Home > The Community's Bank > Income and Expense
The Community's Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,473 |
| Total interest expense | $130,000 | 5,763 |
| Net interest income | $499,000 | 6,534 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-78,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-104,000 | 6,800 |
| Total noninterest expense | $1,175,000 | 5,209 |
| Salaries and employee benefits | $449,000 | 5,794 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $634,000 | 4,062 |
| Pre-tax net operating income | $-754,000 | 6,751 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $602,000 | 1,348 |
| Income before extraordinary items | $-1,356,000 | 6,852 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,356,000 | 6,853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,356,000 | 6,853 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,356,000 | 6,843 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 6,509 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $256,000 | 6,581 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $20,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $613,000 | 5,170 |
| Salaries and employee benefits | $228,000 | 5,811 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $340,000 | 3,926 |
| Pre-tax net operating income | $-337,000 | 6,810 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-337,000 | 6,828 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-337,000 | 6,829 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-337,000 | 6,829 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-337,000 | 6,814 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,451 |
| Total interest expense | $360,000 | 5,716 |
| Net interest income | $1,183,000 | 6,546 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $84,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $53,000 | 6,168 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $31,000 | 6,101 |
| Total noninterest expense | $2,104,000 | 5,566 |
| Salaries and employee benefits | $1,010,000 | 5,682 |
| Premises and equipment expense | $171,000 | 5,953 |
| Additional noninterest expense | $923,000 | 4,971 |
| Pre-tax net operating income | $-837,000 | 6,611 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $1,000,000 | 1,473 |
| Income before extraordinary items | $-1,835,000 | 6,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,835,000 | 6,816 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,835,000 | 6,817 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,837,000 | 6,797 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 6,516 |
| Total interest expense | $284,000 | 5,771 |
| Net interest income | $917,000 | 6,612 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $67,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $38,000 | 6,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $1,589,000 | 5,578 |
| Salaries and employee benefits | $790,000 | 5,649 |
| Premises and equipment expense | $128,000 | 6,021 |
| Additional noninterest expense | $671,000 | 5,090 |
| Pre-tax net operating income | $-605,000 | 6,722 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $995,000 | 1,232 |
| Income before extraordinary items | $-1,598,000 | 6,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,598,000 | 6,958 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,598,000 | 6,960 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,600,000 | 6,940 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,507 |
| Total interest expense | $197,000 | 5,803 |
| Net interest income | $646,000 | 6,601 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $18,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-7,000 | 6,828 |
| Total noninterest expense | $1,067,000 | 5,607 |
| Salaries and employee benefits | $525,000 | 5,698 |
| Premises and equipment expense | $87,000 | 6,021 |
| Additional noninterest expense | $455,000 | 5,093 |
| Pre-tax net operating income | $-403,000 | 6,760 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $999,000 | 891 |
| Income before extraordinary items | $-1,400,000 | 7,052 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,400,000 | 7,051 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,400,000 | 7,052 |
| Net charge-offs | $17,000 | 4,718 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,402,000 | 7,040 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 6,528 |
| Total interest expense | $102,000 | 5,841 |
| Net interest income | $337,000 | 6,605 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $3,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,983 |
| Total noninterest expense | $574,000 | 5,477 |
| Salaries and employee benefits | $268,000 | 5,700 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $263,000 | 4,735 |
| Pre-tax net operating income | $-234,000 | 6,887 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-91,000 | 7,155 |
| Income before extraordinary items | $-142,000 | 6,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-142,000 | 6,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-142,000 | 6,851 |
| Net charge-offs | $-21,000 | 6,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-142,640 | 6,805 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 6,575 |
| Total interest expense | $513,000 | 5,802 |
| Net interest income | $1,288,000 | 6,700 |
| Provision for loan and lease losses | $-82,000 | 7,252 |
| Total noninterest income | $79,000 | 6,587 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $2,448,000 | 5,383 |
| Salaries and employee benefits | $1,011,000 | 5,847 |
| Premises and equipment expense | $165,000 | 6,294 |
| Additional noninterest expense | $1,272,000 | 4,289 |
| Pre-tax net operating income | $-999,000 | 6,581 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $-387,000 | 7,019 |
