Home > The Converse County Bank > Income and Expense

The Converse County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,313,0001,142
Total interest expense$15,818,000939
Net interest income$23,495,0001,272
Provision for loan and lease losses$510,0001,267
Total noninterest income$3,591,0001,457
Gross Fiduciary activities income$1,121,000487
Service charges on deposit accounts$658,0001,382
Trading account gains and feesNANA
Additional Noninterest Income$1,812,0001,701
Total noninterest expense$10,627,0001,970
Salaries and employee benefits$5,337,0002,108
Premises and equipment expense$507,0002,944
Additional noninterest expense$1,812,0001,701
Pre-tax net operating income$15,949,000814
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$15,949,000696
Extraordinary gains, net$054
Net income$15,949,000707
Minority interest net income$088
Net income of bank and minority interests.$15,949,000699
Net charge-offs$308,000953
Cash dividends$6,000,000696
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,949,000706
2023-09-30 (YTD Data)Rank
Total interest income$28,473,0001,143
Total interest expense$11,064,000927
Net interest income$17,409,0001,290
Provision for loan and lease losses$360,0001,209
Total noninterest income$2,733,0001,453
Gross Fiduciary activities income$849,000481
Service charges on deposit accounts$494,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,390,0001,680
Total noninterest expense$7,803,0001,992
Salaries and employee benefits$3,956,0002,108
Premises and equipment expense$404,0002,854
Additional noninterest expense$1,390,0001,680
Pre-tax net operating income$11,979,000845
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$11,979,000719
Extraordinary gains, net$052
Net income$11,979,000723
Minority interest net income$081
Net income of bank and minority interests.$11,979,000719
Net charge-offs$197,000892
Cash dividends$4,700,000639
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,979,000735
2023-06-30 (YTD Data)Rank
Total interest income$18,681,0001,136
Total interest expense$6,596,000923
Net interest income$12,085,0001,253
Provision for loan and lease losses$210,0001,292
Total noninterest income$1,773,0001,402
Gross Fiduciary activities income$558,000475
Service charges on deposit accounts$325,0001,378
Trading account gains and feesNANA
Additional Noninterest Income$890,0001,642
Total noninterest expense$5,036,0002,025
Salaries and employee benefits$2,651,0002,105
Premises and equipment expense$266,0002,871
Additional noninterest expense$890,0001,640
Pre-tax net operating income$8,612,000793
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$8,612,000678
Extraordinary gains, net$051
Net income$8,612,000689
Minority interest net income$081
Net income of bank and minority interests.$8,612,000678
Net charge-offs$193,000686
Cash dividends$3,300,000593
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,612,000685
2023-03-31 (YTD Data)Rank
Total interest income$9,155,0001,138
Total interest expense$2,824,000934
Net interest income$6,331,0001,211
Provision for loan and lease losses$60,0001,563
Total noninterest income$888,0001,398
Gross Fiduciary activities income$283,000479
Service charges on deposit accounts$159,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$446,0001,625
Total noninterest expense$2,489,0002,075
Salaries and employee benefits$1,300,0002,159
Premises and equipment expense$137,0002,884
Additional noninterest expense$446,0001,625
Pre-tax net operating income$4,670,000764
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,670,000650
Extraordinary gains, net$04
Net income$4,670,000649
Minority interest net income$048
Net income of bank and minority interests.$4,670,000649
Net charge-offs$22,0001,082
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,670,000662
2022-12-31 (YTD Data)Rank
Total interest income$23,197,0001,399
Total interest expense$5,713,000720
Net interest income$17,484,0001,598
Provision for loan and lease losses$128,0002,058
Total noninterest income$4,015,0001,365
Gross Fiduciary activities income$1,000,000517
Service charges on deposit accounts$726,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$2,289,0001,500
Total noninterest expense$9,572,0002,073
Salaries and employee benefits$5,186,0002,125
Premises and equipment expense$483,0003,040
Additional noninterest expense$2,289,0001,500
Pre-tax net operating income$11,799,0001,131
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$11,799,000976
Extraordinary gains, net$05
Net income$11,799,000977
Minority interest net income$063
Net income of bank and minority interests.$11,799,000977
Net charge-offs$163,0001,019
Cash dividends$4,850,000801
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,799,000997
2022-09-30 (YTD Data)Rank
Total interest income$14,263,0001,585
Total interest expense$3,295,000687
Net interest income$10,968,0001,805
Provision for loan and lease losses$68,0002,117
Total noninterest income$3,054,0001,375
Gross Fiduciary activities income$756,000515
Service charges on deposit accounts$553,0001,300
Trading account gains and feesNANA
Additional Noninterest Income$1,745,0001,511
Total noninterest expense$6,987,0002,090
Salaries and employee benefits$3,846,0002,135
Premises and equipment expense$386,0002,961
Additional noninterest expense$1,745,0001,511
Pre-tax net operating income$6,967,0001,329
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,967,0001,159
Extraordinary gains, net$04
Net income$6,967,0001,157
Minority interest net income$057
Net income of bank and minority interests.$6,967,0001,159
Net charge-offs$165,000753
Cash dividends$3,050,000832
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,967,0001,181
2022-06-30 (YTD Data)Rank
Total interest income$8,052,0001,746
Total interest expense$1,983,000593
Net interest income$6,069,0002,036
Provision for loan and lease losses$45,0001,959
Total noninterest income$2,080,0001,346
Gross Fiduciary activities income$506,000474
Service charges on deposit accounts$355,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$1,219,0001,485
Total noninterest expense$4,660,0002,083
Salaries and employee benefits$2,644,0002,107
Premises and equipment expense$248,0003,028
Additional noninterest expense$1,768,0001,763
Pre-tax net operating income$3,444,0001,571
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,444,0001,369
Extraordinary gains, net$04
Net income$3,444,0001,369
Minority interest net income$060
Net income of bank and minority interests.$3,444,0001,369
Net charge-offs$27,0001,209
Cash dividends$1,550,0001,012
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,444,0001,400
2022-03-31 (YTD Data)Rank
Total interest income$3,595,0001,857
Total interest expense$979,000567
Net interest income$2,616,0002,209
Provision for loan and lease losses$23,0001,741
Total noninterest income$1,025,0001,351
Gross Fiduciary activities income$253,000481
Service charges on deposit accounts$177,0001,305
Trading account gains and feesNANA
Additional Noninterest Income$595,0001,515
Total noninterest expense$2,245,0002,131
Salaries and employee benefits$1,236,0002,191
Premises and equipment expense$122,0003,051
Additional noninterest expense$887,0001,742
Pre-tax net operating income$1,373,0001,750
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,373,0001,543
Extraordinary gains, net$04
Net income$1,373,0001,541
Minority interest net income$050
Net income of bank and minority interests.$1,373,0001,543
Net charge-offs$-1,0003,005
Cash dividends$650,0001,010
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,373,0001,563
2021-12-31 (YTD Data)Rank
Total interest income$15,572,0001,813
Total interest expense$3,966,000680
Net interest income$11,606,0002,074
Provision for loan and lease losses$180,0001,802
Total noninterest income$5,081,0001,301
Gross Fiduciary activities income$1,014,000474
Service charges on deposit accounts$694,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$3,373,0001,389
Total noninterest expense$8,834,0002,148
Salaries and employee benefits$4,826,0002,208
Premises and equipment expense$460,0003,146
Additional noninterest expense$3,548,0001,737
Pre-tax net operating income$7,673,0001,533
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,673,0001,386
Extraordinary gains, net$010
Net income$7,673,0001,386
Minority interest net income$074
Net income of bank and minority interests.$7,673,0001,386
Net charge-offs$5,0002,441
Cash dividends$3,600,0001,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,673,0001,364
2021-09-30 (YTD Data)Rank
Total interest income$12,071,0001,798
Total interest expense$2,963,000728
Net interest income$9,108,0002,031
Provision for loan and lease losses$135,0001,755
Total noninterest income$4,004,0001,288
Gross Fiduciary activities income$735,000476
Service charges on deposit accounts$502,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$2,767,0001,366
Total noninterest expense$6,368,0002,208
Salaries and employee benefits$3,422,0002,294
Premises and equipment expense$360,0003,115
Additional noninterest expense$2,586,0001,773
Pre-tax net operating income$6,609,0001,440
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,609,0001,301
Extraordinary gains, net$08
Net income$6,609,0001,301
Minority interest net income$069
Net income of bank and minority interests.$6,609,0001,301
Net charge-offs$12,0001,915
Cash dividends$2,600,000956
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,609,0001,284
2021-06-30 (YTD Data)Rank
Total interest income$8,489,0001,715
Total interest expense$1,970,000772
Net interest income$6,519,0001,943
Provision for loan and lease losses$90,0001,757
Total noninterest income$2,672,0001,266
Gross Fiduciary activities income$469,000484
Service charges on deposit accounts$316,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$1,887,0001,332
Total noninterest expense$4,334,0002,170
Salaries and employee benefits$2,436,0002,204
Premises and equipment expense$235,0003,143
Additional noninterest expense$1,663,0001,806
Pre-tax net operating income$4,767,0001,356
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$4,767,0001,225
Extraordinary gains, net$06
Net income$4,767,0001,226
Minority interest net income$067
Net income of bank and minority interests.$4,767,0001,226
Net charge-offs$33,0001,305
Cash dividends$1,800,000930
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,767,0001,196
2021-03-31 (YTD Data)Rank
Total interest income$4,702,0001,582
Total interest expense$982,000823
Net interest income$3,720,0001,738
Provision for loan and lease losses$45,0001,795
Total noninterest income$1,363,0001,250
Gross Fiduciary activities income$232,000484
Service charges on deposit accounts$150,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$981,0001,292
Total noninterest expense$2,169,0002,162
Salaries and employee benefits$1,227,0002,189
Premises and equipment expense$120,0003,116
Additional noninterest expense$822,0001,794
Pre-tax net operating income$2,869,0001,172
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,869,0001,064
Extraordinary gains, net$03
Net income$2,869,0001,065
Minority interest net income$055
Net income of bank and minority interests.$2,869,0001,064
Net charge-offs$30,0001,008
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,869,0001,032
2020-12-31 (YTD Data)Rank
Total interest income$17,152,0001,708
Total interest expense$4,127,0001,131
Net interest income$13,025,0001,836
Provision for loan and lease losses$355,0002,538
Total noninterest income$5,418,0001,200
Gross Fiduciary activities income$718,000515
Service charges on deposit accounts$641,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$4,059,0001,195
Total noninterest expense$9,085,0002,087
Salaries and employee benefits$5,266,0002,075
Premises and equipment expense$521,0002,979
Additional noninterest expense$3,298,0001,792
Pre-tax net operating income$9,003,0001,153
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$9,003,0001,052
Extraordinary gains, net$04
Net income$9,003,0001,052
Minority interest net income$072
Net income of bank and minority interests.$9,003,0001,052
Net charge-offs$-38,0004,533
Cash dividends$4,050,000893
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,003,0001,014
2020-09-30 (YTD Data)Rank
Total interest income$13,569,0001,630
Total interest expense$3,141,0001,183
Net interest income$10,428,0001,751
Provision for loan and lease losses$310,0002,400
Total noninterest income$3,985,0001,177
Gross Fiduciary activities income$563,000507
Service charges on deposit accounts$467,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$2,955,0001,178
Total noninterest expense$6,756,0002,079
Salaries and employee benefits$3,998,0002,040
Premises and equipment expense$383,0003,028
Additional noninterest expense$2,375,0001,811
Pre-tax net operating income$7,347,0001,040
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$7,347,000937
Extraordinary gains, net$04
Net income$7,347,000937
Minority interest net income$065
Net income of bank and minority interests.$7,347,000937
Net charge-offs$-40,0004,600
Cash dividends$3,200,000774
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,347,000907
2020-06-30 (YTD Data)Rank
Total interest income$9,832,0001,536
Total interest expense$2,186,0001,221
Net interest income$7,646,0001,606
Provision for loan and lease losses$195,0002,436
Total noninterest income$2,414,0001,201
Gross Fiduciary activities income$381,000506
Service charges on deposit accounts$301,0001,422
Trading account gains and feesNANA
Additional Noninterest Income$1,732,0001,200
Total noninterest expense$4,427,0002,105
Salaries and employee benefits$2,723,0002,014
Premises and equipment expense$252,0003,043
Additional noninterest expense$1,452,0001,935
Pre-tax net operating income$5,438,000889
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$5,438,000785
Extraordinary gains, net$04
Net income$5,438,000785
Minority interest net income$065
Net income of bank and minority interests.$5,438,000785
Net charge-offs$11,0002,415
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,438,000758
2020-03-31 (YTD Data)Rank
Total interest income$5,034,0001,506
Total interest expense$1,160,0001,270
Net interest income$3,874,0001,545
Provision for loan and lease losses$45,0002,611
Total noninterest income$957,0001,331
Gross Fiduciary activities income$198,000502
Service charges on deposit accounts$192,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,400
Total noninterest expense$2,199,0002,127
Salaries and employee benefits$1,263,0002,141
Premises and equipment expense$126,0003,071
Additional noninterest expense$810,0001,804
Pre-tax net operating income$2,587,000849
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,587,000746
Extraordinary gains, net$04
Net income$2,587,000746
Minority interest net income$056
Net income of bank and minority interests.$2,587,000746
Net charge-offs$24,0001,516
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,587,000723
2019-12-31 (YTD Data)Rank
Total interest income$20,621,0001,484
Total interest expense$4,365,0001,378
Net interest income$16,256,0001,491
Provision for loan and lease losses$180,0002,435
Total noninterest income$4,016,0001,311
Gross Fiduciary activities income$753,000505
Service charges on deposit accounts$776,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$2,487,0001,348
Total noninterest expense$8,749,0002,117
Salaries and employee benefits$4,890,0002,137
Premises and equipment expense$495,0003,119
Additional noninterest expense$3,364,0001,735
Pre-tax net operating income$11,343,000952
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$11,343,000846
Extraordinary gains, net$011
Net income$11,343,000847
Minority interest net income$076
Net income of bank and minority interests.$11,343,000847
Net charge-offs$237,0001,539
Cash dividends$5,100,000777
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,343,000821
2019-09-30 (YTD Data)Rank
Total interest income$15,475,0001,492
Total interest expense$3,214,0001,404
Net interest income$12,261,0001,494
Provision for loan and lease losses$135,0002,339
Total noninterest income$2,918,0001,324
Gross Fiduciary activities income$564,000510
Service charges on deposit accounts$575,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$1,779,0001,376
Total noninterest expense$6,439,0002,145
Salaries and employee benefits$3,682,0002,141
Premises and equipment expense$437,0002,859
Additional noninterest expense$2,320,0001,860
Pre-tax net operating income$8,605,000964
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$8,605,000849
Extraordinary gains, net$011
Net income$8,605,000850
Minority interest net income$072
Net income of bank and minority interests.$8,605,000850
Net charge-offs$175,0001,392
Cash dividends$3,400,000807
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,605,000828
2019-06-30 (YTD Data)Rank
Total interest income$10,266,0001,499
Total interest expense$2,109,0001,405
Net interest income$8,157,0001,496
Provision for loan and lease losses$90,0002,284
Total noninterest income$1,818,0001,366
Gross Fiduciary activities income$399,000498
Service charges on deposit accounts$370,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$1,049,0001,448
Total noninterest expense$4,136,0002,212
Salaries and employee benefits$2,458,0002,143
Premises and equipment expense$281,0002,941
Additional noninterest expense$1,397,0002,060
Pre-tax net operating income$5,749,000937
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,749,000823
Extraordinary gains, net$011
Net income$5,749,000823
Minority interest net income$069
Net income of bank and minority interests.$5,749,000823
Net charge-offs$169,0001,096
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,749,000803
2019-03-31 (YTD Data)Rank
Total interest income$5,079,0001,507
Total interest expense$1,048,0001,387
Net interest income$4,031,0001,508
Provision for loan and lease losses$45,0002,137
Total noninterest income$835,0001,393
Gross Fiduciary activities income$171,000525
Service charges on deposit accounts$174,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,465
Total noninterest expense$2,060,0002,226
Salaries and employee benefits$1,250,0002,134
Premises and equipment expense$144,0002,924
Additional noninterest expense$666,0002,110
Pre-tax net operating income$2,761,000933
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,761,000834
Extraordinary gains, net$05
Net income$2,761,000834
Minority interest net income$052
Net income of bank and minority interests.$2,761,000833
Net charge-offs$455,000355
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,761,000816
2018-12-31 (YTD Data)Rank
Total interest income$16,628,0001,700
Total interest expense$3,049,0001,412
Net interest income$13,579,0001,755
Provision for loan and lease losses$130,0002,777
Total noninterest income$3,360,0001,423
Gross Fiduciary activities income$561,000573
Service charges on deposit accounts$774,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$2,025,0001,487
Total noninterest expense$8,440,0002,163
Salaries and employee benefits$4,840,0002,156
Premises and equipment expense$539,0003,035
Additional noninterest expense$3,061,0001,884
Pre-tax net operating income$8,369,0001,191
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,369,0001,067
Extraordinary gains, net$06
Net income$8,369,0001,066
Minority interest net income$072
Net income of bank and minority interests.$8,369,0001,066
Net charge-offs$122,0002,010
Cash dividends$4,300,000822
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,369,0001,066
2018-09-30 (YTD Data)Rank
Total interest income$11,911,0001,756
Total interest expense$2,055,0001,465
Net interest income$9,856,0001,803
Provision for loan and lease losses$90,0002,683
Total noninterest income$2,552,0001,430
Gross Fiduciary activities income$420,000571
Service charges on deposit accounts$575,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$1,557,0001,488
Total noninterest expense$6,358,0002,152
Salaries and employee benefits$3,640,0002,140
Premises and equipment expense$447,0002,870
Additional noninterest expense$2,271,0001,905
Pre-tax net operating income$5,960,0001,236
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,960,0001,099
Extraordinary gains, net$05
Net income$5,960,0001,098
Minority interest net income$066
Net income of bank and minority interests.$5,960,0001,098
Net charge-offs$69,0001,989
Cash dividends$3,100,000763
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,960,0001,091
2018-06-30 (YTD Data)Rank
Total interest income$7,598,0001,808
Total interest expense$1,251,0001,499
Net interest income$6,347,0001,850
Provision for loan and lease losses$60,0002,584
Total noninterest income$1,598,0001,498
Gross Fiduciary activities income$270,000581
Service charges on deposit accounts$363,0001,488
Trading account gains and feesNANA
Additional Noninterest Income$965,0001,557
Total noninterest expense$4,142,0002,197
Salaries and employee benefits$2,395,0002,176
Premises and equipment expense$304,0002,844
Additional noninterest expense$1,443,0001,986
Pre-tax net operating income$3,743,0001,280
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,743,0001,128
Extraordinary gains, net$06
Net income$3,743,0001,127
Minority interest net income$065
Net income of bank and minority interests.$3,743,0001,127
Net charge-offs$17,0002,331
Cash dividends$1,400,0001,009
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,743,0001,123
2018-03-31 (YTD Data)Rank
Total interest income$3,656,0001,857
Total interest expense$575,0001,539
Net interest income$3,081,0001,894
Provision for loan and lease losses$30,0002,415
Total noninterest income$755,0001,547
Gross Fiduciary activities income$128,000598
Service charges on deposit accounts$174,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$453,0001,579
Total noninterest expense$2,094,0002,201
Salaries and employee benefits$1,231,0002,147
Premises and equipment expense$143,0003,002
Additional noninterest expense$720,0001,983
Pre-tax net operating income$1,712,0001,348
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,712,0001,186
Extraordinary gains, net$07
Net income$1,712,0001,185
Minority interest net income$052
Net income of bank and minority interests.$1,712,0001,186
Net charge-offs$-20,0004,983
Cash dividends$650,000989
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,712,0001,177
2017-12-31 (YTD Data)Rank
Total interest income$12,695,0002,031
Total interest expense$2,101,0001,486
Net interest income$10,594,0002,125
Provision for loan and lease losses$260,0002,104
Total noninterest income$3,341,0001,466
Gross Fiduciary activities income$854,000482
Service charges on deposit accounts$737,0001,507
Trading account gains and feesNANA
Additional Noninterest Income$1,750,0001,659
Total noninterest expense$7,922,0002,289
Salaries and employee benefits$4,569,0002,245
Premises and equipment expense$587,0002,961
Additional noninterest expense$2,766,0002,069
Pre-tax net operating income$5,753,0001,518
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,753,0001,208
Extraordinary gains, net$09
Net income$5,753,0001,209
Minority interest net income$076
Net income of bank and minority interests.$5,753,0001,208
Net charge-offs$174,0001,944
Cash dividends$3,150,000984
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,753,0001,190
2017-09-30 (YTD Data)Rank
Total interest income$9,439,0002,048
Total interest expense$1,565,0001,461
Net interest income$7,874,0002,147
Provision for loan and lease losses$230,0001,880
Total noninterest income$2,406,0001,522
Gross Fiduciary activities income$608,000493
Service charges on deposit accounts$544,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0001,713
Total noninterest expense$5,786,0002,342
Salaries and employee benefits$3,314,0002,314
Premises and equipment expense$487,0002,807
Additional noninterest expense$1,985,0002,138
Pre-tax net operating income$4,264,0001,543
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,264,0001,312
Extraordinary gains, net$09
Net income$4,264,0001,310
Minority interest net income$071
Net income of bank and minority interests.$4,264,0001,312
Net charge-offs$36,0002,656
Cash dividends$1,950,0001,089
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,264,0001,289
2017-06-30 (YTD Data)Rank
Total interest income$6,133,0002,081
Total interest expense$1,034,0001,438
Net interest income$5,099,0002,186
Provision for loan and lease losses$200,0001,539
Total noninterest income$1,559,0001,552
Gross Fiduciary activities income$370,000517
Service charges on deposit accounts$354,0001,548
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,736
Total noninterest expense$3,805,0002,369
Salaries and employee benefits$2,203,0002,330
Premises and equipment expense$322,0002,832
Additional noninterest expense$1,280,0002,202
Pre-tax net operating income$2,653,0001,621
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,653,0001,369
Extraordinary gains, net$011
Net income$2,653,0001,369
Minority interest net income$071
Net income of bank and minority interests.$2,653,0001,370
Net charge-offs$6,0003,079
Cash dividends$1,300,0001,070
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,653,0001,351
2017-03-31 (YTD Data)Rank
Total interest income$2,997,0002,115
Total interest expense$505,0001,449
Net interest income$2,492,0002,232
Provision for loan and lease losses$95,0001,496
Total noninterest income$743,0001,607
Gross Fiduciary activities income$189,000517
Service charges on deposit accounts$171,0001,590
Trading account gains and feesNANA
Additional Noninterest Income$383,0001,799
Total noninterest expense$1,934,0002,357
Salaries and employee benefits$1,160,0002,264
Premises and equipment expense$162,0002,863
Additional noninterest expense$612,0002,277
Pre-tax net operating income$1,206,0001,717
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,206,0001,460
Extraordinary gains, net$08
Net income$1,206,0001,460
Minority interest net income$055
Net income of bank and minority interests.$1,206,0001,460
Net charge-offs$15,0002,041
Cash dividends$650,0001,001
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,206,0001,443
2016-12-31 (YTD Data)Rank
Total interest income$12,178,0002,052
Total interest expense$2,076,0001,373
Net interest income$10,102,0002,169
Provision for loan and lease losses$325,0001,915
Total noninterest income$3,160,0001,588
Gross Fiduciary activities income$564,000570
Service charges on deposit accounts$777,0001,475
Trading account gains and fees$0170
Additional Noninterest Income$1,819,0001,684
Total noninterest expense$7,799,0002,342
Salaries and employee benefits$4,431,0002,303
Premises and equipment expense$640,0002,900
Additional noninterest expense$2,728,0002,135
Pre-tax net operating income$5,138,0001,592
Securities gains (losses)$20,0002,370
Applicable income taxes$04,278
Income before extraordinary items$5,158,0001,347
Extraordinary gains, net$05
Net income$5,158,0001,346
Minority interest net income$082
Net income of bank and minority interests.$5,158,0001,346
Net charge-offs$125,0002,402
Cash dividends$2,700,0001,113
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,138,0001,322
2016-09-30 (YTD Data)Rank
Total interest income$9,170,0002,039
Total interest expense$1,572,0001,357
Net interest income$7,598,0002,155
Provision for loan and lease losses$193,0002,088
Total noninterest income$2,349,0001,597
Gross Fiduciary activities income$422,000567
Service charges on deposit accounts$592,0001,453
Trading account gains and fees$0169
Additional Noninterest Income$1,335,0001,700
Total noninterest expense$5,823,0002,352
Salaries and employee benefits$3,329,0002,297
Premises and equipment expense$505,0002,814
Additional noninterest expense$1,989,0002,190
Pre-tax net operating income$3,931,0001,577
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,931,0001,352
Extraordinary gains, net$05
Net income$3,931,0001,352
Minority interest net income$071
Net income of bank and minority interests.$3,931,0001,352
Net charge-offs$120,0001,906
Cash dividends$1,950,0001,062
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,931,0001,313
2016-06-30 (YTD Data)Rank
Total interest income$6,134,0002,049
Total interest expense$1,069,0001,333
Net interest income$5,065,0002,151
Provision for loan and lease losses$98,0002,348
Total noninterest income$1,523,0001,607
Gross Fiduciary activities income$274,000576
Service charges on deposit accounts$386,0001,474
Trading account gains and fees$0157
Additional Noninterest Income$863,0001,713
Total noninterest expense$3,837,0002,384
Salaries and employee benefits$2,175,0002,346
Premises and equipment expense$333,0002,847
Additional noninterest expense$1,329,0002,202
Pre-tax net operating income$2,653,0001,559
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,653,0001,341
Extraordinary gains, net$016
Net income$2,653,0001,340
Minority interest net income$071
Net income of bank and minority interests.$2,653,0001,341
Net charge-offs$45,0002,224
Cash dividends$1,300,0001,076
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,653,0001,293
2016-03-31 (YTD Data)Rank
Total interest income$3,013,0002,074
Total interest expense$536,0001,324
Net interest income$2,477,0002,193
Provision for loan and lease losses$23,0002,814
Total noninterest income$724,0001,637
Gross Fiduciary activities income$136,000582
Service charges on deposit accounts$185,0001,524
Trading account gains and fees$0142
Additional Noninterest Income$403,0001,730
Total noninterest expense$1,943,0002,358
Salaries and employee benefits$1,109,0002,307
Premises and equipment expense$163,0002,912
Additional noninterest expense$671,0002,172
Pre-tax net operating income$1,235,0001,629
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,235,0001,376
Extraordinary gains, net$012
Net income$1,235,0001,376
Minority interest net income$062
Net income of bank and minority interests.$1,235,0001,377
Net charge-offs$15,0002,144
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,235,0001,336
2015-12-31 (YTD Data)Rank
Total interest income$11,752,0002,062
Total interest expense$2,003,0001,390
Net interest income$9,749,0002,198
Provision for loan and lease losses$123,0002,811
Total noninterest income$3,197,0001,538
Gross Fiduciary activities income$673,000542
Service charges on deposit accounts$705,0001,643
Trading account gains and fees$0159
Additional Noninterest Income$1,819,0001,636
Total noninterest expense$7,682,0002,384
Salaries and employee benefits$4,206,0002,382
Premises and equipment expense$673,0002,884
Additional noninterest expense$2,803,0002,132
Pre-tax net operating income$5,141,0001,541
Securities gains (losses)$551,000323
Applicable income taxes$04,402
Income before extraordinary items$5,692,0001,226
Extraordinary gains, net$023
Net income$5,692,0001,226
Minority interest net income$081
Net income of bank and minority interests.$5,692,0001,226
Net charge-offs$473,0001,212
Cash dividends$2,730,0001,061
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,141,0001,298
2015-09-30 (YTD Data)Rank
Total interest income$8,737,0002,097
Total interest expense$1,485,0001,410
Net interest income$7,252,0002,226
Provision for loan and lease losses$68,0003,031
Total noninterest income$2,378,0001,559
Gross Fiduciary activities income$497,000547
Service charges on deposit accounts$505,0001,713
Trading account gains and fees$0153
Additional Noninterest Income$1,376,0001,633
Total noninterest expense$5,808,0002,357
Salaries and employee benefits$3,140,0002,397
Premises and equipment expense$526,0002,864
Additional noninterest expense$2,142,0002,079
Pre-tax net operating income$3,754,0001,603
Securities gains (losses)$551,000283
Applicable income taxes$04,489
Income before extraordinary items$4,305,0001,229
Extraordinary gains, net$021
Net income$4,305,0001,228
Minority interest net income$078
Net income of bank and minority interests.$4,305,0001,229
Net charge-offs$67,0002,539
Cash dividends$2,030,000962
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,754,0001,331
2015-06-30 (YTD Data)Rank
Total interest income$5,838,0002,086
Total interest expense$984,0001,424
Net interest income$4,854,0002,205
Provision for loan and lease losses$45,0002,981
Total noninterest income$1,561,0001,576
Gross Fiduciary activities income$341,000546
Service charges on deposit accounts$320,0001,759
Trading account gains and fees$0157
Additional Noninterest Income$900,0001,666
Total noninterest expense$3,849,0002,381
Salaries and employee benefits$2,110,0002,392
Premises and equipment expense$345,0002,893
Additional noninterest expense$1,394,0002,127
Pre-tax net operating income$2,521,0001,567
Securities gains (losses)$514,000252
Applicable income taxes$04,497
Income before extraordinary items$3,035,0001,157
Extraordinary gains, net$022
Net income$3,035,0001,156
Minority interest net income$075
Net income of bank and minority interests.$3,035,0001,158
Net charge-offs$55,0002,233
Cash dividends$1,330,000979
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,521,0001,302
2015-03-31 (YTD Data)Rank
Total interest income$2,903,0002,091
Total interest expense$484,0001,442
Net interest income$2,419,0002,206
Provision for loan and lease losses$23,0002,765
Total noninterest income$689,0001,676
Gross Fiduciary activities income$137,000591
Service charges on deposit accounts$151,0001,808
Trading account gains and fees$0152
Additional Noninterest Income$401,0001,768
Total noninterest expense$1,890,0002,430
Salaries and employee benefits$1,017,0002,489
Premises and equipment expense$172,0002,926
Additional noninterest expense$701,0002,101
Pre-tax net operating income$1,195,0001,599
Securities gains (losses)$341,000237
Applicable income taxes$04,400
Income before extraordinary items$1,536,0001,112
Extraordinary gains, net$013
Net income$1,536,0001,113
Minority interest net income$064
Net income of bank and minority interests.$1,536,0001,113
Net charge-offs$-11,0005,460
Cash dividends$680,000889
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,195,0001,336
2014-12-31 (YTD Data)Rank
Total interest income$12,419,0001,982
Total interest expense$1,871,0001,576
Net interest income$10,548,0002,028
Provision for loan and lease losses$-53,0005,975
Total noninterest income$2,316,0001,908
Gross Fiduciary activities income$537,000596
Service charges on deposit accounts$737,0001,686
Trading account gains and fees$0180
Additional Noninterest Income$1,042,0002,277
Total noninterest expense$7,482,0002,456
Salaries and employee benefits$3,945,0002,531
Premises and equipment expense$700,0002,914
Additional noninterest expense$2,837,0002,133
Pre-tax net operating income$5,435,0001,415
Securities gains (losses)$819,000255
Applicable income taxes$04,531
Income before extraordinary items$6,254,0001,049
Extraordinary gains, net$017
Net income$6,254,0001,047
Minority interest net income$084
Net income of bank and minority interests.$6,254,0001,048
Net charge-offs$97,0003,204
Cash dividends$2,530,0001,068
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,435,0001,180
2014-09-30 (YTD Data)Rank
Total interest income$9,311,0001,996
Total interest expense$1,402,0001,592
Net interest income$7,909,0002,034
Provision for loan and lease losses$04,401
Total noninterest income$1,741,0001,911
Gross Fiduciary activities income$400,000593
Service charges on deposit accounts$555,0001,690
Trading account gains and fees$0174
Additional Noninterest Income$786,0002,282
Total noninterest expense$5,483,0002,525
Salaries and employee benefits$2,958,0002,528
Premises and equipment expense$557,0002,833
Additional noninterest expense$1,968,0002,283
Pre-tax net operating income$4,167,0001,409
Securities gains (losses)$451,000345
Applicable income taxes$04,583
Income before extraordinary items$4,618,0001,081
Extraordinary gains, net$015
Net income$4,618,0001,080
Minority interest net income$081
Net income of bank and minority interests.$4,618,0001,080
Net charge-offs$94,0002,746
Cash dividends$1,850,0001,010
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,167,0001,162
2014-06-30 (YTD Data)Rank
Total interest income$6,249,0001,974
Total interest expense$946,0001,588
Net interest income$5,303,0002,019
Provision for loan and lease losses$04,196
Total noninterest income$1,122,0001,946
Gross Fiduciary activities income$262,000600
Service charges on deposit accounts$345,0001,764
Trading account gains and fees$0172
Additional Noninterest Income$515,0002,276
Total noninterest expense$3,607,0002,561
Salaries and employee benefits$1,964,0002,557
Premises and equipment expense$364,0002,890
Additional noninterest expense$1,279,0002,345
Pre-tax net operating income$2,818,0001,353
Securities gains (losses)$128,000659
Applicable income taxes$04,568
Income before extraordinary items$2,946,0001,089
Extraordinary gains, net$020
Net income$2,946,0001,089
Minority interest net income$080
Net income of bank and minority interests.$2,946,0001,090
Net charge-offs$45,0002,882
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,818,0001,111
2014-03-31 (YTD Data)Rank
Total interest income$3,060,0002,012
Total interest expense$480,0001,593
Net interest income$2,580,0002,061
Provision for loan and lease losses$03,817
Total noninterest income$552,0001,901
Gross Fiduciary activities income$134,000603
Service charges on deposit accounts$165,0001,801
Trading account gains and fees$0147
Additional Noninterest Income$253,0002,242
Total noninterest expense$1,758,0002,617
Salaries and employee benefits$953,0002,630
Premises and equipment expense$181,0002,951
Additional noninterest expense$624,0002,397
Pre-tax net operating income$1,374,0001,351
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,374,0001,128
Extraordinary gains, net$016
Net income$1,374,0001,130
Minority interest net income$066
Net income of bank and minority interests.$1,374,0001,129
Net charge-offs$65,0001,659
Cash dividends$600,000900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,374,0001,113
2013-12-31 (YTD Data)Rank
Total interest income$12,705,0001,947
Total interest expense$1,967,0001,729
Net interest income$10,738,0001,971
Provision for loan and lease losses$173,0003,139
Total noninterest income$2,169,0002,044
Gross Fiduciary activities income$458,000620
Service charges on deposit accounts$743,0001,750
Trading account gains and fees$0184
Additional Noninterest Income$968,0002,427
Total noninterest expense$6,859,0002,682
Salaries and employee benefits$3,643,0002,700
Premises and equipment expense$752,0002,827
Additional noninterest expense$2,464,0002,507
Pre-tax net operating income$5,875,0001,256
Securities gains (losses)$73,0001,540
Applicable income taxes$04,631
Income before extraordinary items$5,948,0001,042
Extraordinary gains, net$029
Net income$5,948,0001,044
Minority interest net income$090
Net income of bank and minority interests.$5,948,0001,044
Net charge-offs$73,0004,051
Cash dividends$2,970,000878
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,875,0001,029
2013-09-30 (YTD Data)Rank
Total interest income$9,635,0001,945
Total interest expense$1,478,0001,775
Net interest income$8,157,0001,947
Provision for loan and lease losses$135,0003,044
Total noninterest income$1,605,0002,116
Gross Fiduciary activities income$330,000627
Service charges on deposit accounts$554,0001,762
Trading account gains and fees$0180
Additional Noninterest Income$721,0002,473
Total noninterest expense$5,046,0002,718
Salaries and employee benefits$2,644,0002,793
Premises and equipment expense$588,0002,765
Additional noninterest expense$1,814,0002,522
Pre-tax net operating income$4,581,0001,239
Securities gains (losses)$63,0001,503
Applicable income taxes$04,713
Income before extraordinary items$4,644,000998
Extraordinary gains, net$025
Net income$4,644,0001,001
Minority interest net income$084
Net income of bank and minority interests.$4,644,0001,001
Net charge-offs$7,0004,813
Cash dividends$2,150,000829
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,581,000993
2013-06-30 (YTD Data)Rank
Total interest income$6,425,0001,940
Total interest expense$988,0001,803
Net interest income$5,437,0001,943
Provision for loan and lease losses$90,0003,034
Total noninterest income$1,021,0002,203
Gross Fiduciary activities income$202,000655
Service charges on deposit accounts$341,0001,852
Trading account gains and fees$0157
Additional Noninterest Income$478,0002,538
Total noninterest expense$3,308,0002,763
Salaries and employee benefits$1,761,0002,809
Premises and equipment expense$379,0002,836
Additional noninterest expense$1,168,0002,604
Pre-tax net operating income$3,060,0001,211
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,060,0001,012
Extraordinary gains, net$022
Net income$3,060,0001,013
Minority interest net income$082
Net income of bank and minority interests.$3,060,0001,015
Net charge-offs$12,0004,240
Cash dividends$1,400,000837
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,060,000963
2013-03-31 (YTD Data)Rank
Total interest income$3,246,0001,930
Total interest expense$498,0001,844
Net interest income$2,748,0001,940
Provision for loan and lease losses$45,0002,886
Total noninterest income$501,0002,225
Gross Fiduciary activities income$104,000653
Service charges on deposit accounts$155,0001,977
Trading account gains and fees$0148
Additional Noninterest Income$242,0002,508
Total noninterest expense$1,637,0002,815
Salaries and employee benefits$837,0002,937
Premises and equipment expense$189,0002,868
Additional noninterest expense$611,0002,500
Pre-tax net operating income$1,567,0001,166
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,567,000967
Extraordinary gains, net$010
Net income$1,567,000967
Minority interest net income$076
Net income of bank and minority interests.$1,567,000969
Net charge-offs$-4,0005,794
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,567,000919
2012-12-31 (YTD Data)Rank
Total interest income$12,825,0002,040
Total interest expense$2,196,0001,978
Net interest income$10,629,0002,038
Provision for loan and lease losses$157,0004,238
Total noninterest income$2,037,0002,155
Gross Fiduciary activities income$352,000677
Service charges on deposit accounts$799,0001,692
Trading account gains and fees$0166
Additional Noninterest Income$886,0002,534
Total noninterest expense$6,129,0002,979
Salaries and employee benefits$3,103,0003,048
Premises and equipment expense$752,0002,875
Additional noninterest expense$2,274,0002,788
Pre-tax net operating income$6,380,0001,120
Securities gains (losses)$30,0003,019
Applicable income taxes$04,751
Income before extraordinary items$6,410,000949
Extraordinary gains, net$029
Net income$6,410,000949
Minority interest net income$093
Net income of bank and minority interests.$6,410,000949
Net charge-offs$57,0004,839
Cash dividends$3,750,000730
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,380,000885
2012-09-30 (YTD Data)Rank
Total interest income$9,508,0002,104
Total interest expense$1,673,0002,035
Net interest income$7,835,0002,095
Provision for loan and lease losses$135,0004,004
Total noninterest income$1,512,0002,169
Gross Fiduciary activities income$247,000682
Service charges on deposit accounts$600,0001,713
Trading account gains and fees$0157
Additional Noninterest Income$665,0002,532
Total noninterest expense$4,487,0003,058
Salaries and employee benefits$2,255,0003,141
Premises and equipment expense$558,0002,925
Additional noninterest expense$1,674,0002,848
Pre-tax net operating income$4,725,0001,136
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$4,725,000978
Extraordinary gains, net$020
Net income$4,725,000978
Minority interest net income$086
Net income of bank and minority interests.$4,725,000978
Net charge-offs$38,0004,705
Cash dividends$2,750,000599
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,725,000916
2012-06-30 (YTD Data)Rank
Total interest income$6,259,0002,134
Total interest expense$1,142,0002,055
Net interest income$5,117,0002,134
Provision for loan and lease losses$90,0003,970
Total noninterest income$994,0002,163
Gross Fiduciary activities income$155,000702
Service charges on deposit accounts$393,0001,733
Trading account gains and fees$0153
Additional Noninterest Income$446,0002,488
Total noninterest expense$2,927,0003,118
Salaries and employee benefits$1,515,0003,137
Premises and equipment expense$364,0002,978
Additional noninterest expense$1,048,0003,002
Pre-tax net operating income$3,094,0001,155
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,094,000989
Extraordinary gains, net$019
Net income$3,094,000989
Minority interest net income$084
Net income of bank and minority interests.$3,094,000989
