Home > The Dart Bank > Net charge- offs to loans

The Dart Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%2,749
Percentage Net Loans Charged-off: Total real estate loans-0.0055%3,793
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0187%4,300
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,416
Percentage Net Loans Charged-off: Home equity loans-0.0033%4,218
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial-0.0391%4,045
Percentage Net Loans Charged-off: Loans to individuals1.7675%396
Percentage Net Loans Charged-off: Credit card loans27.6434%47
Percentage Net Loans Charged-off: Other loans to individual0.3425%1,402
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%2,456
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,257
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0006%3,991
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,454
Percentage Net Loans Charged-off: Home equity loans-0.0044%4,269
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%3,618
Percentage Net Loans Charged-off: Loans to individuals0.5493%998
Percentage Net Loans Charged-off: Credit card loans7.1941%42
Percentage Net Loans Charged-off: Other loans to individual0.2163%1,628
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%2,265
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,325
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,080
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,527
Percentage Net Loans Charged-off: Home equity loans-0.0068%4,319
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%3,621
Percentage Net Loans Charged-off: Loans to individuals0.5336%945
Percentage Net Loans Charged-off: Credit card loans4.5743%80
Percentage Net Loans Charged-off: Other loans to individual0.3488%1,202
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0010%2,021
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0045%3,619
Percentage Net Loans Charged-off: Loans to individuals0.2450%1,337
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.2553%1,242
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%2,447
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,115
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0011%3,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%3,346
Percentage Net Loans Charged-off: Home equity loans-0.0039%4,275
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%3,478
Percentage Net Loans Charged-off: Loans to individuals1.0913%487
Percentage Net Loans Charged-off: Credit card loans0.8977%314
Percentage Net Loans Charged-off: Other loans to individual1.0983%440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0020%2,217
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,064
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,938
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,349
Percentage Net Loans Charged-off: Home equity loans-0.0053%4,338
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%3,390
Percentage Net Loans Charged-off: Loans to individuals1.4298%311
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual1.4820%274
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%1,869
Percentage Net Loans Charged-off: Total real estate loans-0.0004%2,988
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0012%3,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%3,216
Percentage Net Loans Charged-off: Loans to individuals2.0162%220
Percentage Net Loans Charged-off: Credit card loans4.2105%72
Percentage Net Loans Charged-off: Other loans to individual1.9462%206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%1,549
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%3,328
Percentage Net Loans Charged-off: Loans to individuals0.5763%766
Percentage Net Loans Charged-off: Credit card loans-2.1448%821
Percentage Net Loans Charged-off: Other loans to individual0.6515%651
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%1,515
Percentage Net Loans Charged-off: Total real estate loans0.0456%607
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.1205%320
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0165%709
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,152
All other 1-4 family - Percent of loans charged-off, net0.0190%663
Percentage Net Loans Charged-off: Commercial and industrial-0.0291%3,732
Percentage Net Loans Charged-off: Loans to individuals0.6911%622
Percentage Net Loans Charged-off: Credit card loans-0.5025%828
Percentage Net Loans Charged-off: Other loans to individual0.7484%522
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0475%1,186
Percentage Net Loans Charged-off: Total real estate loans0.0626%458
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.1675%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0223%572
Percentage Net Loans Charged-off: Home equity loans-0.0066%3,222
All other 1-4 family - Percent of loans charged-off, net0.0255%528
Percentage Net Loans Charged-off: Commercial and industrial-0.0343%3,842
Percentage Net Loans Charged-off: Loans to individuals0.5802%670
Percentage Net Loans Charged-off: Credit card loans-0.6584%844
Percentage Net Loans Charged-off: Other loans to individual0.6405%539
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0797%874
Percentage Net Loans Charged-off: Total real estate loans0.0972%339
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.2689%167
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0341%449
Percentage Net Loans Charged-off: Home equity loans-0.0104%3,306
All other 1-4 family - Percent of loans charged-off, net0.0388%416
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%3,465
Percentage Net Loans Charged-off: Loans to individuals0.7290%514
Percentage Net Loans Charged-off: Credit card loans-1.0050%853
