Home > The Community Bank of Pennsboro, Inc. > Income and Expense
The Community Bank of Pennsboro, Inc., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 9,432 |
| Total interest expense | $643,000 | 9,703 |
| Net interest income | $1,051,000 | 9,061 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $89,000 | 9,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $779,000 | 9,111 |
| Salaries and employee benefits | $430,000 | 9,065 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $307,000 | 8,963 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $110,000 | 8,243 |
| Income before extraordinary items | $197,000 | 9,183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $197,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $137,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $197,000 | 9,134 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 9,959 |
| Total interest expense | $618,000 | 10,219 |
| Net interest income | $993,000 | 9,575 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $730,000 | 9,704 |
| Salaries and employee benefits | $424,000 | 9,440 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $230,000 | 9,603 |
| Pre-tax net operating income | $370,000 | 8,691 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $238,000 | 8,930 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $238,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $101,000 | 6,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $238,000 | 8,874 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 10,233 |
| Total interest expense | $629,000 | 10,570 |
| Net interest income | $1,039,000 | 9,817 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $723,000 | 10,096 |
| Salaries and employee benefits | $421,000 | 9,782 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $234,000 | 10,015 |
| Pre-tax net operating income | $415,000 | 8,966 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $140,000 | 8,451 |
| Income before extraordinary items | $275,000 | 9,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $275,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $326,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $275,000 | 9,153 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 10,456 |
| Total interest expense | $544,000 | 10,886 |
| Net interest income | $1,096,000 | 10,078 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $649,000 | 10,908 |
| Salaries and employee benefits | $372,000 | 10,529 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $182,000 | 11,379 |
| Pre-tax net operating income | $492,000 | 8,712 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $327,000 | 8,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $327,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $212,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $327,000 | 8,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 10,678 |
| Total interest expense | $705,000 | 10,555 |
| Net interest income | $1,055,000 | 10,579 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $647,000 | 11,393 |
| Salaries and employee benefits | $346,000 | 11,190 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $210,000 | 11,589 |
| Pre-tax net operating income | $414,000 | 9,300 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $257,000 | 9,964 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $271,000 | 9,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $257,000 | 9,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 11,146 |
| Total interest expense | $861,000 | 11,045 |
| Net interest income | $1,014,000 | 11,051 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $44,000 | 13,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $651,000 | 11,769 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $359,000 | 9,595 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $247,000 | 9,955 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $247,000 | 10,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $247,000 | 9,587 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.