Home > The Cortland Savings and Banking Company > Income and Expense
The Cortland Savings and Banking Company, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $20,327,000 | 1,168 |
| Total interest expense | $1,290,000 | 1,577 |
| Net interest income | $19,037,000 | 1,140 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $5,034,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $822,000 | 903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,212,000 | 1,006 |
| Total noninterest expense | $15,125,000 | 1,166 |
| Salaries and employee benefits | $8,396,000 | 1,186 |
| Premises and equipment expense | $1,813,000 | 1,026 |
| Additional noninterest expense | $4,916,000 | 1,069 |
| Pre-tax net operating income | $8,946,000 | 1,172 |
| Securities gains (losses) | $209,000 | 548 |
| Applicable income taxes | $1,566,000 | 1,118 |
| Income before extraordinary items | $7,589,000 | 1,183 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,589,000 | 1,183 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,589,000 | 1,184 |
| Net charge-offs | $63,000 | 1,269 |
| Cash dividends | $3,300,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,415,530 | 1,189 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 1,167 |
| Total interest expense | $946,000 | 1,523 |
| Net interest income | $12,607,000 | 1,133 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,172,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $514,000 | 923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,658,000 | 1,066 |
| Total noninterest expense | $9,530,000 | 1,198 |
| Salaries and employee benefits | $5,717,000 | 1,171 |
| Premises and equipment expense | $1,198,000 | 1,039 |
| Additional noninterest expense | $2,615,000 | 1,266 |
| Pre-tax net operating income | $6,249,000 | 1,114 |
| Securities gains (losses) | $56,000 | 846 |
| Applicable income taxes | $966,000 | 1,165 |
| Income before extraordinary items | $5,339,000 | 1,126 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,339,000 | 1,127 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,339,000 | 1,127 |
| Net charge-offs | $40,000 | 1,232 |
| Cash dividends | $1,900,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,291,400 | 1,118 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 1,145 |
| Total interest expense | $534,000 | 1,446 |
| Net interest income | $6,397,000 | 1,112 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,703,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $256,000 | 902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,447,000 | 1,000 |
| Total noninterest expense | $4,771,000 | 1,179 |
| Salaries and employee benefits | $2,921,000 | 1,140 |
| Premises and equipment expense | $593,000 | 1,052 |
| Additional noninterest expense | $1,257,000 | 1,288 |
| Pre-tax net operating income | $3,329,000 | 1,056 |
| Securities gains (losses) | $71,000 | 569 |
| Applicable income taxes | $536,000 | 1,087 |
| Income before extraordinary items | $2,864,000 | 1,067 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,864,000 | 1,068 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,864,000 | 1,067 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $1,150,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,804,360 | 1,053 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $27,088,000 | 1,157 |
| Total interest expense | $3,815,000 | 1,216 |
| Net interest income | $23,273,000 | 1,137 |
| Provision for loan and lease losses | $1,575,000 | 1,222 |
| Total noninterest income | $7,317,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,171,000 | 821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,146,000 | 891 |
| Total noninterest expense | $18,340,000 | 1,186 |
| Salaries and employee benefits | $10,810,000 | 1,171 |
| Premises and equipment expense | $2,451,000 | 999 |
| Additional noninterest expense | $5,079,000 | 1,256 |
| Pre-tax net operating income | $10,675,000 | 1,011 |
| Securities gains (losses) | $140,000 | 1,214 |
| Applicable income taxes | $1,662,000 | 1,053 |
| Income before extraordinary items | $9,153,000 | 1,035 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,153,000 | 1,035 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,153,000 | 1,035 |
| Net charge-offs | $21,000 | 2,780 |
| Cash dividends | $6,250,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,034,000 | 1,012 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $20,216,000 | 1,163 |
| Total interest expense | $3,103,000 | 1,195 |
| Net interest income | $17,113,000 | 1,145 |
| Provision for loan and lease losses | $1,575,000 | 1,028 |
| Total noninterest income | $5,082,000 | 1,012 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $877,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,205,000 | 906 |
| Total noninterest expense | $13,412,000 | 1,191 |
| Salaries and employee benefits | $7,880,000 | 1,189 |
| Premises and equipment expense | $1,855,000 | 987 |
| Additional noninterest expense | $3,677,000 | 1,277 |
| Pre-tax net operating income | $7,208,000 | 1,054 |
| Securities gains (losses) | $18,000 | 1,959 |
| Applicable income taxes | $1,075,000 | 1,127 |
| Income before extraordinary items | $6,151,000 | 1,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,151,000 | 1,089 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,151,000 | 1,089 |
| Net charge-offs | $-5,000 | 4,085 |
| Cash dividends | $5,550,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,135,700 | 1,058 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,546,000 | 1,167 |
| Total interest expense | $2,234,000 | 1,196 |
| Net interest income | $11,312,000 | 1,148 |
| Provision for loan and lease losses | $1,050,000 | 1,050 |
| Total noninterest income | $3,127,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $588,000 | 827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,539,000 | 915 |
| Total noninterest expense | $8,890,000 | 1,189 |
| Salaries and employee benefits | $5,258,000 | 1,184 |
| Premises and equipment expense | $1,234,000 | 980 |
| Additional noninterest expense | $2,398,000 | 1,292 |
| Pre-tax net operating income | $4,499,000 | 1,047 |
| Securities gains (losses) | $18,000 | 1,714 |
| Applicable income taxes | $673,000 | 1,110 |
| Income before extraordinary items | $3,844,000 | 1,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,844,000 | 1,067 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,844,000 | 1,067 |
| Net charge-offs | $-5,000 | 4,124 |
| Cash dividends | $4,950,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,828,700 | 1,047 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 1,149 |
| Total interest expense | $1,228,000 | 1,215 |
| Net interest income | $5,701,000 | 1,119 |
| Provision for loan and lease losses | $600,000 | 790 |
| Total noninterest income | $1,441,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $340,000 | 844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,101,000 | 900 |
| Total noninterest expense | $4,615,000 | 1,169 |
| Salaries and employee benefits | $2,661,000 | 1,175 |
| Premises and equipment expense | $632,000 | 992 |
| Additional noninterest expense | $1,322,000 | 1,206 |
| Pre-tax net operating income | $1,927,000 | 1,077 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $277,000 | 1,139 |
| Income before extraordinary items | $1,650,000 | 1,097 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,650,000 | 1,096 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,650,000 | 1,097 |
| Net charge-offs | $-22,000 | 4,683 |
| Cash dividends | $4,200,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,650,000 | 1,075 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $29,637,000 | 1,095 |
| Total interest expense | $5,576,000 | 1,133 |
| Net interest income | $24,061,000 | 1,080 |
| Provision for loan and lease losses | $715,000 | 1,180 |
| Total noninterest income | $4,965,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,483,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,482,000 | 1,080 |
| Total noninterest expense | $18,355,000 | 1,156 |
| Salaries and employee benefits | $10,758,000 | 1,138 |
| Premises and equipment expense | $2,330,000 | 1,034 |
| Additional noninterest expense | $5,267,000 | 1,185 |
| Pre-tax net operating income | $9,956,000 | 1,060 |
| Securities gains (losses) | $-44,000 | 4,998 |
| Applicable income taxes | $1,672,000 | 1,016 |
| Income before extraordinary items | $8,240,000 | 1,089 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,240,000 | 1,091 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,240,000 | 1,091 |
| Net charge-offs | $448,000 | 1,111 |
| Cash dividends | $3,400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,276,520 | 1,063 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $22,210,000 | 1,103 |
| Total interest expense | $4,184,000 | 1,135 |
| Net interest income | $18,026,000 | 1,091 |
| Provision for loan and lease losses | $535,000 | 1,111 |
| Total noninterest income | $3,638,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,091,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,547,000 | 1,089 |
| Total noninterest expense | $13,686,000 | 1,165 |
| Salaries and employee benefits | $7,972,000 | 1,150 |
| Premises and equipment expense | $1,711,000 | 1,058 |
| Additional noninterest expense | $4,003,000 | 1,179 |
| Pre-tax net operating income | $7,443,000 | 1,078 |
| Securities gains (losses) | $-44,000 | 5,090 |
| Applicable income taxes | $1,222,000 | 1,081 |
| Income before extraordinary items | $6,177,000 | 1,112 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,177,000 | 1,113 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,177,000 | 1,113 |
| Net charge-offs | $92,000 | 1,818 |
| Cash dividends | $1,600,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,213,520 | 1,083 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,987,000 | 1,087 |
| Total interest expense | $2,776,000 | 1,117 |
| Net interest income | $12,211,000 | 1,076 |
| Provision for loan and lease losses | $355,000 | 1,080 |
| Total noninterest income | $2,223,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $695,000 | 851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,528,000 | 1,145 |
| Total noninterest expense | $9,151,000 | 1,158 |
| Salaries and employee benefits | $5,400,000 | 1,139 |
| Premises and equipment expense | $1,119,000 | 1,071 |
| Additional noninterest expense | $2,632,000 | 1,206 |
| Pre-tax net operating income | $4,928,000 | 1,067 |
| Securities gains (losses) | $-44,000 | 5,144 |
| Applicable income taxes | $810,000 | 1,042 |
| Income before extraordinary items | $4,074,000 | 1,098 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,074,000 | 1,098 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,074,000 | 1,098 |
| Net charge-offs | $68,000 | 1,624 |
| Cash dividends | $900,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,110,520 | 1,074 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 1,069 |
| Total interest expense | $1,372,000 | 1,100 |
| Net interest income | $6,216,000 | 1,060 |
| Provision for loan and lease losses | $175,000 | 1,043 |
| Total noninterest income | $1,139,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $340,000 | 855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 1,053 |
| Total noninterest expense | $4,519,000 | 1,167 |
| Salaries and employee benefits | $2,732,000 | 1,131 |
| Premises and equipment expense | $556,000 | 1,083 |
| Additional noninterest expense | $1,231,000 | 1,266 |
| Pre-tax net operating income | $2,661,000 | 964 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $447,000 | 968 |
| Income before extraordinary items | $2,214,000 | 1,000 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,214,000 | 999 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,214,000 | 999 |
| Net charge-offs | $33,000 | 1,439 |
| Cash dividends | $900,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,214,000 | 977 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $27,743,000 | 1,078 |
| Total interest expense | $4,401,000 | 1,039 |
| Net interest income | $23,342,000 | 1,092 |
| Provision for loan and lease losses | $725,000 | 1,120 |
| Total noninterest income | $5,657,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,422,000 | 863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,235,000 | 882 |
| Total noninterest expense | $17,477,000 | 1,177 |
| Salaries and employee benefits | $10,413,000 | 1,135 |
| Premises and equipment expense | $2,117,000 | 1,115 |
| Additional noninterest expense | $4,947,000 | 1,249 |
| Pre-tax net operating income | $10,797,000 | 979 |
| Securities gains (losses) | $-21,000 | 4,619 |
| Applicable income taxes | $1,551,000 | 1,026 |
| Income before extraordinary items | $9,225,000 | 980 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,225,000 | 979 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,225,000 | 979 |
| Net charge-offs | $1,105,000 | 532 |
| Cash dividends | $4,150,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,243,060 | 974 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $20,256,000 | 1,093 |
| Total interest expense | $3,160,000 | 1,021 |
| Net interest income | $17,096,000 | 1,106 |
| Provision for loan and lease losses | $650,000 | 919 |
| Total noninterest income | $4,716,000 | 952 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,062,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,654,000 | 819 |
| Total noninterest expense | $12,960,000 | 1,189 |
| Salaries and employee benefits | $7,778,000 | 1,140 |
| Premises and equipment expense | $1,584,000 | 1,120 |
| Additional noninterest expense | $3,598,000 | 1,293 |
| Pre-tax net operating income | $8,202,000 | 979 |
| Securities gains (losses) | $-21,000 | 4,943 |
| Applicable income taxes | $1,059,000 | 1,122 |
| Income before extraordinary items | $7,122,000 | 967 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,122,000 | 966 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,122,000 | 966 |
| Net charge-offs | $1,076,000 | 411 |
| Cash dividends | $3,250,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,140,270 | 957 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $13,295,000 | 1,096 |
| Total interest expense | $2,007,000 | 999 |
| Net interest income | $11,288,000 | 1,114 |
| Provision for loan and lease losses | $575,000 | 737 |
| Total noninterest income | $3,582,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $691,000 | 875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,891,000 | 738 |
| Total noninterest expense | $8,596,000 | 1,199 |
| Salaries and employee benefits | $5,147,000 | 1,155 |
| Premises and equipment expense | $1,070,000 | 1,102 |
| Additional noninterest expense | $2,379,000 | 1,310 |
| Pre-tax net operating income | $5,699,000 | 936 |
| Securities gains (losses) | $-21,000 | 5,114 |
| Applicable income taxes | $638,000 | 1,188 |
| Income before extraordinary items | $5,040,000 | 896 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,040,000 | 894 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,040,000 | 895 |
| Net charge-offs | $1,058,000 | 315 |
| Cash dividends | $2,450,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,058,690 | 886 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,570,000 | 1,105 |
| Total interest expense | $983,000 | 968 |
| Net interest income | $5,587,000 | 1,125 |
| Provision for loan and lease losses | $500,000 | 462 |
| Total noninterest income | $978,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $341,000 | 881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 1,283 |
| Total noninterest expense | $4,230,000 | 1,219 |
| Salaries and employee benefits | $2,499,000 | 1,179 |
| Premises and equipment expense | $559,000 | 1,080 |
| Additional noninterest expense | $1,172,000 | 1,315 |
| Pre-tax net operating income | $1,835,000 | 1,273 |
| Securities gains (losses) | $20,000 | 339 |
| Applicable income taxes | $264,000 | 1,325 |
| Income before extraordinary items | $1,591,000 | 1,275 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,591,000 | 1,275 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,591,000 | 1,275 |
| Net charge-offs | $1,194,000 | 195 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,573,800 | 1,277 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $23,488,000 | 1,178 |
| Total interest expense | $3,201,000 | 1,016 |
| Net interest income | $20,287,000 | 1,197 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $5,101,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,413,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,688,000 | 1,006 |
| Total noninterest expense | $18,033,000 | 1,151 |
| Salaries and employee benefits | $10,867,000 | 1,089 |
| Premises and equipment expense | $2,162,000 | 1,085 |
| Additional noninterest expense | $5,004,000 | 1,248 |
| Pre-tax net operating income | $7,255,000 | 1,277 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $2,523,000 | 1,099 |
| Income before extraordinary items | $4,739,000 | 1,401 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,739,000 | 1,400 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,739,000 | 1,401 |
| Net charge-offs | $390,000 | 1,292 |
| Cash dividends | $1,900,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,734,450 | 1,388 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $17,360,000 | 1,194 |
| Total interest expense | $2,350,000 | 1,021 |
| Net interest income | $15,010,000 | 1,214 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $4,152,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,032,000 | 898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,120,000 | 942 |
| Total noninterest expense | $13,606,000 | 1,144 |
| Salaries and employee benefits | $8,184,000 | 1,098 |
| Premises and equipment expense | $1,655,000 | 1,081 |
| Additional noninterest expense | $3,767,000 | 1,238 |
| Pre-tax net operating income | $5,456,000 | 1,288 |
| Securities gains (losses) | $24,000 | 1,242 |
| Applicable income taxes | $944,000 | 1,514 |
| Income before extraordinary items | $4,536,000 | 1,248 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,536,000 | 1,248 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,536,000 | 1,248 |
| Net charge-offs | $191,000 | 1,434 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,516,080 | 1,232 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,499,000 | 1,192 |
| Total interest expense | $1,546,000 | 1,007 |
| Net interest income | $9,953,000 | 1,218 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,972,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $658,000 | 921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 1,296 |
| Total noninterest expense | $9,054,000 | 1,156 |
| Salaries and employee benefits | $5,478,000 | 1,095 |
| Premises and equipment expense | $1,117,000 | 1,066 |
| Additional noninterest expense | $2,459,000 | 1,253 |
| Pre-tax net operating income | $2,871,000 | 1,515 |
| Securities gains (losses) | $31,000 | 823 |
| Applicable income taxes | $571,000 | 1,574 |
| Income before extraordinary items | $2,331,000 | 1,506 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,331,000 | 1,505 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,331,000 | 1,506 |
| Net charge-offs | $38,000 | 2,194 |
| Cash dividends | $1,100,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,306,200 | 1,509 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 1,196 |
| Total interest expense | $762,000 | 1,003 |
| Net interest income | $4,933,000 | 1,218 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $877,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $316,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 1,427 |
| Total noninterest expense | $4,527,000 | 1,161 |
| Salaries and employee benefits | $2,790,000 | 1,087 |
| Premises and equipment expense | $572,000 | 1,049 |
| Additional noninterest expense | $1,165,000 | 1,317 |
| Pre-tax net operating income | $1,283,000 | 1,627 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $229,000 | 1,742 |
| Income before extraordinary items | $1,063,000 | 1,598 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,063,000 | 1,597 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,063,000 | 1,598 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $700,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,055,620 | 1,587 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $22,552,000 | 1,172 |
| Total interest expense | $2,924,000 | 987 |
| Net interest income | $19,628,000 | 1,197 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $4,071,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,346,000 | 923 |
| Trading account gains and fees | $-47,000 | 5,890 |
| Additional Noninterest Income | $2,772,000 | 1,281 |
| Total noninterest expense | $17,689,000 | 1,162 |
| Salaries and employee benefits | $10,537,000 | 1,099 |
| Premises and equipment expense | $1,993,000 | 1,182 |
| Additional noninterest expense | $5,159,000 | 1,220 |
| Pre-tax net operating income | $5,960,000 | 1,402 |
| Securities gains (losses) | $466,000 | 454 |
| Applicable income taxes | $1,392,000 | 1,332 |
| Income before extraordinary items | $5,034,000 | 1,379 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,034,000 | 1,378 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,034,000 | 1,378 |
| Net charge-offs | $376,000 | 1,320 |
| Cash dividends | $1,400,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,670,520 | 1,434 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,791,000 | 1,184 |
| Total interest expense | $2,158,000 | 1,006 |
| Net interest income | $14,633,000 | 1,201 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $3,189,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,006,000 | 926 |
| Trading account gains and fees | $-47,000 | 5,961 |
| Additional Noninterest Income | $2,230,000 | 1,213 |
| Total noninterest expense | $13,329,000 | 1,163 |
| Salaries and employee benefits | $7,898,000 | 1,103 |
| Premises and equipment expense | $1,477,000 | 1,207 |
| Additional noninterest expense | $3,954,000 | 1,211 |
| Pre-tax net operating income | $4,443,000 | 1,435 |
| Securities gains (losses) | $458,000 | 422 |
| Applicable income taxes | $1,074,000 | 1,345 |
| Income before extraordinary items | $3,827,000 | 1,378 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,827,000 | 1,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,827,000 | 1,379 |
| Net charge-offs | $329,000 | 1,066 |
| Cash dividends | $1,050,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,469,760 | 1,456 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,131,000 | 1,187 |
| Total interest expense | $1,414,000 | 1,015 |
| Net interest income | $9,717,000 | 1,206 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,167,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $659,000 | 936 |
| Trading account gains and fees | $-47,000 | 6,034 |
| Additional Noninterest Income | $1,555,000 | 1,159 |
| Total noninterest expense | $8,927,000 | 1,157 |
| Salaries and employee benefits | $5,168,000 | 1,118 |
| Premises and equipment expense | $983,000 | 1,204 |
| Additional noninterest expense | $2,776,000 | 1,173 |
| Pre-tax net operating income | $2,957,000 | 1,420 |
| Securities gains (losses) | $375,000 | 360 |
| Applicable income taxes | $735,000 | 1,315 |
| Income before extraordinary items | $2,597,000 | 1,360 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,597,000 | 1,359 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,597,000 | 1,360 |
| Net charge-offs | $334,000 | 799 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,304,500 | 1,453 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 1,217 |
| Total interest expense | $693,000 | 1,026 |
| Net interest income | $4,699,000 | 1,241 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,034,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $327,000 | 940 |
| Trading account gains and fees | $-34,000 | 6,094 |
| Additional Noninterest Income | $741,000 | 1,158 |
| Total noninterest expense | $4,435,000 | 1,171 |
| Salaries and employee benefits | $2,478,000 | 1,169 |
| Premises and equipment expense | $486,000 | 1,213 |
| Additional noninterest expense | $1,471,000 | 1,109 |
| Pre-tax net operating income | $1,298,000 | 1,557 |
| Securities gains (losses) | $358,000 | 176 |
| Applicable income taxes | $373,000 | 1,290 |
| Income before extraordinary items | $1,283,000 | 1,339 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,283,000 | 1,338 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,283,000 | 1,340 |
| Net charge-offs | $14,000 | 2,180 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,007,340 | 1,570 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,110,000 | 1,214 |
| Total interest expense | $2,610,000 | 1,081 |
| Net interest income | $18,500,000 | 1,234 |
| Provision for loan and lease losses | $455,000 | 1,455 |
| Total noninterest income | $3,771,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,307,000 | 959 |
| Trading account gains and fees | $-11,000 | 6,142 |
| Additional Noninterest Income | $2,475,000 | 1,312 |
| Total noninterest expense | $15,850,000 | 1,250 |
| Salaries and employee benefits | $9,516,000 | 1,182 |
| Premises and equipment expense | $1,886,000 | 1,248 |
| Additional noninterest expense | $4,448,000 | 1,403 |
| Pre-tax net operating income | $5,966,000 | 1,369 |
| Securities gains (losses) | $75,000 | 1,342 |
| Applicable income taxes | $1,352,000 | 1,311 |
| Income before extraordinary items | $4,689,000 | 1,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,689,000 | 1,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,689,000 | 1,417 |
| Net charge-offs | $463,000 | 1,234 |
| Cash dividends | $3,310,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,630,500 | 1,411 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,716,000 | 1,223 |
| Total interest expense | $1,930,000 | 1,102 |
| Net interest income | $13,786,000 | 1,252 |
| Provision for loan and lease losses | $390,000 | 1,273 |
| Total noninterest income | $2,914,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $965,000 | 976 |
| Trading account gains and fees | $20,000 | 140 |
| Additional Noninterest Income | $1,929,000 | 1,299 |
| Total noninterest expense | $11,784,000 | 1,268 |
| Salaries and employee benefits | $7,160,000 | 1,181 |
| Premises and equipment expense | $1,412,000 | 1,273 |
| Additional noninterest expense | $3,212,000 | 1,449 |
| Pre-tax net operating income | $4,526,000 | 1,382 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $995,000 | 1,369 |
| Income before extraordinary items | $3,528,000 | 1,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,528,000 | 1,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,528,000 | 1,434 |
| Net charge-offs | $416,000 | 979 |
| Cash dividends | $2,110,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,530,340 | 1,405 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 1,225 |
| Total interest expense | $1,281,000 | 1,110 |
| Net interest income | $9,141,000 | 1,256 |
| Provision for loan and lease losses | $290,000 | 1,186 |
| Total noninterest income | $1,880,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $616,000 | 997 |
| Trading account gains and fees | $-30,000 | 6,325 |
| Additional Noninterest Income | $1,294,000 | 1,307 |
| Total noninterest expense | $7,874,000 | 1,273 |
| Salaries and employee benefits | $4,856,000 | 1,164 |
| Premises and equipment expense | $943,000 | 1,265 |
| Additional noninterest expense | $2,075,000 | 1,491 |
| Pre-tax net operating income | $2,857,000 | 1,435 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $597,000 | 1,481 |
| Income before extraordinary items | $2,260,000 | 1,468 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,260,000 | 1,469 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,260,000 | 1,470 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $1,740,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,260,000 | 1,429 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 1,219 |
| Total interest expense | $649,000 | 1,101 |
| Net interest income | $4,567,000 | 1,241 |
| Provision for loan and lease losses | $160,000 | 1,026 |
| Total noninterest income | $1,039,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $310,000 | 984 |
| Trading account gains and fees | $8,000 | 139 |
| Additional Noninterest Income | $721,000 | 1,173 |
| Total noninterest expense | $3,890,000 | 1,288 |
| Salaries and employee benefits | $2,458,000 | 1,156 |
| Premises and equipment expense | $462,000 | 1,296 |
| Additional noninterest expense | $970,000 | 1,570 |
| Pre-tax net operating income | $1,556,000 | 1,291 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $342,000 | 1,323 |
| Income before extraordinary items | $1,214,000 | 1,355 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,214,000 | 1,356 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,214,000 | 1,357 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $370,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,214,000 | 1,313 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,662,000 | 1,221 |
| Total interest expense | $2,886,000 | 1,035 |
| Net interest income | $17,776,000 | 1,256 |
| Provision for loan and lease losses | $1,638,000 | 562 |
| Total noninterest income | $3,477,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,339,000 | 994 |
| Trading account gains and fees | $327,000 | 99 |
| Additional Noninterest Income | $1,811,000 | 1,575 |
| Total noninterest expense | $15,188,000 | 1,296 |
| Salaries and employee benefits | $9,314,000 | 1,170 |
| Premises and equipment expense | $1,820,000 | 1,305 |
| Additional noninterest expense | $4,054,000 | 1,543 |
| Pre-tax net operating income | $4,427,000 | 1,701 |
| Securities gains (losses) | $588,000 | 343 |
| Applicable income taxes | $997,000 | 1,543 |
| Income before extraordinary items | $4,018,000 | 1,585 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,018,000 | 1,584 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,018,000 | 1,584 |
| Net charge-offs | $200,000 | 2,458 |
| Cash dividends | $1,013,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,547,600 | 1,710 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,441,000 | 1,232 |
| Total interest expense | $2,197,000 | 1,030 |
| Net interest income | $13,244,000 | 1,272 |
| Provision for loan and lease losses | $488,000 | 1,162 |
| Total noninterest income | $2,589,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $972,000 | 1,029 |
| Trading account gains and fees | $321,000 | 91 |
| Additional Noninterest Income | $1,296,000 | 1,626 |
| Total noninterest expense | $11,164,000 | 1,332 |
| Salaries and employee benefits | $6,945,000 | 1,174 |
| Premises and equipment expense | $1,328,000 | 1,351 |
| Additional noninterest expense | $2,891,000 | 1,620 |
| Pre-tax net operating income | $4,181,000 | 1,403 |
| Securities gains (losses) | $197,000 | 643 |
| Applicable income taxes | $957,000 | 1,351 |
| Income before extraordinary items | $3,421,000 | 1,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,421,000 | 1,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,421,000 | 1,414 |
| Net charge-offs | $174,000 | 2,145 |
| Cash dividends | $688,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,267,340 | 1,441 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,339,000 | 1,225 |
| Total interest expense | $1,471,000 | 1,025 |
| Net interest income | $8,868,000 | 1,256 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,774,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $623,000 | 1,058 |
| Trading account gains and fees | $267,000 | 86 |
| Additional Noninterest Income | $884,000 | 1,581 |
| Total noninterest expense | $7,394,000 | 1,335 |
| Salaries and employee benefits | $4,601,000 | 1,178 |
| Premises and equipment expense | $894,000 | 1,348 |
| Additional noninterest expense | $1,899,000 | 1,636 |
| Pre-tax net operating income | $2,948,000 | 1,302 |
| Securities gains (losses) | $193,000 | 494 |
| Applicable income taxes | $716,000 | 1,226 |
| Income before extraordinary items | $2,425,000 | 1,292 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,425,000 | 1,292 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,425,000 | 1,293 |
| Net charge-offs | $-70,000 | 6,240 |
| Cash dividends | $363,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,276,390 | 1,353 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 1,224 |
| Total interest expense | $744,000 | 1,021 |
| Net interest income | $4,472,000 | 1,251 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $843,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $303,000 | 1,067 |
| Trading account gains and fees | $126,000 | 87 |
| Additional Noninterest Income | $414,000 | 1,611 |
| Total noninterest expense | $3,594,000 | 1,372 |
| Salaries and employee benefits | $2,241,000 | 1,229 |
| Premises and equipment expense | $455,000 | 1,346 |
| Additional noninterest expense | $898,000 | 1,694 |
| Pre-tax net operating income | $1,571,000 | 1,204 |
| Securities gains (losses) | $193,000 | 282 |
| Applicable income taxes | $431,000 | 1,037 |
| Income before extraordinary items | $1,333,000 | 1,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,333,000 | 1,155 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,333,000 | 1,155 |
| Net charge-offs | $-137,000 | 6,529 |
| Cash dividends | $136,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,186,320 | 1,245 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,057,000 | 1,260 |
| Total interest expense | $3,407,000 | 992 |
| Net interest income | $16,650,000 | 1,308 |
| Provision for loan and lease losses | $650,000 | 1,542 |
| Total noninterest income | $4,218,000 | 1,276 |
| Gross Fiduciary activities income | $19,000 | 1,047 |
| Service charges on deposit accounts | $1,320,000 | 1,050 |
| Trading account gains and fees | $185,000 | 121 |
| Additional Noninterest Income | $2,694,000 | 1,234 |
| Total noninterest expense | $16,652,000 | 1,217 |
| Salaries and employee benefits | $9,993,000 | 1,085 |
| Premises and equipment expense | $1,793,000 | 1,330 |
| Additional noninterest expense | $4,866,000 | 1,371 |