Percentage Net Loans Charged-off: Other loans to individual0.8114%410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0346%1,131
Percentage Net Loans Charged-off: Total real estate loans0.0362%440
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0704%260
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0774%237
Percentage Net Loans Charged-off: Commercial and industrial-0.0073%3,569
Percentage Net Loans Charged-off: Loans to individuals1.0086%451
Percentage Net Loans Charged-off: Credit card loans-2.0408%856
Percentage Net Loans Charged-off: Other loans to individual1.1520%356
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4860%333
Percentage Net Loans Charged-off: Total real estate loans0.1433%453
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0471%4,632
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3062%141
Percentage Net Loans Charged-off: Home equity loans-0.0056%3,311
All other 1-4 family - Percent of loans charged-off, net0.3432%121
Percentage Net Loans Charged-off: Commercial and industrial0.1855%1,174
Percentage Net Loans Charged-off: Loans to individuals2.0569%268
Percentage Net Loans Charged-off: Credit card loans28.4464%7
Percentage Net Loans Charged-off: Other loans to individual0.9324%614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%698
Percentage Net Loans Charged-off: Total real estate loans0.1998%281
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0629%4,709
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.4301%82
Percentage Net Loans Charged-off: Home equity loans-0.0075%3,359
All other 1-4 family - Percent of loans charged-off, net0.4848%66
Percentage Net Loans Charged-off: Commercial and industrial0.2939%815
Percentage Net Loans Charged-off: Loans to individuals1.1068%549
Percentage Net Loans Charged-off: Credit card loans23.9023%9
Percentage Net Loans Charged-off: Other loans to individual0.1558%2,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0563%1,692
Percentage Net Loans Charged-off: Total real estate loans-0.0129%4,310
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0406%4,706
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%3,731
Percentage Net Loans Charged-off: Home equity loans-0.0115%3,429
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.3671%686
Percentage Net Loans Charged-off: Loans to individuals1.5405%415
Percentage Net Loans Charged-off: Credit card loans37.2816%4
Percentage Net Loans Charged-off: Other loans to individual0.1372%2,014
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%1,054
Percentage Net Loans Charged-off: Total real estate loans-0.0253%4,555
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0828%4,834
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial1.3283%262
Percentage Net Loans Charged-off: Loans to individuals1.2089%652
Percentage Net Loans Charged-off: Credit card loans23.3422%16
Percentage Net Loans Charged-off: Other loans to individual0.2700%1,580
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7198%231
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,824
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0218%4,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0096%1,650
Percentage Net Loans Charged-off: Home equity loans-0.0119%3,484
All other 1-4 family - Percent of loans charged-off, net0.0121%1,512
Percentage Net Loans Charged-off: Commercial and industrial-0.0439%4,279
Percentage Net Loans Charged-off: Loans to individuals1.1168%713
Percentage Net Loans Charged-off: Credit card loans3.8412%147
Percentage Net Loans Charged-off: Other loans to individual1.0308%713
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%3,239
Percentage Net Loans Charged-off: Total real estate loans-0.0084%4,193
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0278%4,717
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,929
Percentage Net Loans Charged-off: Home equity loans-0.0158%3,541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%4,048
Percentage Net Loans Charged-off: Loans to individuals0.9008%863
Percentage Net Loans Charged-off: Credit card loans5.8076%81
Percentage Net Loans Charged-off: Other loans to individual0.7668%906
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%4,053
Percentage Net Loans Charged-off: Total real estate loans-0.0047%4,061
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0272%4,812
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0050%1,266
Percentage Net Loans Charged-off: Home equity loans-0.0118%3,540
All other 1-4 family - Percent of loans charged-off, net0.0070%1,154
Percentage Net Loans Charged-off: Commercial and industrial-0.2052%4,743
Percentage Net Loans Charged-off: Loans to individuals1.1079%670
Percentage Net Loans Charged-off: Credit card loans9.0002%45
Percentage Net Loans Charged-off: Other loans to individual0.9016%743
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0185%4,464
Percentage Net Loans Charged-off: Total real estate loans-0.0067%4,272
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0250%4,901
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.2723%4,855
Percentage Net Loans Charged-off: Loans to individuals0.5260%1,252
Percentage Net Loans Charged-off: Credit card loans18.8976%23
Percentage Net Loans Charged-off: Other loans to individual0.0770%2,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0970%5,141
Percentage Net Loans Charged-off: Total real estate loans-0.1157%5,127
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.2765%5,173
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0905%5,050
Percentage Net Loans Charged-off: Home equity loans-0.0118%3,574
All other 1-4 family - Percent of loans charged-off, net-0.1004%5,067
Percentage Net Loans Charged-off: Commercial and industrial-0.1960%4,813
Percentage Net Loans Charged-off: Loans to individuals1.2349%621
Percentage Net Loans Charged-off: Credit card loans-0.9191%1,019
Percentage Net Loans Charged-off: Other loans to individual1.2842%529
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1532%5,254
Percentage Net Loans Charged-off: Total real estate loans-0.1837%5,258
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.3621%5,265
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.1834%5,218
Percentage Net Loans Charged-off: Home equity loans-0.0079%3,564
All other 1-4 family - Percent of loans charged-off, net-0.2059%5,237
Percentage Net Loans Charged-off: Commercial and industrial-0.1993%4,840
Percentage Net Loans Charged-off: Loans to individuals1.5173%450
Percentage Net Loans Charged-off: Credit card loans-1.3007%1,019
Percentage Net Loans Charged-off: Other loans to individual1.5794%362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0446%4,881
Percentage Net Loans Charged-off: Total real estate loans-0.0730%5,094
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0996%5,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0935%5,129
Percentage Net Loans Charged-off: Home equity loans-0.0121%3,638
All other 1-4 family - Percent of loans charged-off, net-0.1042%5,161
Percentage Net Loans Charged-off: Commercial and industrial-0.1921%4,875
Percentage Net Loans Charged-off: Loans to individuals2.3239%244
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual2.3728%201
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1241%5,277
Percentage Net Loans Charged-off: Total real estate loans-0.1223%5,299
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0909%5,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.1960%5,349
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.2232%5,362
Percentage Net Loans Charged-off: Commercial and industrial-0.1937%4,915
Percentage Net Loans Charged-off: Loans to individuals-0.1792%4,876
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual-0.1824%4,845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%4,121
Percentage Net Loans Charged-off: Total real estate loans0.0164%2,143
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0562%5,154
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0635%1,379
Percentage Net Loans Charged-off: Home equity loans0.0650%497
All other 1-4 family - Percent of loans charged-off, net0.0633%1,326
Percentage Net Loans Charged-off: Commercial and industrial-0.2828%5,127
Percentage Net Loans Charged-off: Loans to individuals0.3526%2,139
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.3567%1,997
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%3,248
Percentage Net Loans Charged-off: Total real estate loans0.0313%1,575
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0500%5,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0888%1,034
Percentage Net Loans Charged-off: Home equity loans0.0968%385
All other 1-4 family - Percent of loans charged-off, net0.0877%1,019
Percentage Net Loans Charged-off: Commercial and industrial-0.2963%5,155
Percentage Net Loans Charged-off: Loans to individuals0.4111%1,814
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.4153%1,663
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%2,685
Percentage Net Loans Charged-off: Total real estate loans0.0510%1,175
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0435%5,224
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1254%769
Percentage Net Loans Charged-off: Home equity loans0.1523%274
All other 1-4 family - Percent of loans charged-off, net0.1216%773
Percentage Net Loans Charged-off: Commercial and industrial-0.3381%5,236
Percentage Net Loans Charged-off: Loans to individuals0.2670%2,106
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.2691%1,967
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0848%1,502
Percentage Net Loans Charged-off: Total real estate loans0.1189%582
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0521%5,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2732%378
Percentage Net Loans Charged-off: Home equity loans0.2982%150
All other 1-4 family - Percent of loans charged-off, net0.2693%378
Percentage Net Loans Charged-off: Commercial and industrial-0.3083%5,274
Percentage Net Loans Charged-off: Loans to individuals0.1110%2,281
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.1111%2,148
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0553%2,937
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,798
Percentage Net Loans Charged-off:Construction & development-0.0049%4,480
Percentage Net Loans Charged-off: Commercial real estate-0.0534%5,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0537%1,829
Percentage Net Loans Charged-off: Home equity loans-0.0092%3,921
All other 1-4 family - Percent of loans charged-off, net0.0627%1,640
Percentage Net Loans Charged-off: Commercial and industrial0.6373%893
Percentage Net Loans Charged-off: Loans to individuals0.3424%2,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3424%2,099
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%1,423
Percentage Net Loans Charged-off: Total real estate loans0.0159%2,210
Percentage Net Loans Charged-off:Construction & development-0.0070%4,558
Percentage Net Loans Charged-off: Commercial real estate-0.0536%5,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0808%1,368
Percentage Net Loans Charged-off: Home equity loans-0.0133%3,964
All other 1-4 family - Percent of loans charged-off, net0.0938%1,216
Percentage Net Loans Charged-off: Commercial and industrial1.9314%281
Percentage Net Loans Charged-off: Loans to individuals0.3848%1,864
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3848%1,724
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0222%3,048
Percentage Net Loans Charged-off: Total real estate loans0.0420%1,571
Percentage Net Loans Charged-off:Construction & development-0.0232%4,777
Percentage Net Loans Charged-off: Commercial real estate-0.0536%5,450
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1497%908
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1705%800
Percentage Net Loans Charged-off: Commercial and industrial-0.3046%5,435
Percentage Net Loans Charged-off: Loans to individuals0.5360%1,415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5360%1,297
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0844%1,653
Percentage Net Loans Charged-off: Total real estate loans0.1238%746
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0547%5,575
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.3544%412
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.4046%356
Percentage Net Loans Charged-off: Commercial and industrial-0.3259%5,514
Percentage Net Loans Charged-off: Loans to individuals0.1404%2,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1404%2,009
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%5,476
Percentage Net Loans Charged-off: Total real estate loans0.0098%3,062
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.1556%5,732
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1650%1,275
Percentage Net Loans Charged-off: Home equity loans-0.2210%4,459
All other 1-4 family - Percent of loans charged-off, net0.2084%1,041
Percentage Net Loans Charged-off: Commercial and industrial-0.5461%5,683
Percentage Net Loans Charged-off: Loans to individuals-0.2267%5,645
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2267%5,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0312%5,371
Percentage Net Loans Charged-off: Total real estate loans0.0277%2,412
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.1880%5,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2329%883
Percentage Net Loans Charged-off: Home equity loans-0.1320%4,440
All other 1-4 family - Percent of loans charged-off, net0.2722%748
Percentage Net Loans Charged-off: Commercial and industrial-0.6169%5,779
Percentage Net Loans Charged-off: Loans to individuals-0.3565%5,767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3565%5,718
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1403%5,913
Percentage Net Loans Charged-off: Total real estate loans-0.1354%5,906
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.2659%5,987
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0606%5,771
Percentage Net Loans Charged-off: Home equity loans-0.1155%4,441
All other 1-4 family - Percent of loans charged-off, net-0.0548%5,748
Percentage Net Loans Charged-off: Commercial and industrial-0.1753%5,387
Percentage Net Loans Charged-off: Loans to individuals-0.7755%6,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7755%5,966
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0921%5,822
Percentage Net Loans Charged-off: Total real estate loans-0.0561%5,721
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0298%5,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0965%5,923
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.1064%5,961
Percentage Net Loans Charged-off: Commercial and industrial-0.2700%5,639
Percentage Net Loans Charged-off: Loans to individuals-1.7198%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.7198%6,129
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5264%774
Percentage Net Loans Charged-off: Total real estate loans0.6186%455
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.9833%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3782%905
Percentage Net Loans Charged-off: Home equity loans0.5632%369
All other 1-4 family - Percent of loans charged-off, net0.3617%954
Percentage Net Loans Charged-off: Commercial and industrial0.2075%1,794
Percentage Net Loans Charged-off: Loans to individuals-0.9593%6,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9593%6,198
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7689%438
Percentage Net Loans Charged-off: Total real estate loans0.8513%287
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate1.3286%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.5117%624
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.5551%550
Percentage Net Loans Charged-off: Commercial and industrial0.5324%1,015
Percentage Net Loans Charged-off: Loans to individuals0.2709%2,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2709%2,193
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2551%242
Percentage Net Loans Charged-off: Total real estate loans1.3969%145
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate2.3765%123
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.4673%733
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.5058%673
Percentage Net Loans Charged-off: Commercial and industrial0.8797%707
Percentage Net Loans Charged-off: Loans to individuals0.2498%2,203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2498%2,071
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8619%71
Percentage Net Loans Charged-off: Total real estate loans2.9681%45
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate4.7450%52
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential1.0387%287
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net1.1216%271
Percentage Net Loans Charged-off: Commercial and industrial3.6361%180
Percentage Net Loans Charged-off: Loans to individuals1.5342%577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5342%517
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2375%2,554
Percentage Net Loans Charged-off: Total real estate loans0.5436%1,012
Percentage Net Loans Charged-off:Construction & development-0.1638%5,657
Percentage Net Loans Charged-off: Commercial real estate0.4331%1,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.9043%548
Percentage Net Loans Charged-off: Home equity loans-0.4190%4,940
All other 1-4 family - Percent of loans charged-off, net1.0143%480
Percentage Net Loans Charged-off: Commercial and industrial-2.1423%6,461
Percentage Net Loans Charged-off: Loans to individuals-0.6982%6,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6982%6,444
Percentage Net Loans Charged-off: All other loans and lease0.0153%1,460
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2853%2,115
Percentage Net Loans Charged-off: Total real estate loans0.5271%1,025
Percentage Net Loans Charged-off:Construction & development-0.1743%5,731
Percentage Net Loans Charged-off: Commercial real estate0.2612%1,346
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.1113%414
Percentage Net Loans Charged-off: Home equity loans-0.7527%5,011
All other 1-4 family - Percent of loans charged-off, net1.2651%361
Percentage Net Loans Charged-off: Commercial and industrial-1.5001%6,491
Percentage Net Loans Charged-off: Loans to individuals-0.9119%6,580
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9119%6,531
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0257%6,053
Percentage Net Loans Charged-off: Total real estate loans0.2245%2,003
Percentage Net Loans Charged-off:Construction & development-0.1997%5,790
Percentage Net Loans Charged-off: Commercial real estate-0.0597%6,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.7318%752
Percentage Net Loans Charged-off: Home equity loans-1.5473%5,035
All other 1-4 family - Percent of loans charged-off, net0.9165%588
Percentage Net Loans Charged-off: Commercial and industrial-2.0709%6,561
Percentage Net Loans Charged-off: Loans to individuals-1.3287%6,658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.3287%6,614
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5005%1,205
Percentage Net Loans Charged-off: Total real estate loans0.6329%832
Percentage Net Loans Charged-off:Construction & development-0.2776%5,918
Percentage Net Loans Charged-off: Commercial real estate0.1316%1,080
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential1.5716%313
Percentage Net Loans Charged-off: Home equity loans-1.3130%5,047
All other 1-4 family - Percent of loans charged-off, net1.8006%277
Percentage Net Loans Charged-off: Commercial and industrial-0.0291%5,099
Percentage Net Loans Charged-off: Loans to individuals-1.8591%6,744
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.8591%6,699
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6613%503
Percentage Net Loans Charged-off: Total real estate loans0.8332%1,220
Percentage Net Loans Charged-off:Construction & development6.6482%416
Percentage Net Loans Charged-off: Commercial real estate0.4837%1,594
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.0613%824
Percentage Net Loans Charged-off: Home equity loans-0.6077%5,162
All other 1-4 family - Percent of loans charged-off, net1.1904%726
Percentage Net Loans Charged-off: Commercial and industrial10.7024%78
Percentage Net Loans Charged-off: Loans to individuals1.2515%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2515%998
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7831%444
Percentage Net Loans Charged-off: Total real estate loans0.7940%1,267
Percentage Net Loans Charged-off:Construction & development8.1274%341
Percentage Net Loans Charged-off: Commercial real estate0.5474%1,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.6975%1,283
Percentage Net Loans Charged-off: Home equity loans-0.5366%5,205
All other 1-4 family - Percent of loans charged-off, net0.7923%1,108
Percentage Net Loans Charged-off: Commercial and industrial12.5950%68
Percentage Net Loans Charged-off: Loans to individuals1.5930%797
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5930%708
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1069%379
Percentage Net Loans Charged-off: Total real estate loans0.6573%1,503
Percentage Net Loans Charged-off:Construction & development10.1534%259
Percentage Net Loans Charged-off: Commercial real estate0.6364%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0244%3,644
Percentage Net Loans Charged-off: Home equity loans-1.0239%5,248
All other 1-4 family - Percent of loans charged-off, net0.1053%2,951
Percentage Net Loans Charged-off: Commercial and industrial17.8429%55
Percentage Net Loans Charged-off: Loans to individuals0.5586%1,918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5586%1,780
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6071%1,579
Percentage Net Loans Charged-off: Total real estate loans0.6005%1,401
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate1.2748%552
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0887%6,863
Percentage Net Loans Charged-off: Home equity loans-1.2475%5,278
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.7884%1,065
Percentage Net Loans Charged-off: Loans to individuals0.9757%1,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9757%1,044
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8087%2,135
Percentage Net Loans Charged-off: Total real estate loans0.8332%1,887
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.5574%1,884
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.3162%920
Percentage Net Loans Charged-off: Home equity loans-0.9622%5,393
All other 1-4 family - Percent of loans charged-off, net1.4827%829
Percentage Net Loans Charged-off: Commercial and industrial0.7907%2,251
Percentage Net Loans Charged-off: Loans to individuals1.0420%1,609
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9269%1,545
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5894%2,490
Percentage Net Loans Charged-off: Total real estate loans0.5790%2,198
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0131%6,852
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.3186%862
Percentage Net Loans Charged-off: Home equity loans-0.8296%5,419
All other 1-4 family - Percent of loans charged-off, net1.4741%772
Percentage Net Loans Charged-off: Commercial and industrial0.7059%2,103
Percentage Net Loans Charged-off: Loans to individuals1.1772%1,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0180%1,258
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5151%2,554
Percentage Net Loans Charged-off: Total real estate loans0.5556%2,144
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0140%6,877
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.5333%733
Percentage Net Loans Charged-off: Home equity loans-0.6254%5,435
All other 1-4 family - Percent of loans charged-off, net1.6873%677
Percentage Net Loans Charged-off: Commercial and industrial-0.0759%6,325
Percentage Net Loans Charged-off: Loans to individuals1.3686%1,109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1292%1,061
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6992%1,821
Percentage Net Loans Charged-off: Total real estate loans0.8144%1,393
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0111%6,874
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential2.2242%452
Percentage Net Loans Charged-off: Home equity loans-0.4458%5,435
All other 1-4 family - Percent of loans charged-off, net2.4158%403
Percentage Net Loans Charged-off: Commercial and industrial-0.1243%6,466
Percentage Net Loans Charged-off: Loans to individuals0.2129%2,804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1626%2,692
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3847%1,614
Percentage Net Loans Charged-off: Total real estate loans1.4775%1,325
Percentage Net Loans Charged-off:Construction & development10.3491%545
Percentage Net Loans Charged-off: Commercial real estate1.1320%1,150
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.6607%833
Percentage Net Loans Charged-off: Home equity loans2.7069%346
All other 1-4 family - Percent of loans charged-off, net1.5908%883
Percentage Net Loans Charged-off: Commercial and industrial1.4128%2,085
Percentage Net Loans Charged-off: Loans to individuals0.1930%4,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5963%1,234
Percentage Net Loans Charged-off: Total real estate loans1.6865%1,044
Percentage Net Loans Charged-off:Construction & development13.4352%341
Percentage Net Loans Charged-off: Commercial real estate0.9769%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential2.1465%531
Percentage Net Loans Charged-off: Home equity loans3.5788%238
All other 1-4 family - Percent of loans charged-off, net2.0521%580
Percentage Net Loans Charged-off: Commercial and industrial1.9117%1,508
Percentage Net Loans Charged-off: Loans to individuals0.0385%4,956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2473%1,527
Percentage Net Loans Charged-off: Total real estate loans1.2406%1,339
Percentage Net Loans Charged-off:Construction & development3.4985%1,263
Percentage Net Loans Charged-off: Commercial real estate0.6818%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.0763%556
Percentage Net Loans Charged-off: Home equity loans5.3643%153
All other 1-4 family - Percent of loans charged-off, net1.8642%671
Percentage Net Loans Charged-off: Commercial and industrial2.5019%1,130
Percentage Net Loans Charged-off: Loans to individuals-0.1683%7,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9241%1,738
Percentage Net Loans Charged-off: Total real estate loans0.9042%1,479
Percentage Net Loans Charged-off:Construction & development0.1605%1,896
Percentage Net Loans Charged-off: Commercial real estate0.5373%1,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.6305%686
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.7356%637
Percentage Net Loans Charged-off: Commercial and industrial2.3553%954
Percentage Net Loans Charged-off: Loans to individuals-0.8193%7,480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6343%3,299
Percentage Net Loans Charged-off: Total real estate loans0.4823%2,959
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.4516%1,836
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6604%1,754
Percentage Net Loans Charged-off: Home equity loans1.8050%530
All other 1-4 family - Percent of loans charged-off, net0.5972%1,772
Percentage Net Loans Charged-off: Commercial and industrial1.9531%1,914
Percentage Net Loans Charged-off: Loans to individuals1.5918%1,741
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6940%2,613
Percentage Net Loans Charged-off: Total real estate loans0.5457%2,338
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.5110%1,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7416%1,369
Percentage Net Loans Charged-off: Home equity loans2.4641%343
All other 1-4 family - Percent of loans charged-off, net0.6502%1,416
Percentage Net Loans Charged-off: Commercial and industrial2.2817%1,385
Percentage Net Loans Charged-off: Loans to individuals1.0258%2,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7759%2,128
Percentage Net Loans Charged-off: Total real estate loans0.5557%2,012
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.6956%869
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.5534%1,473
Percentage Net Loans Charged-off: Home equity loans3.7929%201
All other 1-4 family - Percent of loans charged-off, net0.3878%1,722
Percentage Net Loans Charged-off: Commercial and industrial3.2125%886
Percentage Net Loans Charged-off: Loans to individuals1.0100%2,296
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1518%1,191
Percentage Net Loans Charged-off: Total real estate loans0.7019%1,324
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.8110%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.7725%920
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.8105%834
Percentage Net Loans Charged-off: Commercial and industrial6.0380%364
Percentage Net Loans Charged-off: Loans to individuals1.7604%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3873%2,887
Percentage Net Loans Charged-off: Total real estate loans0.2030%2,852
Percentage Net Loans Charged-off:Construction & development0.1985%2,410
Percentage Net Loans Charged-off: Commercial real estate0.3237%1,136
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1177%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1243%2,511
Percentage Net Loans Charged-off: Commercial and industrial1.6278%1,285
Percentage Net Loans Charged-off: Loans to individuals1.6730%1,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1126%4,262
Percentage Net Loans Charged-off: Total real estate loans0.0311%3,861
Percentage Net Loans Charged-off:Construction & development0.2409%1,731
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0363%2,990
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0384%2,776
Percentage Net Loans Charged-off: Commercial and industrial0.1698%2,963
Percentage Net Loans Charged-off: Loans to individuals1.7214%1,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%3,709
Percentage Net Loans Charged-off: Total real estate loans0.0477%2,964
Percentage Net Loans Charged-off:Construction & development0.3633%1,131
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0546%2,276
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0580%2,064
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals1.6492%981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0682%3,473
Percentage Net Loans Charged-off: Total real estate loans0.0643%1,968
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0401%1,689
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0432%1,523
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.3263%2,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3071%1,785
Percentage Net Loans Charged-off: Total real estate loans0.2242%1,217
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0019%1,655
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4517%593
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.4748%558
Percentage Net Loans Charged-off: Commercial and industrial0.6769%1,571
Percentage Net Loans Charged-off: Loans to individuals1.2023%1,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1522%2,456
Percentage Net Loans Charged-off: Total real estate loans0.0414%2,222
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0026%1,159
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0809%1,566
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0845%1,434
Percentage Net Loans Charged-off: Commercial and industrial0.6412%1,273
Percentage Net Loans Charged-off: Loans to individuals1.1990%1,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1651%1,983
Percentage Net Loans Charged-off: Total real estate loans0.0638%1,528
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0040%862
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1237%1,062
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1294%959
Percentage Net Loans Charged-off: Commercial and industrial0.4161%1,372
Percentage Net Loans Charged-off: Loans to individuals1.5311%762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2806%1,063
Percentage Net Loans Charged-off: Total real estate loans0.0926%913
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0083%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1763%678
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1846%617
Percentage Net Loans Charged-off: Commercial and industrial0.8341%676
Percentage Net Loans Charged-off: Loans to individuals2.5870%398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1335%8,431
Percentage Net Loans Charged-off: Total real estate loans-0.3841%8,519
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-1.3034%8,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1734%934
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1810%880
Percentage Net Loans Charged-off: Commercial and industrial1.0713%954
Percentage Net Loans Charged-off: Loans to individuals1.5156%845
Percentage Net Loans Charged-off: Credit card loans-111.1111%2,084
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2912%8,557
Percentage Net Loans Charged-off: Total real estate loans-0.6426%8,581
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-1.7799%8,425
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial1.4341%572
Percentage Net Loans Charged-off: Loans to individuals1.8191%564
Percentage Net Loans Charged-off: Credit card loans-98.8148%2,067
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4825%8,624
Percentage Net Loans Charged-off: Total real estate loans-0.9550%8,621
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-2.6630%8,468
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial2.2434%384
Percentage Net Loans Charged-off: Loans to individuals1.5734%719
Percentage Net Loans Charged-off: Credit card loans-111.1111%2,049
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0429%8,678
Percentage Net Loans Charged-off: Total real estate loans-1.9303%8,647
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-5.3656%8,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial4.7877%161
Percentage Net Loans Charged-off: Loans to individuals1.6394%764
Percentage Net Loans Charged-off: Credit card loans-88.8889%2,031
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3688%8,695
Percentage Net Loans Charged-off: Total real estate loans-0.5617%8,665
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-1.0085%8,634
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-1.0402%8,605
Percentage Net Loans Charged-off: Commercial and industrial0.3710%2,217
Percentage Net Loans Charged-off: Loans to individuals0.8136%2,325
Percentage Net Loans Charged-off: Credit card loans-0.2545%2,089
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4771%8,723
Percentage Net Loans Charged-off: Total real estate loans-0.7054%8,696
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-1.2570%8,661
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-1.2970%8,641
Percentage Net Loans Charged-off: Commercial and industrial0.4899%1,563
Percentage Net Loans Charged-off: Loans to individuals0.7263%2,275
Percentage Net Loans Charged-off: Credit card loans0.1363%1,312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7612%8,750
Percentage Net Loans Charged-off: Total real estate loans-1.0584%8,715
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-1.8830%8,679
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-1.9438%8,667
Percentage Net Loans Charged-off: Commercial and industrial0.7276%1,122
Percentage Net Loans Charged-off: Loans to individuals0.3819%3,323
Percentage Net Loans Charged-off: Credit card loans-1.4354%2,096
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%3,979
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.3168%3,146
Percentage Net Loans Charged-off: Credit card loans0.4059%890
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5422%247
Percentage Net Loans Charged-off: Total real estate loans1.7556%53
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate3.0983%70
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential1.3429%100
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net1.3869%104
Percentage Net Loans Charged-off: Commercial and industrial0.2231%2,994
Percentage Net Loans Charged-off: Loans to individuals1.6225%1,082
Percentage Net Loans Charged-off: Credit card loans5.6293%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9957%156
Percentage Net Loans Charged-off: Total real estate loans2.3332%28
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate4.2136%36
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential1.7835%58
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net1.8418%59
Percentage Net Loans Charged-off: Commercial and industrial0.0494%3,303
Percentage Net Loans Charged-off: Loans to individuals1.7606%859
Percentage Net Loans Charged-off: Credit card loans6.1669%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9224%103
Percentage Net Loans Charged-off: Total real estate loans3.4960%18
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate6.3571%24
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential2.6589%36
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net2.7444%35
Percentage Net Loans Charged-off: Commercial and industrial0.0742%2,679
Percentage Net Loans Charged-off: Loans to individuals1.7979%853
Percentage Net Loans Charged-off: Credit card loans7.8235%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%4,665
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.1902%3,997
Percentage Net Loans Charged-off: Credit card loans1.5671%857
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%6,681
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0070%4,725
Percentage Net Loans Charged-off: Loans to individuals0.2335%5,684
Percentage Net Loans Charged-off: Credit card loans0.6644%1,651
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%5,830
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0091%4,126
Percentage Net Loans Charged-off: Loans to individuals0.3627%4,482
Percentage Net Loans Charged-off: Credit card loans1.1350%1,414
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0536%4,878
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0133%3,492
Percentage Net Loans Charged-off: Loans to individuals0.6036%3,186
Percentage Net Loans Charged-off: Credit card loans0.9360%1,366
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0781%3,681
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0267%2,384
Percentage Net Loans Charged-off: Loans to individuals0.8615%2,235
Percentage Net Loans Charged-off: Credit card loans0.3678%1,228
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1088%4,990
Percentage Net Loans Charged-off: Total real estate loans0.0506%2,545
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0824%1,882
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0852%1,807
Percentage Net Loans Charged-off: Commercial and industrial-0.0124%7,774
Percentage Net Loans Charged-off: Loans to individuals0.7304%3,258
Percentage Net Loans Charged-off: Credit card loans1.6538%1,409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0946%5,204
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0734%4,323
Percentage Net Loans Charged-off: Loans to individuals0.5795%3,774
Percentage Net Loans Charged-off: Credit card loans1.3991%1,525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3913%1,108
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%5,205
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1257%4,327
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0802%5,579
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1209%5,084
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1295%5,174
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0529%6,870
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1146%5,421
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1205%6,688
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0323%10,308
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA