Home > The Continental National Bank of Harlowton > Income and Expense
The Continental National Bank of Harlowton, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,161 |
| Total interest expense | $477,000 | 7,090 |
| Net interest income | $756,000 | 7,070 |
| Provision for loan and lease losses | $221,000 | 2,995 |
| Total noninterest income | $121,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $75,000 | 5,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $46,000 | 6,261 |
| Total noninterest expense | $525,000 | 7,549 |
| Salaries and employee benefits | $298,000 | 7,522 |
| Premises and equipment expense | $48,000 | 7,752 |
| Additional noninterest expense | $179,000 | 7,237 |
| Pre-tax net operating income | $131,000 | 6,230 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $106,000 | 6,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,140 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $106,000 | 6,234 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,212 |
| Total interest expense | $260,000 | 7,072 |
| Net interest income | $368,000 | 7,160 |
| Provision for loan and lease losses | $174,000 | 1,971 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $262,000 | 7,578 |
| Salaries and employee benefits | $151,000 | 7,542 |
| Premises and equipment expense | $26,000 | 7,696 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $-7,000 | 7,220 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-7,000 | 7,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,385 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-7,000 | 7,239 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 7,063 |
| Total interest expense | $1,087,000 | 7,031 |
| Net interest income | $1,598,000 | 7,007 |
| Provision for loan and lease losses | $363,000 | 2,852 |
| Total noninterest income | $235,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $147,000 | 5,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $1,169,000 | 7,405 |
| Salaries and employee benefits | $630,000 | 7,462 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $439,000 | 6,875 |
| Pre-tax net operating income | $301,000 | 6,590 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $75,000 | 4,673 |
| Income before extraordinary items | $226,000 | 6,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $226,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,370 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $226,000 | 6,676 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 7,161 |
| Total interest expense | $800,000 | 7,088 |
| Net interest income | $1,167,000 | 7,094 |
| Provision for loan and lease losses | $183,000 | 3,130 |
| Total noninterest income | $176,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 5,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $853,000 | 7,434 |
| Salaries and employee benefits | $476,000 | 7,420 |
| Premises and equipment expense | $76,000 | 7,719 |
| Additional noninterest expense | $301,000 | 7,035 |
| Pre-tax net operating income | $307,000 | 6,539 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $94,000 | 4,495 |
| Income before extraordinary items | $213,000 | 6,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $213,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $213,000 | 6,734 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 7,210 |
| Total interest expense | $522,000 | 7,147 |
| Net interest income | $781,000 | 7,142 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $563,000 | 7,498 |
| Salaries and employee benefits | $311,000 | 7,505 |
| Premises and equipment expense | $49,000 | 7,801 |
| Additional noninterest expense | $203,000 | 7,038 |
| Pre-tax net operating income | $291,000 | 6,097 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $109,000 | 4,035 |
| Income before extraordinary items | $182,000 | 6,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $182,000 | 6,505 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 7,238 |
| Total interest expense | $258,000 | 7,194 |
| Net interest income | $393,000 | 7,150 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $268,000 | 7,636 |
| Salaries and employee benefits | $148,000 | 7,630 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $97,000 | 7,149 |
| Pre-tax net operating income | $158,000 | 5,971 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $100,000 | 6,401 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $100,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $100,000 | 6,381 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 7,173 |
| Total interest expense | $868,000 | 7,185 |
| Net interest income | $1,598,000 | 7,055 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $217,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $132,000 | 5,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 6,596 |
| Total noninterest expense | $1,093,000 | 7,569 |
| Salaries and employee benefits | $567,000 | 7,690 |
| Premises and equipment expense | $92,000 | 7,890 |
| Additional noninterest expense | $434,000 | 6,892 |
| Pre-tax net operating income | $582,000 | 6,247 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $175,000 | 4,445 |
| Income before extraordinary items | $407,000 | 6,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $407,000 | 6,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,871 |
| Cash dividends | $210,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $407,000 | 6,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 7,232 |
| Total interest expense | $622,000 | 7,268 |
| Net interest income | $1,203,000 | 7,139 |
| Provision for loan and lease losses | $88,000 | 4,410 |
| Total noninterest income | $161,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $795,000 | 7,613 |
| Salaries and employee benefits | $414,000 | 7,721 |
| Premises and equipment expense | $81,000 | 7,742 |
| Additional noninterest expense | $300,000 | 7,085 |
| Pre-tax net operating income | $481,000 | 6,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $166,000 | 4,369 |
| Income before extraordinary items | $315,000 | 6,654 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $315,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $315,000 | 6,655 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 7,289 |
| Total interest expense | $398,000 | 7,284 |
| Net interest income | $788,000 | 7,205 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $544,000 | 7,610 |
| Salaries and employee benefits | $275,000 | 7,771 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $213,000 | 6,968 |
| Pre-tax net operating income | $286,000 | 6,555 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $97,000 | 4,544 |
| Income before extraordinary items | $189,000 | 6,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $189,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $189,000 | 6,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,313 |
| Total interest expense | $194,000 | 7,276 |
| Net interest income | $391,000 | 7,241 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $267,000 | 7,653 |
| Salaries and employee benefits | $141,000 | 7,745 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $133,000 | 6,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 7,216 |
| Total interest expense | $641,000 | 7,212 |
| Net interest income | $1,606,000 | 7,153 |
| Provision for loan and lease losses | $278,000 | 2,988 |
| Total noninterest income | $213,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $123,000 | 5,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $1,138,000 | 7,509 |
| Salaries and employee benefits | $573,000 | 7,713 |
| Premises and equipment expense | $124,000 | 7,598 |
| Additional noninterest expense | $441,000 | 6,873 |
| Pre-tax net operating income | $403,000 | 7,055 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $130,000 | 5,139 |
| Income before extraordinary items | $259,000 | 7,346 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $259,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $125,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $268,380 | 7,293 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 7,264 |
| Total interest expense | $455,000 | 7,257 |
| Net interest income | $1,199,000 | 7,204 |
| Provision for loan and lease losses | $139,000 | 3,612 |
| Total noninterest income | $160,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 5,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $819,000 | 7,578 |
| Salaries and employee benefits | $413,000 | 7,729 |
| Premises and equipment expense | $80,000 | 7,786 |
| Additional noninterest expense | $326,000 | 6,917 |
| Pre-tax net operating income | $401,000 | 6,784 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $251,000 | 7,183 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $251,000 | 7,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,287 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $260,100 | 7,091 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,277 |
| Total interest expense | $296,000 | 7,213 |
| Net interest income | $789,000 | 7,226 |
| Provision for loan and lease losses | $59,000 | 4,370 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $538,000 | 7,610 |
| Salaries and employee benefits | $272,000 | 7,762 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $216,000 | 6,911 |
| Pre-tax net operating income | $295,000 | 6,609 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $100,000 | 4,812 |
| Income before extraordinary items | $181,000 | 7,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,912 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $189,960 | 6,963 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,336 |
| Total interest expense | $148,000 | 7,190 |
| Net interest income | $390,000 | 7,310 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $297,000 | 7,476 |
| Salaries and employee benefits | $137,000 | 7,813 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $136,000 | 6,329 |
| Pre-tax net operating income | $109,000 | 7,100 |
| Securities gains (losses) | $14,000 | 908 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $93,960 | 6,984 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 7,108 |
| Total interest expense | $590,000 | 6,980 |
| Net interest income | $1,684,000 | 7,062 |
| Provision for loan and lease losses | $355,000 | 2,603 |
| Total noninterest income | $205,000 | 7,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $146,000 | 5,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $1,018,000 | 7,781 |
| Salaries and employee benefits | $504,000 | 7,962 |
| Premises and equipment expense | $111,000 | 7,833 |
| Additional noninterest expense | $403,000 | 7,104 |
| Pre-tax net operating income | $516,000 | 6,668 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $183,000 | 4,858 |
| Income before extraordinary items | $333,000 | 7,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $333,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,719 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $333,000 | 7,039 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 7,097 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $1,297,000 | 7,012 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $157,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 7,182 |
| Total noninterest expense | $753,000 | 7,774 |
| Salaries and employee benefits | $378,000 | 7,947 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $289,000 | 7,184 |
| Pre-tax net operating income | $610,000 | 5,863 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $223,000 | 4,279 |
| Income before extraordinary items | $387,000 | 6,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $387,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,998 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $387,000 | 6,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 7,133 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $862,000 | 7,056 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $1,000 | 128 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $497,000 | 7,841 |
