Home > The Community National Bank of New Jersey > Assets and Liabilities
The Community National Bank of New Jersey, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 109 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $150,597,000 | 2,963 |
| Cash and due from depository institutions | $10,852,000 | 1,604 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,883,000 | 2,976 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,904 |
| Net loans & leases | $87,545,000 | 3,110 |
| Loan loss allowance | $974,000 | 3,438 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,886,000 | 1,622 |
| Other real estate owned | $108,000 | 1,604 |
| Goodwill and other intangibles | $300,000 | 2,059 |
| All other assets | $1,723,000 | 3,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,597,000 | 2,963 |
| Total liabilities | $139,035,000 | 2,895 |
| Total deposits | $136,757,000 | 2,721 |
| Interest-bearing deposits | $91,083,000 | 3,504 |
| Deposits held in domestic offices | $136,757,000 | 2,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,596,000 | 2,321 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $682,000 | 4,765 |
| Total equity capital | $11,562,000 | 3,797 |
| Total bank equity capital | $11,562,000 | 3,797 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,745,000 | 2,148 |
| Surplus | $5,807,000 | 2,446 |
| Undivided profits | $4,010,000 | 5,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 2,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $509,000 | 4,653 |
| Earning assets | $132,728,000 | 3,075 |
| Long-term assets (5+ years) | $18,087,000 | 2,978 |
| Average Assets, year-to-date | $133,611,000 | 3,159 |
| Average Assets, quarterly | $144,832,000 | 3,019 |
| Volatile liabilities | $9,774,000 | 5,077 |
| Insider loans | $925,000 | 3,764 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,280,000 | 2,826 |
| Tier 1 (core) risk-based capital | $11,534,600 | 3,661 |
| Tier 2 risk-based capital | $974,000 | 3,002 |
| Total risk weighted assets | $92,790,500 | 2,978 |
| Total unused commitments | $13,280,000 | 2,831 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $126,496,000 | 3,575 |
| Cash and due from depository institutions | $8,283,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,713,000 | 3,655 |
| Federal funds sold & reverse repurchase agreements | $8,050,000 | 1,602 |
| Net loans & leases | $71,644,000 | 3,765 |
| Loan loss allowance | $738,000 | 4,502 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,121,000 | 2,506 |
| Other real estate owned | $0 | 2,544 |
| Goodwill and other intangibles | $63,000 | 2,728 |
| All other assets | $2,622,000 | 2,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,496,000 | 3,575 |
| Total liabilities | $115,565,000 | 3,521 |
| Total deposits | $111,448,000 | 3,423 |
| Interest-bearing deposits | $79,897,000 | 4,065 |
| Deposits held in domestic offices | $111,448,000 | 3,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,281,000 | 1,895 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $836,000 | 4,040 |
| Total equity capital | $10,931,000 | 4,018 |
| Total bank equity capital | $10,931,000 | 4,018 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,745,000 | 2,288 |
| Surplus | $5,807,000 | 2,510 |
| Undivided profits | $3,379,000 | 5,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $457,000 | 5,067 |
| Earning assets | $112,407,000 | 3,680 |
| Long-term assets (5+ years) | $14,795,000 | 3,289 |
| Average Assets, year-to-date | $119,460,600 | 3,604 |
| Average Assets, quarterly | $126,843,000 | 3,522 |
| Volatile liabilities | $11,679,000 | 4,370 |
| Insider loans | $859,000 | 4,022 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,034,000 | 2,657 |
| Tier 1 (core) risk-based capital | $10,937,000 | 3,910 |
| Tier 2 risk-based capital | $738,000 | 3,899 |
| Total risk weighted assets | $78,166,200 | 3,487 |
| Total unused commitments | $14,034,000 | 2,670 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $112,829,000 | 3,949 |
| Cash and due from depository institutions | $5,474,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,060,000 | 3,235 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,273 |
| Net loans & leases | $62,542,000 | 4,122 |
| Loan loss allowance | $596,000 | 5,342 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,935,000 | 3,821 |
| Other real estate owned | $638,000 | 3,045 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $1,627,000 | 4,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,829,000 | 3,949 |
| Total liabilities | $102,868,000 | 3,899 |
| Total deposits | $99,504,000 | 3,828 |
| Interest-bearing deposits | $73,970,000 | 4,385 |
| Deposits held in domestic offices | $99,504,000 | 3,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,778,000 | 1,945 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $586,000 | 5,573 |
| Total equity capital | $9,961,000 | 4,350 |
| Total bank equity capital | $9,961,000 | 4,350 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,745,000 | 2,345 |
| Surplus | $5,777,000 | 2,534 |
| Undivided profits | $2,439,000 | 6,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 5,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $392,000 | 5,887 |
| Earning assets | $103,152,000 | 3,969 |
| Long-term assets (5+ years) | $11,663,000 | 3,657 |
| Average Assets, year-to-date | $103,378,000 | 4,127 |
| Average Assets, quarterly | $110,729,500 | 3,972 |
| Volatile liabilities | $11,419,000 | 4,163 |
| Insider loans | $438,000 | 6,031 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,360,000 | 3,003 |
| Tier 1 (core) risk-based capital | $9,915,000 | 4,249 |
| Tier 2 risk-based capital | $596,000 | 4,602 |
| Total risk weighted assets | $68,860,000 | 3,835 |
| Total unused commitments | $11,360,000 | 3,014 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $95,614,000 | 4,547 |
| Cash and due from depository institutions | $6,378,000 | 3,534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,946,000 | 4,062 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,138 |
| Net loans & leases | $52,838,000 | 4,696 |
| Loan loss allowance | $604,000 | 5,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,887,000 | 3,850 |
| Other real estate owned | $82,000 | 3,534 |
| Goodwill and other intangibles | $3,000 | 3,037 |
| All other assets | $1,330,000 | 5,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,614,000 | 4,547 |
| Total liabilities | $86,718,000 | 4,558 |
| Total deposits | $83,946,000 | 4,462 |
| Interest-bearing deposits | $58,064,000 | 5,382 |
| Deposits held in domestic offices | $83,946,000 | 4,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,515,000 | 2,436 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $257,000 | 7,973 |
| Total equity capital | $8,896,000 | 4,518 |
| Total bank equity capital | $8,896,000 | 4,518 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,745,000 | 2,405 |
| Surplus | $5,777,000 | 2,456 |
| Undivided profits | $1,374,000 | 8,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $333,000 | 6,040 |
| Earning assets | $85,934,000 | 4,629 |
| Long-term assets (5+ years) | $9,770,000 | 4,178 |
| Average Assets, year-to-date | $89,658,600 | 4,712 |
| Average Assets, quarterly | $93,221,500 | 4,624 |
| Volatile liabilities | $6,198,000 | 5,975 |
| Insider loans | $380,000 | 6,480 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,459,000 | 3,830 |
| Tier 1 (core) risk-based capital | $9,112,000 | 4,470 |
| Tier 2 risk-based capital | $604,000 | 4,512 |
| Total risk weighted assets | $53,383,500 | 4,669 |
| Total unused commitments | $7,459,000 | 3,837 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $86,095,000 | 5,072 |
| Cash and due from depository institutions | $9,620,000 | 4,837 |
| Interest-bearing balances | $4,500,000 | 1,341 |
| Securities | $25,176,000 | 5,181 |
| Federal funds sold & reverse repurchase agreements | $5,775,000 | 2,430 |
| Net loans & leases | $43,548,000 | 5,352 |
| Loan loss allowance | $719,000 | 4,868 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $995,000 | 6,155 |
| Other real estate owned | $92,000 | 4,837 |
| Goodwill and other intangibles | $4,000 | 2,991 |
| All other assets | $885,000 | 6,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,095,000 | 5,072 |
| Total liabilities | $81,793,000 | 4,890 |
| Total deposits | $78,358,000 | 4,858 |
| Interest-bearing deposits | $59,814,000 | 5,467 |
| Deposits held in domestic offices | $78,358,000 | 4,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,920,000 | 1,885 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $515,000 | 5,223 |
| Total equity capital | $4,302,000 | 8,004 |
| Total bank equity capital | $4,302,000 | 8,004 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,745,000 | 2,447 |
| Surplus | $1,722,000 | 6,143 |
| Undivided profits | $835,000 | 9,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 5,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $283,000 | 6,372 |
| Earning assets | $78,999,000 | 5,083 |
| Long-term assets (5+ years) | $9,975,000 | 4,368 |
| Average Assets, year-to-date | $76,164,400 | 5,518 |
| Average Assets, quarterly | $81,992,500 | 5,247 |
| Volatile liabilities | $7,894,000 | 4,856 |
| Insider loans | $402,000 | 6,383 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,127,000 | 4,321 |
| Tier 1 (core) risk-based capital | $4,298,000 | 7,949 |
| Tier 2 risk-based capital | $566,610 | 4,728 |
| Total risk weighted assets | $45,176,710 | 5,339 |
| Total unused commitments | $6,127,000 | 4,348 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $69,760,000 | 6,148 |
| Cash and due from depository institutions | $8,123,000 | 5,070 |
| Interest-bearing balances | $3,000,000 | 2,090 |
| Securities | $11,998,000 | 8,398 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 4,612 |
| Net loans & leases | $44,483,000 | 5,295 |
| Loan loss allowance | $799,000 | 4,505 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,075,000 | 5,932 |
| Other real estate owned | $0 | 5,070 |
| Goodwill and other intangibles | $6,000 | 2,970 |
| All other assets | $700,000 | 8,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,760,000 | 6,148 |
| Total liabilities | $66,044,000 | 5,966 |
| Total deposits | $65,298,000 | 5,844 |
| Interest-bearing deposits | $49,146,000 | 6,569 |
| Deposits held in domestic offices | $65,298,000 | 5,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $163,000 | 3,500 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $583,000 | 5,130 |
| Total equity capital | $3,716,000 | 8,640 |
| Total bank equity capital | $3,716,000 | 8,640 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,745,000 | 2,542 |
| Surplus | $1,722,000 | 6,059 |
| Undivided profits | $249,000 | 11,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 5,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $313,000 | 6,307 |
| Earning assets | $62,856,000 | 6,210 |
| Long-term assets (5+ years) | $9,262,000 | 4,558 |
| Average Assets, year-to-date | $66,069,000 | 6,278 |
| Average Assets, quarterly | $68,517,500 | 6,178 |
| Volatile liabilities | $4,611,000 | 6,896 |
| Insider loans | $227,000 | 3,621 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,881,000 | 4,689 |
| Tier 1 (core) risk-based capital | $3,716,000 | 8,569 |
| Tier 2 risk-based capital | $536,590 | 4,927 |
| Total risk weighted assets | $42,664,490 | 5,660 |
| Total unused commitments | $4,881,000 | 4,716 |
| Derivatives | $0 | 651 |