,442 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,979,000 | 7,442 |
| Net charge-offs | $2,712,000 | 898 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,124,100 | 7,348 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 1,086 |
| Total interest expense | $1,889,000 | 1,230 |
| Net interest income | $5,506,000 | 1,018 |
| Provision for loan and lease losses | $1,961,000 | 768 |
| Total noninterest income | $1,340,000 | 960 |
| Gross Fiduciary activities income | $225,000 | 425 |
| Service charges on deposit accounts | $605,000 | 637 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $510,000 | 1,277 |
| Total noninterest expense | $5,391,000 | 926 |
| Salaries and employee benefits | $2,585,000 | 948 |
| Premises and equipment expense | $1,030,000 | 649 |
| Additional noninterest expense | $1,776,000 | 988 |
| Pre-tax net operating income | $-506,000 | 7,186 |
| Securities gains (losses) | $-1,030,000 | 7,878 |
| Applicable income taxes | $-636,000 | 7,737 |
| Income before extraordinary items | $-900,000 | 7,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-900,000 | 7,439 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-900,000 | 7,441 |
| Net charge-offs | $1,126,000 | 958 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-240,800 | 6,960 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,340,000 | 1,050 |
| Total interest expense | $10,406,000 | 1,147 |
| Net interest income | $21,934,000 | 991 |
| Provision for loan and lease losses | $9,398,000 | 920 |
| Total noninterest income | $4,529,000 | 1,190 |
| Gross Fiduciary activities income | $859,000 | 422 |
| Service charges on deposit accounts | $2,621,000 | 635 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,049,000 | 2,092 |
| Total noninterest expense | $25,664,000 | 819 |
| Salaries and employee benefits | $9,434,000 | 1,042 |
| Premises and equipment expense | $4,342,000 | 612 |
| Additional noninterest expense | $11,888,000 | 682 |
| Pre-tax net operating income | $-8,599,000 | 7,429 |
| Securities gains (losses) | $-1,990,000 | 7,806 |
| Applicable income taxes | $-4,144,000 | 7,711 |
| Income before extraordinary items | $-6,445,000 | 7,389 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,445,000 | 7,388 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,445,000 | 7,388 |
| Net charge-offs | $5,057,000 | 1,135 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,171,400 | 7,298 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,607,000 | 1,056 |
| Total interest expense | $8,292,000 | 1,124 |
| Net interest income | $16,315,000 | 1,007 |
| Provision for loan and lease losses | $6,908,000 | 832 |
| Total noninterest income | $3,732,000 | 1,114 |
| Gross Fiduciary activities income | $661,000 | 408 |
| Service charges on deposit accounts | $1,940,000 | 643 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,131,000 | 1,672 |
| Total noninterest expense | $16,224,000 | 963 |
| Salaries and employee benefits | $6,989,000 | 1,066 |
| Premises and equipment expense | $3,138,000 | 650 |
| Additional noninterest expense | $6,097,000 | 923 |
| Pre-tax net operating income | $-3,085,000 | 7,305 |
| Securities gains (losses) | $-2,063,000 | 7,935 |
| Applicable income taxes | $-1,382,000 | 7,640 |
| Income before extraordinary items | $-3,766,000 | 7,459 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,766,000 | 7,459 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,766,000 | 7,459 |
| Net charge-offs | $4,198,000 | 945 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,260,010 | 7,232 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,816,000 | 1,052 |
| Total interest expense | $5,881,000 | 1,114 |
| Net interest income | $10,935,000 | 988 |
| Provision for loan and lease losses | $5,142,000 | 725 |
| Total noninterest income | $2,503,000 | 1,107 |
| Gross Fiduciary activities income | $470,000 | 402 |
| Service charges on deposit accounts | $1,248,000 | 667 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $785,000 | 1,674 |
| Total noninterest expense | $10,603,000 | 1,002 |
| Salaries and employee benefits | $4,608,000 | 1,100 |
| Premises and equipment expense | $2,029,000 | 688 |
| Additional noninterest expense | $3,966,000 | 967 |
| Pre-tax net operating income | $-2,307,000 | 7,462 |
| Securities gains (losses) | $-318,000 | 7,855 |
| Applicable income taxes | $-726,000 | 7,676 |
| Income before extraordinary items | $-1,899,000 | 7,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,899,000 | 7,450 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,899,000 | 7,449 |
| Net charge-offs | $3,285,000 | 793 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,670,040 | 7,380 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 1,045 |
| Total interest expense | $3,169,000 | 1,087 |
| Net interest income | $5,311,000 | 1,013 |
| Provision for loan and lease losses | $3,435,000 | 514 |
| Total noninterest income | $1,194,000 | 1,107 |
| Gross Fiduciary activities income | $236,000 | 396 |
| Service charges on deposit accounts | $598,000 | 675 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $360,000 | 1,735 |
| Total noninterest expense | $4,697,000 | 1,070 |
| Salaries and employee benefits | $2,281,000 | 1,117 |
| Premises and equipment expense | $1,017,000 | 703 |
| Additional noninterest expense | $1,399,000 | 1,188 |