| Salaries and employee benefits | $252,000 | 8,005 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $189,000 | 7,256 |
| Pre-tax net operating income | $425,000 | 5,715 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $269,000 | 6,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,667 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $269,000 | 6,195 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,309 |
| Total interest expense | $150,000 | 7,036 |
| Net interest income | $396,000 | 7,275 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $252,000 | 7,870 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $176,000 | 6,113 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $64,000 | 4,484 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 7,440 |
| Total interest expense | $686,000 | 7,088 |
| Net interest income | $1,424,000 | 7,476 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $236,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $169,000 | 5,633 |
| Trading account gains and fees | $-1,000 | 9,137 |
| Additional Noninterest Income | $68,000 | 7,154 |
| Total noninterest expense | $988,000 | 7,912 |
| Salaries and employee benefits | $489,000 | 8,120 |
| Premises and equipment expense | $117,000 | 7,844 |
| Additional noninterest expense | $382,000 | 7,268 |
| Pre-tax net operating income | $600,000 | 6,342 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $231,000 | 4,702 |
| Income before extraordinary items | $397,000 | 6,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $397,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,637 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $379,080 | 6,754 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 7,548 |
| Total interest expense | $540,000 | 7,125 |
| Net interest income | $1,022,000 | 7,615 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $180,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $712,000 | 7,992 |
| Salaries and employee benefits | $363,000 | 8,131 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $281,000 | 7,309 |
| Pre-tax net operating income | $434,000 | 6,578 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $163,000 | 4,974 |
| Income before extraordinary items | $283,000 | 7,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $283,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $275,320 | 6,924 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 7,607 |
| Total interest expense | $373,000 | 7,167 |
| Net interest income | $662,000 | 7,702 |
| Provision for loan and lease losses | $31,000 | 5,724 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $92,000 | 5,460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $461,000 | 8,060 |
| Salaries and employee benefits | $242,000 | 8,146 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $178,000 | 7,425 |
| Pre-tax net operating income | $289,000 | 6,564 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $105,000 | 5,065 |
| Income before extraordinary items | $184,000 | 7,122 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $184,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $184,000 | 6,931 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,675 |
| Total interest expense | $193,000 | 7,175 |
| Net interest income | $321,000 | 7,785 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $229,000 | 8,099 |
| Salaries and employee benefits | $121,000 | 8,179 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $139,000 | 6,622 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $51,000 | 5,066 |
| Income before extraordinary items | $88,000 | 7,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $88,000 | 6,970 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 7,621 |
| Total interest expense | $860,000 | 7,324 |
| Net interest income | $1,367,000 | 7,647 |
| Provision for loan and lease losses | $46,000 | 6,809 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $163,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $957,000 | 8,017 |
| Salaries and employee benefits | $469,000 | 8,256 |
| Premises and equipment expense | $128,000 | 7,773 |
| Additional noninterest expense | $360,000 | 7,410 |
| Pre-tax net operating income | $583,000 | 6,473 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $221,000 | 4,976 |
| Income before extraordinary items | $390,000 | 6,891 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $390,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,517 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $372,080 | 6,849 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 7,742 |
| Total interest expense | $1,173,000 | 7,660 |
| Net interest income | $1,335,000 | 7,628 |
| Provision for loan and lease losses | $52,000 | 6,614 |
| Total noninterest income | $168,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $118,000 | 6,280 |
| Trading account gains and fees | $2,000 | 172 |
| Additional Noninterest Income | $48,000 | 7,736 |
| Total noninterest expense | $927,000 | 8,147 |
| Salaries and employee benefits | $476,000 | 8,281 |
| Premises and equipment expense | $112,000 | 8,121 |
| Additional noninterest expense | $339,000 | 7,580 |
| Pre-tax net operating income | $524,000 | 6,461 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $195,000 | 5,073 |
| Income before extraordinary items | $348,000 | 6,841 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $348,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $335,840 | 6,801 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 7,927 |
| Total interest expense | $1,084,000 | 8,048 |
| Net interest income | $1,394,000 | 7,654 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $138,000 | 8,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $911,000 | 8,273 |
| Salaries and employee benefits | $454,000 | 8,474 |
| Premises and equipment expense | $128,000 | 7,958 |
| Additional noninterest expense | $329,000 | 7,724 |
| Pre-tax net operating income | $549,000 | 6,783 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $196,000 | 5,430 |
| Income before extraordinary items | $354,000 | 7,133 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $354,000 | 7,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $353,360 | 7,133 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 8,195 |
| Total interest expense | $983,000 | 8,215 |
| Net interest income | $1,263,000 | 8,073 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $142,000 | 8,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $856,000 | 8,578 |
| Salaries and employee benefits | $416,000 | 8,805 |
| Premises and equipment expense | $116,000 | 8,318 |
| Additional noninterest expense | $324,000 | 7,919 |
| Pre-tax net operating income | $528,000 | 7,011 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $343,000 | 7,334 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $343,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $185,000 | 5,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $343,000 | 7,305 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 8,343 |
| Total interest expense | $981,000 | 8,472 |
| Net interest income | $1,295,000 | 8,135 |
| Provision for loan and lease losses | $192,000 | 3,596 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $747,000 | 8,950 |
| Salaries and employee benefits | $364,000 | 9,199 |
| Premises and equipment expense | $76,000 | 9,240 |
| Additional noninterest expense | $307,000 | 8,051 |
| Pre-tax net operating income | $494,000 | 7,400 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $318,000 | 7,736 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $318,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,214 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $316,720 | 7,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 8,694 |
| Total interest expense | $945,000 | 8,839 |
| Net interest income | $1,311,000 | 8,447 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $143,000 | 8,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $709,000 | 9,374 |
| Salaries and employee benefits | $341,000 | 9,654 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $296,000 | 8,362 |
| Pre-tax net operating income | $707,000 | 6,951 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $447,000 | 7,332 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $447,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $450,200 | 7,257 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 9,169 |
| Total interest expense | $886,000 | 9,364 |
| Net interest income | $1,267,000 | 8,849 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $652,000 | 9,985 |
| Salaries and employee benefits | $309,000 | 10,278 |
| Premises and equipment expense | $73,000 | 9,997 |
| Additional noninterest expense | $270,000 | 9,187 |
| Pre-tax net operating income | $695,000 | 6,956 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $255,000 | 6,386 |
| Income before extraordinary items | $447,000 | 7,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $447,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $442,520 | 7,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 9,685 |
| Total interest expense | $800,000 | 9,942 |
| Net interest income | $1,222,000 | 9,271 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $611,000 | 10,523 |
| Salaries and employee benefits | $299,000 | 10,756 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $249,000 | 9,832 |
| Pre-tax net operating income | $703,000 | 7,316 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $259,000 | 6,521 |
| Income before extraordinary items | $453,000 | 7,612 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $453,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $447,240 | 7,634 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 10,053 |
| Total interest expense | $691,000 | 10,143 |
| Net interest income | $1,172,000 | 9,834 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $133,000 | 10,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $621,000 | 11,027 |
| Salaries and employee benefits | $299,000 | 11,214 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $268,000 | 10,315 |
| Pre-tax net operating income | $684,000 | 7,494 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $236,000 | 6,740 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $417,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $436,840 | 7,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 10,628 |
| Total interest expense | $728,000 | 10,419 |
| Net interest income | $1,052,000 | 10,590 |
| Provision for loan and lease losses | $-38,000 | 12,679 |
| Total noninterest income | $123,000 | 10,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $623,000 | 11,523 |
| Salaries and employee benefits | $288,000 | 11,779 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $275,000 | 10,762 |
| Pre-tax net operating income | $590,000 | 8,008 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $204,000 | 7,541 |
| Income before extraordinary items | $395,000 | 8,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $395,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $205,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,060 | 8,279 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 10,548 |
| Total interest expense | $999,000 | 10,390 |
| Net interest income | $1,166,000 | 10,444 |
| Provision for loan and lease losses | $-4,000 | 13,439 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $682,000 | 11,606 |
| Salaries and employee benefits | $353,000 | 11,407 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $271,000 | 11,258 |
| Pre-tax net operating income | $589,000 | 7,793 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $397,000 | 8,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $397,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $395,660 | 7,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.