Home > The Connecticut Bank and Trust Company > Assets and Liabilities
The Connecticut Bank and Trust Company, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 67 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $278,192,000 | 2,333 |
| Cash and due from depository institutions | $18,682,000 | 2,272 |
| Interest-bearing balances | $13,975,000 | 2,752 |
| Securities | $39,669,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $210,682,000 | 1,908 |
| Loan loss allowance | $3,870,000 | 1,914 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,567,000 | 4,487 |
| Other real estate owned | $1,916,000 | 2,272 |
| Goodwill and other intangibles | $50,000 | 2,730 |
| All other assets | $5,626,000 | 2,788 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $278,192,000 | 2,333 |
| Total liabilities | $256,142,000 | 2,278 |
| Total deposits | $217,182,000 | 2,515 |
| Interest-bearing deposits | $166,693,000 | 2,681 |
| Deposits held in domestic offices | $217,182,000 | 2,514 |
| % insured | 85.41% | 5,150 |
| Federal funds purchased & repurchase agreements | $6,920,000 | 1,039 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $30,873,000 | 841 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,167,000 | 2,919 |
| Total equity capital | $22,050,000 | 2,991 |
| Total bank equity capital | $22,050,000 | 2,990 |
| Perpetual preferred stock | $5,448,000 | 106 |
| Common stock | $3,621,000 | 1,110 |
| Surplus | $31,303,000 | 1,068 |
| Undivided profits | $-18,322,000 | 7,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,273,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,815,000 | 133 |
| Income earned, not collected on loans | $1,038,000 | 2,619 |
| Earning assets | $264,326,000 | 2,256 |
| Long-term assets (5+ years) | $56,245,000 | 2,883 |
| Average Assets, year-to-date | $279,352,500 | 2,318 |
| Average Assets, quarterly | $279,352,500 | 2,318 |
| Volatile liabilities | $20,147,000 | 2,055 |
| Insider loans | $3,528,000 | 1,735 |
| FHLB advances | $29,450,000 | 831 |
| Loans and leases held for sale | $165,000 | 1,985 |
| Unused loan commitments | $46,108,000 | 1,378 |
| Tier 1 (core) risk-based capital | $20,965,000 | 2,973 |
| Tier 2 risk-based capital | $2,704,000 | 1,866 |
| Total risk weighted assets | $215,089,000 | 1,958 |
| Total unused commitments | $46,108,000 | 1,378 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 70 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $280,513,000 | 2,311 |
| Cash and due from depository institutions | $5,261,000 | 2,181 |
| Interest-bearing balances | $1,444,000 | 5,527 |
| Securities | $42,436,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $223,123,000 | 1,825 |
| Loan loss allowance | $4,247,000 | 1,740 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,626,000 | 4,436 |
| Other real estate owned | $2,190,000 | 2,181 |
| Goodwill and other intangibles | $50,000 | 2,750 |
| All other assets | $5,827,000 | 2,775 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $280,513,000 | 2,311 |
| Total liabilities | $257,143,000 | 2,255 |
| Total deposits | $220,005,000 | 2,444 |
| Interest-bearing deposits | $169,180,000 | 2,625 |
| Deposits held in domestic offices | $220,005,000 | 2,444 |
| % insured | 82.23% | 5,882 |
| Federal funds purchased & repurchase agreements | $4,730,000 | 1,274 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $30,773,000 | 909 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,635,000 | 2,378 |
| Total equity capital | $23,370,000 | 2,825 |
| Total bank equity capital | $23,370,000 | 2,824 |
| Perpetual preferred stock | $5,448,000 | 101 |
| Common stock | $3,621,000 | 1,121 |
| Surplus | $31,272,000 | 1,072 |
| Undivided profits | $-16,971,000 | 7,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $12,741,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,831,000 | 106 |
| Income earned, not collected on loans | $1,012,000 | 2,845 |
| Earning assets | $267,003,000 | 2,219 |
| Long-term assets (5+ years) | $61,366,000 | 2,291 |
| Average Assets, year-to-date | $279,167,200 | 2,275 |
| Average Assets, quarterly | $282,348,000 | 2,285 |
| Volatile liabilities | $18,687,000 | 2,310 |
| Insider loans | $3,537,000 | 1,754 |
| FHLB advances | $29,450,000 | 883 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $41,028,000 | 1,477 |
| Tier 1 (core) risk-based capital | $23,066,000 | 2,704 |
| Tier 2 risk-based capital | $2,855,000 | 1,794 |
| Total risk weighted assets | $226,939,000 | 1,881 |
| Total unused commitments | $41,028,000 | 1,477 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 70 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $284,183,000 | 2,274 |
| Cash and due from depository institutions | $13,621,000 | 2,192 |
| Interest-bearing balances | $7,737,000 | 3,495 |
| Securities | $42,576,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $218,277,000 | 1,877 |
| Loan loss allowance | $3,099,000 | 2,323 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,744,000 | 4,357 |
| Other real estate owned | $1,886,000 | 2,192 |
| Goodwill and other intangibles | $50,000 | 2,766 |
| All other assets | $6,029,000 | 2,734 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $284,183,000 | 2,274 |
| Total liabilities | $258,396,000 | 2,244 |
| Total deposits | $222,544,000 | 2,410 |
| Interest-bearing deposits | $175,301,000 | 2,548 |
| Deposits held in domestic offices | $222,544,000 | 2,410 |
| % insured | 79.85% | 6,359 |
| Federal funds purchased & repurchase agreements | $3,987,000 | 1,368 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $30,724,000 | 918 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,141,000 | 3,100 |
| Total equity capital | $25,787,000 | 2,605 |
| Total bank equity capital | $25,787,000 | 2,604 |
| Perpetual preferred stock | $5,448,000 | 104 |
| Common stock | $3,621,000 | 1,148 |
| Surplus | $31,233,000 | 1,085 |
| Undivided profits | $-14,515,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $12,878,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,138,000 | 95 |
| Income earned, not collected on loans | $1,019,000 | 2,920 |
| Earning assets | $268,590,000 | 2,207 |
| Long-term assets (5+ years) | $55,893,000 | 2,383 |
| Average Assets, year-to-date | $278,830,750 | 2,283 |
| Average Assets, quarterly | $283,730,000 | 2,261 |
| Volatile liabilities | $19,623,000 | 2,267 |
| Insider loans | $3,521,000 | 1,781 |
| FHLB advances | $29,450,000 | 887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $51,098,000 | 1,251 |
| Tier 1 (core) risk-based capital | $25,603,000 | 2,454 |
| Tier 2 risk-based capital | $2,791,000 | 1,828 |
| Total risk weighted assets | $222,938,000 | 1,927 |
| Total unused commitments | $51,098,000 | 1,252 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 67 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $283,277,000 | 2,268 |
| Cash and due from depository institutions | $18,831,000 | 2,311 |
| Interest-bearing balances | $14,521,000 | 2,263 |
| Securities | $35,921,000 | 3,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $219,726,000 | 1,874 |
| Loan loss allowance | $3,404,000 | 2,157 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,795,000 | 4,328 |
| Other real estate owned | $209,000 | 2,311 |
| Goodwill and other intangibles | $50,000 | 2,781 |
| All other assets | $6,745,000 | 2,532 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $283,277,000 | 2,268 |
| Total liabilities | $257,395,000 | 2,239 |
| Total deposits | $223,617,000 | 2,395 |
| Interest-bearing deposits | $176,925,000 | 2,537 |
| Deposits held in domestic offices | $223,617,000 | 2,395 |
| % insured | 75.21% | 6,845 |
| Federal funds purchased & repurchase agreements | $2,324,000 | 1,647 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $30,248,000 | 970 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,206,000 | 2,850 |
| Total equity capital | $25,882,000 | 2,532 |
| Total bank equity capital | $25,882,000 | 2,530 |
| Perpetual preferred stock | $5,448,000 | 86 |
| Common stock | $3,621,000 | 1,166 |
| Surplus | $31,195,000 | 1,081 |
| Undivided profits | $-14,382,000 | 7,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $13,668,000 | 1,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,384,000 | 121 |
| Income earned, not collected on loans | $988,000 | 2,941 |
| Earning assets | $270,168,000 | 2,189 |
| Long-term assets (5+ years) | $49,293,000 | 2,615 |
| Average Assets, year-to-date | $277,046,670 | 2,311 |
| Average Assets, quarterly | $278,454,500 | 2,302 |
| Volatile liabilities | $14,571,000 | 2,812 |
| Insider loans | $3,528,000 | 1,812 |
| FHLB advances | $29,450,000 | 935 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $48,876,000 | 1,294 |
| Tier 1 (core) risk-based capital | $25,537,000 | 2,422 |
| Tier 2 risk-based capital | $2,792,000 | 1,847 |
| Total risk weighted assets | $223,118,000 | 1,947 |
| Total unused commitments | $48,876,000 | 1,295 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 69 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $273,632,000 | 2,364 |
| Cash and due from depository institutions | $14,639,000 | 2,241 |
| Interest-bearing balances | $10,189,000 | 2,953 |
| Securities | $32,175,000 | 3,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $217,951,000 | 1,895 |
| Loan loss allowance | $3,383,000 | 2,177 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,781,000 | 4,371 |
| Other real estate owned | $648,000 | 2,241 |
| Goodwill and other intangibles | $50,000 | 2,789 |
| All other assets | $6,388,000 | 2,671 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $273,632,000 | 2,364 |
| Total liabilities | $248,114,000 | 2,347 |
| Total deposits | $212,636,000 | 2,549 |
| Interest-bearing deposits | $175,167,000 | 2,596 |
| Deposits held in domestic offices | $212,636,000 | 2,547 |
| % insured | 86.33% | 5,254 |
| Federal funds purchased & repurchase agreements | $4,240,000 | 1,354 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,227,000 | 985 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,011,000 | 3,125 |
| Total equity capital | $25,518,000 | 2,525 |
| Total bank equity capital | $25,518,000 | 2,524 |
| Perpetual preferred stock | $5,448,000 | 87 |
| Common stock | $3,621,000 | 1,185 |
| Surplus | $31,157,000 | 1,089 |
| Undivided profits | $-14,708,000 | 7,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,008,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,574,000 | 123 |
| Income earned, not collected on loans | $1,148,000 | 2,542 |
| Earning assets | $260,315,000 | 2,279 |
| Long-term assets (5+ years) | $52,856,000 | 2,418 |
| Average Assets, year-to-date | $273,931,500 | 2,356 |
| Average Assets, quarterly | $273,931,500 | 2,356 |
| Volatile liabilities | $15,956,000 | 2,697 |
| Insider loans | $4,158,000 | 1,621 |
| FHLB advances | $29,450,000 | 951 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $48,078,000 | 1,324 |
| Tier 1 (core) risk-based capital | $25,465,000 | 2,421 |
| Tier 2 risk-based capital | $2,775,000 | 1,858 |
| Total risk weighted assets | $221,560,000 | 1,970 |
| Total unused commitments | $48,078,000 | 1,326 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 66 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $274,231,000 | 2,354 |
| Cash and due from depository institutions | $8,804,000 | 2,371 |
| Interest-bearing balances | $5,070,000 | 3,868 |
| Securities | $35,349,000 | 3,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $220,728,000 | 1,924 |
| Loan loss allowance | $3,381,000 | 2,176 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,822,000 | 4,378 |
| Other real estate owned | $682,000 | 2,371 |
| Goodwill and other intangibles | $50,000 | 2,791 |
| All other assets | $6,796,000 | 2,582 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $274,231,000 | 2,354 |
| Total liabilities | $249,364,000 | 2,333 |
| Total deposits | $213,794,000 | 2,530 |
| Interest-bearing deposits | $178,935,000 | 2,549 |
| Deposits held in domestic offices | $213,794,000 | 2,529 |
| % insured | 87.19% | 4,963 |
| Federal funds purchased & repurchase agreements | $3,392,000 | 1,519 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $31,027,000 | 1,030 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,151,000 | 2,945 |
| Total equity capital | $24,867,000 | 2,567 |
| Total bank equity capital | $24,867,000 | 2,567 |
| Perpetual preferred stock | $5,448,000 | 90 |
| Common stock | $3,621,000 | 1,202 |
| Surplus | $31,119,000 | 1,086 |
| Undivided profits | $-15,321,000 | 7,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,932,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,586,000 | 195 |
| Income earned, not collected on loans | $1,100,000 | 2,749 |
| Earning assets | $261,147,000 | 2,269 |
| Long-term assets (5+ years) | $79,932,000 | 1,696 |
| Average Assets, year-to-date | $268,193,800 | 2,377 |
| Average Assets, quarterly | $273,261,500 | 2,360 |
| Volatile liabilities | $57,042,000 | 2,248 |
| Insider loans | $4,895,000 | 1,424 |
| FHLB advances | $30,450,000 | 974 |
| Loans and leases held for sale | $386,000 | 1,542 |
| Unused loan commitments | $43,889,000 | 1,394 |
| Tier 1 (core) risk-based capital | $24,703,000 | 2,475 |
| Tier 2 risk-based capital | $2,809,000 | 1,866 |
| Total risk weighted assets | $224,055,000 | 1,973 |
| Total unused commitments | $43,889,000 | 1,395 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 67 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $272,292,000 | 2,405 |
| Cash and due from depository institutions | $4,240,000 | 2,333 |
| Interest-bearing balances | $79,000 | 6,677 |
| Securities | $31,554,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 579 |
| Net loans & leases | $215,530,000 | 1,998 |
| Loan loss allowance | $3,247,000 | 2,250 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,846,000 | 4,413 |
| Other real estate owned | $226,000 | 2,333 |
| Goodwill and other intangibles | $50,000 | 2,791 |
| All other assets | $5,946,000 | 2,912 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $272,292,000 | 2,405 |
| Total liabilities | $247,395,000 | 2,380 |
| Total deposits | $212,955,000 | 2,547 |
| Interest-bearing deposits | $178,302,000 | 2,591 |
| Deposits held in domestic offices | $212,955,000 | 2,544 |
| % insured | 83.28% | 5,502 |
| Federal funds purchased & repurchase agreements | $2,612,000 | 1,651 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,827,000 | 1,111 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,001,000 | 3,529 |
| Total equity capital | $24,897,000 | 2,656 |
| Total bank equity capital | $24,897,000 | 2,655 |
| Perpetual preferred stock | $5,448,000 | 88 |
| Common stock | $3,621,000 | 1,213 |
| Surplus | $31,072,000 | 1,072 |
| Undivided profits | $-15,244,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,435,000 | 2,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,148,000 | 2,824 |
| Earning assets | $260,063,000 | 2,309 |
| Long-term assets (5+ years) | $63,949,000 | 2,012 |
| Average Assets, year-to-date | $266,684,500 | 2,427 |
| Average Assets, quarterly | $269,911,500 | 2,413 |
| Volatile liabilities | $57,540,000 | 2,303 |
| Insider loans | $4,526,000 | 1,572 |
| FHLB advances | $30,450,000 | 1,043 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $44,125,000 | 1,419 |
| Tier 1 (core) risk-based capital | $24,552,000 | 2,517 |
| Tier 2 risk-based capital | $2,782,000 | 1,911 |
| Total risk weighted assets | $222,054,000 | 2,016 |
| Total unused commitments | $44,125,000 | 1,420 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 64 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $267,531,000 | 2,454 |
| Cash and due from depository institutions | $4,321,000 | 2,475 |
| Interest-bearing balances | $79,000 | 6,673 |
| Securities | $28,130,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 318 |
| Net loans & leases | $206,537,000 | 2,123 |
| Loan loss allowance | $2,926,000 | 2,458 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,949,000 | 4,352 |
| Other real estate owned | $267,000 | 2,475 |
| Goodwill and other intangibles | $50,000 | 2,804 |
| All other assets | $5,577,000 | 3,060 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $267,531,000 | 2,454 |
| Total liabilities | $242,328,000 | 2,436 |
| Total deposits | $208,987,000 | 2,587 |
| Interest-bearing deposits | $179,401,000 | 2,593 |
| Deposits held in domestic offices | $208,987,000 | 2,585 |
| % insured | 76.36% | 6,708 |
| Federal funds purchased & repurchase agreements | $1,884,000 | 1,822 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,607,000 | 1,175 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $850,000 | 3,760 |
| Total equity capital | $25,203,000 | 2,598 |
| Total bank equity capital | $25,203,000 | 2,596 |
| Perpetual preferred stock | $5,448,000 | 85 |
| Common stock | $3,621,000 | 1,233 |
| Surplus | $31,025,000 | 1,071 |
| Undivided profits | $-14,891,000 | 7,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,540,000 | 2,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,072,000 | 2,966 |
| Earning assets | $255,446,000 | 2,358 |
| Long-term assets (5+ years) | $56,755,000 | 2,147 |
| Average Assets, year-to-date | $264,815,330 | 2,467 |
| Average Assets, quarterly | $267,096,000 | 2,453 |
| Volatile liabilities | $63,321,000 | 2,165 |
| Insider loans | $6,833,000 | 1,058 |
| FHLB advances | $30,450,000 | 1,109 |
| Loans and leases held for sale | $642,000 | 1,220 |
| Unused loan commitments | $42,687,000 | 1,449 |
| Tier 1 (core) risk-based capital | $24,724,000 | 2,497 |
| Tier 2 risk-based capital | $2,686,000 | 2,005 |
| Total risk weighted assets | $214,588,000 | 2,124 |
| Total unused commitments | $42,687,000 | 1,450 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 64 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $266,661,000 | 2,512 |
| Cash and due from depository institutions | $4,392,000 | 2,501 |
| Interest-bearing balances | $78,000 | 6,714 |
| Securities | $27,574,000 | 3,683 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 344 |
| Net loans & leases | $202,419,000 | 2,209 |
| Loan loss allowance | $2,809,000 | 2,560 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,944,000 | 4,411 |
| Other real estate owned | $267,000 | 2,501 |
| Goodwill and other intangibles | $50,000 | 2,826 |
| All other assets | $6,015,000 | 2,990 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $266,661,000 | 2,512 |
| Total liabilities | $241,997,000 | 2,489 |
| Total deposits | $207,779,000 | 2,654 |
| Interest-bearing deposits | $178,094,000 | 2,666 |
| Deposits held in domestic offices | $207,779,000 | 2,652 |
| % insured | 82.16% | 5,874 |
| Federal funds purchased & repurchase agreements | $2,893,000 | 1,665 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,450,000 | 1,240 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $875,000 | 3,684 |
| Total equity capital | $24,664,000 | 2,670 |
| Total bank equity capital | $24,664,000 | 2,668 |
| Perpetual preferred stock | $5,448,000 | 84 |
| Common stock | $3,621,000 | 1,261 |
| Surplus | $30,977,000 | 1,089 |
| Undivided profits | $-15,382,000 | 7,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 3,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,095,000 | 2,974 |
| Earning assets | $254,071,000 | 2,416 |
| Long-term assets (5+ years) | $55,618,000 | 2,212 |
| Average Assets, year-to-date | $263,457,500 | 2,536 |
| Average Assets, quarterly | $263,457,500 | 2,536 |
| Volatile liabilities | $62,304,000 | 2,266 |
| Insider loans | $4,590,000 | 1,626 |
| FHLB advances | $30,450,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,531,000 | 1,458 |
| Tier 1 (core) risk-based capital | $24,494,000 | 2,547 |
| Tier 2 risk-based capital | $2,695,000 | 2,040 |
| Total risk weighted assets | $215,423,000 | 2,170 |
| Total unused commitments | $44,531,000 | 1,461 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 63 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $260,254,000 | 2,582 |
| Cash and due from depository institutions | $4,395,000 | 2,558 |
| Interest-bearing balances | $78,000 | 6,610 |
| Securities | $27,431,000 | 3,673 |
| Federal funds sold & reverse repurchase agreements | $22,800,000 | 333 |
| Net loans & leases | $198,078,000 | 2,288 |
| Loan loss allowance | $2,702,000 | 2,606 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,026,000 | 4,385 |
| Other real estate owned | $0 | 2,558 |
| Goodwill and other intangibles | $50,000 | 2,839 |
| All other assets | $5,474,000 | 3,249 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $260,254,000 | 2,582 |
| Total liabilities | $236,201,000 | 2,564 |
| Total deposits | $200,772,000 | 2,732 |
| Interest-bearing deposits | $167,320,000 | 2,816 |
| Deposits held in domestic offices | $200,772,000 | 2,730 |
| % insured | 74.31% | 7,000 |
| Federal funds purchased & repurchase agreements | $3,988,000 | 1,561 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,450,000 | 1,361 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $991,000 | 3,448 |
| Total equity capital | $24,053,000 | 2,703 |
| Total bank equity capital | $24,053,000 | 2,701 |
| Perpetual preferred stock | $5,448,000 | 79 |
| Common stock | $3,572,000 | 1,284 |
| Surplus | $30,774,000 | 1,096 |
| Undivided profits | $-15,741,000 | 7,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,173,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $933,000 | 3,576 |
| Earning assets | $248,387,000 | 2,481 |
| Long-term assets (5+ years) | $56,275,000 | 2,163 |
| Average Assets, year-to-date | $237,732,000 | 2,738 |
| Average Assets, quarterly | $249,258,500 | 2,663 |
| Volatile liabilities | $55,947,000 | 2,475 |
| Insider loans | $6,878,000 | 1,119 |
| FHLB advances | $30,450,000 | 1,280 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $40,840,000 | 1,577 |
| Tier 1 (core) risk-based capital | $24,271,000 | 2,540 |
| Tier 2 risk-based capital | $2,625,000 | 2,118 |
| Total risk weighted assets | $209,865,000 | 2,270 |
| Total unused commitments | $40,840,000 | 1,578 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $238,263,000 | 2,809 |
| Cash and due from depository institutions | $13,717,000 | 2,626 |
| Interest-bearing balances | $78,000 | 6,535 |
| Securities | $29,017,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $188,896,000 | 2,419 |
| Loan loss allowance | $2,973,000 | 2,339 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,140,000 | 4,310 |
| Other real estate owned | $0 | 2,626 |
| Goodwill and other intangibles | $50,000 | 2,881 |
| All other assets | $4,443,000 | 3,350 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $238,263,000 | 2,809 |
| Total liabilities | $213,913,000 | 2,797 |
| Total deposits | $181,369,000 | 2,984 |
| Interest-bearing deposits | $150,468,000 | 3,070 |
| Deposits held in domestic offices | $181,369,000 | 2,982 |
| % insured | 69.15% | 7,474 |
| Federal funds purchased & repurchase agreements | $1,173,000 | 2,209 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,450,000 | 1,412 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $921,000 | 3,948 |
| Total equity capital | $24,350,000 | 2,756 |
| Total bank equity capital | $24,350,000 | 2,755 |
| Perpetual preferred stock | $5,448,000 | 74 |
| Common stock | $3,572,000 | 1,308 |
| Surplus | $31,244,000 | 1,080 |
| Undivided profits | $-15,914,000 | 7,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,638,000 | 3,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 816 |
| Income earned, not collected on loans | $894,000 | 3,912 |
| Earning assets | $217,991,000 | 2,807 |
| Long-term assets (5+ years) | $50,252,000 | 2,373 |
| Average Assets, year-to-date | $232,101,500 | 2,818 |
| Average Assets, quarterly | $239,954,000 | 2,762 |
| Volatile liabilities | $41,676,000 | 3,183 |
| Insider loans | $4,684,000 | 1,643 |
| FHLB advances | $30,450,000 | 1,326 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,640,000 | 1,646 |
| Tier 1 (core) risk-based capital | $24,068,000 | 2,616 |
| Tier 2 risk-based capital | $2,500,000 | 2,211 |
| Total risk weighted assets | $199,467,000 | 2,410 |
| Total unused commitments | $41,640,000 | 1,647 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $241,645,000 | 2,758 |
| Cash and due from depository institutions | $20,487,000 | 2,634 |
| Interest-bearing balances | $78,000 | 6,464 |
| Securities | $29,569,000 | 3,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $184,882,000 | 2,502 |
| Loan loss allowance | $2,918,000 | 2,285 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,245,000 | 4,252 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $50,000 | 2,896 |
| All other assets | $4,412,000 | 3,376 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $241,645,000 | 2,758 |
| Total liabilities | $218,219,000 | 2,738 |
| Total deposits | $184,691,000 | 2,934 |
| Interest-bearing deposits | $154,125,000 | 3,015 |
| Deposits held in domestic offices | $184,691,000 | 2,932 |
| % insured | 58.17% | 7,369 |
| Federal funds purchased & repurchase agreements | $2,292,000 | 1,941 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,450,000 | 1,475 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $786,000 | 4,321 |
| Total equity capital | $23,426,000 | 2,837 |
| Total bank equity capital | $23,426,000 | 2,837 |
| Perpetual preferred stock | $5,448,000 | 73 |
| Common stock | $3,572,000 | 1,325 |
| Surplus | $30,680,000 | 1,116 |
| Undivided profits | $-16,274,000 | 8,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,817,000 | 2,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 800 |
| Income earned, not collected on loans | $923,000 | 3,722 |
| Earning assets | $214,529,000 | 2,836 |
| Long-term assets (5+ years) | $57,893,000 | 2,089 |
| Average Assets, year-to-date | $230,047,670 | 2,862 |
| Average Assets, quarterly | $232,532,500 | 2,852 |
| Volatile liabilities | $44,466,000 | 3,030 |
| Insider loans | $4,739,000 | 1,646 |
| FHLB advances | $30,450,000 | 1,382 |
| Loans and leases held for sale | $728,000 | 1,356 |
| Unused loan commitments | $42,053,000 | 1,691 |
| Tier 1 (core) risk-based capital | $23,816,000 | 2,659 |
| Tier 2 risk-based capital | $2,491,000 | 2,208 |
| Total risk weighted assets | $198,153,000 | 2,463 |
| Total unused commitments | $42,053,000 | 1,693 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 59 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $223,420,000 | 2,978 |
| Cash and due from depository institutions | $8,346,000 | 2,801 |
| Interest-bearing balances | $78,000 | 6,261 |
| Securities | $29,024,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $179,215,000 | 2,579 |
| Loan loss allowance | $2,739,000 | 2,324 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,353,000 | 4,194 |
| Other real estate owned | $0 | 2,801 |
| Goodwill and other intangibles | $50,000 | 2,916 |
| All other assets | $4,432,000 | 3,367 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $223,420,000 | 2,978 |
| Total liabilities | $200,000,000 | 2,989 |
| Total deposits | $164,161,000 | 3,240 |
| Interest-bearing deposits | $137,569,000 | 3,306 |
| Deposits held in domestic offices | $164,161,000 | 3,238 |
| % insured | 60.29% | 7,243 |
| Federal funds purchased & repurchase agreements | $4,667,000 | 1,565 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,450,000 | 1,518 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $722,000 | 4,422 |
| Total equity capital | $23,420,000 | 2,851 |
| Total bank equity capital | $23,420,000 | 2,851 |
| Perpetual preferred stock | $5,448,000 | 70 |
| Common stock | $3,572,000 | 1,334 |
| Surplus | $30,631,000 | 1,108 |
| Undivided profits | $-16,231,000 | 8,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,578,000 | 3,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $944,000 | 3,630 |
| Earning assets | $208,317,000 | 2,945 |
| Long-term assets (5+ years) | $52,840,000 | 2,230 |
| Average Assets, year-to-date | $224,249,000 | 2,943 |
| Average Assets, quarterly | $224,249,000 | 2,943 |
| Volatile liabilities | $44,573,000 | 3,003 |
| Insider loans | $4,795,000 | 1,630 |
| FHLB advances | $30,450,000 | 1,430 |
| Loans and leases held for sale | $402,000 | 1,470 |
| Unused loan commitments | $39,913,000 | 1,855 |
| Tier 1 (core) risk-based capital | $23,871,000 | 2,673 |
| Tier 2 risk-based capital | $2,354,000 | 2,306 |
| Total risk weighted assets | $187,870,000 | 2,578 |
| Total unused commitments | $39,913,000 | 1,856 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 62 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $225,078,000 | 2,933 |
| Cash and due from depository institutions | $6,873,000 | 2,707 |
| Interest-bearing balances | $99,000 | 5,755 |
| Securities | $32,461,000 | 3,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $179,091,000 | 2,591 |
| Loan loss allowance | $2,681,000 | 2,308 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,471,000 | 4,119 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $50,000 | 2,920 |
| All other assets | $4,132,000 | 3,556 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $225,078,000 | 2,933 |
| Total liabilities | $201,538,000 | 2,928 |
| Total deposits | $162,935,000 | 3,215 |
| Interest-bearing deposits | $131,305,000 | 3,355 |
| Deposits held in domestic offices | $162,935,000 | 3,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,522,000 | 2,177 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $35,450,000 | 1,509 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $631,000 | 4,785 |
| Total equity capital | $23,540,000 | 2,817 |
| Total bank equity capital | $23,540,000 | 2,817 |
| Perpetual preferred stock | $5,396,000 | 57 |
| Common stock | $3,572,000 | 1,332 |
| Surplus | $30,633,000 | 1,083 |
| Undivided profits | $-16,061,000 | 8,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,127,000 | 3,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $693,000 | 324 |
| Income earned, not collected on loans | $949,000 | 3,837 |
| Earning assets | $211,651,000 | 2,867 |
| Long-term assets (5+ years) | $55,620,000 | 2,131 |
| Average Assets, year-to-date | $206,323,000 | 3,050 |
| Average Assets, quarterly | $224,271,500 | 2,905 |
| Volatile liabilities | $41,046,000 | 3,161 |
| Insider loans | $4,796,000 | 1,661 |
| FHLB advances | $35,450,000 | 1,416 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $34,303,000 | 2,147 |
| Tier 1 (core) risk-based capital | $23,793,000 | 2,655 |
| Tier 2 risk-based capital | $2,353,000 | 2,268 |
| Total risk weighted assets | $187,891,000 | 2,568 |
| Total unused commitments | $34,303,000 | 2,148 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $223,465,000 | 2,920 |
| Cash and due from depository institutions | $8,054,000 | 2,739 |
| Interest-bearing balances | $491,000 | 3,706 |
| Securities | $28,381,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $11,545,000 | 1,036 |
| Net loans & leases | $166,895,000 | 2,728 |
| Loan loss allowance | $2,572,000 | 2,228 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,605,000 | 4,014 |
| Other real estate owned | $0 | 2,739 |
| Goodwill and other intangibles | $50,000 | 2,976 |
| All other assets | $5,935,000 | 2,807 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $223,465,000 | 2,920 |
| Total liabilities | $205,395,000 | 2,859 |
| Total deposits | $169,936,000 | 3,051 |
| Interest-bearing deposits | $144,909,000 | 3,048 |
| Deposits held in domestic offices | $169,936,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,529,000 | 2,259 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $30,450,000 | 1,688 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,480,000 | 1,945 |
| Total equity capital | $18,070,000 | 3,560 |
| Total bank equity capital | $18,070,000 | 3,560 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,572,000 | 1,338 |
| Surplus | $30,612,000 | 1,059 |
| Undivided profits | $-16,114,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,043,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $748,000 | 288 |
| Income earned, not collected on loans | $866,000 | 4,313 |
| Earning assets | $207,312,000 | 2,884 |
| Long-term assets (5+ years) | $37,333,000 | 2,781 |
| Average Assets, year-to-date | $201,634,250 | 3,120 |
| Average Assets, quarterly | $211,796,500 | 3,046 |
| Volatile liabilities | $37,204,000 | 3,311 |
| Insider loans | $4,905,000 | 1,608 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $40,458,000 | 1,994 |
| Tier 1 (core) risk-based capital | $18,642,000 | 3,387 |
| Tier 2 risk-based capital | $2,274,000 | 2,276 |
| Total risk weighted assets | $181,602,000 | 2,656 |
| Total unused commitments | $40,458,000 | 1,995 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $200,128,000 | 3,207 |
| Cash and due from depository institutions | $4,404,000 | 3,037 |
| Interest-bearing balances | $491,000 | 3,597 |
| Securities | $27,740,000 | 3,644 |
| Federal funds sold & reverse repurchase agreements | $6,524,000 | 1,797 |
| Net loans & leases | $154,691,000 | 2,891 |
| Loan loss allowance | $1,891,000 | 2,785 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,686,000 | 3,942 |
| Other real estate owned | $0 | 3,037 |
| Goodwill and other intangibles | $50,000 | 3,003 |
| All other assets | $4,033,000 | 3,568 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $200,128,000 | 3,207 |
| Total liabilities | $180,822,000 | 3,171 |
| Total deposits | $147,352,000 | 3,429 |
| Interest-bearing deposits | $121,872,000 | 3,503 |
| Deposits held in domestic offices | $147,352,000 | 3,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,507,000 | 2,346 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,450,000 | 1,624 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $513,000 | 5,375 |
| Total equity capital | $19,306,000 | 3,383 |
| Total bank equity capital | $19,306,000 | 3,383 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,572,000 | 1,338 |
| Surplus | $30,591,000 | 1,047 |
| Undivided profits | $-14,857,000 | 8,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 3,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $866,000 | 4,203 |
| Earning assets | $189,446,000 | 3,115 |
| Long-term assets (5+ years) | $46,832,000 | 2,343 |
| Average Assets, year-to-date | $194,357,330 | 3,239 |
| Average Assets, quarterly | $202,166,500 | 3,163 |
| Volatile liabilities | $36,687,000 | 3,331 |
| Insider loans | $5,244,000 | 1,508 |
| FHLB advances | $30,450,000 | 1,538 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,250,000 | 2,105 |
| Tier 1 (core) risk-based capital | $20,073,000 | 3,166 |
| Tier 2 risk-based capital | $1,891,000 | 2,597 |
| Total risk weighted assets | $166,295,000 | 2,864 |
| Total unused commitments | $39,250,000 | 2,105 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $204,205,000 | 3,130 |
| Cash and due from depository institutions | $5,212,000 | 2,932 |
| Interest-bearing balances | $416,000 | 3,805 |
| Securities | $29,306,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $10,473,000 | 1,686 |
| Net loans & leases | $152,457,000 | 2,876 |
| Loan loss allowance | $1,830,000 | 2,780 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,796,000 | 3,844 |
| Other real estate owned | $0 | 2,932 |
| Goodwill and other intangibles | $50,000 | 3,010 |
| All other assets | $3,911,000 | 3,560 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $204,205,000 | 3,130 |
| Total liabilities | $184,154,000 | 3,103 |
| Total deposits | $144,938,000 | 3,488 |
| Interest-bearing deposits | $121,820,000 | 3,526 |
| Deposits held in domestic offices | $144,938,000 | 3,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,725,000 | 2,049 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $30,450,000 | 1,514 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,041,000 | 1,024 |
| Total equity capital | $20,051,000 | 3,349 |
| Total bank equity capital | $20,051,000 | 3,349 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,572,000 | 1,333 |
| Surplus | $30,570,000 | 1,040 |
| Undivided profits | $-14,091,000 | 8,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 4,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 906 |
| Income earned, not collected on loans | $813,000 | 4,401 |
| Earning assets | $192,652,000 | 3,044 |
| Long-term assets (5+ years) | $61,328,000 | 1,841 |
| Average Assets, year-to-date | $191,472,000 | 3,274 |
| Average Assets, quarterly | $191,472,000 | 3,274 |
| Volatile liabilities | $37,571,000 | 3,266 |
| Insider loans | $4,219,000 | 1,820 |
| FHLB advances | $30,450,000 | 1,437 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $44,218,000 | 1,953 |
| Tier 1 (core) risk-based capital | $20,311,000 | 3,133 |
| Tier 2 risk-based capital | $1,830,000 | 2,631 |
| Total risk weighted assets | $169,060,000 | 2,778 |
| Total unused commitments | $44,218,000 | 1,954 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $178,739,000 | 3,445 |
| Cash and due from depository institutions | $3,487,000 | 3,047 |
| Interest-bearing balances | $76,000 | 5,086 |
| Securities | $19,894,000 | 4,465 |
| Federal funds sold & reverse repurchase agreements | $8,080,000 | 1,693 |
| Net loans & leases | $140,993,000 | 3,065 |
| Loan loss allowance | $1,693,000 | 2,886 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,914,000 | 3,737 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $50,000 | 3,013 |
| All other assets | $3,321,000 | 4,003 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $178,739,000 | 3,445 |
| Total liabilities | $158,298,000 | 3,455 |
| Total deposits | $137,800,000 | 3,583 |
| Interest-bearing deposits | $111,684,000 | 3,697 |
| Deposits held in domestic offices | $137,800,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,255,000 | 2,299 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,450,000 | 2,047 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $793,000 | 4,538 |
| Total equity capital | $20,441,000 | 3,249 |
| Total bank equity capital | $20,441,000 | 3,249 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,572,000 | 1,322 |
| Surplus | $30,553,000 | 1,013 |
| Undivided profits | $-13,684,000 | 8,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 4,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $830,000 | 4,592 |
| Earning assets | $169,043,000 | 3,363 |
| Long-term assets (5+ years) | $33,321,000 | 2,690 |
| Average Assets, year-to-date | $164,400,000 | 3,579 |
| Average Assets, quarterly | $180,098,000 | 3,398 |
| Volatile liabilities | $32,164,000 | 3,639 |
| Insider loans | $2,515,000 | 2,641 |
| FHLB advances | $17,450,000 | 1,946 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,930,000 | 2,041 |
| Tier 1 (core) risk-based capital | $20,654,000 | 3,065 |
| Tier 2 risk-based capital | $1,693,000 | 2,765 |
| Total risk weighted assets | $151,214,000 | 3,022 |
| Total unused commitments | $41,930,000 | 2,042 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $181,457,000 | 3,368 |
| Cash and due from depository institutions | $6,459,000 | 2,985 |
| Interest-bearing balances | $76,000 | 4,946 |
| Securities | $21,089,000 | 4,349 |
| Federal funds sold & reverse repurchase agreements | $17,609,000 | 796 |
| Net loans & leases | $130,550,000 | 3,214 |
| Loan loss allowance | $1,622,000 | 2,965 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,652,000 | 3,922 |
| Other real estate owned | $0 | 2,985 |
| Goodwill and other intangibles | $50,000 | 3,020 |
| All other assets | $3,048,000 | 4,249 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $181,457,000 | 3,368 |
| Total liabilities | $160,862,000 | 3,383 |
| Total deposits | $140,607,000 | 3,501 |
| Interest-bearing deposits | $112,515,000 | 3,674 |
| Deposits held in domestic offices | $140,607,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,028,000 | 2,320 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,450,000 | 1,916 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $777,000 | 4,644 |
| Total equity capital | $20,595,000 | 3,182 |
| Total bank equity capital | $20,595,000 | 3,182 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,572,000 | 1,302 |
| Surplus | $30,531,000 | 999 |
| Undivided profits | $-13,508,000 | 8,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $820,000 | 4,883 |
| Earning assets | $169,324,000 | 3,311 |
| Long-term assets (5+ years) | $35,179,000 | 2,491 |
| Average Assets, year-to-date | $160,815,250 | 3,630 |
| Average Assets, quarterly | $175,636,500 | 3,426 |
| Volatile liabilities | $40,423,000 | 3,045 |
| Insider loans | $1,538,000 | 3,535 |
| FHLB advances | $17,450,000 | 1,819 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,995,000 | 2,210 |
| Tier 1 (core) risk-based capital | $20,981,000 | 3,010 |
| Tier 2 risk-based capital | $1,622,000 | 2,855 |
| Total risk weighted assets | $142,320,000 | 3,124 |
| Total unused commitments | $37,995,000 | 2,210 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $169,816,000 | 3,546 |
| Cash and due from depository institutions | $5,483,000 | 3,488 |
| Interest-bearing balances | $76,000 | 5,051 |
| Securities | $20,125,000 | 4,480 |
| Federal funds sold & reverse repurchase agreements | $16,274,000 | 946 |
| Net loans & leases | $122,154,000 | 3,365 |
| Loan loss allowance | $1,511,000 | 3,145 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,689,000 | 3,879 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $50,000 | 3,048 |
| All other assets | $3,041,000 | 4,226 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $169,816,000 | 3,546 |
| Total liabilities | $149,008,000 | 3,585 |
| Total deposits | $133,091,000 | 3,669 |
| Interest-bearing deposits | $105,323,000 | 3,842 |
| Deposits held in domestic offices | $133,091,000 | 3,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,839,000 | 2,336 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,450,000 | 2,241 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,628,000 | 2,747 |
| Total equity capital | $20,808,000 | 3,104 |
| Total bank equity capital | $20,808,000 | 3,104 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,572,000 | 1,293 |
| Surplus | $30,510,000 | 1,005 |
| Undivided profits | $-13,274,000 | 8,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $765,000 | 4,855 |
| Earning assets | $158,629,000 | 3,480 |
| Long-term assets (5+ years) | $31,540,000 | 2,631 |
| Average Assets, year-to-date | $153,934,670 | 3,771 |
| Average Assets, quarterly | $162,685,000 | 3,651 |
| Volatile liabilities | $36,857,000 | 3,227 |
| Insider loans | $1,569,000 | 3,468 |
| FHLB advances | $12,450,000 | 2,127 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,103,000 | 2,475 |
| Tier 1 (core) risk-based capital | $21,441,000 | 2,936 |
| Tier 2 risk-based capital | $1,511,000 | 3,016 |
| Total risk weighted assets | $133,538,000 | 3,293 |
| Total unused commitments | $33,103,000 | 2,475 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 51 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $155,554,000 | 3,786 |
| Cash and due from depository institutions | $9,093,000 | 3,310 |
| Interest-bearing balances | $76,000 | 5,116 |
| Securities | $20,857,000 | 4,390 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,249 |
| Net loans & leases | $115,183,000 | 3,472 |
| Loan loss allowance | $1,444,000 | 3,246 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,137,000 | 4,372 |
| Other real estate owned | $0 | 3,310 |
| Goodwill and other intangibles | $50,000 | 3,064 |
| All other assets | $3,034,000 | 4,145 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $155,554,000 | 3,786 |
| Total liabilities | $133,895,000 | 3,887 |
| Total deposits | $114,156,000 | 4,080 |
| Interest-bearing deposits | $96,253,000 | 4,097 |
| Deposits held in domestic offices | $114,156,000 | 4,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,722,000 | 2,178 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,450,000 | 1,795 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $567,000 | 5,260 |
| Total equity capital | $21,659,000 | 3,030 |
| Total bank equity capital | $21,659,000 | 3,030 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,567,000 | 1,275 |
| Surplus | $30,453,000 | 982 |
| Undivided profits | $-12,361,000 | 8,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $700,000 | 5,008 |
| Earning assets | $141,316,000 | 3,821 |
| Long-term assets (5+ years) | $37,536,000 | 2,302 |
| Average Assets, year-to-date | $145,994,000 | 3,935 |
| Average Assets, quarterly | $145,994,000 | 3,935 |
| Volatile liabilities | $45,056,000 | 2,694 |
| Insider loans | $1,623,000 | 3,371 |
| FHLB advances | $17,450,000 | 1,714 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $29,518,000 | 2,671 |
| Tier 1 (core) risk-based capital | $21,959,000 | 2,869 |
| Tier 2 risk-based capital | $1,444,000 | 3,099 |
| Total risk weighted assets | $123,644,000 | 3,461 |
| Total unused commitments | $29,518,000 | 2,672 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 52 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $136,434,000 | 4,122 |
| Cash and due from depository institutions | $4,665,000 | 3,257 |
| Interest-bearing balances | $76,000 | 5,121 |
| Securities | $20,738,000 | 4,432 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 5,796 |
| Net loans & leases | $105,526,000 | 3,681 |
| Loan loss allowance | $1,384,000 | 3,332 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,217,000 | 4,263 |
| Other real estate owned | $0 | 3,257 |
| Goodwill and other intangibles | $50,000 | 3,070 |
| All other assets | $2,763,000 | 4,416 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $136,434,000 | 4,122 |
| Total liabilities | $114,349,000 | 4,293 |
| Total deposits | $99,745,000 | 4,437 |
| Interest-bearing deposits | $81,843,000 | 4,500 |
| Deposits held in domestic offices | $99,745,000 | 4,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,453,000 | 2,446 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,450,000 | 2,245 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $701,000 | 4,716 |
| Total equity capital | $22,085,000 | 2,938 |
| Total bank equity capital | $22,085,000 | 2,938 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,567,000 | 1,264 |
| Surplus | $30,435,000 | 958 |
| Undivided profits | $-11,917,000 | 8,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $613,000 | 5,557 |
| Earning assets | $126,815,000 | 4,078 |
| Long-term assets (5+ years) | $27,316,000 | 2,819 |
| Average Assets, year-to-date | $113,622,400 | 4,522 |
| Average Assets, quarterly | $129,879,500 | 4,236 |
| Volatile liabilities | $31,764,000 | 3,619 |
| Insider loans | $2,686,000 | 2,414 |
| FHLB advances | $12,450,000 | 2,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,241,000 | 2,652 |
| Tier 1 (core) risk-based capital | $22,532,000 | 2,765 |
| Tier 2 risk-based capital | $1,384,000 | 3,182 |
| Total risk weighted assets | $114,202,000 | 3,619 |
| Total unused commitments | $29,241,000 | 2,652 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $123,325,000 | 4,382 |
| Cash and due from depository institutions | $3,164,000 | 3,155 |
| Interest-bearing balances | $76,000 | 5,148 |
| Securities | $21,035,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 5,935 |
| Net loans & leases | $93,832,000 | 3,990 |
| Loan loss allowance | $1,277,000 | 3,543 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,261,000 | 4,197 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $50,000 | 3,074 |
| All other assets | $2,943,000 | 4,302 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $123,325,000 | 4,382 |
| Total liabilities | $100,701,000 | 4,639 |
| Total deposits | $87,453,000 | 4,782 |
| Interest-bearing deposits | $67,670,000 | 5,043 |
| Deposits held in domestic offices | $87,453,000 | 4,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,997,000 | 2,377 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,524,000 | 2,557 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $727,000 | 4,649 |
| Total equity capital | $22,624,000 | 2,844 |
| Total bank equity capital | $22,624,000 | 2,844 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,567,000 | 1,253 |
| Surplus | $30,407,000 | 957 |
| Undivided profits | $-11,350,000 | 8,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $641,000 | 5,438 |
| Earning assets | $114,983,000 | 4,344 |
| Long-term assets (5+ years) | $22,852,000 | 3,103 |
| Average Assets, year-to-date | $107,919,500 | 4,687 |
| Average Assets, quarterly | $117,893,500 | 4,480 |
| Volatile liabilities | $32,121,000 | 3,585 |
| Insider loans | $2,440,000 | 2,558 |
| FHLB advances | $10,524,000 | 2,432 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,361,000 | 2,717 |
| Tier 1 (core) risk-based capital | $23,065,000 | 2,675 |
| Tier 2 risk-based capital | $1,276,000 | 3,374 |
| Total risk weighted assets | $101,731,000 | 3,914 |
| Total unused commitments | $28,361,000 | 2,717 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $112,462,000 | 4,627 |
| Cash and due from depository institutions | $4,621,000 | 3,488 |
| Interest-bearing balances | $25,000 | 5,962 |
| Securities | $21,083,000 | 4,419 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 5,759 |
| Net loans & leases | $81,933,000 | 4,319 |
| Loan loss allowance | $1,136,000 | 3,813 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,036,000 | 4,423 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $50,000 | 3,077 |
| All other assets | $2,689,000 | 4,445 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $112,462,000 | 4,627 |
| Total liabilities | $89,443,000 | 4,973 |
| Total deposits | $75,877,000 | 5,232 |
| Interest-bearing deposits | $63,432,000 | 5,234 |
| Deposits held in domestic offices | $75,877,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,851,000 | 2,497 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,190,000 | 2,496 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $525,000 | 5,130 |
| Total equity capital | $23,019,000 | 2,710 |
| Total bank equity capital | $23,019,000 | 2,710 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,567,000 | 1,241 |
| Surplus | $30,406,000 | 945 |
| Undivided profits | $-10,954,000 | 8,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $497,000 | 5,902 |
| Earning assets | $103,091,000 | 4,642 |
| Long-term assets (5+ years) | $24,185,000 | 2,981 |
| Average Assets, year-to-date | $102,784,330 | 4,874 |
