Home > The Croghan Colonial Bank > Income and Expense
The Croghan Colonial Bank, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $28,431,000 | 958 |
| Total interest expense | $9,280,000 | 1,062 |
| Net interest income | $19,151,000 | 917 |
| Provision for loan and lease losses | $0 | 3,122 |
| Total noninterest income | $3,486,000 | 955 |
| Gross Fiduciary activities income | $1,340,000 | 375 |
| Service charges on deposit accounts | $470,000 | 1,065 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,676,000 | 1,131 |
| Total noninterest expense | $15,701,000 | 906 |
| Salaries and employee benefits | $9,364,000 | 854 |
| Premises and equipment expense | $2,524,000 | 554 |
| Additional noninterest expense | $1,676,000 | 1,148 |
| Pre-tax net operating income | $6,936,000 | 987 |
| Securities gains (losses) | $-127,000 | 4,212 |
| Applicable income taxes | $1,323,000 | 885 |
| Income before extraordinary items | $5,486,000 | 1,030 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,486,000 | 1,042 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,486,000 | 1,030 |
| Net charge-offs | $-5,000 | 3,811 |
| Cash dividends | $3,689,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 478 |
| Net operating income | $5,588,870 | 1,017 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $13,956,000 | 966 |
| Total interest expense | $4,622,000 | 1,054 |
| Net interest income | $9,334,000 | 928 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $1,600,000 | 988 |
| Gross Fiduciary activities income | $648,000 | 416 |
| Service charges on deposit accounts | $240,000 | 1,040 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $712,000 | 1,210 |
| Total noninterest expense | $7,697,000 | 913 |
| Salaries and employee benefits | $4,609,000 | 862 |
| Premises and equipment expense | $1,265,000 | 568 |
| Additional noninterest expense | $712,000 | 1,210 |
| Pre-tax net operating income | $3,237,000 | 1,003 |
| Securities gains (losses) | $10,000 | 442 |
| Applicable income taxes | $625,000 | 895 |
| Income before extraordinary items | $2,622,000 | 1,030 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,622,000 | 1,046 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,622,000 | 1,030 |
| Net charge-offs | $3,000 | 1,995 |
| Cash dividends | $2,097,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,613,900 | 1,044 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $53,278,000 | 998 |
| Total interest expense | $17,850,000 | 1,124 |
| Net interest income | $35,428,000 | 915 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $7,782,000 | 891 |
| Gross Fiduciary activities income | $2,595,000 | 403 |
| Service charges on deposit accounts | $954,000 | 1,062 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,233,000 | 976 |
| Total noninterest expense | $30,212,000 | 914 |
| Salaries and employee benefits | $17,870,000 | 865 |
| Premises and equipment expense | $4,556,000 | 610 |
| Additional noninterest expense | $4,233,000 | 976 |
| Pre-tax net operating income | $12,998,000 | 955 |
| Securities gains (losses) | $-473,000 | 4,243 |
| Applicable income taxes | $2,357,000 | 863 |
| Income before extraordinary items | $10,168,000 | 1,007 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,168,000 | 1,017 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,168,000 | 1,007 |
| Net charge-offs | $173,000 | 1,439 |
| Cash dividends | $5,265,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $10,551,130 | 991 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $39,406,000 | 997 |
| Total interest expense | $13,352,000 | 1,126 |
| Net interest income | $26,054,000 | 924 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $5,964,000 | 884 |
| Gross Fiduciary activities income | $1,932,000 | 404 |
| Service charges on deposit accounts | $709,000 | 1,066 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $3,323,000 | 942 |
| Total noninterest expense | $22,153,000 | 921 |
| Salaries and employee benefits | $13,430,000 | 856 |
| Premises and equipment expense | $3,353,000 | 615 |
| Additional noninterest expense | $3,323,000 | 942 |
| Pre-tax net operating income | $9,865,000 | 935 |
| Securities gains (losses) | $-331,000 | 4,317 |
| Applicable income taxes | $1,752,000 | 868 |
| Income before extraordinary items | $7,782,000 | 983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,782,000 | 998 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,782,000 | 985 |
| Net charge-offs | $13,000 | 2,276 |
| Cash dividends | $2,411,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $8,053,420 | 951 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $25,582,000 | 1,003 |
| Total interest expense | $8,617,000 | 1,135 |
| Net interest income | $16,965,000 | 938 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $4,250,000 | 843 |
| Gross Fiduciary activities income | $1,293,000 | 408 |
| Service charges on deposit accounts | $457,000 | 1,070 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,500,000 | 857 |
| Total noninterest expense | $14,753,000 | 925 |
| Salaries and employee benefits | $8,964,000 | 858 |
| Premises and equipment expense | $2,253,000 | 610 |
| Additional noninterest expense | $2,500,000 | 857 |
| Pre-tax net operating income | $6,462,000 | 940 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $1,145,000 | 872 |
| Income before extraordinary items | $5,317,000 | 960 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,317,000 | 974 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,317,000 | 962 |
| Net charge-offs | $-1,000 | 3,466 |
| Cash dividends | $1,196,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $5,317,000 | 955 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $12,578,000 | 1,017 |
| Total interest expense | $4,178,000 | 1,134 |
| Net interest income | $8,400,000 | 947 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $2,456,000 | 756 |
| Gross Fiduciary activities income | $629,000 | 383 |
| Service charges on deposit accounts | $223,000 | 1,083 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,604,000 | 749 |
| Total noninterest expense | $7,332,000 | 933 |
| Salaries and employee benefits | $4,479,000 | 865 |
| Premises and equipment expense | $1,118,000 | 631 |
| Additional noninterest expense | $1,604,000 | 749 |
| Pre-tax net operating income | $3,524,000 | 866 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $577,000 | 853 |
| Income before extraordinary items | $2,947,000 | 866 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,947,000 | 875 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,947,000 | 866 |
| Net charge-offs | $3,000 | 1,876 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,947,000 | 863 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $47,528,000 | 971 |
| Total interest expense | $11,425,000 | 1,181 |
| Net interest income | $36,103,000 | 877 |
| Provision for loan and lease losses | $75,000 | 2,605 |
| Total noninterest income | $6,835,000 | 967 |
| Gross Fiduciary activities income | $2,308,000 | 374 |
| Service charges on deposit accounts | $1,016,000 | 978 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,511,000 | 1,141 |
| Total noninterest expense | $29,544,000 | 902 |
| Salaries and employee benefits | $17,606,000 | 850 |
| Premises and equipment expense | $4,279,000 | 637 |
| Additional noninterest expense | $3,511,000 | 1,141 |
| Pre-tax net operating income | $13,319,000 | 938 |
| Securities gains (losses) | $-1,044,000 | 4,302 |
| Applicable income taxes | $2,264,000 | 905 |
| Income before extraordinary items | $10,011,000 | 1,007 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,011,000 | 1,020 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,011,000 | 1,010 |
| Net charge-offs | $139,000 | 1,324 |
| Cash dividends | $3,649,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,867,080 | 961 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $22,839,000 | 954 |
| Total interest expense | $4,548,000 | 1,199 |
| Net interest income | $18,291,000 | 880 |
| Provision for loan and lease losses | $50,000 | 2,224 |
| Total noninterest income | $3,375,000 | 935 |
| Gross Fiduciary activities income | $1,162,000 | 369 |
| Service charges on deposit accounts | $1,046,000 | 528 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,167,000 | 1,394 |
| Total noninterest expense | $14,652,000 | 899 |
| Salaries and employee benefits | $8,704,000 | 854 |
| Premises and equipment expense | $2,110,000 | 636 |
| Additional noninterest expense | $1,167,000 | 1,393 |
| Pre-tax net operating income | $6,964,000 | 947 |
| Securities gains (losses) | $-241,000 | 4,371 |
| Applicable income taxes | $1,215,000 | 892 |
| Income before extraordinary items | $5,508,000 | 983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,508,000 | 996 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,508,000 | 983 |
| Net charge-offs | $38,000 | 1,281 |
| Cash dividends | $2,443,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,705,620 | 967 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,260,000 | 960 |
| Total interest expense | $1,942,000 | 1,217 |
| Net interest income | $9,318,000 | 881 |
| Provision for loan and lease losses | $50,000 | 1,677 |
| Total noninterest income | $1,667,000 | 943 |
| Gross Fiduciary activities income | $567,000 | 384 |
| Service charges on deposit accounts | $516,000 | 543 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $584,000 | 1,389 |
| Total noninterest expense | $7,214,000 | 916 |
| Salaries and employee benefits | $4,280,000 | 888 |
| Premises and equipment expense | $1,045,000 | 660 |
| Additional noninterest expense | $584,000 | 1,389 |
| Pre-tax net operating income | $3,721,000 | 934 |
| Securities gains (losses) | $-241,000 | 4,466 |
| Applicable income taxes | $609,000 | 912 |
| Income before extraordinary items | $2,871,000 | 973 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,871,000 | 972 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,871,000 | 972 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $1,226,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,068,620 | 943 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $39,797,000 | 895 |
| Total interest expense | $2,129,000 | 1,530 |
| Net interest income | $37,668,000 | 858 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $7,037,000 | 955 |
| Gross Fiduciary activities income | $2,266,000 | 394 |
| Service charges on deposit accounts | $2,054,000 | 559 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,717,000 | 1,343 |
| Total noninterest expense | $28,410,000 | 910 |
| Salaries and employee benefits | $16,514,000 | 889 |
| Premises and equipment expense | $4,086,000 | 660 |
| Additional noninterest expense | $2,717,000 | 1,343 |
| Pre-tax net operating income | $16,295,000 | 882 |
| Securities gains (losses) | $-32,000 | 3,670 |
| Applicable income taxes | $3,008,000 | 831 |
| Income before extraordinary items | $13,255,000 | 896 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,255,000 | 897 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,255,000 | 897 |
| Net charge-offs | $83,000 | 1,321 |
| Cash dividends | $4,860,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,281,240 | 921 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $28,949,000 | 881 |
| Total interest expense | $1,114,000 | 1,639 |
| Net interest income | $27,835,000 | 859 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $5,413,000 | 961 |
| Gross Fiduciary activities income | $1,732,000 | 389 |
| Service charges on deposit accounts | $1,541,000 | 561 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,140,000 | 1,322 |
| Total noninterest expense | $21,091,000 | 908 |
| Salaries and employee benefits | $12,305,000 | 889 |
| Premises and equipment expense | $3,076,000 | 656 |
| Additional noninterest expense | $2,140,000 | 1,322 |
| Pre-tax net operating income | $12,157,000 | 880 |
| Securities gains (losses) | $-32,000 | 4,037 |
| Applicable income taxes | $2,236,000 | 840 |
| Income before extraordinary items | $9,889,000 | 902 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,889,000 | 902 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,889,000 | 902 |
| Net charge-offs | $34,000 | 1,380 |
| Cash dividends | $3,632,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,915,240 | 912 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $18,706,000 | 874 |
| Total interest expense | $727,000 | 1,466 |
| Net interest income | $17,979,000 | 857 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $3,673,000 | 933 |
| Gross Fiduciary activities income | $1,190,000 | 345 |
| Service charges on deposit accounts | $1,012,000 | 567 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,471,000 | 1,334 |
| Total noninterest expense | $13,872,000 | 903 |
| Salaries and employee benefits | $8,101,000 | 882 |
| Premises and equipment expense | $2,060,000 | 649 |
| Additional noninterest expense | $3,711,000 | 989 |
| Pre-tax net operating income | $7,780,000 | 860 |
| Securities gains (losses) | $-31,000 | 4,164 |
| Applicable income taxes | $1,416,000 | 819 |
| Income before extraordinary items | $6,333,000 | 876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,333,000 | 876 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,333,000 | 876 |
| Net charge-offs | $30,000 | 1,166 |
| Cash dividends | $2,411,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,358,420 | 886 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $9,215,000 | 866 |
| Total interest expense | $357,000 | 1,442 |
| Net interest income | $8,858,000 | 845 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,897,000 | 919 |
