Home > The Cowlitz Bank > Net charge- offs to loans
The Cowlitz Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3242% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1774% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 27.9713% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3803% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.5785% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 25.7704% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7327% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0187% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9298% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0076% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8371% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.6923% | 48 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.6296% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.0314% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 47.4897% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4061% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 17.9692% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 48.5665% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 10.5110% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3967% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0213% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3288% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5560% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.5511% | 36 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5790% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2898% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 23.8054% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9898% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3111% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2437% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5394% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4195% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3063% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5715% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6882% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.9026% | 103 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2752% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3198% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 14.0455% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3106% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2179% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3126% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9970% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2394% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2691% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7781% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6405% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1274% | 84 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0359% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8008% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 14.6908% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6213% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2212% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3188% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8421% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2608% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7739% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3795% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.2627% | 55 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.2028% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5971% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 24.0742% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5602% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3531% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6352% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3891% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0046% | 1,637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.8456% | 37 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2718% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2312% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 5.8371% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3597% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3786% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4257% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4641% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9034% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5732% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5466% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.1154% | 30 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4214% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3270% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 6.5718% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 7,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8100% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6509% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9227% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3822% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.3851% | 19 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5809% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7592% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 7.5917% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1285% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4818% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4567% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3377% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 7,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6765% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3245% | 7,632 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9681% | 1,755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3574% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7430% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7942% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 8.7339% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1910% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1919% | 7,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0507% | 8,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7716% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7432% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0977% | 8,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2433% | 7,681 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6368% | 8,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5064% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8593% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 7,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4482% | 8,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9018% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3089% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 6,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9980% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2556% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0593% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7811% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4298% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0759% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7466% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8767% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9599% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7872% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2147% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2015% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 7,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9676% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5444% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4369% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 7,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 8,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1252% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 3,390 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1874% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6527% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7538% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6906% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1079% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1956% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2296% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8589% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2352% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7055% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 8,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2503% | 8,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2921% | 8,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0008% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3764% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0796% | 8,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 8,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3795% | 8,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4404% | 8,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2114% | 7,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8049% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1681% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0910% | 8,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1069% | 8,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 8,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7331% | 8,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8353% | 8,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 7,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4607% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0033% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3235% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2760% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.4322% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6527% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7419% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7201% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5495% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1455% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3483% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3969% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3619% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7335% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4319% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.1196% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 8,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3567% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4082% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3244% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9207% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1820% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.2378% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 8,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1273% | 8,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1460% | 8,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6888% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8658% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8384% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8604% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0022% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 2.0598% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4775% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3273% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1966% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3364% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 3,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2817% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9166% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 6,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3542% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 2.0051% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6524% | 8,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5767% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2485% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3295% | 9,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 1.0766% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2324% | 8,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8334% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0568% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9635% | 9,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3747% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 1.9899% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 8,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.8869% | 8,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1267% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5862% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8811% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.2429% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2529% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2659% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0144% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2654% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2724% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8006% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4968% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.1827% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7534% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2843% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1028% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4278% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1633% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3973% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3867% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5408% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 5,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 7,492 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |