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The Dart Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$51,559,000	904
Total interest expense	$19,228,000	799
Net interest income	$32,331,000	976
Provision for loan and lease losses	$600,000	1,141
Total noninterest income	$23,930,000	399
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,221,000	506
Trading account gains and fees	$109,000	98
Additional Noninterest Income	$21,600,000	306
Total noninterest expense	$43,924,000	641
Salaries and employee benefits	$28,047,000	559
Premises and equipment expense	$2,276,000	1,093
Additional noninterest expense	$21,600,000	306
Pre-tax net operating income	$11,737,000	1,034
Securities gains (losses)	$0	988
Applicable income taxes	$602,000	1,780
Income before extraordinary items	$11,135,000	922
Extraordinary gains, net	$0	54
Net income	$11,135,000	936
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,135,000	925
Net charge-offs	$16,000	2,286
Cash dividends	$1,499,000	1,799
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,135,000	937
2023-09-30 (YTD Data)		Rank
Total interest income	$37,019,000	930
Total interest expense	$12,820,000	818
Net interest income	$24,199,000	975
Provision for loan and lease losses	$600,000	901
Total noninterest income	$18,820,000	389
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,663,000	506
Trading account gains and fees	$99,000	98
Additional Noninterest Income	$17,058,000	297
Total noninterest expense	$31,317,000	664
Salaries and employee benefits	$20,218,000	577
Premises and equipment expense	$1,679,000	1,103
Additional noninterest expense	$17,058,000	297
Pre-tax net operating income	$11,102,000	898
Securities gains (losses)	$0	849
Applicable income taxes	$549,000	1,692
Income before extraordinary items	$10,553,000	799
Extraordinary gains, net	$0	52
Net income	$10,553,000	803
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,553,000	799
Net charge-offs	$16,000	1,978
Cash dividends	$813,000	1,859
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,553,000	815
2023-06-30 (YTD Data)		Rank
Total interest income	$23,683,000	934
Total interest expense	$7,914,000	802
Net interest income	$15,769,000	999
Provision for loan and lease losses	$600,000	689
Total noninterest income	$13,511,000	360
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,091,000	504
Trading account gains and fees	$36,000	95
Additional Noninterest Income	$12,384,000	271
Total noninterest expense	$19,911,000	680
Salaries and employee benefits	$12,960,000	593
Premises and equipment expense	$1,101,000	1,106
Additional noninterest expense	$12,384,000	271
Pre-tax net operating income	$8,769,000	778
Securities gains (losses)	$0	938
Applicable income taxes	$48,000	2,905
Income before extraordinary items	$8,721,000	666
Extraordinary gains, net	$0	51
Net income	$8,721,000	677
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,721,000	666
Net charge-offs	$10,000	1,813
Cash dividends	$468,000	2,016
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$8,721,000	670
2023-03-31 (YTD Data)		Rank
Total interest income	$11,184,000	966
Total interest expense	$3,812,000	755
Net interest income	$7,372,000	1,072
Provision for loan and lease losses	$450,000	540
Total noninterest income	$3,859,000	539
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$536,000	523
Trading account gains and fees	$8,000	93
Additional Noninterest Income	$3,315,000	435
Total noninterest expense	$9,256,000	740
Salaries and employee benefits	$6,019,000	647
Premises and equipment expense	$582,000	1,084
Additional noninterest expense	$3,315,000	435
Pre-tax net operating income	$1,525,000	1,770
Securities gains (losses)	$0	950
Applicable income taxes	$-346,000	4,631
Income before extraordinary items	$1,871,000	1,349
Extraordinary gains, net	$0	4
Net income	$1,871,000	1,349
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,871,000	1,349
Net charge-offs	$2,000	1,796
Cash dividends	$122,000	2,008
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,871,000	1,364
2022-12-31 (YTD Data)		Rank
Total interest income	$33,873,000	1,033
Total interest expense	$4,235,000	891
Net interest income	$29,638,000	1,042
Provision for loan and lease losses	$1,505,000	621
Total noninterest income	$16,743,000	539
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,952,000	421
Trading account gains and fees	$16,000	110
Additional Noninterest Income	$13,775,000	441
Total noninterest expense	$34,620,000	752
Salaries and employee benefits	$23,293,000	651
Premises and equipment expense	$2,114,000	1,146
Additional noninterest expense	$13,775,000	441
Pre-tax net operating income	$10,256,000	1,259
Securities gains (losses)	$0	691
Applicable income taxes	$2,202,000	1,001
Income before extraordinary items	$8,054,000	1,304
Extraordinary gains, net	$0	5
Net income	$8,054,000	1,304
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,054,000	1,304
Net charge-offs	$14,000	2,040
Cash dividends	$1,951,000	1,536
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,054,000	1,325
2022-09-30 (YTD Data)		Rank
Total interest income	$23,939,000	1,050
Total interest expense	$1,831,000	1,095
Net interest income	$22,108,000	1,029
Provision for loan and lease losses	$1,129,000	570
Total noninterest income	$12,804,000	531
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,457,000	397
Trading account gains and fees	$7,000	107
Additional Noninterest Income	$10,340,000	457
Total noninterest expense	$25,829,000	759
Salaries and employee benefits	$17,678,000	638
Premises and equipment expense	$1,580,000	1,149
Additional noninterest expense	$10,340,000	457
Pre-tax net operating income	$7,954,000	1,213
Securities gains (losses)	$0	740
Applicable income taxes	$1,707,000	984
Income before extraordinary items	$6,247,000	1,246
Extraordinary gains, net	$0	4
Net income	$6,247,000	1,245
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,247,000	1,246
Net charge-offs	$9,000	1,856
Cash dividends	$1,439,000	1,393
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,247,000	1,273
2022-06-30 (YTD Data)		Rank
Total interest income	$14,856,000	1,067
Total interest expense	$680,000	1,551
Net interest income	$14,176,000	1,037
Provision for loan and lease losses	$752,000	511
Total noninterest income	$9,206,000	497
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,002,000	338
Trading account gains and fees	$0	108
Additional Noninterest Income	$7,204,000	459
Total noninterest expense	$17,016,000	756
Salaries and employee benefits	$11,626,000	642
Premises and equipment expense	$1,047,000	1,143
Additional noninterest expense	$4,343,000	862
Pre-tax net operating income	$5,614,000	1,112
Securities gains (losses)	$0	687
Applicable income taxes	$1,185,000	906
Income before extraordinary items	$4,429,000	1,146
Extraordinary gains, net	$0	4
Net income	$4,429,000	1,144
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,429,000	1,146
Net charge-offs	$12,000	1,527
Cash dividends	$693,000	1,635
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,429,000	1,176
2022-03-31 (YTD Data)		Rank
Total interest income	$7,277,000	1,057
Total interest expense	$280,000	1,763
Net interest income	$6,997,000	1,017
Provision for loan and lease losses	$376,000	414
Total noninterest income	$4,313,000	534
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,059,000	315
Trading account gains and fees	$-2,000	1,202
Additional Noninterest Income	$3,256,000	508
Total noninterest expense	$8,604,000	751
Salaries and employee benefits	$5,659,000	663
Premises and equipment expense	$539,000	1,117
Additional noninterest expense	$2,406,000	786
Pre-tax net operating income	$2,330,000	1,216
Securities gains (losses)	$0	623
Applicable income taxes	$481,000	992
Income before extraordinary items	$1,849,000	1,266
Extraordinary gains, net	$0	4
Net income	$1,849,000	1,266
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,849,000	1,266
Net charge-offs	$8,000	1,246
Cash dividends	$347,000	1,420
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,849,000	1,279
2021-12-31 (YTD Data)		Rank
Total interest income	$29,264,000	1,080
Total interest expense	$1,472,000	1,688
Net interest income	$27,792,000	1,038
Provision for loan and lease losses	$1,035,000	575
Total noninterest income	$24,387,000	456
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$4,946,000	274
Trading account gains and fees	$-90,000	1,255
Additional Noninterest Income	$19,531,000	420
Total noninterest expense	$35,316,000	730
Salaries and employee benefits	$22,993,000	637
Premises and equipment expense	$2,352,000	1,043
Additional noninterest expense	$9,971,000	780
Pre-tax net operating income	$15,828,000	905
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,331,000	806
Income before extraordinary items	$12,497,000	967
Extraordinary gains, net	$0	10
Net income	$12,497,000	968
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,497,000	968
Net charge-offs	$194,000	1,036
Cash dividends	$3,717,000	1,003
Sale, conversion, retirement of capital stock, net	$-43,000	4,757
Net operating income	$12,497,000	950
2021-09-30 (YTD Data)		Rank
Total interest income	$22,119,000	1,093
Total interest expense	$1,140,000	1,730
Net interest income	$20,979,000	1,051
Provision for loan and lease losses	$784,000	560
Total noninterest income	$18,760,000	449
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,823,000	265
Trading account gains and fees	$-55,000	1,286
Additional Noninterest Income	$14,992,000	432
Total noninterest expense	$25,872,000	749
Salaries and employee benefits	$18,006,000	618
Premises and equipment expense	$1,733,000	1,072
Additional noninterest expense	$6,133,000	918
Pre-tax net operating income	$13,083,000	870
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,627,000	806
Income before extraordinary items	$10,456,000	916
Extraordinary gains, net	$0	8
Net income	$10,456,000	916
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,456,000	916
Net charge-offs	$186,000	818
Cash dividends	$2,502,000	980
Sale, conversion, retirement of capital stock, net	$-43,000	4,839
Net operating income	$10,456,000	898
2021-06-30 (YTD Data)		Rank
Total interest income	$14,480,000	1,105
Total interest expense	$789,000	1,749
Net interest income	$13,691,000	1,054
Provision for loan and lease losses	$532,000	575
Total noninterest income	$12,493,000	452
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,435,000	263
Trading account gains and fees	$-33,000	1,297
Additional Noninterest Income	$10,091,000	433
Total noninterest expense	$17,203,000	750
Salaries and employee benefits	$12,005,000	616
Premises and equipment expense	$1,166,000	1,058
Additional noninterest expense	$4,032,000	923
Pre-tax net operating income	$8,449,000	875
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,681,000	826
Income before extraordinary items	$6,768,000	922
Extraordinary gains, net	$0	6
Net income	$6,768,000	922
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,768,000	922
Net charge-offs	$205,000	644
Cash dividends	$2,156,000	798
Sale, conversion, retirement of capital stock, net	$-43,000	4,891
Net operating income	$6,768,000	906
2021-03-31 (YTD Data)		Rank
Total interest income	$7,330,000	1,081
Total interest expense	$425,000	1,712
Net interest income	$6,905,000	1,038
Provision for loan and lease losses	$251,000	678
Total noninterest income	$6,777,000	433
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,066,000	281
Trading account gains and fees	$18,000	118
Additional Noninterest Income	$5,693,000	411
Total noninterest expense	$8,837,000	727
Salaries and employee benefits	$6,360,000	581
Premises and equipment expense	$555,000	1,118
Additional noninterest expense	$1,922,000	933
Pre-tax net operating income	$4,594,000	821
Securities gains (losses)	$0	1,392
Applicable income taxes	$935,000	783
Income before extraordinary items	$3,659,000	872
Extraordinary gains, net	$0	3
Net income	$3,659,000	872
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,659,000	872
Net charge-offs	$44,000	883
Cash dividends	$403,000	1,342
Sale, conversion, retirement of capital stock, net	$-43,000	4,938
Net operating income	$3,659,000	848
2020-12-31 (YTD Data)		Rank
Total interest income	$22,628,000	1,337
Total interest expense	$3,066,000	1,462
Net interest income	$19,562,000	1,311
Provision for loan and lease losses	$5,048,000	567
Total noninterest income	$30,555,000	371
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,506,000	441
Trading account gains and fees	$-78,000	1,331
Additional Noninterest Income	$28,127,000	317
Total noninterest expense	$32,217,000	763
Salaries and employee benefits	$22,813,000	623
Premises and equipment expense	$2,062,000	1,146
Additional noninterest expense	$7,342,000	950
Pre-tax net operating income	$12,852,000	861
Securities gains (losses)	$8,000	2,357
Applicable income taxes	$2,740,000	744
Income before extraordinary items	$10,120,000	949
Extraordinary gains, net	$0	4
Net income	$10,120,000	949
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,120,000	949
Net charge-offs	$1,994,000	415
Cash dividends	$1,940,000	1,569
Sale, conversion, retirement of capital stock, net	$-40,000	4,923
Net operating income	$10,113,680	911
2020-09-30 (YTD Data)		Rank
Total interest income	$16,555,000	1,375
Total interest expense	$2,579,000	1,397
Net interest income	$13,976,000	1,363
Provision for loan and lease losses	$2,397,000	807
Total noninterest income	$22,000,000	366
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,662,000	481
Trading account gains and fees	$-79,000	1,336
Additional Noninterest Income	$20,417,000	310
Total noninterest expense	$24,970,000	739
Salaries and employee benefits	$16,479,000	629
Premises and equipment expense	$1,534,000	1,151
Additional noninterest expense	$6,957,000	770
Pre-tax net operating income	$8,609,000	911
Securities gains (losses)	$8,000	2,173
Applicable income taxes	$1,877,000	770
Income before extraordinary items	$6,740,000	1,001
Extraordinary gains, net	$0	4
Net income	$6,740,000	1,001
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,740,000	1,001
Net charge-offs	$637,000	657
Cash dividends	$1,302,000	1,458
Sale, conversion, retirement of capital stock, net	$-40,000	4,977
Net operating income	$6,733,680	976
2020-06-30 (YTD Data)		Rank
Total interest income	$10,919,000	1,407
Total interest expense	$1,909,000	1,360
Net interest income	$9,010,000	1,402
Provision for loan and lease losses	$1,496,000	864
Total noninterest income	$11,116,000	414
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$880,000	579
Trading account gains and fees	$-59,000	1,341
Additional Noninterest Income	$10,295,000	347
Total noninterest expense	$14,266,000	826
Salaries and employee benefits	$10,070,000	693
Premises and equipment expense	$1,011,000	1,162
Additional noninterest expense	$3,185,000	1,039
Pre-tax net operating income	$4,364,000	1,087
Securities gains (losses)	$8,000	1,922
Applicable income taxes	$858,000	939
Income before extraordinary items	$3,514,000	1,153
Extraordinary gains, net	$0	4
Net income	$3,514,000	1,153
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,514,000	1,153
Net charge-offs	$105,000	1,335
Cash dividends	$925,000	1,401
Sale, conversion, retirement of capital stock, net	$-40,000	5,010
Net operating income	$3,507,600	1,126
2020-03-31 (YTD Data)		Rank
Total interest income	$5,034,000	1,506
Total interest expense	$976,000	1,451
Net interest income	$4,058,000	1,488
Provision for loan and lease losses	$294,000	1,220
Total noninterest income	$3,252,000	576
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$312,000	911
Trading account gains and fees	$-47,000	1,347
Additional Noninterest Income	$2,987,000	457
Total noninterest expense	$6,075,000	949
Salaries and employee benefits	$4,044,000	832
Premises and equipment expense	$516,000	1,159
Additional noninterest expense	$1,515,000	1,095
Pre-tax net operating income	$941,000	1,920
Securities gains (losses)	$0	1,705
Applicable income taxes	$170,000	1,524
Income before extraordinary items	$771,000	2,032
Extraordinary gains, net	$0	4
Net income	$771,000	2,031
Minority interest net income	$0	56
Net income of bank and minority interests.	$771,000	2,032
Net charge-offs	$90,000	932
Cash dividends	$548,000	1,208
Sale, conversion, retirement of capital stock, net	$-40,000	5,067
Net operating income	$771,000	2,002
2019-12-31 (YTD Data)		Rank
Total interest income	$20,855,000	1,467
Total interest expense	$4,214,000	1,429
Net interest income	$16,641,000	1,456
Provision for loan and lease losses	$2,105,000	515
Total noninterest income	$12,326,000	601
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$614,000	1,639
Trading account gains and fees	$-25,000	1,471
Additional Noninterest Income	$11,737,000	468
Total noninterest expense	$22,903,000	977
Salaries and employee benefits	$15,648,000	834
Premises and equipment expense	$2,044,000	1,151
Additional noninterest expense	$5,211,000	1,191
Pre-tax net operating income	$3,959,000	2,065
Securities gains (losses)	$47,000	1,267
Applicable income taxes	$722,000	1,683
Income before extraordinary items	$3,284,000	2,169
Extraordinary gains, net	$0	11
Net income	$3,284,000	2,171
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,284,000	2,171
Net charge-offs	$2,483,000	351
Cash dividends	$1,274,000	2,052
Sale, conversion, retirement of capital stock, net	$-55,000	5,109
Net operating income	$3,245,460	2,143
2019-09-30 (YTD Data)		Rank
Total interest income	$15,690,000	1,480
Total interest expense	$3,216,000	1,403
Net interest income	$12,474,000	1,463
Provision for loan and lease losses	$854,000	784
Total noninterest income	$8,549,000	637
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$385,000	1,888
Trading account gains and fees	$-47,000	1,520
Additional Noninterest Income	$8,211,000	494
Total noninterest expense	$17,005,000	978
Salaries and employee benefits	$11,665,000	833
Premises and equipment expense	$1,531,000	1,157
Additional noninterest expense	$3,809,000	1,224
Pre-tax net operating income	$3,164,000	2,041
Securities gains (losses)	$47,000	1,092
Applicable income taxes	$583,000	1,674
Income before extraordinary items	$2,628,000	2,125
Extraordinary gains, net	$0	11
Net income	$2,628,000	2,125
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,628,000	2,126
Net charge-offs	$12,000	2,893
Cash dividends	$955,000	1,879
Sale, conversion, retirement of capital stock, net	$-55,000	5,199
Net operating income	$2,589,460	2,117
2019-06-30 (YTD Data)		Rank
Total interest income	$10,335,000	1,493
Total interest expense	$2,168,000	1,373
Net interest income	$8,167,000	1,493
Provision for loan and lease losses	$2,000	3,651
Total noninterest income	$5,000,000	673
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$205,000	2,189
Trading account gains and fees	$-22,000	1,672
Additional Noninterest Income	$4,817,000	526
Total noninterest expense	$10,883,000	1,012
Salaries and employee benefits	$7,363,000	867
Premises and equipment expense	$1,041,000	1,139
Additional noninterest expense	$2,479,000	1,276
Pre-tax net operating income	$2,282,000	1,919
Securities gains (losses)	$0	1,702
Applicable income taxes	$417,000	1,590
Income before extraordinary items	$1,865,000	2,014
Extraordinary gains, net	$0	11
Net income	$1,865,000	2,012
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,865,000	2,014
Net charge-offs	$-6,000	4,333
Cash dividends	$637,000	1,853
Sale, conversion, retirement of capital stock, net	$-55,000	5,263
Net operating income	$1,865,000	1,992
2019-03-31 (YTD Data)		Rank
Total interest income	$4,947,000	1,537
Total interest expense	$1,093,000	1,337
Net interest income	$3,854,000	1,585
Provision for loan and lease losses	$1,000	3,384
Total noninterest income	$2,277,000	704
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$82,000	2,483
Trading account gains and fees	$-10,000	1,692
Additional Noninterest Income	$2,205,000	529
Total noninterest expense	$5,265,000	1,041
Salaries and employee benefits	$3,473,000	913
Premises and equipment expense	$542,000	1,116
Additional noninterest expense	$1,250,000	1,246
Pre-tax net operating income	$865,000	2,254
Securities gains (losses)	$0	1,087
Applicable income taxes	$150,000	1,832
Income before extraordinary items	$715,000	2,335
Extraordinary gains, net	$0	5
Net income	$715,000	2,334
Minority interest net income	$0	52
Net income of bank and minority interests.	$715,000	2,334
Net charge-offs	$-16,000	4,809
Cash dividends	$314,000	1,693
Sale, conversion, retirement of capital stock, net	$-59,000	5,323
Net operating income	$715,000	2,322
2018-12-31 (YTD Data)		Rank
Total interest income	$19,038,000	1,510
Total interest expense	$3,125,000	1,385
Net interest income	$15,913,000	1,510
Provision for loan and lease losses	$19,000	3,857
Total noninterest income	$10,066,000	679
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$302,000	2,736
Trading account gains and fees	$72,000	115
Additional Noninterest Income	$9,692,000	514
Total noninterest expense	$21,410,000	1,010
Salaries and employee benefits	$14,659,000	850
Premises and equipment expense	$2,135,000	1,108
Additional noninterest expense	$4,616,000	1,333
Pre-tax net operating income	$4,550,000	1,914
Securities gains (losses)	$68,000	378
Applicable income taxes	$758,000	1,625
Income before extraordinary items	$3,860,000	1,954
Extraordinary gains, net	$0	6
Net income	$3,860,000	1,953
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,860,000	1,953
Net charge-offs	$-321,000	5,254
Cash dividends	$1,139,000	2,080
Sale, conversion, retirement of capital stock, net	$-70,000	5,356
Net operating income	$3,802,880	1,965
2018-09-30 (YTD Data)		Rank
Total interest income	$14,017,000	1,509
Total interest expense	$2,141,000	1,424
Net interest income	$11,876,000	1,515
Provision for loan and lease losses	$17,000	3,677
Total noninterest income	$7,450,000	683
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$225,000	2,760
Trading account gains and fees	$84,000	120
Additional Noninterest Income	$7,141,000	526
Total noninterest expense	$15,925,000	1,012
Salaries and employee benefits	$10,930,000	859
Premises and equipment expense	$1,591,000	1,114
Additional noninterest expense	$3,404,000	1,354
Pre-tax net operating income	$3,384,000	1,953
Securities gains (losses)	$68,000	367
Applicable income taxes	$602,000	1,632
Income before extraordinary items	$2,850,000	1,981
Extraordinary gains, net	$0	5
Net income	$2,850,000	1,978
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,850,000	1,980
Net charge-offs	$-375,000	5,351
Cash dividends	$874,000	1,817
Sale, conversion, retirement of capital stock, net	$-70,000	5,436
Net operating income	$2,793,560	1,996
2018-06-30 (YTD Data)		Rank
Total interest income	$9,060,000	1,547
Total interest expense	$1,332,000	1,423
Net interest income	$7,728,000	1,547
Provision for loan and lease losses	$16,000	3,429
Total noninterest income	$4,830,000	704
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$152,000	2,736
Trading account gains and fees	$450,000	80
Additional Noninterest Income	$4,228,000	568
Total noninterest expense	$10,404,000	1,032
Salaries and employee benefits	$7,111,000	882
Premises and equipment expense	$1,076,000	1,099
Additional noninterest expense	$2,217,000	1,386
Pre-tax net operating income	$2,138,000	2,005
Securities gains (losses)	$68,000	305
Applicable income taxes	$374,000	1,668
Income before extraordinary items	$1,832,000	2,012
Extraordinary gains, net	$0	6
Net income	$1,832,000	2,010
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,832,000	2,011
Net charge-offs	$-71,000	5,115
Cash dividends	$505,000	1,972
Sale, conversion, retirement of capital stock, net	$-63,000	5,499
Net operating income	$1,775,560	2,049
2018-03-31 (YTD Data)		Rank
Total interest income	$4,278,000	1,612
Total interest expense	$600,000	1,483
Net interest income	$3,678,000	1,616
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$2,033,000	779
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$77,000	2,735
Trading account gains and fees	$402,000	67
Additional Noninterest Income	$1,554,000	689
Total noninterest expense	$4,915,000	1,085
Salaries and employee benefits	$3,215,000	962
Premises and equipment expense	$548,000	1,096
Additional noninterest expense	$1,152,000	1,332
Pre-tax net operating income	$781,000	2,423
Securities gains (losses)	$0	735
Applicable income taxes	$115,000	2,050
Income before extraordinary items	$666,000	2,445
Extraordinary gains, net	$0	7
Net income	$666,000	2,444
Minority interest net income	$0	52
Net income of bank and minority interests.	$666,000	2,445
Net charge-offs	$-95,000	5,374
Cash dividends	$239,000	1,786
Sale, conversion, retirement of capital stock, net	$-62,000	5,572
Net operating income	$666,000	2,435
2017-12-31 (YTD Data)		Rank
Total interest income	$16,036,000	1,656
Total interest expense	$2,119,000	1,475
Net interest income	$13,917,000	1,677
Provision for loan and lease losses	$110,000	2,978
Total noninterest income	$10,860,000	648
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$321,000	2,747
Trading account gains and fees	$-616,000	2,050
Additional Noninterest Income	$11,155,000	481
Total noninterest expense	$20,324,000	1,041
Salaries and employee benefits	$13,931,000	874
Premises and equipment expense	$1,888,000	1,232
Additional noninterest expense	$4,505,000	1,356
Pre-tax net operating income	$4,343,000	1,920
Securities gains (losses)	$0	2,243
Applicable income taxes	$719,000	2,146
Income before extraordinary items	$3,624,000	1,745
Extraordinary gains, net	$0	9
Net income	$3,624,000	1,746
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,624,000	1,746
Net charge-offs	$1,000	4,064
Cash dividends	$1,259,000	1,916
Sale, conversion, retirement of capital stock, net	$-82,000	5,615
Net operating income	$3,624,000	1,727
2017-09-30 (YTD Data)		Rank
Total interest income	$11,798,000	1,683
Total interest expense	$1,568,000	1,458
Net interest income	$10,230,000	1,708
Provision for loan and lease losses	$109,000	2,587
Total noninterest income	$8,070,000	661
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$240,000	2,772
Trading account gains and fees	$-661,000	2,099
Additional Noninterest Income	$8,491,000	474
Total noninterest expense	$15,222,000	1,045
Salaries and employee benefits	$10,476,000	875
Premises and equipment expense	$1,400,000	1,257
Additional noninterest expense	$3,346,000	1,370
Pre-tax net operating income	$2,969,000	2,080
Securities gains (losses)	$0	2,274
Applicable income taxes	$772,000	1,699
Income before extraordinary items	$2,197,000	2,232
Extraordinary gains, net	$0	9
Net income	$2,197,000	2,232
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,197,000	2,233
Net charge-offs	$28,000	2,818
Cash dividends	$1,100,000	1,596
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,197,000	2,209
2017-06-30 (YTD Data)		Rank
Total interest income	$7,640,000	1,713
Total interest expense	$1,030,000	1,445
Net interest income	$6,610,000	1,747
Provision for loan and lease losses	$108,000	2,195
Total noninterest income	$5,075,000	690
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$158,000	2,789
Trading account gains and fees	$-461,000	2,200
Additional Noninterest Income	$5,378,000	496
Total noninterest expense	$10,051,000	1,060
Salaries and employee benefits	$6,792,000	899
Premises and equipment expense	$956,000	1,235
Additional noninterest expense	$2,303,000	1,325
Pre-tax net operating income	$1,526,000	2,468
Securities gains (losses)	$0	1,906
Applicable income taxes	$355,000	2,007
Income before extraordinary items	$1,171,000	2,571
Extraordinary gains, net	$0	11
Net income	$1,171,000	2,570
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,171,000	2,571
Net charge-offs	$35,000	2,250
Cash dividends	$811,000	1,511
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,171,000	2,548
2017-03-31 (YTD Data)		Rank
Total interest income	$3,685,000	1,762
Total interest expense	$501,000	1,458
Net interest income	$3,184,000	1,795
Provision for loan and lease losses	$54,000	2,029
Total noninterest income	$2,078,000	780
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$80,000	2,769
Trading account gains and fees	$31,000	120
Additional Noninterest Income	$1,967,000	599
Total noninterest expense	$4,785,000	1,104
Salaries and employee benefits	$3,138,000	972
Premises and equipment expense	$484,000	1,225
Additional noninterest expense	$1,163,000	1,319
Pre-tax net operating income	$423,000	3,346
Securities gains (losses)	$0	1,153
Applicable income taxes	$60,000	2,777
Income before extraordinary items	$363,000	3,300
Extraordinary gains, net	$0	8
Net income	$363,000	3,299
Minority interest net income	$0	55
Net income of bank and minority interests.	$363,000	3,300
Net charge-offs	$54,000	1,274
Cash dividends	$572,000	1,099
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$363,000	3,278
2016-12-31 (YTD Data)		Rank
Total interest income	$13,903,000	1,826
Total interest expense	$1,549,000	1,767
Net interest income	$12,354,000	1,810
Provision for loan and lease losses	$3,000	4,288
Total noninterest income	$11,246,000	630
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$315,000	2,866
Trading account gains and fees	$488,000	105
Additional Noninterest Income	$10,443,000	498
Total noninterest expense	$19,769,000	1,064
Salaries and employee benefits	$13,866,000	849
Premises and equipment expense	$1,737,000	1,332
Additional noninterest expense	$4,166,000	1,474
Pre-tax net operating income	$3,828,000	1,991
Securities gains (losses)	$27,000	2,223
Applicable income taxes	$952,000	1,696
Income before extraordinary items	$2,903,000	2,168
Extraordinary gains, net	$0	5
Net income	$2,903,000	2,166
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,903,000	2,167
Net charge-offs	$124,000	2,414
Cash dividends	$986,000	2,234
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,882,750	2,113
2016-09-30 (YTD Data)		Rank
Total interest income	$10,200,000	1,870
Total interest expense	$1,123,000	1,810
Net interest income	$9,077,000	1,850
Provision for loan and lease losses	$3,000	4,141
Total noninterest income	$8,080,000	661
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$234,000	2,897
Trading account gains and fees	$0	169
Additional Noninterest Income	$7,846,000	501
Total noninterest expense	$14,565,000	1,078
Salaries and employee benefits	$10,218,000	857
Premises and equipment expense	$1,234,000	1,389
Additional noninterest expense	$3,113,000	1,487
Pre-tax net operating income	$2,589,000	2,197
Securities gains (losses)	$27,000	2,161
Applicable income taxes	$614,000	1,875
Income before extraordinary items	$2,002,000	2,347
Extraordinary gains, net	$0	5
Net income	$2,002,000	2,346
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,002,000	2,347
Net charge-offs	$259,000	1,260
Cash dividends	$721,000	2,019
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,981,210	2,299
2016-06-30 (YTD Data)		Rank
Total interest income	$6,511,000	1,939
Total interest expense	$749,000	1,815
Net interest income	$5,762,000	1,937
Provision for loan and lease losses	$2,000	3,970
Total noninterest income	$4,962,000	686
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$152,000	2,933
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,810,000	518
Total noninterest expense	$9,202,000	1,129
Salaries and employee benefits	$6,434,000	921
Premises and equipment expense	$828,000	1,389
Additional noninterest expense	$1,940,000	1,575
Pre-tax net operating income	$1,520,000	2,380
Securities gains (losses)	$11,000	2,212
Applicable income taxes	$332,000	2,043
Income before extraordinary items	$1,199,000	2,488
Extraordinary gains, net	$0	16
Net income	$1,199,000	2,487
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,199,000	2,487
Net charge-offs	$23,000	2,683
Cash dividends	$481,000	2,052
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,190,420	2,439
2016-03-31 (YTD Data)		Rank
Total interest income	$3,109,000	2,016
Total interest expense	$378,000	1,790
Net interest income	$2,731,000	2,036
Provision for loan and lease losses	$1,000	3,622
Total noninterest income	$2,005,000	792
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$80,000	2,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,925,000	584
Total noninterest expense	$4,357,000	1,185
Salaries and employee benefits	$2,862,000	1,024
Premises and equipment expense	$412,000	1,398
Additional noninterest expense	$1,083,000	1,419
Pre-tax net operating income	$378,000	3,500
Securities gains (losses)	$0	2,077
Applicable income taxes	$42,000	3,085
Income before extraordinary items	$336,000	3,436
Extraordinary gains, net	$0	12
Net income	$336,000	3,431
Minority interest net income	$0	62
Net income of bank and minority interests.	$336,000	3,433
Net charge-offs	$41,000	1,566
Cash dividends	$216,000	1,880
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$336,000	3,375
2015-12-31 (YTD Data)		Rank
Total interest income	$12,925,000	1,901
Total interest expense	$1,357,000	1,924
Net interest income	$11,568,000	1,879
Provision for loan and lease losses	$-646,000	5,986
Total noninterest income	$8,783,000	751
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$337,000	2,817
Trading account gains and fees	$0	159
Additional Noninterest Income	$8,446,000	567
Total noninterest expense	$16,990,000	1,185
Salaries and employee benefits	$11,273,000	997
Premises and equipment expense	$1,551,000	1,486
Additional noninterest expense	$4,166,000	1,473
Pre-tax net operating income	$4,007,000	1,860
Securities gains (losses)	$130,000	1,002
Applicable income taxes	$910,000	1,668
Income before extraordinary items	$3,227,000	1,931
Extraordinary gains, net	$0	23
Net income	$3,227,000	1,932
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,227,000	1,933
Net charge-offs	$-72,000	5,658
Cash dividends	$1,148,000	1,977
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,125,600	1,936
2015-09-30 (YTD Data)		Rank
Total interest income	$9,871,000	1,882
Total interest expense	$985,000	1,993
Net interest income	$8,886,000	1,859
Provision for loan and lease losses	$3,000	4,186
Total noninterest income	$6,867,000	734
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$252,000	2,839
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,615,000	555
Total noninterest expense	$12,646,000	1,199
Salaries and employee benefits	$8,620,000	985
Premises and equipment expense	$1,171,000	1,490
Additional noninterest expense	$2,855,000	1,592
Pre-tax net operating income	$3,104,000	1,851
Securities gains (losses)	$130,000	871
Applicable income taxes	$710,000	1,683
Income before extraordinary items	$2,524,000	1,877
Extraordinary gains, net	$0	21
Net income	$2,524,000	1,879
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,524,000	1,879
Net charge-offs	$-45,000	5,588
Cash dividends	$607,000	2,112
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,422,600	1,908
2015-06-30 (YTD Data)		Rank
Total interest income	$6,546,000	1,888
Total interest expense	$631,000	2,069
Net interest income	$5,915,000	1,870
Provision for loan and lease losses	$1,000	4,040
Total noninterest income	$4,334,000	770
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$170,000	2,794
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,164,000	578
Total noninterest expense	$8,278,000	1,220
Salaries and employee benefits	$5,606,000	1,012
Premises and equipment expense	$770,000	1,516
Additional noninterest expense	$1,902,000	1,606
Pre-tax net operating income	$1,970,000	1,917
Securities gains (losses)	$18,000	1,765
Applicable income taxes	$437,000	1,757
Income before extraordinary items	$1,551,000	1,984
Extraordinary gains, net	$0	22
Net income	$1,551,000	1,986
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,551,000	1,986
Net charge-offs	$-134,000	5,984
Cash dividends	$392,000	2,187
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,536,960	1,956
2015-03-31 (YTD Data)		Rank
Total interest income	$3,181,000	1,944
Total interest expense	$300,000	2,170
Net interest income	$2,881,000	1,904
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,900,000	824
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$90,000	2,678
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,810,000	618
Total noninterest expense	$3,823,000	1,300
Salaries and employee benefits	$2,526,000	1,122
Premises and equipment expense	$380,000	1,559
Additional noninterest expense	$917,000	1,642
Pre-tax net operating income	$958,000	1,928
Securities gains (losses)	$18,000	1,268
Applicable income taxes	$213,000	1,767
Income before extraordinary items	$763,000	1,993
Extraordinary gains, net	$0	13
Net income	$763,000	1,995
Minority interest net income	$0	64
Net income of bank and minority interests.	$763,000	1,995
Net charge-offs	$-44,000	5,917
Cash dividends	$175,000	1,950
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$748,960	1,963
2014-12-31 (YTD Data)		Rank
Total interest income	$11,849,000	2,059
Total interest expense	$1,318,000	2,100
Net interest income	$10,531,000	2,030
Provision for loan and lease losses	$411,000	1,642
Total noninterest income	$5,285,000	1,064
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$439,000	2,518
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,846,000	777
Total noninterest expense	$12,668,000	1,503
Salaries and employee benefits	$8,392,000	1,271
Premises and equipment expense	$1,273,000	1,819
Additional noninterest expense	$3,003,000	2,036
Pre-tax net operating income	$2,737,000	2,421
Securities gains (losses)	$55,000	1,667
Applicable income taxes	$615,000	2,018
Income before extraordinary items	$2,177,000	2,542
Extraordinary gains, net	$0	17
Net income	$2,177,000	2,542
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,177,000	2,542
Net charge-offs	$886,000	990
Cash dividends	$624,000	2,583
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,134,100	2,536
2014-09-30 (YTD Data)		Rank
Total interest income	$8,721,000	2,112
Total interest expense	$1,007,000	2,117
Net interest income	$7,714,000	2,080
Provision for loan and lease losses	$408,000	1,357
Total noninterest income	$3,315,000	1,191
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$337,000	2,483
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,978,000	907
Total noninterest expense	$8,733,000	1,653
Salaries and employee benefits	$5,689,000	1,398
Premises and equipment expense	$930,000	1,876
Additional noninterest expense	$2,114,000	2,140
Pre-tax net operating income	$1,888,000	2,619
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$424,000	2,131
Income before extraordinary items	$1,498,000	2,727
Extraordinary gains, net	$0	15
Net income	$1,498,000	2,727
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,498,000	2,727
Net charge-offs	$944,000	706
Cash dividends	$475,000	2,267
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,471,480	2,727
2014-06-30 (YTD Data)		Rank
Total interest income	$5,593,000	2,168
Total interest expense	$679,000	2,107
Net interest income	$4,914,000	2,159
Provision for loan and lease losses	$452,000	905
Total noninterest income	$1,393,000	1,634
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$218,000	2,517
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,175,000	1,300
Total noninterest expense	$4,934,000	1,915
Salaries and employee benefits	$3,043,000	1,688
Premises and equipment expense	$551,000	2,095
Additional noninterest expense	$1,340,000	2,220
Pre-tax net operating income	$921,000	3,111
Securities gains (losses)	$139,000	622
Applicable income taxes	$164,000	2,602
Income before extraordinary items	$896,000	2,859
Extraordinary gains, net	$0	20
Net income	$896,000	2,864
Minority interest net income	$0	80
Net income of bank and minority interests.	$896,000	2,864
Net charge-offs	$999,000	500
Cash dividends	$326,000	2,250
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$777,850	3,104
2014-03-31 (YTD Data)		Rank
Total interest income	$2,646,000	2,278
Total interest expense	$340,000	2,134
Net interest income	$2,306,000	2,285
Provision for loan and lease losses	$346,000	625
Total noninterest income	$364,000	2,517
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$105,000	2,571
Trading account gains and fees	$0	147
Additional Noninterest Income	$259,000	2,211
Total noninterest expense	$2,006,000	2,334
Salaries and employee benefits	$1,181,000	2,179
Premises and equipment expense	$232,000	2,463
Additional noninterest expense	$593,000	2,508
Pre-tax net operating income	$318,000	3,720
Securities gains (losses)	$144,000	337
Applicable income taxes	$45,000	3,035
Income before extraordinary items	$417,000	2,911
Extraordinary gains, net	$0	16
Net income	$417,000	2,914
Minority interest net income	$0	66
Net income of bank and minority interests.	$417,000	2,914
Net charge-offs	$1,083,000	285
Cash dividends	$175,000	1,870
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$287,400	3,567
2013-12-31 (YTD Data)		Rank
Total interest income	$10,828,000	2,244
Total interest expense	$1,721,000	1,952
Net interest income	$9,107,000	2,309
Provision for loan and lease losses	$164,000	3,193
Total noninterest income	$2,030,000	2,149
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$483,000	2,448
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,547,000	1,806
Total noninterest expense	$8,040,000	2,325
Salaries and employee benefits	$4,659,000	2,199
Premises and equipment expense	$866,000	2,550
Additional noninterest expense	$2,515,000	2,451
Pre-tax net operating income	$2,933,000	2,198
Securities gains (losses)	$59,000	1,687
Applicable income taxes	$577,000	2,006
Income before extraordinary items	$2,415,000	2,259
Extraordinary gains, net	$0	29
Net income	$2,415,000	2,262
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,415,000	2,262
Net charge-offs	$353,000	2,382
Cash dividends	$795,000	2,220
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,367,210	2,244
2013-09-30 (YTD Data)		Rank
Total interest income	$8,091,000	2,264
Total interest expense	$1,364,000	1,914
Net interest income	$6,727,000	2,346
Provision for loan and lease losses	$165,000	2,825
Total noninterest income	$1,647,000	2,071
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$357,000	2,488
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,290,000	1,732
Total noninterest expense	$6,062,000	2,329
Salaries and employee benefits	$3,503,000	2,177
Premises and equipment expense	$659,000	2,544
Additional noninterest expense	$1,900,000	2,420
Pre-tax net operating income	$2,147,000	2,301
Securities gains (losses)	$59,000	1,551
Applicable income taxes	$426,000	2,074
Income before extraordinary items	$1,780,000	2,329
Extraordinary gains, net	$0	25
Net income	$1,780,000	2,334
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,780,000	2,334
Net charge-offs	$317,000	2,060
Cash dividends	$495,000	2,121
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,732,210	2,307
2013-06-30 (YTD Data)		Rank
Total interest income	$5,342,000	2,290
Total interest expense	$949,000	1,868
Net interest income	$4,393,000	2,383
Provision for loan and lease losses	$165,000	2,337
Total noninterest income	$1,193,000	1,980
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$228,000	2,545
Trading account gains and fees	$0	157
Additional Noninterest Income	$965,000	1,618
Total noninterest expense	$4,053,000	2,324
Salaries and employee benefits	$2,288,000	2,225
Premises and equipment expense	$443,000	2,525
Additional noninterest expense	$1,322,000	2,316
Pre-tax net operating income	$1,368,000	2,364
Securities gains (losses)	$52,000	1,491
Applicable income taxes	$270,000	2,130
Income before extraordinary items	$1,150,000	2,363
Extraordinary gains, net	$0	22
Net income	$1,150,000	2,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,150,000	2,371
Net charge-offs	$-19,000	6,311
Cash dividends	$175,000	2,651
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,107,880	2,334
2013-03-31 (YTD Data)		Rank
Total interest income	$2,635,000	2,348
Total interest expense	$494,000	1,855
Net interest income	$2,141,000	2,454
Provision for loan and lease losses	$159,000	1,564
Total noninterest income	$629,000	1,898
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$109,000	2,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$520,000	1,530
Total noninterest expense	$2,033,000	2,334
Salaries and employee benefits	$1,146,000	2,247
Premises and equipment expense	$225,000	2,520
Additional noninterest expense	$662,000	2,337
Pre-tax net operating income	$578,000	2,616
Securities gains (losses)	$0	1,966
Applicable income taxes	$87,000	2,533
Income before extraordinary items	$491,000	2,624
Extraordinary gains, net	$0	10
Net income	$491,000	2,627
Minority interest net income	$0	76
Net income of bank and minority interests.	$491,000	2,626
Net charge-offs	$185,000	1,421
Cash dividends	$175,000	1,710
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$491,000	2,547
2012-12-31 (YTD Data)		Rank
Total interest income	$11,658,000	2,236
Total interest expense	$2,369,000	1,839
Net interest income	$9,289,000	2,314
Provision for loan and lease losses	$1,116,000	1,648
Total noninterest income	$1,517,000	2,605
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$549,000	2,304
Trading account gains and fees	$0	166
Additional Noninterest Income	$968,000	2,415
Total noninterest expense	$8,016,000	2,354
Salaries and employee benefits	$4,253,000	2,320
Premises and equipment expense	$1,036,000	2,215
Additional noninterest expense	$2,727,000	2,381
Pre-tax net operating income	$1,674,000	3,144
Securities gains (losses)	$223,000	1,603
Applicable income taxes	$195,000	3,031
Income before extraordinary items	$1,702,000	2,892
Extraordinary gains, net	$0	29
Net income	$1,702,000	2,894
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,702,000	2,894
Net charge-offs	$2,586,000	949
Cash dividends	$317,000	3,237
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,501,300	2,995
2012-09-30 (YTD Data)		Rank
Total interest income	$8,899,000	2,246
Total interest expense	$1,859,000	1,831
Net interest income	$7,040,000	2,327
Provision for loan and lease losses	$1,021,000	1,421
Total noninterest income	$1,285,000	2,422
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$423,000	2,284
Trading account gains and fees	$0	157
Additional Noninterest Income	$862,000	2,191
Total noninterest expense	$5,949,000	2,390
Salaries and employee benefits	$3,229,000	2,299
Premises and equipment expense	$682,000	2,487
Additional noninterest expense	$2,038,000	2,372
Pre-tax net operating income	$1,355,000	3,088
Securities gains (losses)	$223,000	1,349
Applicable income taxes	$214,000	2,769
Income before extraordinary items	$1,364,000	2,816
Extraordinary gains, net	$0	20
Net income	$1,364,000	2,817
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,364,000	2,816
Net charge-offs	$2,105,000	899
Cash dividends	$312,000	2,521
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,172,220	2,975
2012-06-30 (YTD Data)		Rank
Total interest income	$6,050,000	2,210
Total interest expense	$1,288,000	1,821
Net interest income	$4,762,000	2,292
Provision for loan and lease losses	$612,000	1,549
Total noninterest income	$871,000	2,365
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$282,000	2,262
Trading account gains and fees	$0	153
Additional Noninterest Income	$589,000	2,133
Total noninterest expense	$3,906,000	2,415
Salaries and employee benefits	$2,161,000	2,292
Premises and equipment expense	$451,000	2,516
Additional noninterest expense	$1,294,000	2,499
Pre-tax net operating income	$1,115,000	2,650
Securities gains (losses)	$60,000	1,926
Applicable income taxes	$190,000	2,490
Income before extraordinary items	$985,000	2,651
Extraordinary gains, net	$0	19
Net income	$985,000	2,651
Minority interest net income	$0	84
Net income of bank and minority interests.	$985,000	2,651
Net charge-offs	$1,678,000	782
Cash dividends	$162,000	2,683
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$934,600	2,602
2012-03-31 (YTD Data)		Rank
Total interest income	$3,053,000	2,212
Total interest expense	$667,000	1,837
Net interest income	$2,386,000	2,296
Provision for loan and lease losses	$53,000	3,622
Total noninterest income	$433,000	2,369
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$135,000	2,328
Trading account gains and fees	$0	148
Additional Noninterest Income	$298,000	2,106
Total noninterest expense	$2,034,000	2,332
Salaries and employee benefits	$1,160,000	2,157
Premises and equipment expense	$229,000	2,499
Additional noninterest expense	$645,000	2,484
Pre-tax net operating income	$732,000	2,185
Securities gains (losses)	$33,000	1,408
Applicable income taxes	$157,000	1,976
Income before extraordinary items	$608,000	2,227
Extraordinary gains, net	$0	19
Net income	$608,000	2,229
Minority interest net income	$0	78
Net income of bank and minority interests.	$608,000	2,230
Net charge-offs	$245,000	1,667
Cash dividends	$150,000	1,779
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$581,930	2,202
2011-12-31 (YTD Data)		Rank
Total interest income	$12,927,000	2,157
Total interest expense	$3,006,000	1,957
Net interest income	$9,921,000	2,197
Provision for loan and lease losses	$1,019,000	2,384
Total noninterest income	$1,568,000	2,376
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$575,000	2,318
Trading account gains and fees	$0	146
Additional Noninterest Income	$993,000	2,144
Total noninterest expense	$7,697,000	2,457
Salaries and employee benefits	$4,227,000	2,284
Premises and equipment expense	$905,000	2,631
Additional noninterest expense	$2,565,000	2,540
Pre-tax net operating income	$2,773,000	1,970
Securities gains (losses)	$0	3,838
Applicable income taxes	$477,000	2,074
Income before extraordinary items	$2,296,000	2,013
Extraordinary gains, net	$0	29
Net income	$2,296,000	2,014
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,296,000	2,014
Net charge-offs	$1,349,000	2,017
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,296,000	1,924
2011-09-30 (YTD Data)		Rank
Total interest income	$9,760,000	2,170
Total interest expense	$2,306,000	1,999
Net interest income	$7,454,000	2,212
Provision for loan and lease losses	$455,000	3,000
Total noninterest income	$1,063,000	2,529
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$433,000	2,318
Trading account gains and fees	$0	145
Additional Noninterest Income	$630,000	2,358
Total noninterest expense	$5,988,000	2,384
Salaries and employee benefits	$3,159,000	2,288
Premises and equipment expense	$685,000	2,612
Additional noninterest expense	$2,144,000	2,312
Pre-tax net operating income	$2,074,000	2,024
Securities gains (losses)	$0	3,555
Applicable income taxes	$393,000	1,962
Income before extraordinary items	$1,681,000	2,112
Extraordinary gains, net	$0	21
Net income	$1,681,000	2,112
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,681,000	2,113
Net charge-offs	$741,000	2,224
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,681,000	2,017
2011-06-30 (YTD Data)		Rank
Total interest income	$6,479,000	2,201
Total interest expense	$1,546,000	2,056
Net interest income	$4,933,000	2,228
Provision for loan and lease losses	$179,000	3,710
Total noninterest income	$713,000	2,514
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$286,000	2,312
Trading account gains and fees	$0	153
Additional Noninterest Income	$427,000	2,341
Total noninterest expense	$3,994,000	2,409
Salaries and employee benefits	$2,094,000	2,314
Premises and equipment expense	$461,000	2,609
Additional noninterest expense	$1,439,000	2,331
Pre-tax net operating income	$1,473,000	1,912
Securities gains (losses)	$0	2,914
Applicable income taxes	$258,000	1,964
Income before extraordinary items	$1,215,000	1,933
Extraordinary gains, net	$0	15
Net income	$1,215,000	1,933
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,215,000	1,933
Net charge-offs	$432,000	2,288
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,215,000	1,861
2011-03-31 (YTD Data)		Rank
Total interest income	$3,202,000	2,239
Total interest expense	$793,000	2,076
Net interest income	$2,409,000	2,266
Provision for loan and lease losses	$429,000	1,591
Total noninterest income	$415,000	2,296
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$138,000	2,345
Trading account gains and fees	$0	158
Additional Noninterest Income	$277,000	2,007
Total noninterest expense	$1,970,000	2,452
Salaries and employee benefits	$1,018,000	2,393
Premises and equipment expense	$229,000	2,675
Additional noninterest expense	$723,000	2,297
Pre-tax net operating income	$425,000	2,848
Securities gains (losses)	$0	1,772
Applicable income taxes	$45,000	2,906
Income before extraordinary items	$380,000	2,773
Extraordinary gains, net	$0	9
Net income	$380,000	2,772
Minority interest net income	$0	86
Net income of bank and minority interests.	$380,000	2,773
Net charge-offs	$295,000	1,771
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$380,000	2,710
2010-12-31 (YTD Data)		Rank
Total interest income	$13,687,000	2,209
Total interest expense	$4,499,000	1,798
Net interest income	$9,188,000	2,383
Provision for loan and lease losses	$3,577,000	1,437
Total noninterest income	$1,810,000	2,217
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$698,000	2,044
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,112,000	2,053
Total noninterest expense	$7,389,000	2,615
Salaries and employee benefits	$3,691,000	2,604
Premises and equipment expense	$866,000	2,784
Additional noninterest expense	$2,832,000	2,392
Pre-tax net operating income	$32,000	5,677
Securities gains (losses)	$142,000	1,882
Applicable income taxes	$-310,000	7,061
Income before extraordinary items	$484,000	4,359
Extraordinary gains, net	$0	29
Net income	$484,000	4,360
Minority interest net income	$0	111
Net income of bank and minority interests.	$484,000	4,360
Net charge-offs	$2,487,000	1,633
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$342,000	4,655
2010-09-30 (YTD Data)		Rank
Total interest income	$10,385,000	2,232
Total interest expense	$3,581,000	1,781
Net interest income	$6,804,000	2,436
Provision for loan and lease losses	$2,764,000	1,335
Total noninterest income	$1,334,000	2,273
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$542,000	2,049
Trading account gains and fees	$0	165
Additional Noninterest Income	$792,000	2,080
Total noninterest expense	$5,421,000	2,652
Salaries and employee benefits	$2,740,000	2,631
Premises and equipment expense	$658,000	2,818
Additional noninterest expense	$2,023,000	2,460
Pre-tax net operating income	$-47,000	6,077
Securities gains (losses)	$142,000	1,649
Applicable income taxes	$-250,000	7,245
Income before extraordinary items	$345,000	4,674
Extraordinary gains, net	$0	23
Net income	$345,000	4,677
Minority interest net income	$0	110
Net income of bank and minority interests.	$345,000	4,677
Net charge-offs	$2,176,000	1,431
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$203,000	5,123
2010-06-30 (YTD Data)		Rank
Total interest income	$6,926,000	2,261
Total interest expense	$2,464,000	1,792
Net interest income	$4,462,000	2,483
Provision for loan and lease losses	$1,567,000	1,477
Total noninterest income	$882,000	2,219
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$376,000	1,991
Trading account gains and fees	$0	152
Additional Noninterest Income	$506,000	2,074
Total noninterest expense	$3,558,000	2,694
Salaries and employee benefits	$1,807,000	2,672
Premises and equipment expense	$450,000	2,756
Additional noninterest expense	$1,301,000	2,539
Pre-tax net operating income	$219,000	4,828
Securities gains (losses)	$94,000	1,461
Applicable income taxes	$0	4,691
Income before extraordinary items	$313,000	4,221
Extraordinary gains, net	$0	19
Net income	$313,000	4,220
Minority interest net income	$0	105
Net income of bank and minority interests.	$313,000	4,220
Net charge-offs	$1,147,000	1,594
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$219,000	4,624
2010-03-31 (YTD Data)		Rank
Total interest income	$3,435,000	2,335
Total interest expense	$1,255,000	1,847
Net interest income	$2,180,000	2,573
Provision for loan and lease losses	$685,000	1,501
Total noninterest income	$462,000	2,158
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$188,000	1,968
Trading account gains and fees	$0	175
Additional Noninterest Income	$274,000	1,955
Total noninterest expense	$1,771,000	2,744
Salaries and employee benefits	$898,000	2,729
Premises and equipment expense	$232,000	2,753
Additional noninterest expense	$641,000	2,557
Pre-tax net operating income	$186,000	4,213
Securities gains (losses)	$28,000	1,386
Applicable income taxes	$7,000	3,969
Income before extraordinary items	$207,000	3,811
Extraordinary gains, net	$0	16
Net income	$207,000	3,808
Minority interest net income	$0	91
Net income of bank and minority interests.	$207,000	3,810
Net charge-offs	$429,000	1,707
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$179,840	3,971
2009-12-31 (YTD Data)		Rank
Total interest income	$14,322,000	2,339
Total interest expense	$5,812,000	1,970
Net interest income	$8,510,000	2,551
Provision for loan and lease losses	$4,001,000	1,658
Total noninterest income	$1,948,000	2,155
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$828,000	2,002
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,120,000	2,005
Total noninterest expense	$7,058,000	2,779
Salaries and employee benefits	$3,571,000	2,734
Premises and equipment expense	$892,000	2,847
Additional noninterest expense	$2,595,000	2,665
Pre-tax net operating income	$-601,000	6,052
Securities gains (losses)	$96,000	2,179
Applicable income taxes	$-511,000	7,042
Income before extraordinary items	$6,000	5,513
Extraordinary gains, net	$0	34
Net income	$6,000	5,511
Minority interest net income	$0	115
Net income of bank and minority interests.	$6,000	5,511
Net charge-offs	$1,211,000	2,644
Cash dividends	$300,000	3,192
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-55,440	5,603
2009-09-30 (YTD Data)		Rank
Total interest income	$10,761,000	2,364
Total interest expense	$4,463,000	2,018
Net interest income	$6,298,000	2,602
Provision for loan and lease losses	$3,383,000	1,372
Total noninterest income	$1,421,000	2,248
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$624,000	1,991
Trading account gains and fees	$0	212
Additional Noninterest Income	$797,000	2,133
Total noninterest expense	$5,453,000	2,709
Salaries and employee benefits	$2,739,000	2,697
Premises and equipment expense	$673,000	2,869
Additional noninterest expense	$2,041,000	2,528
Pre-tax net operating income	$-1,117,000	6,713
Securities gains (losses)	$92,000	1,900
Applicable income taxes	$-585,000	7,384
Income before extraordinary items	$-440,000	6,371
Extraordinary gains, net	$0	27
Net income	$-440,000	6,372
Minority interest net income	$0	118
Net income of bank and minority interests.	$-440,000	6,371
Net charge-offs	$997,000	2,208
Cash dividends	$300,000	2,611
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-498,880	6,422
2009-06-30 (YTD Data)		Rank
Total interest income	$7,184,000	2,389
Total interest expense	$2,997,000	2,096
Net interest income	$4,187,000	2,589
Provision for loan and lease losses	$1,498,000	1,652
Total noninterest income	$1,010,000	2,181
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$406,000	1,998
Trading account gains and fees	$0	193
Additional Noninterest Income	$604,000	1,984
Total noninterest expense	$3,720,000	2,680
Salaries and employee benefits	$1,875,000	2,651
Premises and equipment expense	$461,000	2,838
Additional noninterest expense	$1,384,000	2,515
Pre-tax net operating income	$-21,000	5,878
Securities gains (losses)	$60,000	1,792
Applicable income taxes	$10,000	4,008
Income before extraordinary items	$29,000	5,718
Extraordinary gains, net	$0	21
Net income	$29,000	5,716
Minority interest net income	$0	112
Net income of bank and minority interests.	$29,000	5,716
Net charge-offs	$742,000	1,922
Cash dividends	$300,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-15,400	5,903
2009-03-31 (YTD Data)		Rank
Total interest income	$3,610,000	2,405
Total interest expense	$1,507,000	2,166
Net interest income	$2,103,000	2,574
Provision for loan and lease losses	$766,000	1,377
Total noninterest income	$440,000	2,332
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$192,000	2,034
Trading account gains and fees	$0	171
Additional Noninterest Income	$248,000	2,210
Total noninterest expense	$1,756,000	2,737
Salaries and employee benefits	$929,000	2,720
Premises and equipment expense	$233,000	2,845
Additional noninterest expense	$594,000	2,585
Pre-tax net operating income	$21,000	6,010
Securities gains (losses)	$0	2,434
Applicable income taxes	$5,000	4,285
Income before extraordinary items	$16,000	6,215
Extraordinary gains, net	$0	15
Net income	$16,000	6,217
Minority interest net income	$0	102
Net income of bank and minority interests.	$16,000	6,217
Net charge-offs	$547,000	1,307
Cash dividends	$300,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$16,000	6,058
2008-12-31 (YTD Data)		Rank
Total interest income	$14,554,000	2,540
Total interest expense	$6,603,000	2,308
Net interest income	$7,951,000	2,723
Provision for loan and lease losses	$1,458,000	2,200
Total noninterest income	$1,689,000	2,412
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$893,000	1,933
Trading account gains and fees	$0	154
Additional Noninterest Income	$796,000	2,460
Total noninterest expense	$6,521,000	2,859
Salaries and employee benefits	$3,573,000	2,771
Premises and equipment expense	$889,000	2,902
Additional noninterest expense	$2,059,000	2,798
Pre-tax net operating income	$1,661,000	2,841
Securities gains (losses)	$0	3,220
Applicable income taxes	$305,000	2,379
Income before extraordinary items	$1,356,000	2,700
Extraordinary gains, net	$0	39
Net income	$1,356,000	2,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$708,000	2,348
Cash dividends	$1,080,000	2,188
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,356,000	2,841
2008-09-30 (YTD Data)		Rank
Total interest income	$10,891,000	2,596
Total interest expense	$5,004,000	2,380
Net interest income	$5,887,000	2,765
Provision for loan and lease losses	$853,000	2,008
Total noninterest income	$1,261,000	2,491
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$664,000	1,956
Trading account gains and fees	$0	148
Additional Noninterest Income	$597,000	2,540
Total noninterest expense	$4,896,000	2,825
Salaries and employee benefits	$2,694,000	2,781
Premises and equipment expense	$667,000	2,929
Additional noninterest expense	$1,535,000	2,724
Pre-tax net operating income	$1,399,000	2,986
Securities gains (losses)	$0	3,106
Applicable income taxes	$278,000	2,552
Income before extraordinary items	$1,121,000	2,874
Extraordinary gains, net	$0	31
Net income	$1,121,000	2,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	3,376
Cash dividends	$1,080,000	1,706
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,121,000	3,016
2008-06-30 (YTD Data)		Rank
Total interest income	$7,199,000	2,650
Total interest expense	$3,401,000	2,422
Net interest income	$3,798,000	2,838
Provision for loan and lease losses	$469,000	1,990
Total noninterest income	$835,000	2,544
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$426,000	1,992
Trading account gains and fees	$0	149
Additional Noninterest Income	$409,000	2,556
Total noninterest expense	$3,280,000	2,813
Salaries and employee benefits	$1,794,000	2,819
Premises and equipment expense	$451,000	2,899
Additional noninterest expense	$1,035,000	2,671
Pre-tax net operating income	$884,000	3,212
Securities gains (losses)	$0	3,233
Applicable income taxes	$144,000	3,067
Income before extraordinary items	$740,000	3,219
Extraordinary gains, net	$0	21
Net income	$740,000	3,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,066
Cash dividends	$600,000	2,026
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$740,000	3,166
2008-03-31 (YTD Data)		Rank
Total interest income	$3,643,000	2,686
Total interest expense	$1,798,000	2,452
Net interest income	$1,845,000	2,903
Provision for loan and lease losses	$279,000	1,478
Total noninterest income	$398,000	2,609
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$202,000	2,063
Trading account gains and fees	$0	158
Additional Noninterest Income	$196,000	2,610
Total noninterest expense	$1,633,000	2,830
Salaries and employee benefits	$894,000	2,846
Premises and equipment expense	$229,000	2,873
Additional noninterest expense	$510,000	2,675
Pre-tax net operating income	$331,000	3,932
Securities gains (losses)	$0	2,688
Applicable income taxes	$28,000	4,112
Income before extraordinary items	$303,000	3,771
Extraordinary gains, net	$0	15
Net income	$303,000	3,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,966
Cash dividends	$600,000	1,164
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$303,000	3,692
2007-12-31 (YTD Data)		Rank
Total interest income	$14,572,000	2,763
Total interest expense	$7,134,000	2,574
Net interest income	$7,438,000	2,937
Provision for loan and lease losses	$596,000	2,070
Total noninterest income	$1,240,000	3,076
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$833,000	2,065
Trading account gains and fees	$0	178
Additional Noninterest Income	$407,000	3,694
Total noninterest expense	$6,413,000	2,786
Salaries and employee benefits	$3,584,000	2,740
Premises and equipment expense	$930,000	2,729
Additional noninterest expense	$1,899,000	2,793
Pre-tax net operating income	$1,669,000	3,705
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$356,000	3,169
Income before extraordinary items	$1,321,000	3,731
Extraordinary gains, net	$0	39
Net income	$1,321,000	3,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$496,000	1,700
Cash dividends	$1,200,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,314,680	3,734
2007-09-30 (YTD Data)		Rank
Total interest income	$10,835,000	2,777
Total interest expense	$5,298,000	2,592
Net interest income	$5,537,000	2,957
Provision for loan and lease losses	$279,000	2,414
Total noninterest income	$914,000	3,101
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$610,000	2,081
Trading account gains and fees	$0	184
Additional Noninterest Income	$304,000	3,713
Total noninterest expense	$4,733,000	2,799
Salaries and employee benefits	$2,736,000	2,692
Premises and equipment expense	$700,000	2,710
Additional noninterest expense	$1,297,000	2,979
Pre-tax net operating income	$1,439,000	3,560
Securities gains (losses)	$0	1,655
Applicable income taxes	$332,000	3,056
Income before extraordinary items	$1,107,000	3,656
Extraordinary gains, net	$0	33
Net income	$1,107,000	3,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	2,095
Cash dividends	$1,200,000	1,769
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,107,000	3,642
2007-06-30 (YTD Data)		Rank
Total interest income	$7,113,000	2,826
Total interest expense	$3,474,000	2,638
Net interest income	$3,639,000	3,019
Provision for loan and lease losses	$143,000	2,732
Total noninterest income	$617,000	3,094
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$395,000	2,142
Trading account gains and fees	$0	168
Additional Noninterest Income	$222,000	3,585
Total noninterest expense	$3,170,000	2,821
Salaries and employee benefits	$1,843,000	2,703
Premises and equipment expense	$496,000	2,605
Additional noninterest expense	$831,000	3,097
Pre-tax net operating income	$943,000	3,661
Securities gains (losses)	$0	1,444
Applicable income taxes	$216,000	3,165
Income before extraordinary items	$727,000	3,733
Extraordinary gains, net	$0	29
Net income	$727,000	3,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	1,796
Cash dividends	$600,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$727,000	3,716
2007-03-31 (YTD Data)		Rank
Total interest income	$3,496,000	2,867
Total interest expense	$1,715,000	2,662
Net interest income	$1,781,000	3,070
Provision for loan and lease losses	$51,000	3,056
Total noninterest income	$300,000	3,110
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$187,000	2,167
Trading account gains and fees	$0	195
Additional Noninterest Income	$113,000	3,538
Total noninterest expense	$1,587,000	2,832
Salaries and employee benefits	$937,000	2,696
Premises and equipment expense	$246,000	2,623
Additional noninterest expense	$404,000	3,146
Pre-tax net operating income	$443,000	3,785
Securities gains (losses)	$0	1,187
Applicable income taxes	$98,000	3,297
Income before extraordinary items	$345,000	3,863
Extraordinary gains, net	$0	22
Net income	$345,000	3,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	1,137
Cash dividends	$600,000	1,214
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$345,000	3,839
2006-12-31 (YTD Data)		Rank
Total interest income	$13,152,000	2,857
Total interest expense	$5,732,000	2,692
Net interest income	$7,420,000	2,952
Provision for loan and lease losses	$-477,000	8,595
Total noninterest income	$1,073,000	3,383
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$707,000	2,352
Trading account gains and fees	$0	130
Additional Noninterest Income	$366,000	3,907
Total noninterest expense	$6,424,000	2,715
Salaries and employee benefits	$3,563,000	2,704
Premises and equipment expense	$940,000	2,620
Additional noninterest expense	$1,921,000	2,667
Pre-tax net operating income	$2,546,000	3,094
Securities gains (losses)	$65,000	631
Applicable income taxes	$639,000	2,793
Income before extraordinary items	$1,972,000	3,131
Extraordinary gains, net	$0	51
Net income	$1,972,000	3,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-192,000	8,575
Cash dividends	$1,110,000	2,385
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,922,600	3,169
2006-09-30 (YTD Data)		Rank
Total interest income	$9,705,000	2,879
Total interest expense	$4,127,000	2,702
Net interest income	$5,578,000	2,971
Provision for loan and lease losses	$-497,000	8,670
Total noninterest income	$794,000	3,412
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$511,000	2,433
Trading account gains and fees	$0	126
Additional Noninterest Income	$283,000	3,840
Total noninterest expense	$4,854,000	2,701
Salaries and employee benefits	$2,684,000	2,694
Premises and equipment expense	$697,000	2,651
Additional noninterest expense	$1,473,000	2,610
Pre-tax net operating income	$2,015,000	3,086
Securities gains (losses)	$0	1,388
Applicable income taxes	$504,000	2,861
Income before extraordinary items	$1,511,000	3,190
Extraordinary gains, net	$0	45
Net income	$1,511,000	3,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-311,000	8,674
Cash dividends	$1,110,000	1,786
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,511,000	3,184
2006-06-30 (YTD Data)		Rank
Total interest income	$6,316,000	2,897
Total interest expense	$2,600,000	2,727
Net interest income	$3,716,000	2,982
Provision for loan and lease losses	$-519,000	8,718
Total noninterest income	$510,000	3,481
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$323,000	2,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$187,000	3,871
Total noninterest expense	$3,264,000	2,697
Salaries and employee benefits	$1,814,000	2,665
Premises and equipment expense	$460,000	2,665
Additional noninterest expense	$990,000	2,594
Pre-tax net operating income	$1,481,000	2,900
Securities gains (losses)	$0	1,185
Applicable income taxes	$377,000	2,707
Income before extraordinary items	$1,104,000	2,977
Extraordinary gains, net	$0	39
Net income	$1,104,000	2,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-338,000	8,716
Cash dividends	$510,000	2,327
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,104,000	2,963
2006-03-31 (YTD Data)		Rank
Total interest income	$3,111,000	2,882
Total interest expense	$1,270,000	2,687
Net interest income	$1,841,000	2,991
Provision for loan and lease losses	$-532,000	8,747
Total noninterest income	$250,000	3,467
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$151,000	2,587
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,720
Total noninterest expense	$1,671,000	2,629
Salaries and employee benefits	$918,000	2,639
Premises and equipment expense	$236,000	2,603
Additional noninterest expense	$517,000	2,471
Pre-tax net operating income	$952,000	2,362
Securities gains (losses)	$0	955
Applicable income taxes	$253,000	2,248
Income before extraordinary items	$699,000	2,444
Extraordinary gains, net	$0	21
Net income	$699,000	2,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-361,000	8,751
Cash dividends	$510,000	1,297
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$699,000	2,423
2005-12-31 (YTD Data)		Rank
Total interest income	$12,161,000	2,684
Total interest expense	$4,692,000	2,337
Net interest income	$7,469,000	2,872
Provision for loan and lease losses	$123,000	4,428
Total noninterest income	$1,048,000	3,443
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$541,000	2,890
Trading account gains and fees	$0	138
Additional Noninterest Income	$507,000	3,347
Total noninterest expense	$6,116,000	2,708
Salaries and employee benefits	$3,365,000	2,690
Premises and equipment expense	$842,000	2,760
Additional noninterest expense	$1,909,000	2,605
Pre-tax net operating income	$2,278,000	3,378
Securities gains (losses)	$23,000	1,207
Applicable income taxes	$553,000	3,196
Income before extraordinary items	$1,748,000	3,443
Extraordinary gains, net	$0	46
Net income	$1,748,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-512,000	8,786
Cash dividends	$1,080,000	2,313
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,730,520	3,433
2005-09-30 (YTD Data)		Rank
Total interest income	$9,002,000	2,650
Total interest expense	$3,434,000	2,264
Net interest income	$5,568,000	2,869
Provision for loan and lease losses	$235,000	2,646
Total noninterest income	$785,000	3,452
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$377,000	3,039
Trading account gains and fees	$0	126
Additional Noninterest Income	$408,000	3,244
Total noninterest expense	$4,578,000	2,671
Salaries and employee benefits	$2,478,000	2,696
Premises and equipment expense	$648,000	2,678
Additional noninterest expense	$1,452,000	2,534
Pre-tax net operating income	$1,540,000	3,678
Securities gains (losses)	$0	2,317
Applicable income taxes	$367,000	3,460
Income before extraordinary items	$1,173,000	3,726
Extraordinary gains, net	$0	35
Net income	$1,173,000	3,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-498,000	8,812
Cash dividends	$1,080,000	1,688
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,173,000	3,690
2005-06-30 (YTD Data)		Rank
Total interest income	$5,924,000	2,626
Total interest expense	$2,210,000	2,215
Net interest income	$3,714,000	2,841
Provision for loan and lease losses	$217,000	2,018
Total noninterest income	$548,000	3,307
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$223,000	3,255
Trading account gains and fees	$0	116
Additional Noninterest Income	$325,000	2,920
Total noninterest expense	$2,964,000	2,725
Salaries and employee benefits	$1,657,000	2,675
Premises and equipment expense	$418,000	2,729
Additional noninterest expense	$889,000	2,743
Pre-tax net operating income	$1,081,000	3,520
Securities gains (losses)	$0	2,146
Applicable income taxes	$258,000	3,360
Income before extraordinary items	$823,000	3,578
Extraordinary gains, net	$0	30
Net income	$823,000	3,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-530,000	8,828
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$823,000	3,527
2005-03-31 (YTD Data)		Rank
Total interest income	$2,902,000	2,650
Total interest expense	$1,064,000	2,203
Net interest income	$1,838,000	2,864
Provision for loan and lease losses	$125,000	1,680
Total noninterest income	$208,000	3,873
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$103,000	3,372
Trading account gains and fees	$0	115
Additional Noninterest Income	$105,000	3,636
Total noninterest expense	$1,430,000	2,833
Salaries and employee benefits	$839,000	2,669
Premises and equipment expense	$195,000	2,941
Additional noninterest expense	$396,000	3,041
Pre-tax net operating income	$491,000	3,723
Securities gains (losses)	$0	1,685
Applicable income taxes	$115,000	3,530
Income before extraordinary items	$376,000	3,775
Extraordinary gains, net	$0	24
Net income	$376,000	3,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$600,000	1,028
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$376,000	3,737
2004-12-31 (YTD Data)		Rank
Total interest income	$11,784,000	2,438
Total interest expense	$4,022,000	2,032
Net interest income	$7,762,000	2,598
Provision for loan and lease losses	$648,000	1,552
Total noninterest income	$855,000	3,891
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$450,000	3,385
Trading account gains and fees	$0	138
Additional Noninterest Income	$405,000	3,692
Total noninterest expense	$5,338,000	2,933
Salaries and employee benefits	$3,095,000	2,770
Premises and equipment expense	$710,000	3,098
Additional noninterest expense	$1,533,000	3,077
Pre-tax net operating income	$2,631,000	2,864
Securities gains (losses)	$0	3,819
Applicable income taxes	$670,000	2,839
Income before extraordinary items	$1,961,000	2,965
Extraordinary gains, net	$0	34
Net income	$1,961,000	2,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,198,000	425
Cash dividends	$1,200,000	2,033
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,961,000	2,912
2004-09-30 (YTD Data)		Rank
Total interest income	$8,808,000	2,417
Total interest expense	$2,982,000	2,011
Net interest income	$5,826,000	2,581
Provision for loan and lease losses	$498,000	1,462
Total noninterest income	$664,000	3,847
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$357,000	3,275
Trading account gains and fees	$0	134
Additional Noninterest Income	$307,000	3,684
Total noninterest expense	$4,027,000	2,894
Salaries and employee benefits	$2,308,000	2,758
Premises and equipment expense	$530,000	3,107
Additional noninterest expense	$1,189,000	2,961
Pre-tax net operating income	$1,965,000	2,925
Securities gains (losses)	$0	3,710
Applicable income taxes	$496,000	2,915
Income before extraordinary items	$1,469,000	3,000
Extraordinary gains, net	$0	26
Net income	$1,469,000	3,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,146,000	337
Cash dividends	$1,200,000	1,492
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,469,000	2,924
2004-06-30 (YTD Data)		Rank
Total interest income	$5,879,000	2,391
Total interest expense	$1,964,000	2,009
Net interest income	$3,915,000	2,540
Provision for loan and lease losses	$313,000	1,481
Total noninterest income	$452,000	3,799
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$256,000	3,085
Trading account gains and fees	$0	130
Additional Noninterest Income	$196,000	3,779
Total noninterest expense	$2,674,000	2,912
Salaries and employee benefits	$1,538,000	2,768
Premises and equipment expense	$353,000	3,102
Additional noninterest expense	$783,000	2,994
Pre-tax net operating income	$1,380,000	2,760
Securities gains (losses)	$0	3,413
Applicable income taxes	$350,000	2,805
Income before extraordinary items	$1,030,000	2,861
Extraordinary gains, net	$0	21
Net income	$1,030,000	2,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,102,000	254
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,030,000	2,785
2004-03-31 (YTD Data)		Rank
Total interest income	$2,968,000	2,380
Total interest expense	$1,006,000	1,978
Net interest income	$1,962,000	2,534
Provision for loan and lease losses	$146,000	1,570
Total noninterest income	$235,000	3,666
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$138,000	2,841
Trading account gains and fees	$0	121
Additional Noninterest Income	$97,000	3,782
Total noninterest expense	$1,333,000	2,915
Salaries and employee benefits	$766,000	2,802
Premises and equipment expense	$167,000	3,286
Additional noninterest expense	$400,000	2,914
Pre-tax net operating income	$718,000	2,653
Securities gains (losses)	$0	2,934
Applicable income taxes	$182,000	2,728
Income before extraordinary items	$536,000	2,773
Extraordinary gains, net	$0	16
Net income	$536,000	2,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$600,000	1,018
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$536,000	2,677
2003-12-31 (YTD Data)		Rank
Total interest income	$12,699,000	2,266
Total interest expense	$5,138,000	1,747
Net interest income	$7,561,000	2,550
Provision for loan and lease losses	$868,000	1,365
Total noninterest income	$1,035,000	3,654
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$493,000	3,125
Trading account gains and fees	$0	160
Additional Noninterest Income	$542,000	3,449
Total noninterest expense	$5,040,000	3,027
Salaries and employee benefits	$2,945,000	2,811
Premises and equipment expense	$650,000	3,293
Additional noninterest expense	$1,445,000	3,192
Pre-tax net operating income	$2,688,000	2,737
Securities gains (losses)	$104,000	1,855
Applicable income taxes	$692,000	2,822
Income before extraordinary items	$2,100,000	2,758
Extraordinary gains, net	$0	54
Net income	$2,100,000	2,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,782
Cash dividends	$1,200,000	2,037
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,022,000	2,717
2003-09-30 (YTD Data)		Rank
Total interest income	$9,632,000	2,265
Total interest expense	$4,033,000	1,742
Net interest income	$5,599,000	2,597
Provision for loan and lease losses	$69,000	5,341
Total noninterest income	$820,000	3,591
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$380,000	3,069
Trading account gains and fees	$0	153
Additional Noninterest Income	$440,000	3,370
Total noninterest expense	$3,960,000	2,931
Salaries and employee benefits	$2,347,000	2,686
Premises and equipment expense	$476,000	3,351
Additional noninterest expense	$1,137,000	3,039
Pre-tax net operating income	$2,390,000	2,475
Securities gains (losses)	$0	4,204
Applicable income taxes	$618,000	2,617
Income before extraordinary items	$1,772,000	2,596
Extraordinary gains, net	$0	40
Net income	$1,772,000	2,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,826
Cash dividends	$1,200,000	1,511
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,772,000	2,466
2003-06-30 (YTD Data)		Rank
Total interest income	$6,502,000	2,248
Total interest expense	$2,760,000	1,756
Net interest income	$3,742,000	2,592
Provision for loan and lease losses	$46,000	5,260
Total noninterest income	$580,000	3,431
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$261,000	2,965
Trading account gains and fees	$0	150
Additional Noninterest Income	$319,000	3,181
Total noninterest expense	$2,636,000	2,930
Salaries and employee benefits	$1,556,000	2,699
Premises and equipment expense	$309,000	3,398
Additional noninterest expense	$771,000	2,967
Pre-tax net operating income	$1,640,000	2,412
Securities gains (losses)	$0	3,782
Applicable income taxes	$423,000	2,586
Income before extraordinary items	$1,217,000	2,545
Extraordinary gains, net	$0	30
Net income	$1,217,000	2,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,822
Cash dividends	$600,000	1,881
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,217,000	2,388
2003-03-31 (YTD Data)		Rank
Total interest income	$3,242,000	2,273
Total interest expense	$1,376,000	1,803
Net interest income	$1,866,000	2,591
Provision for loan and lease losses	$54,000	3,580
Total noninterest income	$282,000	3,384
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$145,000	2,645
Trading account gains and fees	$0	134
Additional Noninterest Income	$137,000	3,373
Total noninterest expense	$1,329,000	2,885
Salaries and employee benefits	$783,000	2,668
Premises and equipment expense	$160,000	3,310
Additional noninterest expense	$386,000	2,946
Pre-tax net operating income	$765,000	2,563
Securities gains (losses)	$0	2,891
Applicable income taxes	$192,000	2,768
Income before extraordinary items	$573,000	2,645
Extraordinary gains, net	$0	21
Net income	$573,000	2,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,880
Cash dividends	$600,000	1,046
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$573,000	2,507
2002-12-31 (YTD Data)		Rank
Total interest income	$13,674,000	2,251
Total interest expense	$5,970,000	1,905
Net interest income	$7,704,000	2,485
Provision for loan and lease losses	$245,000	3,904
Total noninterest income	$911,000	3,678
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$443,000	3,271
Trading account gains and fees	$0	153
Additional Noninterest Income	$468,000	3,408
Total noninterest expense	$5,032,000	2,912
Salaries and employee benefits	$2,960,000	2,662
Premises and equipment expense	$603,000	3,403
Additional noninterest expense	$1,469,000	2,995
Pre-tax net operating income	$3,338,000	2,295
Securities gains (losses)	$26,000	2,961
Applicable income taxes	$896,000	2,399
Income before extraordinary items	$2,468,000	2,381
Extraordinary gains, net	$0	70
Net income	$2,468,000	2,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	3,573
Cash dividends	$1,200,000	1,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,449,020	2,314
2001-12-31 (YTD Data)		Rank
Total interest income	$14,305,000	2,392
Total interest expense	$7,017,000	2,285
Net interest income	$7,288,000	2,459
Provision for loan and lease losses	$302,000	3,179
Total noninterest income	$796,000	3,863
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$385,000	3,508
Trading account gains and fees	$0	177
Additional Noninterest Income	$411,000	3,473
Total noninterest expense	$4,680,000	2,989
Salaries and employee benefits	$2,731,000	2,737
Premises and equipment expense	$621,000	3,279
Additional noninterest expense	$1,328,000	3,200
Pre-tax net operating income	$3,102,000	2,194
Securities gains (losses)	$0	4,612
Applicable income taxes	$822,000	2,374
Income before extraordinary items	$2,280,000	2,263
Extraordinary gains, net	$0	105
Net income	$2,280,000	2,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,797
Cash dividends	$1,260,000	1,894
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,280,000	2,197
2000-12-31 (YTD Data)		Rank
Total interest income	$14,315,000	2,429
Total interest expense	$7,076,000	2,390
Net interest income	$7,239,000	2,454
Provision for loan and lease losses	$248,000	3,268
Total noninterest income	$668,000	4,128
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$410,000	3,180
Trading account gains and fees	$0	180
Additional Noninterest Income	$258,000	4,231
Total noninterest expense	$4,382,000	3,073
Salaries and employee benefits	$2,599,000	2,738
Premises and equipment expense	$608,000	3,233
Additional noninterest expense	$1,175,000	3,496
Pre-tax net operating income	$3,277,000	2,201
Securities gains (losses)	$0	1,956
Applicable income taxes	$861,000	2,390
Income before extraordinary items	$2,416,000	2,140
Extraordinary gains, net	$0	38
Net income	$2,416,000	2,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,894
Cash dividends	$1,125,000	2,093
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,416,000	2,143
1999-12-31 (YTD Data)		Rank
Total interest income	$13,193,000	2,485
Total interest expense	$6,832,000	2,164
Net interest income	$6,361,000	2,761
Provision for loan and lease losses	$226,000	3,295
Total noninterest income	$655,000	4,169
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$326,000	3,750
Trading account gains and fees	$0	173
Additional Noninterest Income	$329,000	3,807
Total noninterest expense	$3,973,000	3,333
Salaries and employee benefits	$2,274,000	3,054
Premises and equipment expense	$593,000	3,291
Additional noninterest expense	$1,106,000	3,694
Pre-tax net operating income	$2,817,000	2,537
Securities gains (losses)	$0	3,155
Applicable income taxes	$716,000	2,866
Income before extraordinary items	$2,101,000	2,468
Extraordinary gains, net	$0	35
Net income	$2,101,000	2,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,078
Cash dividends	$975,000	2,339
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,101,000	2,432
1998-12-31 (YTD Data)		Rank
Total interest income	$13,170,000	2,471
Total interest expense	$7,054,000	2,149
Net interest income	$6,116,000	2,809
Provision for loan and lease losses	$305,000	2,543
Total noninterest income	$585,000	4,466
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$261,000	4,354
Trading account gains and fees	$0	224
Additional Noninterest Income	$324,000	3,856
Total noninterest expense	$3,840,000	3,338
Salaries and employee benefits	$2,227,000	3,014
Premises and equipment expense	$591,000	3,217
Additional noninterest expense	$1,022,000	3,887
Pre-tax net operating income	$2,556,000	2,727
Securities gains (losses)	$0	4,449
Applicable income taxes	$605,000	3,384
Income before extraordinary items	$1,951,000	2,616
Extraordinary gains, net	$0	32
Net income	$1,951,000	2,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,179
Cash dividends	$1,005,000	2,187
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,951,000	2,535
1997-12-31 (YTD Data)		Rank
Total interest income	$12,289,000	2,665
Total interest expense	$6,327,000	2,375
Net interest income	$5,962,000	2,920
Provision for loan and lease losses	$180,000	3,648
Total noninterest income	$539,000	4,745
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$267,000	4,437
Trading account gains and fees	$0	239
Additional Noninterest Income	$272,000	4,147
Total noninterest expense	$3,678,000	3,440
Salaries and employee benefits	$2,108,000	3,140
Premises and equipment expense	$586,000	3,224
Additional noninterest expense	$984,000	3,966
Pre-tax net operating income	$2,643,000	2,777
Securities gains (losses)	$0	3,944
Applicable income taxes	$635,000	3,512
Income before extraordinary items	$2,008,000	2,576
Extraordinary gains, net	$0	44
Net income	$2,008,000	2,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,830
Cash dividends	$1,050,000	2,075
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,008,000	2,529
1996-12-31 (YTD Data)		Rank
Total interest income	$11,518,000	2,872
Total interest expense	$5,986,000	2,559
Net interest income	$5,532,000	3,198
Provision for loan and lease losses	$219,000	3,225
Total noninterest income	$575,000	4,702
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$300,000	4,229
Trading account gains and fees	$0	262
Additional Noninterest Income	$275,000	4,286
Total noninterest expense	$3,621,000	3,667
Salaries and employee benefits	$2,092,000	3,198
Premises and equipment expense	$555,000	3,458
Additional noninterest expense	$974,000	4,499
Pre-tax net operating income	$2,267,000	3,075
Securities gains (losses)	$0	4,148
Applicable income taxes	$532,000	3,950
Income before extraordinary items	$1,735,000	2,805
Extraordinary gains, net	$0	53
Net income	$1,735,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,962
Cash dividends	$915,000	2,278
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,735,000	2,764
1995-12-31 (YTD Data)		Rank
Total interest income	$10,991,000	3,018
Total interest expense	$5,702,000	2,700
Net interest income	$5,289,000	3,349
Provision for loan and lease losses	$122,000	4,063
Total noninterest income	$748,000	3,880
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$305,000	4,239
Trading account gains and fees	$0	522
Additional Noninterest Income	$443,000	3,105
Total noninterest expense	$3,575,000	3,666
Salaries and employee benefits	$2,017,000	3,283
Premises and equipment expense	$532,000	3,562
Additional noninterest expense	$1,026,000	4,260
Pre-tax net operating income	$2,340,000	3,041
Securities gains (losses)	$0	3,831
Applicable income taxes	$577,000	3,762
Income before extraordinary items	$1,763,000	2,796
Extraordinary gains, net	$0	65
Net income	$1,763,000	2,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,662
Cash dividends	$855,000	2,306
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,763,000	2,760
1994-12-31 (YTD Data)		Rank
Total interest income	$9,778,000	3,092
Total interest expense	$4,649,000	2,636
Net interest income	$5,129,000	3,476
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$572,000	4,822
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$331,000	4,019
Trading account gains and fees	$0	475
Additional Noninterest Income	$241,000	4,692
Total noninterest expense	$3,565,000	3,783
Salaries and employee benefits	$1,957,000	3,352
Premises and equipment expense	$452,000	4,133
Additional noninterest expense	$1,156,000	4,196
Pre-tax net operating income	$2,016,000	3,400
Securities gains (losses)	$0	3,600
Applicable income taxes	$435,000	4,489
Income before extraordinary items	$1,581,000	3,036
Extraordinary gains, net	$0	249
Net income	$1,581,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,289
Cash dividends	$760,000	2,373
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,581,000	3,051
1993-12-31 (YTD Data)		Rank
Total interest income	$9,752,000	3,163
Total interest expense	$4,975,000	2,583
Net interest income	$4,777,000	3,723
Provision for loan and lease losses	$67,000	6,741
Total noninterest income	$609,000	4,901
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$325,000	4,139
Trading account gains and fees	$0	532
Additional Noninterest Income	$284,000	4,625
Total noninterest expense	$3,599,000	3,819
Salaries and employee benefits	$1,987,000	3,306
Premises and equipment expense	$453,000	4,242
Additional noninterest expense	$1,159,000	4,323
Pre-tax net operating income	$1,720,000	3,848
Securities gains (losses)	$0	7,477
Applicable income taxes	$304,000	6,031
Income before extraordinary items	$1,416,000	3,413
Extraordinary gains, net	$156,000	1,196
Net income	$1,572,000	3,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	5,115
Cash dividends	$685,000	2,423
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,416,000	3,240
1992-12-31 (YTD Data)		Rank
Total interest income	$10,496,000	3,326
Total interest expense	$5,631,000	2,956
Net interest income	$4,865,000	3,744
Provision for loan and lease losses	$81,000	7,858
Total noninterest income	$558,000	5,239
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$321,000	4,212
Trading account gains and fees	$0	504
Additional Noninterest Income	$237,000	5,143
Total noninterest expense	$3,476,000	3,953
Salaries and employee benefits	$1,899,000	3,361
Premises and equipment expense	$476,000	4,147
Additional noninterest expense	$1,101,000	4,685
Pre-tax net operating income	$1,866,000	3,318
Securities gains (losses)	$0	8,369
Applicable income taxes	$410,000	4,696
Income before extraordinary items	$1,456,000	3,168
Extraordinary gains, net	$0	1,422
Net income	$1,456,000	3,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	9,043
Cash dividends	$640,000	2,295
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,456,000	2,935

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.