Net charge-offs$12,0004,874
Cash dividends$1,800,000588
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,094,000923
2012-03-31 (YTD Data)Rank
Total interest income$3,109,0002,171
Total interest expense$594,0002,054
Net interest income$2,515,0002,183
Provision for loan and lease losses$45,0003,771
Total noninterest income$501,0002,145
Gross Fiduciary activities income$75,000721
Service charges on deposit accounts$202,0001,676
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,500
Total noninterest expense$1,438,0003,153
Salaries and employee benefits$750,0003,174
Premises and equipment expense$184,0002,974
Additional noninterest expense$504,0003,072
Pre-tax net operating income$1,533,0001,146
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,533,000974
Extraordinary gains, net$019
Net income$1,533,000976
Minority interest net income$078
Net income of bank and minority interests.$1,533,000975
Net charge-offs$-8,0006,564
Cash dividends$900,000521
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,533,000909
2011-12-31 (YTD Data)Rank
Total interest income$12,098,0002,299
Total interest expense$2,721,0002,130
Net interest income$9,377,0002,333
Provision for loan and lease losses$161,0004,853
Total noninterest income$1,968,0002,029
Gross Fiduciary activities income$356,000633
Service charges on deposit accounts$802,0001,782
Trading account gains and fees$0146
Additional Noninterest Income$810,0002,427
Total noninterest expense$5,432,0003,320
Salaries and employee benefits$2,760,0003,313
Premises and equipment expense$679,0003,269
Additional noninterest expense$1,993,0003,153
Pre-tax net operating income$5,752,0001,042
Securities gains (losses)$1,0003,733
Applicable income taxes$04,719
Income before extraordinary items$5,753,000875
Extraordinary gains, net$029
Net income$5,753,000874
Minority interest net income$096
Net income of bank and minority interests.$5,753,000875
Net charge-offs$111,0004,888
Cash dividends$3,980,000530
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,752,000842
2011-09-30 (YTD Data)Rank
Total interest income$8,977,0002,355
Total interest expense$2,098,0002,161
Net interest income$6,879,0002,389
Provision for loan and lease losses$105,0004,891
Total noninterest income$1,441,0002,062
Gross Fiduciary activities income$243,000640
Service charges on deposit accounts$592,0001,810
Trading account gains and fees$0145
Additional Noninterest Income$606,0002,408
Total noninterest expense$4,070,0003,327
Salaries and employee benefits$2,048,0003,334
Premises and equipment expense$519,0003,270
Additional noninterest expense$1,503,0003,155
Pre-tax net operating income$4,145,0001,113
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,145,000920
Extraordinary gains, net$021
Net income$4,145,000919
Minority interest net income$087
Net income of bank and minority interests.$4,145,000920
Net charge-offs$20,0005,533
Cash dividends$2,850,000474
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,145,000886
2011-06-30 (YTD Data)Rank
Total interest income$5,951,0002,382
Total interest expense$1,459,0002,152
Net interest income$4,492,0002,453
Provision for loan and lease losses$60,0004,872
Total noninterest income$928,0002,099
Gross Fiduciary activities income$158,000651
Service charges on deposit accounts$370,0001,880
Trading account gains and fees$0153
Additional Noninterest Income$400,0002,441
Total noninterest expense$2,669,0003,406
Salaries and employee benefits$1,378,0003,343
Premises and equipment expense$341,0003,316
Additional noninterest expense$950,0003,331
Pre-tax net operating income$2,691,0001,111
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,691,000915
Extraordinary gains, net$015
Net income$2,691,000914
Minority interest net income$089
Net income of bank and minority interests.$2,691,000915
Net charge-offs$-4,0006,815
Cash dividends$1,900,000453
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,691,000886
2011-03-31 (YTD Data)Rank
Total interest income$2,880,0002,475
Total interest expense$760,0002,153
Net interest income$2,120,0002,591
Provision for loan and lease losses$15,0005,117
Total noninterest income$456,0002,149
Gross Fiduciary activities income$78,000659
Service charges on deposit accounts$180,0001,898
Trading account gains and fees$0158
Additional Noninterest Income$198,0002,484
Total noninterest expense$1,322,0003,425
Salaries and employee benefits$667,0003,445
Premises and equipment expense$167,0003,438
Additional noninterest expense$488,0003,255
Pre-tax net operating income$1,239,0001,184
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,239,000978
Extraordinary gains, net$09
Net income$1,239,000978
Minority interest net income$086
Net income of bank and minority interests.$1,239,000978
Net charge-offs$1,0004,979
Cash dividends$950,000415
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,239,000958
2010-12-31 (YTD Data)Rank
Total interest income$11,562,0002,587
Total interest expense$3,131,0002,514
Net interest income$8,431,0002,601
Provision for loan and lease losses$475,0004,215
Total noninterest income$2,050,0002,049
Gross Fiduciary activities income$312,000662
Service charges on deposit accounts$831,0001,762
Trading account gains and fees$0175
Additional Noninterest Income$907,0002,306
Total noninterest expense$5,173,0003,512
Salaries and employee benefits$2,616,0003,469
Premises and equipment expense$663,0003,454
Additional noninterest expense$1,894,0003,402
Pre-tax net operating income$4,833,0001,061
Securities gains (losses)$56,0002,585
Applicable income taxes$04,655
Income before extraordinary items$4,889,000905
Extraordinary gains, net$029
Net income$4,889,000906
Minority interest net income$0111
Net income of bank and minority interests.$4,889,000907
Net charge-offs$125,0005,229
Cash dividends$3,310,000497
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,833,000871
2010-09-30 (YTD Data)Rank
Total interest income$8,532,0002,693
Total interest expense$2,334,0002,615
Net interest income$6,198,0002,675
Provision for loan and lease losses$457,0003,685
Total noninterest income$1,743,0001,875
Gross Fiduciary activities income$228,000656
Service charges on deposit accounts$614,0001,845
Trading account gains and fees$0165
Additional Noninterest Income$901,0001,931
Total noninterest expense$3,829,0003,547
Salaries and employee benefits$1,946,0003,512
Premises and equipment expense$502,0003,477
Additional noninterest expense$1,381,0003,453
Pre-tax net operating income$3,655,0001,113
Securities gains (losses)$78,0002,135
Applicable income taxes$04,726
Income before extraordinary items$3,733,000933
Extraordinary gains, net$023
Net income$3,733,000935
Minority interest net income$0110
Net income of bank and minority interests.$3,733,000935
Net charge-offs$107,0004,839
Cash dividends$2,350,000469
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,655,000909
2010-06-30 (YTD Data)Rank
Total interest income$5,599,0002,765
Total interest expense$1,548,0002,716
Net interest income$4,051,0002,724
Provision for loan and lease losses$300,0003,591
Total noninterest income$891,0002,203
Gross Fiduciary activities income$149,000663
Service charges on deposit accounts$386,0001,954
Trading account gains and fees$0152
Additional Noninterest Income$356,0002,580
Total noninterest expense$2,457,0003,673
Salaries and employee benefits$1,268,0003,599
Premises and equipment expense$325,0003,585
Additional noninterest expense$864,0003,596
Pre-tax net operating income$2,185,0001,194
Securities gains (losses)$67,0001,696
Applicable income taxes$04,691
Income before extraordinary items$2,252,0001,000
Extraordinary gains, net$019
Net income$2,252,0001,001
Minority interest net income$0105
Net income of bank and minority interests.$2,252,0001,001
Net charge-offs$104,0004,202
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,185,000988
2010-03-31 (YTD Data)Rank
Total interest income$2,788,0002,828
Total interest expense$779,0002,817
Net interest income$2,009,0002,767
Provision for loan and lease losses$150,0003,336
Total noninterest income$454,0002,181
Gross Fiduciary activities income$75,000678
Service charges on deposit accounts$184,0002,020
Trading account gains and fees$0175
Additional Noninterest Income$195,0002,436
Total noninterest expense$1,219,0003,718
Salaries and employee benefits$632,0003,666
Premises and equipment expense$164,0003,646
Additional noninterest expense$423,0003,672
Pre-tax net operating income$1,094,0001,196
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$1,095,000997
Extraordinary gains, net$016
Net income$1,095,0001,000
Minority interest net income$091
Net income of bank and minority interests.$1,095,0001,001
Net charge-offs$-4,0007,239
Cash dividends$650,000514
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,094,000972
2009-12-31 (YTD Data)Rank
Total interest income$12,028,0002,748
Total interest expense$3,593,0002,983
Net interest income$8,435,0002,583
Provision for loan and lease losses$452,0004,694
Total noninterest income$2,082,0002,074
Gross Fiduciary activities income$334,000642
Service charges on deposit accounts$732,0002,168
Trading account gains and fees$0211
Additional Noninterest Income$1,016,0002,125
Total noninterest expense$5,534,0003,393
Salaries and employee benefits$2,985,0003,189
Premises and equipment expense$673,0003,574
Additional noninterest expense$1,876,0003,489
Pre-tax net operating income$4,531,000920
Securities gains (losses)$609,000761
Applicable income taxes$04,388
Income before extraordinary items$5,140,000661
Extraordinary gains, net$034
Net income$5,140,000660
Minority interest net income$0115
Net income of bank and minority interests.$5,140,000661
Net charge-offs$102,0005,677
Cash dividends$3,150,000546
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,531,000747
2009-09-30 (YTD Data)Rank
Total interest income$9,193,0002,727
Total interest expense$2,767,0003,043
Net interest income$6,426,0002,535
Provision for loan and lease losses$315,0004,517
Total noninterest income$1,597,0002,071
Gross Fiduciary activities income$262,000623
Service charges on deposit accounts$515,0002,302
Trading account gains and fees$0212
Additional Noninterest Income$820,0002,093
Total noninterest expense$4,213,0003,363
Salaries and employee benefits$2,250,0003,198
Premises and equipment expense$506,0003,596
Additional noninterest expense$1,457,0003,354
Pre-tax net operating income$3,495,000952
Securities gains (losses)$607,000597
Applicable income taxes$04,592
Income before extraordinary items$4,102,000657
Extraordinary gains, net$027
Net income$4,102,000658
Minority interest net income$0118
Net income of bank and minority interests.$4,102,000659
Net charge-offs$99,0005,068
Cash dividends$1,950,000660
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,495,000768
2009-06-30 (YTD Data)Rank
Total interest income$6,344,0002,678
Total interest expense$1,932,0003,048
Net interest income$4,412,0002,447
Provision for loan and lease losses$210,0004,245
Total noninterest income$1,033,0002,132
Gross Fiduciary activities income$163,000647
Service charges on deposit accounts$299,0002,545
Trading account gains and fees$0193