| Gross Fiduciary activities income | $626,000 | 338 |
| Service charges on deposit accounts | $495,000 | 573 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $776,000 | 1,280 |
| Total noninterest expense | $6,840,000 | 911 |
| Salaries and employee benefits | $4,013,000 | 894 |
| Premises and equipment expense | $1,037,000 | 648 |
| Additional noninterest expense | $1,790,000 | 1,009 |
| Pre-tax net operating income | $3,915,000 | 835 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $716,000 | 796 |
| Income before extraordinary items | $3,199,000 | 840 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,199,000 | 839 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,199,000 | 840 |
| Net charge-offs | $11,000 | 1,153 |
| Cash dividends | $1,209,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,199,000 | 849 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $39,818,000 | 834 |
| Total interest expense | $1,784,000 | 1,448 |
| Net interest income | $38,034,000 | 803 |
| Provision for loan and lease losses | $825,000 | 709 |
| Total noninterest income | $8,315,000 | 961 |
| Gross Fiduciary activities income | $2,364,000 | 341 |
| Service charges on deposit accounts | $1,975,000 | 546 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,976,000 | 1,255 |
| Total noninterest expense | $27,626,000 | 903 |
| Salaries and employee benefits | $16,463,000 | 874 |
| Premises and equipment expense | $3,745,000 | 706 |
| Additional noninterest expense | $7,418,000 | 991 |
| Pre-tax net operating income | $17,898,000 | 811 |
| Securities gains (losses) | $-6,000 | 4,337 |
| Applicable income taxes | $3,329,000 | 807 |
| Income before extraordinary items | $14,563,000 | 838 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $14,563,000 | 839 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $14,563,000 | 839 |
| Net charge-offs | $313,000 | 822 |
| Cash dividends | $4,783,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $14,567,860 | 826 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $30,145,000 | 846 |
| Total interest expense | $1,385,000 | 1,492 |
| Net interest income | $28,760,000 | 814 |
| Provision for loan and lease losses | $650,000 | 656 |
| Total noninterest income | $6,280,000 | 976 |
| Gross Fiduciary activities income | $1,766,000 | 343 |
| Service charges on deposit accounts | $1,468,000 | 550 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,046,000 | 1,277 |
| Total noninterest expense | $20,501,000 | 920 |
| Salaries and employee benefits | $12,296,000 | 879 |
| Premises and equipment expense | $2,748,000 | 738 |
| Additional noninterest expense | $5,457,000 | 1,008 |
| Pre-tax net operating income | $13,889,000 | 828 |
| Securities gains (losses) | $-13,000 | 4,583 |
| Applicable income taxes | $2,582,000 | 814 |
| Income before extraordinary items | $11,294,000 | 853 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $11,294,000 | 852 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,294,000 | 853 |
| Net charge-offs | $168,000 | 860 |
| Cash dividends | $3,575,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $11,304,530 | 834 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $19,707,000 | 852 |
| Total interest expense | $951,000 | 1,516 |
| Net interest income | $18,756,000 | 814 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $4,294,000 | 957 |
| Gross Fiduciary activities income | $1,161,000 | 343 |
| Service charges on deposit accounts | $955,000 | 542 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,178,000 | 1,226 |
| Total noninterest expense | $13,576,000 | 920 |
| Salaries and employee benefits | $8,169,000 | 880 |
| Premises and equipment expense | $1,837,000 | 724 |
| Additional noninterest expense | $3,570,000 | 1,014 |
| Pre-tax net operating income | $8,974,000 | 839 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,650,000 | 840 |
| Income before extraordinary items | $7,324,000 | 864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,324,000 | 864 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,324,000 | 864 |
| Net charge-offs | $65,000 | 1,069 |
| Cash dividends | $2,383,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,324,000 | 844 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 842 |
| Total interest expense | $496,000 | 1,527 |
| Net interest income | $9,383,000 | 801 |
| Provision for loan and lease losses | $325,000 | 513 |
| Total noninterest income | $2,046,000 | 995 |
| Gross Fiduciary activities income | $569,000 | 340 |
| Service charges on deposit accounts | $471,000 | 542 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,006,000 | 1,275 |
| Total noninterest expense | $6,714,000 | 915 |
| Salaries and employee benefits | $4,068,000 | 881 |
| Premises and equipment expense | $937,000 | 721 |
| Additional noninterest expense | $1,709,000 | 1,020 |
| Pre-tax net operating income | $4,390,000 | 852 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $812,000 | 843 |
| Income before extraordinary items | $3,578,000 | 887 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,578,000 | 887 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,578,000 | 887 |
| Net charge-offs | $-19,000 | 4,315 |
| Cash dividends | $1,178,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,578,000 | 866 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $38,583,000 | 869 |
| Total interest expense | $2,693,000 | 1,627 |
| Net interest income | $35,890,000 | 804 |
| Provision for loan and lease losses | $2,475,000 | 916 |
| Total noninterest income | $8,012,000 | 948 |
| Gross Fiduciary activities income | $1,962,000 | 355 |
| Service charges on deposit accounts | $1,810,000 | 570 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,240,000 | 1,157 |
| Total noninterest expense | $25,741,000 | 931 |
| Salaries and employee benefits | $15,541,000 | 877 |
| Premises and equipment expense | $3,283,000 | 789 |
| Additional noninterest expense | $6,917,000 | 997 |
| Pre-tax net operating income | $15,686,000 | 713 |
| Securities gains (losses) | $280,000 | 868 |
| Applicable income taxes | $2,895,000 | 713 |
| Income before extraordinary items | $13,071,000 | 756 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,071,000 | 756 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,071,000 | 756 |
| Net charge-offs | $185,000 | 1,596 |
| Cash dividends | $4,480,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $12,841,400 | 734 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $28,528,000 | 880 |
| Total interest expense | $2,140,000 | 1,628 |
| Net interest income | $26,388,000 | 808 |
| Provision for loan and lease losses | $1,725,000 | 971 |
| Total noninterest income | $5,682,000 | 942 |
| Gross Fiduciary activities income | $1,447,000 | 354 |
| Service charges on deposit accounts | $1,341,000 | 570 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,894,000 | 1,189 |
| Total noninterest expense | $19,149,000 | 916 |
| Salaries and employee benefits | $11,583,000 | 865 |
| Premises and equipment expense | $2,453,000 | 774 |
| Additional noninterest expense | $5,113,000 | 996 |
| Pre-tax net operating income | $11,196,000 | 723 |
| Securities gains (losses) | $280,000 | 746 |
| Applicable income taxes | $2,042,000 | 720 |
| Income before extraordinary items | $9,434,000 | 753 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,434,000 | 753 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,434,000 | 753 |
| Net charge-offs | $41,000 | 2,156 |
| Cash dividends | $3,350,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,204,400 | 740 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $18,576,000 | 895 |
| Total interest expense | $1,532,000 | 1,626 |
| Net interest income | $17,044,000 | 827 |
| Provision for loan and lease losses | $1,100,000 | 1,022 |
| Total noninterest income | $3,518,000 | 940 |
| Gross Fiduciary activities income | $953,000 | 355 |
| Service charges on deposit accounts | $888,000 | 572 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,677,000 | 1,230 |
| Total noninterest expense | $12,621,000 | 920 |
| Salaries and employee benefits | $7,642,000 | 864 |
| Premises and equipment expense | $1,624,000 | 786 |
| Additional noninterest expense | $3,355,000 | 1,009 |
| Pre-tax net operating income | $6,841,000 | 709 |
| Securities gains (losses) | $280,000 | 577 |
| Applicable income taxes | $1,248,000 | 706 |
| Income before extraordinary items | $5,873,000 | 734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,873,000 | 735 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,873,000 | 734 |
| Net charge-offs | $53,000 | 1,703 |
| Cash dividends | $2,201,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,643,400 | 727 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 903 |
| Total interest expense | $860,000 | 1,611 |
| Net interest income | $8,443,000 | 820 |
| Provision for loan and lease losses | $450,000 | 941 |
| Total noninterest income | $1,604,000 | 948 |
| Gross Fiduciary activities income | $490,000 | 355 |
| Service charges on deposit accounts | $465,000 | 647 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $649,000 | 1,298 |
| Total noninterest expense | $6,260,000 | 932 |
| Salaries and employee benefits | $3,746,000 | 886 |
| Premises and equipment expense | $799,000 | 800 |
| Additional noninterest expense | $1,715,000 | 998 |
| Pre-tax net operating income | $3,337,000 | 668 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $584,000 | 662 |
| Income before extraordinary items | $2,752,000 | 710 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,752,000 | 710 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,752,000 | 710 |
| Net charge-offs | $53,000 | 1,179 |
| Cash dividends | $1,100,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,752,820 | 685 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $37,589,000 | 900 |
| Total interest expense | $4,325,000 | 1,395 |
| Net interest income | $33,264,000 | 834 |
| Provision for loan and lease losses | $825,000 | 1,050 |
| Total noninterest income | $6,341,000 | 958 |
| Gross Fiduciary activities income | $1,912,000 | 357 |
| Service charges on deposit accounts | $2,027,000 | 621 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,402,000 | 1,384 |
| Total noninterest expense | $25,250,000 | 913 |
| Salaries and employee benefits | $15,009,000 | 859 |
| Premises and equipment expense | $3,112,000 | 820 |
| Additional noninterest expense | $7,129,000 | 954 |
| Pre-tax net operating income | $13,530,000 | 812 |
| Securities gains (losses) | $896,000 | 238 |
| Applicable income taxes | $2,522,000 | 781 |
| Income before extraordinary items | $11,904,000 | 806 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,904,000 | 807 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,904,000 | 807 |
| Net charge-offs | $419,000 | 1,168 |
| Cash dividends | $4,260,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $11,160,320 | 835 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $27,929,000 | 913 |
| Total interest expense | $3,341,000 | 1,364 |
| Net interest income | $24,588,000 | 842 |
| Provision for loan and lease losses | $575,000 | 1,046 |
| Total noninterest income | $4,686,000 | 953 |
| Gross Fiduciary activities income | $1,410,000 | 362 |
| Service charges on deposit accounts | $1,526,000 | 615 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,750,000 | 1,390 |
| Total noninterest expense | $18,870,000 | 906 |
| Salaries and employee benefits | $11,200,000 | 863 |
| Premises and equipment expense | $2,279,000 | 842 |
| Additional noninterest expense | $5,391,000 | 936 |
| Pre-tax net operating income | $9,829,000 | 854 |
| Securities gains (losses) | $896,000 | 209 |
| Applicable income taxes | $1,817,000 | 819 |
| Income before extraordinary items | $8,908,000 | 817 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,908,000 | 818 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,908,000 | 818 |
| Net charge-offs | $347,000 | 944 |
| Cash dividends | $3,155,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $8,164,320 | 866 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $18,312,000 | 920 |
| Total interest expense | $2,190,000 | 1,365 |
| Net interest income | $16,122,000 | 851 |
| Provision for loan and lease losses | $350,000 | 1,094 |
| Total noninterest income | $3,071,000 | 957 |
| Gross Fiduciary activities income | $943,000 | 363 |
| Service charges on deposit accounts | $991,000 | 631 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,137,000 | 1,377 |
| Total noninterest expense | $12,473,000 | 908 |
| Salaries and employee benefits | $7,416,000 | 862 |
| Premises and equipment expense | $1,538,000 | 831 |
| Additional noninterest expense | $3,519,000 | 962 |
| Pre-tax net operating income | $6,370,000 | 856 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,034,000 | 893 |
| Income before extraordinary items | $5,336,000 | 880 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,336,000 | 880 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,336,000 | 880 |
| Net charge-offs | $167,000 | 1,106 |
| Cash dividends | $2,093,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,336,000 | 866 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $8,968,000 | 934 |
| Total interest expense | $1,062,000 | 1,369 |
| Net interest income | $7,906,000 | 866 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $1,426,000 | 972 |
| Gross Fiduciary activities income | $468,000 | 358 |
| Service charges on deposit accounts | $482,000 | 634 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 1,499 |
| Total noninterest expense | $6,165,000 | 914 |
| Salaries and employee benefits | $3,651,000 | 872 |
| Premises and equipment expense | $788,000 | 819 |
| Additional noninterest expense | $1,726,000 | 957 |
| Pre-tax net operating income | $3,067,000 | 862 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $506,000 | 906 |
| Income before extraordinary items | $2,561,000 | 897 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,561,000 | 895 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,561,000 | 896 |
| Net charge-offs | $49,000 | 1,216 |
| Cash dividends | $1,023,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,561,000 | 881 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $34,951,000 | 902 |
| Total interest expense | $2,887,000 | 1,473 |
| Net interest income | $32,064,000 | 836 |
| Provision for loan and lease losses | $570,000 | 1,351 |
| Total noninterest income | $6,221,000 | 956 |
| Gross Fiduciary activities income | $1,857,000 | 365 |
| Service charges on deposit accounts | $2,075,000 | 615 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,289,000 | 1,370 |
| Total noninterest expense | $24,091,000 | 913 |
| Salaries and employee benefits | $14,279,000 | 873 |
| Premises and equipment expense | $2,859,000 | 877 |
| Additional noninterest expense | $6,953,000 | 966 |
| Pre-tax net operating income | $13,624,000 | 810 |
| Securities gains (losses) | $-44,000 | 4,819 |
| Applicable income taxes | $2,184,000 | 834 |
| Income before extraordinary items | $11,396,000 | 822 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,396,000 | 820 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,396,000 | 821 |
| Net charge-offs | $227,000 | 1,539 |
| Cash dividends | $3,791,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $11,432,960 | 817 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,006,000 | 895 |
| Total interest expense | $1,947,000 | 1,515 |
| Net interest income | $24,059,000 | 826 |
| Provision for loan and lease losses | $375,000 | 1,376 |
| Total noninterest income | $4,627,000 | 965 |
| Gross Fiduciary activities income | $1,398,000 | 362 |
| Service charges on deposit accounts | $1,543,000 | 616 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,686,000 | 1,405 |
| Total noninterest expense | $17,921,000 | 915 |
| Salaries and employee benefits | $10,659,000 | 876 |
| Premises and equipment expense | $2,128,000 | 872 |
| Additional noninterest expense | $5,134,000 | 971 |
| Pre-tax net operating income | $10,390,000 | 793 |
| Securities gains (losses) | $-44,000 | 5,115 |
| Applicable income taxes | $1,662,000 | 828 |
| Income before extraordinary items | $8,684,000 | 810 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,684,000 | 809 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,684,000 | 809 |
| Net charge-offs | $122,000 | 1,582 |
| Cash dividends | $2,765,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $8,720,960 | 806 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,129,000 | 893 |
| Total interest expense | $1,195,000 | 1,543 |
| Net interest income | $15,934,000 | 820 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $3,111,000 | 958 |
| Gross Fiduciary activities income | $939,000 | 364 |
| Service charges on deposit accounts | $1,027,000 | 617 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,145,000 | 1,399 |
| Total noninterest expense | $11,816,000 | 926 |
| Salaries and employee benefits | $7,112,000 | 881 |
| Premises and equipment expense | $1,396,000 | 897 |
| Additional noninterest expense | $3,308,000 | 995 |
| Pre-tax net operating income | $6,929,000 | 787 |
| Securities gains (losses) | $-12,000 | 5,029 |
| Applicable income taxes | $1,105,000 | 820 |
| Income before extraordinary items | $5,812,000 | 793 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,812,000 | 792 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,812,000 | 792 |
| Net charge-offs | $65,000 | 1,587 |
| Cash dividends | $2,261,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,822,080 | 789 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,449,000 | 896 |
| Total interest expense | $572,000 | 1,547 |
| Net interest income | $7,877,000 | 824 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $1,514,000 | 958 |
| Gross Fiduciary activities income | $473,000 | 360 |
| Service charges on deposit accounts | $524,000 | 606 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $517,000 | 1,453 |
| Total noninterest expense | $5,935,000 | 934 |
| Salaries and employee benefits | $3,576,000 | 884 |
| Premises and equipment expense | $739,000 | 856 |
| Additional noninterest expense | $1,620,000 | 997 |
| Pre-tax net operating income | $3,306,000 | 783 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $538,000 | 818 |
| Income before extraordinary items | $2,770,000 | 801 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,770,000 | 801 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,770,000 | 801 |
| Net charge-offs | $21,000 | 1,639 |
| Cash dividends | $1,079,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,768,320 | 794 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $33,174,000 | 866 |
| Total interest expense | $2,072,000 | 1,498 |
| Net interest income | $31,102,000 | 809 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $6,133,000 | 957 |
| Gross Fiduciary activities income | $1,713,000 | 365 |
| Service charges on deposit accounts | $2,197,000 | 582 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,223,000 | 1,435 |
| Total noninterest expense | $24,183,000 | 888 |
| Salaries and employee benefits | $14,167,000 | 860 |
| Premises and equipment expense | $2,813,000 | 873 |
| Additional noninterest expense | $7,203,000 | 912 |
| Pre-tax net operating income | $12,452,000 | 819 |
| Securities gains (losses) | $54,000 | 858 |
| Applicable income taxes | $2,936,000 | 976 |
| Income before extraordinary items | $9,570,000 | 780 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,570,000 | 780 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,570,000 | 780 |
| Net charge-offs | $170,000 | 1,968 |
| Cash dividends | $3,337,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $9,528,420 | 772 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $24,756,000 | 862 |
| Total interest expense | $1,554,000 | 1,470 |
| Net interest income | $23,202,000 | 818 |
| Provision for loan and lease losses | $400,000 | 1,355 |
| Total noninterest income | $4,616,000 | 970 |
| Gross Fiduciary activities income | $1,276,000 | 369 |
| Service charges on deposit accounts | $1,656,000 | 582 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,684,000 | 1,437 |
| Total noninterest expense | $18,032,000 | 895 |
| Salaries and employee benefits | $10,572,000 | 866 |
| Premises and equipment expense | $2,127,000 | 870 |
| Additional noninterest expense | $5,333,000 | 923 |
| Pre-tax net operating income | $9,386,000 | 831 |
| Securities gains (losses) | $48,000 | 898 |
| Applicable income taxes | $2,335,000 | 827 |
| Income before extraordinary items | $7,099,000 | 842 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,099,000 | 843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,099,000 | 842 |
| Net charge-offs | $91,000 | 2,018 |
| Cash dividends | $2,467,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $7,063,000 | 839 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,367,000 | 866 |
| Total interest expense | $1,029,000 | 1,447 |
| Net interest income | $15,338,000 | 818 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $2,975,000 | 1,000 |
| Gross Fiduciary activities income | $854,000 | 369 |
| Service charges on deposit accounts | $1,116,000 | 565 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,005,000 | 1,532 |
| Total noninterest expense | $12,046,000 | 900 |
| Salaries and employee benefits | $7,015,000 | 869 |
| Premises and equipment expense | $1,421,000 | 873 |
| Additional noninterest expense | $3,610,000 | 905 |
| Pre-tax net operating income | $6,017,000 | 837 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,455,000 | 848 |
| Income before extraordinary items | $4,562,000 | 864 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,562,000 | 865 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,562,000 | 864 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $1,622,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,562,000 | 855 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 884 |
| Total interest expense | $531,000 | 1,399 |
| Net interest income | $7,416,000 | 836 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $1,402,000 | 1,049 |
| Gross Fiduciary activities income | $404,000 | 381 |
| Service charges on deposit accounts | $557,000 | 568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $441,000 | 1,656 |
| Total noninterest expense | $5,923,000 | 920 |
| Salaries and employee benefits | $3,494,000 | 878 |
| Premises and equipment expense | $728,000 | 862 |
| Additional noninterest expense | $1,701,000 | 949 |
| Pre-tax net operating income | $2,795,000 | 876 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $650,000 | 900 |
| Income before extraordinary items | $2,145,000 | 882 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,145,000 | 883 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,145,000 | 882 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $776,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,145,000 | 867 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $31,849,000 | 849 |
| Total interest expense | $2,304,000 | 1,259 |
| Net interest income | $29,545,000 | 807 |
| Provision for loan and lease losses | $675,000 | 1,211 |
| Total noninterest income | $6,077,000 | 1,004 |
| Gross Fiduciary activities income | $1,564,000 | 380 |
| Service charges on deposit accounts | $2,188,000 | 593 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,325,000 | 1,441 |
| Total noninterest expense | $23,336,000 | 912 |
| Salaries and employee benefits | $13,678,000 | 858 |
| Premises and equipment expense | $2,674,000 | 917 |
| Additional noninterest expense | $6,984,000 | 945 |
| Pre-tax net operating income | $11,611,000 | 811 |
| Securities gains (losses) | $361,000 | 575 |
| Applicable income taxes | $2,989,000 | 784 |
| Income before extraordinary items | $8,983,000 | 840 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,983,000 | 840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,983,000 | 839 |
| Net charge-offs | $344,000 | 1,405 |
| Cash dividends | $3,572,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,712,250 | 843 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,878,000 | 840 |
| Total interest expense | $1,745,000 | 1,248 |
| Net interest income | $22,133,000 | 803 |
| Provision for loan and lease losses | $475,000 | 1,181 |
| Total noninterest income | $4,490,000 | 1,011 |
| Gross Fiduciary activities income | $1,175,000 | 377 |
| Service charges on deposit accounts | $1,642,000 | 594 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,673,000 | 1,480 |
| Total noninterest expense | $17,315,000 | 915 |
| Salaries and employee benefits | $10,215,000 | 860 |
| Premises and equipment expense | $2,000,000 | 916 |
| Additional noninterest expense | $5,100,000 | 968 |
| Pre-tax net operating income | $8,833,000 | 805 |
| Securities gains (losses) | $361,000 | 532 |
| Applicable income taxes | $2,343,000 | 787 |
| Income before extraordinary items | $6,851,000 | 826 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,851,000 | 825 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,851,000 | 826 |
| Net charge-offs | $258,000 | 1,266 |
| Cash dividends | $2,752,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,580,250 | 828 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,810,000 | 845 |
| Total interest expense | $1,175,000 | 1,220 |
| Net interest income | $14,635,000 | 807 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $2,950,000 | 1,002 |
| Gross Fiduciary activities income | $764,000 | 383 |
| Service charges on deposit accounts | $1,076,000 | 596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,110,000 | 1,442 |
| Total noninterest expense | $11,411,000 | 927 |
| Salaries and employee benefits | $6,743,000 | 874 |
| Premises and equipment expense | $1,351,000 | 907 |
| Additional noninterest expense | $3,317,000 | 997 |
| Pre-tax net operating income | $5,874,000 | 801 |
| Securities gains (losses) | $361,000 | 373 |
| Applicable income taxes | $1,590,000 | 764 |
| Income before extraordinary items | $4,645,000 | 804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,645,000 | 803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,645,000 | 803 |
| Net charge-offs | $125,000 | 1,442 |
| Cash dividends | $1,597,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,377,860 | 818 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 847 |
| Total interest expense | $598,000 | 1,188 |
| Net interest income | $7,338,000 | 811 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $1,393,000 | 1,020 |
| Gross Fiduciary activities income | $365,000 | 389 |
| Service charges on deposit accounts | $530,000 | 600 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $498,000 | 1,508 |
| Total noninterest expense | $5,718,000 | 922 |
| Salaries and employee benefits | $3,355,000 | 881 |
| Premises and equipment expense | $698,000 | 893 |
| Additional noninterest expense | $1,665,000 | 985 |
| Pre-tax net operating income | $2,863,000 | 798 |
| Securities gains (losses) | $361,000 | 174 |
| Applicable income taxes | $822,000 | 723 |