| Pre-tax net operating income | $3,566,000 | 1,875 |
| Securities gains (losses) | $-1,419,000 | 6,756 |
| Applicable income taxes | $192,000 | 2,976 |
| Income before extraordinary items | $1,955,000 | 2,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,955,000 | 2,660 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,955,000 | 2,660 |
| Net charge-offs | $711,000 | 1,628 |
| Cash dividends | $544,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,246,290 | 1,751 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,929,000 | 1,277 |
| Total interest expense | $2,615,000 | 1,007 |
| Net interest income | $12,314,000 | 1,325 |
| Provision for loan and lease losses | $500,000 | 1,496 |
| Total noninterest income | $3,391,000 | 1,241 |
| Gross Fiduciary activities income | $14,000 | 1,033 |
| Service charges on deposit accounts | $958,000 | 1,084 |
| Trading account gains and fees | $122,000 | 126 |
| Additional Noninterest Income | $2,297,000 | 1,158 |
| Total noninterest expense | $12,727,000 | 1,209 |
| Salaries and employee benefits | $7,722,000 | 1,050 |
| Premises and equipment expense | $1,355,000 | 1,316 |
| Additional noninterest expense | $3,650,000 | 1,371 |
| Pre-tax net operating income | $2,478,000 | 2,072 |
| Securities gains (losses) | $538,000 | 384 |
| Applicable income taxes | $634,000 | 1,670 |
| Income before extraordinary items | $2,382,000 | 1,846 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,382,000 | 1,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,382,000 | 1,851 |
| Net charge-offs | $382,000 | 1,872 |
| Cash dividends | $408,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,956,980 | 2,106 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,982,000 | 1,267 |
| Total interest expense | $1,771,000 | 1,018 |
| Net interest income | $8,211,000 | 1,310 |
| Provision for loan and lease losses | $350,000 | 1,497 |
| Total noninterest income | $2,518,000 | 1,155 |
| Gross Fiduciary activities income | $9,000 | 1,041 |
| Service charges on deposit accounts | $614,000 | 1,100 |
| Trading account gains and fees | $-51,000 | 6,916 |
| Additional Noninterest Income | $1,946,000 | 1,013 |
| Total noninterest expense | $8,287,000 | 1,226 |
| Salaries and employee benefits | $5,077,000 | 1,063 |
| Premises and equipment expense | $881,000 | 1,357 |
| Additional noninterest expense | $2,329,000 | 1,413 |
| Pre-tax net operating income | $2,092,000 | 1,659 |
| Securities gains (losses) | $152,000 | 868 |
| Applicable income taxes | $505,000 | 1,504 |
| Income before extraordinary items | $1,739,000 | 1,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,739,000 | 1,716 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,739,000 | 1,717 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $272,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,621,960 | 1,743 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 1,269 |
| Total interest expense | $911,000 | 1,026 |
| Net interest income | $4,133,000 | 1,305 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $1,280,000 | 1,132 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $302,000 | 1,106 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $973,000 | 1,016 |
| Total noninterest expense | $4,096,000 | 1,244 |
| Salaries and employee benefits | $2,510,000 | 1,088 |
| Premises and equipment expense | $427,000 | 1,431 |
| Additional noninterest expense | $1,159,000 | 1,403 |
| Pre-tax net operating income | $1,117,000 | 1,559 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $259,000 | 1,487 |
| Income before extraordinary items | $858,000 | 1,683 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $858,000 | 1,684 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $858,000 | 1,685 |
| Net charge-offs | $134,000 | 1,668 |
| Cash dividends | $136,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $858,000 | 1,626 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,012,000 | 1,268 |
| Total interest expense | $4,075,000 | 1,098 |
| Net interest income | $16,937,000 | 1,290 |
| Provision for loan and lease losses | $3,020,000 | 768 |
| Total noninterest income | $4,363,000 | 1,251 |
| Gross Fiduciary activities income | $18,000 | 1,076 |
| Service charges on deposit accounts | $1,409,000 | 1,013 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,936,000 | 1,176 |
| Total noninterest expense | $15,148,000 | 1,316 |
| Salaries and employee benefits | $8,793,000 | 1,202 |
| Premises and equipment expense | $1,726,000 | 1,374 |
| Additional noninterest expense | $4,629,000 | 1,458 |
| Pre-tax net operating income | $3,132,000 | 2,012 |
| Securities gains (losses) | $-141,000 | 6,923 |
| Applicable income taxes | $-33,000 | 6,613 |
| Income before extraordinary items | $3,024,000 | 1,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,024,000 | 1,844 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,024,000 | 1,846 |
| Net charge-offs | $2,253,000 | 1,062 |
| Cash dividends | $136,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,165,000 | 1,666 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,666,000 | 1,311 |
| Total interest expense | $3,106,000 | 1,133 |
| Net interest income | $12,560,000 | 1,324 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $3,461,000 | 1,212 |
| Gross Fiduciary activities income | $14,000 | 1,053 |
| Service charges on deposit accounts | $1,064,000 | 1,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,383,000 | 1,111 |
| Total noninterest expense | $11,169,000 | 1,335 |
| Salaries and employee benefits | $6,342,000 | 1,242 |
| Premises and equipment expense | $1,304,000 | 1,378 |
| Additional noninterest expense | $3,523,000 | 1,446 |
| Pre-tax net operating income | $3,952,000 | 1,341 |
| Securities gains (losses) | $-115,000 | 7,030 |
| Applicable income taxes | $387,000 | 2,206 |
| Income before extraordinary items | $3,450,000 | 1,306 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,450,000 | 1,306 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,450,000 | 1,307 |
| Net charge-offs | $341,000 | 2,671 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,553,500 | 1,196 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 1,308 |
| Total interest expense | $2,093,000 | 1,171 |
| Net interest income | $8,437,000 | 1,314 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $1,803,000 | 1,412 |
| Gross Fiduciary activities income | $9,000 | 1,061 |
| Service charges on deposit accounts | $701,000 | 1,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,093,000 | 1,434 |
| Total noninterest expense | $7,388,000 | 1,345 |
| Salaries and employee benefits | $4,114,000 | 1,266 |
| Premises and equipment expense | $845,000 | 1,409 |
| Additional noninterest expense | $2,429,000 | 1,403 |
| Pre-tax net operating income | $2,252,000 | 1,538 |
| Securities gains (losses) | $-140,000 | 7,123 |
| Applicable income taxes | $-54,000 | 6,952 |
| Income before extraordinary items | $2,166,000 | 1,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,166,000 | 1,369 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,166,000 | 1,369 |
| Net charge-offs | $320,000 | 2,245 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,306,000 | 1,216 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 1,300 |
| Total interest expense | $1,065,000 | 1,195 |
| Net interest income | $4,239,000 | 1,303 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $831,000 | 1,489 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $354,000 | 1,000 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $472,000 | 1,567 |
| Total noninterest expense | $3,817,000 | 1,301 |
| Salaries and employee benefits | $2,015,000 | 1,291 |
| Premises and equipment expense | $418,000 | 1,433 |
| Additional noninterest expense | $1,384,000 | 1,217 |
| Pre-tax net operating income | $983,000 | 1,706 |
| Securities gains (losses) | $-164,000 | 7,225 |
| Applicable income taxes | $-346,000 | 7,239 |
| Income before extraordinary items | $1,165,000 | 1,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,165,000 | 1,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,165,000 | 1,241 |
| Net charge-offs | $189,000 | 1,903 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,329,000 | 1,045 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,107,000 | 1,357 |
| Total interest expense | $4,735,000 | 1,289 |
| Net interest income | $16,372,000 | 1,349 |
| Provision for loan and lease losses | $1,196,000 | 2,176 |
| Total noninterest income | $2,764,000 | 1,592 |
| Gross Fiduciary activities income | $18,000 | 1,042 |
| Service charges on deposit accounts | $1,555,000 | 943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,191,000 | 1,916 |
| Total noninterest expense | $13,113,000 | 1,488 |
| Salaries and employee benefits | $7,414,000 | 1,341 |
| Premises and equipment expense | $1,698,000 | 1,465 |
| Additional noninterest expense | $4,001,000 | 1,700 |
| Pre-tax net operating income | $4,827,000 | 1,213 |
| Securities gains (losses) | $629,000 | 669 |
| Applicable income taxes | $1,278,000 | 1,119 |
| Income before extraordinary items | $4,178,000 | 1,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,178,000 | 1,205 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,178,000 | 1,205 |
| Net charge-offs | $639,000 | 2,880 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,693,670 | 1,271 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 1,365 |
| Total interest expense | $3,616,000 | 1,320 |
| Net interest income | $12,315,000 | 1,354 |
| Provision for loan and lease losses | $872,000 | 2,154 |
| Total noninterest income | $1,985,000 | 1,624 |
| Gross Fiduciary activities income | $13,000 | 1,019 |
| Service charges on deposit accounts | $1,140,000 | 973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $832,000 | 1,981 |
| Total noninterest expense | $9,720,000 | 1,507 |
| Salaries and employee benefits | $5,489,000 | 1,362 |
| Premises and equipment expense | $1,273,000 | 1,483 |
| Additional noninterest expense | $2,958,000 | 1,722 |
| Pre-tax net operating income | $3,708,000 | 1,239 |
| Securities gains (losses) | $622,000 | 544 |
| Applicable income taxes | $1,036,000 | 1,058 |
| Income before extraordinary items | $3,294,000 | 1,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,294,000 | 1,163 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,294,000 | 1,164 |
| Net charge-offs | $315,000 | 3,191 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,821,280 | 1,293 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,657,000 | 1,365 |
| Total interest expense | $2,458,000 | 1,337 |
| Net interest income | $8,199,000 | 1,355 |
| Provision for loan and lease losses | $548,000 | 2,205 |
| Total noninterest income | $1,235,000 | 1,699 |
| Gross Fiduciary activities income | $9,000 | 1,026 |
| Service charges on deposit accounts | $729,000 | 1,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,106 |
| Total noninterest expense | $6,480,000 | 1,520 |
| Salaries and employee benefits | $3,626,000 | 1,377 |
| Premises and equipment expense | $861,000 | 1,463 |
| Additional noninterest expense | $1,993,000 | 1,723 |
| Pre-tax net operating income | $2,406,000 | 1,237 |
| Securities gains (losses) | $532,000 | 344 |
| Applicable income taxes | $705,000 | 1,021 |
| Income before extraordinary items | $2,233,000 | 1,112 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,233,000 | 1,112 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,233,000 | 1,112 |
