Home > The Delaware County Bank and Trust Company > Net charge- offs to loans
The Delaware County Bank and Trust Company, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1365% | 5,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1814% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7096% | 5,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3224% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0957% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6503% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0407% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0673% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 5,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0671% | 5,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 5,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 5,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6610% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7552% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7508% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5920% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0886% | 5,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0595% | 5,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 5,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 5,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8773% | 5,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6892% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1585% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0740% | 2,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1322% | 5,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0652% | 5,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0338% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 5,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0803% | 5,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 4,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0888% | 5,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2718% | 5,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4267% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1883% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5964% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 5,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0665% | 5,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0405% | 5,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 4,044 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0441% | 5,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2416% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8275% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6004% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 5,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 4,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.2027% | 5,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 5,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 4,310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3936% | 5,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9744% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2467% | 5,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.1834% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1252% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3297% | 5,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0639% | 5,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0317% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1610% | 5,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 984 |
| Percentage Net Loans Charged-off:Construction & development | -0.1458% | 5,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4733% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1167% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4514% | 5,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1651% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5162% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1898% | 5,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4297% | 392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0530% | 5,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1189% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1175% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8989% | 5,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8430% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1463% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4701% | 5,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7203% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5433% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.2458% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5264% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6408% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1278% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7401% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7895% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1032% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3000% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 5,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9400% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7353% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.3556% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6756% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8901% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1346% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0417% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6670% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4219% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7002% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7951% | 6,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2022% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9269% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.5941% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5353% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3359% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5890% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8876% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4184% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7521% | 6,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5357% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8132% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 1.2474% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0333% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6795% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1415% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7858% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6781% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8023% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4969% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8911% | 6,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7508% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1049% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.4137% | 1,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6822% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7221% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4494% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0222% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5639% | 6,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8712% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1014% | 6,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1896% | 6,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.4646% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3920% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4435% | 6,560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4150% | 6,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4124% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5597% | 6,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3097% | 6,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.7380% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2631% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2560% | 6,625 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7653% | 6,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4567% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4257% | 6,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6523% | 6,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2453% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 1.5726% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3144% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5260% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0898% | 6,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.9609% | 6,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9090% | 6,577 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0841% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9981% | 6,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9654% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8244% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.7169% | 1,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0999% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2553% | 659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6537% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 1,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8304% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8610% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1125% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4490% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5959% | 6,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.4494% | 29 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8872% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0139% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.4098% | 1,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4032% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3174% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8169% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0486% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7250% | 6,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1916% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8432% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2769% | 6,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6878% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7673% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.6088% | 1,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8241% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4189% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8253% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0507% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5787% | 6,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3912% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1691% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6012% | 7,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8250% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9213% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 1.2457% | 897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9153% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0982% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0754% | 5,114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4170% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3942% | 6,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9324% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5676% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.1623% | 7,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0555% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2148% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.8711% | 2,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6756% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6259% | 700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1285% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 1,804 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3874% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5913% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5928% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5049% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 3,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9501% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0793% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 1.1124% | 1,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4352% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1202% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1311% | 1,521 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3637% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8179% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5792% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7425% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0919% | 3,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0021% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1189% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.5620% | 1,874 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4075% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3041% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2029% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5719% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1462% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4445% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6430% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0309% | 3,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5145% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8160% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.3875% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9378% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2237% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4601% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4078% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4924% | 6,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5801% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3827% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5754% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9978% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0553% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.8165% | 2,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0626% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6511% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2242% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2193% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1428% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6801% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 435.0649% | 9 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1474% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1719% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 1.0680% | 2,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4929% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3847% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8882% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7393% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4034% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7786% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1295% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1443% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 1.5094% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3378% | 1,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3012% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7835% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0718% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2631% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9239% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9375% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5108% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0376% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 6,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9465% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8631% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9997% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9868% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7009% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6554% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5058% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8108% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7264% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1380% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4899% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0989% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0603% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6461% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1017% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8364% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2031% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3872% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4912% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5446% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2808% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2651% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8398% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6938% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0448% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4441% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2281% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8068% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9766% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9955% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6414% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5052% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7549% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2794% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1292% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6571% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5513% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9973% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1076% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 4.0921% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3088% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1724% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5652% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1259% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1058% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9547% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2375% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8736% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8493% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.1651% | 1,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8505% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7052% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9623% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0641% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3180% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6991% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6115% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4366% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0769% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2313% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4765% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3077% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5695% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8644% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7913% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9231% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8673% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1217% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8996% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1229% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3583% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4692% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.1661% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2988% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5383% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8324% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0125% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4568% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6596% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6799% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3959% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4458% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5175% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5268% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6270% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7243% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7258% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9915% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5592% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3178% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4415% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9033% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5372% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3718% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4799% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3404% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5069% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9763% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7496% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4742% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9022% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9598% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5515% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2621% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3275% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7906% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0080% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5952% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9679% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4957% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5140% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2652% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4367% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3097% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7708% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3262% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9617% | 1,262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3541% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3635% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1451% | 1,115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1893% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6555% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0985% | 2,456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4510% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1903% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9994% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3120% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5210% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1427% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5479% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2149% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8930% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1892% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6527% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0621% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3414% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6583% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2920% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9405% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8797% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 7,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5530% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6795% | 3,340 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2600% | 1,156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 7,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2605% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8155% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0179% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9477% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7058% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1824% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0504% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3550% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6877% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7323% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3169% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6443% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6906% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0285% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 4,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6368% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3245% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5964% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 5,529 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3282% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 6,026 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |