Home > The Community Bank of South Carolina > Income and Expense
The Community Bank of South Carolina, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,912 |
| Total interest expense | $2,992,000 | 3,977 |
| Net interest income | $4,625,000 | 3,819 |
| Provision for loan and lease losses | $268,000 | 2,466 |
| Total noninterest income | $1,444,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,111,000 | 1,199 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $333,000 | 3,835 |
| Total noninterest expense | $4,515,000 | 3,048 |
| Salaries and employee benefits | $1,981,000 | 3,315 |
| Premises and equipment expense | $464,000 | 4,060 |
| Additional noninterest expense | $2,070,000 | 2,499 |
| Pre-tax net operating income | $1,286,000 | 4,984 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $852,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,988 |
| Cash dividends | $341,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $852,000 | 5,156 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 3,959 |
| Total interest expense | $3,137,000 | 3,971 |
| Net interest income | $4,549,000 | 3,899 |
| Provision for loan and lease losses | $217,000 | 3,735 |
| Total noninterest income | $1,315,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,035,000 | 1,307 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $280,000 | 4,660 |
| Total noninterest expense | $4,678,000 | 3,022 |
| Salaries and employee benefits | $2,173,000 | 3,013 |
| Premises and equipment expense | $551,000 | 3,562 |
| Additional noninterest expense | $1,954,000 | 2,789 |
| Pre-tax net operating income | $969,000 | 6,029 |
| Securities gains (losses) | $187,000 | 1,771 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $786,000 | 5,639 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $786,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $233,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $658,840 | 6,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 4,449 |
| Total interest expense | $3,500,000 | 4,542 |
| Net interest income | $4,178,000 | 4,273 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $806,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $618,000 | 2,207 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $4,021,000 | 3,490 |
| Salaries and employee benefits | $1,972,000 | 3,247 |
| Premises and equipment expense | $476,000 | 4,147 |
| Additional noninterest expense | $1,573,000 | 3,452 |
| Pre-tax net operating income | $703,000 | 7,077 |
| Securities gains (losses) | $188,000 | 2,094 |
| Applicable income taxes | $241,000 | 6,810 |
| Income before extraordinary items | $650,000 | 6,229 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $650,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $512,760 | 6,844 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.