Home > The Community National Bank > Assets and Liabilities
The Community National Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $91,910,000 | 5,421 |
| Cash and due from depository institutions | $8,230,000 | 3,943 |
| Interest-bearing balances | $147,000 | 6,206 |
| Securities | $12,702,000 | 5,390 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 2,529 |
| Net loans & leases | $61,109,000 | 5,266 |
| Loan loss allowance | $2,801,000 | 2,446 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,028,000 | 2,990 |
| Other real estate owned | $1,854,000 | 3,943 |
| Goodwill and other intangibles | $209,000 | 2,475 |
| All other assets | $953,000 | 6,586 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $91,910,000 | 5,421 |
| Total liabilities | $83,499,000 | 5,346 |
| Total deposits | $82,996,000 | 5,158 |
| Interest-bearing deposits | $68,569,000 | 5,252 |
| Deposits held in domestic offices | $82,996,000 | 5,157 |
| % insured | 90.26% | 3,840 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $503,000 | 5,351 |
| Total equity capital | $8,411,000 | 5,847 |
| Total bank equity capital | $8,411,000 | 5,846 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $766,000 | 3,281 |
| Surplus | $996,000 | 6,462 |
| Undivided profits | $6,649,000 | 3,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,379,000 | 2,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $245,000 | 7,162 |
| Earning assets | $76,783,000 | 5,669 |
| Long-term assets (5+ years) | $32,093,000 | 3,219 |
| Average Assets, year-to-date | $98,627,000 | 5,162 |
| Average Assets, quarterly | $94,279,000 | 5,338 |
| Volatile liabilities | $15,445,000 | 5,530 |
| Insider loans | $474,000 | 5,449 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,711,000 | 6,511 |
| Tier 1 (core) risk-based capital | $7,665,000 | 5,952 |
| Tier 2 risk-based capital | $700,000 | 5,171 |
| Total risk weighted assets | $53,997,000 | 5,733 |
| Total unused commitments | $2,711,000 | 6,514 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $96,648,000 | 5,286 |
| Cash and due from depository institutions | $5,852,000 | 3,618 |
| Interest-bearing balances | $142,000 | 6,133 |
| Securities | $13,152,000 | 5,310 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 2,127 |
| Net loans & leases | $64,996,000 | 5,141 |
| Loan loss allowance | $2,968,000 | 2,253 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,106,000 | 2,997 |
| Other real estate owned | $1,874,000 | 3,618 |
| Goodwill and other intangibles | $220,000 | 2,469 |
| All other assets | $2,073,000 | 5,046 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $96,648,000 | 5,286 |
| Total liabilities | $88,048,000 | 5,207 |
| Total deposits | $87,499,000 | 5,005 |
| Interest-bearing deposits | $72,477,000 | 5,094 |
| Deposits held in domestic offices | $87,499,000 | 5,002 |
| % insured | 83.66% | 2,605 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $549,000 | 5,164 |
| Total equity capital | $8,600,000 | 5,793 |
| Total bank equity capital | $8,600,000 | 5,791 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $766,000 | 3,321 |
| Surplus | $996,000 | 6,523 |
| Undivided profits | $6,838,000 | 3,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,221,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $284,000 | 6,890 |
| Earning assets | $82,665,000 | 5,488 |
| Long-term assets (5+ years) | $34,963,000 | 2,980 |
| Average Assets, year-to-date | $100,866,000 | 5,140 |
| Average Assets, quarterly | $98,395,500 | 5,219 |
| Volatile liabilities | $16,611,000 | 5,366 |
| Insider loans | $476,000 | 5,479 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,010,000 | 6,506 |
| Tier 1 (core) risk-based capital | $7,937,000 | 5,910 |
| Tier 2 risk-based capital | $760,000 | 4,965 |
| Total risk weighted assets | $58,555,000 | 5,569 |
| Total unused commitments | $3,010,000 | 6,508 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 43 | 3,647 |
| Assets and Liabilities | ||
| Total Assets: | $100,143,000 | 5,204 |
| Cash and due from depository institutions | $5,741,000 | 3,647 |
| Interest-bearing balances | $137,000 | 5,872 |
| Securities | $13,942,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,520 |
| Net loans & leases | $68,010,000 | 5,035 |
| Loan loss allowance | $2,976,000 | 2,183 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,184,000 | 2,968 |
| Other real estate owned | $1,671,000 | 3,647 |
| Goodwill and other intangibles | $232,000 | 2,439 |
| All other assets | $1,963,000 | 5,151 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $100,143,000 | 5,204 |
| Total liabilities | $91,388,000 | 5,130 |
| Total deposits | $90,853,000 | 4,903 |
| Interest-bearing deposits | $75,792,000 | 4,958 |
| Deposits held in domestic offices | $90,853,000 | 4,900 |
| % insured | 83.24% | 2,804 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $535,000 | 5,111 |
| Total equity capital | $8,755,000 | 5,790 |
| Total bank equity capital | $8,755,000 | 5,789 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $766,000 | 3,343 |
| Surplus | $996,000 | 6,558 |
| Undivided profits | $6,993,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,019,000 | 2,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $289,000 | 6,878 |
| Earning assets | $86,489,000 | 5,365 |
| Long-term assets (5+ years) | $36,377,000 | 2,891 |
| Average Assets, year-to-date | $102,975,000 | 5,097 |
| Average Assets, quarterly | $102,975,000 | 5,097 |
| Volatile liabilities | $17,605,000 | 5,247 |
| Insider loans | $634,000 | 5,081 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $2,350,000 | 6,912 |
| Tier 1 (core) risk-based capital | $8,120,000 | 5,892 |
| Tier 2 risk-based capital | $780,000 | 4,886 |
| Total risk weighted assets | $60,230,000 | 5,504 |
| Total unused commitments | $2,350,000 | 6,913 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $105,807,000 | 5,015 |
| Cash and due from depository institutions | $5,940,000 | 3,663 |
| Interest-bearing balances | $133,000 | 5,438 |
| Securities | $14,268,000 | 5,227 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 1,527 |
| Net loans & leases | $71,215,000 | 4,941 |
| Loan loss allowance | $3,299,000 | 1,952 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,285,000 | 2,927 |
| Other real estate owned | $1,611,000 | 3,663 |
| Goodwill and other intangibles | $243,000 | 2,415 |
| All other assets | $1,945,000 | 5,254 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $105,807,000 | 5,015 |
| Total liabilities | $97,056,000 | 4,919 |
| Total deposits | $96,407,000 | 4,656 |
| Interest-bearing deposits | $79,787,000 | 4,743 |
| Deposits held in domestic offices | $96,407,000 | 4,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $649,000 | 4,709 |
| Total equity capital | $8,751,000 | 5,810 |
| Total bank equity capital | $8,751,000 | 5,810 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $766,000 | 3,367 |
| Surplus | $996,000 | 6,582 |
| Undivided profits | $6,989,000 | 3,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,684,000 | 2,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $321,000 | 6,821 |
| Earning assets | $91,916,000 | 5,152 |
| Long-term assets (5+ years) | $38,073,000 | 2,777 |
| Average Assets, year-to-date | $119,577,000 | 4,536 |
| Average Assets, quarterly | $110,294,500 | 4,858 |
| Volatile liabilities | $17,759,000 | 5,192 |
| Insider loans | $639,000 | 5,142 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $2,175,000 | 6,962 |
| Tier 1 (core) risk-based capital | $8,284,000 | 5,846 |
| Tier 2 risk-based capital | $829,000 | 4,720 |
| Total risk weighted assets | $63,849,000 | 5,382 |
| Total unused commitments | $2,175,000 | 6,964 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 42 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $114,782,000 | 4,763 |
| Cash and due from depository institutions | $4,838,000 | 3,774 |
| Interest-bearing balances | $127,000 | 4,848 |
| Securities | $13,936,000 | 5,227 |
| Federal funds sold & reverse repurchase agreements | $9,850,000 | 1,258 |
| Net loans & leases | $77,609,000 | 4,690 |
| Loan loss allowance | $3,529,000 | 1,700 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,362,000 | 2,863 |
| Other real estate owned | $1,600,000 | 3,774 |
| Goodwill and other intangibles | $451,000 | 2,159 |
| All other assets | $2,136,000 | 5,119 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $114,782,000 | 4,763 |
| Total liabilities | $105,259,000 | 4,667 |
| Total deposits | $104,504,000 | 4,381 |
| Interest-bearing deposits | $87,643,000 | 4,439 |
| Deposits held in domestic offices | $104,504,000 | 4,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $755,000 | 4,508 |
| Total equity capital | $9,523,000 | 5,597 |
| Total bank equity capital | $9,523,000 | 5,597 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $766,000 | 3,399 |
| Surplus | $996,000 | 6,624 |
| Undivided profits | $7,761,000 | 3,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,621,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $341,000 | 6,843 |
| Earning assets | $101,522,000 | 4,847 |
| Long-term assets (5+ years) | $41,694,000 | 2,555 |
| Average Assets, year-to-date | $123,019,500 | 4,460 |
| Average Assets, quarterly | $119,119,000 | 4,604 |
| Volatile liabilities | $20,704,000 | 4,709 |
| Insider loans | $692,000 | 5,003 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $3,152,000 | 6,639 |
| Tier 1 (core) risk-based capital | $8,161,000 | 5,992 |
| Tier 2 risk-based capital | $918,000 | 4,386 |
| Total risk weighted assets | $70,815,000 | 5,115 |
| Total unused commitments | $3,152,000 | 6,642 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 46 | 3,572 |
| Assets and Liabilities | ||
| Total Assets: | $123,456,000 | 4,529 |
| Cash and due from depository institutions | $4,425,000 | 3,572 |
| Interest-bearing balances | $127,000 | 4,762 |
| Securities | $14,976,000 | 5,121 |
| Federal funds sold & reverse repurchase agreements | $14,603,000 | 788 |
| Net loans & leases | $80,258,000 | 4,578 |
| Loan loss allowance | $3,562,000 | 1,634 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,437,000 | 2,835 |
| Other real estate owned | $1,390,000 | 3,572 |
| Goodwill and other intangibles | $462,000 | 2,172 |
| All other assets | $2,905,000 | 4,349 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $123,456,000 | 4,529 |
| Total liabilities | $113,554,000 | 4,427 |
| Total deposits | $112,819,000 | 4,157 |
| Interest-bearing deposits | $92,840,000 | 4,261 |
| Deposits held in domestic offices | $112,819,000 | 4,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $735,000 | 4,533 |
| Total equity capital | $9,902,000 | 5,515 |
| Total bank equity capital | $9,902,000 | 5,515 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $766,000 | 3,428 |
| Surplus | $996,000 | 6,665 |
| Undivided profits | $8,140,000 | 3,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,527,000 | 1,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $382,000 | 6,555 |
| Earning assets | $109,964,000 | 4,607 |
| Long-term assets (5+ years) | $46,417,000 | 2,358 |
| Average Assets, year-to-date | $125,765,330 | 4,412 |
| Average Assets, quarterly | $123,542,500 | 4,508 |
| Volatile liabilities | $20,814,000 | 4,701 |
| Insider loans | $650,000 | 5,096 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $4,585,000 | 6,173 |
| Tier 1 (core) risk-based capital | $8,354,000 | 5,948 |
| Tier 2 risk-based capital | $954,000 | 4,260 |
| Total risk weighted assets | $73,709,000 | 4,978 |
| Total unused commitments | $4,585,000 | 6,173 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $123,629,000 | 4,509 |
| Cash and due from depository institutions | $5,916,000 | 2,753 |
| Interest-bearing balances | $127,000 | 4,779 |
| Securities | $17,155,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 3,478 |
| Net loans & leases | $83,454,000 | 4,408 |
| Loan loss allowance | $3,762,000 | 1,510 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,523,000 | 2,773 |
| Other real estate owned | $1,542,000 | 2,753 |
| Goodwill and other intangibles | $474,000 | 2,163 |
| All other assets | $6,140,000 | 2,625 |
| Life insurance assets | $3,252,000 | 1,727 |
| Total liabilities and capital | $123,629,000 | 4,509 |
| Total liabilities | $112,790,000 | 4,414 |
| Total deposits | $112,020,000 | 4,174 |
| Interest-bearing deposits | $95,393,000 | 4,186 |
| Deposits held in domestic offices | $112,020,000 | 4,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $770,000 | 4,638 |
| Total equity capital | $10,839,000 | 5,302 |
| Total bank equity capital | $10,839,000 | 5,302 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $766,000 | 3,441 |
| Surplus | $996,000 | 6,677 |
| Undivided profits | $9,077,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,559,000 | 1,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $364,000 | 6,645 |
| Earning assets | $105,161,000 | 4,724 |
| Long-term assets (5+ years) | $45,985,000 | 2,302 |
| Average Assets, year-to-date | $126,920,000 | 4,392 |
| Average Assets, quarterly | $126,920,000 | 4,392 |
| Volatile liabilities | $22,384,000 | 4,499 |
| Insider loans | $656,000 | 5,048 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $4,934,000 | 6,133 |
| Tier 1 (core) risk-based capital | $9,972,000 | 5,400 |
| Tier 2 risk-based capital | $1,054,000 | 3,939 |
| Total risk weighted assets | $81,555,000 | 4,671 |
| Total unused commitments | $4,934,000 | 6,137 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $130,211,000 | 4,325 |
| Cash and due from depository institutions | $3,568,000 | 2,852 |
| Interest-bearing balances | $127,000 | 4,438 |
| Securities | $20,337,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,384 |
| Net loans & leases | $88,074,000 | 4,284 |
| Loan loss allowance | $4,367,000 | 1,267 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,599,000 | 2,722 |
| Other real estate owned | $1,555,000 | 2,852 |
| Goodwill and other intangibles | $485,000 | 2,159 |
| All other assets | $6,193,000 | 2,621 |
| Life insurance assets | $3,220,000 | 1,731 |
| Total liabilities and capital | $130,211,000 | 4,325 |
| Total liabilities | $119,422,000 | 4,236 |
| Total deposits | $118,467,000 | 3,983 |
| Interest-bearing deposits | $101,305,000 | 3,970 |
| Deposits held in domestic offices | $118,467,000 | 3,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $955,000 | 4,117 |
| Total equity capital | $10,789,000 | 5,267 |
| Total bank equity capital | $10,789,000 | 5,267 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $766,000 | 3,448 |
| Surplus | $996,000 | 6,695 |
| Undivided profits | $9,027,000 | 3,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,125,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $484,000 | 6,174 |
| Earning assets | $113,938,000 | 4,455 |
| Long-term assets (5+ years) | $52,475,000 | 1,936 |
| Average Assets, year-to-date | $146,328,200 | 3,882 |
| Average Assets, quarterly | $136,411,500 | 4,169 |
| Volatile liabilities | $23,075,000 | 4,436 |
| Insider loans | $939,000 | 4,474 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,504,000 | 5,869 |
| Tier 1 (core) risk-based capital | $9,981,000 | 5,380 |
| Tier 2 risk-based capital | $1,114,000 | 3,784 |
| Total risk weighted assets | $85,838,000 | 4,523 |
| Total unused commitments | $5,504,000 | 5,869 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $142,612,000 | 4,032 |
| Cash and due from depository institutions | $5,630,000 | 3,282 |
| Interest-bearing balances | $137,000 | 4,231 |
| Securities | $25,015,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $3,925,000 | 3,011 |
| Net loans & leases | $96,983,000 | 3,990 |
| Loan loss allowance | $2,195,000 | 2,315 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,521,000 | 2,262 |
| Other real estate owned | $29,000 | 3,282 |
| Goodwill and other intangibles | $496,000 | 2,135 |
| All other assets | $5,013,000 | 3,081 |
| Life insurance assets | $3,188,000 | 1,702 |
| Total liabilities and capital | $142,612,000 | 4,032 |
| Total liabilities | $129,200,000 | 3,981 |
| Total deposits | $124,104,000 | 3,840 |
| Interest-bearing deposits | $105,476,000 | 3,851 |
| Deposits held in domestic offices | $124,104,000 | 3,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,950,000 | 3,809 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,146,000 | 3,756 |
| Total equity capital | $13,412,000 | 4,510 |
| Total bank equity capital | $13,412,000 | 4,510 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $766,000 | 3,433 |
| Surplus | $996,000 | 6,706 |
| Undivided profits | $11,650,000 | 2,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,839,000 | 794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $811,000 | 4,916 |
| Earning assets | $126,060,000 | 4,134 |
| Long-term assets (5+ years) | $49,361,000 | 1,944 |
| Average Assets, year-to-date | $150,357,500 | 3,808 |
| Average Assets, quarterly | $144,813,500 | 3,958 |
| Volatile liabilities | $27,278,000 | 3,986 |
| Insider loans | $962,000 | 4,382 |
| FHLB advances | $3,950,000 | 3,659 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,811,000 | 5,512 |
| Tier 1 (core) risk-based capital | $12,956,000 | 4,521 |
| Tier 2 risk-based capital | $1,181,000 | 3,596 |
| Total risk weighted assets | $93,429,000 | 4,233 |
| Total unused commitments | $6,811,000 | 5,513 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $147,015,000 | 3,938 |
| Cash and due from depository institutions | $5,333,000 | 3,670 |