| Pre-tax net operating income | $-1,627,000 | 7,767 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-764,000 | 7,950 |
| Income before extraordinary items | $-863,000 | 7,660 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-863,000 | 7,661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-863,000 | 7,661 |
| Net charge-offs | $2,553,000 | 517 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-863,000 | 7,658 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,403,000 | 981 |
| Total interest expense | $16,932,000 | 938 |
| Net interest income | $21,471,000 | 1,000 |
| Provision for loan and lease losses | $8,177,000 | 699 |
| Total noninterest income | $4,481,000 | 1,164 |
| Gross Fiduciary activities income | $894,000 | 436 |
| Service charges on deposit accounts | $2,653,000 | 657 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $934,000 | 2,229 |
| Total noninterest expense | $19,301,000 | 1,028 |
| Salaries and employee benefits | $8,951,000 | 1,102 |
| Premises and equipment expense | $4,147,000 | 665 |
| Additional noninterest expense | $6,203,000 | 1,036 |
| Pre-tax net operating income | $-1,526,000 | 7,223 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,241,000 | 7,948 |
| Income before extraordinary items | $715,000 | 3,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,337,000 | 401 |
| Cash dividends | $1,295,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $715,000 | 4,043 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,452,000 | 973 |
| Total interest expense | $13,014,000 | 957 |
| Net interest income | $16,438,000 | 995 |
| Provision for loan and lease losses | $4,000,000 | 765 |
| Total noninterest income | $3,408,000 | 1,183 |
| Gross Fiduciary activities income | $743,000 | 415 |
| Service charges on deposit accounts | $1,974,000 | 671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $691,000 | 2,338 |
| Total noninterest expense | $13,913,000 | 1,060 |
| Salaries and employee benefits | $7,005,000 | 1,084 |
| Premises and equipment expense | $2,973,000 | 699 |
| Additional noninterest expense | $3,935,000 | 1,165 |
| Pre-tax net operating income | $1,933,000 | 2,369 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-748,000 | 7,980 |
| Income before extraordinary items | $2,681,000 | 1,376 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,681,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,396,000 | 590 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,681,000 | 1,450 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,926,000 | 976 |
| Total interest expense | $9,045,000 | 952 |
| Net interest income | $10,881,000 | 991 |
| Provision for loan and lease losses | $1,200,000 | 1,093 |
| Total noninterest income | $2,846,000 | 1,005 |
| Gross Fiduciary activities income | $512,000 | 417 |
| Service charges on deposit accounts | $1,274,000 | 679 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,060,000 | 1,338 |
| Total noninterest expense | $9,116,000 | 1,073 |
| Salaries and employee benefits | $4,725,000 | 1,086 |
| Premises and equipment expense | $1,947,000 | 708 |
| Additional noninterest expense | $2,444,000 | 1,218 |
| Pre-tax net operating income | $3,411,000 | 1,049 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $906,000 | 1,015 |
| Income before extraordinary items | $2,505,000 | 1,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,505,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,814,000 | 589 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,505,000 | 1,085 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 985 |
| Total interest expense | $4,791,000 | 958 |
| Net interest income | $5,348,000 | 1,004 |
| Provision for loan and lease losses | $600,000 | 895 |
| Total noninterest income | $1,535,000 | 955 |
| Gross Fiduciary activities income | $287,000 | 392 |
| Service charges on deposit accounts | $611,000 | 703 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $637,000 | 1,195 |
| Total noninterest expense | $4,483,000 | 1,083 |
| Salaries and employee benefits | $2,463,000 | 1,048 |
| Premises and equipment expense | $949,000 | 739 |
| Additional noninterest expense | $1,071,000 | 1,347 |
| Pre-tax net operating income | $1,800,000 | 1,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $499,000 | 1,009 |
| Income before extraordinary items | $1,301,000 | 1,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,301,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 431 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,301,000 | 1,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $43,626,000 | 965 |
| Total interest expense | $22,959,000 | 862 |
| Net interest income | $20,667,000 | 1,075 |
| Provision for loan and lease losses | $10,159,000 | 250 |
| Total noninterest income | $5,345,000 | 1,045 |
| Gross Fiduciary activities income | $896,000 | 444 |
| Service charges on deposit accounts | $2,656,000 | 659 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,793,000 | 1,461 |
| Total noninterest expense | $16,485,000 | 1,133 |
| Salaries and employee benefits | $9,193,000 | 1,087 |
| Premises and equipment expense | $3,444,000 | 775 |
| Additional noninterest expense | $3,848,000 | 1,443 |
| Pre-tax net operating income | $-632,000 | 7,890 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-930,000 | 8,396 |
