Home > The Delaware County Bank > Assets and Liabilities
The Delaware County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $30,066,000 | 8,524 |
| Cash and due from depository institutions | $1,774,000 | 7,085 |
| Interest-bearing balances | $19,000 | 6,040 |
| Securities | $7,557,000 | 7,797 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 2,768 |
| Net loans & leases | $14,911,000 | 8,644 |
| Loan loss allowance | $197,000 | 8,474 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $871,000 | 6,417 |
| Other real estate owned | $56,000 | 7,085 |
| Goodwill and other intangibles | $1,416,000 | 1,284 |
| All other assets | $331,000 | 9,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,066,000 | 8,524 |
| Total liabilities | $26,125,000 | 8,562 |
| Total deposits | $25,972,000 | 8,425 |
| Interest-bearing deposits | $20,731,000 | 8,576 |
| Deposits held in domestic offices | $25,972,000 | 8,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $153,000 | 8,706 |
| Total equity capital | $3,941,000 | 7,859 |
| Total bank equity capital | $3,941,000 | 7,859 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $3,583,000 | 3,868 |
| Undivided profits | $-42,000 | 9,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 5,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $149,000 | 8,458 |
| Earning assets | $25,637,000 | 8,655 |
| Long-term assets (5+ years) | $8,933,000 | 5,118 |
| Average Assets, year-to-date | $30,520,800 | 8,333 |
| Average Assets, quarterly | $30,608,500 | 8,424 |
| Volatile liabilities | $1,652,000 | 9,237 |
| Insider loans | $94,000 | 8,080 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $733,000 | 8,889 |
| Tier 1 (core) risk-based capital | $2,582,000 | 9,037 |
| Tier 2 risk-based capital | $197,000 | 8,216 |
| Total risk weighted assets | $16,522,500 | 8,670 |
| Total unused commitments | $733,000 | 8,896 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $31,128,000 | 8,545 |
| Cash and due from depository institutions | $1,839,000 | 6,497 |
| Interest-bearing balances | $26,000 | 5,905 |
| Securities | $9,412,000 | 7,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $18,399,000 | 8,214 |
| Loan loss allowance | $259,000 | 7,833 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $964,000 | 6,080 |
| Other real estate owned | $63,000 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $451,000 | 8,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,128,000 | 8,545 |
| Total liabilities | $28,571,000 | 8,432 |
| Total deposits | $28,014,000 | 8,354 |
| Interest-bearing deposits | $22,077,000 | 8,530 |
| Deposits held in domestic offices | $28,014,000 | 8,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 2,870 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $207,000 | 8,522 |
| Total equity capital | $2,557,000 | 9,193 |
| Total bank equity capital | $2,557,000 | 9,193 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $1,100,000 | 6,964 |
| Undivided profits | $1,057,000 | 8,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $241,000 | 7,359 |
| Earning assets | $27,837,000 | 8,582 |
| Long-term assets (5+ years) | $9,835,000 | 4,755 |
| Average Assets, year-to-date | $31,839,800 | 8,301 |
| Average Assets, quarterly | $31,333,500 | 8,465 |
| Volatile liabilities | $2,134,000 | 8,911 |
| Insider loans | $124,000 | 7,834 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $394,000 | 9,500 |
| Tier 1 (core) risk-based capital | $2,478,000 | 9,203 |
| Tier 2 risk-based capital | $239,000 | 7,739 |
| Total risk weighted assets | $19,099,800 | 8,367 |
| Total unused commitments | $394,000 | 9,504 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $32,316,000 | 8,624 |
| Cash and due from depository institutions | $1,757,000 | 6,565 |
| Interest-bearing balances | $12,000 | 6,076 |
| Securities | $9,713,000 | 7,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $18,916,000 | 8,438 |
| Loan loss allowance | $218,000 | 8,560 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,039,000 | 5,848 |
| Other real estate owned | $142,000 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $749,000 | 7,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,316,000 | 8,624 |
| Total liabilities | $29,636,000 | 8,523 |
| Total deposits | $28,609,000 | 8,490 |
| Interest-bearing deposits | $23,501,000 | 8,584 |
| Deposits held in domestic offices | $28,609,000 | 8,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $850,000 | 2,788 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $177,000 | 9,272 |
| Total equity capital | $2,680,000 | 9,333 |
| Total bank equity capital | $2,680,000 | 9,333 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $1,100,000 | 7,123 |
| Undivided profits | $1,180,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $316,000 | 440 |
| Income earned, not collected on loans | $464,000 | 5,050 |
| Earning assets | $28,641,000 | 8,730 |
| Long-term assets (5+ years) | $8,104,000 | 4,849 |
| Average Assets, year-to-date | $33,977,400 | 8,321 |
| Average Assets, quarterly | $33,328,000 | 8,482 |
| Volatile liabilities | $3,081,000 | 8,423 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $456,000 | 9,655 |
| Tier 1 (core) risk-based capital | $2,657,000 | 9,275 |
| Tier 2 risk-based capital | $218,000 | 8,138 |
| Total risk weighted assets | $20,543,300 | 8,346 |
| Total unused commitments | $456,000 | 9,663 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $33,503,000 | 8,834 |
| Cash and due from depository institutions | $1,616,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,162,000 | 8,564 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,909 |
| Net loans & leases | $21,227,000 | 8,220 |
| Loan loss allowance | $193,000 | 9,268 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,065,000 | 5,788 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $683,000 | 7,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,503,000 | 8,834 |
| Total liabilities | $30,857,000 | 8,717 |
| Total deposits | $30,500,000 | 8,597 |
| Interest-bearing deposits | $25,542,000 | 8,668 |
| Deposits held in domestic offices | $30,500,000 | 8,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $357,000 | 7,230 |
| Total equity capital | $2,646,000 | 9,622 |
| Total bank equity capital | $2,646,000 | 9,622 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $1,146,000 | 8,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $721,000 | 191 |
| Income earned, not collected on loans | $440,000 | 5,222 |
| Earning assets | $30,139,000 | 8,873 |
| Long-term assets (5+ years) | $2,349,000 | 7,522 |
| Average Assets, year-to-date | $33,231,000 | 8,712 |
| Average Assets, quarterly | $33,359,500 | 8,789 |
| Volatile liabilities | $3,333,000 | 8,288 |
| Insider loans | $2,000 | 10,230 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $604,000 | 9,569 |
| Tier 1 (core) risk-based capital | $2,639,000 | 9,571 |
| Tier 2 risk-based capital | $193,000 | 8,751 |
| Total risk weighted assets | $22,731,400 | 8,169 |
| Total unused commitments | $604,000 | 9,579 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $32,822,000 | 9,182 |
| Cash and due from depository institutions | $1,150,000 | 7,769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,926,000 | 9,025 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 7,691 |
| Net loans & leases | $21,248,000 | 8,349 |
| Loan loss allowance | $150,000 | 10,215 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $954,000 | 6,209 |
| Other real estate owned | $57,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $687,000 | 7,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,822,000 | 9,182 |
| Total liabilities | $30,163,000 | 9,067 |
| Total deposits | $29,844,000 | 8,954 |
| Interest-bearing deposits | $25,000,000 | 9,035 |
| Deposits held in domestic offices | $29,844,000 | 8,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $319,000 | 8,054 |
| Total equity capital | $2,659,000 | 9,903 |
| Total bank equity capital | $2,659,000 | 9,903 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $1,159,000 | 8,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $332,000 | 6,668 |
| Earning assets | $29,974,000 | 9,163 |
| Long-term assets (5+ years) | $1,497,000 | 8,414 |
| Average Assets, year-to-date | $32,847,200 | 9,017 |
| Average Assets, quarterly | $33,016,000 | 9,109 |
| Volatile liabilities | $3,056,000 | 8,521 |
| Insider loans | $5,000 | 10,676 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $773,000 | 9,454 |
| Tier 1 (core) risk-based capital | $2,632,000 | 9,855 |
| Tier 2 risk-based capital | $150,000 | 9,749 |
| Total risk weighted assets | $22,793,200 | 8,275 |
| Total unused commitments | $773,000 | 9,462 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $29,372,000 | 9,868 |
| Cash and due from depository institutions | $1,508,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,624,000 | 10,563 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,061 |
| Net loans & leases | $20,286,000 | 8,672 |
| Loan loss allowance | $97,000 | 11,605 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $903,000 | 6,453 |
