Home > The Community Bank > Income and Expense
The Community Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 2,106 |
| Total interest expense | $1,601,000 | 3,417 |
| Net interest income | $8,456,000 | 1,775 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $1,397,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,283,000 | 1,051 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 5,670 |
| Total noninterest expense | $5,125,000 | 2,327 |
| Salaries and employee benefits | $3,088,000 | 2,111 |
| Premises and equipment expense | $670,000 | 2,527 |
| Additional noninterest expense | $1,367,000 | 2,597 |
| Pre-tax net operating income | $4,724,000 | 1,379 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,651,000 | 1,185 |
| Income before extraordinary items | $3,073,000 | 1,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,073,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $1,520,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 725 |
| Net operating income | $3,073,000 | 1,532 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 2,045 |
| Total interest expense | $1,058,000 | 3,437 |
| Net interest income | $5,731,000 | 1,738 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $863,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $871,000 | 1,012 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-8,000 | 9,036 |
| Total noninterest expense | $3,594,000 | 2,200 |
| Salaries and employee benefits | $2,255,000 | 1,924 |
| Premises and equipment expense | $466,000 | 2,423 |
| Additional noninterest expense | $873,000 | 2,694 |
| Pre-tax net operating income | $2,997,000 | 1,426 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,055,000 | 1,227 |
| Income before extraordinary items | $1,942,000 | 1,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,942,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $1,520,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 620 |
| Net operating income | $1,942,000 | 1,587 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 2,026 |
| Total interest expense | $568,000 | 3,256 |
| Net interest income | $2,889,000 | 1,728 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $261,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $398,000 | 1,073 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-137,000 | 9,123 |
| Total noninterest expense | $1,923,000 | 2,082 |
| Salaries and employee benefits | $1,316,000 | 1,685 |
| Premises and equipment expense | $232,000 | 2,460 |
| Additional noninterest expense | $375,000 | 3,085 |
| Pre-tax net operating income | $1,225,000 | 1,683 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $448,000 | 1,420 |
| Income before extraordinary items | $777,000 | 2,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $777,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,629 |
| Cash dividends | $1,160,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 445 |
| Net operating income | $777,000 | 1,917 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 2,020 |
| Total interest expense | $3,397,000 | 2,566 |
| Net interest income | $10,656,000 | 1,838 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,437,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,693,000 | 1,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $744,000 | 2,848 |
| Total noninterest expense | $6,529,000 | 2,405 |
| Salaries and employee benefits | $3,676,000 | 2,307 |
| Premises and equipment expense | $1,067,000 | 2,132 |
| Additional noninterest expense | $1,786,000 | 2,656 |
| Pre-tax net operating income | $6,324,000 | 1,306 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $2,169,000 | 1,214 |
| Income before extraordinary items | $4,182,000 | 1,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,182,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,400 |
| Cash dividends | $799,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 564 |
| Net operating income | $4,164,180 | 1,437 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,662,000 | 2,032 |
| Total interest expense | $2,654,000 | 2,560 |
| Net interest income | $8,008,000 | 1,851 |
| Provision for loan and lease losses | $222,000 | 3,155 |
| Total noninterest income | $1,781,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,277,000 | 1,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $504,000 | 3,122 |
| Total noninterest expense | $4,752,000 | 2,480 |
| Salaries and employee benefits | $2,733,000 | 2,321 |
| Premises and equipment expense | $736,000 | 2,299 |
| Additional noninterest expense | $1,283,000 | 2,730 |
| Pre-tax net operating income | $4,815,000 | 1,340 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $1,652,000 | 1,243 |
| Income before extraordinary items | $3,190,000 | 1,524 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,190,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $799,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 513 |
| Net operating income | $3,172,180 | 1,464 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 2,006 |
| Total interest expense | $1,844,000 | 2,549 |
| Net interest income | $5,403,000 | 1,799 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $1,167,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $846,000 | 1,016 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $321,000 | 3,167 |
| Total noninterest expense | $3,216,000 | 2,442 |
| Salaries and employee benefits | $1,893,000 | 2,232 |
| Premises and equipment expense | $491,000 | 2,291 |
| Additional noninterest expense | $832,000 | 2,794 |
| Pre-tax net operating income | $3,194,000 | 1,336 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $1,096,000 | 1,270 |