| Income before extraordinary items | $298,000 | 6,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $298,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,303,000 | 224 |
| Cash dividends | $1,743,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $298,000 | 6,420 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,370,000 | 944 |
| Total interest expense | $17,570,000 | 847 |
| Net interest income | $15,800,000 | 1,056 |
| Provision for loan and lease losses | $2,784,000 | 404 |
| Total noninterest income | $3,992,000 | 1,042 |
| Gross Fiduciary activities income | $690,000 | 435 |
| Service charges on deposit accounts | $1,982,000 | 651 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,320,000 | 1,503 |
| Total noninterest expense | $12,194,000 | 1,147 |
| Salaries and employee benefits | $6,850,000 | 1,103 |
| Premises and equipment expense | $2,483,000 | 804 |
| Additional noninterest expense | $2,861,000 | 1,408 |
| Pre-tax net operating income | $4,814,000 | 1,404 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,193,000 | 1,454 |
| Income before extraordinary items | $3,621,000 | 1,406 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,621,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,188,000 | 376 |
| Cash dividends | $1,093,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,621,000 | 1,392 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,412,000 | 953 |
| Total interest expense | $11,825,000 | 835 |
| Net interest income | $10,587,000 | 1,057 |
| Provision for loan and lease losses | $1,684,000 | 377 |
| Total noninterest income | $2,823,000 | 1,011 |
| Gross Fiduciary activities income | $449,000 | 447 |
| Service charges on deposit accounts | $1,309,000 | 665 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,065,000 | 1,343 |
| Total noninterest expense | $8,159,000 | 1,157 |
| Salaries and employee benefits | $4,490,000 | 1,137 |
| Premises and equipment expense | $1,608,000 | 835 |
| Additional noninterest expense | $2,061,000 | 1,342 |
| Pre-tax net operating income | $3,567,000 | 1,322 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $761,000 | 1,551 |
| Income before extraordinary items | $2,806,000 | 1,273 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,806,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,802,000 | 298 |
| Cash dividends | $528,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,806,000 | 1,256 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,218,000 | 936 |
| Total interest expense | $5,915,000 | 828 |
| Net interest income | $5,303,000 | 1,053 |
| Provision for loan and lease losses | $615,000 | 440 |
| Total noninterest income | $1,439,000 | 986 |
| Gross Fiduciary activities income | $249,000 | 428 |
| Service charges on deposit accounts | $625,000 | 675 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $565,000 | 1,248 |
| Total noninterest expense | $4,012,000 | 1,172 |
| Salaries and employee benefits | $2,282,000 | 1,130 |
| Premises and equipment expense | $798,000 | 842 |
| Additional noninterest expense | $932,000 | 1,439 |
| Pre-tax net operating income | $2,115,000 | 1,101 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $641,000 | 1,050 |
| Income before extraordinary items | $1,474,000 | 1,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,474,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 316 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,474,000 | 1,184 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,406,000 | 873 |
| Total interest expense | $21,827,000 | 768 |
| Net interest income | $22,579,000 | 983 |
| Provision for loan and lease losses | $1,808,000 | 607 |
| Total noninterest income | $5,567,000 | 1,006 |
| Gross Fiduciary activities income | $738,000 | 487 |
| Service charges on deposit accounts | $2,660,000 | 656 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,169,000 | 1,279 |
| Total noninterest expense | $15,584,000 | 1,153 |
| Salaries and employee benefits | $8,661,000 | 1,120 |
| Premises and equipment expense | $3,028,000 | 829 |
| Additional noninterest expense | $3,895,000 | 1,363 |
| Pre-tax net operating income | $10,754,000 | 920 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,098,000 | 913 |
| Income before extraordinary items | $7,656,000 | 974 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,656,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,901,000 | 403 |
| Cash dividends | $7,348,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,656,000 | 962 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,247,000 | 874 |
| Total interest expense | $16,102,000 | 765 |
| Net interest income | $17,145,000 | 989 |
| Provision for loan and lease losses | $1,370,000 | 571 |
| Total noninterest income | $4,248,000 | 1,003 |
| Gross Fiduciary activities income | $575,000 | 475 |
| Service charges on deposit accounts | $1,990,000 | 662 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,683,000 | 1,255 |
| Total noninterest expense | $11,612,000 | 1,170 |
| Salaries and employee benefits | $6,773,000 | 1,087 |
| Premises and equipment expense | $2,403,000 | 800 |
| Additional noninterest expense | $2,436,000 | 1,618 |
| Pre-tax net operating income | $8,411,000 | 923 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,403,000 | 934 |