| Interest-bearing balances | $135,000 | 4,353 |
| Securities | $25,050,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,627 |
| Net loans & leases | $100,263,000 | 3,870 |
| Loan loss allowance | $1,049,000 | 4,040 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,571,000 | 2,241 |
| Other real estate owned | $258,000 | 3,670 |
| Goodwill and other intangibles | $507,000 | 2,138 |
| All other assets | $4,933,000 | 3,087 |
| Life insurance assets | $3,159,000 | 1,707 |
| Total liabilities and capital | $147,015,000 | 3,938 |
| Total liabilities | $133,460,000 | 3,880 |
| Total deposits | $132,360,000 | 3,680 |
| Interest-bearing deposits | $113,240,000 | 3,639 |
| Deposits held in domestic offices | $132,360,000 | 3,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,100,000 | 3,635 |
| Total equity capital | $13,555,000 | 4,415 |
| Total bank equity capital | $13,555,000 | 4,415 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $766,000 | 3,443 |
| Surplus | $996,000 | 6,731 |
| Undivided profits | $11,793,000 | 2,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,472,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $725,000 | 5,031 |
| Earning assets | $130,548,000 | 4,033 |
| Long-term assets (5+ years) | $51,569,000 | 1,857 |
| Average Assets, year-to-date | $152,939,330 | 3,792 |
| Average Assets, quarterly | $148,917,500 | 3,885 |
| Volatile liabilities | $24,986,000 | 4,156 |
| Insider loans | $983,000 | 4,356 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,178,000 | 6,061 |
| Tier 1 (core) risk-based capital | $13,199,000 | 4,452 |
| Tier 2 risk-based capital | $1,049,000 | 3,881 |
| Total risk weighted assets | $95,149,000 | 4,183 |
| Total unused commitments | $5,178,000 | 6,061 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $150,820,000 | 3,874 |
| Cash and due from depository institutions | $5,942,000 | 3,774 |
| Interest-bearing balances | $128,000 | 4,436 |
| Securities | $25,504,000 | 3,848 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 2,411 |
| Net loans & leases | $100,079,000 | 3,850 |
| Loan loss allowance | $1,235,000 | 3,612 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,625,000 | 2,192 |
| Other real estate owned | $276,000 | 3,774 |
| Goodwill and other intangibles | $518,000 | 2,125 |
| All other assets | $4,926,000 | 3,013 |
| Life insurance assets | $3,126,000 | 1,700 |
| Total liabilities and capital | $150,820,000 | 3,874 |
| Total liabilities | $137,480,000 | 3,809 |
| Total deposits | $136,463,000 | 3,596 |
| Interest-bearing deposits | $116,535,000 | 3,550 |
| Deposits held in domestic offices | $136,463,000 | 3,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,017,000 | 3,865 |
| Total equity capital | $13,340,000 | 4,485 |
| Total bank equity capital | $13,340,000 | 4,485 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $766,000 | 3,441 |
| Surplus | $996,000 | 6,741 |
| Undivided profits | $11,578,000 | 2,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,397,000 | 1,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $694,000 | 5,028 |
| Earning assets | $133,661,000 | 3,975 |
| Long-term assets (5+ years) | $52,267,000 | 1,808 |
| Average Assets, year-to-date | $155,901,500 | 3,743 |
| Average Assets, quarterly | $155,901,500 | 3,743 |
| Volatile liabilities | $26,270,000 | 3,951 |
| Insider loans | $884,000 | 4,520 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,482,000 | 5,396 |
| Tier 1 (core) risk-based capital | $12,919,000 | 4,488 |
| Tier 2 risk-based capital | $1,193,000 | 3,543 |
| Total risk weighted assets | $95,376,000 | 4,128 |
| Total unused commitments | $7,482,000 | 5,396 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $160,983,000 | 3,681 |
| Cash and due from depository institutions | $5,354,000 | 3,356 |
| Interest-bearing balances | $122,000 | 4,513 |
| Securities | $26,022,000 | 3,829 |
| Federal funds sold & reverse repurchase agreements | $12,950,000 | 1,276 |
| Net loans & leases | $105,344,000 | 3,688 |
| Loan loss allowance | $1,195,000 | 3,675 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,675,000 | 2,137 |
| Other real estate owned | $310,000 | 3,356 |
| Goodwill and other intangibles | $530,000 | 2,110 |
| All other assets | $4,798,000 | 3,092 |
| Life insurance assets | $3,093,000 | 1,680 |
| Total liabilities and capital | $160,983,000 | 3,681 |
| Total liabilities | $147,896,000 | 3,600 |
| Total deposits | $146,687,000 | 3,363 |
| Interest-bearing deposits | $128,975,000 | 3,259 |
| Deposits held in domestic offices | $146,687,000 | 3,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,209,000 | 3,420 |
| Total equity capital | $13,087,000 | 4,481 |
| Total bank equity capital | $13,087,000 | 4,481 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $766,000 | 3,443 |
| Surplus | $996,000 | 6,745 |
| Undivided profits | $11,325,000 | 2,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $675,000 | 5,256 |
| Earning assets | $144,438,000 | 3,719 |
| Long-term assets (5+ years) | $52,828,000 | 1,795 |
| Average Assets, year-to-date | $148,601,800 | 3,780 |
| Average Assets, quarterly | $154,555,000 | 3,751 |
| Volatile liabilities | $29,529,000 | 3,770 |
| Insider loans | $1,070,000 | 4,131 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,253,000 | 5,652 |
| Tier 1 (core) risk-based capital | $12,688,000 | 4,503 |
| Tier 2 risk-based capital | $1,195,000 | 3,519 |
| Total risk weighted assets | $100,985,000 | 3,959 |
| Total unused commitments | $6,253,000 | 5,652 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $148,127,000 | 3,883 |
| Cash and due from depository institutions | $3,926,000 | 3,652 |
| Interest-bearing balances | $131,000 | 4,441 |
| Securities | $26,606,000 | 3,806 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,385 |
| Net loans & leases | $105,339,000 | 3,696 |
| Loan loss allowance | $1,219,000 | 3,662 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,630,000 | 2,112 |
| Other real estate owned | $310,000 | 3,652 |
| Goodwill and other intangibles | $540,000 | 2,110 |
| All other assets | $4,426,000 | 3,289 |
| Life insurance assets | $3,065,000 | 1,655 |
| Total liabilities and capital | $148,127,000 | 3,883 |
| Total liabilities | $134,081,000 | 3,838 |
| Total deposits | $133,265,000 | 3,584 |
| Interest-bearing deposits | $116,317,000 | 3,484 |
| Deposits held in domestic offices | $133,265,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $816,000 | 4,343 |
| Total equity capital | $14,046,000 | 4,229 |
| Total bank equity capital | $14,046,000 | 4,229 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $766,000 | 3,467 |
| Surplus | $996,000 | 6,771 |
| Undivided profits | $12,284,000 | 2,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,352,000 | 1,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $726,000 | 5,047 |
| Earning assets | $133,426,000 | 3,925 |
| Long-term assets (5+ years) | $52,517,000 | 1,780 |
| Average Assets, year-to-date | $145,506,500 | 3,836 |
| Average Assets, quarterly | $146,344,500 | 3,870 |
| Volatile liabilities | $25,744,000 | 4,089 |
| Insider loans | $1,249,000 | 3,805 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,248,000 | 5,392 |
| Tier 1 (core) risk-based capital | $13,698,000 | 4,242 |
| Tier 2 risk-based capital | $1,219,000 | 3,467 |
| Total risk weighted assets | $98,261,000 | 4,002 |
| Total unused commitments | $7,248,000 | 5,392 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $144,562,000 | 3,917 |
| Cash and due from depository institutions | $4,395,000 | 3,810 |
| Interest-bearing balances | $122,000 | 4,554 |
| Securities | $26,539,000 | 3,799 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 5,125 |
| Net loans & leases | $102,295,000 | 3,742 |
| Loan loss allowance | $1,168,000 | 3,751 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,629,000 | 2,063 |
| Other real estate owned | $66,000 | 3,810 |
| Goodwill and other intangibles | $552,000 | 2,101 |
| All other assets | $4,611,000 | 3,165 |
| Life insurance assets | $3,032,000 | 1,637 |
| Total liabilities and capital | $144,562,000 | 3,917 |
| Total liabilities | $130,785,000 | 3,881 |
| Total deposits | $126,488,000 | 3,697 |
| Interest-bearing deposits | $109,008,000 | 3,629 |
| Deposits held in domestic offices | $126,488,000 | 3,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,650,000 | 4,088 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $647,000 | 4,601 |
| Total equity capital | $13,777,000 | 4,165 |
| Total bank equity capital | $13,777,000 | 4,165 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $766,000 | 3,464 |
| Surplus | $995,000 | 6,783 |
| Undivided profits | $12,016,000 | 2,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,531,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $704,000 | 4,755 |