| Average Assets, quarterly | $105,739,000 | 4,798 |
| Volatile liabilities | $31,384,000 | 3,585 |
| Insider loans | $1,886,000 | 3,029 |
| FHLB advances | $11,190,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,894,000 | 2,803 |
| Tier 1 (core) risk-based capital | $23,860,000 | 2,558 |
| Tier 2 risk-based capital | $1,136,000 | 3,612 |
| Total risk weighted assets | $90,883,000 | 4,170 |
| Total unused commitments | $26,894,000 | 2,805 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $99,016,000 | 5,004 |
| Cash and due from depository institutions | $1,760,000 | 4,018 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $22,887,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,137 |
| Net loans & leases | $69,592,000 | 4,706 |
| Loan loss allowance | $958,000 | 4,254 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,059,000 | 4,344 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $50,000 | 3,053 |
| All other assets | $2,568,000 | 4,468 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $99,016,000 | 5,004 |
| Total liabilities | $75,004,000 | 5,513 |
| Total deposits | $64,371,000 | 5,741 |
| Interest-bearing deposits | $54,115,000 | 5,698 |
| Deposits held in domestic offices | $64,371,000 | 5,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,374,000 | 2,462 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,834,000 | 2,787 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $425,000 | 5,582 |
| Total equity capital | $24,012,000 | 2,574 |
| Total bank equity capital | $24,012,000 | 2,574 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,567,000 | 1,231 |
| Surplus | $30,398,000 | 913 |
| Undivided profits | $-9,953,000 | 8,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $529,000 | 5,536 |
| Earning assets | $92,579,000 | 4,951 |
| Long-term assets (5+ years) | $22,032,000 | 3,112 |
| Average Assets, year-to-date | $97,945,500 | 5,019 |
| Average Assets, quarterly | $97,945,500 | 5,019 |
| Volatile liabilities | $18,934,000 | 4,648 |
| Insider loans | $1,636,000 | 3,241 |
| FHLB advances | $8,834,000 | 2,677 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,395,000 | 3,126 |
| Tier 1 (core) risk-based capital | $24,713,000 | 2,446 |
| Tier 2 risk-based capital | $958,000 | 4,040 |
| Total risk weighted assets | $78,139,000 | 4,537 |
| Total unused commitments | $22,395,000 | 3,127 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 35 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $96,875,000 | 5,067 |
| Cash and due from depository institutions | $1,406,000 | 4,445 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $23,908,000 | 4,160 |
| Federal funds sold & reverse repurchase agreements | $11,027,000 | 1,245 |
| Net loans & leases | $56,264,000 | 5,275 |
| Loan loss allowance | $876,000 | 4,474 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,079,000 | 4,302 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $50,000 | 3,045 |
| All other assets | $2,141,000 | 4,898 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $96,875,000 | 5,067 |
| Total liabilities | $71,830,000 | 5,637 |
| Total deposits | $70,740,000 | 5,426 |
| Interest-bearing deposits | $49,581,000 | 5,942 |
| Deposits held in domestic offices | $70,740,000 | 5,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $442,000 | 3,160 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $648,000 | 4,476 |
| Total equity capital | $25,045,000 | 2,454 |
| Total bank equity capital | $25,045,000 | 2,454 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,567,000 | 1,216 |
| Surplus | $30,389,000 | 896 |
| Undivided profits | $-8,911,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $390,000 | 6,474 |
| Earning assets | $91,199,000 | 4,973 |
| Long-term assets (5+ years) | $11,748,000 | 4,299 |
| Average Assets, year-to-date | $87,643,400 | 5,234 |
| Average Assets, quarterly | $98,210,000 | 4,981 |
| Volatile liabilities | $10,799,000 | 5,880 |
| Insider loans | $1,636,000 | 3,214 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,777,000 | 3,654 |
| Tier 1 (core) risk-based capital | $25,532,000 | 2,333 |
| Tier 2 risk-based capital | $851,000 | 4,335 |
| Total risk weighted assets | $68,083,000 | 4,939 |
| Total unused commitments | $16,777,000 | 3,655 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $99,545,000 | 4,941 |
| Cash and due from depository institutions | $2,608,000 | 5,432 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $24,676,000 | 4,037 |
| Federal funds sold & reverse repurchase agreements | $20,343,000 | 646 |
| Net loans & leases | $48,704,000 | 5,674 |
| Loan loss allowance | $717,000 | 5,065 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,736,000 | 4,672 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $50,000 | 3,038 |
| All other assets | $1,428,000 | 5,880 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $99,545,000 | 4,941 |
| Total liabilities | $73,813,000 | 5,521 |
| Total deposits | $72,822,000 | 5,279 |
| Interest-bearing deposits | $55,481,000 | 5,564 |
| Deposits held in domestic offices | $72,822,000 | 5,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $276,000 | 3,393 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $715,000 | 4,236 |
| Total equity capital | $25,732,000 | 2,378 |
| Total bank equity capital | $25,732,000 | 2,378 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,567,000 | 1,185 |
| Surplus | $29,495,000 | 886 |
| Undivided profits | $-7,330,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $418,000 | 6,288 |
| Earning assets | $93,723,000 | 4,860 |
| Long-term assets (5+ years) | $21,270,000 | 3,192 |
| Average Assets, year-to-date | $85,335,500 | 5,337 |
| Average Assets, quarterly | $92,838,500 | 5,128 |
| Volatile liabilities | $11,897,000 | 5,655 |
| Insider loans | $1,636,000 | 3,173 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,069,000 | 4,091 |
| Tier 1 (core) risk-based capital | $26,069,000 | 2,262 |
| Tier 2 risk-based capital | $717,000 | 4,778 |
| Total risk weighted assets | $61,475,000 | 5,192 |
| Total unused commitments | $13,069,000 | 4,093 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $86,132,000 | 5,342 |
| Cash and due from depository institutions | $2,296,000 | 4,929 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $29,502,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $13,939,000 | 867 |
| Net loans & leases | $37,413,000 | 6,305 |
| Loan loss allowance | $506,000 | 5,993 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,796,000 | 4,565 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $50,000 | 3,020 |
| All other assets | $1,136,000 | 6,247 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $86,132,000 | 5,342 |
| Total liabilities | $73,972,000 | 5,455 |
| Total deposits | $73,113,000 | 5,213 |
| Interest-bearing deposits | $62,429,000 | 5,166 |
| Deposits held in domestic offices | $73,113,000 | 5,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $286,000 | 3,438 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $573,000 | 4,527 |
| Total equity capital | $12,160,000 | 4,411 |
| Total bank equity capital | $12,160,000 | 4,411 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,914,000 | 1,958 |
| Surplus | $16,478,000 | 1,436 |
| Undivided profits | $-6,232,000 | 8,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $321,000 | 6,765 |
| Earning assets | $80,854,000 | 5,278 |
| Long-term assets (5+ years) | $16,286,000 | 3,753 |
| Average Assets, year-to-date | $80,599,000 | 5,497 |
| Average Assets, quarterly | $81,744,500 | 5,483 |
| Volatile liabilities | $18,029,000 | 4,516 |
| Insider loans | $1,636,000 | 3,150 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,178,000 | 4,400 |
| Tier 1 (core) risk-based capital | $12,256,000 | 4,294 |
| Tier 2 risk-based capital | $506,000 | 5,725 |
| Total risk weighted assets | $49,026,000 | 5,762 |
| Total unused commitments | $11,178,000 | 4,400 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $77,357,000 | 5,675 |
| Cash and due from depository institutions | $1,310,000 | 5,036 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,167,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $8,306,000 | 1,483 |
| Net loans & leases | $30,354,000 | 6,763 |
| Loan loss allowance | $359,000 | 6,909 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,857,000 | 4,509 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $50,000 | 3,014 |
| All other assets | $1,313,000 | 5,922 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $77,357,000 | 5,675 |
| Total liabilities | $64,441,000 | 5,898 |
| Total deposits | $63,710,000 | 5,680 |
| Interest-bearing deposits | $52,988,000 | 5,718 |
| Deposits held in domestic offices | $63,710,000 | 5,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 3,100 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $465,000 | 4,963 |
| Total equity capital | $12,916,000 | 4,126 |
| Total bank equity capital | $12,916,000 | 4,126 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,889,000 | 1,981 |
| Surplus | $16,178,000 | 1,417 |
| Undivided profits | $-5,151,000 | 8,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $422,000 | 5,900 |
| Earning assets | $72,827,000 | 5,603 |
| Long-term assets (5+ years) | $24,327,000 | 3,048 |
| Average Assets, year-to-date | $77,832,500 | 5,643 |
| Average Assets, quarterly | $77,832,500 | 5,643 |
| Volatile liabilities | $16,899,000 | 4,567 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,371,000 | 4,977 |
| Tier 1 (core) risk-based capital | $13,339,000 | 3,947 |
| Tier 2 risk-based capital | $359,000 | 6,648 |
| Total risk weighted assets | $44,086,000 | 6,050 |
| Total unused commitments | $8,371,000 | 4,977 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $78,308,000 | 5,655 |
| Cash and due from depository institutions | $1,486,000 | 5,311 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $37,927,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $14,731,000 | 806 |
| Net loans & leases | $21,003,000 | 7,525 |
| Loan loss allowance | $239,000 | 7,685 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,744,000 | 4,639 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $50,000 | 3,001 |
| All other assets | $1,367,000 | 5,789 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $78,308,000 | 5,655 |
| Total liabilities | $64,200,000 | 5,901 |
| Total deposits | $63,481,000 | 5,682 |
| Interest-bearing deposits | $51,450,000 | 5,799 |
| Deposits held in domestic offices | $63,481,000 | 5,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $302,000 | 3,211 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $417,000 | 5,193 |
| Total equity capital | $14,108,000 | 3,839 |
| Total bank equity capital | $14,108,000 | 3,839 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,889,000 | 1,963 |
| Surplus | $17,037,000 | 1,333 |
| Undivided profits | $-4,818,000 | 8,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $328,000 | 6,667 |
| Earning assets | $73,661,000 | 5,579 |
| Long-term assets (5+ years) | $20,297,000 | 3,438 |
| Average Assets, year-to-date | $46,596,750 | 7,042 |
| Average Assets, quarterly | $70,658,000 | 5,937 |
| Volatile liabilities | $16,349,000 | 4,620 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,220,000 | 4,867 |
| Tier 1 (core) risk-based capital | $14,273,000 | 3,681 |
| Tier 2 risk-based capital | $239,000 | 7,493 |
| Total risk weighted assets | $36,820,000 | 6,523 |
| Total unused commitments | $8,220,000 | 4,868 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 25 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $63,008,000 | 6,295 |
| Cash and due from depository institutions | $2,760,000 | 5,600 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $17,692,000 | 5,066 |
| Federal funds sold & reverse repurchase agreements | $29,637,000 | 385 |
| Net loans & leases | $9,802,000 | 8,494 |
| Loan loss allowance | $107,000 | 8,542 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,594,000 | 4,841 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $50,000 | 2,957 |
| All other assets | $1,473,000 | 5,613 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $63,008,000 | 6,295 |
| Total liabilities | $47,795,000 | 6,734 |
| Total deposits | $45,898,000 | 6,645 |
| Interest-bearing deposits | $41,001,000 | 6,466 |
| Deposits held in domestic offices | $45,898,000 | 6,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,636,000 | 2,504 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $261,000 | 6,546 |
| Total equity capital | $15,213,000 | 3,610 |
| Total bank equity capital | $15,213,000 | 3,610 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,885,000 | 1,959 |
| Surplus | $17,001,000 | 1,288 |
| Undivided profits | $-3,673,000 | 8,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $218,000 | 7,750 |
| Earning assets | $57,131,000 | 6,349 |
| Long-term assets (5+ years) | $10,362,000 | 4,847 |
| Average Assets, year-to-date | $36,026,330 | 7,650 |
| Average Assets, quarterly | $43,932,500 | 7,233 |
| Volatile liabilities | $14,502,000 | 4,890 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,976,000 | 5,879 |
| Tier 1 (core) risk-based capital | $15,183,000 | 3,474 |
| Tier 2 risk-based capital | $107,000 | 8,491 |
| Total risk weighted assets | $21,825,000 | 7,668 |
| Total unused commitments | $4,976,000 | 5,883 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $24,857,000 | 8,351 |
| Cash and due from depository institutions | $564,000 | 5,508 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,600,000 | 6,880 |
| Federal funds sold & reverse repurchase agreements | $6,914,000 | 1,537 |
| Net loans & leases | $5,869,000 | 8,807 |
| Loan loss allowance | $58,000 | 8,814 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,938,000 | 4,307 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $50,000 | 2,968 |
| All other assets | $922,000 | 6,735 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $24,857,000 | 8,351 |
| Total liabilities | $8,866,000 | 8,923 |
| Total deposits | $8,772,000 | 8,897 |
| Interest-bearing deposits | $5,012,000 | 8,935 |
| Deposits held in domestic offices | $8,772,000 | 8,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,706 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $44,000 | 8,713 |
| Total equity capital | $15,991,000 | 3,343 |
| Total bank equity capital | $15,991,000 | 3,343 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,850,000 | 1,977 |
| Surplus | $16,542,000 | 1,287 |
| Undivided profits | $-2,401,000 | 8,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $109,000 | 8,563 |
| Earning assets | $21,383,000 | 8,414 |
| Long-term assets (5+ years) | $2,677,000 | 6,978 |
| Average Assets, year-to-date | $22,535,500 | 8,453 |
| Average Assets, quarterly | $22,535,500 | 8,462 |
| Volatile liabilities | $1,370,000 | 8,587 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,711,000 | 7,612 |
| Tier 1 (core) risk-based capital | $15,976,000 | 3,266 |
| Tier 2 risk-based capital | $58,000 | 8,803 |
| Total risk weighted assets | $9,804,000 | 8,676 |
| Total unused commitments | $1,711,000 | 7,617 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $20,214,000 | 8,640 |
| Cash and due from depository institutions | $3,059,000 | 6,059 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $8,992,000 | 6,779 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,316 |
| Net loans & leases | $50,000 | 9,041 |
| Loan loss allowance | $0 | 9,009 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,051,000 | 5,775 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $50,000 | 2,962 |
| All other assets | $712,000 | 7,214 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $20,214,000 | 8,640 |
| Total liabilities | $3,200,000 | 9,070 |
| Total deposits | $2,833,000 | 9,044 |
| Interest-bearing deposits | $660,000 | 9,020 |
| Deposits held in domestic offices | $2,833,000 | 9,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $367,000 | 5,707 |
| Total equity capital | $17,014,000 | 3,222 |
| Total bank equity capital | $17,014,000 | 3,222 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,850,000 | 1,976 |
| Surplus | $16,542,000 | 1,277 |
| Undivided profits | $-1,378,000 | 8,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $46,000 | 8,925 |
| Earning assets | $15,342,000 | 8,759 |
| Long-term assets (5+ years) | $2,886,000 | 6,881 |
| Average Assets, year-to-date | $20,214,000 | 8,627 |
| Average Assets, quarterly | $20,214,000 | 8,627 |
| Volatile liabilities | $200,000 | 9,026 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $16,917,000 | 3,064 |
| Tier 2 risk-based capital | $0 | 9,014 |
| Total risk weighted assets | $10,001,000 | 8,691 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $0 | 699 |