Home > The Custar State Bank > Income and Expense
The Custar State Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 6,632 |
| Total interest expense | $758,000 | 6,399 |
| Net interest income | $2,023,000 | 6,598 |
| Provision for loan and lease losses | $-2,000 | 8,645 |
| Total noninterest income | $61,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $1,271,000 | 7,318 |
| Salaries and employee benefits | $383,000 | 8,359 |
| Premises and equipment expense | $63,000 | 8,443 |
| Additional noninterest expense | $825,000 | 4,989 |
| Pre-tax net operating income | $815,000 | 5,748 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $360,000 | 3,887 |
| Income before extraordinary items | $455,000 | 6,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $455,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $375,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $455,000 | 6,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 6,608 |
| Total interest expense | $579,000 | 6,336 |
| Net interest income | $1,534,000 | 6,573 |
| Provision for loan and lease losses | $-8,000 | 8,774 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $590,000 | 8,184 |
| Salaries and employee benefits | $262,000 | 8,465 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $293,000 | 7,146 |
| Pre-tax net operating income | $1,000,000 | 4,608 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $299,000 | 3,811 |
| Income before extraordinary items | $701,000 | 4,958 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $701,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $375,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $701,000 | 4,866 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 6,585 |
| Total interest expense | $395,000 | 6,321 |
| Net interest income | $1,047,000 | 6,538 |
| Provision for loan and lease losses | $-8,000 | 8,859 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $381,000 | 8,276 |
| Salaries and employee benefits | $176,000 | 8,509 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $181,000 | 7,359 |
| Pre-tax net operating income | $706,000 | 4,430 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $214,000 | 3,643 |
| Income before extraordinary items | $492,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $187,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $492,000 | 4,684 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,701 |
| Total interest expense | $203,000 | 6,313 |
| Net interest income | $499,000 | 6,692 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $182,000 | 8,366 |
| Salaries and employee benefits | $82,000 | 8,625 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $333,000 | 4,562 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $101,000 | 3,769 |
| Income before extraordinary items | $232,000 | 4,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $232,000 | 4,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 6,684 |
| Total interest expense | $930,000 | 6,314 |
| Net interest income | $1,927,000 | 6,693 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $51,000 | 8,796 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $46,000 | 7,489 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $745,000 | 8,367 |
| Salaries and employee benefits | $364,000 | 8,544 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $331,000 | 7,567 |
| Pre-tax net operating income | $1,108,000 | 4,895 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $384,000 | 3,866 |
| Income before extraordinary items | $724,000 | 5,493 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $724,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $562,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $724,000 | 5,337 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,703 |
| Total interest expense | $724,000 | 6,366 |
| Net interest income | $1,459,000 | 6,713 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $39,000 | 8,851 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $35,000 | 7,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $511,000 | 8,502 |
| Salaries and employee benefits | $248,000 | 8,659 |
| Premises and equipment expense | $37,000 | 8,819 |
| Additional noninterest expense | $226,000 | 7,766 |
| Pre-tax net operating income | $987,000 | 4,576 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $311,000 | 3,848 |
| Income before extraordinary items | $676,000 | 5,080 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $676,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $187,000 | 4,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $676,000 | 4,898 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 6,644 |
| Total interest expense | $503,000 | 6,378 |
| Net interest income | $998,000 | 6,643 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $25,000 | 8,890 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $331,000 | 8,566 |
| Salaries and employee benefits | $165,000 | 8,693 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $692,000 | 4,458 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $219,000 | 3,788 |
| Income before extraordinary items | $473,000 | 4,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $473,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $187,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $473,000 | 4,735 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,642 |
| Total interest expense | $261,000 | 6,366 |
| Net interest income | $500,000 | 6,650 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $156,000 | 8,683 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $356,000 | 4,344 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $113,000 | 3,736 |
| Income before extraordinary items | $243,000 | 4,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $243,000 | 4,596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 6,603 |
| Total interest expense | $1,334,000 | 6,086 |
| Net interest income | $1,903,000 | 6,786 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $48,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $41,000 | 7,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $642,000 | 8,670 |
| Salaries and employee benefits | $323,000 | 8,808 |
| Premises and equipment expense | $54,000 | 8,839 |
| Additional noninterest expense | $265,000 | 8,071 |
| Pre-tax net operating income | $1,289,000 | 4,514 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $419,000 | 3,801 |
| Income before extraordinary items | $870,000 | 4,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $870,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $703,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $870,000 | 4,839 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 6,737 |
| Total interest expense | $1,641,000 | 6,705 |
| Net interest income | $1,910,000 | 6,582 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $674,000 | 8,745 |
| Salaries and employee benefits | $364,000 | 8,776 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $255,000 | 8,179 |