| Net charge-offs | $196,000 | 3,139 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,828,680 | 1,302 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 1,380 |
| Total interest expense | $1,253,000 | 1,358 |
| Net interest income | $4,066,000 | 1,366 |
| Provision for loan and lease losses | $174,000 | 2,618 |
| Total noninterest income | $621,000 | 1,703 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $355,000 | 1,013 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $261,000 | 2,089 |
| Total noninterest expense | $3,286,000 | 1,505 |
| Salaries and employee benefits | $1,807,000 | 1,400 |
| Premises and equipment expense | $446,000 | 1,441 |
| Additional noninterest expense | $1,033,000 | 1,668 |
| Pre-tax net operating income | $1,227,000 | 1,193 |
| Securities gains (losses) | $-119,000 | 7,420 |
| Applicable income taxes | $222,000 | 1,406 |
| Income before extraordinary items | $886,000 | 1,366 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $886,000 | 1,366 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $886,000 | 1,366 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $981,200 | 1,225 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,869,000 | 1,396 |
| Total interest expense | $6,371,000 | 1,302 |
| Net interest income | $15,498,000 | 1,445 |
| Provision for loan and lease losses | $505,000 | 4,106 |
| Total noninterest income | $2,902,000 | 1,591 |
| Gross Fiduciary activities income | $17,000 | 1,085 |
| Service charges on deposit accounts | $1,615,000 | 940 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,270,000 | 1,891 |
| Total noninterest expense | $12,162,000 | 1,637 |
| Salaries and employee benefits | $6,440,000 | 1,526 |
| Premises and equipment expense | $1,773,000 | 1,446 |
| Additional noninterest expense | $3,949,000 | 1,831 |
| Pre-tax net operating income | $5,733,000 | 906 |
| Securities gains (losses) | $-1,694,000 | 7,558 |
| Applicable income taxes | $700,000 | 1,565 |
| Income before extraordinary items | $3,339,000 | 1,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,339,000 | 1,278 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,339,000 | 1,279 |
| Net charge-offs | $441,000 | 3,811 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,745,020 | 882 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,536,000 | 1,417 |
| Total interest expense | $4,954,000 | 1,309 |
| Net interest income | $11,582,000 | 1,469 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $2,086,000 | 1,642 |
| Gross Fiduciary activities income | $13,000 | 1,060 |
| Service charges on deposit accounts | $1,213,000 | 969 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $860,000 | 1,986 |
| Total noninterest expense | $9,015,000 | 1,636 |
| Salaries and employee benefits | $4,682,000 | 1,574 |
| Premises and equipment expense | $1,344,000 | 1,455 |
| Additional noninterest expense | $2,989,000 | 1,787 |
| Pre-tax net operating income | $4,328,000 | 947 |
| Securities gains (losses) | $-1,613,000 | 7,683 |
| Applicable income taxes | $422,000 | 1,830 |
| Income before extraordinary items | $2,293,000 | 1,450 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,293,000 | 1,453 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,293,000 | 1,453 |
| Net charge-offs | $256,000 | 3,932 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,647,920 | 911 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,167,000 | 1,411 |
| Total interest expense | $3,385,000 | 1,327 |
| Net interest income | $7,782,000 | 1,466 |
| Provision for loan and lease losses | $295,000 | 3,686 |
| Total noninterest income | $1,409,000 | 1,579 |
| Gross Fiduciary activities income | $9,000 | 1,074 |
| Service charges on deposit accounts | $821,000 | 967 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $579,000 | 1,907 |
| Total noninterest expense | $5,784,000 | 1,702 |
| Salaries and employee benefits | $2,936,000 | 1,685 |
| Premises and equipment expense | $905,000 | 1,454 |
| Additional noninterest expense | $1,943,000 | 1,808 |
| Pre-tax net operating income | $3,112,000 | 880 |
| Securities gains (losses) | $-194,000 | 7,589 |
| Applicable income taxes | $649,000 | 999 |
| Income before extraordinary items | $2,269,000 | 993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,269,000 | 994 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,269,000 | 994 |
| Net charge-offs | $218,000 | 3,438 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,420,320 | 893 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 1,458 |
| Total interest expense | $1,761,000 | 1,330 |
| Net interest income | $3,787,000 | 1,521 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $677,000 | 1,636 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $404,000 | 977 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 1,980 |
| Total noninterest expense | $2,697,000 | 1,844 |
| Salaries and employee benefits | $1,266,000 | 1,953 |
| Premises and equipment expense | $465,000 | 1,461 |
| Additional noninterest expense | $966,000 | 1,797 |
| Pre-tax net operating income | $1,592,000 | 841 |
| Securities gains (losses) | $-544,000 | 7,839 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $892,000 | 1,221 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $892,000 | 1,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $892,000 | 1,223 |
| Net charge-offs | $165,000 | 2,632 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,354,400 | 781 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,611,000 | 1,456 |
| Total interest expense | $9,243,000 | 1,285 |
| Net interest income | $14,368,000 | 1,561 |
| Provision for loan and lease losses | $427,000 | 4,787 |
| Total noninterest income | $3,147,000 | 1,555 |
| Gross Fiduciary activities income | $19,000 | 1,100 |
| Service charges on deposit accounts | $1,727,000 | 1,006 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,401,000 | 1,727 |
| Total noninterest expense | $13,335,000 | 1,553 |
| Salaries and employee benefits | $7,485,000 | 1,336 |
| Premises and equipment expense | $1,788,000 | 1,514 |
| Additional noninterest expense | $4,062,000 | 1,830 |
| Pre-tax net operating income | $3,753,000 | 1,097 |
| Securities gains (losses) | $-13,946,000 | 7,954 |
| Applicable income taxes | $-4,066,000 | 7,703 |
| Income before extraordinary items | $-6,127,000 | 7,363 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,127,000 | 7,362 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,127,000 | 7,362 |
| Net charge-offs | $460,000 | 3,905 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,798,440 | 1,188 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,113,000 | 1,450 |
| Total interest expense | $7,269,000 | 1,297 |
| Net interest income | $10,844,000 | 1,551 |
| Provision for loan and lease losses | $337,000 | 4,425 |
| Total noninterest income | $2,375,000 | 1,568 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $1,260,000 | 1,032 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,100,000 | 1,714 |
| Total noninterest expense | $9,985,000 | 1,541 |
| Salaries and employee benefits | $5,535,000 | 1,377 |
| Premises and equipment expense | $1,350,000 | 1,515 |
| Additional noninterest expense | $3,100,000 | 1,727 |
| Pre-tax net operating income | $2,897,000 | 1,133 |
| Securities gains (losses) | $-13,871,000 | 8,056 |
| Applicable income taxes | $-4,182,000 | 7,877 |
| Income before extraordinary items | $-6,792,000 | 7,680 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,792,000 | 7,679 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,792,000 | 7,679 |
| Net charge-offs | $418,000 | 3,286 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,085,440 | 1,253 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,352,000 | 1,441 |
| Total interest expense | $5,020,000 | 1,314 |
| Net interest income | $7,332,000 | 1,531 |
| Provision for loan and lease losses | $216,000 | 4,225 |
| Total noninterest income | $1,608,000 | 1,566 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $808,000 | 1,061 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $790,000 | 1,659 |
| Total noninterest expense | $6,675,000 | 1,567 |
| Salaries and employee benefits | $3,690,000 | 1,411 |
| Premises and equipment expense | $911,000 | 1,526 |
| Additional noninterest expense | $2,074,000 | 1,756 |
| Pre-tax net operating income | $2,049,000 | 1,110 |
| Securities gains (losses) | $-11,347,000 | 8,151 |
| Applicable income taxes | $-3,468,000 | 7,994 |
| Income before extraordinary items | $-5,830,000 | 7,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,830,000 | 7,841 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,830,000 | 7,841 |
| Net charge-offs | $130,000 | 3,943 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,432,080 | 1,282 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 1,397 |
| Total interest expense | $2,585,000 | 1,329 |
| Net interest income | $3,888,000 | 1,428 |
| Provision for loan and lease losses | $151,000 | 3,198 |
| Total noninterest income | $783,000 | 1,573 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $400,000 | 1,035 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $377,000 | 1,684 |
| Total noninterest expense | $3,221,000 | 1,565 |
| Salaries and employee benefits | $1,851,000 | 1,415 |
| Premises and equipment expense | $475,000 | 1,499 |
| Additional noninterest expense | $895,000 | 1,803 |
| Pre-tax net operating income | $1,299,000 | 976 |
| Securities gains (losses) | $-3,641,000 | 8,199 |
| Applicable income taxes | $-949,000 | 7,992 |
| Income before extraordinary items | $-1,393,000 | 7,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,393,000 | 7,810 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,393,000 | 7,810 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $937,240 | 1,085 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,512,000 | 1,407 |
| Total interest expense | $12,205,000 | 1,337 |
| Net interest income | $15,307,000 | 1,457 |
| Provision for loan and lease losses | $1,785,000 | 1,936 |
| Total noninterest income | $2,864,000 | 1,638 |
| Gross Fiduciary activities income | $16,000 | 1,141 |
| Service charges on deposit accounts | $1,788,000 | 1,000 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,060,000 | 2,042 |
| Total noninterest expense | $12,553,000 | 1,559 |
| Salaries and employee benefits | $7,237,000 | 1,414 |
| Premises and equipment expense | $1,870,000 | 1,483 |
| Additional noninterest expense | $3,446,000 | 1,775 |
| Pre-tax net operating income | $3,833,000 | 1,422 |
| Securities gains (losses) | $-924,000 | 7,711 |
| Applicable income taxes | $344,000 | 2,246 |
| Income before extraordinary items | $2,565,000 | 1,581 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,565,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $936,000 | 2,031 |
| Cash dividends | $1,750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,378,120 | 1,315 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,720,000 | 1,433 |
| Total interest expense | $9,383,000 | 1,359 |
| Net interest income | $11,337,000 | 1,491 |
| Provision for loan and lease losses | $495,000 | 2,741 |
| Total noninterest income | $2,215,000 | 1,648 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $1,336,000 | 1,014 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $867,000 | 2,011 |
| Total noninterest expense | $9,453,000 | 1,545 |
| Salaries and employee benefits | $5,428,000 | 1,440 |
| Premises and equipment expense | $1,405,000 | 1,490 |
| Additional noninterest expense | $2,620,000 | 1,699 |
| Pre-tax net operating income | $3,604,000 | 1,370 |
| Securities gains (losses) | $116,000 | 869 |
| Applicable income taxes | $777,000 | 1,399 |
| Income before extraordinary items | $2,943,000 | 1,259 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,943,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,921 |
| Cash dividends | $1,750,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,851,360 | 1,369 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,883,000 | 1,449 |
| Total interest expense | $6,456,000 | 1,364 |
| Net interest income | $7,427,000 | 1,503 |
| Provision for loan and lease losses | $390,000 | 2,193 |
| Total noninterest income | $1,479,000 | 1,674 |
| Gross Fiduciary activities income | $8,000 | 1,154 |
| Service charges on deposit accounts | $875,000 | 1,012 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $596,000 | 2,007 |
| Total noninterest expense | $6,270,000 | 1,544 |
| Salaries and employee benefits | $3,616,000 | 1,453 |
| Premises and equipment expense | $926,000 | 1,502 |
| Additional noninterest expense | $1,728,000 | 1,700 |
| Pre-tax net operating income | $2,246,000 | 1,519 |
| Securities gains (losses) | $82,000 | 1,112 |
| Applicable income taxes | $475,000 | 1,663 |
| Income before extraordinary items | $1,853,000 | 1,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,853,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,392 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,787,400 | 1,496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 1,461 |
| Total interest expense | $3,399,000 | 1,381 |
| Net interest income | $3,652,000 | 1,521 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $770,000 | 1,608 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $433,000 | 1,000 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $336,000 | 1,831 |
| Total noninterest expense | $3,094,000 | 1,559 |
| Salaries and employee benefits | $1,800,000 | 1,477 |
| Premises and equipment expense | $463,000 | 1,507 |
| Additional noninterest expense | $831,000 | 1,711 |
| Pre-tax net operating income | $1,253,000 | 1,477 |
| Securities gains (losses) | $73,000 | 877 |
| Applicable income taxes | $292,000 | 1,507 |
| Income before extraordinary items | $1,034,000 | 1,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,034,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,233 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $977,060 | 1,471 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,942,000 | 1,486 |
| Total interest expense | $13,832,000 | 1,446 |
| Net interest income | $15,110,000 | 1,509 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $2,902,000 | 1,685 |
| Gross Fiduciary activities income | $12,000 | 1,233 |
| Service charges on deposit accounts | $1,790,000 | 998 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,100,000 | 2,099 |
| Total noninterest expense | $12,338,000 | 1,499 |
| Salaries and employee benefits | $7,291,000 | 1,393 |
| Premises and equipment expense | $1,802,000 | 1,483 |
| Additional noninterest expense | $3,245,000 | 1,714 |
| Pre-tax net operating income | $5,634,000 | 1,484 |
| Securities gains (losses) | $77,000 | 675 |
| Applicable income taxes | $1,231,000 | 1,621 |
| Income before extraordinary items | $4,480,000 | 1,442 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,480,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,430 |
| Cash dividends | $7,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,419,940 | 1,438 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,489,000 | 1,511 |
| Total interest expense | $10,301,000 | 1,452 |
| Net interest income | $11,188,000 | 1,536 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,159,000 | 1,700 |
| Gross Fiduciary activities income | $8,000 | 1,213 |
| Service charges on deposit accounts | $1,316,000 | 1,000 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $835,000 | 2,071 |
| Total noninterest expense | $9,223,000 | 1,480 |
| Salaries and employee benefits | $5,508,000 | 1,375 |
| Premises and equipment expense | $1,348,000 | 1,480 |
| Additional noninterest expense | $2,367,000 | 1,715 |
| Pre-tax net operating income | $4,124,000 | 1,627 |
| Securities gains (losses) | $37,000 | 694 |
| Applicable income taxes | $873,000 | 1,792 |
| Income before extraordinary items | $3,288,000 | 1,540 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,288,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,142 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,258,770 | 1,544 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,158,000 | 1,543 |
| Total interest expense | $6,711,000 | 1,493 |
| Net interest income | $7,447,000 | 1,554 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,402,000 | 1,751 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $846,000 | 1,044 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $548,000 | 2,115 |
| Total noninterest expense | $6,130,000 | 1,500 |
| Salaries and employee benefits | $3,680,000 | 1,395 |
| Premises and equipment expense | $892,000 | 1,505 |
| Additional noninterest expense | $1,558,000 | 1,748 |
| Pre-tax net operating income | $2,719,000 | 1,688 |
| Securities gains (losses) | $32,000 | 611 |
| Applicable income taxes | $569,000 | 1,904 |
| Income before extraordinary items | $2,182,000 | 1,601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,182,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,500 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,156,720 | 1,599 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 1,573 |
| Total interest expense | $3,216,000 | 1,542 |
| Net interest income | $3,702,000 | 1,564 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $684,000 | 1,765 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $403,000 | 1,064 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $277,000 | 2,069 |
| Total noninterest expense | $3,013,000 | 1,523 |
| Salaries and employee benefits | $1,841,000 | 1,401 |
| Premises and equipment expense | $451,000 | 1,478 |
| Additional noninterest expense | $721,000 | 1,856 |
| Pre-tax net operating income | $1,373,000 | 1,666 |
| Securities gains (losses) | $12,000 | 661 |
| Applicable income taxes | $285,000 | 1,914 |
| Income before extraordinary items | $1,100,000 | 1,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,100,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 993 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,090,520 | 1,571 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,451,000 | 1,511 |
| Total interest expense | $11,582,000 | 1,452 |
| Net interest income | $14,869,000 | 1,539 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $2,728,000 | 1,763 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $1,748,000 | 1,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $964,000 | 2,292 |
| Total noninterest expense | $11,738,000 | 1,519 |
| Salaries and employee benefits | $6,888,000 | 1,432 |
| Premises and equipment expense | $1,754,000 | 1,466 |
| Additional noninterest expense | $3,096,000 | 1,702 |
| Pre-tax net operating income | $5,634,000 | 1,710 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $1,006,000 | 2,187 |
| Income before extraordinary items | $4,646,000 | 1,559 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,646,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,314 |
| Cash dividends | $2,800,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,631,240 | 1,549 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,573,000 | 1,519 |
| Total interest expense | $8,416,000 | 1,452 |
| Net interest income | $11,157,000 | 1,552 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $1,987,000 | 1,808 |
| Gross Fiduciary activities income | $11,000 | 1,194 |
| Service charges on deposit accounts | $1,289,000 | 1,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $687,000 | 2,343 |
| Total noninterest expense | $8,866,000 | 1,514 |
| Salaries and employee benefits | $5,171,000 | 1,429 |
| Premises and equipment expense | $1,309,000 | 1,483 |
| Additional noninterest expense | $2,386,000 | 1,651 |
| Pre-tax net operating income | $4,103,000 | 1,797 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $678,000 | 2,418 |
| Income before extraordinary items | $3,443,000 | 1,609 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,443,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $2,100,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,427,880 | 1,601 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 1,514 |
| Total interest expense | $5,436,000 | 1,416 |
| Net interest income | $7,353,000 | 1,572 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $1,297,000 | 1,843 |
| Gross Fiduciary activities income | $8,000 | 1,202 |
| Service charges on deposit accounts | $825,000 | 1,071 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $464,000 | 2,322 |
| Total noninterest expense | $5,889,000 | 1,524 |
| Salaries and employee benefits | $3,432,000 | 1,440 |
| Premises and equipment expense | $879,000 | 1,485 |
| Additional noninterest expense | $1,578,000 | 1,674 |
| Pre-tax net operating income | $2,631,000 | 1,873 |
| Securities gains (losses) | $18,000 | 623 |
| Applicable income taxes | $365,000 | 2,759 |
| Income before extraordinary items | $2,284,000 | 1,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,284,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,554 |
| Cash dividends | $1,400,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,268,520 | 1,601 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 1,503 |
| Total interest expense | $2,653,000 | 1,389 |
| Net interest income | $3,654,000 | 1,563 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $604,000 | 1,924 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $370,000 | 1,167 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $230,000 | 2,296 |
| Total noninterest expense | $2,919,000 | 1,540 |
| Salaries and employee benefits | $1,702,000 | 1,461 |
| Premises and equipment expense | $451,000 | 1,445 |
| Additional noninterest expense | $766,000 | 1,711 |
| Pre-tax net operating income | $1,273,000 | 1,880 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $1,183,000 | 1,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,183,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,183,000 | 1,519 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,530,000 | 1,419 |
| Total interest expense | $8,665,000 | 1,315 |
| Net interest income | $14,865,000 | 1,473 |
| Provision for loan and lease losses | $545,000 | 1,771 |
| Total noninterest income | $2,737,000 | 1,736 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $1,762,000 | 995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $957,000 | 2,277 |
| Total noninterest expense | $11,930,000 | 1,446 |
| Salaries and employee benefits | $7,157,000 | 1,296 |
| Premises and equipment expense | $1,769,000 | 1,390 |
| Additional noninterest expense | $3,004,000 | 1,681 |
| Pre-tax net operating income | $5,127,000 | 1,822 |
| Securities gains (losses) | $308,000 | 403 |
| Applicable income taxes | $1,029,000 | 2,228 |
| Income before extraordinary items | $4,406,000 | 1,595 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,406,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 671 |
