Home > The Cowlitz Bank > Assets and Liabilities
The Cowlitz Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 105 | 1,475 |
| Assets and Liabilities | ||
| Total Assets: | $489,019,000 | 1,414 |
| Cash and due from depository institutions | $104,878,000 | 1,475 |
| Interest-bearing balances | $96,785,000 | 384 |
| Securities | $54,667,000 | 2,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $298,863,000 | 1,506 |
| Loan loss allowance | $11,557,000 | 726 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,054,000 | 2,397 |
| Other real estate owned | $3,770,000 | 1,475 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $21,787,000 | 1,062 |
| Life insurance assets | $15,558,000 | 418 |
| Total liabilities and capital | $489,019,000 | 1,414 |
| Total liabilities | $478,861,000 | 1,291 |
| Total deposits | $474,742,000 | 1,157 |
| Interest-bearing deposits | $431,366,000 | 1,113 |
| Deposits held in domestic offices | $474,742,000 | 1,154 |
| % insured | 90.77% | 3,329 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000 | 5,199 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,117,000 | 1,212 |
| Total equity capital | $10,158,000 | 5,192 |
| Total bank equity capital | $10,158,000 | 5,191 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $985,000 | 2,874 |
| Surplus | $34,629,000 | 970 |
| Undivided profits | $-25,456,000 | 7,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $38,220,000 | 492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,792,000 | 190 |
| Income earned, not collected on loans | $1,537,000 | 2,042 |
| Earning assets | $450,315,000 | 1,390 |
| Long-term assets (5+ years) | $97,462,000 | 1,396 |
| Average Assets, year-to-date | $523,453,670 | 1,294 |
| Average Assets, quarterly | $509,175,500 | 1,340 |
| Volatile liabilities | $148,666,000 | 963 |
| Insider loans | $164,000 | 6,254 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,595,000 | 2,509 |
| Tier 1 (core) risk-based capital | $8,109,000 | 5,650 |
| Tier 2 risk-based capital | $4,209,000 | 1,355 |
| Total risk weighted assets | $329,245,000 | 1,435 |
| Total unused commitments | $21,595,000 | 2,512 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 110 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $529,332,000 | 1,319 |
| Cash and due from depository institutions | $133,764,000 | 1,404 |
| Interest-bearing balances | $125,332,000 | 316 |
| Securities | $54,507,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $310,310,000 | 1,481 |
| Loan loss allowance | $11,976,000 | 739 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,277,000 | 2,348 |
| Other real estate owned | $4,262,000 | 1,404 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $21,212,000 | 1,118 |
| Life insurance assets | $15,400,000 | 421 |
| Total liabilities and capital | $529,332,000 | 1,319 |
| Total liabilities | $517,626,000 | 1,216 |
| Total deposits | $513,953,000 | 1,087 |
| Interest-bearing deposits | $468,664,000 | 1,042 |
| Deposits held in domestic offices | $513,953,000 | 1,084 |
| % insured | 90.45% | 3,534 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000 | 5,303 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,669,000 | 1,328 |
| Total equity capital | $11,706,000 | 4,807 |
| Total bank equity capital | $11,706,000 | 4,807 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $985,000 | 2,925 |
| Surplus | $34,629,000 | 992 |
| Undivided profits | $-23,908,000 | 7,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $40,782,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $312,000 | 654 |
| Income earned, not collected on loans | $1,576,000 | 2,055 |
| Earning assets | $490,149,000 | 1,314 |
| Long-term assets (5+ years) | $99,309,000 | 1,384 |
| Average Assets, year-to-date | $540,671,000 | 1,293 |
| Average Assets, quarterly | $540,671,000 | 1,293 |
| Volatile liabilities | $150,155,000 | 979 |
| Insider loans | $163,000 | 6,347 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,686,000 | 2,513 |
| Tier 1 (core) risk-based capital | $10,421,000 | 5,017 |
| Tier 2 risk-based capital | $4,325,000 | 1,366 |
| Total risk weighted assets | $338,280,000 | 1,448 |
| Total unused commitments | $22,686,000 | 2,517 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 113 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $552,010,000 | 1,269 |
| Cash and due from depository institutions | $139,705,000 | 1,378 |
| Interest-bearing balances | $130,890,000 | 248 |
| Securities | $48,491,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $333,163,000 | 1,403 |
| Loan loss allowance | $10,164,000 | 863 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,489,000 | 2,302 |
| Other real estate owned | $4,348,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $20,814,000 | 1,145 |
| Life insurance assets | $15,560,000 | 412 |
| Total liabilities and capital | $552,010,000 | 1,269 |
| Total liabilities | $528,201,000 | 1,188 |
| Total deposits | $524,137,000 | 1,059 |
| Interest-bearing deposits | $477,618,000 | 1,013 |
| Deposits held in domestic offices | $524,137,000 | 1,056 |
| % insured | 90.10% | 3,681 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000 | 5,392 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,058,000 | 1,229 |
| Total equity capital | $23,809,000 | 2,723 |
| Total bank equity capital | $23,809,000 | 2,721 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $985,000 | 2,968 |
| Surplus | $34,629,000 | 989 |
| Undivided profits | $-11,805,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $48,481,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 761 |
| Income earned, not collected on loans | $1,680,000 | 2,016 |
| Earning assets | $512,544,000 | 1,245 |
| Long-term assets (5+ years) | $94,476,000 | 1,447 |
| Average Assets, year-to-date | $577,593,200 | 1,202 |
| Average Assets, quarterly | $564,922,500 | 1,238 |
| Volatile liabilities | $116,180,000 | 1,278 |
| Insider loans | $164,000 | 6,399 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $23,639,000 | 2,451 |
| Tier 1 (core) risk-based capital | $22,572,000 | 2,723 |
| Tier 2 risk-based capital | $4,720,000 | 1,286 |
| Total risk weighted assets | $371,964,000 | 1,350 |
| Total unused commitments | $23,639,000 | 2,451 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 112 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $577,835,000 | 1,228 |
| Cash and due from depository institutions | $128,176,000 | 1,423 |
| Interest-bearing balances | $108,868,000 | 294 |
| Securities | $52,867,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $363,134,000 | 1,314 |
| Loan loss allowance | $11,227,000 | 750 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,599,000 | 2,288 |
| Other real estate owned | $5,086,000 | 1,423 |
| Goodwill and other intangibles | $1,798,000 | 1,342 |
| All other assets | $21,175,000 | 1,013 |
| Life insurance assets | $15,402,000 | 421 |
| Total liabilities and capital | $577,835,000 | 1,228 |
| Total liabilities | $540,339,000 | 1,178 |
| Total deposits | $536,031,000 | 1,042 |
| Interest-bearing deposits | $486,739,000 | 998 |
| Deposits held in domestic offices | $536,031,000 | 1,039 |
| % insured | 90.99% | 3,541 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000 | 5,471 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,293,000 | 1,266 |
| Total equity capital | $37,496,000 | 1,853 |
| Total bank equity capital | $37,496,000 | 1,852 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $985,000 | 3,006 |
| Surplus | $34,629,000 | 983 |
| Undivided profits | $1,882,000 | 5,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $56,297,000 | 380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 726 |
| Income earned, not collected on loans | $1,748,000 | 2,094 |
| Earning assets | $524,869,000 | 1,244 |
| Long-term assets (5+ years) | $103,518,000 | 1,320 |
| Average Assets, year-to-date | $583,989,000 | 1,195 |
| Average Assets, quarterly | $578,858,500 | 1,216 |
| Volatile liabilities | $102,939,000 | 1,494 |
| Insider loans | $165,000 | 6,421 |
| FHLB advances | $7,000 | 5,133 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $31,933,000 | 2,047 |
| Tier 1 (core) risk-based capital | $33,920,000 | 1,901 |
| Tier 2 risk-based capital | $5,241,000 | 1,160 |
| Total risk weighted assets | $413,006,000 | 1,236 |
| Total unused commitments | $31,933,000 | 2,049 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 111 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $579,882,000 | 1,236 |
| Cash and due from depository institutions | $95,721,000 | 1,477 |
| Interest-bearing balances | $75,441,000 | 307 |
| Securities | $56,705,000 | 2,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $390,920,000 | 1,254 |
| Loan loss allowance | $8,291,000 | 959 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,782,000 | 2,260 |
| Other real estate owned | $4,822,000 | 1,477 |
| Goodwill and other intangibles | $1,798,000 | 1,369 |
| All other assets | $24,134,000 | 922 |
| Life insurance assets | $15,248,000 | 434 |
| Total liabilities and capital | $579,882,000 | 1,236 |
| Total liabilities | $536,036,000 | 1,204 |
| Total deposits | $531,177,000 | 1,061 |
| Interest-bearing deposits | $482,282,000 | 1,018 |
| Deposits held in domestic offices | $531,177,000 | 1,060 |
| % insured | 82.01% | 3,141 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $26,000 | 5,557 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,833,000 | 1,203 |
| Total equity capital | $43,846,000 | 1,555 |
| Total bank equity capital | $43,846,000 | 1,554 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $985,000 | 3,044 |
| Surplus | $34,629,000 | 990 |
| Undivided profits | $8,232,000 | 3,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $56,248,000 | 362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,797,000 | 1,960 |
| Earning assets | $523,066,000 | 1,252 |
| Long-term assets (5+ years) | $108,264,000 | 1,253 |
| Average Assets, year-to-date | $586,040,330 | 1,212 |
| Average Assets, quarterly | $585,821,000 | 1,220 |
| Volatile liabilities | $82,224,000 | 1,845 |
| Insider loans | $164,000 | 6,484 |
| FHLB advances | $16,000 | 5,196 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,743,000 | 1,672 |
| Tier 1 (core) risk-based capital | $37,774,000 | 1,719 |
| Tier 2 risk-based capital | $5,596,000 | 1,101 |
| Total risk weighted assets | $444,960,000 | 1,175 |
| Total unused commitments | $42,743,000 | 1,673 |
| Derivatives | $50,000,000 | 292 |
| 2009-03-31 | Rank | |
| # of Employees: | 112 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $591,760,000 | 1,215 |
| Cash and due from depository institutions | $73,155,000 | 1,469 |
| Interest-bearing balances | $191,000 | 5,682 |
