Home > The Community National Bank of New Jersey > Income and Expense
The Community National Bank of New Jersey, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 3,470 |
| Total interest expense | $2,996,000 | 4,719 |
| Net interest income | $6,316,000 | 2,754 |
| Provision for loan and lease losses | $590,000 | 1,558 |
| Total noninterest income | $1,300,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $637,000 | 2,063 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $663,000 | 2,304 |
| Total noninterest expense | $6,269,000 | 2,065 |
| Salaries and employee benefits | $3,232,000 | 2,035 |
| Premises and equipment expense | $1,100,000 | 1,797 |
| Additional noninterest expense | $1,937,000 | 2,158 |
| Pre-tax net operating income | $757,000 | 6,744 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $630,000 | 6,211 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $630,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,754 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $630,000 | 6,159 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 3,781 |
| Total interest expense | $2,831,000 | 5,025 |
| Net interest income | $5,744,000 | 3,081 |
| Provision for loan and lease losses | $340,000 | 2,362 |
| Total noninterest income | $900,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $508,000 | 2,688 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $392,000 | 3,445 |
| Total noninterest expense | $4,851,000 | 2,817 |
| Salaries and employee benefits | $2,432,000 | 2,769 |
| Premises and equipment expense | $819,000 | 2,392 |
| Additional noninterest expense | $1,600,000 | 2,966 |
| Pre-tax net operating income | $1,453,000 | 4,458 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $464,000 | 4,404 |
| Income before extraordinary items | $1,003,000 | 4,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,003,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,700 |
| Cash dividends | $15,000 | 8,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $993,480 | 4,486 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,448,000 | 4,302 |
| Total interest expense | $2,548,000 | 5,482 |
| Net interest income | $4,900,000 | 3,610 |
| Provision for loan and lease losses | $210,000 | 2,900 |
| Total noninterest income | $658,000 | 4,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,579 |
| Total noninterest expense | $4,180,000 | 3,192 |
| Salaries and employee benefits | $2,031,000 | 3,264 |
| Premises and equipment expense | $699,000 | 2,808 |
| Additional noninterest expense | $1,450,000 | 3,183 |
| Pre-tax net operating income | $1,168,000 | 5,356 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $367,000 | 5,253 |
| Income before extraordinary items | $801,000 | 5,443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $801,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $801,000 | 5,416 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 4,797 |
| Total interest expense | $1,911,000 | 5,811 |
| Net interest income | $4,175,000 | 4,219 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $636,000 | 4,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $3,545,000 | 3,801 |
| Salaries and employee benefits | $1,617,000 | 3,991 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $1,378,000 | 3,584 |
| Pre-tax net operating income | $1,161,000 | 5,363 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $403,000 | 4,732 |
| Income before extraordinary items | $758,000 | 5,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $758,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,336 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $758,000 | 5,643 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 5,408 |
| Total interest expense | $1,786,000 | 6,365 |
| Net interest income | $3,625,000 | 4,807 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $679,000 | 4,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,734 |
| Total noninterest expense | $3,110,000 | 4,377 |
| Salaries and employee benefits | $1,396,000 | 4,566 |
| Premises and equipment expense | $478,000 | 4,039 |
| Additional noninterest expense | $1,236,000 | 4,094 |
| Pre-tax net operating income | $924,000 | 6,233 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $577,000 | 6,961 |
| Extraordinary gains, net | $9,000 | 2,969 |
| Net income | $586,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,243 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $577,000 | 6,705 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 6,031 |
| Total interest expense | $2,083,000 | 6,914 |
| Net interest income | $3,268,000 | 5,310 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $477,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $2,803,000 | 4,810 |
| Salaries and employee benefits | $1,247,000 | 4,991 |
| Premises and equipment expense | $463,000 | 4,249 |
| Additional noninterest expense | $1,093,000 | 4,710 |
| Pre-tax net operating income | $472,000 | 8,619 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $351,000 | 8,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $351,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 804 |
| Net operating income | $298,520 | 8,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.