| Cash dividends | $3,500,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,156,520 | 1,666 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,330,000 | 1,403 |
| Total interest expense | $6,226,000 | 1,283 |
| Net interest income | $11,104,000 | 1,459 |
| Provision for loan and lease losses | $410,000 | 1,683 |
| Total noninterest income | $2,063,000 | 1,740 |
| Gross Fiduciary activities income | $12,000 | 1,190 |
| Service charges on deposit accounts | $1,332,000 | 984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $719,000 | 2,285 |
| Total noninterest expense | $9,025,000 | 1,418 |
| Salaries and employee benefits | $5,401,000 | 1,282 |
| Premises and equipment expense | $1,339,000 | 1,363 |
| Additional noninterest expense | $2,285,000 | 1,646 |
| Pre-tax net operating income | $3,732,000 | 1,874 |
| Securities gains (losses) | $308,000 | 383 |
| Applicable income taxes | $758,000 | 2,287 |
| Income before extraordinary items | $3,282,000 | 1,604 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,282,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 564 |
| Cash dividends | $2,100,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,032,520 | 1,707 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 1,377 |
| Total interest expense | $4,029,000 | 1,237 |
| Net interest income | $7,429,000 | 1,424 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $1,353,000 | 1,750 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $866,000 | 987 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $480,000 | 2,250 |
| Total noninterest expense | $5,787,000 | 1,466 |
| Salaries and employee benefits | $3,398,000 | 1,345 |
| Premises and equipment expense | $882,000 | 1,372 |
| Additional noninterest expense | $1,507,000 | 1,638 |
| Pre-tax net operating income | $2,745,000 | 1,690 |
| Securities gains (losses) | $304,000 | 331 |
| Applicable income taxes | $625,000 | 1,941 |
| Income before extraordinary items | $2,424,000 | 1,439 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,424,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $1,400,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,180,800 | 1,558 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,367 |
| Total interest expense | $2,005,000 | 1,178 |
| Net interest income | $3,640,000 | 1,445 |
| Provision for loan and lease losses | $112,000 | 1,880 |
| Total noninterest income | $671,000 | 1,710 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $422,000 | 979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,171 |
| Total noninterest expense | $2,880,000 | 1,471 |
| Salaries and employee benefits | $1,676,000 | 1,381 |
| Premises and equipment expense | $428,000 | 1,418 |
| Additional noninterest expense | $776,000 | 1,592 |
| Pre-tax net operating income | $1,319,000 | 1,735 |
| Securities gains (losses) | $302,000 | 196 |
| Applicable income taxes | $344,000 | 1,796 |
| Income before extraordinary items | $1,277,000 | 1,355 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,277,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,038,420 | 1,591 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,122,000 | 1,276 |
| Total interest expense | $8,010,000 | 1,013 |
| Net interest income | $14,112,000 | 1,429 |
| Provision for loan and lease losses | $415,000 | 2,302 |
| Total noninterest income | $2,698,000 | 1,755 |
| Gross Fiduciary activities income | $23,000 | 1,178 |
| Service charges on deposit accounts | $1,822,000 | 964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $853,000 | 2,382 |
| Total noninterest expense | $11,562,000 | 1,413 |
| Salaries and employee benefits | $6,869,000 | 1,280 |
| Premises and equipment expense | $1,734,000 | 1,334 |
| Additional noninterest expense | $2,959,000 | 1,645 |
| Pre-tax net operating income | $4,833,000 | 1,752 |
| Securities gains (losses) | $964,000 | 292 |
| Applicable income taxes | $1,002,000 | 2,148 |
| Income before extraordinary items | $4,795,000 | 1,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,795,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,620 |
| Cash dividends | $3,500,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,994,880 | 1,579 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,488,000 | 1,270 |
| Total interest expense | $5,964,000 | 995 |
| Net interest income | $10,524,000 | 1,422 |
| Provision for loan and lease losses | $275,000 | 2,404 |
| Total noninterest income | $1,965,000 | 1,811 |
| Gross Fiduciary activities income | $16,000 | 1,173 |
| Service charges on deposit accounts | $1,340,000 | 990 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $609,000 | 2,474 |
| Total noninterest expense | $8,632,000 | 1,417 |
| Salaries and employee benefits | $5,132,000 | 1,286 |
| Premises and equipment expense | $1,313,000 | 1,308 |
| Additional noninterest expense | $2,187,000 | 1,656 |
| Pre-tax net operating income | $3,582,000 | 1,773 |
| Securities gains (losses) | $586,000 | 389 |
| Applicable income taxes | $688,000 | 2,344 |
| Income before extraordinary items | $3,480,000 | 1,413 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,480,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,993,620 | 1,574 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 1,265 |
| Total interest expense | $3,940,000 | 989 |
| Net interest income | $6,942,000 | 1,425 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $1,207,000 | 1,911 |
| Gross Fiduciary activities income | $12,000 | 1,161 |
| Service charges on deposit accounts | $842,000 | 1,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $353,000 | 2,714 |
| Total noninterest expense | $5,755,000 | 1,409 |
| Salaries and employee benefits | $3,401,000 | 1,283 |
| Premises and equipment expense | $883,000 | 1,305 |
| Additional noninterest expense | $1,471,000 | 1,636 |
| Pre-tax net operating income | $2,294,000 | 1,825 |
| Securities gains (losses) | $303,000 | 481 |
| Applicable income taxes | $402,000 | 2,548 |
| Income before extraordinary items | $2,195,000 | 1,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,195,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,937,450 | 1,593 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 1,262 |
| Total interest expense | $1,966,000 | 1,014 |
| Net interest income | $3,525,000 | 1,402 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $561,000 | 1,990 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $408,000 | 1,056 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $149,000 | 2,962 |
| Total noninterest expense | $2,893,000 | 1,422 |
| Salaries and employee benefits | $1,696,000 | 1,308 |
| Premises and equipment expense | $436,000 | 1,334 |
| Additional noninterest expense | $761,000 | 1,568 |
| Pre-tax net operating income | $1,118,000 | 1,831 |
| Securities gains (losses) | $232,000 | 448 |
| Applicable income taxes | $221,000 | 2,402 |
| Income before extraordinary items | $1,129,000 | 1,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,129,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $934,120 | 1,607 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,727,000 | 1,254 |
| Total interest expense | $8,132,000 | 1,102 |
| Net interest income | $14,595,000 | 1,341 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,826,000 | 1,775 |
| Gross Fiduciary activities income | $15,000 | 1,294 |
| Service charges on deposit accounts | $1,161,000 | 1,480 |
| Trading account gains and fees | $265,000 | 107 |
| Additional Noninterest Income | $1,385,000 | 1,924 |
| Total noninterest expense | $11,345,000 | 1,423 |
| Salaries and employee benefits | $6,773,000 | 1,263 |
| Premises and equipment expense | $1,846,000 | 1,216 |
| Additional noninterest expense | $2,726,000 | 1,784 |
| Pre-tax net operating income | $5,836,000 | 1,413 |
| Securities gains (losses) | $754,000 | 572 |
| Applicable income taxes | $1,308,000 | 1,818 |
| Income before extraordinary items | $5,282,000 | 1,219 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,282,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $966,000 | 953 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,678,800 | 1,288 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,164,000 | 1,273 |
| Total interest expense | $6,155,000 | 1,139 |
| Net interest income | $11,009,000 | 1,337 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $2,056,000 | 1,853 |
| Gross Fiduciary activities income | $13,000 | 1,248 |
| Service charges on deposit accounts | $744,000 | 1,740 |
| Trading account gains and fees | $173,000 | 112 |
| Additional Noninterest Income | $1,126,000 | 1,887 |
| Total noninterest expense | $8,469,000 | 1,434 |
| Salaries and employee benefits | $5,081,000 | 1,279 |
| Premises and equipment expense | $1,399,000 | 1,224 |
| Additional noninterest expense | $1,989,000 | 1,814 |
| Pre-tax net operating income | $4,436,000 | 1,448 |
| Securities gains (losses) | $687,000 | 559 |
| Applicable income taxes | $1,047,000 | 1,796 |
| Income before extraordinary items | $4,076,000 | 1,217 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,076,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,649 |
| Cash dividends | $2,000,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,526,400 | 1,331 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,612,000 | 1,271 |
| Total interest expense | $4,138,000 | 1,156 |
| Net interest income | $7,474,000 | 1,311 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $1,329,000 | 1,886 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $460,000 | 1,841 |
| Trading account gains and fees | $125,000 | 106 |
| Additional Noninterest Income | $738,000 | 1,891 |
| Total noninterest expense | $5,665,000 | 1,421 |
| Salaries and employee benefits | $3,397,000 | 1,269 |
| Premises and equipment expense | $926,000 | 1,230 |
| Additional noninterest expense | $1,342,000 | 1,792 |
| Pre-tax net operating income | $3,038,000 | 1,409 |
| Securities gains (losses) | $484,000 | 584 |
| Applicable income taxes | $730,000 | 1,754 |
| Income before extraordinary items | $2,792,000 | 1,204 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,792,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,445 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,409,640 | 1,277 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 1,259 |
| Total interest expense | $2,097,000 | 1,164 |
| Net interest income | $3,808,000 | 1,282 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $683,000 | 1,813 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $216,000 | 1,901 |
| Trading account gains and fees | $120,000 | 90 |
| Additional Noninterest Income | $341,000 | 1,932 |
| Total noninterest expense | $2,864,000 | 1,400 |
| Salaries and employee benefits | $1,707,000 | 1,266 |
| Premises and equipment expense | $459,000 | 1,248 |
| Additional noninterest expense | $698,000 | 1,687 |
| Pre-tax net operating income | $1,552,000 | 1,378 |
| Securities gains (losses) | $268,000 | 547 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $1,441,000 | 1,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,441,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,271 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,229,280 | 1,250 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,709,000 | 1,150 |
| Total interest expense | $10,004,000 | 1,125 |