| Other real estate owned | $136,000 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $515,000 | 9,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,372,000 | 9,868 |
| Total liabilities | $26,866,000 | 9,799 |
| Total deposits | $26,628,000 | 9,680 |
| Interest-bearing deposits | $19,757,000 | 10,154 |
| Deposits held in domestic offices | $26,628,000 | 9,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $238,000 | 8,300 |
| Total equity capital | $2,506,000 | 10,180 |
| Total bank equity capital | $2,506,000 | 10,180 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $1,006,000 | 9,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 8,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $229,000 | 7,868 |
| Earning assets | $26,310,000 | 9,911 |
| Long-term assets (5+ years) | $2,150,000 | 8,129 |
| Average Assets, year-to-date | $28,628,200 | 9,883 |
| Average Assets, quarterly | $28,907,000 | 9,896 |
| Volatile liabilities | $1,390,000 | 10,522 |
| Insider loans | $9,000 | 11,033 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $854,000 | 9,465 |
| Tier 1 (core) risk-based capital | $2,526,000 | 10,256 |
| Tier 2 risk-based capital | $97,000 | 11,270 |
| Total risk weighted assets | $21,838,500 | 8,617 |
| Total unused commitments | $854,000 | 9,473 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $28,128,000 | 10,437 |
| Cash and due from depository institutions | $1,550,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,209,000 | 10,670 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 4,911 |
| Net loans & leases | $16,844,000 | 9,541 |
| Loan loss allowance | $137,000 | 11,407 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $547,000 | 8,425 |
| Other real estate owned | $125,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $303,000 | 11,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,128,000 | 10,437 |
| Total liabilities | $25,612,000 | 10,403 |
| Total deposits | $25,437,000 | 10,295 |
| Interest-bearing deposits | $20,126,000 | 10,576 |
| Deposits held in domestic offices | $25,437,000 | 10,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $175,000 | 9,791 |
| Total equity capital | $2,516,000 | 10,515 |
| Total bank equity capital | $2,516,000 | 10,515 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $1,016,000 | 9,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $174,000 | 8,813 |
| Earning assets | $25,603,000 | 10,434 |
| Long-term assets (5+ years) | $1,410,000 | 9,407 |
| Average Assets, year-to-date | $27,325,600 | 10,428 |
| Average Assets, quarterly | $27,095,000 | 10,537 |
| Volatile liabilities | $885,000 | 11,609 |
| Insider loans | $14,000 | 11,382 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $586,000 | 10,291 |
| Tier 1 (core) risk-based capital | $2,516,000 | 10,468 |
| Tier 2 risk-based capital | $137,000 | 10,745 |
| Total risk weighted assets | $18,149,100 | 9,617 |
| Total unused commitments | $586,000 | 10,310 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $28,543,000 | 10,644 |
| Cash and due from depository institutions | $1,979,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,027,000 | 10,023 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $15,606,000 | 10,018 |
| Loan loss allowance | $156,000 | 11,391 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $527,000 | 8,720 |
| Other real estate owned | $163,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $341,000 | 11,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,543,000 | 10,644 |
| Total liabilities | $26,039,000 | 10,610 |
| Total deposits | $25,906,000 | 10,492 |
| Interest-bearing deposits | $21,262,000 | 10,682 |
| Deposits held in domestic offices | $25,906,000 | 10,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $133,000 | 11,552 |
| Total equity capital | $2,504,000 | 10,560 |
| Total bank equity capital | $2,504,000 | 10,560 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $1,004,000 | 9,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 8,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $154,000 | 9,898 |
| Earning assets | $25,533,000 | 10,688 |
| Long-term assets (5+ years) | $1,646,000 | 9,376 |
| Average Assets, year-to-date | $27,756,600 | 10,624 |
| Average Assets, quarterly | $27,337,500 | 10,780 |
| Volatile liabilities | $1,418,000 | 10,981 |
| Insider loans | $37,000 | 7,634 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $722,000 | 9,882 |
| Tier 1 (core) risk-based capital | $2,504,000 | 10,515 |
| Tier 2 risk-based capital | $156,000 | 10,484 |
| Total risk weighted assets | $17,027,600 | 10,094 |
| Total unused commitments | $722,000 | 9,909 |
| Derivatives | $0 | 651 |