Home > The Community Bank of Carrollton > Income and Expense
The Community Bank of Carrollton, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 6,751 |
| Total interest expense | $1,826,000 | 6,840 |
| Net interest income | $2,419,000 | 6,447 |
| Provision for loan and lease losses | $756,000 | 1,157 |
| Total noninterest income | $354,000 | 6,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $1,812,000 | 6,426 |
| Salaries and employee benefits | $815,000 | 7,025 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $746,000 | 5,553 |
| Pre-tax net operating income | $205,000 | 10,432 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $30,000 | 11,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $30,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,545 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $33,200 | 11,343 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 7,358 |
| Total interest expense | $1,271,000 | 7,653 |
| Net interest income | $2,206,000 | 7,078 |
| Provision for loan and lease losses | $159,000 | 3,501 |
| Total noninterest income | $302,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,638,000 | 7,177 |
| Salaries and employee benefits | $696,000 | 7,913 |
| Premises and equipment expense | $227,000 | 6,931 |
| Additional noninterest expense | $715,000 | 6,212 |
| Pre-tax net operating income | $711,000 | 7,327 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $461,000 | 7,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $461,000 | 7,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,377 |
| Cash dividends | $184,000 | 5,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $459,700 | 7,672 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 8,422 |
| Total interest expense | $1,139,000 | 8,525 |
| Net interest income | $1,813,000 | 8,215 |
| Provision for loan and lease losses | $211,000 | 3,785 |
| Total noninterest income | $206,000 | 9,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,667,000 | 7,301 |
| Salaries and employee benefits | $635,000 | 8,520 |
| Premises and equipment expense | $430,000 | 4,425 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $141,000 | 11,544 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $147,000 | 11,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $147,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $110,660 | 11,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 8,682 |
| Total interest expense | $1,399,000 | 8,858 |
| Net interest income | $1,774,000 | 8,421 |
| Provision for loan and lease losses | $346,000 | 3,805 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,344,000 | 8,501 |
| Salaries and employee benefits | $581,000 | 8,983 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $546,000 | 8,023 |
| Pre-tax net operating income | $332,000 | 9,850 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $113,000 | 9,575 |
| Income before extraordinary items | $316,000 | 9,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,489 |
| Cash dividends | $23,000 | 8,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $244,220 | 9,627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.