Additional Noninterest Income$571,0002,051
Total noninterest expense$2,817,0003,385
Salaries and employee benefits$1,535,0003,179
Premises and equipment expense$335,0003,636
Additional noninterest expense$947,0003,417
Pre-tax net operating income$2,418,000946
Securities gains (losses)$209,000992
Applicable income taxes$04,657
Income before extraordinary items$2,627,000691
Extraordinary gains, net$021
Net income$2,627,000690
Minority interest net income$0112
Net income of bank and minority interests.$2,627,000692
Net charge-offs$67,0004,644
Cash dividends$1,150,000785
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,418,000740
2009-03-31 (YTD Data)Rank
Total interest income$3,358,0002,586
Total interest expense$1,011,0003,020
Net interest income$2,347,0002,319
Provision for loan and lease losses$105,0003,786
Total noninterest income$375,0002,621
Gross Fiduciary activities income$82,000649
Service charges on deposit accounts$144,0002,555
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$1,347,0003,433
Salaries and employee benefits$772,0003,196
Premises and equipment expense$168,0003,672
Additional noninterest expense$407,0003,530
Pre-tax net operating income$1,270,000997
Securities gains (losses)$54,0001,270
Applicable income taxes$04,835
Income before extraordinary items$1,324,000777
Extraordinary gains, net$015
Net income$1,324,000778
Minority interest net income$0102
Net income of bank and minority interests.$1,324,000779
Net charge-offs$-14,0007,931
Cash dividends$525,000820
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,270,000766
2008-12-31 (YTD Data)Rank
Total interest income$14,900,0002,479
Total interest expense$5,495,0002,727
Net interest income$9,405,0002,333
Provision for loan and lease losses$334,0004,447
Total noninterest income$1,586,0002,521
Gross Fiduciary activities income$310,000676
Service charges on deposit accounts$723,0002,289
Trading account gains and fees$0154
Additional Noninterest Income$553,0003,020
Total noninterest expense$5,436,0003,336
Salaries and employee benefits$3,013,0003,235
Premises and equipment expense$589,0003,998
Additional noninterest expense$1,834,0003,093
Pre-tax net operating income$5,221,0001,062
Securities gains (losses)$522,000360
Applicable income taxes$04,979
Income before extraordinary items$5,743,000705
Extraordinary gains, net$039
Net income$5,743,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0004,805
Cash dividends$3,610,000766
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,221,000834
2008-09-30 (YTD Data)Rank
Total interest income$11,414,0002,481
Total interest expense$4,249,0002,751
Net interest income$7,165,0002,317
Provision for loan and lease losses$150,0004,617
Total noninterest income$1,208,0002,571
Gross Fiduciary activities income$232,000682
Service charges on deposit accounts$548,0002,287
Trading account gains and fees$0148
Additional Noninterest Income$428,0003,073
Total noninterest expense$3,915,0003,443
Salaries and employee benefits$2,173,0003,397
Premises and equipment expense$454,0003,912
Additional noninterest expense$1,288,0003,183
Pre-tax net operating income$4,308,0001,176
Securities gains (losses)$522,000310
Applicable income taxes$05,372
Income before extraordinary items$4,830,000752
Extraordinary gains, net$031
Net income$4,830,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,962
Cash dividends$2,385,000883
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,308,000902
2008-06-30 (YTD Data)Rank
Total interest income$7,696,0002,497
Total interest expense$2,956,0002,747
Net interest income$4,740,0002,322
Provision for loan and lease losses$75,0004,654
Total noninterest income$784,0002,643
Gross Fiduciary activities income$150,000701
Service charges on deposit accounts$355,0002,324
Trading account gains and fees$0149
Additional Noninterest Income$279,0003,151
Total noninterest expense$2,456,0003,616
Salaries and employee benefits$1,395,0003,520
Premises and equipment expense$295,0004,009
Additional noninterest expense$766,0003,470
Pre-tax net operating income$2,993,0001,193
Securities gains (losses)$522,000306
Applicable income taxes$05,627
Income before extraordinary items$3,515,000784
Extraordinary gains, net$021
Net income$3,515,000783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,143
Cash dividends$1,585,000945
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,993,000897
2008-03-31 (YTD Data)Rank
Total interest income$3,907,0002,519
Total interest expense$1,578,0002,750
Net interest income$2,329,0002,362
Provision for loan and lease losses$38,0004,158
Total noninterest income$378,0002,704
Gross Fiduciary activities income$77,000707
Service charges on deposit accounts$160,0002,478
Trading account gains and fees$0158
Additional Noninterest Income$141,0003,147
Total noninterest expense$1,202,0003,700
Salaries and employee benefits$708,0003,513
Premises and equipment expense$148,0004,024
Additional noninterest expense$346,0003,710
Pre-tax net operating income$1,467,0001,289
Securities gains (losses)$27,0001,433
Applicable income taxes$05,622
Income before extraordinary items$1,494,0001,007
Extraordinary gains, net$015
Net income$1,494,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,467,000985
2007-12-31 (YTD Data)Rank
Total interest income$14,453,0002,788
Total interest expense$6,730,0002,720
Net interest income$7,723,0002,827
Provision for loan and lease losses$95,0004,990
Total noninterest income$1,412,0002,817
Gross Fiduciary activities income$349,000669
Service charges on deposit accounts$627,0002,584
Trading account gains and fees$0178
Additional Noninterest Income$436,0003,564
Total noninterest expense$4,366,0003,848
Salaries and employee benefits$2,563,0003,652
Premises and equipment expense$485,0004,460
Additional noninterest expense$1,318,0003,805
Pre-tax net operating income$4,674,0001,742
Securities gains (losses)$42,000853
Applicable income taxes$06,070
Income before extraordinary items$4,716,0001,364
Extraordinary gains, net$039
Net income$4,716,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,700
Cash dividends$3,542,0001,043
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,674,0001,365
2007-09-30 (YTD Data)Rank
Total interest income$10,518,0002,862
Total interest expense$4,957,0002,759
Net interest income$5,561,0002,945
Provision for loan and lease losses$95,0004,180
Total noninterest income$1,029,0002,853
Gross Fiduciary activities income$243,000686
Service charges on deposit accounts$472,0002,566
Trading account gains and fees$0184
Additional Noninterest Income$314,0003,648
Total noninterest expense$3,123,0003,970
Salaries and employee benefits$1,899,0003,671
Premises and equipment expense$356,0004,492
Additional noninterest expense$868,0004,123
Pre-tax net operating income$3,372,0001,910
Securities gains (losses)$4,0001,247
Applicable income taxes$06,220
Income before extraordinary items$3,376,0001,505
Extraordinary gains, net$033
Net income$3,376,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,329
Cash dividends$2,442,0001,048
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,372,0001,504
2007-06-30 (YTD Data)Rank
Total interest income$6,915,0002,910
Total interest expense$3,241,0002,804
Net interest income$3,674,0002,992
Provision for loan and lease losses$53,0004,306
Total noninterest income$674,0002,912
Gross Fiduciary activities income$159,000701
Service charges on deposit accounts$309,0002,591
Trading account gains and fees$0168
Additional Noninterest Income$206,0003,725
Total noninterest expense$2,001,0004,120
Salaries and employee benefits$1,238,0003,782
Premises and equipment expense$234,0004,566
Additional noninterest expense$529,0004,416
Pre-tax net operating income$2,294,0001,927
Securities gains (losses)$2,0001,203
Applicable income taxes$06,265
Income before extraordinary items$2,296,0001,527
Extraordinary gains, net$029
Net income$2,296,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$1,592,0001,070
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,294,0001,510
2007-03-31 (YTD Data)Rank
Total interest income$3,343,0002,997
Total interest expense$1,569,0002,869
Net interest income$1,774,0003,076
Provision for loan and lease losses$45,0003,197
Total noninterest income$340,0002,870
Gross Fiduciary activities income$83,000703
Service charges on deposit accounts$150,0002,602
Trading account gains and fees$0195
Additional Noninterest Income$107,0003,642
Total noninterest expense$1,021,0004,078
Salaries and employee benefits$640,0003,705
Premises and equipment expense$117,0004,586
Additional noninterest expense$264,0004,362
Pre-tax net operating income$1,048,0002,083
Securities gains (losses)$2,000969
Applicable income taxes$06,196
Income before extraordinary items$1,050,0001,643
Extraordinary gains, net$022
Net income$1,050,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$842,000942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,048,0001,632
2006-12-31 (YTD Data)Rank
Total interest income$12,026,0003,082
Total interest expense$5,208,0002,935
Net interest income$6,818,0003,182
Provision for loan and lease losses$170,0003,852
Total noninterest income$1,339,0002,914
Gross Fiduciary activities income$307,000711
Service charges on deposit accounts$653,0002,517
Trading account gains and fees$0130
Additional Noninterest Income$379,0003,830
Total noninterest expense$3,765,0004,157
Salaries and employee benefits$2,232,0003,937
Premises and equipment expense$500,0004,268
Additional noninterest expense$1,033,0004,406
Pre-tax net operating income$4,222,0002,168
Securities gains (losses)$22,000885
Applicable income taxes$06,600
Income before extraordinary items$4,244,0001,700
Extraordinary gains, net$051
Net income$4,244,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,041
Cash dividends$3,120,0001,081
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,222,0001,694
2006-09-30 (YTD Data)Rank
Total interest income$8,650,0003,182
Total interest expense$3,663,0003,006
Net interest income$4,987,0003,280
Provision for loan and lease losses$186,0002,997
Total noninterest income$998,0002,926
Gross Fiduciary activities income$230,000701
Service charges on deposit accounts$487,0002,533
Trading account gains and fees$0126
Additional Noninterest Income$281,0003,850
Total noninterest expense$2,790,0004,186
Salaries and employee benefits$1,670,0003,931
Premises and equipment expense$330,0004,638
Additional noninterest expense$790,0004,306
Pre-tax net operating income$3,009,0002,324
Securities gains (losses)$3,0001,123
Applicable income taxes$06,687
Income before extraordinary items$3,012,0001,827
Extraordinary gains, net$045
Net income$3,012,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,424
Cash dividends$1,920,0001,196
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,009,0001,807
2006-06-30 (YTD Data)Rank
Total interest income$5,517,0003,254
Total interest expense$2,268,0003,072
Net interest income$3,249,0003,346
Provision for loan and lease losses$51,0004,399
Total noninterest income$653,0002,963
Gross Fiduciary activities income$151,000712
Service charges on deposit accounts$312,0002,591
Trading account gains and fees$0126
