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The Crockett State Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,555,000	8,629
Total interest expense	$1,445,000	7,706
Net interest income	$1,110,000	9,257
Provision for loan and lease losses	$0	9,041
Total noninterest income	$145,000	9,088
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	8,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	7,219
Total noninterest expense	$967,000	8,790
Salaries and employee benefits	$568,000	8,337
Premises and equipment expense	$125,000	8,668
Additional noninterest expense	$274,000	9,148
Pre-tax net operating income	$288,000	9,213
Securities gains (losses)	$30,000	1,690
Applicable income taxes	$54,000	9,620
Income before extraordinary items	$264,000	8,709
Extraordinary gains, net	$0	53
Net income	$264,000	8,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	10,584
Cash dividends	$152,000	5,949
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$239,100	8,865
1995-12-31 (YTD Data)		Rank
Total interest income	$2,616,000	8,782
Total interest expense	$1,396,000	7,989
Net interest income	$1,220,000	9,277
Provision for loan and lease losses	$31,000	7,042
Total noninterest income	$141,000	9,468
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	9,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	7,460
Total noninterest expense	$1,025,000	8,840
Salaries and employee benefits	$569,000	8,570
Premises and equipment expense	$131,000	8,769
Additional noninterest expense	$325,000	8,978
Pre-tax net operating income	$305,000	9,710
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$53,000	10,132
Income before extraordinary items	$253,000	9,382
Extraordinary gains, net	$0	65
Net income	$253,000	9,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,774
Cash dividends	$116,000	6,555
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$252,170	9,372
1994-12-31 (YTD Data)		Rank
Total interest income	$2,519,000	8,883
Total interest expense	$1,117,000	8,227
Net interest income	$1,402,000	9,140
Provision for loan and lease losses	$100,000	4,522
Total noninterest income	$139,000	9,938
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	9,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	7,880
Total noninterest expense	$1,059,000	9,132
Salaries and employee benefits	$554,000	8,928
Premises and equipment expense	$129,000	9,118
Additional noninterest expense	$376,000	9,077
Pre-tax net operating income	$382,000	9,500
Securities gains (losses)	$0	3,600
Applicable income taxes	$51,000	10,446
Income before extraordinary items	$331,000	8,815
Extraordinary gains, net	$0	249
Net income	$331,000	8,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,734
Cash dividends	$163,000	5,898
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$331,000	8,869
1993-12-31 (YTD Data)		Rank
Total interest income	$2,576,000	9,047
Total interest expense	$1,178,000	8,357
Net interest income	$1,398,000	9,423
Provision for loan and lease losses	$113,000	5,452
Total noninterest income	$153,000	10,142
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	11,745
Total noninterest expense	$1,144,000	9,133
Salaries and employee benefits	$517,000	9,500
Premises and equipment expense	$133,000	9,383
Additional noninterest expense	$494,000	8,274
Pre-tax net operating income	$294,000	10,290
Securities gains (losses)	$106,000	2,422
Applicable income taxes	$87,000	10,051
Income before extraordinary items	$313,000	9,328
Extraordinary gains, net	$0	3,149
Net income	$313,000	9,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	3,045
Cash dividends	$163,000	5,902
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$230,320	10,024
1992-12-31 (YTD Data)		Rank
Total interest income	$2,977,000	9,029
Total interest expense	$1,502,000	8,503
Net interest income	$1,475,000	9,356
Provision for loan and lease losses	$0	11,756
Total noninterest income	$137,000	10,753
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	8,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	12,330
Total noninterest expense	$1,185,000	9,113
Salaries and employee benefits	$534,000	9,430
Premises and equipment expense	$181,000	8,279
Additional noninterest expense	$470,000	8,755
Pre-tax net operating income	$427,000	8,996
Securities gains (losses)	$201,000	2,003
Applicable income taxes	$162,000	8,337
Income before extraordinary items	$466,000	7,611
Extraordinary gains, net	$0	1,422
Net income	$466,000	7,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$163,000	5,576
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$317,260	8,709

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.