| Earning assets | $129,431,000 | 3,967 |
| Long-term assets (5+ years) | $51,437,000 | 1,782 |
| Average Assets, year-to-date | $144,633,000 | 3,865 |
| Average Assets, quarterly | $144,245,000 | 3,897 |
| Volatile liabilities | $28,226,000 | 3,808 |
| Insider loans | $1,107,000 | 4,045 |
| FHLB advances | $3,650,000 | 3,914 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,934,000 | 5,828 |
| Tier 1 (core) risk-based capital | $13,643,000 | 4,188 |
| Tier 2 risk-based capital | $1,168,000 | 3,547 |
| Total risk weighted assets | $95,068,000 | 4,053 |
| Total unused commitments | $5,934,000 | 5,829 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $143,928,000 | 3,898 |
| Cash and due from depository institutions | $3,769,000 | 3,868 |
| Interest-bearing balances | $125,000 | 4,651 |
| Securities | $27,570,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 5,787 |
| Net loans & leases | $101,534,000 | 3,680 |
| Loan loss allowance | $1,099,000 | 3,877 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,707,000 | 1,984 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $563,000 | 2,060 |
| All other assets | $4,410,000 | 3,202 |
| Life insurance assets | $2,999,000 | 1,614 |
| Total liabilities and capital | $143,928,000 | 3,898 |
| Total liabilities | $130,356,000 | 3,856 |
| Total deposits | $127,201,000 | 3,665 |
| Interest-bearing deposits | $109,037,000 | 3,610 |
| Deposits held in domestic offices | $127,201,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,300,000 | 4,447 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $855,000 | 3,895 |
| Total equity capital | $13,572,000 | 4,167 |
| Total bank equity capital | $13,572,000 | 4,167 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $766,000 | 3,452 |
| Surplus | $995,000 | 6,771 |
| Undivided profits | $11,811,000 | 2,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 1,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $683,000 | 4,672 |
| Earning assets | $129,604,000 | 3,949 |
| Long-term assets (5+ years) | $52,319,000 | 1,724 |
| Average Assets, year-to-date | $144,668,500 | 3,847 |
| Average Assets, quarterly | $144,668,500 | 3,847 |
| Volatile liabilities | $27,658,000 | 3,718 |
| Insider loans | $1,093,000 | 4,018 |
| FHLB advances | $2,300,000 | 4,296 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,731,000 | 5,312 |
| Tier 1 (core) risk-based capital | $13,294,000 | 4,214 |
| Tier 2 risk-based capital | $1,099,000 | 3,670 |
| Total risk weighted assets | $93,722,000 | 4,041 |
| Total unused commitments | $7,731,000 | 5,313 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $145,409,000 | 3,840 |
| Cash and due from depository institutions | $5,480,000 | 3,788 |
| Interest-bearing balances | $104,000 | 4,870 |
| Securities | $27,903,000 | 3,753 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,637 |
| Net loans & leases | $100,987,000 | 3,670 |
| Loan loss allowance | $1,051,000 | 3,965 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,781,000 | 1,932 |
| Other real estate owned | $232,000 | 3,788 |
| Goodwill and other intangibles | $574,000 | 2,042 |
| All other assets | $4,152,000 | 3,310 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $145,409,000 | 3,840 |
| Total liabilities | $132,099,000 | 3,794 |
| Total deposits | $128,845,000 | 3,585 |
| Interest-bearing deposits | $110,860,000 | 3,497 |
| Deposits held in domestic offices | $128,845,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,300,000 | 4,524 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $954,000 | 3,610 |
| Total equity capital | $13,310,000 | 4,195 |
| Total bank equity capital | $13,310,000 | 4,195 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $766,000 | 3,462 |
| Surplus | $996,000 | 6,792 |
| Undivided profits | $11,548,000 | 2,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $613,000 | 5,101 |
| Earning assets | $129,294,000 | 3,927 |
| Long-term assets (5+ years) | $58,237,000 | 1,592 |
| Average Assets, year-to-date | $139,451,800 | 3,807 |
| Average Assets, quarterly | $148,736,000 | 3,737 |
| Volatile liabilities | $26,942,000 | 3,716 |
| Insider loans | $1,122,000 | 3,973 |
| FHLB advances | $2,300,000 | 4,344 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,355,000 | 5,331 |
| Tier 1 (core) risk-based capital | $13,016,000 | 4,227 |
| Tier 2 risk-based capital | $1,051,000 | 3,759 |
| Total risk weighted assets | $93,339,000 | 4,030 |
| Total unused commitments | $7,355,000 | 5,331 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $152,063,000 | 3,654 |
| Cash and due from depository institutions | $6,642,000 | 3,774 |
| Interest-bearing balances | $104,000 | 4,948 |
| Securities | $21,695,000 | 4,385 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 940 |
| Net loans & leases | $98,933,000 | 3,696 |
| Loan loss allowance | $1,030,000 | 3,998 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,886,000 | 1,855 |
| Other real estate owned | $232,000 | 3,774 |
| Goodwill and other intangibles | $586,000 | 2,013 |
| All other assets | $4,089,000 | 3,283 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,063,000 | 3,654 |
| Total liabilities | $138,660,000 | 3,593 |
| Total deposits | $138,091,000 | 3,343 |
| Interest-bearing deposits | $120,937,000 | 3,210 |
| Deposits held in domestic offices | $138,091,000 | 3,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $569,000 | 4,839 |
| Total equity capital | $13,403,000 | 4,144 |
| Total bank equity capital | $13,403,000 | 4,144 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $766,000 | 3,446 |
| Surplus | $996,000 | 6,791 |
| Undivided profits | $11,641,000 | 2,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $567,000 | 5,337 |
| Earning assets | $134,732,000 | 3,737 |
| Long-term assets (5+ years) | $57,264,000 | 1,587 |
| Average Assets, year-to-date | $137,962,500 | 3,832 |
| Average Assets, quarterly | $142,238,500 | 3,816 |
| Volatile liabilities | $28,831,000 | 3,498 |
| Insider loans | $1,174,000 | 3,841 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,137,000 | 5,623 |
| Tier 1 (core) risk-based capital | $12,940,000 | 4,188 |
| Tier 2 risk-based capital | $1,030,000 | 3,782 |
| Total risk weighted assets | $93,366,000 | 4,000 |
| Total unused commitments | $6,137,000 | 5,623 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $132,414,000 | 4,017 |
| Cash and due from depository institutions | $4,024,000 | 3,935 |
| Interest-bearing balances | $104,000 | 4,928 |
| Securities | $18,902,000 | 4,798 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 4,936 |
| Net loans & leases | $98,822,000 | 3,634 |
| Loan loss allowance | $1,020,000 | 3,988 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,330,000 | 2,019 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $600,000 | 1,997 |
| All other assets | $4,236,000 | 3,091 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $132,414,000 | 4,017 |
| Total liabilities | $119,305,000 | 3,989 |
| Total deposits | $118,761,000 | 3,706 |
| Interest-bearing deposits | $101,692,000 | 3,639 |
| Deposits held in domestic offices | $118,761,000 | 3,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $544,000 | 4,657 |
| Total equity capital | $13,109,000 | 4,159 |
| Total bank equity capital | $13,109,000 | 4,159 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $766,000 | 3,432 |
| Surplus | $996,000 | 6,772 |
| Undivided profits | $11,347,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,778,000 | 1,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $591,000 | 4,849 |
| Earning assets | $118,328,000 | 4,089 |
| Long-term assets (5+ years) | $53,731,000 | 1,705 |
| Average Assets, year-to-date | $133,262,330 | 3,919 |
| Average Assets, quarterly | $131,861,000 | 3,979 |
| Volatile liabilities | $26,230,000 | 3,620 |
| Insider loans | $1,207,000 | 3,745 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,399,000 | 5,563 |
| Tier 1 (core) risk-based capital | $12,600,000 | 4,192 |
| Tier 2 risk-based capital | $1,020,000 | 3,776 |
| Total risk weighted assets | $89,540,000 | 4,035 |
| Total unused commitments | $6,399,000 | 5,563 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $131,308,000 | 4,025 |
| Cash and due from depository institutions | $3,964,000 | 4,079 |
| Interest-bearing balances | $111,000 | 4,918 |
| Securities | $20,265,000 | 4,682 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 3,995 |
| Net loans & leases | $97,719,000 | 3,605 |
| Loan loss allowance | $1,068,000 | 3,866 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,217,000 | 2,051 |
| Other real estate owned | $0 | 4,079 |
| Goodwill and other intangibles | $614,000 | 1,980 |