| Income before extraordinary items | $2,402,000 | 765 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,402,000 | 766 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,402,000 | 765 |
| Net charge-offs | $50,000 | 1,427 |
| Cash dividends | $799,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,131,250 | 815 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $30,044,000 | 854 |
| Total interest expense | $2,110,000 | 1,316 |
| Net interest income | $27,934,000 | 811 |
| Provision for loan and lease losses | $350,000 | 1,745 |
| Total noninterest income | $6,074,000 | 988 |
| Gross Fiduciary activities income | $1,474,000 | 392 |
| Service charges on deposit accounts | $2,172,000 | 607 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,428,000 | 1,332 |
| Total noninterest expense | $22,807,000 | 906 |
| Salaries and employee benefits | $13,011,000 | 872 |
| Premises and equipment expense | $2,755,000 | 887 |
| Additional noninterest expense | $7,041,000 | 932 |
| Pre-tax net operating income | $10,851,000 | 828 |
| Securities gains (losses) | $436,000 | 398 |
| Applicable income taxes | $2,752,000 | 803 |
| Income before extraordinary items | $8,535,000 | 840 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,535,000 | 840 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,535,000 | 840 |
| Net charge-offs | $157,000 | 2,207 |
| Cash dividends | $4,405,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,203,640 | 849 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $22,354,000 | 864 |
| Total interest expense | $1,507,000 | 1,393 |
| Net interest income | $20,847,000 | 822 |
| Provision for loan and lease losses | $300,000 | 1,503 |
| Total noninterest income | $4,559,000 | 993 |
| Gross Fiduciary activities income | $1,099,000 | 392 |
| Service charges on deposit accounts | $1,618,000 | 612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,842,000 | 1,335 |
| Total noninterest expense | $17,148,000 | 911 |
| Salaries and employee benefits | $9,708,000 | 886 |
| Premises and equipment expense | $2,116,000 | 884 |
| Additional noninterest expense | $5,324,000 | 919 |
| Pre-tax net operating income | $7,958,000 | 846 |
| Securities gains (losses) | $436,000 | 337 |
| Applicable income taxes | $1,966,000 | 862 |
| Income before extraordinary items | $6,428,000 | 842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,428,000 | 843 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,428,000 | 842 |
| Net charge-offs | $170,000 | 1,690 |
| Cash dividends | $3,247,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,092,280 | 859 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,786,000 | 871 |
| Total interest expense | $1,044,000 | 1,348 |
| Net interest income | $13,742,000 | 824 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $2,888,000 | 1,032 |
| Gross Fiduciary activities income | $725,000 | 400 |
| Service charges on deposit accounts | $1,046,000 | 617 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,117,000 | 1,439 |
| Total noninterest expense | $11,423,000 | 920 |
| Salaries and employee benefits | $6,469,000 | 887 |
| Premises and equipment expense | $1,445,000 | 860 |
| Additional noninterest expense | $3,509,000 | 933 |
| Pre-tax net operating income | $5,057,000 | 880 |
| Securities gains (losses) | $436,000 | 280 |
| Applicable income taxes | $1,300,000 | 849 |
| Income before extraordinary items | $4,193,000 | 860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,193,000 | 860 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,193,000 | 860 |
| Net charge-offs | $158,000 | 1,345 |
| Cash dividends | $2,134,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,861,640 | 891 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 866 |
| Total interest expense | $540,000 | 1,307 |
| Net interest income | $6,857,000 | 824 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $1,347,000 | 1,046 |
| Gross Fiduciary activities income | $351,000 | 410 |
| Service charges on deposit accounts | $505,000 | 621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $491,000 | 1,527 |
| Total noninterest expense | $5,622,000 | 929 |
| Salaries and employee benefits | $3,222,000 | 887 |
| Premises and equipment expense | $763,000 | 833 |
| Additional noninterest expense | $1,637,000 | 984 |
| Pre-tax net operating income | $2,532,000 | 855 |
| Securities gains (losses) | $346,000 | 234 |
| Applicable income taxes | $698,000 | 801 |
| Income before extraordinary items | $2,180,000 | 803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,180,000 | 801 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,180,000 | 803 |
| Net charge-offs | $70,000 | 1,330 |
| Cash dividends | $1,068,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,917,040 | 869 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $30,652,000 | 817 |
| Total interest expense | $2,266,000 | 1,281 |
| Net interest income | $28,386,000 | 770 |
| Provision for loan and lease losses | $740,000 | 1,088 |
| Total noninterest income | $5,856,000 | 973 |
| Gross Fiduciary activities income | $1,330,000 | 417 |
| Service charges on deposit accounts | $2,200,000 | 617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,326,000 | 1,308 |
| Total noninterest expense | $21,931,000 | 921 |
| Salaries and employee benefits | $12,366,000 | 889 |
| Premises and equipment expense | $2,691,000 | 905 |
| Additional noninterest expense | $6,874,000 | 943 |
| Pre-tax net operating income | $11,571,000 | 724 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $2,833,000 | 758 |
| Income before extraordinary items | $8,752,000 | 774 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,752,000 | 773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,752,000 | 773 |
| Net charge-offs | $518,000 | 1,430 |
| Cash dividends | $4,263,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,741,360 | 757 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $23,112,000 | 811 |
| Total interest expense | $1,692,000 | 1,297 |
| Net interest income | $21,420,000 | 772 |
| Provision for loan and lease losses | $550,000 | 1,057 |
| Total noninterest income | $4,366,000 | 980 |
| Gross Fiduciary activities income | $987,000 | 421 |
| Service charges on deposit accounts | $1,653,000 | 613 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,726,000 | 1,323 |
| Total noninterest expense | $16,230,000 | 927 |
| Salaries and employee benefits | $9,098,000 | 902 |
| Premises and equipment expense | $2,037,000 | 900 |
| Additional noninterest expense | $5,095,000 | 952 |
| Pre-tax net operating income | $9,006,000 | 701 |
| Securities gains (losses) | $14,000 | 2,191 |
| Applicable income taxes | $2,232,000 | 733 |
| Income before extraordinary items | $6,788,000 | 744 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,788,000 | 743 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,788,000 | 743 |
| Net charge-offs | $295,000 | 1,621 |
| Cash dividends | $3,194,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,777,500 | 734 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,383,000 | 810 |
| Total interest expense | $1,153,000 | 1,283 |
| Net interest income | $14,230,000 | 776 |
| Provision for loan and lease losses | $400,000 | 998 |
| Total noninterest income | $2,811,000 | 990 |
| Gross Fiduciary activities income | $661,000 | 416 |
| Service charges on deposit accounts | $1,091,000 | 610 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,059,000 | 1,395 |
| Total noninterest expense | $10,673,000 | 938 |
| Salaries and employee benefits | $5,869,000 | 924 |
| Premises and equipment expense | $1,401,000 | 884 |
| Additional noninterest expense | $3,403,000 | 951 |
| Pre-tax net operating income | $5,968,000 | 692 |
| Securities gains (losses) | $14,000 | 1,800 |
| Applicable income taxes | $1,473,000 | 728 |
| Income before extraordinary items | $4,509,000 | 731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,509,000 | 730 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,509,000 | 731 |
| Net charge-offs | $207,000 | 1,560 |
| Cash dividends | $2,128,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,498,500 | 712 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 819 |
| Total interest expense | $603,000 | 1,253 |
| Net interest income | $7,046,000 | 777 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $1,316,000 | 1,010 |
| Gross Fiduciary activities income | $314,000 | 428 |
| Service charges on deposit accounts | $540,000 | 611 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $462,000 | 1,492 |
| Total noninterest expense | $5,181,000 | 980 |
| Salaries and employee benefits | $2,817,000 | 981 |
| Premises and equipment expense | $732,000 | 867 |
| Additional noninterest expense | $1,632,000 | 986 |
| Pre-tax net operating income | $2,981,000 | 673 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $731,000 | 707 |
| Income before extraordinary items | $2,250,000 | 691 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,250,000 | 691 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,250,000 | 693 |
| Net charge-offs | $151,000 | 1,112 |
| Cash dividends | $1,063,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,250,000 | 681 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $21,460,000 | 1,195 |
| Total interest expense | $1,989,000 | 1,712 |
| Net interest income | $19,471,000 | 1,129 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $5,701,000 | 1,029 |
| Gross Fiduciary activities income | $1,248,000 | 411 |
| Service charges on deposit accounts | $1,849,000 | 755 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,604,000 | 1,261 |
| Total noninterest expense | $19,154,000 | 1,073 |
| Salaries and employee benefits | $11,016,000 | 974 |
| Premises and equipment expense | $2,279,000 | 1,045 |
| Additional noninterest expense | $5,859,000 | 1,151 |
| Pre-tax net operating income | $5,743,000 | 1,278 |
| Securities gains (losses) | $293,000 | 702 |
| Applicable income taxes | $1,129,000 | 1,356 |
| Income before extraordinary items | $4,907,000 | 1,240 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,907,000 | 1,242 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,907,000 | 1,243 |
| Net charge-offs | $558,000 | 1,904 |
| Cash dividends | $12,576,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $29,141,000 | 12 |
| Net operating income | $4,669,670 | 1,282 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,567,000 | 1,237 |
| Total interest expense | $1,476,000 | 1,779 |
| Net interest income | $14,091,000 | 1,170 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $3,372,000 | 1,246 |
| Gross Fiduciary activities income | $931,000 | 411 |
| Service charges on deposit accounts | $1,353,000 | 772 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,088,000 | 1,931 |
| Total noninterest expense | $12,739,000 | 1,207 |
| Salaries and employee benefits | $7,061,000 | 1,165 |
| Premises and equipment expense | $1,574,000 | 1,133 |
| Additional noninterest expense | $4,104,000 | 1,219 |
| Pre-tax net operating income | $4,449,000 | 1,266 |
| Securities gains (losses) | $308,000 | 623 |
| Applicable income taxes | $814,000 | 1,431 |
| Income before extraordinary items | $3,943,000 | 1,182 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,943,000 | 1,183 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,943,000 | 1,184 |
| Net charge-offs | $479,000 | 1,634 |
| Cash dividends | $2,678,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,687,360 | 1,220 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,379,000 | 1,228 |
| Total interest expense | $1,013,000 | 1,764 |
| Net interest income | $9,366,000 | 1,162 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $2,223,000 | 1,266 |
| Gross Fiduciary activities income | $631,000 | 412 |
| Service charges on deposit accounts | $873,000 | 792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $719,000 | 1,975 |
| Total noninterest expense | $8,346,000 | 1,219 |
| Salaries and employee benefits | $4,718,000 | 1,166 |
| Premises and equipment expense | $1,054,000 | 1,128 |
| Additional noninterest expense | $2,574,000 | 1,292 |
| Pre-tax net operating income | $3,018,000 | 1,229 |
| Securities gains (losses) | $308,000 | 548 |
| Applicable income taxes | $595,000 | 1,363 |
| Income before extraordinary items | $2,731,000 | 1,121 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,731,000 | 1,122 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,731,000 | 1,123 |
| Net charge-offs | $351,000 | 1,539 |
| Cash dividends | $1,748,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,478,440 | 1,179 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 1,236 |
| Total interest expense | $511,000 | 1,807 |
| Net interest income | $4,697,000 | 1,160 |
| Provision for loan and lease losses | $125,000 | 1,855 |
| Total noninterest income | $1,050,000 | 1,319 |
| Gross Fiduciary activities income | $317,000 | 413 |
| Service charges on deposit accounts | $427,000 | 798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $306,000 | 2,199 |
| Total noninterest expense | $4,089,000 | 1,246 |
| Salaries and employee benefits | $2,387,000 | 1,152 |
| Premises and equipment expense | $531,000 | 1,148 |
| Additional noninterest expense | $1,171,000 | 1,388 |
| Pre-tax net operating income | $1,533,000 | 1,186 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $264,000 | 1,462 |
| Income before extraordinary items | $1,269,000 | 1,177 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,269,000 | 1,179 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,269,000 | 1,179 |
| Net charge-offs | $200,000 | 1,352 |
| Cash dividends | $874,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,269,000 | 1,125 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,059,000 | 1,264 |
| Total interest expense | $2,828,000 | 1,570 |
| Net interest income | $18,231,000 | 1,215 |
| Provision for loan and lease losses | $525,000 | 2,656 |
| Total noninterest income | $4,222,000 | 1,275 |
| Gross Fiduciary activities income | $1,167,000 | 415 |
| Service charges on deposit accounts | $1,780,000 | 796 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,275,000 | 2,045 |
| Total noninterest expense | $16,254,000 | 1,243 |
| Salaries and employee benefits | $8,922,000 | 1,186 |
| Premises and equipment expense | $2,203,000 | 1,080 |
| Additional noninterest expense | $5,129,000 | 1,323 |
| Pre-tax net operating income | $5,674,000 | 1,222 |
| Securities gains (losses) | $311,000 | 1,339 |
| Applicable income taxes | $878,000 | 1,597 |
| Income before extraordinary items | $5,107,000 | 1,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,107,000 | 1,151 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,107,000 | 1,151 |
| Net charge-offs | $978,000 | 1,841 |
| Cash dividends | $3,252,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,842,650 | 1,157 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,909,000 | 1,281 |
| Total interest expense | $2,237,000 | 1,552 |
| Net interest income | $13,672,000 | 1,225 |
| Provision for loan and lease losses | $325,000 | 2,856 |
| Total noninterest income | $2,988,000 | 1,338 |
| Gross Fiduciary activities income | $815,000 | 430 |
| Service charges on deposit accounts | $1,310,000 | 806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $863,000 | 2,189 |
| Total noninterest expense | $12,000,000 | 1,248 |
| Salaries and employee benefits | $6,414,000 | 1,225 |
| Premises and equipment expense | $1,672,000 | 1,077 |
| Additional noninterest expense | $3,914,000 | 1,297 |
| Pre-tax net operating income | $4,335,000 | 1,238 |
| Securities gains (losses) | $311,000 | 1,082 |
| Applicable income taxes | $848,000 | 1,390 |
| Income before extraordinary items | $3,798,000 | 1,185 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,798,000 | 1,185 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,798,000 | 1,185 |
| Net charge-offs | $760,000 | 1,728 |
| Cash dividends | $2,381,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,542,980 | 1,203 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,620,000 | 1,296 |
| Total interest expense | $1,579,000 | 1,534 |
| Net interest income | $9,041,000 | 1,239 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $1,904,000 | 1,368 |
| Gross Fiduciary activities income | $515,000 | 443 |
| Service charges on deposit accounts | $862,000 | 805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $527,000 | 2,260 |
| Total noninterest expense | $8,086,000 | 1,236 |
| Salaries and employee benefits | $4,284,000 | 1,224 |
| Premises and equipment expense | $1,117,000 | 1,063 |
| Additional noninterest expense | $2,685,000 | 1,264 |
| Pre-tax net operating income | $2,684,000 | 1,317 |
| Securities gains (losses) | $311,000 | 830 |
| Applicable income taxes | $536,000 | 1,431 |
| Income before extraordinary items | $2,459,000 | 1,214 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,459,000 | 1,215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,459,000 | 1,214 |
| Net charge-offs | $501,000 | 1,764 |
| Cash dividends | $1,508,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,203,980 | 1,270 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 1,299 |
| Total interest expense | $856,000 | 1,466 |
| Net interest income | $4,462,000 | 1,246 |
| Provision for loan and lease losses | $125,000 | 2,605 |
| Total noninterest income | $891,000 | 1,425 |
| Gross Fiduciary activities income | $230,000 | 473 |
| Service charges on deposit accounts | $416,000 | 831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $245,000 | 2,368 |
| Total noninterest expense | $4,059,000 | 1,233 |
| Salaries and employee benefits | $2,159,000 | 1,205 |
| Premises and equipment expense | $573,000 | 1,036 |
| Additional noninterest expense | $1,327,000 | 1,260 |
| Pre-tax net operating income | $1,169,000 | 1,473 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $159,000 | 1,962 |
| Income before extraordinary items | $1,010,000 | 1,446 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,010,000 | 1,446 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,010,000 | 1,447 |
| Net charge-offs | $305,000 | 1,475 |
| Cash dividends | $535,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,010,000 | 1,368 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,623,000 | 1,328 |
| Total interest expense | $3,533,000 | 1,692 |
| Net interest income | $18,090,000 | 1,227 |
| Provision for loan and lease losses | $775,000 | 2,786 |
| Total noninterest income | $3,679,000 | 1,302 |
| Gross Fiduciary activities income | $1,076,000 | 382 |
| Service charges on deposit accounts | $1,445,000 | 1,023 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,158,000 | 1,949 |
| Total noninterest expense | $14,643,000 | 1,339 |
| Salaries and employee benefits | $8,384,000 | 1,186 |
| Premises and equipment expense | $1,947,000 | 1,284 |
| Additional noninterest expense | $4,312,000 | 1,581 |
| Pre-tax net operating income | $6,351,000 | 941 |
| Securities gains (losses) | $-246,000 | 7,177 |
| Applicable income taxes | $1,250,000 | 1,137 |
| Income before extraordinary items | $4,855,000 | 1,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,855,000 | 1,030 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,855,000 | 1,030 |
| Net charge-offs | $953,000 | 2,418 |
| Cash dividends | $2,317,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,051,800 | 956 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,362,000 | 1,328 |
| Total interest expense | $2,728,000 | 1,709 |
| Net interest income | $13,634,000 | 1,233 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $2,668,000 | 1,333 |
| Gross Fiduciary activities income | $841,000 | 373 |
| Service charges on deposit accounts | $1,051,000 | 1,063 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $776,000 | 2,081 |
| Total noninterest expense | $10,809,000 | 1,356 |
| Salaries and employee benefits | $6,159,000 | 1,205 |
| Premises and equipment expense | $1,474,000 | 1,290 |
| Additional noninterest expense | $3,176,000 | 1,610 |
| Pre-tax net operating income | $5,193,000 | 898 |
| Securities gains (losses) | $-245,000 | 7,297 |
| Applicable income taxes | $1,080,000 | 1,026 |
| Income before extraordinary items | $3,868,000 | 1,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,868,000 | 1,001 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,868,000 | 1,002 |
| Net charge-offs | $390,000 | 2,945 |
| Cash dividends | $1,682,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,059,100 | 898 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 1,345 |
| Total interest expense | $1,919,000 | 1,695 |
| Net interest income | $8,861,000 | 1,261 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $1,748,000 | 1,337 |
| Gross Fiduciary activities income | $581,000 | 370 |
| Service charges on deposit accounts | $666,000 | 1,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 2,093 |
| Total noninterest expense | $7,182,000 | 1,384 |
| Salaries and employee benefits | $4,101,000 | 1,217 |
| Premises and equipment expense | $1,000,000 | 1,284 |
| Additional noninterest expense | $2,081,000 | 1,656 |
| Pre-tax net operating income | $3,027,000 | 1,000 |
| Securities gains (losses) | $-111,000 | 7,326 |
| Applicable income taxes | $599,000 | 1,159 |
| Income before extraordinary items | $2,317,000 | 1,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,317,000 | 1,065 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,317,000 | 1,067 |
| Net charge-offs | $750,000 | 1,737 |
| Cash dividends | $1,146,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,404,690 | 1,002 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 1,374 |
| Total interest expense | $1,041,000 | 1,627 |
| Net interest income | $4,301,000 | 1,300 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $841,000 | 1,375 |
| Gross Fiduciary activities income | $284,000 | 376 |
| Service charges on deposit accounts | $332,000 | 1,088 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $3,709,000 | 1,342 |
| Salaries and employee benefits | $2,095,000 | 1,206 |
| Premises and equipment expense | $524,000 | 1,255 |
| Additional noninterest expense | $1,090,000 | 1,586 |
| Pre-tax net operating income | $1,333,000 | 1,100 |
| Securities gains (losses) | $-111,000 | 7,412 |
| Applicable income taxes | $214,000 | 1,438 |
| Income before extraordinary items | $1,008,000 | 1,223 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,008,000 | 1,222 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,008,000 | 1,223 |
| Net charge-offs | $314,000 | 1,706 |
| Cash dividends | $611,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,099,020 | 1,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,739,000 | 1,349 |
| Total interest expense | $5,285,000 | 1,569 |
| Net interest income | $17,454,000 | 1,286 |
| Provision for loan and lease losses | $1,675,000 | 2,310 |
| Total noninterest income | $3,736,000 | 1,332 |
| Gross Fiduciary activities income | $1,026,000 | 391 |
| Service charges on deposit accounts | $1,460,000 | 1,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,250,000 | 1,906 |
| Total noninterest expense | $14,563,000 | 1,376 |
| Salaries and employee benefits | $8,271,000 | 1,191 |
| Premises and equipment expense | $1,905,000 | 1,348 |
| Additional noninterest expense | $4,387,000 | 1,641 |
| Pre-tax net operating income | $4,952,000 | 1,048 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $981,000 | 1,234 |
| Income before extraordinary items | $3,982,000 | 1,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,982,000 | 1,096 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,982,000 | 1,099 |
| Net charge-offs | $1,153,000 | 2,493 |
| Cash dividends | $3,101,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,973,200 | 1,041 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,180,000 | 1,362 |
| Total interest expense | $4,058,000 | 1,604 |
| Net interest income | $13,122,000 | 1,291 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $2,686,000 | 1,350 |
| Gross Fiduciary activities income | $783,000 | 386 |
| Service charges on deposit accounts | $1,068,000 | 1,095 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $835,000 | 2,026 |
| Total noninterest expense | $10,825,000 | 1,382 |
| Salaries and employee benefits | $6,111,000 | 1,200 |
| Premises and equipment expense | $1,440,000 | 1,355 |
| Additional noninterest expense | $3,274,000 | 1,619 |
| Pre-tax net operating income | $3,733,000 | 1,093 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $780,000 | 1,231 |
| Income before extraordinary items | $2,964,000 | 1,147 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,964,000 | 1,151 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,964,000 | 1,151 |
| Net charge-offs | $518,000 | 3,033 |
| Cash dividends | $2,437,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,955,310 | 1,102 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 1,382 |
| Total interest expense | $2,738,000 | 1,651 |
| Net interest income | $8,720,000 | 1,305 |
| Provision for loan and lease losses | $1,100,000 | 1,842 |
| Total noninterest income | $1,708,000 | 1,377 |
| Gross Fiduciary activities income | $515,000 | 395 |
| Service charges on deposit accounts | $693,000 | 1,131 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $500,000 | 2,100 |
| Total noninterest expense | $7,086,000 | 1,407 |
| Salaries and employee benefits | $3,983,000 | 1,231 |
| Premises and equipment expense | $967,000 | 1,367 |
| Additional noninterest expense | $2,136,000 | 1,644 |
| Pre-tax net operating income | $2,242,000 | 1,173 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $482,000 | 1,252 |
| Income before extraordinary items | $1,768,000 | 1,257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,768,000 | 1,258 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,768,000 | 1,258 |
| Net charge-offs | $250,000 | 3,282 |
| Cash dividends | $1,622,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,761,680 | 1,215 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 1,408 |
| Total interest expense | $1,387,000 | 1,699 |
| Net interest income | $4,362,000 | 1,320 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $856,000 | 1,384 |
| Gross Fiduciary activities income | $255,000 | 400 |
| Service charges on deposit accounts | $339,000 | 1,153 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $262,000 | 2,003 |
| Total noninterest expense | $3,533,000 | 1,421 |
| Salaries and employee benefits | $1,996,000 | 1,244 |
| Premises and equipment expense | $516,000 | 1,323 |
| Additional noninterest expense | $1,021,000 | 1,718 |
| Pre-tax net operating income | $1,185,000 | 1,120 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $262,000 | 1,164 |
| Income before extraordinary items | $923,000 | 1,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $923,000 | 1,189 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $923,000 | 1,189 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $803,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $923,000 | 1,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,927,000 | 1,442 |
| Total interest expense | $6,476,000 | 1,804 |
| Net interest income | $17,451,000 | 1,285 |
| Provision for loan and lease losses | $3,000,000 | 1,983 |
| Total noninterest income | $3,568,000 | 1,422 |
| Gross Fiduciary activities income | $899,000 | 405 |
| Service charges on deposit accounts | $1,490,000 | 1,156 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,179,000 | 1,931 |
| Total noninterest expense | $13,995,000 | 1,474 |
| Salaries and employee benefits | $7,574,000 | 1,309 |
| Premises and equipment expense | $2,030,000 | 1,333 |
| Additional noninterest expense | $4,391,000 | 1,690 |
| Pre-tax net operating income | $4,024,000 | 1,032 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $940,000 | 1,012 |
| Income before extraordinary items | $3,084,000 | 1,093 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,084,000 | 1,091 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,084,000 | 1,092 |
| Net charge-offs | $1,854,000 | 2,124 |
| Cash dividends | $2,300,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,084,000 | 1,090 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,981,000 | 1,461 |
| Total interest expense | $4,954,000 | 1,843 |
| Net interest income | $13,027,000 | 1,282 |
| Provision for loan and lease losses | $2,350,000 | 1,728 |
| Total noninterest income | $2,721,000 | 1,433 |
| Gross Fiduciary activities income | $676,000 | 404 |
| Service charges on deposit accounts | $1,105,000 | 1,168 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $940,000 | 1,906 |
| Total noninterest expense | $10,650,000 | 1,439 |
| Salaries and employee benefits | $5,725,000 | 1,319 |
| Premises and equipment expense | $1,558,000 | 1,316 |
| Additional noninterest expense | $3,367,000 | 1,610 |
| Pre-tax net operating income | $2,748,000 | 1,180 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $640,000 | 1,164 |
| Income before extraordinary items | $2,108,000 | 1,269 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,108,000 | 1,268 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,108,000 | 1,269 |
| Net charge-offs | $1,001,000 | 2,203 |
| Cash dividends | $1,651,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,108,000 | 1,242 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,026,000 | 1,487 |
| Total interest expense | $3,346,000 | 1,902 |
| Net interest income | $8,680,000 | 1,288 |
| Provision for loan and lease losses | $1,100,000 | 1,953 |
| Total noninterest income | $1,878,000 | 1,408 |
| Gross Fiduciary activities income | $450,000 | 410 |
| Service charges on deposit accounts | $711,000 | 1,190 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $717,000 | 1,784 |
| Total noninterest expense | $7,122,000 | 1,453 |
| Salaries and employee benefits | $3,857,000 | 1,333 |
| Premises and equipment expense | $1,071,000 | 1,312 |
| Additional noninterest expense | $2,194,000 | 1,656 |
| Pre-tax net operating income | $2,336,000 | 975 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $603,000 | 929 |
| Income before extraordinary items | $1,733,000 | 1,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,733,000 | 1,098 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,733,000 | 1,099 |
| Net charge-offs | $697,000 | 1,986 |
| Cash dividends | $1,101,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,733,000 | 1,063 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 1,513 |
| Total interest expense | $1,694,000 | 1,953 |
| Net interest income | $4,320,000 | 1,284 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $853,000 | 1,474 |
| Gross Fiduciary activities income | $219,000 | 417 |
| Service charges on deposit accounts | $364,000 | 1,140 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $270,000 | 2,100 |
| Total noninterest expense | $3,405,000 | 1,467 |
| Salaries and employee benefits | $1,939,000 | 1,333 |
| Premises and equipment expense | $567,000 | 1,257 |
| Additional noninterest expense | $899,000 | 1,795 |
| Pre-tax net operating income | $1,168,000 | 1,089 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $302,000 | 1,045 |
| Income before extraordinary items | $866,000 | 1,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $866,000 | 1,263 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $866,000 | 1,264 |
| Net charge-offs | $71,000 | 3,222 |
| Cash dividends | $551,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $866,000 | 1,192 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,893,000 | 1,498 |
| Total interest expense | $8,360,000 | 1,884 |
| Net interest income | $17,533,000 | 1,260 |
| Provision for loan and lease losses | $1,550,000 | 2,117 |
| Total noninterest income | $3,395,000 | 1,439 |
| Gross Fiduciary activities income | $865,000 | 444 |
| Service charges on deposit accounts | $1,569,000 | 1,147 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $961,000 | 2,173 |
| Total noninterest expense | $13,404,000 | 1,455 |
| Salaries and employee benefits | $7,621,000 | 1,337 |
| Premises and equipment expense | $2,163,000 | 1,260 |
| Additional noninterest expense | $3,620,000 | 1,699 |
| Pre-tax net operating income | $5,974,000 | 938 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $1,692,000 | 777 |
| Income before extraordinary items | $4,301,000 | 954 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,301,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,621,000 | 1,478 |
| Cash dividends | $2,897,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,287,320 | 1,028 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,582,000 | 1,527 |
| Total interest expense | $6,516,000 | 1,892 |
| Net interest income | $13,066,000 | 1,288 |
| Provision for loan and lease losses | $1,150,000 | 1,688 |
| Total noninterest income | $2,553,000 | 1,482 |
| Gross Fiduciary activities income | $655,000 | 445 |
| Service charges on deposit accounts | $1,161,000 | 1,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $737,000 | 2,231 |
| Total noninterest expense | $9,971,000 | 1,453 |
| Salaries and employee benefits | $5,612,000 | 1,385 |
| Premises and equipment expense | $1,611,000 | 1,282 |
| Additional noninterest expense | $2,748,000 | 1,629 |
| Pre-tax net operating income | $4,498,000 | 1,125 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $1,277,000 | 948 |
| Income before extraordinary items | $3,237,000 | 1,135 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,237,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,202,000 | 1,155 |
| Cash dividends | $2,346,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,225,480 | 1,218 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,050,000 | 1,551 |
| Total interest expense | $4,490,000 | 1,915 |
| Net interest income | $8,560,000 | 1,308 |
| Provision for loan and lease losses | $850,000 | 1,359 |
| Total noninterest income | $1,693,000 | 1,507 |
| Gross Fiduciary activities income | $424,000 | 461 |
| Service charges on deposit accounts | $765,000 | 1,167 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $504,000 | 2,231 |
| Total noninterest expense | $6,635,000 | 1,454 |
| Salaries and employee benefits | $3,720,000 | 1,403 |
| Premises and equipment expense | $1,098,000 | 1,249 |
| Additional noninterest expense | $1,817,000 | 1,622 |
| Pre-tax net operating income | $2,768,000 | 1,275 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $768,000 | 1,152 |
| Income before extraordinary items | $2,000,000 | 1,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 846 |
| Cash dividends | $1,622,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,000,000 | 1,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 1,568 |
| Total interest expense | $2,397,000 | 1,934 |
| Net interest income | $4,231,000 | 1,311 |
| Provision for loan and lease losses | $650,000 | 846 |
| Total noninterest income | $832,000 | 1,528 |
| Gross Fiduciary activities income | $210,000 | 470 |
| Service charges on deposit accounts | $378,000 | 1,163 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $244,000 | 2,270 |
| Total noninterest expense | $3,340,000 | 1,432 |
| Salaries and employee benefits | $1,836,000 | 1,443 |
| Premises and equipment expense | $570,000 | 1,209 |
| Additional noninterest expense | $934,000 | 1,538 |
| Pre-tax net operating income | $1,073,000 | 1,674 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $282,000 | 1,542 |
| Income before extraordinary items | $791,000 | 1,836 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $791,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 478 |
| Cash dividends | $559,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $791,000 | 1,772 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,753,000 | 1,551 |
| Total interest expense | $10,660,000 | 1,864 |
| Net interest income | $17,093,000 | 1,309 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $3,486,000 | 1,465 |
| Gross Fiduciary activities income | $888,000 | 449 |
| Service charges on deposit accounts | $1,551,000 | 1,151 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,047,000 | 2,159 |
| Total noninterest expense | $12,612,000 | 1,461 |
| Salaries and employee benefits | $7,187,000 | 1,410 |
| Premises and equipment expense | $2,032,000 | 1,312 |
| Additional noninterest expense | $3,393,000 | 1,643 |
| Pre-tax net operating income | $7,867,000 | 1,065 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,350,000 | 985 |
| Income before extraordinary items | $5,517,000 | 1,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,517,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,119 |
| Cash dividends | $5,376,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,517,000 | 1,158 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,905,000 | 1,552 |
| Total interest expense | $8,047,000 | 1,849 |
| Net interest income | $12,858,000 | 1,306 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,480,000 | 1,527 |
| Gross Fiduciary activities income | $665,000 | 443 |
| Service charges on deposit accounts | $1,122,000 | 1,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $693,000 | 2,337 |
| Total noninterest expense | $9,384,000 | 1,454 |
| Salaries and employee benefits | $5,378,000 | 1,415 |
| Premises and equipment expense | $1,507,000 | 1,310 |
| Additional noninterest expense | $2,499,000 | 1,636 |
| Pre-tax net operating income | $5,954,000 | 1,147 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,783,000 | 1,052 |
| Income before extraordinary items | $4,171,000 | 1,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,171,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,779 |
| Cash dividends | $4,235,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,171,000 | 1,221 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,918,000 | 1,570 |
| Total interest expense | $5,406,000 | 1,847 |
| Net interest income | $8,512,000 | 1,338 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,578,000 | 1,614 |
| Gross Fiduciary activities income | $425,000 | 465 |
| Service charges on deposit accounts | $694,000 | 1,270 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $459,000 | 2,375 |
| Total noninterest expense | $6,265,000 | 1,466 |
| Salaries and employee benefits | $3,603,000 | 1,433 |
| Premises and equipment expense | $987,000 | 1,348 |
| Additional noninterest expense | $1,675,000 | 1,617 |
| Pre-tax net operating income | $3,825,000 | 1,239 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,136,000 | 1,160 |
| Income before extraordinary items | $2,689,000 | 1,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,689,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,803 |
| Cash dividends | $2,922,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,689,000 | 1,310 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 1,578 |
| Total interest expense | $2,735,000 | 1,809 |
| Net interest income | $4,167,000 | 1,360 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $760,000 | 1,626 |
| Gross Fiduciary activities income | $208,000 | 473 |
| Service charges on deposit accounts | $325,000 | 1,325 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $227,000 | 2,360 |
| Total noninterest expense | $3,138,000 | 1,471 |
| Salaries and employee benefits | $1,812,000 | 1,431 |
| Premises and equipment expense | $502,000 | 1,334 |
| Additional noninterest expense | $824,000 | 1,623 |
| Pre-tax net operating income | $1,789,000 | 1,308 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $526,000 | 1,240 |
| Income before extraordinary items | $1,263,000 | 1,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,263,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $1,401,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,263,000 | 1,380 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,905,000 | 1,486 |
| Total interest expense | $9,648,000 | 1,739 |
| Net interest income | $17,257,000 | 1,326 |
| Provision for loan and lease losses | $380,000 | 2,368 |
| Total noninterest income | $3,044,000 | 1,610 |
| Gross Fiduciary activities income | $768,000 | 470 |
| Service charges on deposit accounts | $1,394,000 | 1,274 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $882,000 | 2,423 |
| Total noninterest expense | $12,063,000 | 1,479 |
| Salaries and employee benefits | $6,887,000 | 1,433 |
| Premises and equipment expense | $1,818,000 | 1,408 |
| Additional noninterest expense | $3,358,000 | 1,567 |
| Pre-tax net operating income | $7,858,000 | 1,241 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $2,313,000 | 1,187 |
| Income before extraordinary items | $5,536,000 | 1,317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,536,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,372 |