| Income before extraordinary items | $-610,000 | 6,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-610,000 | 6,521 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-610,000 | 6,520 |
| Net charge-offs | $29,000 | 5,759 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $-611,280 | 6,486 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,611 |
| Total interest expense | $401,000 | 5,841 |
| Net interest income | $980,000 | 6,738 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $41,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $47,000 | 6,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-6,000 | 6,907 |
| Total noninterest expense | $1,780,000 | 5,472 |
| Salaries and employee benefits | $765,000 | 5,848 |
| Premises and equipment expense | $126,000 | 6,306 |
| Additional noninterest expense | $889,000 | 4,492 |
| Pre-tax net operating income | $-759,000 | 6,714 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $-295,000 | 7,139 |
| Income before extraordinary items | $-462,000 | 6,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-462,000 | 6,673 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-462,000 | 6,673 |
| Net charge-offs | $39,000 | 5,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $-463,280 | 6,621 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,649 |
| Total interest expense | $275,000 | 5,895 |
| Net interest income | $668,000 | 6,773 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $20,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-11,000 | 7,031 |
| Total noninterest expense | $1,145,000 | 5,618 |
| Salaries and employee benefits | $513,000 | 5,891 |
| Premises and equipment expense | $86,000 | 6,328 |
| Additional noninterest expense | $546,000 | 4,770 |
| Pre-tax net operating income | $-457,000 | 6,768 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $-177,000 | 7,199 |
| Income before extraordinary items | $-277,000 | 6,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-277,000 | 6,708 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-277,000 | 6,708 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 964 |
| Net operating income | $-278,920 | 6,683 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,675 |
| Total interest expense | $149,000 | 5,850 |
| Net interest income | $329,000 | 6,826 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,000 | 7,275 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-15,000 | 7,209 |
| Total noninterest expense | $578,000 | 5,636 |
| Salaries and employee benefits | $263,000 | 5,876 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $270,000 | 4,792 |
| Pre-tax net operating income | $-248,000 | 6,883 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-97,000 | 7,284 |
| Income before extraordinary items | $-151,000 | 6,811 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-151,000 | 6,811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-151,000 | 6,811 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $-151,000 | 6,805 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 6,571 |
| Total interest expense | $746,000 | 5,852 |
| Net interest income | $1,475,000 | 6,734 |
| Provision for loan and lease losses | $10,000 | 6,922 |
| Total noninterest income | $100,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $2,424,000 | 5,569 |
| Salaries and employee benefits | $1,045,000 | 5,929 |
| Premises and equipment expense | $170,000 | 6,469 |
| Additional noninterest expense | $1,209,000 | 4,587 |
| Pre-tax net operating income | $-859,000 | 6,412 |
| Securities gains (losses) | $88,000 | 2,270 |
| Applicable income taxes | $-296,000 | 7,048 |
| Income before extraordinary items | $-475,000 | 6,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-475,000 | 6,355 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-475,000 | 6,355 |
| Net charge-offs | $72,000 | 5,678 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,191 |
| Net operating income | $-531,320 | 6,338 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 6,643 |
| Total interest expense | $585,000 | 5,903 |
| Net interest income | $1,117,000 | 6,820 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $76,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $1,849,000 | 5,569 |
| Salaries and employee benefits | $778,000 | 6,005 |
| Premises and equipment expense | $126,000 | 6,562 |
| Additional noninterest expense | $945,000 | 4,478 |
| Pre-tax net operating income | $-666,000 | 6,633 |
| Securities gains (losses) | $88,000 | 2,033 |
| Applicable income taxes | $-221,000 | 7,217 |
| Income before extraordinary items | $-357,000 | 6,580 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-357,000 | 6,580 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-357,000 | 6,580 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,108 |
| Net operating income | $-413,320 | 6,541 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 6,618 |
| Total interest expense | $401,000 | 5,953 |
| Net interest income | $774,000 | 6,805 |
| Provision for loan and lease losses | $10,000 | 6,617 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 6,546 |
| Total noninterest expense | $1,237,000 | 5,582 |
| Salaries and employee benefits | $485,000 | 6,176 |
| Premises and equipment expense | $84,000 | 6,602 |
| Additional noninterest expense | $668,000 | 4,299 |
| Pre-tax net operating income | $-419,000 | 6,685 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $-153,000 | 7,272 |
| Income before extraordinary items | $-250,000 | 6,624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-250,000 | 6,626 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-250,000 | 6,625 |
| Net charge-offs | $-31,000 | 7,647 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
| Net operating income | $-260,240 | 6,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 6,631 |
| Total interest expense | $214,000 | 5,943 |
| Net interest income | $404,000 | 6,798 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $578,000 | 5,829 |