| All other assets | $1,454,000 | 5,699 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $131,308,000 | 4,025 |
| Total liabilities | $118,642,000 | 3,993 |
| Total deposits | $116,019,000 | 3,793 |
| Interest-bearing deposits | $98,832,000 | 3,760 |
| Deposits held in domestic offices | $116,019,000 | 3,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $623,000 | 4,275 |
| Total equity capital | $12,666,000 | 4,198 |
| Total bank equity capital | $12,666,000 | 4,198 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $766,000 | 3,442 |
| Surplus | $996,000 | 6,805 |
| Undivided profits | $10,904,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,321,000 | 1,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $568,000 | 4,859 |
| Earning assets | $120,170,000 | 4,021 |
| Long-term assets (5+ years) | $53,359,000 | 1,748 |
| Average Assets, year-to-date | $133,686,500 | 3,928 |
| Average Assets, quarterly | $133,686,500 | 3,928 |
| Volatile liabilities | $26,436,000 | 3,476 |
| Insider loans | $1,186,000 | 3,766 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,866,000 | 5,727 |
| Tier 1 (core) risk-based capital | $12,258,000 | 4,232 |
| Tier 2 risk-based capital | $1,068,000 | 3,648 |
| Total risk weighted assets | $85,512,000 | 4,131 |
| Total unused commitments | $5,866,000 | 5,728 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $136,065,000 | 3,887 |
| Cash and due from depository institutions | $3,992,000 | 3,931 |
| Interest-bearing balances | $101,000 | 5,055 |
| Securities | $23,604,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,791 |
| Net loans & leases | $97,152,000 | 3,595 |
| Loan loss allowance | $1,002,000 | 4,022 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,292,000 | 2,006 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $628,000 | 1,969 |
| All other assets | $1,672,000 | 5,305 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $136,065,000 | 3,887 |
| Total liabilities | $123,568,000 | 3,840 |
| Total deposits | $122,664,000 | 3,593 |
| Interest-bearing deposits | $104,492,000 | 3,551 |
| Deposits held in domestic offices | $122,664,000 | 3,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $904,000 | 3,333 |
| Total equity capital | $12,497,000 | 4,232 |
| Total bank equity capital | $12,497,000 | 4,232 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $766,000 | 3,441 |
| Surplus | $996,000 | 6,823 |
| Undivided profits | $10,735,000 | 2,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,273,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $584,000 | 4,792 |
| Earning assets | $124,582,000 | 3,895 |
| Long-term assets (5+ years) | $53,433,000 | 1,781 |
| Average Assets, year-to-date | $133,066,200 | 3,842 |
| Average Assets, quarterly | $138,752,500 | 3,797 |
| Volatile liabilities | $24,782,000 | 3,549 |
| Insider loans | $1,644,000 | 3,134 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,991,000 | 5,523 |
| Tier 1 (core) risk-based capital | $11,982,000 | 4,262 |
| Tier 2 risk-based capital | $1,002,000 | 3,794 |
| Total risk weighted assets | $86,420,000 | 4,078 |
| Total unused commitments | $5,991,000 | 5,524 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 44 | 3,727 |
| Assets and Liabilities | ||
| Total Assets: | $141,440,000 | 3,754 |
| Cash and due from depository institutions | $5,564,000 | 3,727 |
| Interest-bearing balances | $101,000 | 5,110 |
| Securities | $22,247,000 | 4,425 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,437 |
| Net loans & leases | $98,624,000 | 3,513 |
| Loan loss allowance | $954,000 | 4,176 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,321,000 | 1,958 |
| Other real estate owned | $0 | 3,727 |
| Goodwill and other intangibles | $646,000 | 1,915 |
| All other assets | $1,188,000 | 6,182 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $141,440,000 | 3,754 |
| Total liabilities | $128,972,000 | 3,700 |
| Total deposits | $128,424,000 | 3,433 |
| Interest-bearing deposits | $110,689,000 | 3,342 |
| Deposits held in domestic offices | $128,424,000 | 3,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $548,000 | 4,679 |
| Total equity capital | $12,468,000 | 4,226 |
| Total bank equity capital | $12,468,000 | 4,226 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $766,000 | 3,452 |
| Surplus | $996,000 | 6,828 |
| Undivided profits | $10,706,000 | 2,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $541,000 | 5,215 |
| Earning assets | $128,822,000 | 3,766 |
| Long-term assets (5+ years) | $55,905,000 | 1,735 |
| Average Assets, year-to-date | $132,316,500 | 3,862 |
| Average Assets, quarterly | $139,697,000 | 3,762 |
| Volatile liabilities | $26,220,000 | 3,394 |
| Insider loans | $1,768,000 | 2,930 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,914,000 | 5,536 |
| Tier 1 (core) risk-based capital | $11,860,000 | 4,268 |
| Tier 2 risk-based capital | $954,000 | 3,897 |
| Total risk weighted assets | $87,963,000 | 3,990 |
| Total unused commitments | $5,914,000 | 5,542 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $137,954,000 | 3,811 |
| Cash and due from depository institutions | $3,423,000 | 4,036 |
| Interest-bearing balances | $101,000 | 5,148 |
| Securities | $24,019,000 | 4,281 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,633 |
| Net loans & leases | $96,720,000 | 3,526 |
| Loan loss allowance | $997,000 | 4,016 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,199,000 | 1,968 |
| Other real estate owned | $224,000 | 4,036 |
| Goodwill and other intangibles | $635,000 | 1,928 |
| All other assets | $1,334,000 | 5,854 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,954,000 | 3,811 |
| Total liabilities | $125,977,000 | 3,761 |
| Total deposits | $125,410,000 | 3,493 |
| Interest-bearing deposits | $108,068,000 | 3,416 |
| Deposits held in domestic offices | $125,410,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $567,000 | 4,240 |
| Total equity capital | $11,977,000 | 4,234 |
| Total bank equity capital | $11,977,000 | 4,234 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $766,000 | 3,469 |
| Surplus | $996,000 | 6,859 |
| Undivided profits | $10,215,000 | 2,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,327,000 | 2,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $580,000 | 4,727 |
| Earning assets | $127,240,000 | 3,776 |
| Long-term assets (5+ years) | $77,400,000 | 1,359 |
| Average Assets, year-to-date | $129,275,330 | 3,941 |
| Average Assets, quarterly | $132,187,500 | 3,910 |
| Volatile liabilities | $27,166,000 | 3,237 |
| Insider loans | $1,791,000 | 2,902 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,140,000 | 6,257 |
| Tier 1 (core) risk-based capital | $11,572,000 | 4,291 |
| Tier 2 risk-based capital | $997,000 | 3,744 |
| Total risk weighted assets | $86,142,000 | 4,006 |
| Total unused commitments | $4,140,000 | 6,262 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $126,421,000 | 4,054 |
| Cash and due from depository institutions | $3,778,000 | 4,029 |
| Interest-bearing balances | $105,000 | 5,200 |
| Securities | $19,201,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,666 |
| Net loans & leases | $95,866,000 | 3,479 |
| Loan loss allowance | $933,000 | 4,167 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,635,000 | 2,147 |
| Other real estate owned | $831,000 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,160,000 | 6,063 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $126,421,000 | 4,054 |
| Total liabilities | $114,510,000 | 4,030 |
| Total deposits | $109,941,000 | 3,877 |
| Interest-bearing deposits | $96,462,000 | 3,766 |
| Deposits held in domestic offices | $109,941,000 | 3,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,065,000 | 3,676 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $504,000 | 4,860 |
| Total equity capital | $11,911,000 | 4,353 |
| Total bank equity capital | $11,911,000 | 4,353 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $766,000 | 3,473 |
| Surplus | $996,000 | 6,869 |
| Undivided profits | $10,149,000 | 3,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,020,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $553,000 | 4,825 |
| Earning assets | $116,122,000 | 4,056 |
| Long-term assets (5+ years) | $76,104,000 | 1,344 |
| Average Assets, year-to-date | $124,936,000 | 4,051 |
| Average Assets, quarterly | $124,936,000 | 4,051 |
| Volatile liabilities | $25,426,000 | 3,299 |
| Insider loans | $1,849,000 | 2,789 |
| FHLB advances | $4,065,000 | 3,509 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,126,000 | 6,284 |
| Tier 1 (core) risk-based capital | $11,906,000 | 4,170 |
| Tier 2 risk-based capital | $933,000 | 3,881 |
| Total risk weighted assets | $82,611,000 | 4,073 |
| Total unused commitments | $4,126,000 | 6,291 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $123,451,000 | 4,104 |
| Cash and due from depository institutions | $2,846,000 | 4,045 |
| Interest-bearing balances | $104,000 | 5,156 |
| Securities | $19,832,000 | 4,835 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,718 |
| Net loans & leases | $93,832,000 | 3,514 |
| Loan loss allowance | $887,000 | 4,313 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,625,000 | 2,136 |
| Other real estate owned | $821,000 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,095,000 | 6,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,451,000 | 4,104 |
| Total liabilities | $111,839,000 | 4,073 |
| Total deposits | $107,146,000 | 3,934 |
| Interest-bearing deposits | $94,126,000 | 3,832 |
| Deposits held in domestic offices | $107,146,000 | 3,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,865,000 | 3,760 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $828,000 | 3,497 |
| Total equity capital | $11,612,000 | 4,357 |
| Total bank equity capital | $11,612,000 | 4,357 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $766,000 | 3,500 |
| Surplus | $996,000 | 6,892 |
| Undivided profits | $9,850,000 | 3,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $564,000 | 4,928 |
| Earning assets | $114,168,000 | 4,076 |
| Long-term assets (5+ years) | $72,741,000 | 1,424 |
| Average Assets, year-to-date | $120,127,800 | 4,088 |
| Average Assets, quarterly | $125,293,000 | 4,035 |
| Volatile liabilities | $24,639,000 | 3,395 |
| Insider loans | $1,850,000 | 2,768 |
| FHLB advances | $3,865,000 | 3,611 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,092,000 | 6,138 |
| Tier 1 (core) risk-based capital | $11,650,000 | 4,189 |
| Tier 2 risk-based capital | $887,000 | 4,022 |
| Total risk weighted assets | $79,447,000 | 4,162 |
| Total unused commitments | $4,092,000 | 6,143 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $127,135,000 | 4,000 |
| Cash and due from depository institutions | $3,747,000 | 4,698 |
| Interest-bearing balances | $102,000 | 5,258 |
| Securities | $20,456,000 | 4,672 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,648 |
| Net loans & leases | $91,004,000 | 3,585 |
| Loan loss allowance | $860,000 | 4,411 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,222,000 | 2,305 |
| Other real estate owned | $1,682,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,074,000 | 6,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,135,000 | 4,000 |
| Total liabilities | $115,548,000 | 3,952 |
| Total deposits | $115,097,000 | 3,700 |
| Interest-bearing deposits | $102,562,000 | 3,563 |
| Deposits held in domestic offices | $115,097,000 | 3,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $451,000 | 5,324 |
| Total equity capital | $11,587,000 | 4,357 |
| Total bank equity capital | $11,587,000 | 4,357 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $766,000 | 3,523 |
| Surplus | $996,000 | 6,910 |
| Undivided profits | $9,825,000 | 3,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $522,000 | 5,375 |
| Earning assets | $116,512,000 | 3,993 |
| Long-term assets (5+ years) | $68,599,000 | 1,496 |
| Average Assets, year-to-date | $119,297,000 | 4,122 |
| Average Assets, quarterly | $123,301,500 | 4,076 |
| Volatile liabilities | $20,608,000 | 3,802 |
| Insider loans | $1,858,000 | 2,740 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,437,000 | 5,999 |
| Tier 1 (core) risk-based capital | $11,604,000 | 4,197 |
| Tier 2 risk-based capital | $860,000 | 4,111 |
| Total risk weighted assets | $80,401,000 | 4,118 |
| Total unused commitments | $4,437,000 | 6,004 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $119,468,000 | 4,190 |
| Cash and due from depository institutions | $5,255,000 | 4,624 |
| Interest-bearing balances | $103,000 | 5,312 |
| Securities | $21,232,000 | 4,516 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,664 |
| Net loans & leases | $85,496,000 | 3,735 |
| Loan loss allowance | $807,000 | 4,563 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,283,000 | 2,235 |
| Other real estate owned | $1,850,000 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,152,000 | 6,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,468,000 | 4,190 |
| Total liabilities | $108,153,000 | 4,149 |
| Total deposits | $106,285,000 | 3,942 |
| Interest-bearing deposits | $91,468,000 | 3,894 |
| Deposits held in domestic offices | $106,285,000 | 3,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 2,330 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $518,000 | 4,984 |
| Total equity capital | $11,315,000 | 4,429 |
| Total bank equity capital | $11,315,000 | 4,429 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $766,000 | 3,526 |
| Surplus | $996,000 | 6,917 |
| Undivided profits | $9,553,000 | 3,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $547,000 | 5,074 |
| Earning assets | $107,031,000 | 4,266 |
| Long-term assets (5+ years) | $62,676,000 | 1,529 |
| Average Assets, year-to-date | $116,684,330 | 4,197 |
| Average Assets, quarterly | $117,691,500 | 4,202 |
| Volatile liabilities | $23,067,000 | 3,463 |
| Insider loans | $1,858,000 | 2,725 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,136,000 | 5,311 |
| Tier 1 (core) risk-based capital | $11,263,000 | 4,224 |
| Tier 2 risk-based capital | $807,000 | 4,263 |
| Total risk weighted assets | $76,766,000 | 4,238 |
| Total unused commitments | $6,136,000 | 5,327 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $115,915,000 | 4,233 |
| Cash and due from depository institutions | $3,485,000 | 4,504 |
| Interest-bearing balances | $102,000 | 5,207 |
| Securities | $23,627,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,055 |
| Net loans & leases | $81,617,000 | 3,811 |
| Loan loss allowance | $890,000 | 4,228 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,245,000 | 2,233 |
| Other real estate owned | $1,595,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,146,000 | 6,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,915,000 | 4,233 |
| Total liabilities | $104,980,000 | 4,201 |
| Total deposits | $101,711,000 | 4,046 |
| Interest-bearing deposits | $89,083,000 | 3,968 |
| Deposits held in domestic offices | $101,711,000 | 4,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 1,806 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $669,000 | 4,365 |
| Total equity capital | $10,935,000 | 4,460 |
| Total bank equity capital | $10,935,000 | 4,460 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $766,000 | 3,540 |
| Surplus | $996,000 | 6,933 |
| Undivided profits | $9,173,000 | 3,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $583,000 | 4,814 |
| Earning assets | $105,546,000 | 4,262 |
| Long-term assets (5+ years) | $53,714,000 | 1,669 |
| Average Assets, year-to-date | $115,292,500 | 4,217 |
| Average Assets, quarterly | $115,292,500 | 4,217 |
| Volatile liabilities | $24,096,000 | 3,300 |
| Insider loans | $1,850,000 | 2,686 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,240,000 | 5,198 |
| Tier 1 (core) risk-based capital | $10,939,000 | 4,262 |
| Tier 2 risk-based capital | $890,000 | 3,915 |
| Total risk weighted assets | $72,268,000 | 4,355 |
| Total unused commitments | $6,240,000 | 5,213 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $114,670,000 | 4,238 |
| Cash and due from depository institutions | $2,503,000 | 4,387 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $23,857,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,764 |
| Net loans & leases | $79,046,000 | 3,910 |
| Loan loss allowance | $804,000 | 4,472 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,316,000 | 2,168 |
| Other real estate owned | $504,000 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,194,000 | 5,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,670,000 | 4,238 |
| Total liabilities | $104,140,000 | 4,186 |
| Total deposits | $103,492,000 | 3,936 |
| Interest-bearing deposits | $90,219,000 | 3,861 |
| Deposits held in domestic offices | $103,492,000 | 3,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $648,000 | 4,481 |
| Total equity capital | $10,530,000 | 4,533 |
| Total bank equity capital | $10,530,000 | 4,533 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $766,000 | 3,539 |
| Surplus | $996,000 | 6,933 |
| Undivided profits | $8,768,000 | 3,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,617,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $749,000 | 4,135 |
| Earning assets | $106,253,000 | 4,184 |
| Long-term assets (5+ years) | $51,171,000 | 1,694 |
| Average Assets, year-to-date | $113,449,200 | 4,114 |
| Average Assets, quarterly | $117,368,000 | 4,104 |
| Volatile liabilities | $22,848,000 | 3,421 |
| Insider loans | $1,659,000 | 2,893 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,786,000 | 4,912 |
| Tier 1 (core) risk-based capital | $10,530,000 | 4,332 |
| Tier 2 risk-based capital | $804,000 | 4,193 |
| Total risk weighted assets | $70,604,000 | 4,402 |
| Total unused commitments | $6,786,000 | 4,918 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $109,951,000 | 4,259 |
| Cash and due from depository institutions | $3,153,000 | 4,380 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $25,512,000 | 3,793 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,039 |
| Net loans & leases | $72,598,000 | 4,049 |
| Loan loss allowance | $952,000 | 3,721 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,405,000 | 2,045 |
| Other real estate owned | $359,000 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,074,000 | 6,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,951,000 | 4,259 |
| Total liabilities | $100,349,000 | 4,201 |
| Total deposits | $98,897,000 | 3,974 |
| Interest-bearing deposits | $87,542,000 | 3,849 |
| Deposits held in domestic offices | $98,897,000 | 3,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,452,000 | 2,603 |
| Total equity capital | $9,602,000 | 4,656 |
| Total bank equity capital | $9,602,000 | 4,656 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $766,000 | 3,602 |
| Surplus | $996,000 | 7,034 |
| Undivided profits | $7,840,000 | 3,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,382,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $848,000 | 4,005 |
| Earning assets | $101,060,000 | 4,233 |
| Long-term assets (5+ years) | $41,348,000 | 1,971 |
| Average Assets, year-to-date | $109,932,400 | 4,097 |
| Average Assets, quarterly | $111,005,000 | 4,175 |
| Volatile liabilities | $24,394,000 | 3,183 |
| Insider loans | $1,915,000 | 2,489 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,677,000 | 5,669 |
| Tier 1 (core) risk-based capital | $9,602,000 | 4,492 |
| Tier 2 risk-based capital | $835,000 | 3,878 |
| Total risk weighted assets | $66,714,000 | 4,480 |
| Total unused commitments | $4,677,000 | 5,673 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $106,051,000 | 4,245 |
| Cash and due from depository institutions | $4,116,000 | 4,189 |
| Interest-bearing balances | $199,000 | 3,911 |
| Securities | $20,806,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,323 |
| Net loans & leases | $73,248,000 | 3,953 |
| Loan loss allowance | $897,000 | 3,801 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,570,000 | 2,464 |
| Other real estate owned | $212,000 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $999,000 | 6,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,051,000 | 4,245 |
| Total liabilities | $97,192,000 | 4,161 |
| Total deposits | $95,496,000 | 3,950 |
| Interest-bearing deposits | $84,495,000 | 3,822 |
| Deposits held in domestic offices | $95,496,000 | 3,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,696,000 | 2,348 |
| Total equity capital | $8,859,000 | 4,856 |
| Total bank equity capital | $8,859,000 | 4,856 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $758,000 | 3,719 |
| Surplus | $885,000 | 7,373 |
| Undivided profits | $7,216,000 | 3,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $514,000 | 5,019 |
| Earning assets | $97,353,000 | 4,257 |
| Long-term assets (5+ years) | $32,186,000 | 2,282 |
| Average Assets, year-to-date | $102,198,800 | 4,222 |
| Average Assets, quarterly | $105,476,000 | 4,222 |
| Volatile liabilities | $23,495,000 | 3,254 |
| Insider loans | $2,111,000 | 2,222 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,398,000 | 4,798 |
| Tier 1 (core) risk-based capital | $8,859,000 | 4,743 |
| Tier 2 risk-based capital | $833,010 | 3,788 |
| Total risk weighted assets | $66,576,910 | 4,351 |
| Total unused commitments | $6,398,000 | 4,800 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $97,882,000 | 4,493 |
| Cash and due from depository institutions | $3,371,000 | 4,797 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $20,939,000 | 4,691 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 2,944 |
| Net loans & leases | $67,995,000 | 4,073 |
| Loan loss allowance | $756,000 | 4,285 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,754,000 | 4,383 |
| Other real estate owned | $66,000 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $857,000 | 6,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,882,000 | 4,493 |
| Total liabilities | $90,041,000 | 4,420 |
| Total deposits | $88,503,000 | 4,166 |
| Interest-bearing deposits | $79,032,000 | 4,014 |
| Deposits held in domestic offices | $88,503,000 | 4,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,538,000 | 2,326 |
| Total equity capital | $7,841,000 | 5,185 |
| Total bank equity capital | $7,841,000 | 5,185 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $750,000 | 7,808 |
| Undivided profits | $6,341,000 | 3,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $417,000 | 5,253 |
| Earning assets | $91,934,000 | 4,367 |
| Long-term assets (5+ years) | $34,792,000 | 2,297 |
| Average Assets, year-to-date | $97,876,200 | 4,330 |
| Average Assets, quarterly | $99,378,500 | 4,379 |
| Volatile liabilities | $24,446,000 | 2,968 |
| Insider loans | $2,308,000 | 1,970 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,952,000 | 5,021 |
| Tier 1 (core) risk-based capital | $7,841,000 | 5,202 |
| Tier 2 risk-based capital | $753,320 | 4,003 |
| Total risk weighted assets | $60,263,120 | 4,612 |
| Total unused commitments | $5,952,000 | 5,024 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $92,077,000 | 4,661 |
| Cash and due from depository institutions | $2,806,000 | 4,737 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $18,025,000 | 5,177 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 5,756 |
| Net loans & leases | $66,505,000 | 3,947 |
| Loan loss allowance | $617,000 | 4,894 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,838,000 | 4,180 |
| Other real estate owned | $0 | 4,737 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $853,000 | 6,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,077,000 | 4,661 |
| Total liabilities | $85,108,000 | 4,543 |
| Total deposits | $83,877,000 | 4,356 |
| Interest-bearing deposits | $75,112,000 | 4,197 |
| Deposits held in domestic offices | $83,877,000 | 4,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,231,000 | 2,982 |
| Total equity capital | $6,969,000 | 5,796 |
| Total bank equity capital | $6,969,000 | 5,796 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $750,000 | 7,905 |
| Undivided profits | $5,469,000 | 4,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 2,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $458,000 | 4,939 |
| Earning assets | $86,680,000 | 4,565 |
| Long-term assets (5+ years) | $35,900,000 | 2,074 |
| Average Assets, year-to-date | $88,196,000 | 4,613 |
| Average Assets, quarterly | $93,415,500 | 4,536 |
| Volatile liabilities | $16,676,000 | 3,503 |
| Insider loans | $2,379,000 | 1,807 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $333,000 | 9,594 |
| Tier 1 (core) risk-based capital | $6,969,000 | 5,604 |
| Tier 2 risk-based capital | $617,000 | 4,505 |
| Total risk weighted assets | $58,348,600 | 4,502 |
| Total unused commitments | $333,000 | 9,597 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $81,563,000 | 5,122 |
| Cash and due from depository institutions | $2,247,000 | 6,085 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $16,681,000 | 5,610 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,377 |
| Net loans & leases | $55,156,000 | 4,603 |
| Loan loss allowance | $522,000 | 5,532 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,003,000 | 5,970 |
| Other real estate owned | $0 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $676,000 | 7,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,563,000 | 5,122 |
| Total liabilities | $75,307,000 | 4,992 |
| Total deposits | $74,162,000 | 4,818 |
| Interest-bearing deposits | $67,641,000 | 4,580 |
| Deposits held in domestic offices | $74,162,000 | 4,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,145,000 | 3,186 |
| Total equity capital | $6,256,000 | 6,235 |
| Total bank equity capital | $6,256,000 | 6,235 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $4,756,000 | 4,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $334,000 | 6,399 |
| Earning assets | $77,737,000 | 4,957 |
| Long-term assets (5+ years) | $29,829,000 | 2,083 |
| Average Assets, year-to-date | $76,285,000 | 5,180 |
| Average Assets, quarterly | $79,821,000 | 5,142 |
| Volatile liabilities | $20,476,000 | 2,937 |
| Insider loans | $1,610,000 | 2,475 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,417,000 | 5,509 |
| Tier 1 (core) risk-based capital | $6,256,000 | 6,103 |
| Tier 2 risk-based capital | $522,000 | 5,007 |
| Total risk weighted assets | $47,572,800 | 5,234 |
| Total unused commitments | $4,417,000 | 5,513 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $73,090,000 | 5,685 |
| Cash and due from depository institutions | $2,301,000 | 6,712 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $13,594,000 | 6,829 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,791 |
| Net loans & leases | $48,715,000 | 5,127 |
| Loan loss allowance | $408,000 | 6,711 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $564,000 | 7,783 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $616,000 | 8,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,090,000 | 5,685 |
| Total liabilities | $67,544,000 | 5,565 |
| Total deposits | $66,190,000 | 5,424 |
| Interest-bearing deposits | $60,710,000 | 5,145 |
| Deposits held in domestic offices | $66,190,000 | 5,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,354,000 | 2,799 |
| Total equity capital | $5,546,000 | 6,791 |
| Total bank equity capital | $5,546,000 | 6,791 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $4,046,000 | 5,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $349,000 | 6,268 |
| Earning assets | $69,709,000 | 5,522 |
| Long-term assets (5+ years) | $30,079,000 | 1,975 |
| Average Assets, year-to-date | $65,466,600 | 5,990 |
| Average Assets, quarterly | $69,413,000 | 5,866 |
| Volatile liabilities | $15,336,000 | 3,551 |
| Insider loans | $1,790,000 | 2,335 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,434,000 | 5,422 |
| Tier 1 (core) risk-based capital | $5,546,000 | 6,695 |
| Tier 2 risk-based capital | $408,000 | 6,044 |
| Total risk weighted assets | $42,365,300 | 5,734 |
| Total unused commitments | $4,434,000 | 5,432 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $62,796,000 | 6,421 |
| Cash and due from depository institutions | $3,225,000 | 6,946 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $11,451,000 | 7,785 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,222 |
| Net loans & leases | $35,195,000 | 6,352 |
| Loan loss allowance | $300,000 | 8,093 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $584,000 | 7,846 |
| Other real estate owned | $228,000 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $513,000 | 9,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,796,000 | 6,421 |
| Total liabilities | $57,814,000 | 6,312 |
| Total deposits | $56,783,000 | 6,178 |
| Interest-bearing deposits | $51,113,000 | 5,984 |
| Deposits held in domestic offices | $56,783,000 | 6,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,252 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $681,000 | 4,982 |
| Total equity capital | $4,982,000 | 7,387 |
| Total bank equity capital | $4,982,000 | 7,387 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $3,482,000 | 5,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $244,000 | 8,025 |
| Earning assets | $58,346,000 | 6,358 |
| Long-term assets (5+ years) | $19,723,000 | 2,518 |
| Average Assets, year-to-date | $58,659,200 | 6,563 |
| Average Assets, quarterly | $62,586,500 | 6,377 |
| Volatile liabilities | $11,780,000 | 4,043 |
| Insider loans | $1,784,000 | 2,389 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,879,000 | 6,480 |
| Tier 1 (core) risk-based capital | $4,982,000 | 7,261 |
| Tier 2 risk-based capital | $300,000 | 7,334 |
| Total risk weighted assets | $34,046,500 | 6,665 |
| Total unused commitments | $2,879,000 | 6,494 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $56,069,000 | 6,981 |
| Cash and due from depository institutions | $2,218,000 | 8,823 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $10,490,000 | 8,582 |
| Federal funds sold & reverse repurchase agreements | $15,300,000 | 641 |
| Net loans & leases | $26,977,000 | 7,496 |
| Loan loss allowance | $296,000 | 8,453 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $540,000 | 8,244 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $544,000 | 9,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,069,000 | 6,981 |
| Total liabilities | $51,276,000 | 6,920 |
| Total deposits | $50,081,000 | 6,792 |
| Interest-bearing deposits | $45,057,000 | 6,555 |
| Deposits held in domestic offices | $50,081,000 | 6,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 4,171 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $845,000 | 3,479 |
| Total equity capital | $4,793,000 | 7,341 |
| Total bank equity capital | $4,793,000 | 7,341 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $3,293,000 | 5,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $259,000 | 7,305 |
| Earning assets | $52,867,000 | 6,816 |
| Long-term assets (5+ years) | $14,564,000 | 3,227 |
| Average Assets, year-to-date | $56,600,800 | 6,810 |
| Average Assets, quarterly | $57,702,000 | 6,797 |
| Volatile liabilities | $8,849,000 | 4,728 |
| Insider loans | $1,182,000 | 3,274 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,745,000 | 6,618 |
| Tier 1 (core) risk-based capital | $4,793,000 | 7,442 |
| Tier 2 risk-based capital | $296,000 | 7,557 |
| Total risk weighted assets | $27,844,200 | 7,569 |
| Total unused commitments | $2,745,000 | 6,629 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $55,865,000 | 7,187 |
| Cash and due from depository institutions | $2,177,000 | 7,764 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $5,654,000 | 10,964 |
| Federal funds sold & reverse repurchase agreements | $24,600,000 | 567 |
| Net loans & leases | $22,549,000 | 8,319 |
| Loan loss allowance | $316,000 | 8,464 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $588,000 | 8,183 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $297,000 | 11,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,865,000 | 7,187 |
| Total liabilities | $51,388,000 | 7,104 |
| Total deposits | $50,395,000 | 7,014 |
| Interest-bearing deposits | $45,706,000 | 6,753 |
| Deposits held in domestic offices | $50,395,000 | 7,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,425 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $643,000 | 4,423 |
| Total equity capital | $4,477,000 | 7,820 |
| Total bank equity capital | $4,477,000 | 7,820 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $2,977,000 | 6,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $202,000 | 8,073 |
| Earning assets | $52,903,000 | 7,022 |
| Long-term assets (5+ years) | $13,086,000 | 3,644 |
| Average Assets, year-to-date | $54,634,200 | 7,145 |
| Average Assets, quarterly | $55,841,000 | 7,146 |
| Volatile liabilities | $8,175,000 | 4,750 |
| Insider loans | $497,000 | 5,731 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,980,000 | 7,551 |
| Tier 1 (core) risk-based capital | $4,477,000 | 7,751 |
| Tier 2 risk-based capital | $316,000 | 7,361 |
| Total risk weighted assets | $25,478,800 | 8,048 |
| Total unused commitments | $1,980,000 | 7,576 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $52,140,000 | 7,648 |
| Cash and due from depository institutions | $2,332,000 | 8,155 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $4,657,000 | 11,787 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 928 |
| Net loans & leases | $25,891,000 | 7,729 |
| Loan loss allowance | $268,000 | 9,310 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $657,000 | 7,879 |
| Other real estate owned | $148,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $255,000 | 12,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,140,000 | 7,648 |
| Total liabilities | $48,006,000 | 7,603 |
| Total deposits | $46,891,000 | 7,554 |
| Interest-bearing deposits | $41,628,000 | 7,412 |
| Deposits held in domestic offices | $46,891,000 | 7,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,194 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $765,000 | 4,063 |
| Total equity capital | $4,134,000 | 8,108 |
| Total bank equity capital | $4,134,000 | 8,108 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $2,634,000 | 6,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $182,000 | 9,141 |
| Earning assets | $48,848,000 | 7,504 |
| Long-term assets (5+ years) | $14,555,000 | 3,317 |
| Average Assets, year-to-date | $48,846,800 | 7,821 |
| Average Assets, quarterly | $51,193,500 | 7,685 |
| Volatile liabilities | $7,102,000 | 5,240 |
| Insider loans | $232,000 | 3,554 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,693,000 | 7,782 |
| Tier 1 (core) risk-based capital | $4,134,000 | 8,050 |
| Tier 2 risk-based capital | $268,000 | 8,117 |
| Total risk weighted assets | $27,039,400 | 7,863 |
| Total unused commitments | $1,693,000 | 7,818 |
| Derivatives | $0 | 651 |