| Cash dividends | $5,472,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,542,390 | 1,301 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,965,000 | 1,491 |
| Total interest expense | $6,949,000 | 1,762 |
| Net interest income | $13,016,000 | 1,333 |
| Provision for loan and lease losses | $280,000 | 2,271 |
| Total noninterest income | $2,246,000 | 1,633 |
| Gross Fiduciary activities income | $533,000 | 493 |
| Service charges on deposit accounts | $1,040,000 | 1,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $673,000 | 2,372 |
| Total noninterest expense | $9,046,000 | 1,483 |
| Salaries and employee benefits | $5,145,000 | 1,438 |
| Premises and equipment expense | $1,366,000 | 1,429 |
| Additional noninterest expense | $2,535,000 | 1,557 |
| Pre-tax net operating income | $5,936,000 | 1,286 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $1,748,000 | 1,225 |
| Income before extraordinary items | $4,189,000 | 1,353 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,189,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,238 |
| Cash dividends | $4,136,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,188,290 | 1,336 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,173,000 | 1,473 |
| Total interest expense | $4,408,000 | 1,752 |
| Net interest income | $8,765,000 | 1,314 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,460,000 | 1,688 |
| Gross Fiduciary activities income | $335,000 | 517 |
| Service charges on deposit accounts | $676,000 | 1,311 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 2,358 |
| Total noninterest expense | $6,059,000 | 1,486 |
| Salaries and employee benefits | $3,535,000 | 1,401 |
| Premises and equipment expense | $900,000 | 1,445 |
| Additional noninterest expense | $1,624,000 | 1,618 |
| Pre-tax net operating income | $4,116,000 | 1,224 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $1,217,000 | 1,186 |
| Income before extraordinary items | $2,900,000 | 1,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,900,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,135 |
| Cash dividends | $2,812,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,899,300 | 1,276 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 1,456 |
| Total interest expense | $2,100,000 | 1,746 |
| Net interest income | $4,402,000 | 1,297 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $703,000 | 1,689 |
| Gross Fiduciary activities income | $159,000 | 540 |
| Service charges on deposit accounts | $324,000 | 1,329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,353 |
| Total noninterest expense | $3,043,000 | 1,485 |
| Salaries and employee benefits | $1,803,000 | 1,375 |
| Premises and equipment expense | $454,000 | 1,432 |
| Additional noninterest expense | $786,000 | 1,661 |
| Pre-tax net operating income | $2,027,000 | 1,218 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $595,000 | 1,204 |
| Income before extraordinary items | $1,432,000 | 1,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,432,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 846 |
| Cash dividends | $1,413,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,432,000 | 1,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,386,000 | 1,312 |
| Total interest expense | $7,327,000 | 1,549 |
| Net interest income | $18,059,000 | 1,195 |
| Provision for loan and lease losses | $705,000 | 1,414 |
| Total noninterest income | $2,902,000 | 1,663 |
| Gross Fiduciary activities income | $613,000 | 527 |
| Service charges on deposit accounts | $1,379,000 | 1,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $910,000 | 2,348 |
| Total noninterest expense | $11,880,000 | 1,451 |
| Salaries and employee benefits | $6,853,000 | 1,357 |
| Premises and equipment expense | $1,779,000 | 1,385 |
| Additional noninterest expense | $3,248,000 | 1,567 |
| Pre-tax net operating income | $8,376,000 | 1,151 |
| Securities gains (losses) | $-141,000 | 8,517 |
| Applicable income taxes | $2,395,000 | 1,175 |
| Income before extraordinary items | $5,840,000 | 1,234 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,840,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 839 |
| Cash dividends | $5,608,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,940,110 | 1,194 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,827,000 | 1,294 |
| Total interest expense | $5,312,000 | 1,509 |
| Net interest income | $13,515,000 | 1,175 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $2,147,000 | 1,680 |
| Gross Fiduciary activities income | $439,000 | 540 |
| Service charges on deposit accounts | $1,014,000 | 1,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $694,000 | 2,330 |
| Total noninterest expense | $8,913,000 | 1,435 |
| Salaries and employee benefits | $5,142,000 | 1,345 |
| Premises and equipment expense | $1,337,000 | 1,367 |
| Additional noninterest expense | $2,434,000 | 1,541 |
| Pre-tax net operating income | $6,299,000 | 1,135 |
| Securities gains (losses) | $-69,000 | 8,564 |
| Applicable income taxes | $1,811,000 | 1,179 |
| Income before extraordinary items | $4,419,000 | 1,231 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,419,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 790 |
| Cash dividends | $3,808,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,467,990 | 1,183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,423,000 | 1,269 |
| Total interest expense | $3,456,000 | 1,451 |
| Net interest income | $8,967,000 | 1,178 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $1,423,000 | 1,666 |
| Gross Fiduciary activities income | $292,000 | 548 |
| Service charges on deposit accounts | $660,000 | 1,303 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $471,000 | 2,276 |
| Total noninterest expense | $5,916,000 | 1,432 |
| Salaries and employee benefits | $3,415,000 | 1,342 |
| Premises and equipment expense | $864,000 | 1,398 |
| Additional noninterest expense | $1,637,000 | 1,523 |
| Pre-tax net operating income | $4,384,000 | 1,079 |
| Securities gains (losses) | $-61,000 | 8,636 |
| Applicable income taxes | $1,267,000 | 1,097 |
| Income before extraordinary items | $3,056,000 | 1,150 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,056,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 788 |
| Cash dividends | $2,140,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,099,310 | 1,111 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 1,255 |
| Total interest expense | $1,670,000 | 1,428 |
| Net interest income | $4,478,000 | 1,170 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $699,000 | 1,651 |
| Gross Fiduciary activities income | $146,000 | 553 |
| Service charges on deposit accounts | $313,000 | 1,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,217 |
| Total noninterest expense | $2,924,000 | 1,451 |
| Salaries and employee benefits | $1,711,000 | 1,354 |
| Premises and equipment expense | $419,000 | 1,444 |
| Additional noninterest expense | $794,000 | 1,569 |
| Pre-tax net operating income | $2,163,000 | 1,072 |
| Securities gains (losses) | $-42,000 | 8,759 |
| Applicable income taxes | $621,000 | 1,110 |
| Income before extraordinary items | $1,500,000 | 1,157 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,500,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 686 |
| Cash dividends | $549,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,529,820 | 1,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,724,000 | 1,302 |
| Total interest expense | $5,899,000 | 1,398 |
| Net interest income | $15,825,000 | 1,277 |
| Provision for loan and lease losses | $716,000 | 1,436 |
| Total noninterest income | $2,822,000 | 1,694 |
| Gross Fiduciary activities income | $550,000 | 541 |
| Service charges on deposit accounts | $1,275,000 | 1,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $997,000 | 2,159 |
| Total noninterest expense | $10,833,000 | 1,505 |
| Salaries and employee benefits | $6,569,000 | 1,342 |
| Premises and equipment expense | $1,452,000 | 1,600 |
| Additional noninterest expense | $2,812,000 | 1,735 |
| Pre-tax net operating income | $7,098,000 | 1,220 |
| Securities gains (losses) | $93,000 | 1,296 |
| Applicable income taxes | $2,119,000 | 1,205 |
| Income before extraordinary items | $5,072,000 | 1,286 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,072,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 1,052 |
| Cash dividends | $12,174,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,005,970 | 1,268 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,115,000 | 1,300 |
| Total interest expense | $4,408,000 | 1,365 |
| Net interest income | $11,707,000 | 1,280 |
| Provision for loan and lease losses | $510,000 | 1,428 |
| Total noninterest income | $2,113,000 | 1,706 |
| Gross Fiduciary activities income | $411,000 | 541 |
| Service charges on deposit accounts | $940,000 | 1,418 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $762,000 | 2,142 |
| Total noninterest expense | $8,216,000 | 1,481 |
| Salaries and employee benefits | $4,959,000 | 1,325 |
| Premises and equipment expense | $1,099,000 | 1,591 |
| Additional noninterest expense | $2,158,000 | 1,679 |
| Pre-tax net operating income | $5,094,000 | 1,285 |
| Securities gains (losses) | $93,000 | 1,219 |
| Applicable income taxes | $1,521,000 | 1,270 |
| Income before extraordinary items | $3,666,000 | 1,342 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,666,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,030 |
| Cash dividends | $1,594,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,599,970 | 1,316 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 1,293 |
| Total interest expense | $2,922,000 | 1,359 |
| Net interest income | $7,743,000 | 1,282 |
| Provision for loan and lease losses | $245,000 | 1,866 |
| Total noninterest income | $1,356,000 | 1,735 |
| Gross Fiduciary activities income | $273,000 | 540 |
| Service charges on deposit accounts | $607,000 | 1,445 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 2,268 |
| Total noninterest expense | $5,481,000 | 1,480 |
| Salaries and employee benefits | $3,399,000 | 1,285 |
| Premises and equipment expense | $720,000 | 1,606 |
| Additional noninterest expense | $1,362,000 | 1,755 |
| Pre-tax net operating income | $3,373,000 | 1,263 |
| Securities gains (losses) | $93,000 | 1,081 |
| Applicable income taxes | $1,018,000 | 1,262 |
| Income before extraordinary items | $2,448,000 | 1,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,448,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 990 |
| Cash dividends | $1,063,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,381,970 | 1,311 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 1,310 |
| Total interest expense | $1,477,000 | 1,354 |
| Net interest income | $3,825,000 | 1,305 |
| Provision for loan and lease losses | $130,000 | 1,707 |
| Total noninterest income | $650,000 | 1,763 |
| Gross Fiduciary activities income | $134,000 | 558 |
| Service charges on deposit accounts | $298,000 | 1,434 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $2,483,000 | 1,642 |
| Salaries and employee benefits | $1,517,000 | 1,457 |
| Premises and equipment expense | $360,000 | 1,631 |
| Additional noninterest expense | $606,000 | 1,957 |
| Pre-tax net operating income | $1,862,000 | 1,136 |
| Securities gains (losses) | $65,000 | 1,051 |
| Applicable income taxes | $577,000 | 1,162 |
| Income before extraordinary items | $1,350,000 | 1,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,350,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 951 |
| Cash dividends | $532,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,304,500 | 1,178 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,033,000 | 1,285 |
| Total interest expense | $6,605,000 | 1,343 |
| Net interest income | $15,428,000 | 1,249 |
| Provision for loan and lease losses | $430,000 | 2,443 |
| Total noninterest income | $2,667,000 | 1,851 |
| Gross Fiduciary activities income | $531,000 | 547 |
| Service charges on deposit accounts | $1,245,000 | 1,390 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $891,000 | 2,558 |
| Total noninterest expense | $10,271,000 | 1,547 |
| Salaries and employee benefits | $5,685,000 | 1,508 |
| Premises and equipment expense | $1,459,000 | 1,565 |
| Additional noninterest expense | $3,127,000 | 1,579 |
| Pre-tax net operating income | $7,394,000 | 1,130 |
| Securities gains (losses) | $324,000 | 1,006 |
| Applicable income taxes | $2,367,000 | 1,122 |
| Income before extraordinary items | $5,351,000 | 1,203 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,351,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 1,179 |
| Cash dividends | $2,071,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,127,440 | 1,183 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,657,000 | 1,303 |
| Total interest expense | $5,067,000 | 1,372 |
| Net interest income | $11,590,000 | 1,263 |
| Provision for loan and lease losses | $320,000 | 2,381 |
| Total noninterest income | $1,979,000 | 1,920 |
| Gross Fiduciary activities income | $400,000 | 549 |
| Service charges on deposit accounts | $920,000 | 1,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $659,000 | 2,676 |
| Total noninterest expense | $7,615,000 | 1,582 |
| Salaries and employee benefits | $4,287,000 | 1,510 |
| Premises and equipment expense | $1,092,000 | 1,570 |
| Additional noninterest expense | $2,236,000 | 1,631 |
| Pre-tax net operating income | $5,634,000 | 1,140 |
| Securities gains (losses) | $165,000 | 1,353 |
| Applicable income taxes | $1,788,000 | 1,149 |
| Income before extraordinary items | $4,011,000 | 1,228 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,011,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,051 |
| Cash dividends | $1,539,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,897,150 | 1,190 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,233,000 | 1,301 |
| Total interest expense | $3,492,000 | 1,383 |
| Net interest income | $7,741,000 | 1,268 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $1,287,000 | 1,936 |
| Gross Fiduciary activities income | $264,000 | 556 |
| Service charges on deposit accounts | $600,000 | 1,424 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $423,000 | 2,702 |
| Total noninterest expense | $5,023,000 | 1,597 |
| Salaries and employee benefits | $2,852,000 | 1,513 |
| Premises and equipment expense | $738,000 | 1,550 |
| Additional noninterest expense | $1,433,000 | 1,682 |
| Pre-tax net operating income | $3,795,000 | 1,133 |
| Securities gains (losses) | $165,000 | 1,171 |
| Applicable income taxes | $1,229,000 | 1,153 |
| Income before extraordinary items | $2,731,000 | 1,219 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,731,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,146 |
| Cash dividends | $1,026,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,617,150 | 1,181 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 1,289 |
| Total interest expense | $1,801,000 | 1,364 |
| Net interest income | $3,915,000 | 1,244 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $633,000 | 1,919 |
| Gross Fiduciary activities income | $127,000 | 573 |
| Service charges on deposit accounts | $285,000 | 1,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 2,545 |
| Total noninterest expense | $2,529,000 | 1,575 |
| Salaries and employee benefits | $1,451,000 | 1,475 |
| Premises and equipment expense | $370,000 | 1,554 |
| Additional noninterest expense | $708,000 | 1,666 |
| Pre-tax net operating income | $1,904,000 | 1,135 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $591,000 | 1,201 |
| Income before extraordinary items | $1,313,000 | 1,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,313,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 875 |
| Cash dividends | $513,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,313,000 | 1,178 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,183,000 | 1,269 |
| Total interest expense | $8,272,000 | 1,363 |
| Net interest income | $15,911,000 | 1,213 |
| Provision for loan and lease losses | $730,000 | 1,760 |
| Total noninterest income | $2,638,000 | 1,726 |
| Gross Fiduciary activities income | $517,000 | 559 |
| Service charges on deposit accounts | $1,146,000 | 1,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $975,000 | 2,222 |
| Total noninterest expense | $10,196,000 | 1,514 |
| Salaries and employee benefits | $5,622,000 | 1,447 |
| Premises and equipment expense | $1,453,000 | 1,529 |
| Additional noninterest expense | $3,121,000 | 1,517 |
| Pre-tax net operating income | $7,623,000 | 1,109 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,396,000 | 1,116 |
| Income before extraordinary items | $5,227,000 | 1,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,227,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,986 |
| Cash dividends | $7,422,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,227,000 | 1,149 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,875,000 | 1,323 |
| Total interest expense | $10,724,000 | 1,521 |
| Net interest income | $15,151,000 | 1,169 |
| Provision for loan and lease losses | $695,000 | 1,679 |
| Total noninterest income | $2,342,000 | 1,784 |
| Gross Fiduciary activities income | $522,000 | 585 |
| Service charges on deposit accounts | $936,000 | 1,602 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $884,000 | 2,232 |
| Total noninterest expense | $11,033,000 | 1,318 |
| Salaries and employee benefits | $6,115,000 | 1,218 |
| Premises and equipment expense | $1,440,000 | 1,493 |
| Additional noninterest expense | $3,478,000 | 1,346 |
| Pre-tax net operating income | $5,765,000 | 1,284 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $1,994,000 | 1,181 |
| Income before extraordinary items | $3,812,000 | 1,421 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,812,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 1,387 |
| Cash dividends | $1,725,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,784,940 | 1,375 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,588,000 | 1,368 |
| Total interest expense | $11,066,000 | 1,549 |
| Net interest income | $14,522,000 | 1,208 |
| Provision for loan and lease losses | $435,000 | 2,107 |
| Total noninterest income | $2,302,000 | 1,689 |
| Gross Fiduciary activities income | $479,000 | 611 |
| Service charges on deposit accounts | $920,000 | 1,492 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $903,000 | 1,984 |
| Total noninterest expense | $10,887,000 | 1,265 |
| Salaries and employee benefits | $6,018,000 | 1,173 |
| Premises and equipment expense | $1,458,000 | 1,423 |
| Additional noninterest expense | $3,411,000 | 1,332 |
| Pre-tax net operating income | $5,502,000 | 1,347 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,864,000 | 1,249 |
| Income before extraordinary items | $3,638,000 | 1,455 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,638,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,507 |
| Cash dividends | $1,617,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,638,000 | 1,449 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,259,000 | 1,338 |
| Total interest expense | $10,432,000 | 1,438 |
| Net interest income | $13,827,000 | 1,265 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,969,000 | 1,881 |
| Gross Fiduciary activities income | $430,000 | 686 |
| Service charges on deposit accounts | $829,000 | 1,593 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $710,000 | 2,353 |
| Total noninterest expense | $10,775,000 | 1,278 |
| Salaries and employee benefits | $6,084,000 | 1,134 |
| Premises and equipment expense | $1,438,000 | 1,420 |
| Additional noninterest expense | $3,253,000 | 1,418 |
| Pre-tax net operating income | $4,781,000 | 1,571 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,606,000 | 1,499 |
| Income before extraordinary items | $3,177,000 | 1,682 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,177,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,291 |
| Cash dividends | $1,877,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,175,680 | 1,651 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,151,000 | 1,287 |
| Total interest expense | $11,328,000 | 1,361 |
| Net interest income | $13,823,000 | 1,224 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,742,000 | 2,023 |
| Gross Fiduciary activities income | $373,000 | 729 |
| Service charges on deposit accounts | $747,000 | 1,705 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $622,000 | 2,584 |
| Total noninterest expense | $10,385,000 | 1,276 |
| Salaries and employee benefits | $5,594,000 | 1,173 |
| Premises and equipment expense | $1,525,000 | 1,259 |
| Additional noninterest expense | $3,266,000 | 1,344 |
| Pre-tax net operating income | $4,940,000 | 1,494 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,693,000 | 1,458 |
| Income before extraordinary items | $3,247,000 | 1,623 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,247,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,695 |
| Cash dividends | $3,067,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,247,000 | 1,563 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,056,000 | 1,329 |
| Total interest expense | $10,990,000 | 1,426 |
| Net interest income | $14,066,000 | 1,231 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,541,000 | 2,153 |
| Gross Fiduciary activities income | $324,000 | 792 |
| Service charges on deposit accounts | $720,000 | 1,805 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $497,000 | 2,835 |
| Total noninterest expense | $10,422,000 | 1,275 |
| Salaries and employee benefits | $5,535,000 | 1,187 |
| Premises and equipment expense | $1,421,000 | 1,379 |
| Additional noninterest expense | $3,466,000 | 1,268 |
| Pre-tax net operating income | $5,005,000 | 1,549 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $1,698,000 | 1,526 |
| Income before extraordinary items | $3,280,000 | 1,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,280,000 | 1,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $3,102,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,297,820 | 1,601 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,285,000 | 1,576 |
| Total interest expense | $9,165,000 | 1,724 |
| Net interest income | $12,120,000 | 1,474 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $1,336,000 | 2,496 |
| Gross Fiduciary activities income | $268,000 | 899 |
| Service charges on deposit accounts | $638,000 | 2,119 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $430,000 | 3,239 |
| Total noninterest expense | $8,541,000 | 1,663 |
| Salaries and employee benefits | $4,902,000 | 1,369 |
| Premises and equipment expense | $1,078,000 | 1,865 |
| Additional noninterest expense | $2,561,000 | 1,972 |
| Pre-tax net operating income | $4,755,000 | 1,521 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $1,549,000 | 1,561 |
| Income before extraordinary items | $3,184,000 | 1,562 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,184,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $1,667,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,198,740 | 1,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,076,000 | 1,873 |
| Total interest expense | $7,409,000 | 2,112 |
| Net interest income | $10,667,000 | 1,672 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,176,000 | 2,763 |
| Gross Fiduciary activities income | $243,000 | 952 |
| Service charges on deposit accounts | $539,000 | 2,495 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $394,000 | 3,338 |
| Total noninterest expense | $6,945,000 | 1,988 |
| Salaries and employee benefits | $4,008,000 | 1,653 |
| Premises and equipment expense | $838,000 | 2,378 |
| Additional noninterest expense | $2,099,000 | 2,313 |
| Pre-tax net operating income | $4,778,000 | 1,562 |
| Securities gains (losses) | $-50,000 | 11,171 |
| Applicable income taxes | $1,449,000 | 1,694 |
| Income before extraordinary items | $3,279,000 | 1,556 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,279,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 11,794 |
| Cash dividends | $1,050,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,313,500 | 1,519 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,991,000 | 1,929 |
| Total interest expense | $6,306,000 | 1,980 |
| Net interest income | $9,685,000 | 1,867 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $887,000 | 3,398 |
| Gross Fiduciary activities income | $215,000 | 1,001 |
| Service charges on deposit accounts | $518,000 | 2,631 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $6,809,000 | 2,092 |
| Salaries and employee benefits | $3,738,000 | 1,801 |
| Premises and equipment expense | $762,000 | 2,637 |
| Additional noninterest expense | $2,309,000 | 2,287 |
| Pre-tax net operating income | $3,433,000 | 2,078 |
| Securities gains (losses) | $-113,000 | 11,616 |
| Applicable income taxes | $922,000 | 2,414 |
| Income before extraordinary items | $2,398,000 | 2,038 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,398,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,402 |
| Cash dividends | $834,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,479,360 | 1,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 1,921 |
| Total interest expense | $6,982,000 | 1,862 |
| Net interest income | $9,294,000 | 1,950 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $815,000 | 3,934 |
| Gross Fiduciary activities income | $180,000 | 1,079 |
| Service charges on deposit accounts | $501,000 | 2,795 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $6,815,000 | 2,142 |
| Salaries and employee benefits | $3,676,000 | 1,828 |
| Premises and equipment expense | $742,000 | 2,730 |
| Additional noninterest expense | $2,397,000 | 2,328 |
| Pre-tax net operating income | $2,874,000 | 2,390 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $2,164,000 | 2,309 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $2,148,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $761,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,164,000 | 2,175 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,609,000 | 1,907 |
| Total interest expense | $9,574,000 | 1,785 |
| Net interest income | $9,035,000 | 2,021 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $704,000 | 4,399 |
| Gross Fiduciary activities income | $86,000 | 1,284 |
| Service charges on deposit accounts | $474,000 | 2,939 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $6,659,000 | 2,213 |
| Salaries and employee benefits | $3,450,000 | 1,908 |
| Premises and equipment expense | $768,000 | 2,701 |
| Additional noninterest expense | $2,441,000 | 2,371 |
| Pre-tax net operating income | $2,660,000 | 2,322 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $600,000 | 3,431 |
| Income before extraordinary items | $2,126,000 | 2,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,126,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 2,631 |
| Cash dividends | $865,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,074,520 | 2,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.