| Income before extraordinary items | $2,120,000 | 1,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,120,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $799,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 393 |
| Net operating income | $2,105,480 | 1,446 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 2,003 |
| Total interest expense | $961,000 | 2,521 |
| Net interest income | $2,688,000 | 1,815 |
| Provision for loan and lease losses | $68,000 | 3,104 |
| Total noninterest income | $565,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $416,000 | 1,003 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 3,225 |
| Total noninterest expense | $1,643,000 | 2,366 |
| Salaries and employee benefits | $965,000 | 2,185 |
| Premises and equipment expense | $262,000 | 2,159 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $1,542,000 | 1,390 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $531,000 | 1,299 |
| Income before extraordinary items | $1,021,000 | 1,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,021,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $799,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 224 |
| Net operating income | $1,014,400 | 1,488 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,174,000 | 2,028 |
| Total interest expense | $4,426,000 | 2,514 |
| Net interest income | $10,748,000 | 1,803 |
| Provision for loan and lease losses | $792,000 | 1,646 |
| Total noninterest income | $2,556,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,898,000 | 849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $658,000 | 2,811 |
| Total noninterest expense | $6,489,000 | 2,301 |
| Salaries and employee benefits | $3,362,000 | 2,380 |
| Premises and equipment expense | $1,046,000 | 2,089 |
| Additional noninterest expense | $2,081,000 | 2,221 |
| Pre-tax net operating income | $6,023,000 | 1,397 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $2,037,000 | 1,272 |
| Income before extraordinary items | $3,999,000 | 1,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,999,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,719 |
| Cash dividends | $603,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 589 |
| Net operating income | $3,990,420 | 1,489 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 2,112 |
| Total interest expense | $7,423,000 | 2,160 |
| Net interest income | $8,855,000 | 2,016 |
| Provision for loan and lease losses | $276,000 | 3,394 |
| Total noninterest income | $1,725,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,189,000 | 1,257 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $536,000 | 3,013 |
| Total noninterest expense | $5,855,000 | 2,436 |
| Salaries and employee benefits | $3,101,000 | 2,424 |
| Premises and equipment expense | $900,000 | 2,362 |
| Additional noninterest expense | $1,854,000 | 2,412 |
| Pre-tax net operating income | $4,449,000 | 1,613 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $1,419,000 | 1,575 |
| Income before extraordinary items | $3,031,000 | 1,736 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,031,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $452,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,030,320 | 1,662 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,113,000 | 2,181 |
| Total interest expense | $7,387,000 | 2,298 |
| Net interest income | $8,726,000 | 2,031 |
| Provision for loan and lease losses | $655,000 | 1,491 |
| Total noninterest income | $1,381,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,054,000 | 1,292 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $327,000 | 3,739 |
| Total noninterest expense | $5,391,000 | 2,531 |
| Salaries and employee benefits | $2,991,000 | 2,397 |
| Premises and equipment expense | $717,000 | 2,825 |
| Additional noninterest expense | $1,683,000 | 2,536 |
| Pre-tax net operating income | $4,061,000 | 1,799 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $1,365,000 | 1,635 |
| Income before extraordinary items | $2,669,000 | 1,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,669,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $365,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 795 |
| Net operating income | $2,686,820 | 1,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,248,000 | 2,472 |
| Total interest expense | $5,735,000 | 2,567 |
| Net interest income | $7,513,000 | 2,351 |
| Provision for loan and lease losses | $203,000 | 3,527 |
| Total noninterest income | $1,160,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $881,000 | 1,489 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $279,000 | 4,183 |
| Total noninterest expense | $4,932,000 | 2,740 |
| Salaries and employee benefits | $2,730,000 | 2,578 |
| Premises and equipment expense | $623,000 | 3,150 |
| Additional noninterest expense | $1,579,000 | 2,745 |
| Pre-tax net operating income | $3,538,000 | 2,069 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,197,000 | 1,929 |
| Income before extraordinary items | $2,341,000 | 2,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,341,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $289,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 758 |
| Net operating income | $2,341,000 | 2,211 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 2,612 |
| Total interest expense | $5,583,000 | 2,715 |
| Net interest income | $6,950,000 | 2,437 |
| Provision for loan and lease losses | $355,000 | 2,290 |
| Total noninterest income | $1,017,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $783,000 | 1,621 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $4,220,000 | 3,080 |
| Salaries and employee benefits | $2,349,000 | 2,884 |
| Premises and equipment expense | $463,000 | 3,916 |
| Additional noninterest expense | $1,408,000 | 2,943 |
