Home > The Community Bank of Greenville > Income and Expense
The Community Bank of Greenville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 7,068 |
| Total interest expense | $2,170,000 | 5,938 |
| Net interest income | $1,415,000 | 8,197 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $1,197,000 | 7,690 |
| Salaries and employee benefits | $509,000 | 8,539 |
| Premises and equipment expense | $184,000 | 7,131 |
| Additional noninterest expense | $504,000 | 6,471 |
| Pre-tax net operating income | $178,000 | 9,694 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $118,000 | 9,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $118,000 | 9,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $118,000 | 9,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 10,653 |
| Total interest expense | $787,000 | 9,691 |
| Net interest income | $326,000 | 11,199 |
| Provision for loan and lease losses | $193,000 | 3,505 |
| Total noninterest income | $17,000 | 11,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $851,000 | 9,233 |
| Salaries and employee benefits | $392,000 | 9,656 |
| Premises and equipment expense | $120,000 | 8,791 |
| Additional noninterest expense | $339,000 | 8,466 |
| Pre-tax net operating income | $-701,000 | 11,292 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-241,000 | 11,291 |
| Income before extraordinary items | $-460,000 | 11,249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-460,000 | 11,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,383,000 | 177 |
| Net operating income | $-460,000 | 11,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.