| Pre-tax net operating income | $1,272,000 | 4,285 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $420,000 | 3,637 |
| Income before extraordinary items | $852,000 | 4,715 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $852,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $506,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $852,000 | 4,599 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 6,916 |
| Total interest expense | $1,588,000 | 6,990 |
| Net interest income | $1,929,000 | 6,679 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $51,000 | 9,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $661,000 | 8,931 |
| Salaries and employee benefits | $348,000 | 9,005 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $253,000 | 8,313 |
| Pre-tax net operating income | $1,299,000 | 4,505 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $429,000 | 3,842 |
| Income before extraordinary items | $870,000 | 4,786 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $870,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $469,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $870,000 | 4,792 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 6,993 |
| Total interest expense | $1,548,000 | 6,859 |
| Net interest income | $1,795,000 | 7,016 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $656,000 | 9,156 |
| Salaries and employee benefits | $341,000 | 9,242 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $251,000 | 8,546 |
| Pre-tax net operating income | $1,167,000 | 4,847 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $382,000 | 4,282 |
| Income before extraordinary items | $785,000 | 5,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $785,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $328,000 | 4,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,000 | 5,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 7,126 |
| Total interest expense | $1,600,000 | 6,979 |
| Net interest income | $1,742,000 | 7,182 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $54,000 | 9,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $678,000 | 9,169 |
| Salaries and employee benefits | $383,000 | 9,072 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $241,000 | 8,692 |
| Pre-tax net operating income | $1,118,000 | 5,099 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $377,000 | 4,573 |
| Income before extraordinary items | $741,000 | 5,431 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $741,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $298,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $741,000 | 5,328 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 7,432 |
| Total interest expense | $1,527,000 | 7,278 |
| Net interest income | $1,738,000 | 7,460 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $46,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $664,000 | 9,511 |
| Salaries and employee benefits | $370,000 | 9,458 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $1,120,000 | 5,463 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $371,000 | 5,120 |
| Income before extraordinary items | $749,000 | 5,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $749,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $301,000 | 4,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $749,000 | 5,636 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 7,712 |
| Total interest expense | $1,557,000 | 7,423 |
| Net interest income | $1,654,000 | 7,885 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $52,000 | 10,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $630,000 | 10,067 |
| Salaries and employee benefits | $352,000 | 9,937 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $226,000 | 9,640 |
| Pre-tax net operating income | $1,076,000 | 5,494 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $354,000 | 5,287 |
| Income before extraordinary items | $722,000 | 5,666 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $722,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $286,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $722,000 | 5,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 8,086 |
| Total interest expense | $1,437,000 | 7,864 |
| Net interest income | $1,641,000 | 8,163 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $628,000 | 10,457 |
| Salaries and employee benefits | $327,000 | 10,523 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $1,041,000 | 5,828 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $346,000 | 5,489 |
| Income before extraordinary items | $695,000 | 6,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $695,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $285,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $695,000 | 6,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 8,233 |
| Total interest expense | $1,200,000 | 7,901 |
| Net interest income | $1,698,000 | 8,315 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $47,000 | 11,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $666,000 | 10,845 |
| Salaries and employee benefits | $331,000 | 10,929 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $275,000 | 10,242 |
| Pre-tax net operating income | $1,079,000 | 5,647 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $349,000 | 5,287 |
| Income before extraordinary items | $730,000 | 5,730 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $730,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $285,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $730,000 | 5,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 8,407 |
| Total interest expense | $1,262,000 | 8,027 |
| Net interest income | $1,697,000 | 8,502 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $636,000 | 11,455 |
| Salaries and employee benefits | $313,000 | 11,521 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $267,000 | 10,864 |
| Pre-tax net operating income | $1,088,000 | 5,546 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $736,000 | 5,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $736,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $286,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $736,000 | 5,644 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 8,765 |
| Total interest expense | $1,504,000 | 8,494 |
| Net interest income | $1,615,000 | 8,913 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $605,000 | 12,034 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $273,000 | 11,229 |
| Pre-tax net operating income | $1,022,000 | 5,536 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $319,000 | 5,701 |
| Income before extraordinary items | $703,000 | 5,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $703,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $281,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $703,000 | 5,555 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.