| Pre-tax net operating income | $3,392,000 | 2,123 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,220,000 | 1,966 |
| Income before extraordinary items | $2,172,000 | 2,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,172,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $241,000 | 5,020 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 868 |
| Net operating income | $2,172,000 | 2,300 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,859,000 | 2,991 |
| Total interest expense | $4,587,000 | 3,234 |
| Net interest income | $6,272,000 | 2,785 |
| Provision for loan and lease losses | $485,000 | 1,816 |
| Total noninterest income | $918,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $756,000 | 1,723 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $162,000 | 5,496 |
| Total noninterest expense | $3,513,000 | 3,594 |
| Salaries and employee benefits | $1,876,000 | 3,500 |
| Premises and equipment expense | $391,000 | 4,520 |
| Additional noninterest expense | $1,246,000 | 3,244 |
| Pre-tax net operating income | $3,192,000 | 2,353 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,148,000 | 2,174 |
| Income before extraordinary items | $2,044,000 | 2,534 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,044,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $193,000 | 5,495 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 822 |
| Net operating income | $2,044,000 | 2,481 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,207,000 | 3,537 |
| Total interest expense | $3,928,000 | 3,777 |
| Net interest income | $5,279,000 | 3,359 |
| Provision for loan and lease losses | $433,000 | 1,959 |
| Total noninterest income | $875,000 | 3,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $644,000 | 2,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,360,000 | 3,926 |
| Salaries and employee benefits | $1,694,000 | 3,867 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $1,253,000 | 3,645 |
| Pre-tax net operating income | $2,361,000 | 2,952 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,019,000 | 2,316 |
| Income before extraordinary items | $1,342,000 | 3,528 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,342,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 11,281 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 777 |
| Net operating income | $1,342,000 | 3,482 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 4,662 |
| Total interest expense | $2,772,000 | 5,094 |
| Net interest income | $4,059,000 | 4,256 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $785,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $523,000 | 2,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,364 |
| Total noninterest expense | $2,873,000 | 4,443 |
| Salaries and employee benefits | $1,403,000 | 4,554 |
| Premises and equipment expense | $412,000 | 4,418 |
| Additional noninterest expense | $1,058,000 | 4,161 |
| Pre-tax net operating income | $1,856,000 | 3,725 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $553,000 | 3,880 |
| Income before extraordinary items | $1,303,000 | 3,678 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,303,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 11,750 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 795 |
| Net operating income | $1,303,000 | 3,651 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 5,194 |
| Total interest expense | $1,958,000 | 5,702 |
| Net interest income | $3,589,000 | 4,837 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $649,000 | 4,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $2,567,000 | 5,035 |
| Salaries and employee benefits | $1,344,000 | 4,740 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $897,000 | 5,178 |
| Pre-tax net operating income | $1,621,000 | 4,125 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $459,000 | 4,316 |
| Income before extraordinary items | $1,162,000 | 3,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,162,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 12,000 |
| Cash dividends | $142,000 | 6,233 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,079 |
| Net operating income | $1,162,000 | 4,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 5,996 |
| Total interest expense | $1,818,000 | 6,291 |
| Net interest income | $2,976,000 | 5,687 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $502,000 | 5,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $2,465,000 | 5,341 |
| Salaries and employee benefits | $1,190,000 | 5,279 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $895,000 | 5,388 |
| Pre-tax net operating income | $673,000 | 7,503 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $76,000 | 10,314 |
| Income before extraordinary items | $597,000 | 6,801 |
| Extraordinary gains, net | $76,000 | 1,827 |
| Net income | $673,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-338,000 | 13,189 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $597,000 | 6,554 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 6,329 |
| Total interest expense | $2,262,000 | 6,479 |
| Net interest income | $2,798,000 | 6,052 |
| Provision for loan and lease losses | $885,000 | 2,004 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $2,154,000 | 6,025 |
| Salaries and employee benefits | $1,077,000 | 5,670 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $771,000 | 6,276 |
| Pre-tax net operating income | $209,000 | 10,992 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $197,000 | 10,636 |
| Extraordinary gains, net | $26,000 | 1,170 |
| Net income | $223,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,660,000 | 1,112 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $184,680 | 10,479 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.