Additional Noninterest Income$190,0003,856
Total noninterest expense$1,805,0004,292
Salaries and employee benefits$1,090,0004,008
Premises and equipment expense$213,0004,739
Additional noninterest expense$502,0004,480
Pre-tax net operating income$2,046,0002,260
Securities gains (losses)$3,000925
Applicable income taxes$06,706
Income before extraordinary items$2,049,0001,783
Extraordinary gains, net$039
Net income$2,049,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$1,270,0001,195
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,046,0001,773
2006-03-31 (YTD Data)Rank
Total interest income$2,616,0003,320
Total interest expense$1,049,0003,136
Net interest income$1,567,0003,418
Provision for loan and lease losses$26,0004,229
Total noninterest income$314,0002,991
Gross Fiduciary activities income$78,000704
Service charges on deposit accounts$142,0002,709
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,842
Total noninterest expense$918,0004,256
Salaries and employee benefits$555,0003,980
Premises and equipment expense$110,0004,666
Additional noninterest expense$253,0004,436
Pre-tax net operating income$937,0002,389
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$937,0001,907
Extraordinary gains, net$021
Net income$937,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$937,0001,884
2005-12-31 (YTD Data)Rank
Total interest income$9,269,0003,346
Total interest expense$3,285,0003,095
Net interest income$5,984,0003,428
Provision for loan and lease losses$223,0003,406
Total noninterest income$1,271,0003,003
Gross Fiduciary activities income$310,000694
Service charges on deposit accounts$617,0002,606
Trading account gains and fees$0138
Additional Noninterest Income$344,0004,059
Total noninterest expense$3,439,0004,347
Salaries and employee benefits$2,057,0004,048
Premises and equipment expense$397,0004,881
Additional noninterest expense$985,0004,466
Pre-tax net operating income$3,593,0002,412
Securities gains (losses)$15,0001,350
Applicable income taxes$06,964
Income before extraordinary items$3,608,0001,903
Extraordinary gains, net$046
Net income$3,608,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,795
Cash dividends$973,0002,542
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,593,0001,890
2005-09-30 (YTD Data)Rank
Total interest income$6,688,0003,391
Total interest expense$2,308,0003,123
Net interest income$4,380,0003,491
Provision for loan and lease losses$06,899
Total noninterest income$931,0003,060
Gross Fiduciary activities income$223,000698
Service charges on deposit accounts$446,0002,677
Trading account gains and fees$0126
Additional Noninterest Income$262,0004,046
Total noninterest expense$2,552,0004,350
Salaries and employee benefits$1,520,0004,050
Premises and equipment expense$322,0004,616
Additional noninterest expense$710,0004,587
Pre-tax net operating income$2,759,0002,379
Securities gains (losses)$15,0001,338
Applicable income taxes$06,976
Income before extraordinary items$2,774,0001,893
Extraordinary gains, net$035
Net income$2,774,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,660
Cash dividends$773,0002,166
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,759,0001,859
2005-06-30 (YTD Data)Rank
Total interest income$4,322,0003,413
Total interest expense$1,511,0003,023
Net interest income$2,811,0003,589
Provision for loan and lease losses$06,626
Total noninterest income$585,0003,163
Gross Fiduciary activities income$143,000707
Service charges on deposit accounts$278,0002,766
Trading account gains and fees$0116
Additional Noninterest Income$164,0004,121
Total noninterest expense$1,666,0004,407
Salaries and employee benefits$1,002,0004,075
Premises and equipment expense$208,0004,682
Additional noninterest expense$456,0004,683
Pre-tax net operating income$1,730,0002,443
Securities gains (losses)$14,0001,233
Applicable income taxes$06,961
Income before extraordinary items$1,744,0001,951
Extraordinary gains, net$030
Net income$1,744,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,069
Cash dividends$570,0002,020
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,730,0001,928
2005-03-31 (YTD Data)Rank
Total interest income$2,100,0003,458
Total interest expense$749,0002,957
Net interest income$1,351,0003,710
Provision for loan and lease losses$06,226
Total noninterest income$273,0003,267
Gross Fiduciary activities income$73,000713
Service charges on deposit accounts$115,0003,135
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$826,0004,454
Salaries and employee benefits$515,0004,003
Premises and equipment expense$104,0004,732
Additional noninterest expense$207,0004,958
Pre-tax net operating income$798,0002,579
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$798,0002,082
Extraordinary gains, net$024
Net income$798,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$798,0002,047
2004-12-31 (YTD Data)Rank
Total interest income$7,596,0003,553
Total interest expense$2,720,0002,839
Net interest income$4,876,0003,875
Provision for loan and lease losses$130,0004,479
Total noninterest income$1,096,0003,332
Gross Fiduciary activities income$276,000713
Service charges on deposit accounts$523,0003,034
Trading account gains and fees$0138
Additional Noninterest Income$297,0004,293
Total noninterest expense$3,251,0004,415
Salaries and employee benefits$2,026,0003,959
Premises and equipment expense$351,0005,203
Additional noninterest expense$874,0004,794
Pre-tax net operating income$2,591,0002,915
Securities gains (losses)$16,0002,543
Applicable income taxes$07,185
Income before extraordinary items$2,607,0002,338
Extraordinary gains, net$034
Net income$2,607,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,969
Cash dividends$1,630,0001,627
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,591,0002,300
2004-09-30 (YTD Data)Rank
Total interest income$5,643,0003,561
Total interest expense$1,985,0002,858
Net interest income$3,658,0003,867
Provision for loan and lease losses$130,0003,854
Total noninterest income$821,0003,343
Gross Fiduciary activities income$196,000731
Service charges on deposit accounts$398,0003,023
Trading account gains and fees$0134
Additional Noninterest Income$227,0004,253
Total noninterest expense$2,501,0004,300
Salaries and employee benefits$1,537,0003,878
Premises and equipment expense$327,0004,506
Additional noninterest expense$637,0004,857
Pre-tax net operating income$1,848,0003,081
Securities gains (losses)$16,0002,442
Applicable income taxes$07,220
Income before extraordinary items$1,864,0002,472
Extraordinary gains, net$026
Net income$1,864,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,278
Cash dividends$1,225,0001,478
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,848,0002,432
2004-06-30 (YTD Data)Rank
Total interest income$3,756,0003,553
Total interest expense$1,315,0002,865
Net interest income$2,441,0003,856
Provision for loan and lease losses$115,0003,272
Total noninterest income$543,0003,386
Gross Fiduciary activities income$132,000730
Service charges on deposit accounts$255,0003,096
Trading account gains and fees$0130
Additional Noninterest Income$156,0004,232
Total noninterest expense$1,635,0004,394
Salaries and employee benefits$1,015,0003,931
Premises and equipment expense$203,0004,713
Additional noninterest expense$417,0004,922
Pre-tax net operating income$1,234,0003,049
Securities gains (losses)$11,0002,367
Applicable income taxes$07,214
Income before extraordinary items$1,245,0002,439
Extraordinary gains, net$021
Net income$1,245,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$825,0001,491
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,234,0002,399
2004-03-31 (YTD Data)Rank
Total interest income$1,882,0003,552
Total interest expense$656,0002,911
Net interest income$1,226,0003,832
Provision for loan and lease losses$23,0004,653
Total noninterest income$276,0003,289
Gross Fiduciary activities income$69,000728
Service charges on deposit accounts$124,0003,080
Trading account gains and fees$0121
Additional Noninterest Income$83,0004,094
Total noninterest expense$817,0004,407
Salaries and employee benefits$497,0004,022
Premises and equipment expense$98,0004,857
Additional noninterest expense$222,0004,690
Pre-tax net operating income$662,0002,835
Securities gains (losses)$3,0002,499
Applicable income taxes$07,103
Income before extraordinary items$665,0002,279
Extraordinary gains, net$016
Net income$665,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$25,0003,626
Sale, conversion, retirement of capital stock, net$0464
Net operating income$662,0002,210
2003-12-31 (YTD Data)Rank
Total interest income$7,970,0003,458
Total interest expense$2,653,0003,192
Net interest income$5,317,0003,523
Provision for loan and lease losses$166,0004,396
Total noninterest income$1,015,0003,699
Gross Fiduciary activities income$303,000703
Service charges on deposit accounts$455,0003,343
Trading account gains and fees$0160
Additional Noninterest Income$257,0004,807
Total noninterest expense$3,037,0004,572
Salaries and employee benefits$2,033,0003,871
Premises and equipment expense$253,0006,151
Additional noninterest expense$751,0005,257
Pre-tax net operating income$3,129,0002,417
Securities gains (losses)$133,0001,641
Applicable income taxes$6,0007,166
Income before extraordinary items$3,256,0001,902
Extraordinary gains, net$054
Net income$3,256,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,709
Cash dividends$7,221,000475
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,123,0001,880
2003-09-30 (YTD Data)Rank
Total interest income$6,083,0003,451
Total interest expense$2,002,0003,287
Net interest income$4,081,0003,470
Provision for loan and lease losses$57,0005,593
Total noninterest income$762,0003,751
Gross Fiduciary activities income$228,000702
Service charges on deposit accounts$335,0003,392
Trading account gains and fees$0153
Additional Noninterest Income$199,0004,806
Total noninterest expense$2,291,0004,538
Salaries and employee benefits$1,500,0003,918
Premises and equipment expense$217,0005,749
Additional noninterest expense$574,0005,175
Pre-tax net operating income$2,495,0002,392
Securities gains (losses)$51,0002,293
Applicable income taxes$07,524
Income before extraordinary items$2,546,0001,887
Extraordinary gains, net$040
Net income$2,546,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,899
Cash dividends$2,499,000855
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,495,0001,825
2003-06-30 (YTD Data)Rank
Total interest income$4,036,0003,488
Total interest expense$1,360,0003,325
Net interest income$2,676,0003,509
Provision for loan and lease losses$18,0006,396
Total noninterest income$506,0003,710
Gross Fiduciary activities income$156,000696
Service charges on deposit accounts$214,0003,461
Trading account gains and fees$0150
Additional Noninterest Income$136,0004,735
Total noninterest expense$1,526,0004,524
Salaries and employee benefits$1,005,0003,892
Premises and equipment expense$153,0005,589
Additional noninterest expense$368,0005,299
Pre-tax net operating income$1,638,0002,416
Securities gains (losses)$7,0003,077
Applicable income taxes$07,529
Income before extraordinary items$1,645,0001,936
Extraordinary gains, net$030
Net income$1,645,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,270
Cash dividends$1,758,000839
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,638,0001,831
2003-03-31 (YTD Data)Rank
Total interest income$2,019,0003,494
Total interest expense$657,0003,486
Net interest income$1,362,0003,435
Provision for loan and lease losses$9,0006,152
Total noninterest income$266,0003,503
Gross Fiduciary activities income$87,000685
Service charges on deposit accounts$104,0003,444
Trading account gains and fees$0134
Additional Noninterest Income$75,0004,475
Total noninterest expense$732,0004,655
Salaries and employee benefits$493,0003,949
Premises and equipment expense$73,0005,718
Additional noninterest expense$166,0005,612
Pre-tax net operating income$887,0002,269
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$887,0001,788
Extraordinary gains, net$021
Net income$887,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$572,0001,090
Sale, conversion, retirement of capital stock, net$0419
Net operating income$887,0001,672
2002-12-31 (YTD Data)Rank
Total interest income$8,310,0003,539
Total interest expense$3,111,0003,441
Net interest income$5,199,0003,543
Provision for loan and lease losses$306,0003,374
Total noninterest income$865,0003,802
Gross Fiduciary activities income$268,000747
Service charges on deposit accounts$395,0003,563
Trading account gains and fees$0153
Additional Noninterest Income$202,0005,001
Total noninterest expense$2,796,0004,689
Salaries and employee benefits$1,864,0003,974
Premises and equipment expense$194,0006,832
Additional noninterest expense$738,0005,219
Pre-tax net operating income$2,962,0002,530
Securities gains (losses)$25,0002,988
Applicable income taxes$-38,0008,968
Income before extraordinary items$3,025,0001,985
Extraordinary gains, net$070
Net income$3,025,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,273
Cash dividends$1,914,0001,352
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,000,0001,937
2001-12-31 (YTD Data)Rank
Total interest income$8,805,0003,702
Total interest expense$4,433,0003,503
Net interest income$4,372,0003,849
Provision for loan and lease losses$251,0003,598
Total noninterest income$703,0004,185
Gross Fiduciary activities income$144,000913
Service charges on deposit accounts$314,0004,046
Trading account gains and fees$0177
Additional Noninterest Income$245,0004,522
Total noninterest expense$2,544,0004,901
Salaries and employee benefits$1,753,0003,988
Premises and equipment expense$161,0007,347
Additional noninterest expense$630,0005,668
Pre-tax net operating income$2,280,0002,867
Securities gains (losses)$268,000963
Applicable income taxes$1,0007,858
Income before extraordinary items$2,547,0002,050
Extraordinary gains, net$0105
Net income$2,547,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,713
Cash dividends$4,229,000703
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,279,0002,200
2000-12-31 (YTD Data)Rank
Total interest income$8,266,0004,020
Total interest expense$4,039,0003,943
Net interest income$4,227,0003,996
Provision for loan and lease losses$60,0006,179
Total noninterest income$740,0003,852
Gross Fiduciary activities income$124,000894
Service charges on deposit accounts$297,0004,090
Trading account gains and fees$0180
Additional Noninterest Income$319,0003,791
Total noninterest expense$2,273,0005,208
Salaries and employee benefits$1,449,0004,483
Premises and equipment expense$242,0006,158
Additional noninterest expense$582,0005,903
Pre-tax net operating income$2,634,0002,650
Securities gains (losses)$10,0001,158
Applicable income taxes$-81,0009,553
Income before extraordinary items$2,725,0001,913
Extraordinary gains, net$038
Net income$2,725,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,007
Cash dividends$1,772,0001,483
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,715,0001,921
1999-12-31 (YTD Data)Rank
Total interest income$7,937,0003,932
Total interest expense$3,782,0003,765
Net interest income$4,155,0004,036
Provision for loan and lease losses$60,0006,124
Total noninterest income$730,0003,866
Gross Fiduciary activities income$138,000936
Service charges on deposit accounts$293,0004,060
Trading account gains and fees$0173
Additional Noninterest Income$299,0004,024
Total noninterest expense$2,249,0005,249
Salaries and employee benefits$1,432,0004,513
Premises and equipment expense$224,0006,435
Additional noninterest expense$593,0005,874
Pre-tax net operating income$2,576,0002,725
Securities gains (losses)$5,0002,145
Applicable income taxes$-58,0009,851
Income before extraordinary items$2,639,0002,004
Extraordinary gains, net$035
Net income$2,639,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,765
Cash dividends$1,557,0001,638
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,634,0001,976
1998-12-31 (YTD Data)Rank
Total interest income$7,851,0004,014
Total interest expense$3,946,0003,736
Net interest income$3,905,0004,202
Provision for loan and lease losses$110,0004,906
Total noninterest income$703,0003,969
Gross Fiduciary activities income$154,000919
Service charges on deposit accounts$304,0003,907
Trading account gains and fees$0224
Additional Noninterest Income$245,0004,471
Total noninterest expense$2,178,0005,265
Salaries and employee benefits$1,352,0004,620
Premises and equipment expense$210,0006,565
Additional noninterest expense$616,0005,648
Pre-tax net operating income$2,320,0002,969
Securities gains (losses)$9,0003,034
Applicable income taxes$28,0008,740
Income before extraordinary items$2,301,0002,264
Extraordinary gains, net$032
Net income$2,301,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,193
Cash dividends$1,135,0002,033
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,292,0902,197
1997-12-31 (YTD Data)Rank
Total interest income$7,797,0004,060
Total interest expense$3,848,0003,823
Net interest income$3,949,0004,280
Provision for loan and lease losses$60,0006,153
Total noninterest income$657,0004,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0003,933
Trading account gains and feesNANA
Additional Noninterest Income$343,0003,627
Total noninterest expense$2,199,0005,294
Salaries and employee benefits$1,271,0004,860
Premises and equipment expense$285,0005,598
Additional noninterest expense$643,0005,544
Pre-tax net operating income$2,347,0003,073
Securities gains (losses)$33,0001,577
Applicable income taxes$570,0003,832
Income before extraordinary items$1,810,0002,814
Extraordinary gains, net$044
Net income$1,810,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,879
Cash dividends$543,0003,305
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,784,9202,800
1996-12-31 (YTD Data)Rank
Total interest income$7,430,0004,326
Total interest expense$3,715,0003,964
Net interest income$3,715,0004,593
Provision for loan and lease losses$30,0007,397
Total noninterest income$691,0004,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0003,977
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,591
Total noninterest expense$1,926,0006,097
Salaries and employee benefits$1,276,0004,922
Premises and equipment expense$171,0007,604
Additional noninterest expense$479,0007,217
Pre-tax net operating income$2,450,0002,822
Securities gains (losses)$67,0001,163
Applicable income taxes$614,0003,516
Income before extraordinary items$1,903,0002,559
Extraordinary gains, net$053
Net income$1,903,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,349
Cash dividends$420,0003,770
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,852,0802,581
1995-12-31 (YTD Data)Rank
Total interest income$6,951,0004,586
Total interest expense$3,467,0004,191
Net interest income$3,484,0004,895
Provision for loan and lease losses$08,958
Total noninterest income$527,0004,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,286
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,773
Total noninterest expense$1,860,0006,326
Salaries and employee benefits$1,197,0005,226
Premises and equipment expense$121,0009,014
Additional noninterest expense$542,0006,929
Pre-tax net operating income$2,151,0003,269
Securities gains (losses)$39,0001,464
Applicable income taxes$480,0004,330
Income before extraordinary items$1,710,0002,876
Extraordinary gains, net$065
Net income$1,710,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$660,0002,753
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,679,5802,889
1994-12-31 (YTD Data)Rank
Total interest income$6,265,0004,675
Total interest expense$2,588,0004,503
Net interest income$3,677,0004,723
Provision for loan and lease losses$09,146
Total noninterest income$541,0004,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$293,0004,452
Trading account gains and feesNANA
Additional Noninterest Income$248,0004,617
Total noninterest expense$1,932,0006,385
Salaries and employee benefits$1,226,0005,148
Premises and equipment expense$107,0009,803
Additional noninterest expense$599,0007,052
Pre-tax net operating income$2,286,0003,066
Securities gains (losses)$27,0001,545
Applicable income taxes$472,0004,232
Income before extraordinary items$1,841,0002,638
Extraordinary gains, net$0249
Net income$1,841,0002,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,012
Cash dividends$530,0003,058
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,819,4002,679
1993-12-31 (YTD Data)Rank
Total interest income$6,255,0004,777
Total interest expense$2,571,0004,690
Net interest income$3,684,0004,741
Provision for loan and lease losses$-25,00012,616
Total noninterest income$501,0005,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$291,0004,531
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,508
Total noninterest expense$1,914,0006,578
Salaries and employee benefits$1,108,0005,609
Premises and equipment expense$105,00010,294
Additional noninterest expense$701,0006,553
Pre-tax net operating income$2,296,0002,933
Securities gains (losses)$123,0002,217
Applicable income taxes$516,0004,069
Income before extraordinary items$1,903,0002,647
Extraordinary gains, net$03,149
Net income$1,903,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00012,808
Cash dividends$360,0003,906
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,805,8302,599
1992-12-31 (YTD Data)Rank
Total interest income$6,306,0005,274
Total interest expense$2,889,0005,316
Net interest income$3,417,0005,113
Provision for loan and lease losses$79,0007,959
Total noninterest income$567,0005,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$317,0004,255
Trading account gains and feesNANA
Additional Noninterest Income$250,0004,958
Total noninterest expense$1,826,0006,868
Salaries and employee benefits$1,060,0005,740
Premises and equipment expense$88,00011,176
Additional noninterest expense$678,0006,901
Pre-tax net operating income$2,079,0002,998
Securities gains (losses)$17,0005,804
Applicable income taxes$506,0003,967
Income before extraordinary items$1,590,0002,891
Extraordinary gains, net$01,422
Net income$1,590,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$380,0003,450
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,577,0802,698

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.