| Securities | $62,179,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $1,135,000 | 4,375 |
| Net loans & leases | $409,772,000 | 1,216 |
| Loan loss allowance | $8,427,000 | 906 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,980,000 | 2,193 |
| Other real estate owned | $5,226,000 | 1,469 |
| Goodwill and other intangibles | $1,798,000 | 1,376 |
| All other assets | $32,515,000 | 692 |
| Life insurance assets | $15,092,000 | 438 |
| Total liabilities and capital | $591,760,000 | 1,215 |
| Total liabilities | $534,776,000 | 1,211 |
| Total deposits | $530,947,000 | 1,054 |
| Interest-bearing deposits | $477,533,000 | 1,025 |
| Deposits held in domestic offices | $530,947,000 | 1,053 |
| % insured | 76.58% | 4,706 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $36,000 | 5,599 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,793,000 | 1,421 |
| Total equity capital | $56,984,000 | 1,193 |
| Total bank equity capital | $56,984,000 | 1,193 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $985,000 | 3,066 |
| Surplus | $33,629,000 | 1,021 |
| Undivided profits | $22,370,000 | 1,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $32,167,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $727,000 | 329 |
| Income earned, not collected on loans | $2,174,000 | 1,617 |
| Earning assets | $473,277,000 | 1,398 |
| Long-term assets (5+ years) | $105,929,000 | 1,261 |
| Average Assets, year-to-date | $589,119,500 | 1,211 |
| Average Assets, quarterly | $589,119,500 | 1,211 |
| Volatile liabilities | $109,007,000 | 1,426 |
| Insider loans | $149,000 | 6,570 |
| FHLB advances | $24,000 | 5,255 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $53,619,000 | 1,453 |
| Tier 1 (core) risk-based capital | $43,536,000 | 1,495 |
| Tier 2 risk-based capital | $5,840,000 | 1,044 |
| Total risk weighted assets | $464,244,000 | 1,137 |
| Total unused commitments | $53,619,000 | 1,455 |
| Derivatives | $50,000,000 | 317 |
| 2008-12-31 | Rank | |
| # of Employees: | 114 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $586,479,000 | 1,213 |
| Cash and due from depository institutions | $53,290,000 | 1,458 |
| Interest-bearing balances | $326,000 | 4,699 |
| Securities | $64,064,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $1,820,000 | 3,325 |
| Net loans & leases | $419,503,000 | 1,192 |
| Loan loss allowance | $13,712,000 | 554 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,185,000 | 2,124 |
| Other real estate owned | $4,838,000 | 1,458 |
| Goodwill and other intangibles | $1,798,000 | 1,392 |
| All other assets | $34,981,000 | 652 |
| Life insurance assets | $14,942,000 | 442 |
| Total liabilities and capital | $586,479,000 | 1,213 |
| Total liabilities | $527,961,000 | 1,205 |
| Total deposits | $523,228,000 | 1,029 |
| Interest-bearing deposits | $452,862,000 | 1,041 |
| Deposits held in domestic offices | $523,228,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $51,000 | 5,783 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,682,000 | 1,214 |
| Total equity capital | $58,518,000 | 1,153 |
| Total bank equity capital | $58,518,000 | 1,153 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $985,000 | 3,088 |
| Surplus | $33,629,000 | 995 |
| Undivided profits | $23,904,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,936,000 | 598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,086,000 | 232 |
| Income earned, not collected on loans | $2,270,000 | 1,622 |
| Earning assets | $485,713,000 | 1,324 |
| Long-term assets (5+ years) | $103,062,000 | 1,272 |
| Average Assets, year-to-date | $548,180,600 | 1,242 |
| Average Assets, quarterly | $575,405,000 | 1,220 |
| Volatile liabilities | $94,037,000 | 1,598 |
| Insider loans | $164,000 | 6,588 |
| FHLB advances | $37,000 | 5,436 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $58,615,000 | 1,372 |
| Tier 1 (core) risk-based capital | $46,770,000 | 1,382 |
| Tier 2 risk-based capital | $6,049,000 | 983 |
| Total risk weighted assets | $475,945,000 | 1,103 |
| Total unused commitments | $58,615,000 | 1,376 |
| Derivatives | $100,000,000 | 209 |
| 2008-09-30 | Rank | |
| # of Employees: | 130 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $564,331,000 | 1,239 |
| Cash and due from depository institutions | $15,158,000 | 1,289 |
| Interest-bearing balances | $568,000 | 3,546 |
| Securities | $40,812,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $42,610,000 | 278 |
| Net loans & leases | $422,825,000 | 1,168 |
| Loan loss allowance | $13,859,000 | 508 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,148,000 | 2,131 |
| Other real estate owned | $2,425,000 | 1,289 |
| Goodwill and other intangibles | $1,798,000 | 1,444 |
| All other assets | $32,555,000 | 668 |
| Life insurance assets | $14,788,000 | 442 |
| Total liabilities and capital | $564,331,000 | 1,239 |
| Total liabilities | $509,159,000 | 1,234 |
| Total deposits | $504,100,000 | 1,047 |
| Interest-bearing deposits | $421,973,000 | 1,100 |
| Deposits held in domestic offices | $504,100,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $425,000 | 3,189 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $69,000 | 5,754 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,565,000 | 1,214 |
| Total equity capital | $55,172,000 | 1,223 |
| Total bank equity capital | $55,172,000 | 1,223 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $985,000 | 3,119 |
| Surplus | $32,629,000 | 984 |
| Undivided profits | $21,558,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,019,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,308,000 | 1,685 |
| Earning assets | $506,815,000 | 1,260 |
| Long-term assets (5+ years) | $78,236,000 | 1,579 |
| Average Assets, year-to-date | $538,606,000 | 1,257 |
| Average Assets, quarterly | $546,862,000 | 1,267 |
| Volatile liabilities | $68,636,000 | 2,048 |
| Insider loans | $164,000 | 6,610 |
| FHLB advances | $54,000 | 5,422 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $79,522,000 | 1,152 |
| Tier 1 (core) risk-based capital | $48,962,000 | 1,332 |
| Tier 2 risk-based capital | $6,284,000 | 910 |
| Total risk weighted assets | $494,724,000 | 1,053 |
| Total unused commitments | $79,522,000 | 1,154 |
| Derivatives | $100,000,000 | 189 |
| 2008-06-30 | Rank | |
| # of Employees: | 129 | 1,320 |
| Assets and Liabilities | ||
| Total Assets: | $529,393,000 | 1,303 |
| Cash and due from depository institutions | $16,296,000 | 1,320 |
| Interest-bearing balances | $221,000 | 4,248 |
| Securities | $43,538,000 | 2,579 |
| Federal funds sold & reverse repurchase agreements | $12,315,000 | 971 |
| Net loans & leases | $414,154,000 | 1,179 |
| Loan loss allowance | $14,033,000 | 472 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,312,000 | 2,060 |
| Other real estate owned | $3,925,000 | 1,320 |
| Goodwill and other intangibles | $1,798,000 | 1,458 |
| All other assets | $31,055,000 | 683 |
| Life insurance assets | $14,634,000 | 447 |
| Total liabilities and capital | $529,393,000 | 1,303 |
| Total liabilities | $472,538,000 | 1,314 |
| Total deposits | $468,330,000 | 1,116 |
| Interest-bearing deposits | $381,334,000 | 1,217 |
| Deposits held in domestic offices | $468,330,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $475,000 | 3,227 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $88,000 | 5,672 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,645,000 | 1,452 |
| Total equity capital | $56,855,000 | 1,188 |
| Total bank equity capital | $56,855,000 | 1,188 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $985,000 | 3,145 |
| Surplus | $32,629,000 | 974 |
| Undivided profits | $23,241,000 | 1,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,733,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,204,000 | 1,700 |
| Earning assets | $470,228,000 | 1,340 |
| Long-term assets (5+ years) | $75,907,000 | 1,611 |
| Average Assets, year-to-date | $530,031,000 | 1,273 |
| Average Assets, quarterly | $538,503,500 | 1,266 |
| Volatile liabilities | $79,131,000 | 1,797 |
| Insider loans | $182,000 | 6,563 |
| FHLB advances | $71,000 | 5,329 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $82,018,000 | 1,159 |
| Tier 1 (core) risk-based capital | $51,076,000 | 1,250 |
| Tier 2 risk-based capital | $6,176,000 | 913 |
| Total risk weighted assets | $486,044,000 | 1,064 |
| Total unused commitments | $82,018,000 | 1,159 |
| Derivatives | $100,000,000 | 189 |
| 2008-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $547,614,000 | 1,253 |
| Cash and due from depository institutions | $18,283,000 | 1,309 |
| Interest-bearing balances | $1,727,000 | 2,505 |
| Securities | $50,669,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $27,265,000 | 536 |
| Net loans & leases | $409,239,000 | 1,168 |
| Loan loss allowance | $6,235,000 | 907 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,459,000 | 1,992 |
| Other real estate owned | $6,046,000 | 1,309 |
| Goodwill and other intangibles | $1,807,000 | 1,458 |
| All other assets | $27,846,000 | 736 |
| Life insurance assets | $14,480,000 | 442 |
| Total liabilities and capital | $547,614,000 | 1,253 |
| Total liabilities | $479,883,000 | 1,280 |
| Total deposits | $475,097,000 | 1,080 |
| Interest-bearing deposits | $387,553,000 | 1,196 |
| Deposits held in domestic offices | $475,097,000 | 1,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $975,000 | 2,612 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $106,000 | 5,457 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,705,000 | 1,534 |
| Total equity capital | $67,731,000 | 1,028 |
| Total bank equity capital | $67,731,000 | 1,028 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $985,000 | 3,158 |
| Surplus | $32,629,000 | 973 |
| Undivided profits | $34,117,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,985,000 | 905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 585 |
| Income earned, not collected on loans | $2,370,000 | 1,624 |
| Earning assets | $488,900,000 | 1,269 |
| Long-term assets (5+ years) | $81,369,000 | 1,464 |
| Average Assets, year-to-date | $530,350,000 | 1,273 |
| Average Assets, quarterly | $530,350,000 | 1,273 |
| Volatile liabilities | $76,686,000 | 1,815 |
| Insider loans | $186,000 | 6,542 |
| FHLB advances | $87,000 | 5,169 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $89,892,000 | 1,117 |
| Tier 1 (core) risk-based capital | $60,814,000 | 1,033 |
| Tier 2 risk-based capital | $6,129,000 | 897 |
| Total risk weighted assets | $490,235,000 | 1,029 |
| Total unused commitments | $89,892,000 | 1,118 |
| Derivatives | $125,000,000 | 177 |
| 2007-12-31 | Rank | |
| # of Employees: | 146 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $513,086,000 | 1,305 |
| Cash and due from depository institutions | $25,706,000 | 1,163 |
| Interest-bearing balances | $2,213,000 | 1,816 |
| Securities | $51,578,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $5,560,000 | 2,343 |
| Net loans & leases | $391,524,000 | 1,208 |
| Loan loss allowance | $5,801,000 | 950 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,515,000 | 1,976 |
| Other real estate owned | $2,240,000 | 1,163 |
| Goodwill and other intangibles | $1,833,000 | 1,446 |
| All other assets | $28,130,000 | 717 |
| Life insurance assets | $14,328,000 | 444 |
| Total liabilities and capital | $513,086,000 | 1,305 |
| Total liabilities | $449,203,000 | 1,343 |
| Total deposits | $444,254,000 | 1,174 |
| Interest-bearing deposits | $352,523,000 | 1,307 |
| Deposits held in domestic offices | $444,254,000 | 1,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,749 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $129,000 | 5,393 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,770,000 | 1,486 |
| Total equity capital | $63,883,000 | 1,076 |
| Total bank equity capital | $63,883,000 | 1,076 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $985,000 | 3,160 |
| Surplus | $32,629,000 | 945 |
| Undivided profits | $30,269,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,975,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 577 |
| Income earned, not collected on loans | $2,371,000 | 1,761 |
| Earning assets | $450,875,000 | 1,365 |
| Long-term assets (5+ years) | $87,717,000 | 1,294 |
| Average Assets, year-to-date | $490,004,200 | 1,327 |
| Average Assets, quarterly | $514,546,500 | 1,292 |
| Volatile liabilities | $82,965,000 | 1,690 |
| Insider loans | $243,000 | 6,356 |
| FHLB advances | $108,000 | 5,066 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $93,326,000 | 1,094 |
| Tier 1 (core) risk-based capital | $59,603,000 | 1,054 |
| Tier 2 risk-based capital | $5,818,000 | 928 |
| Total risk weighted assets | $465,254,000 | 1,080 |
| Total unused commitments | $93,326,000 | 1,094 |
| Derivatives | $125,000,000 | 171 |
| 2007-09-30 | Rank | |
| # of Employees: | 144 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $516,007,000 | 1,287 |
| Cash and due from depository institutions | $22,308,000 | 1,185 |
| Interest-bearing balances | $565,000 | 2,898 |
| Securities | $57,344,000 | 2,004 |
| Federal funds sold & reverse repurchase agreements | $13,240,000 | 1,078 |
| Net loans & leases | $393,013,000 | 1,185 |
| Loan loss allowance | $5,828,000 | 914 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,391,000 | 1,972 |
| Other real estate owned | $0 | 1,185 |
| Goodwill and other intangibles | $1,859,000 | 1,413 |
| All other assets | $21,852,000 | 885 |
| Life insurance assets | $14,173,000 | 433 |
| Total liabilities and capital | $516,007,000 | 1,287 |
| Total liabilities | $451,186,000 | 1,314 |
| Total deposits | $445,357,000 | 1,155 |
| Interest-bearing deposits | $337,965,000 | 1,361 |
| Deposits held in domestic offices | $445,357,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,730 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $152,000 | 5,386 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,677,000 | 1,245 |
| Total equity capital | $64,821,000 | 1,055 |
| Total bank equity capital | $64,821,000 | 1,055 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $985,000 | 3,142 |
| Surplus | $32,629,000 | 922 |
| Undivided profits | $31,207,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,220,000 | 412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $240,000 | 516 |
| Income earned, not collected on loans | $2,745,000 | 1,611 |
| Earning assets | $464,162,000 | 1,309 |
| Long-term assets (5+ years) | $94,179,000 | 1,179 |
| Average Assets, year-to-date | $484,233,750 | 1,343 |
| Average Assets, quarterly | $502,592,500 | 1,310 |
| Volatile liabilities | $72,085,000 | 1,896 |
| Insider loans | $269,000 | 6,240 |
| FHLB advances | $130,000 | 5,028 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $116,578,000 | 928 |
| Tier 1 (core) risk-based capital | $62,485,000 | 999 |
| Tier 2 risk-based capital | $5,450,000 | 961 |
| Total risk weighted assets | $475,241,000 | 1,024 |
| Total unused commitments | $116,578,000 | 929 |
| Derivatives | $125,000,000 | 172 |
| 2007-06-30 | Rank | |
| # of Employees: | 142 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $489,178,000 | 1,369 |
| Cash and due from depository institutions | $22,323,000 | 1,223 |
| Interest-bearing balances | $1,083,000 | 2,381 |
| Securities | $53,454,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 2,586 |
| Net loans & leases | $377,836,000 | 1,237 |
| Loan loss allowance | $4,875,000 | 1,080 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,309,000 | 1,990 |
| Other real estate owned | $0 | 1,223 |
| Goodwill and other intangibles | $1,884,000 | 1,414 |
| All other assets | $22,147,000 | 875 |
| Life insurance assets | $14,031,000 | 432 |
| Total liabilities and capital | $489,178,000 | 1,369 |
| Total liabilities | $427,806,000 | 1,390 |
| Total deposits | $420,982,000 | 1,236 |
| Interest-bearing deposits | $320,839,000 | 1,443 |
| Deposits held in domestic offices | $420,982,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $875,000 | 2,750 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $176,000 | 5,301 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,773,000 | 1,013 |
| Total equity capital | $61,372,000 | 1,108 |
| Total bank equity capital | $61,372,000 | 1,108 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $985,000 | 3,146 |
| Surplus | $32,629,000 | 931 |
| Undivided profits | $27,758,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,241,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $590,000 | 292 |
| Income earned, not collected on loans | $2,420,000 | 1,723 |
| Earning assets | $437,598,000 | 1,383 |
| Long-term assets (5+ years) | $89,701,000 | 1,205 |
| Average Assets, year-to-date | $473,642,670 | 1,390 |
| Average Assets, quarterly | $476,796,000 | 1,396 |
| Volatile liabilities | $72,692,000 | 1,870 |
| Insider loans | $269,000 | 6,244 |
| FHLB advances | $152,000 | 4,970 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $105,489,000 | 1,007 |
| Tier 1 (core) risk-based capital | $60,952,000 | 1,038 |
| Tier 2 risk-based capital | $5,185,000 | 1,017 |
| Total risk weighted assets | $457,024,000 | 1,078 |
| Total unused commitments | $105,489,000 | 1,008 |
| Derivatives | $125,000,000 | 192 |
| 2007-03-31 | Rank | |
| # of Employees: | 138 | 1,247 |
| Assets and Liabilities | ||
| Total Assets: | $464,414,000 | 1,430 |
| Cash and due from depository institutions | $17,546,000 | 1,247 |
| Interest-bearing balances | $277,000 | 3,706 |
| Securities | $56,298,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $361,228,000 | 1,282 |
| Loan loss allowance | $4,801,000 | 1,079 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,804,000 | 2,129 |
| Other real estate owned | $0 | 1,247 |
| Goodwill and other intangibles | $1,911,000 | 1,391 |
| All other assets | $21,627,000 | 853 |
| Life insurance assets | $13,627,000 | 428 |
| Total liabilities and capital | $464,414,000 | 1,430 |
| Total liabilities | $402,620,000 | 1,491 |
| Total deposits | $397,311,000 | 1,316 |
| Interest-bearing deposits | $306,266,000 | 1,517 |
| Deposits held in domestic offices | $397,311,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,515 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $206,000 | 5,216 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,203,000 | 1,339 |
| Total equity capital | $61,794,000 | 1,082 |
| Total bank equity capital | $61,794,000 | 1,082 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $985,000 | 3,140 |
| Surplus | $32,629,000 | 913 |
| Undivided profits | $28,180,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,137,000 | 169 |
| Income earned, not collected on loans | $2,399,000 | 1,658 |
| Earning assets | $417,803,000 | 1,458 |
| Long-term assets (5+ years) | $82,744,000 | 1,269 |
| Average Assets, year-to-date | $465,875,000 | 1,416 |
| Average Assets, quarterly | $465,875,000 | 1,416 |
| Volatile liabilities | $73,053,000 | 1,831 |
| Insider loans | $187,000 | 6,615 |
| FHLB advances | $180,000 | 4,936 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $106,317,000 | 987 |
| Tier 1 (core) risk-based capital | $60,024,000 | 1,032 |
| Tier 2 risk-based capital | $5,098,000 | 1,020 |
| Total risk weighted assets | $448,981,000 | 1,080 |
| Total unused commitments | $106,317,000 | 987 |
| Derivatives | $125,000,000 | 183 |
| 2006-12-31 | Rank | |
| # of Employees: | 135 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $467,336,000 | 1,410 |
| Cash and due from depository institutions | $24,689,000 | 1,272 |
| Interest-bearing balances | $408,000 | 3,330 |
| Securities | $57,688,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,527 |
| Net loans & leases | $353,909,000 | 1,294 |
| Loan loss allowance | $4,481,000 | 1,147 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,891,000 | 2,055 |
| Other real estate owned | $0 | 1,272 |
| Goodwill and other intangibles | $1,873,000 | 1,391 |
| All other assets | $21,386,000 | 874 |
| Life insurance assets | $13,491,000 | 425 |
| Total liabilities and capital | $467,336,000 | 1,410 |
| Total liabilities | $407,372,000 | 1,447 |
| Total deposits | $401,706,000 | 1,280 |
| Interest-bearing deposits | $293,703,000 | 1,558 |
| Deposits held in domestic offices | $401,706,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,903 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $238,000 | 5,360 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,928,000 | 1,148 |
| Total equity capital | $59,964,000 | 1,091 |
| Total bank equity capital | $59,964,000 | 1,091 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $985,000 | 3,140 |
| Surplus | $32,629,000 | 894 |
| Undivided profits | $26,350,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,137,000 | 165 |
| Income earned, not collected on loans | $2,476,000 | 1,656 |
| Earning assets | $413,905,000 | 1,454 |
| Long-term assets (5+ years) | $80,731,000 | 1,287 |
| Average Assets, year-to-date | $419,301,200 | 1,500 |
| Average Assets, quarterly | $461,559,000 | 1,402 |
| Volatile liabilities | $142,240,000 | 1,089 |
| Insider loans | $175,000 | 6,708 |
| FHLB advances | $211,000 | 5,052 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $124,131,000 | 858 |
| Tier 1 (core) risk-based capital | $58,537,000 | 1,039 |
| Tier 2 risk-based capital | $4,825,000 | 1,062 |
| Total risk weighted assets | $417,721,000 | 1,137 |
| Total unused commitments | $124,131,000 | 858 |
| Derivatives | $125,000,000 | 183 |
| 2006-09-30 | Rank | |
| # of Employees: | 129 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $455,782,000 | 1,424 |
| Cash and due from depository institutions | $26,031,000 | 1,354 |
| Interest-bearing balances | $7,846,000 | 661 |
| Securities | $54,158,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $6,220,000 | 2,092 |
| Net loans & leases | $339,065,000 | 1,342 |
| Loan loss allowance | $5,208,000 | 994 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,360,000 | 2,221 |
| Other real estate owned | $0 | 1,354 |
| Goodwill and other intangibles | $1,899,000 | 1,374 |
| All other assets | $23,049,000 | 813 |
| Life insurance assets | $13,363,000 | 414 |
| Total liabilities and capital | $455,782,000 | 1,424 |
| Total liabilities | $396,683,000 | 1,472 |
| Total deposits | $389,410,000 | 1,313 |
| Interest-bearing deposits | $270,592,000 | 1,669 |
| Deposits held in domestic offices | $389,410,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $425,000 | 3,209 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $269,000 | 5,563 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,579,000 | 899 |
| Total equity capital | $59,099,000 | 1,115 |
| Total bank equity capital | $59,099,000 | 1,115 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $985,000 | 3,157 |
| Surplus | $32,629,000 | 893 |
| Undivided profits | $25,485,000 | 1,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,152,000 | 971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,137,000 | 166 |
| Income earned, not collected on loans | $2,724,000 | 1,467 |
| Earning assets | $407,289,000 | 1,464 |
| Long-term assets (5+ years) | $76,627,000 | 1,336 |
| Average Assets, year-to-date | $407,292,500 | 1,565 |
| Average Assets, quarterly | $439,459,500 | 1,467 |
| Volatile liabilities | $131,177,000 | 1,169 |
| Insider loans | $179,000 | 6,717 |
| FHLB advances | $241,000 | 5,226 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $108,146,000 | 982 |
| Tier 1 (core) risk-based capital | $57,089,000 | 1,069 |
| Tier 2 risk-based capital | $4,943,000 | 1,039 |
| Total risk weighted assets | $394,931,000 | 1,199 |
| Total unused commitments | $108,146,000 | 983 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 131 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $423,137,000 | 1,533 |
| Cash and due from depository institutions | $13,947,000 | 1,342 |
| Interest-bearing balances | $335,000 | 3,515 |
| Securities | $54,955,000 | 2,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $324,084,000 | 1,385 |
| Loan loss allowance | $5,039,000 | 1,010 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,166,000 | 2,262 |
| Other real estate owned | $0 | 1,342 |
| Goodwill and other intangibles | $1,896,000 | 1,359 |
| All other assets | $23,089,000 | 813 |
| Life insurance assets | $13,224,000 | 406 |
| Total liabilities and capital | $423,137,000 | 1,533 |
| Total liabilities | $366,519,000 | 1,607 |
| Total deposits | $345,048,000 | 1,501 |
| Interest-bearing deposits | $245,791,000 | 1,815 |
| Deposits held in domestic offices | $345,048,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,830,000 | 946 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $302,000 | 5,485 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,339,000 | 985 |
| Total equity capital | $56,618,000 | 1,121 |
| Total bank equity capital | $56,618,000 | 1,121 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $985,000 | 3,153 |
| Surplus | $32,629,000 | 884 |
| Undivided profits | $23,004,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,427,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,203,000 | 167 |
| Income earned, not collected on loans | $2,223,000 | 1,649 |
| Earning assets | $379,374,000 | 1,570 |
| Long-term assets (5+ years) | $77,567,000 | 1,310 |
| Average Assets, year-to-date | $391,129,330 | 1,649 |
| Average Assets, quarterly | $402,063,000 | 1,612 |
| Volatile liabilities | $123,170,000 | 1,217 |
| Insider loans | $163,000 | 6,810 |
| FHLB advances | $272,000 | 5,222 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $95,876,000 | 1,079 |
| Tier 1 (core) risk-based capital | $55,554,000 | 1,068 |
| Tier 2 risk-based capital | $4,599,000 | 1,098 |
| Total risk weighted assets | $367,118,000 | 1,289 |
| Total unused commitments | $95,876,000 | 1,079 |
| Derivatives | $50,000,000 | 265 |
| 2006-03-31 | Rank | |
| # of Employees: | 122 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $380,989,000 | 1,697 |
| Cash and due from depository institutions | $15,101,000 | 1,421 |
| Interest-bearing balances | $1,456,000 | 2,227 |
| Securities | $54,308,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $282,488,000 | 1,552 |
| Loan loss allowance | $4,860,000 | 1,043 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,399,000 | 2,561 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $1,929,000 | 1,327 |
| All other assets | $22,764,000 | 799 |
| Life insurance assets | $13,085,000 | 397 |
| Total liabilities and capital | $380,989,000 | 1,697 |
| Total liabilities | $325,386,000 | 1,776 |
| Total deposits | $322,785,000 | 1,575 |
| Interest-bearing deposits | $231,504,000 | 1,878 |
| Deposits held in domestic offices | $322,785,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,086 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $333,000 | 5,375 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,943,000 | 2,221 |
| Total equity capital | $55,603,000 | 1,117 |
| Total bank equity capital | $55,603,000 | 1,117 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $985,000 | 3,139 |
| Surplus | $32,629,000 | 858 |
| Undivided profits | $21,989,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,330,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,409,000 | 151 |
| Income earned, not collected on loans | $2,160,000 | 1,585 |
| Earning assets | $338,252,000 | 1,750 |
| Long-term assets (5+ years) | $77,611,000 | 1,272 |
| Average Assets, year-to-date | $375,125,500 | 1,705 |
| Average Assets, quarterly | $375,125,500 | 1,705 |
| Volatile liabilities | $99,255,000 | 1,418 |
| Insider loans | $187,000 | 6,678 |
| FHLB advances | $302,000 | 5,153 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $94,631,000 | 1,074 |
| Tier 1 (core) risk-based capital | $54,186,000 | 1,078 |
| Tier 2 risk-based capital | $4,046,000 | 1,233 |
| Total risk weighted assets | $322,596,000 | 1,435 |
| Total unused commitments | $94,631,000 | 1,074 |
| Derivatives | $50,000,000 | 265 |
| 2005-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $369,262,000 | 1,730 |
| Cash and due from depository institutions | $13,891,000 | 1,444 |
| Interest-bearing balances | $555,000 | 3,227 |
| Securities | $52,462,000 | 2,264 |
| Federal funds sold & reverse repurchase agreements | $9,580,000 | 1,428 |
| Net loans & leases | $265,579,000 | 1,626 |
| Loan loss allowance | $4,668,000 | 1,057 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,269,000 | 2,598 |
| Other real estate owned | $0 | 1,444 |
| Goodwill and other intangibles | $2,081,000 | 1,274 |
| All other assets | $21,400,000 | 819 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $369,262,000 | 1,730 |
| Total liabilities | $314,477,000 | 1,816 |
| Total deposits | $310,495,000 | 1,620 |
| Interest-bearing deposits | $213,121,000 | 1,990 |
| Deposits held in domestic offices | $310,495,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,152 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $367,000 | 5,482 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,165,000 | 1,493 |
| Total equity capital | $54,785,000 | 1,115 |
| Total bank equity capital | $54,785,000 | 1,115 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $985,000 | 3,144 |
| Surplus | $32,629,000 | 832 |
| Undivided profits | $21,171,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,156,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,461,000 | 137 |
| Income earned, not collected on loans | $2,007,000 | 1,741 |
| Earning assets | $328,176,000 | 1,769 |
| Long-term assets (5+ years) | $75,392,000 | 1,285 |
| Average Assets, year-to-date | $307,983,400 | 1,930 |
| Average Assets, quarterly | $340,021,000 | 1,832 |
| Volatile liabilities | $77,451,000 | 1,707 |
| Insider loans | $209,000 | 6,579 |
| FHLB advances | $334,000 | 5,185 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $86,920,000 | 1,115 |
| Tier 1 (core) risk-based capital | $52,779,000 | 1,089 |
| Tier 2 risk-based capital | $3,885,000 | 1,261 |
| Total risk weighted assets | $310,050,000 | 1,467 |
| Total unused commitments | $86,920,000 | 1,115 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 107 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $310,780,000 | 1,972 |
| Cash and due from depository institutions | $11,901,000 | 1,604 |
| Interest-bearing balances | $707,000 | 3,053 |
| Securities | $52,480,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $1,145,000 | 4,455 |
| Net loans & leases | $223,712,000 | 1,865 |
| Loan loss allowance | $4,054,000 | 1,204 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,944,000 | 2,728 |
| Other real estate owned | $11,000 | 1,604 |
| Goodwill and other intangibles | $852,000 | 1,773 |
| All other assets | $16,735,000 | 1,029 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $310,780,000 | 1,972 |
| Total liabilities | $265,815,000 | 2,056 |
| Total deposits | $260,221,000 | 1,888 |
| Interest-bearing deposits | $195,378,000 | 2,123 |
| Deposits held in domestic offices | $260,221,000 | 1,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,525,000 | 2,173 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $401,000 | 5,557 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,668,000 | 1,645 |
| Total equity capital | $44,965,000 | 1,334 |
| Total bank equity capital | $44,965,000 | 1,334 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $985,000 | 3,126 |
| Surplus | $23,745,000 | 1,064 |
| Undivided profits | $20,235,000 | 1,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,415,000 | 2,461 |
| Earning assets | $278,044,000 | 2,008 |
| Long-term assets (5+ years) | $81,033,000 | 1,199 |
| Average Assets, year-to-date | $292,663,750 | 2,008 |
| Average Assets, quarterly | $305,930,000 | 1,981 |
| Volatile liabilities | $83,116,000 | 1,542 |
| Insider loans | $171,000 | 6,784 |
| FHLB advances | $367,000 | 5,265 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $72,223,000 | 1,291 |
| Tier 1 (core) risk-based capital | $44,068,000 | 1,282 |
| Tier 2 risk-based capital | $3,258,000 | 1,463 |
| Total risk weighted assets | $259,791,000 | 1,699 |
| Total unused commitments | $72,223,000 | 1,291 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $301,080,000 | 2,002 |
| Cash and due from depository institutions | $12,782,000 | 1,509 |
| Interest-bearing balances | $1,549,000 | 2,254 |
| Securities | $55,634,000 | 2,133 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 1,793 |
| Net loans & leases | $204,796,000 | 1,983 |
| Loan loss allowance | $3,935,000 | 1,230 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,949,000 | 2,671 |
| Other real estate owned | $643,000 | 1,509 |
| Goodwill and other intangibles | $852,000 | 1,771 |
| All other assets | $16,299,000 | 1,018 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $301,080,000 | 2,002 |
| Total liabilities | $256,632,000 | 2,078 |
| Total deposits | $253,575,000 | 1,891 |
| Interest-bearing deposits | $193,028,000 | 2,102 |
| Deposits held in domestic offices | $253,575,000 | 1,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,259 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $435,000 | 5,445 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,172,000 | 1,844 |
| Total equity capital | $44,448,000 | 1,329 |
| Total bank equity capital | $44,448,000 | 1,329 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $985,000 | 3,108 |
| Surplus | $23,745,000 | 1,043 |
| Undivided profits | $19,718,000 | 1,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $973,000 | 192 |
| Income earned, not collected on loans | $1,322,000 | 2,406 |
| Earning assets | $268,104,000 | 2,051 |
| Long-term assets (5+ years) | $77,976,000 | 1,230 |
| Average Assets, year-to-date | $286,625,000 | 2,033 |
| Average Assets, quarterly | $293,577,000 | 2,011 |
| Volatile liabilities | $72,870,000 | 1,680 |
| Insider loans | $154,000 | 6,866 |
| FHLB advances | $400,000 | 5,205 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $71,099,000 | 1,251 |
| Tier 1 (core) risk-based capital | $43,139,000 | 1,277 |
| Tier 2 risk-based capital | $2,990,000 | 1,569 |
| Total risk weighted assets | $238,279,000 | 1,786 |
| Total unused commitments | $71,099,000 | 1,251 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $286,074,000 | 2,051 |
| Cash and due from depository institutions | $10,312,000 | 1,503 |
| Interest-bearing balances | $1,056,000 | 2,663 |
| Securities | $57,094,000 | 2,144 |
| Federal funds sold & reverse repurchase agreements | $5,340,000 | 2,196 |
| Net loans & leases | $193,825,000 | 2,034 |
| Loan loss allowance | $3,840,000 | 1,244 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,011,000 | 2,599 |
| Other real estate owned | $733,000 | 1,503 |
| Goodwill and other intangibles | $852,000 | 1,766 |
| All other assets | $13,907,000 | 1,171 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $286,074,000 | 2,051 |
| Total liabilities | $250,964,000 | 2,102 |
| Total deposits | $248,099,000 | 1,913 |
| Interest-bearing deposits | $190,701,000 | 2,119 |
| Deposits held in domestic offices | $248,099,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,991 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $469,000 | 5,309 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,996,000 | 1,974 |
| Total equity capital | $35,110,000 | 1,640 |
| Total bank equity capital | $35,110,000 | 1,640 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $985,000 | 3,116 |
| Surplus | $15,745,000 | 1,448 |
| Undivided profits | $18,380,000 | 1,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,112,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,005,000 | 183 |
| Income earned, not collected on loans | $1,276,000 | 2,402 |
| Earning assets | $257,315,000 | 2,098 |
| Long-term assets (5+ years) | $78,757,000 | 1,253 |
| Average Assets, year-to-date | $279,397,500 | 2,081 |
| Average Assets, quarterly | $279,397,500 | 2,081 |
| Volatile liabilities | $70,520,000 | 1,639 |
| Insider loans | $471,000 | 5,519 |
| FHLB advances | $432,000 | 5,073 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,181,000 | 1,534 |
| Tier 1 (core) risk-based capital | $34,312,000 | 1,597 |
| Tier 2 risk-based capital | $2,817,000 | 1,630 |
| Total risk weighted assets | $224,328,000 | 1,849 |
| Total unused commitments | $54,181,000 | 1,534 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 109 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $272,721,000 | 2,135 |
| Cash and due from depository institutions | $5,775,000 | 1,569 |
| Interest-bearing balances | $591,000 | 3,318 |
| Securities | $60,005,000 | 2,076 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 3,496 |
| Net loans & leases | $185,550,000 | 2,105 |
| Loan loss allowance | $3,796,000 | 1,238 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,016,000 | 2,568 |
| Other real estate owned | $733,000 | 1,569 |
| Goodwill and other intangibles | $852,000 | 1,760 |
| All other assets | $13,215,000 | 1,187 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $272,721,000 | 2,135 |
| Total liabilities | $237,787,000 | 2,201 |
| Total deposits | $234,967,000 | 2,002 |
| Interest-bearing deposits | $182,949,000 | 2,176 |
| Deposits held in domestic offices | $234,967,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $475,000 | 3,078 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $511,000 | 5,301 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,834,000 | 2,058 |
| Total equity capital | $34,934,000 | 1,646 |
| Total bank equity capital | $34,934,000 | 1,646 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $985,000 | 3,116 |
| Surplus | $15,745,000 | 1,439 |
| Undivided profits | $18,204,000 | 1,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,189,000 | 2,550 |
| Earning assets | $248,721,000 | 2,154 |
| Long-term assets (5+ years) | $77,624,000 | 1,300 |
| Average Assets, year-to-date | $265,729,200 | 2,092 |
| Average Assets, quarterly | $270,313,500 | 2,130 |
| Volatile liabilities | $75,134,000 | 1,536 |
| Insider loans | $455,000 | 5,615 |
| FHLB advances | $473,000 | 5,072 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $53,502,000 | 1,496 |
| Tier 1 (core) risk-based capital | $33,606,000 | 1,598 |
| Tier 2 risk-based capital | $2,691,000 | 1,691 |
| Total risk weighted assets | $214,194,000 | 1,899 |
| Total unused commitments | $53,502,000 | 1,496 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 105 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $267,906,000 | 2,144 |
| Cash and due from depository institutions | $7,299,000 | 1,628 |
| Interest-bearing balances | $393,000 | 3,763 |
| Securities | $58,817,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $182,750,000 | 2,091 |
| Loan loss allowance | $3,942,000 | 1,188 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,961,000 | 2,576 |
| Other real estate owned | $805,000 | 1,628 |
| Goodwill and other intangibles | $889,000 | 1,701 |
| All other assets | $13,385,000 | 1,145 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $267,906,000 | 2,144 |
| Total liabilities | $233,577,000 | 2,218 |
| Total deposits | $221,566,000 | 2,089 |
| Interest-bearing deposits | $166,386,000 | 2,359 |
| Deposits held in domestic offices | $221,566,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,183 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $557,000 | 5,305 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,154,000 | 1,809 |
| Total equity capital | $34,329,000 | 1,656 |
| Total bank equity capital | $34,329,000 | 1,656 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $985,000 | 3,121 |
| Surplus | $15,745,000 | 1,402 |
| Undivided profits | $17,599,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,075,000 | 2,912 |
| Earning assets | $241,960,000 | 2,181 |
| Long-term assets (5+ years) | $81,391,000 | 1,260 |
| Average Assets, year-to-date | $263,981,250 | 2,106 |
| Average Assets, quarterly | $263,775,500 | 2,152 |
| Volatile liabilities | $68,266,000 | 1,607 |
| Insider loans | $511,000 | 5,410 |
| FHLB advances | $518,000 | 5,057 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,122,000 | 1,869 |
| Tier 1 (core) risk-based capital | $32,888,000 | 1,615 |
| Tier 2 risk-based capital | $2,646,000 | 1,685 |
| Total risk weighted assets | $210,403,000 | 1,893 |
| Total unused commitments | $40,122,000 | 1,872 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $259,645,000 | 2,187 |
| Cash and due from depository institutions | $11,414,000 | 1,630 |
| Interest-bearing balances | $140,000 | 4,859 |
| Securities | $57,325,000 | 2,159 |
| Federal funds sold & reverse repurchase agreements | $5,345,000 | 1,906 |
| Net loans & leases | $166,135,000 | 2,234 |
| Loan loss allowance | $4,042,000 | 1,153 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,980,000 | 2,523 |
| Other real estate owned | $757,000 | 1,630 |
| Goodwill and other intangibles | $955,000 | 1,654 |
| All other assets | $13,734,000 | 1,128 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $259,645,000 | 2,187 |
| Total liabilities | $226,534,000 | 2,267 |
| Total deposits | $223,891,000 | 2,042 |
| Interest-bearing deposits | $166,608,000 | 2,317 |
| Deposits held in domestic offices | $223,891,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 3,111 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $604,000 | 5,270 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,414,000 | 2,294 |
| Total equity capital | $33,111,000 | 1,643 |
| Total bank equity capital | $33,111,000 | 1,643 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $985,000 | 3,132 |
| Surplus | $15,745,000 | 1,353 |
| Undivided profits | $16,381,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,044,000 | 2,824 |
| Earning assets | $228,945,000 | 2,273 |
| Long-term assets (5+ years) | $77,741,000 | 1,350 |
| Average Assets, year-to-date | $262,673,000 | 2,114 |
| Average Assets, quarterly | $259,643,500 | 2,165 |
| Volatile liabilities | $47,686,000 | 2,138 |
| Insider loans | $487,000 | 5,484 |
| FHLB advances | $563,000 | 5,046 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $45,373,000 | 1,685 |
| Tier 1 (core) risk-based capital | $32,231,000 | 1,611 |
| Tier 2 risk-based capital | $2,531,000 | 1,741 |
| Total risk weighted assets | $200,975,000 | 1,941 |
| Total unused commitments | $45,373,000 | 1,688 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 106 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $259,642,000 | 2,156 |
| Cash and due from depository institutions | $10,827,000 | 1,620 |
| Interest-bearing balances | $349,000 | 4,115 |
| Securities | $50,716,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $15,940,000 | 912 |
| Net loans & leases | $161,926,000 | 2,228 |
| Loan loss allowance | $4,003,000 | 1,153 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,079,000 | 2,436 |
| Other real estate owned | $842,000 | 1,620 |
| Goodwill and other intangibles | $1,022,000 | 1,609 |
| All other assets | $14,290,000 | 1,033 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $259,642,000 | 2,156 |
| Total liabilities | $226,087,000 | 2,231 |
| Total deposits | $221,452,000 | 2,057 |
| Interest-bearing deposits | $168,484,000 | 2,274 |
| Deposits held in domestic offices | $221,452,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,125,000 | 2,098 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $650,000 | 5,078 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,860,000 | 2,073 |
| Total equity capital | $33,555,000 | 1,659 |
| Total bank equity capital | $33,555,000 | 1,659 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $985,000 | 3,132 |
| Surplus | $15,745,000 | 1,331 |
| Undivided profits | $16,825,000 | 1,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,124,000 | 2,562 |
| Earning assets | $228,931,000 | 2,252 |
| Long-term assets (5+ years) | $67,771,000 | 1,497 |
| Average Assets, year-to-date | $264,187,000 | 2,105 |
| Average Assets, quarterly | $264,187,000 | 2,105 |
| Volatile liabilities | $51,923,000 | 1,916 |
| Insider loans | $502,000 | 5,430 |
| FHLB advances | $608,000 | 4,856 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $39,420,000 | 1,813 |
| Tier 1 (core) risk-based capital | $31,618,000 | 1,635 |
| Tier 2 risk-based capital | $2,488,000 | 1,735 |
| Total risk weighted assets | $197,509,000 | 1,930 |
| Total unused commitments | $39,420,000 | 1,819 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 130 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $268,732,000 | 2,092 |
| Cash and due from depository institutions | $10,822,000 | 1,321 |
| Interest-bearing balances | $114,000 | 5,076 |
| Securities | $55,044,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $13,805,000 | 846 |
| Net loans & leases | $167,882,000 | 2,138 |
| Loan loss allowance | $3,968,000 | 1,158 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,171,000 | 2,372 |
| Other real estate owned | $1,352,000 | 1,321 |
| Goodwill and other intangibles | $1,088,000 | 1,571 |
| All other assets | $14,568,000 | 1,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,732,000 | 2,092 |
| Total liabilities | $235,993,000 | 2,131 |
| Total deposits | $228,221,000 | 1,981 |
| Interest-bearing deposits | $167,647,000 | 2,289 |
| Deposits held in domestic offices | $228,221,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 3,247 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,696,000 | 3,207 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,851,000 | 1,974 |
| Total equity capital | $32,739,000 | 1,666 |
| Total bank equity capital | $32,739,000 | 1,666 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $985,000 | 3,158 |
| Surplus | $15,745,000 | 1,301 |
| Undivided profits | $16,009,000 | 2,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,873,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $525,000 | 334 |
| Income earned, not collected on loans | $1,098,000 | 2,737 |
| Earning assets | $236,845,000 | 2,173 |
| Long-term assets (5+ years) | $64,674,000 | 1,578 |
| Average Assets, year-to-date | $299,039,200 | 1,818 |
| Average Assets, quarterly | $271,077,500 | 2,048 |
| Volatile liabilities | $48,184,000 | 2,033 |
| Insider loans | $385,000 | 5,919 |
| FHLB advances | $5,653,000 | 3,072 |
| Loans and leases held for sale | $8,360,000 | 286 |
| Unused loan commitments | $40,573,000 | 1,734 |
| Tier 1 (core) risk-based capital | $31,102,000 | 1,639 |
| Tier 2 risk-based capital | $2,512,000 | 1,710 |
| Total risk weighted assets | $199,456,000 | 1,893 |
| Total unused commitments | $40,573,000 | 1,737 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 171 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $273,423,000 | 2,046 |
| Cash and due from depository institutions | $29,387,000 | 960 |
| Interest-bearing balances | $16,725,000 | 454 |
| Securities | $42,868,000 | 2,764 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,252 |
| Net loans & leases | $172,907,000 | 2,044 |
| Loan loss allowance | $5,621,000 | 855 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,289,000 | 2,271 |
| Other real estate owned | $1,233,000 | 960 |
| Goodwill and other intangibles | $2,625,000 | 1,019 |
| All other assets | $14,114,000 | 1,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,423,000 | 2,046 |
| Total liabilities | $239,395,000 | 2,108 |
| Total deposits | $230,914,000 | 1,969 |
| Interest-bearing deposits | $179,213,000 | 2,171 |
| Deposits held in domestic offices | $230,914,000 | 1,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,564 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,742,000 | 3,140 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,739,000 | 2,156 |
| Total equity capital | $34,028,000 | 1,609 |
| Total bank equity capital | $34,028,000 | 1,609 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $985,000 | 3,177 |
| Surplus | $15,745,000 | 1,279 |
| Undivided profits | $17,298,000 | 1,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,495,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,142,000 | 2,773 |
| Earning assets | $238,500,000 | 2,155 |
| Long-term assets (5+ years) | $47,604,000 | 1,963 |
| Average Assets, year-to-date | $306,616,000 | 1,780 |
| Average Assets, quarterly | $285,760,000 | 1,955 |
| Volatile liabilities | $35,097,000 | 2,560 |
| Insider loans | $308,000 | 6,275 |
| FHLB advances | $5,698,000 | 2,996 |
| Loans and leases held for sale | $11,221,000 | 325 |
| Unused loan commitments | $36,763,000 | 1,886 |
| Tier 1 (core) risk-based capital | $30,819,000 | 1,665 |
| Tier 2 risk-based capital | $2,544,000 | 1,681 |
| Total risk weighted assets | $200,466,000 | 1,885 |
| Total unused commitments | $36,763,000 | 1,888 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 169 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $298,097,000 | 1,885 |
| Cash and due from depository institutions | $57,405,000 | 982 |
| Interest-bearing balances | $46,377,000 | 178 |
| Securities | $29,871,000 | 3,567 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $190,098,000 | 1,828 |
| Loan loss allowance | $5,867,000 | 808 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,289,000 | 2,231 |
| Other real estate owned | $2,016,000 | 982 |
| Goodwill and other intangibles | $2,721,000 | 966 |
| All other assets | $6,697,000 | 1,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,097,000 | 1,885 |
| Total liabilities | $264,343,000 | 1,903 |
| Total deposits | $254,575,000 | 1,762 |
| Interest-bearing deposits | $209,973,000 | 1,820 |
| Deposits held in domestic offices | $254,575,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,975,000 | 2,110 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,788,000 | 3,101 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,005,000 | 2,012 |
| Total equity capital | $33,754,000 | 1,614 |
| Total bank equity capital | $33,754,000 | 1,614 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $985,000 | 3,179 |
| Surplus | $15,745,000 | 1,261 |
| Undivided profits | $17,024,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,765,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,268 |
| Income earned, not collected on loans | $1,290,000 | 2,331 |
| Earning assets | $271,346,000 | 1,878 |
| Long-term assets (5+ years) | $25,887,000 | 2,934 |
| Average Assets, year-to-date | $317,680,330 | 1,718 |
| Average Assets, quarterly | $304,046,000 | 1,815 |
| Volatile liabilities | $47,152,000 | 1,980 |
| Insider loans | $370,000 | 5,993 |
| FHLB advances | $5,743,000 | 2,945 |
| Loans and leases held for sale | $27,017,000 | 237 |
| Unused loan commitments | $26,953,000 | 2,300 |
| Tier 1 (core) risk-based capital | $30,421,000 | 1,647 |
| Tier 2 risk-based capital | $2,579,000 | 1,615 |
| Total risk weighted assets | $202,996,000 | 1,816 |
| Total unused commitments | $26,953,000 | 2,309 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 178 | 926 |
| Assets and Liabilities | ||
| Total Assets: | $309,995,000 | 1,770 |
| Cash and due from depository institutions | $45,078,000 | 926 |
| Interest-bearing balances | $34,749,000 | 220 |
| Securities | $35,467,000 | 3,102 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,738 |
| Net loans & leases | $209,994,000 | 1,657 |
| Loan loss allowance | $5,970,000 | 779 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,223,000 | 2,243 |
| Other real estate owned | $1,404,000 | 926 |
| Goodwill and other intangibles | $2,787,000 | 942 |
| All other assets | $7,042,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,995,000 | 1,770 |
| Total liabilities | $276,605,000 | 1,787 |
| Total deposits | $262,272,000 | 1,675 |
| Interest-bearing deposits | $217,626,000 | 1,737 |
| Deposits held in domestic offices | $262,272,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,675,000 | 1,604 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,834,000 | 2,595 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,824,000 | 1,594 |
| Total equity capital | $33,390,000 | 1,604 |
| Total bank equity capital | $33,390,000 | 1,604 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $985,000 | 3,191 |
| Surplus | $15,745,000 | 1,239 |
| Undivided profits | $16,660,000 | 1,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,817,000 | 877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,267 |
| Income earned, not collected on loans | $1,488,000 | 2,016 |
| Earning assets | $284,210,000 | 1,763 |
| Long-term assets (5+ years) | $28,819,000 | 2,651 |
| Average Assets, year-to-date | $327,472,000 | 1,646 |
| Average Assets, quarterly | $327,472,000 | 1,646 |
| Volatile liabilities | $57,322,000 | 1,637 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $7,788,000 | 2,468 |
| Loans and leases held for sale | $37,155,000 | 185 |
| Unused loan commitments | $29,767,000 | 2,052 |
| Tier 1 (core) risk-based capital | $29,970,000 | 1,652 |
| Tier 2 risk-based capital | $2,755,000 | 1,503 |
| Total risk weighted assets | $217,220,000 | 1,680 |
| Total unused commitments | $29,767,000 | 2,060 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 199 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $344,949,000 | 1,556 |
| Cash and due from depository institutions | $39,691,000 | 828 |
| Interest-bearing balances | $26,335,000 | 270 |
| Securities | $33,633,000 | 3,212 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,280 |
| Net loans & leases | $252,001,000 | 1,370 |
| Loan loss allowance | $6,150,000 | 754 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,377,000 | 2,129 |
| Other real estate owned | $1,304,000 | 828 |
| Goodwill and other intangibles | $2,853,000 | 914 |
| All other assets | $7,090,000 | 1,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,949,000 | 1,556 |
| Total liabilities | $313,035,000 | 1,552 |
| Total deposits | $292,133,000 | 1,462 |
| Interest-bearing deposits | $244,754,000 | 1,503 |
| Deposits held in domestic offices | $292,133,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,525,000 | 1,905 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,880,000 | 1,774 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,497,000 | 1,707 |
| Total equity capital | $31,914,000 | 1,643 |
| Total bank equity capital | $31,914,000 | 1,643 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $985,000 | 3,196 |
| Surplus | $15,745,000 | 1,215 |
| Undivided profits | $15,184,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,079,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,225 |
| Income earned, not collected on loans | $1,779,000 | 1,739 |
| Earning assets | $315,969,000 | 1,559 |
| Long-term assets (5+ years) | $30,925,000 | 2,489 |
| Average Assets, year-to-date | $353,169,200 | 1,446 |
| Average Assets, quarterly | $351,778,500 | 1,509 |
| Volatile liabilities | $78,535,000 | 1,262 |
| Insider loans | $10,000 | 8,287 |
| FHLB advances | $15,833,000 | 1,645 |
| Loans and leases held for sale | $63,645,000 | 146 |
| Unused loan commitments | $35,503,000 | 1,748 |
| Tier 1 (core) risk-based capital | $28,285,000 | 1,708 |
| Tier 2 risk-based capital | $3,095,000 | 1,322 |
| Total risk weighted assets | $244,552,000 | 1,485 |
| Total unused commitments | $35,503,000 | 1,753 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 196 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $369,471,000 | 1,376 |
| Cash and due from depository institutions | $52,070,000 | 823 |
| Interest-bearing balances | $37,919,000 | 169 |
| Securities | $31,404,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,844 |
| Net loans & leases | $266,333,000 | 1,243 |
| Loan loss allowance | $5,710,000 | 751 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,221,000 | 1,714 |
| Other real estate owned | $1,498,000 | 823 |
| Goodwill and other intangibles | $4,327,000 | 689 |
| All other assets | $7,618,000 | 1,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,471,000 | 1,376 |
| Total liabilities | $339,165,000 | 1,357 |
| Total deposits | $316,110,000 | 1,249 |
| Interest-bearing deposits | $272,722,000 | 1,274 |
| Deposits held in domestic offices | $316,110,000 | 1,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,966 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,064,000 | 1,603 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,241,000 | 1,102 |
| Total equity capital | $30,306,000 | 1,613 |
| Total bank equity capital | $30,306,000 | 1,613 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $985,000 | 3,253 |
| Surplus | $15,745,000 | 1,162 |
| Undivided profits | $13,576,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,768,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 844 |
| Income earned, not collected on loans | $1,910,000 | 1,731 |
| Earning assets | $336,656,000 | 1,387 |
| Long-term assets (5+ years) | $30,586,000 | 2,462 |
| Average Assets, year-to-date | $351,895,400 | 1,374 |
| Average Assets, quarterly | $372,005,500 | 1,350 |
| Volatile liabilities | $107,817,000 | 940 |
| Insider loans | $366,000 | 6,044 |
| FHLB advances | $16,013,000 | 1,480 |
| Loans and leases held for sale | $37,322,000 | 180 |
| Unused loan commitments | $46,882,000 | 1,324 |
| Tier 1 (core) risk-based capital | $25,499,000 | 1,813 |
| Tier 2 risk-based capital | $3,399,000 | 1,142 |
| Total risk weighted assets | $269,556,000 | 1,269 |
| Total unused commitments | $46,882,000 | 1,329 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 179 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $292,097,000 | 1,636 |
| Cash and due from depository institutions | $28,949,000 | 877 |
| Interest-bearing balances | $16,724,000 | 259 |
| Securities | $12,008,000 | 6,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $236,051,000 | 1,348 |
| Loan loss allowance | $4,432,000 | 939 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,605,000 | 1,541 |
| Other real estate owned | $1,247,000 | 877 |
| Goodwill and other intangibles | $4,044,000 | 695 |
| All other assets | $4,193,000 | 2,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,097,000 | 1,636 |
| Total liabilities | $264,267,000 | 1,638 |
| Total deposits | $242,687,000 | 1,571 |
| Interest-bearing deposits | $202,411,000 | 1,651 |
| Deposits held in domestic offices | $242,687,000 | 1,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,275,000 | 2,589 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,348,000 | 1,408 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,957,000 | 2,106 |
| Total equity capital | $27,830,000 | 1,670 |
| Total bank equity capital | $27,830,000 | 1,670 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $985,000 | 3,348 |
| Surplus | $14,745,000 | 1,188 |
| Undivided profits | $12,100,000 | 2,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,619,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,596,000 | 1,624 |
| Earning assets | $264,783,000 | 1,674 |
| Long-term assets (5+ years) | $32,033,000 | 2,293 |
| Average Assets, year-to-date | $246,497,400 | 1,863 |
| Average Assets, quarterly | $291,967,000 | 1,614 |
| Volatile liabilities | $54,753,000 | 1,617 |
| Insider loans | $1,254,000 | 3,315 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $10,013,000 | 230 |
| Unused loan commitments | $48,489,000 | 1,198 |
| Tier 1 (core) risk-based capital | $23,278,000 | 1,910 |
| Tier 2 risk-based capital | $3,123,690 | 1,192 |
| Total risk weighted assets | $248,586,790 | 1,299 |
| Total unused commitments | $48,489,000 | 1,200 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 163 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $192,220,000 | 2,471 |
| Cash and due from depository institutions | $22,350,000 | 1,024 |
| Interest-bearing balances | $12,840,000 | 298 |
| Securities | $12,716,000 | 6,348 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $145,324,000 | 2,060 |
| Loan loss allowance | $2,217,000 | 1,672 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,891,000 | 1,442 |
| Other real estate owned | $562,000 | 1,024 |
| Goodwill and other intangibles | $3,555,000 | 774 |
| All other assets | $1,822,000 | 4,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,220,000 | 2,471 |
| Total liabilities | $172,980,000 | 2,482 |
| Total deposits | $144,119,000 | 2,643 |
| Interest-bearing deposits | $116,109,000 | 2,834 |
| Deposits held in domestic offices | $144,119,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,825,000 | 1,935 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,281,000 | 1,181 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $755,000 | 4,003 |
| Total equity capital | $19,240,000 | 2,287 |
| Total bank equity capital | $19,240,000 | 2,287 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $985,000 | 3,428 |
| Surplus | $7,245,000 | 2,190 |
| Undivided profits | $11,010,000 | 2,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,215,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $864,000 | 2,676 |
| Earning assets | $170,880,000 | 2,540 |
| Long-term assets (5+ years) | $23,747,000 | 2,970 |
| Average Assets, year-to-date | $176,134,200 | 2,561 |
| Average Assets, quarterly | $184,638,000 | 2,534 |
| Volatile liabilities | $33,696,000 | 2,321 |
| Insider loans | $1,399,000 | 2,971 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,255,000 | 475 |
| Unused loan commitments | $26,665,000 | 1,897 |
| Tier 1 (core) risk-based capital | $15,723,000 | 2,803 |
| Tier 2 risk-based capital | $1,876,950 | 1,808 |
| Total risk weighted assets | $149,815,750 | 2,051 |
| Total unused commitments | $26,665,000 | 1,901 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 100 | 1,694 |
| Assets and Liabilities | ||
| Total Assets: | $174,535,000 | 2,636 |
| Cash and due from depository institutions | $25,601,000 | 1,694 |
| Interest-bearing balances | $15,042,000 | 376 |
| Securities | $11,132,000 | 6,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $128,721,000 | 2,176 |
| Loan loss allowance | $1,769,000 | 2,004 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,855,000 | 1,362 |
| Other real estate owned | $573,000 | 1,694 |
| Goodwill and other intangibles | $1,570,000 | 1,173 |
| All other assets | $1,083,000 | 5,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,535,000 | 2,636 |
| Total liabilities | $158,077,000 | 2,627 |
| Total deposits | $133,638,000 | 2,844 |
| Interest-bearing deposits | $100,523,000 | 3,208 |
| Deposits held in domestic offices | $133,638,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,275,000 | 1,898 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,799,000 | 999 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $365,000 | 6,819 |
| Total equity capital | $16,458,000 | 2,727 |
| Total bank equity capital | $16,458,000 | 2,727 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $985,000 | 3,440 |
| Surplus | $5,268,000 | 2,704 |
| Undivided profits | $10,205,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,407,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $698,000 | 3,343 |
| Earning assets | $154,895,000 | 2,739 |
| Long-term assets (5+ years) | $17,343,000 | 3,437 |
| Average Assets, year-to-date | $178,191,800 | 2,429 |
| Average Assets, quarterly | $172,757,000 | 2,603 |
| Volatile liabilities | $16,232,000 | 3,576 |
| Insider loans | $948,000 | 3,674 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,072,000 | 1,026 |
| Unused loan commitments | $24,192,000 | 1,940 |
| Tier 1 (core) risk-based capital | $14,842,000 | 2,879 |
| Tier 2 risk-based capital | $1,576,880 | 2,013 |
| Total risk weighted assets | $125,958,180 | 2,276 |
| Total unused commitments | $24,192,000 | 1,947 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 98 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $173,137,000 | 2,589 |
| Cash and due from depository institutions | $24,595,000 | 1,805 |
| Interest-bearing balances | $14,936,000 | 273 |
| Securities | $9,653,000 | 7,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $129,993,000 | 2,145 |
| Loan loss allowance | $1,970,000 | 1,816 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,653,000 | 1,374 |
| Other real estate owned | $88,000 | 1,805 |
| Goodwill and other intangibles | $1,847,000 | 1,035 |
| All other assets | $1,308,000 | 4,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,137,000 | 2,589 |
| Total liabilities | $158,990,000 | 2,540 |
| Total deposits | $137,146,000 | 2,716 |
| Interest-bearing deposits | $109,982,000 | 2,923 |
| Deposits held in domestic offices | $137,146,000 | 2,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $725,000 | 2,895 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,581,000 | 945 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $538,000 | 5,639 |
| Total equity capital | $14,147,000 | 3,138 |
| Total bank equity capital | $14,147,000 | 3,138 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $985,000 | 3,530 |
| Surplus | $5,268,000 | 2,642 |
| Undivided profits | $7,894,000 | 3,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,329,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $849,000 | 2,712 |
| Earning assets | $154,582,000 | 2,655 |
| Long-term assets (5+ years) | $11,132,000 | 4,076 |
| Average Assets, year-to-date | $165,712,400 | 2,580 |
| Average Assets, quarterly | $174,355,500 | 2,528 |
| Volatile liabilities | $22,358,000 | 2,730 |
| Insider loans | $1,856,000 | 2,201 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,110,000 | 2,486 |
| Tier 1 (core) risk-based capital | $12,285,000 | 3,445 |
| Tier 2 risk-based capital | $1,566,640 | 1,923 |
| Total risk weighted assets | $124,927,940 | 2,235 |
| Total unused commitments | $16,110,000 | 2,493 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $159,151,000 | 2,884 |
| Cash and due from depository institutions | $22,287,000 | 3,056 |
| Interest-bearing balances | $15,633,000 | 249 |
| Securities | $6,472,000 | 9,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $124,657,000 | 2,265 |
| Loan loss allowance | $1,894,000 | 2,008 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,437,000 | 1,781 |
| Other real estate owned | $0 | 3,056 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,298,000 | 5,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,151,000 | 2,884 |
| Total liabilities | $146,917,000 | 2,835 |
| Total deposits | $124,359,000 | 3,069 |
| Interest-bearing deposits | $107,533,000 | 3,060 |
| Deposits held in domestic offices | $124,359,000 | 3,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,155 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,364,000 | 904 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $644,000 | 4,984 |
| Total equity capital | $12,234,000 | 3,617 |
| Total bank equity capital | $12,234,000 | 3,617 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $985,000 | 3,759 |
| Surplus | $5,268,000 | 2,719 |
| Undivided profits | $5,981,000 | 3,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 970 |
| Income earned, not collected on loans | $820,000 | 2,778 |
| Earning assets | $146,762,000 | 2,880 |
| Long-term assets (5+ years) | $7,474,000 | 4,887 |
| Average Assets, year-to-date | $144,403,400 | 3,014 |
| Average Assets, quarterly | $153,741,000 | 2,949 |
| Volatile liabilities | $26,553,000 | 2,305 |
| Insider loans | $2,089,000 | 2,039 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,191,000 | 2,103 |
| Tier 1 (core) risk-based capital | $12,228,000 | 3,516 |
| Tier 2 risk-based capital | $1,505,240 | 2,036 |
| Total risk weighted assets | $120,030,440 | 2,348 |
| Total unused commitments | $19,191,000 | 2,116 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $131,326,000 | 3,431 |
| Cash and due from depository institutions | $15,889,000 | 3,656 |
| Interest-bearing balances | $7,488,000 | 636 |
| Securities | $4,359,000 | 10,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $105,900,000 | 2,556 |
| Loan loss allowance | $1,763,000 | 2,160 |
| Trading account assets | $2,016,000 | 162 |
| Bank premises and fixed assets | $1,831,000 | 4,005 |
| Other real estate owned | $86,000 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,245,000 | 5,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,326,000 | 3,431 |
| Total liabilities | $121,865,000 | 3,346 |
| Total deposits | $107,896,000 | 3,552 |
| Interest-bearing deposits | $90,794,000 | 3,626 |
| Deposits held in domestic offices | $107,896,000 | 3,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,625,000 | 1,982 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,769,000 | 1,126 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $575,000 | 5,640 |
| Total equity capital | $9,461,000 | 4,547 |
| Total bank equity capital | $9,461,000 | 4,547 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $985,000 | 3,945 |
| Surplus | $5,268,000 | 2,722 |
| Undivided profits | $3,208,000 | 5,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $690,000 | 3,427 |
| Earning assets | $119,763,000 | 3,450 |
| Long-term assets (5+ years) | $10,862,000 | 3,832 |
| Average Assets, year-to-date | $112,242,200 | 3,830 |
| Average Assets, quarterly | $125,543,500 | 3,541 |
| Volatile liabilities | $22,139,000 | 2,427 |
| Insider loans | $1,970,000 | 2,161 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,262,000 | 2,399 |
| Tier 1 (core) risk-based capital | $9,461,000 | 4,416 |
| Tier 2 risk-based capital | $1,199,350 | 2,486 |
| Total risk weighted assets | $95,384,050 | 2,845 |
| Total unused commitments | $15,262,000 | 2,411 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $94,653,000 | 4,591 |
| Cash and due from depository institutions | $9,647,000 | 4,385 |
| Interest-bearing balances | $2,325,000 | 1,418 |
| Securities | $4,137,000 | 11,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $75,564,000 | 3,423 |
| Loan loss allowance | $1,152,000 | 3,138 |
| Trading account assets | $2,781,000 | 169 |
| Bank premises and fixed assets | $1,692,000 | 4,225 |
| Other real estate owned | $0 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $832,000 | 7,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,653,000 | 4,591 |
| Total liabilities | $87,837,000 | 4,507 |
| Total deposits | $81,136,000 | 4,590 |
| Interest-bearing deposits | $65,721,000 | 4,847 |
| Deposits held in domestic offices | $81,136,000 | 4,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 3,060 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,051,000 | 1,711 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $300,000 | 7,327 |
| Total equity capital | $6,816,000 | 5,672 |
| Total bank equity capital | $6,816,000 | 5,672 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $985,000 | 4,113 |
| Surplus | $4,018,000 | 3,295 |
| Undivided profits | $1,813,000 | 7,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 6,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $455,000 | 4,608 |
| Earning assets | $84,807,000 | 4,674 |
| Long-term assets (5+ years) | $10,462,000 | 3,993 |
| Average Assets, year-to-date | $85,184,200 | 4,917 |
| Average Assets, quarterly | $93,124,500 | 4,632 |
| Volatile liabilities | $9,871,000 | 4,389 |
| Insider loans | $784,000 | 4,354 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,685,000 | 3,184 |
| Tier 1 (core) risk-based capital | $6,816,000 | 5,757 |
| Tier 2 risk-based capital | $846,060 | 3,383 |
| Total risk weighted assets | $67,378,460 | 3,810 |
| Total unused commitments | $9,685,000 | 3,195 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $76,285,000 | 5,659 |
| Cash and due from depository institutions | $7,217,000 | 5,184 |
| Interest-bearing balances | $1,786,000 | 2,561 |
| Securities | $6,912,000 | 10,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,887,000 | 4,353 |
| Loan loss allowance | $751,000 | 4,701 |
| Trading account assets | $3,986,000 | 181 |
| Bank premises and fixed assets | $1,801,000 | 3,991 |
| Other real estate owned | $0 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $482,000 | 9,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,285,000 | 5,659 |
| Total liabilities | $70,691,000 | 5,555 |
| Total deposits | $64,367,000 | 5,788 |
| Interest-bearing deposits | $51,503,000 | 6,194 |
| Deposits held in domestic offices | $64,367,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,525,000 | 1,573 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,370,000 | 2,453 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $429,000 | 5,964 |
| Total equity capital | $5,594,000 | 6,729 |
| Total bank equity capital | $5,594,000 | 6,729 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $985,000 | 4,271 |
| Surplus | $3,418,000 | 3,757 |
| Undivided profits | $1,191,000 | 9,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 10,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $304,000 | 6,017 |
| Earning assets | $68,571,000 | 5,740 |
| Long-term assets (5+ years) | $11,226,000 | 4,063 |
| Average Assets, year-to-date | $76,476,200 | 5,492 |
| Average Assets, quarterly | $78,379,500 | 5,471 |
| Volatile liabilities | $8,156,000 | 4,758 |
| Insider loans | $1,019,000 | 3,680 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,345,000 | 3,506 |
| Tier 1 (core) risk-based capital | $5,594,000 | 6,634 |
| Tier 2 risk-based capital | $623,010 | 4,377 |
| Total risk weighted assets | $49,713,010 | 4,924 |
| Total unused commitments | $8,345,000 | 3,526 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $72,982,000 | 5,930 |
| Cash and due from depository institutions | $12,156,000 | 6,105 |
| Interest-bearing balances | $7,039,000 | 1,051 |
| Securities | $13,024,000 | 7,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $43,674,000 | 5,366 |
| Loan loss allowance | $599,000 | 5,652 |
| Trading account assets | $1,999,000 | 215 |
| Bank premises and fixed assets | $1,435,000 | 4,827 |
| Other real estate owned | $217,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $477,000 | 9,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,982,000 | 5,930 |
| Total liabilities | $68,431,000 | 5,774 |
| Total deposits | $59,976,000 | 6,248 |
| Interest-bearing deposits | $48,470,000 | 6,657 |
| Deposits held in domestic offices | $59,976,000 | 6,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,231 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,759,000 | 2,077 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $296,000 | 8,296 |
| Total equity capital | $4,551,000 | 7,582 |
| Total bank equity capital | $4,551,000 | 7,582 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $985,000 | 4,476 |
| Surplus | $2,868,000 | 4,181 |
| Undivided profits | $698,000 | 10,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $232,000 | 7,913 |
| Earning assets | $65,736,000 | 5,992 |
| Long-term assets (5+ years) | $10,453,000 | 4,223 |
| Average Assets, year-to-date | $54,284,600 | 7,283 |
| Average Assets, quarterly | $67,011,000 | 6,287 |
| Volatile liabilities | $10,090,000 | 4,087 |
| Insider loans | $120,000 | 5,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,533,000 | 3,258 |
| Tier 1 (core) risk-based capital | $4,551,000 | 7,526 |
| Tier 2 risk-based capital | $495,570 | 5,263 |
| Total risk weighted assets | $39,542,170 | 5,986 |
| Total unused commitments | $8,533,000 | 3,280 |
| Derivatives | $0 | 651 |