| Net interest income | $16,705,000 | 1,164 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $2,409,000 | 1,843 |
| Gross Fiduciary activities income | $28,000 | 1,220 |
| Service charges on deposit accounts | $893,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,488,000 | 1,655 |
| Total noninterest expense | $11,677,000 | 1,324 |
| Salaries and employee benefits | $6,935,000 | 1,161 |
| Premises and equipment expense | $1,957,000 | 1,123 |
| Additional noninterest expense | $2,785,000 | 1,687 |
| Pre-tax net operating income | $6,977,000 | 1,211 |
| Securities gains (losses) | $194,000 | 1,195 |
| Applicable income taxes | $1,555,000 | 1,601 |
| Income before extraordinary items | $5,616,000 | 1,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,616,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,253 |
| Cash dividends | $4,400,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,464,680 | 1,100 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,614,000 | 1,145 |
| Total interest expense | $13,823,000 | 1,171 |
| Net interest income | $15,791,000 | 1,124 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $2,250,000 | 1,831 |
| Gross Fiduciary activities income | $26,000 | 1,257 |
| Service charges on deposit accounts | $1,045,000 | 1,428 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,179,000 | 1,822 |
| Total noninterest expense | $11,029,000 | 1,320 |
| Salaries and employee benefits | $6,468,000 | 1,147 |
| Premises and equipment expense | $2,007,000 | 1,054 |
| Additional noninterest expense | $2,554,000 | 1,791 |
| Pre-tax net operating income | $6,792,000 | 1,095 |
| Securities gains (losses) | $353,000 | 803 |
| Applicable income taxes | $1,715,000 | 1,336 |
| Income before extraordinary items | $5,430,000 | 1,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,430,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,895 |
| Cash dividends | $7,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,161,720 | 1,021 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,489,000 | 1,158 |
| Total interest expense | $14,137,000 | 1,226 |
| Net interest income | $16,352,000 | 1,080 |
| Provision for loan and lease losses | $325,000 | 2,688 |
| Total noninterest income | $1,961,000 | 1,903 |
| Gross Fiduciary activities income | $28,000 | 1,119 |
| Service charges on deposit accounts | $987,000 | 1,379 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $946,000 | 1,929 |
| Total noninterest expense | $11,250,000 | 1,230 |
| Salaries and employee benefits | $6,334,000 | 1,114 |
| Premises and equipment expense | $1,859,000 | 1,075 |
| Additional noninterest expense | $3,057,000 | 1,475 |
| Pre-tax net operating income | $6,738,000 | 1,116 |
| Securities gains (losses) | $46,000 | 727 |
| Applicable income taxes | $1,764,000 | 1,303 |
| Income before extraordinary items | $5,020,000 | 1,062 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,020,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,793 |
| Cash dividends | $3,950,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,985,960 | 1,072 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,077,000 | 1,158 |
| Total interest expense | $12,392,000 | 1,228 |
| Net interest income | $15,685,000 | 1,117 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $1,615,000 | 2,186 |
| Gross Fiduciary activities income | $59,000 | 1,079 |
| Service charges on deposit accounts | $839,000 | 1,570 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $717,000 | 2,336 |
| Total noninterest expense | $10,791,000 | 1,276 |
| Salaries and employee benefits | $6,335,000 | 1,083 |
| Premises and equipment expense | $1,848,000 | 1,089 |
| Additional noninterest expense | $2,608,000 | 1,711 |
| Pre-tax net operating income | $6,309,000 | 1,219 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $1,590,000 | 1,515 |
| Income before extraordinary items | $4,727,000 | 1,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,727,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,819 |
| Cash dividends | $3,700,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,721,000 | 1,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,479,000 | 1,145 |
| Total interest expense | $13,041,000 | 1,193 |
| Net interest income | $15,438,000 | 1,097 |
| Provision for loan and lease losses | $450,000 | 1,869 |
| Total noninterest income | $1,794,000 | 1,993 |
| Gross Fiduciary activities income | $91,000 | 1,026 |
| Service charges on deposit accounts | $842,000 | 1,495 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $861,000 | 2,061 |
| Total noninterest expense | $10,594,000 | 1,249 |
| Salaries and employee benefits | $6,202,000 | 1,053 |
| Premises and equipment expense | $1,761,000 | 1,092 |
| Additional noninterest expense | $2,631,000 | 1,637 |
| Pre-tax net operating income | $6,188,000 | 1,210 |
| Securities gains (losses) | $303,000 | 739 |
| Applicable income taxes | $1,788,000 | 1,398 |
| Income before extraordinary items | $4,703,000 | 1,147 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,703,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,346 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,484,840 | 1,158 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,230,000 | 1,190 |
| Total interest expense | $13,347,000 | 1,202 |
| Net interest income | $14,883,000 | 1,180 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,599,000 | 2,093 |
| Gross Fiduciary activities income | $79,000 | 1,096 |
| Service charges on deposit accounts | $842,000 | 1,547 |
| Trading account gains and fees | $13,000 | 209 |
| Additional Noninterest Income | $665,000 | 2,296 |
| Total noninterest expense | $10,249,000 | 1,293 |
| Salaries and employee benefits | $6,128,000 | 1,074 |
| Premises and equipment expense | $1,626,000 | 1,219 |
| Additional noninterest expense | $2,495,000 | 1,703 |
| Pre-tax net operating income | $6,233,000 | 1,256 |
| Securities gains (losses) | $93,000 | 1,015 |
| Applicable income taxes | $1,940,000 | 1,367 |
| Income before extraordinary items | $4,386,000 | 1,245 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,386,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,042 |
| Cash dividends | $2,200,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,321,830 | 1,233 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,059,000 | 1,264 |
| Total interest expense | $12,741,000 | 1,268 |
| Net interest income | $14,318,000 | 1,253 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,496,000 | 2,301 |
| Gross Fiduciary activities income | $75,000 | 1,168 |
| Service charges on deposit accounts | $798,000 | 1,672 |
| Trading account gains and fees | $12,000 | 233 |
| Additional Noninterest Income | $611,000 | 2,541 |
| Total noninterest expense | $9,957,000 | 1,441 |
| Salaries and employee benefits | $5,835,000 | 1,154 |
| Premises and equipment expense | $1,577,000 | 1,299 |
| Additional noninterest expense | $2,545,000 | 1,983 |
| Pre-tax net operating income | $5,857,000 | 1,236 |
| Securities gains (losses) | $102,000 | 952 |
| Applicable income taxes | $1,834,000 | 1,330 |
| Income before extraordinary items | $4,125,000 | 1,219 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,125,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $1,275,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,054,620 | 1,215 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,804,000 | 1,382 |
| Total interest expense | $11,421,000 | 1,425 |
| Net interest income | $13,383,000 | 1,338 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,338,000 | 2,488 |
| Gross Fiduciary activities income | $75,000 | 1,217 |
| Service charges on deposit accounts | $603,000 | 2,258 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $660,000 | 2,390 |
| Total noninterest expense | $10,054,000 | 1,410 |
| Salaries and employee benefits | $5,482,000 | 1,223 |
| Premises and equipment expense | $1,484,000 | 1,394 |
| Additional noninterest expense | $3,088,000 | 1,659 |
| Pre-tax net operating income | $4,667,000 | 1,586 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,358,000 | 1,796 |
| Income before extraordinary items | $3,314,000 | 1,539 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,314,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,310,450 | 1,521 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,564,000 | 1,376 |
| Total interest expense | $9,498,000 | 1,373 |
| Net interest income | $13,066,000 | 1,367 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,182,000 | 2,755 |
| Gross Fiduciary activities income | $86,000 | 1,211 |
| Service charges on deposit accounts | $608,000 | 2,242 |
| Trading account gains and fees | $4,000 | 418 |
| Additional Noninterest Income | $484,000 | 3,007 |
| Total noninterest expense | $9,816,000 | 1,499 |
| Salaries and employee benefits | $5,209,000 | 1,293 |
| Premises and equipment expense | $1,401,000 | 1,478 |
| Additional noninterest expense | $3,206,000 | 1,708 |
| Pre-tax net operating income | $4,432,000 | 1,617 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $1,353,000 | 1,703 |
| Income before extraordinary items | $3,147,000 | 1,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,147,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,099,400 | 1,588 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,067,000 | 1,380 |
| Total interest expense | $10,127,000 | 1,326 |
| Net interest income | $12,940,000 | 1,399 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,235,000 | 2,845 |
| Gross Fiduciary activities income | $97,000 | 1,219 |
| Service charges on deposit accounts | $578,000 | 2,379 |
| Trading account gains and fees | $-18,000 | 5,089 |
| Additional Noninterest Income | $578,000 | 2,955 |
| Total noninterest expense | $10,924,000 | 1,408 |
| Salaries and employee benefits | $4,821,000 | 1,394 |
| Premises and equipment expense | $1,356,000 | 1,554 |
| Additional noninterest expense | $4,747,000 | 1,328 |
| Pre-tax net operating income | $3,251,000 | 2,100 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $920,000 | 2,469 |
| Income before extraordinary items | $2,314,000 | 2,161 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,314,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,591 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,326,240 | 2,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,147,000 | 1,398 |
| Total interest expense | $13,079,000 | 1,354 |
| Net interest income | $13,068,000 | 1,415 |
| Provision for loan and lease losses | $1,450,000 | 1,436 |
| Total noninterest income | $1,147,000 | 2,965 |
| Gross Fiduciary activities income | $109,000 | 1,231 |
| Service charges on deposit accounts | $581,000 | 2,373 |
| Trading account gains and fees | $6,000 | 432 |
| Additional Noninterest Income | $451,000 | 3,425 |
| Total noninterest expense | $8,924,000 | 1,698 |
| Salaries and employee benefits | $4,603,000 | 1,445 |
| Premises and equipment expense | $1,322,000 | 1,610 |
| Additional noninterest expense | $2,999,000 | 1,998 |
| Pre-tax net operating income | $3,841,000 | 1,623 |
| Securities gains (losses) | $196,000 | 2,038 |
| Applicable income taxes | $1,260,000 | 1,671 |
| Income before extraordinary items | $2,777,000 | 1,657 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,777,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,238,000 | 1,374 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,641,760 | 1,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.