| Income before extraordinary items | $6,008,000 | 962 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,008,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 366 |
| Cash dividends | $2,350,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,008,000 | 947 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,633,000 | 880 |
| Total interest expense | $10,207,000 | 764 |
| Net interest income | $11,426,000 | 988 |
| Provision for loan and lease losses | $980,000 | 525 |
| Total noninterest income | $2,828,000 | 996 |
| Gross Fiduciary activities income | $410,000 | 460 |
| Service charges on deposit accounts | $1,298,000 | 668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,120,000 | 1,259 |
| Total noninterest expense | $7,697,000 | 1,183 |
| Salaries and employee benefits | $4,303,000 | 1,144 |
| Premises and equipment expense | $1,493,000 | 854 |
| Additional noninterest expense | $1,901,000 | 1,397 |
| Pre-tax net operating income | $5,577,000 | 918 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,580,000 | 945 |
| Income before extraordinary items | $3,997,000 | 963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,997,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 434 |
| Cash dividends | $1,250,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,997,000 | 944 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,544,000 | 878 |
| Total interest expense | $4,848,000 | 760 |
| Net interest income | $5,696,000 | 993 |
| Provision for loan and lease losses | $560,000 | 434 |
| Total noninterest income | $1,366,000 | 1,013 |
| Gross Fiduciary activities income | $218,000 | 451 |
| Service charges on deposit accounts | $628,000 | 663 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $520,000 | 1,309 |
| Total noninterest expense | $3,771,000 | 1,211 |
| Salaries and employee benefits | $2,217,000 | 1,120 |
| Premises and equipment expense | $787,000 | 817 |
| Additional noninterest expense | $767,000 | 1,707 |
| Pre-tax net operating income | $2,731,000 | 928 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $785,000 | 948 |
| Income before extraordinary items | $1,946,000 | 980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,946,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 333 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,946,000 | 960 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,562,000 | 901 |
| Total interest expense | $14,399,000 | 791 |
| Net interest income | $22,163,000 | 967 |
| Provision for loan and lease losses | $2,000,000 | 548 |
| Total noninterest income | $5,325,000 | 1,040 |
| Gross Fiduciary activities income | $668,000 | 501 |
| Service charges on deposit accounts | $2,592,000 | 671 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,065,000 | 1,329 |
| Total noninterest expense | $15,500,000 | 1,100 |
| Salaries and employee benefits | $8,541,000 | 1,080 |
| Premises and equipment expense | $3,245,000 | 745 |
| Additional noninterest expense | $3,714,000 | 1,374 |
| Pre-tax net operating income | $9,988,000 | 986 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,249,000 | 911 |
| Income before extraordinary items | $6,739,000 | 1,072 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,739,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 559 |
| Cash dividends | $2,599,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,739,000 | 1,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,512,000 | 908 |
| Total interest expense | $10,025,000 | 802 |
| Net interest income | $16,487,000 | 961 |
| Provision for loan and lease losses | $1,535,000 | 497 |
| Total noninterest income | $3,893,000 | 1,062 |
| Gross Fiduciary activities income | $513,000 | 488 |
| Service charges on deposit accounts | $1,891,000 | 691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,489,000 | 1,376 |
| Total noninterest expense | $11,646,000 | 1,085 |
| Salaries and employee benefits | $6,298,000 | 1,094 |
| Premises and equipment expense | $2,493,000 | 728 |
| Additional noninterest expense | $2,855,000 | 1,336 |
| Pre-tax net operating income | $7,199,000 | 1,019 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,370,000 | 944 |
| Income before extraordinary items | $4,829,000 | 1,122 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,829,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 649 |
| Cash dividends | $1,800,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,829,000 | 1,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,955,000 | 924 |
| Total interest expense | $6,172,000 | 809 |
| Net interest income | $10,783,000 | 973 |
| Provision for loan and lease losses | $990,000 | 519 |
| Total noninterest income | $2,555,000 | 1,054 |
| Gross Fiduciary activities income | $352,000 | 479 |
| Service charges on deposit accounts | $1,205,000 | 698 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $998,000 | 1,352 |
| Total noninterest expense | $7,843,000 | 1,066 |
| Salaries and employee benefits | $4,173,000 | 1,089 |
| Premises and equipment expense | $1,722,000 | 695 |
| Additional noninterest expense | $1,948,000 | 1,280 |
| Pre-tax net operating income | $4,505,000 | 1,052 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,494,000 | 960 |
| Income before extraordinary items | $3,011,000 | 1,171 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,011,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 664 |
| Cash dividends | $1,049,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,011,000 | 1,143 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 936 |
| Total interest expense | $2,843,000 | 838 |
| Net interest income | $5,318,000 | 974 |
| Provision for loan and lease losses | $470,000 | 499 |
| Total noninterest income | $1,185,000 | 1,100 |
| Gross Fiduciary activities income | $165,000 | 506 |
| Service charges on deposit accounts | $571,000 | 716 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $449,000 | 1,430 |
| Total noninterest expense | $3,957,000 | 1,051 |
| Salaries and employee benefits | $2,102,000 | 1,081 |
| Premises and equipment expense | $880,000 | 685 |
| Additional noninterest expense | $975,000 | 1,269 |
| Pre-tax net operating income | $2,076,000 | 1,111 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $707,000 | 997 |
| Income before extraordinary items | $1,369,000 | 1,263 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,369,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 758 |
| Cash dividends | $499,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,369,000 | 1,239 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,808,000 | 1,014 |
| Total interest expense | $8,382,000 | 972 |
| Net interest income | $19,426,000 | 1,025 |
| Provision for loan and lease losses | $1,696,000 | 632 |
| Total noninterest income | $4,937,000 | 1,088 |
| Gross Fiduciary activities income | $646,000 | 483 |
| Service charges on deposit accounts | $2,543,000 | 691 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,748,000 | 1,461 |
| Total noninterest expense | $15,731,000 | 1,026 |
| Salaries and employee benefits | $7,741,000 | 1,112 |
| Premises and equipment expense | $3,802,000 | 611 |
| Additional noninterest expense | $4,188,000 | 1,176 |
| Pre-tax net operating income | $6,936,000 | 1,249 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $2,177,000 | 1,182 |
| Income before extraordinary items | $4,756,000 | 1,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,756,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,209,000 | 674 |
| Cash dividends | $5,247,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,758,070 | 1,319 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,151,000 | 1,037 |
| Total interest expense | $5,971,000 | 992 |
| Net interest income | $14,180,000 | 1,042 |
| Provision for loan and lease losses | $1,318,000 | 599 |
| Total noninterest income | $3,686,000 | 1,107 |
| Gross Fiduciary activities income | $495,000 | 475 |
| Service charges on deposit accounts | $1,893,000 | 699 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,298,000 | 1,481 |
| Total noninterest expense | $11,730,000 | 1,029 |
| Salaries and employee benefits | $5,724,000 | 1,119 |
| Premises and equipment expense | $2,904,000 | 589 |
| Additional noninterest expense | $3,102,000 | 1,185 |
| Pre-tax net operating income | $4,818,000 | 1,350 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $1,496,000 | 1,287 |
| Income before extraordinary items | $3,319,000 | 1,484 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,319,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 571 |
| Cash dividends | $2,047,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,321,070 | 1,438 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 1,057 |
| Total interest expense | $3,870,000 | 1,007 |
| Net interest income | $9,210,000 | 1,062 |
| Provision for loan and lease losses | $821,000 | 625 |
| Total noninterest income | $2,379,000 | 1,129 |
| Gross Fiduciary activities income | $337,000 | 472 |
| Service charges on deposit accounts | $1,219,000 | 714 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $823,000 | 1,522 |
| Total noninterest expense | $7,906,000 | 1,016 |
| Salaries and employee benefits | $3,804,000 | 1,135 |
| Premises and equipment expense | $1,988,000 | 577 |
| Additional noninterest expense | $2,114,000 | 1,154 |
| Pre-tax net operating income | $2,862,000 | 1,482 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $887,000 | 1,415 |
| Income before extraordinary items | $1,972,000 | 1,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,972,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 627 |
| Cash dividends | $1,347,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,974,070 | 1,562 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 1,040 |
| Total interest expense | $1,921,000 | 1,033 |
| Net interest income | $4,774,000 | 1,034 |
| Provision for loan and lease losses | $378,000 | 661 |
| Total noninterest income | $1,143,000 | 1,135 |
| Gross Fiduciary activities income | $197,000 | 432 |
| Service charges on deposit accounts | $564,000 | 757 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $382,000 | 1,581 |
| Total noninterest expense | $3,816,000 | 1,064 |
| Salaries and employee benefits | $1,926,000 | 1,132 |
| Premises and equipment expense | $970,000 | 601 |
| Additional noninterest expense | $920,000 | 1,309 |
| Pre-tax net operating income | $1,723,000 | 1,231 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $552,000 | 1,205 |
| Income before extraordinary items | $1,168,000 | 1,371 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,168,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 619 |
| Cash dividends | $550,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,170,040 | 1,301 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,732,000 | 1,058 |
| Total interest expense | $8,269,000 | 1,079 |
| Net interest income | $18,463,000 | 1,040 |
| Provision for loan and lease losses | $1,418,000 | 857 |
| Total noninterest income | $7,073,000 | 861 |
| Gross Fiduciary activities income | $610,000 | 494 |
| Service charges on deposit accounts | $3,060,000 | 564 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,403,000 | 990 |
| Total noninterest expense | $16,797,000 | 973 |
| Salaries and employee benefits | $8,168,000 | 1,038 |
| Premises and equipment expense | $3,928,000 | 583 |
| Additional noninterest expense | $4,701,000 | 1,081 |
| Pre-tax net operating income | $7,321,000 | 1,143 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $2,287,000 | 1,154 |
| Income before extraordinary items | $5,085,000 | 1,261 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,085,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 812 |
| Cash dividends | $6,188,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,049,810 | 1,197 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,007,000 | 1,078 |
| Total interest expense | $6,275,000 | 1,116 |
| Net interest income | $13,732,000 | 1,066 |
| Provision for loan and lease losses | $1,063,000 | 845 |
| Total noninterest income | $5,313,000 | 882 |
| Gross Fiduciary activities income | $470,000 | 494 |
| Service charges on deposit accounts | $2,301,000 | 575 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,542,000 | 1,036 |
| Total noninterest expense | $12,467,000 | 991 |
| Salaries and employee benefits | $6,142,000 | 1,044 |
| Premises and equipment expense | $2,919,000 | 597 |
| Additional noninterest expense | $3,406,000 | 1,118 |
| Pre-tax net operating income | $5,515,000 | 1,173 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $1,704,000 | 1,208 |
| Income before extraordinary items | $3,857,000 | 1,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,857,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 744 |
| Cash dividends | $2,638,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,825,260 | 1,213 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,796,000 | 1,055 |
| Total interest expense | $4,148,000 | 1,152 |
| Net interest income | $9,648,000 | 1,004 |
| Provision for loan and lease losses | $688,000 | 892 |
| Total noninterest income | $3,459,000 | 891 |
| Gross Fiduciary activities income | $307,000 | 506 |
| Service charges on deposit accounts | $1,142,000 | 747 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,010,000 | 914 |
| Total noninterest expense | $8,284,000 | 994 |
| Salaries and employee benefits | $4,206,000 | 1,028 |
| Premises and equipment expense | $1,966,000 | 599 |
| Additional noninterest expense | $2,112,000 | 1,193 |
| Pre-tax net operating income | $4,135,000 | 1,046 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,235,000 | 1,150 |
| Income before extraordinary items | $2,900,000 | 1,161 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,900,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 868 |
| Cash dividends | $2,188,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,900,000 | 1,078 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 1,056 |
| Total interest expense | $2,175,000 | 1,132 |
| Net interest income | $4,788,000 | 1,013 |
| Provision for loan and lease losses | $333,000 | 847 |
| Total noninterest income | $1,632,000 | 913 |
| Gross Fiduciary activities income | $155,000 | 514 |
| Service charges on deposit accounts | $538,000 | 772 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $939,000 | 932 |
| Total noninterest expense | $4,036,000 | 1,005 |
| Salaries and employee benefits | $2,065,000 | 1,032 |
| Premises and equipment expense | $979,000 | 596 |
| Additional noninterest expense | $992,000 | 1,235 |
| Pre-tax net operating income | $2,051,000 | 1,059 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $667,000 | 1,107 |
| Income before extraordinary items | $1,384,000 | 1,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,384,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 944 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,384,000 | 1,118 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,685,000 | 994 |
| Total interest expense | $10,136,000 | 1,104 |
| Net interest income | $20,549,000 | 937 |
| Provision for loan and lease losses | $2,950,000 | 555 |
| Total noninterest income | $6,860,000 | 808 |
| Gross Fiduciary activities income | $644,000 | 491 |
| Service charges on deposit accounts | $622,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,594,000 | 639 |
| Total noninterest expense | $18,233,000 | 864 |
| Salaries and employee benefits | $8,560,000 | 943 |
| Premises and equipment expense | $4,295,000 | 532 |
| Additional noninterest expense | $5,378,000 | 925 |
| Pre-tax net operating income | $6,226,000 | 1,348 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $2,036,000 | 1,273 |
| Income before extraordinary items | $4,216,000 | 1,473 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,216,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,451,000 | 503 |
| Cash dividends | $11,419,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,198,580 | 1,429 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,728,000 | 953 |
| Total interest expense | $16,391,000 | 979 |
| Net interest income | $19,337,000 | 917 |
| Provision for loan and lease losses | $872,000 | 1,400 |
| Total noninterest income | $5,603,000 | 892 |
| Gross Fiduciary activities income | $566,000 | 554 |
| Service charges on deposit accounts | $1,628,000 | 907 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,409,000 | 863 |
| Total noninterest expense | $17,329,000 | 869 |
| Salaries and employee benefits | $8,304,000 | 897 |
| Premises and equipment expense | $3,475,000 | 631 |
| Additional noninterest expense | $5,550,000 | 880 |
| Pre-tax net operating income | $6,739,000 | 1,102 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,251,000 | 1,068 |
| Income before extraordinary items | $4,488,000 | 1,217 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,488,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,349 |
| Cash dividends | $1,280,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,488,000 | 1,172 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,067,000 | 980 |
| Total interest expense | $19,608,000 | 908 |
| Net interest income | $16,459,000 | 1,068 |
| Provision for loan and lease losses | $908,000 | 1,153 |
| Total noninterest income | $4,695,000 | 969 |
| Gross Fiduciary activities income | $384,000 | 671 |
| Service charges on deposit accounts | $1,602,000 | 844 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,709,000 | 915 |
| Total noninterest expense | $13,145,000 | 1,060 |
| Salaries and employee benefits | $6,545,000 | 1,078 |
| Premises and equipment expense | $2,464,000 | 812 |
| Additional noninterest expense | $4,136,000 | 1,120 |
| Pre-tax net operating income | $7,101,000 | 1,065 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $2,295,000 | 1,031 |
| Income before extraordinary items | $4,787,000 | 1,110 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,787,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,573 |
| Cash dividends | $3,101,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,799,920 | 1,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,003,000 | 1,092 |
| Total interest expense | $14,323,000 | 1,057 |
| Net interest income | $15,680,000 | 1,118 |
| Provision for loan and lease losses | $1,495,000 | 699 |
| Total noninterest income | $4,742,000 | 984 |
| Gross Fiduciary activities income | $306,000 | 767 |
| Service charges on deposit accounts | $1,432,000 | 924 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,004,000 | 889 |
| Total noninterest expense | $11,876,000 | 1,163 |
| Salaries and employee benefits | $6,274,000 | 1,097 |
| Premises and equipment expense | $2,283,000 | 882 |
| Additional noninterest expense | $3,319,000 | 1,394 |
| Pre-tax net operating income | $7,051,000 | 1,098 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $2,199,000 | 1,134 |
| Income before extraordinary items | $4,873,000 | 1,122 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,873,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 991 |
| Cash dividends | $1,045,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,858,510 | 1,109 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,924,000 | 1,123 |
| Total interest expense | $14,342,000 | 1,096 |
| Net interest income | $14,582,000 | 1,165 |
| Provision for loan and lease losses | $469,000 | 1,818 |
| Total noninterest income | $4,239,000 | 1,051 |
| Gross Fiduciary activities income | $231,000 | 837 |
| Service charges on deposit accounts | $1,213,000 | 1,025 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,795,000 | 939 |
| Total noninterest expense | $11,403,000 | 1,154 |
| Salaries and employee benefits | $5,866,000 | 1,109 |
| Premises and equipment expense | $2,229,000 | 873 |
| Additional noninterest expense | $3,308,000 | 1,330 |
| Pre-tax net operating income | $6,949,000 | 1,086 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,184,000 | 1,155 |
| Income before extraordinary items | $4,765,000 | 1,136 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,765,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,631 |
| Cash dividends | $2,416,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,765,000 | 1,100 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,364,000 | 1,278 |
| Total interest expense | $12,367,000 | 1,282 |
| Net interest income | $13,997,000 | 1,236 |
| Provision for loan and lease losses | $320,000 | 2,457 |
| Total noninterest income | $3,385,000 | 1,192 |
| Gross Fiduciary activities income | $166,000 | 940 |
| Service charges on deposit accounts | $1,163,000 | 1,085 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,056,000 | 1,079 |
| Total noninterest expense | $9,752,000 | 1,348 |
| Salaries and employee benefits | $5,070,000 | 1,298 |
| Premises and equipment expense | $1,618,000 | 1,225 |
| Additional noninterest expense | $3,064,000 | 1,417 |
| Pre-tax net operating income | $7,310,000 | 1,099 |
| Securities gains (losses) | $35,000 | 1,545 |
| Applicable income taxes | $2,405,000 | 1,130 |
| Income before extraordinary items | $4,940,000 | 1,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,940,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $3,796,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,916,550 | 1,104 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,467,000 | 1,442 |
| Total interest expense | $10,202,000 | 1,557 |
| Net interest income | $13,265,000 | 1,352 |
| Provision for loan and lease losses | $366,000 | 2,223 |
| Total noninterest income | $2,920,000 | 1,386 |
| Gross Fiduciary activities income | $123,000 | 1,067 |
| Service charges on deposit accounts | $1,161,000 | 1,139 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,636,000 | 1,332 |
| Total noninterest expense | $8,640,000 | 1,649 |
| Salaries and employee benefits | $4,602,000 | 1,463 |
| Premises and equipment expense | $1,290,000 | 1,577 |
| Additional noninterest expense | $2,748,000 | 1,864 |
| Pre-tax net operating income | $7,179,000 | 1,046 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $2,293,000 | 1,085 |
| Income before extraordinary items | $4,880,000 | 1,068 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,880,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,737 |
| Cash dividends | $954,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,884,080 | 1,049 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,351,000 | 1,667 |
| Total interest expense | $8,110,000 | 1,930 |
| Net interest income | $12,241,000 | 1,470 |
| Provision for loan and lease losses | $362,000 | 2,000 |
| Total noninterest income | $2,334,000 | 1,621 |
| Gross Fiduciary activities income | $106,000 | 1,152 |
| Service charges on deposit accounts | $1,135,000 | 1,175 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,093,000 | 1,699 |
| Total noninterest expense | $9,085,000 | 1,567 |
| Salaries and employee benefits | $4,819,000 | 1,380 |
| Premises and equipment expense | $1,213,000 | 1,659 |
| Additional noninterest expense | $3,053,000 | 1,675 |
| Pre-tax net operating income | $5,128,000 | 1,471 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $1,562,000 | 1,589 |
| Income before extraordinary items | $3,583,000 | 1,449 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,583,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,993 |
| Cash dividends | $731,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,571,100 | 1,424 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,738,000 | 1,840 |
| Total interest expense | $6,168,000 | 2,027 |
| Net interest income | $10,570,000 | 1,709 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $2,234,000 | 1,693 |
| Gross Fiduciary activities income | $83,000 | 1,217 |
| Service charges on deposit accounts | $1,136,000 | 1,163 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,015,000 | 1,820 |
| Total noninterest expense | $9,351,000 | 1,568 |
| Salaries and employee benefits | $4,284,000 | 1,558 |
| Premises and equipment expense | $1,240,000 | 1,670 |
| Additional noninterest expense | $3,827,000 | 1,468 |
| Pre-tax net operating income | $3,308,000 | 2,154 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $921,000 | 2,417 |
| Income before extraordinary items | $2,399,000 | 2,035 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,399,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,617 |
| Cash dividends | $703,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,390,360 | 2,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,076,000 | 1,952 |
| Total interest expense | $6,067,000 | 2,145 |
| Net interest income | $10,009,000 | 1,795 |
| Provision for loan and lease losses | $-395,000 | 13,145 |
| Total noninterest income | $2,197,000 | 1,843 |
| Gross Fiduciary activities income | $63,000 | 1,295 |
| Service charges on deposit accounts | $1,078,000 | 1,254 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,056,000 | 1,959 |
| Total noninterest expense | $9,370,000 | 1,616 |
| Salaries and employee benefits | $4,030,000 | 1,676 |
| Premises and equipment expense | $1,142,000 | 1,834 |
| Additional noninterest expense | $4,198,000 | 1,458 |
| Pre-tax net operating income | $3,231,000 | 2,111 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $861,000 | 2,600 |
| Income before extraordinary items | $2,398,000 | 2,084 |
| Extraordinary gains, net | $560,000 | 397 |
| Net income | $2,958,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,800 |
| Cash dividends | $636,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,377,280 | 1,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,927,000 | 2,091 |
| Total interest expense | $7,813,000 | 2,180 |
| Net interest income | $9,114,000 | 2,010 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $2,106,000 | 1,863 |
| Gross Fiduciary activities income | $43,000 | 1,389 |
| Service charges on deposit accounts | $999,000 | 1,335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,064,000 | 1,910 |
| Total noninterest expense | $8,148,000 | 1,856 |
| Salaries and employee benefits | $3,802,000 | 1,753 |
| Premises and equipment expense | $1,053,000 | 2,002 |
| Additional noninterest expense | $3,293,000 | 1,838 |
| Pre-tax net operating income | $3,000,000 | 2,075 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $844,000 | 2,462 |
| Income before extraordinary items | $2,189,000 | 2,100 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,189,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 2,772 |
| Cash dividends | $579,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,165,240 | 1,948 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.