| Salaries and employee benefits | $245,000 | 6,235 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $-154,000 | 6,763 |
| Securities gains (losses) | $20,000 | 1,521 |
| Applicable income taxes | $-52,000 | 7,327 |
| Income before extraordinary items | $-82,000 | 6,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-82,000 | 6,707 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-82,000 | 6,706 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-94,800 | 6,679 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 6,583 |
| Total interest expense | $1,092,000 | 5,849 |
| Net interest income | $1,563,000 | 6,821 |
| Provision for loan and lease losses | $42,000 | 6,930 |
| Total noninterest income | $522,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $454,000 | 3,362 |
| Total noninterest expense | $2,224,000 | 5,971 |
| Salaries and employee benefits | $1,099,000 | 6,031 |
| Premises and equipment expense | $186,000 | 6,595 |
| Additional noninterest expense | $939,000 | 5,411 |
| Pre-tax net operating income | $-181,000 | 5,683 |
| Securities gains (losses) | $423,000 | 986 |
| Applicable income taxes | $104,000 | 2,857 |
| Income before extraordinary items | $138,000 | 5,029 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $138,000 | 5,028 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $138,000 | 5,028 |
| Net charge-offs | $60,000 | 6,092 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,315 |
| Net operating income | $-132,720 | 5,726 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 6,603 |
| Total interest expense | $858,000 | 5,893 |
| Net interest income | $1,176,000 | 6,857 |
| Provision for loan and lease losses | $35,000 | 6,735 |
| Total noninterest income | $70,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $1,695,000 | 5,956 |
| Salaries and employee benefits | $834,000 | 6,041 |
| Premises and equipment expense | $149,000 | 6,540 |
| Additional noninterest expense | $712,000 | 5,364 |
| Pre-tax net operating income | $-484,000 | 6,320 |
| Securities gains (losses) | $422,000 | 792 |
| Applicable income taxes | $-15,000 | 6,685 |
| Income before extraordinary items | $-47,000 | 5,877 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-47,000 | 5,877 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-47,000 | 5,877 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,209 |
| Net operating income | $-367,720 | 6,295 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 6,580 |
| Total interest expense | $619,000 | 5,849 |
| Net interest income | $800,000 | 6,839 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $45,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $1,182,000 | 5,898 |
| Salaries and employee benefits | $558,000 | 6,094 |
| Premises and equipment expense | $101,000 | 6,563 |
| Additional noninterest expense | $523,000 | 5,122 |
| Pre-tax net operating income | $-372,000 | 6,512 |
| Securities gains (losses) | $405,000 | 602 |
| Applicable income taxes | $22,000 | 3,645 |
| Income before extraordinary items | $11,000 | 5,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 5,855 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $11,000 | 5,855 |
| Net charge-offs | $17,000 | 5,715 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,157 |
| Net operating income | $-248,200 | 6,450 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,582 |
| Total interest expense | $306,000 | 5,969 |
| Net interest income | $418,000 | 6,797 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $525,000 | 6,143 |
| Salaries and employee benefits | $270,000 | 6,221 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $207,000 | 5,508 |
| Pre-tax net operating income | $-123,000 | 6,718 |
| Securities gains (losses) | $129,000 | 875 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $4,000 | 6,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 6,358 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,000 | 6,358 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-82,430 | 6,672 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 7,113 |
| Total interest expense | $1,127,000 | 6,569 |
| Net interest income | $1,180,000 | 7,390 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $96,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 6,338 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $2,069,000 | 6,156 |
| Salaries and employee benefits | $1,053,000 | 6,303 |
| Premises and equipment expense | $179,000 | 6,869 |
| Additional noninterest expense | $837,000 | 5,355 |
| Pre-tax net operating income | $-829,000 | 6,938 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $-316,000 | 7,340 |
| Income before extraordinary items | $-488,000 | 6,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-488,000 | 6,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,950 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-504,000 | 6,842 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,293 |
| Total interest expense | $790,000 | 6,801 |
| Net interest income | $836,000 | 7,525 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $1,576,000 | 6,097 |
| Salaries and employee benefits | $808,000 | 6,262 |
| Premises and equipment expense | $137,000 | 6,874 |
| Additional noninterest expense | $631,000 | 5,276 |
| Pre-tax net operating income | $-672,000 | 7,365 |
| Securities gains (losses) | $23,000 | 1,927 |
| Applicable income taxes | $-253,000 | 7,709 |
| Income before extraordinary items | $-396,000 | 7,105 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-396,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,952 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-410,720 | 7,256 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,451 |
| Total interest expense | $476,000 | 7,094 |
| Net interest income | $548,000 | 7,584 |
| Provision for loan and lease losses | $-30,000 | 8,360 |
| Total noninterest income | $49,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $1,069,000 | 6,093 |
| Salaries and employee benefits | $535,000 | 6,333 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $442,000 | 5,108 |
| Pre-tax net operating income | $-442,000 | 7,560 |
| Securities gains (losses) | $23,000 | 1,954 |
| Applicable income taxes | $-164,000 | 7,943 |
| Income before extraordinary items | $-255,000 | 7,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-255,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,111 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-269,720 | 7,473 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,567 |
| Total interest expense | $217,000 | 7,369 |
| Net interest income | $281,000 | 7,594 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $529,000 | 6,159 |
| Salaries and employee benefits | $270,000 | 6,344 |
| Premises and equipment expense | $44,000 | 7,000 |
| Additional noninterest expense | $215,000 | 5,153 |
| Pre-tax net operating income | $-224,000 | 7,801 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $-81,000 | 8,094 |
| Income before extraordinary items | $-128,000 | 7,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-128,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-137,600 | 7,696 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 7,700 |
| Total interest expense | $763,000 | 7,551 |
| Net interest income | $1,031,000 | 7,706 |
| Provision for loan and lease losses | $104,000 | 4,861 |
| Total noninterest income | $128,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $2,114,000 | 6,071 |
| Salaries and employee benefits | $1,097,000 | 6,238 |
| Premises and equipment expense | $183,000 | 6,903 |
| Additional noninterest expense | $834,000 | 5,212 |
| Pre-tax net operating income | $-1,059,000 | 8,064 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $-448,000 | 8,293 |
| Income before extraordinary items | $-610,000 | 7,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-610,000 | 7,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-610,640 | 7,948 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 7,756 |
| Total interest expense | $551,000 | 7,641 |
| Net interest income | $777,000 | 7,747 |
| Provision for loan and lease losses | $74,000 | 4,611 |
| Total noninterest income | $109,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 6,720 |
| Total noninterest expense | $1,560,000 | 6,104 |
| Salaries and employee benefits | $788,000 | 6,323 |
| Premises and equipment expense | $140,000 | 6,851 |
| Additional noninterest expense | $632,000 | 5,131 |
| Pre-tax net operating income | $-748,000 | 8,202 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-341,000 | 8,389 |
| Income before extraordinary items | $-407,000 | 8,080 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-407,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-407,000 | 8,063 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 7,791 |
| Total interest expense | $368,000 | 7,671 |
| Net interest income | $532,000 | 7,772 |
| Provision for loan and lease losses | $52,000 | 4,317 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $1,022,000 | 6,194 |
| Salaries and employee benefits | $534,000 | 6,338 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $390,000 | 5,378 |
| Pre-tax net operating income | $-489,000 | 8,296 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-187,000 | 8,458 |
| Income before extraordinary items | $-302,000 | 8,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-302,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-302,000 | 8,193 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,816 |
| Total interest expense | $177,000 | 7,738 |
| Net interest income | $275,000 | 7,766 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $493,000 | 6,326 |
| Salaries and employee benefits | $262,000 | 6,426 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $182,000 | 5,562 |
| Pre-tax net operating income | $-212,000 | 8,318 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-83,000 | 8,489 |
| Income before extraordinary items | $-129,000 | 8,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-129,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-129,000 | 8,220 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 7,613 |
| Total interest expense | $684,000 | 7,547 |
| Net interest income | $1,227,000 | 7,552 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $101,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $1,843,000 | 6,373 |
| Salaries and employee benefits | $908,000 | 6,638 |
| Premises and equipment expense | $179,000 | 6,939 |
| Additional noninterest expense | $756,000 | 5,404 |
| Pre-tax net operating income | $-585,000 | 8,298 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-246,000 | 8,490 |
| Income before extraordinary items | $-339,000 | 8,216 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-339,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-339,000 | 8,212 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 7,674 |
| Total interest expense | $501,000 | 7,586 |
| Net interest income | $928,000 | 7,599 |
| Provision for loan and lease losses | $48,000 | 5,116 |
| Total noninterest income | $77,000 | 7,790 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $1,379,000 | 6,392 |
| Salaries and employee benefits | $677,000 | 6,653 |
| Premises and equipment expense | $136,000 | 6,944 |
| Additional noninterest expense | $566,000 | 5,396 |
| Pre-tax net operating income | $-422,000 | 8,401 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-182,000 | 8,616 |
| Income before extraordinary items | $-240,000 | 8,346 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-240,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-240,000 | 8,341 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,675 |
| Total interest expense | $319,000 | 7,628 |
| Net interest income | $636,000 | 7,596 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $951,000 | 6,312 |
| Salaries and employee benefits | $454,000 | 6,667 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $400,000 | 5,206 |
| Pre-tax net operating income | $-293,000 | 8,467 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-132,000 | 8,654 |
| Income before extraordinary items | $-161,000 | 8,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-161,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-161,000 | 8,396 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,654 |
| Total interest expense | $166,000 | 7,539 |
| Net interest income | $322,000 | 7,595 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $469,000 | 6,358 |
| Salaries and employee benefits | $234,000 | 6,613 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $190,000 | 5,347 |
| Pre-tax net operating income | $-137,000 | 8,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-137,000 | 8,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-137,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-137,000 | 8,489 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 7,664 |
| Total interest expense | $400,000 | 7,892 |
| Net interest income | $1,368,000 | 7,465 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $179,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $97,000 | 6,336 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $1,598,000 | 6,726 |
| Salaries and employee benefits | $792,000 | 6,961 |
| Premises and equipment expense | $171,000 | 7,048 |
| Additional noninterest expense | $635,000 | 5,874 |
| Pre-tax net operating income | $-115,000 | 8,343 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-32,000 | 8,527 |
| Income before extraordinary items | $-83,000 | 8,354 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-83,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-83,000 | 8,326 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 7,722 |
| Total interest expense | $271,000 | 7,999 |
| Net interest income | $1,020,000 | 7,520 |
| Provision for loan and lease losses | $51,000 | 5,162 |
| Total noninterest income | $145,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 6,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,541 |
| Total noninterest expense | $1,167,000 | 6,788 |
| Salaries and employee benefits | $608,000 | 6,889 |
| Premises and equipment expense | $132,000 | 6,975 |
| Additional noninterest expense | $427,000 | 6,183 |
| Pre-tax net operating income | $-53,000 | 8,386 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-26,000 | 8,648 |
| Income before extraordinary items | $-27,000 | 8,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-27,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-27,000 | 8,358 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 7,779 |
| Total interest expense | $171,000 | 8,022 |
| Net interest income | $652,000 | 7,615 |
| Provision for loan and lease losses | $38,000 | 4,924 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $50,000 | 6,409 |
| Total noninterest expense | $795,000 | 6,746 |
| Salaries and employee benefits | $426,000 | 6,775 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $279,000 | 6,210 |
| Pre-tax net operating income | $-81,000 | 8,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-32,000 | 8,687 |
| Income before extraordinary items | $-49,000 | 8,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-49,000 | 8,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-49,000 | 8,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 7,905 |
| Total interest expense | $82,000 | 8,086 |
| Net interest income | $307,000 | 7,778 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $404,000 | 6,743 |
| Salaries and employee benefits | $216,000 | 6,794 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $-52,000 | 8,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-21,000 | 8,750 |
| Income before extraordinary items | $-31,000 | 8,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-31,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-31,000 | 8,525 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 7,566 |
| Total interest expense | $398,000 | 7,702 |
| Net interest income | $1,417,000 | 7,434 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $3,231,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $213,000 | 5,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,018,000 | 978 |
| Total noninterest expense | $2,242,000 | 5,639 |
| Salaries and employee benefits | $1,181,000 | 5,737 |
| Premises and equipment expense | $332,000 | 5,390 |
| Additional noninterest expense | $729,000 | 5,386 |
| Pre-tax net operating income | $2,306,000 | 3,197 |
| Securities gains (losses) | $-244,000 | 8,822 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $2,052,000 | 2,845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,052,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,296,000 | 2,546 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 7,469 |
| Total interest expense | $306,000 | 7,677 |
| Net interest income | $1,148,000 | 7,298 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $2,856,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $175,000 | 4,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,681,000 | 873 |
| Total noninterest expense | $1,666,000 | 5,643 |
| Salaries and employee benefits | $827,000 | 5,908 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $562,000 | 5,269 |
| Pre-tax net operating income | $2,265,000 | 2,595 |
| Securities gains (losses) | $-244,000 | 8,949 |
| Applicable income taxes | $209,000 | 4,372 |
| Income before extraordinary items | $1,812,000 | 2,549 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,812,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,031,600 | 2,230 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 7,339 |
| Total interest expense | $201,000 | 7,754 |
| Net interest income | $847,000 | 7,102 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $120,000 | 4,879 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $1,082,000 | 5,752 |
| Salaries and employee benefits | $550,000 | 5,965 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $358,000 | 5,438 |
| Pre-tax net operating income | $-150,000 | 8,727 |
| Securities gains (losses) | $-131,000 | 8,986 |
| Applicable income taxes | $-904,000 | 9,053 |
| Income before extraordinary items | $623,000 | 4,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $623,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $706,840 | 3,739 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,149 |
| Total interest expense | $100,000 | 7,846 |
| Net interest income | $485,000 | 6,771 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $62,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $555,000 | 5,690 |
| Salaries and employee benefits | $287,000 | 5,859 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $172,000 | 5,571 |
| Pre-tax net operating income | $-29,000 | 8,680 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-29,000 | 8,679 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 7,165 |
| Total interest expense | $528,000 | 7,649 |
| Net interest income | $1,856,000 | 6,809 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $281,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $251,000 | 4,748 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $2,549,000 | 5,156 |
| Salaries and employee benefits | $1,222,000 | 5,580 |
| Premises and equipment expense | $366,000 | 5,030 |
| Additional noninterest expense | $961,000 | 4,403 |
| Pre-tax net operating income | $-472,000 | 8,809 |
| Securities gains (losses) | $205,000 | 1,329 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-267,000 | 8,807 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-267,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-472,000 | 8,831 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 7,221 |
| Total interest expense | $422,000 | 7,676 |
| Net interest income | $1,377,000 | 6,880 |
| Provision for loan and lease losses | $44,000 | 6,042 |
| Total noninterest income | $217,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $191,000 | 4,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $1,987,000 | 5,004 |
| Salaries and employee benefits | $934,000 | 5,478 |
| Premises and equipment expense | $284,000 | 4,909 |
| Additional noninterest expense | $769,000 | 4,176 |
| Pre-tax net operating income | $-437,000 | 8,932 |
| Securities gains (losses) | $191,000 | 1,258 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-246,000 | 8,929 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-246,000 | 8,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-437,000 | 8,947 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,253 |
| Total interest expense | $309,000 | 7,595 |
| Net interest income | $908,000 | 6,921 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $146,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $1,422,000 | 4,750 |
| Salaries and employee benefits | $649,000 | 5,365 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $572,000 | 3,843 |
| Pre-tax net operating income | $-393,000 | 9,028 |
| Securities gains (losses) | $185,000 | 1,094 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-208,000 | 9,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-208,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-393,000 | 9,038 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 7,203 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $464,000 | 6,865 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $722,000 | 4,698 |
| Salaries and employee benefits | $325,000 | 5,357 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $-206,000 | 9,092 |
| Securities gains (losses) | $54,000 | 1,343 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-152,000 | 9,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-152,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-206,000 | 9,078 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 7,014 |
| Total interest expense | $910,000 | 7,178 |
| Net interest income | $1,929,000 | 6,737 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $321,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $294,000 | 4,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 8,301 |
| Total noninterest expense | $2,620,000 | 4,925 |
| Salaries and employee benefits | $1,254,000 | 5,327 |
| Premises and equipment expense | $388,000 | 4,753 |
| Additional noninterest expense | $978,000 | 4,254 |
| Pre-tax net operating income | $-444,000 | 8,954 |
| Securities gains (losses) | $83,000 | 1,920 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-361,000 | 8,997 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-361,000 | 8,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-444,000 | 8,977 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 7,365 |
| Total interest expense | $1,462,000 | 7,056 |
| Net interest income | $1,435,000 | 7,443 |
| Provision for loan and lease losses | $222,000 | 3,908 |
| Total noninterest income | $289,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $249,000 | 4,653 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $3,167,000 | 4,156 |
| Salaries and employee benefits | $1,546,000 | 4,409 |
| Premises and equipment expense | $366,000 | 4,887 |
| Additional noninterest expense | $1,255,000 | 3,361 |
| Pre-tax net operating income | $-1,665,000 | 9,459 |
| Securities gains (losses) | $213,000 | 1,143 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,452,000 | 9,481 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,452,000 | 9,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,035,000 | 143 |
| Net operating income | $-1,665,000 | 9,470 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.