Home > The Commonwealth Bank > Assets and Liabilities

The Commonwealth Bank, Assets and Liabilities

2003-03-31Rank
# of Employees:394,145
Assets and Liabilities
Total Assets:$151,064,0003,385
Cash and due from depository institutions$13,138,0004,145
Interest-bearing balances$877,0003,328
Securities$09,153
Federal funds sold & reverse repurchase agreements$19,826,000811
Net loans & leases$112,998,0002,906
Loan loss allowance$1,225,0003,290
Trading account assets$0169
Bank premises and fixed assets$708,0006,585
Other real estate owned$04,145
Goodwill and other intangibles$12,0003,050
All other assets$4,382,0002,619
Life insurance assets$01
Total liabilities and capital$151,064,0003,385
Total liabilities$142,469,0003,269
Total deposits$119,075,0003,541
Interest-bearing deposits$68,153,0004,854
Deposits held in domestic offices$119,075,0003,537
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$22,539,0001,400
Subordinated debt$0265
All other liabilities$855,0003,699
Total equity capital$8,595,0005,296
Total bank equity capital$8,595,0005,296
Perpetual preferred stock$0141
Common stock$2,881,0001,370
Surplus$4,118,0003,709
Undivided profits$1,596,0006,978
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,032,0002,790
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$76,0001,013
Income earned, not collected on loans$461,0005,667
Earning assets$133,701,0003,487
Long-term assets (5+ years)$43,282,0001,955
Average Assets, year-to-date$142,600,0003,539
Average Assets, quarterly$142,600,0003,539
Volatile liabilities$12,923,0004,953
Insider loans$08,373
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$31,685,0001,948
Tier 1 (core) risk-based capital$8,583,0005,113
Tier 2 risk-based capital$1,225,0003,027
Total risk weighted assets$102,437,0003,321
Total unused commitments$31,685,0001,955
Derivatives$0578
2002-12-31Rank
# of Employees:364,387
Assets and Liabilities
Total Assets:$134,136,0003,725
Cash and due from depository institutions$10,939,0004,387
Interest-bearing balances$5,679,0001,284
Securities$09,193
Federal funds sold & reverse repurchase agreements$12,504,0001,143
Net loans & leases$106,175,0003,055
Loan loss allowance$1,090,0003,552
Trading account assets$0170
Bank premises and fixed assets$741,0006,500
Other real estate owned$04,387
Goodwill and other intangibles$13,0003,019
All other assets$3,764,0002,894
Life insurance assets$01
Total liabilities and capital$134,136,0003,725
Total liabilities$125,858,0003,586
Total deposits$107,339,0003,811
Interest-bearing deposits$64,936,0004,959
Deposits held in domestic offices$107,339,0003,808
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$17,541,0001,661
Subordinated debt$0258
All other liabilities$978,0003,434
Total equity capital$8,278,0005,373
Total bank equity capital$8,278,0005,373
Perpetual preferred stock$0142
Common stock$2,880,0001,364
Surplus$4,116,0003,672
Undivided profits$1,282,0007,319
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$590,0003,825
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$96,000893
Income earned, not collected on loans$414,0006,242
Earning assets$124,358,0003,685
Long-term assets (5+ years)$36,707,0002,173
Average Assets, year-to-date$114,120,8004,096
Average Assets, quarterly$131,969,0003,742
Volatile liabilities$13,693,0004,791
Insider loans$08,414
FHLB advances$17,541,0001,537
Loans and leases held for sale$01,889
Unused loan commitments$23,527,0002,349
Tier 1 (core) risk-based capital$8,265,0005,186
Tier 2 risk-based capital$1,090,0003,287
Total risk weighted assets$92,469,0003,572
Total unused commitments$23,527,0002,354
Derivatives$0527
2001-12-31Rank
# of Employees:324,798
Assets and Liabilities
Total Assets:$87,548,0005,004
Cash and due from depository institutions$10,037,0004,798
Interest-bearing balances$5,265,0001,199
Securities$09,430
Federal funds sold & reverse repurchase agreements$3,689,0003,436
Net loans & leases$70,551,0004,152
Loan loss allowance$710,0004,668
Trading account assets$0182
Bank premises and fixed assets$749,0006,526
Other real estate owned$04,798
Goodwill and other intangibles$20,0002,945
All other assets$2,502,0003,897
Life insurance assets$01
Total liabilities and capital$87,548,0005,004
Total liabilities$80,200,0004,934
Total deposits$75,498,0004,862
Interest-bearing deposits$52,548,0005,613
Deposits held in domestic offices$75,498,0004,857
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$4,300,0003,249
Subordinated debt$0241
All other liabilities$402,0006,073
Total equity capital$7,348,0005,644
Total bank equity capital$7,348,0005,644
Perpetual preferred stock$0158
Common stock$2,877,0001,360
Surplus$4,111,0003,580
Undivided profits$360,0008,297
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$826,0003,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$94,000908
Income earned, not collected on loans$341,0007,180
Earning assets$79,505,0005,015
Long-term assets (5+ years)$5,510,0005,954
Average Assets, year-to-date$78,736,8005,192
Average Assets, quarterly$85,881,0005,030
Volatile liabilities$9,218,0005,872
Insider loans$08,624
FHLB advances$4,300,0003,062
Loans and leases held for sale$01,749
Unused loan commitments$19,152,0002,570
Tier 1 (core) risk-based capital$7,328,0005,506
Tier 2 risk-based capital$710,0004,390
Total risk weighted assets$66,347,0004,498
Total unused commitments$19,152,0002,577
Derivatives$0450
2000-12-31Rank
# of Employees:324,871
Assets and Liabilities
Total Assets:$63,906,0006,002
Cash and due from depository institutions$2,952,0004,871
Interest-bearing balances$74,0005,103
Securities$1,301,0009,450
Federal funds sold & reverse repurchase agreements$4,735,0002,487
Net loans & leases$53,539,0004,949
Loan loss allowance$617,0005,004
Trading account assets$0175
Bank premises and fixed assets$797,0006,512
Other real estate owned$04,871
Goodwill and other intangibles$44,0002,828
All other assets$538,0007,935
Life insurance assets$01
Total liabilities and capital$63,906,0006,002
Total liabilities$57,118,0006,003
Total deposits$56,593,0005,767
Interest-bearing deposits$42,614,0006,217
Deposits held in domestic offices$56,593,0005,762
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$525,0005,622
Total equity capital$6,788,0005,896
Total bank equity capital$6,788,0005,896
Perpetual preferred stock$0178
Common stock$2,877,0001,366
Surplus$4,111,0003,507
Undivided profits$-200,0009,166
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$240,0005,330
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,0001,358
Income earned, not collected on loans$313,0006,786
Earning assets$59,649,0005,944
Long-term assets (5+ years)$1,758,0007,487
Average Assets, year-to-date$56,089,4006,279
Average Assets, quarterly$64,566,5005,914
Volatile liabilities$3,375,0008,186
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$9,555,0003,864
Tier 1 (core) risk-based capital$6,744,0005,787
Tier 2 risk-based capital$617,0004,711
Total risk weighted assets$54,374,6005,015
Total unused commitments$9,555,0003,867
Derivatives$0481
1999-12-31Rank
# of Employees:315,132
Assets and Liabilities
Total Assets:$42,922,0007,443
Cash and due from depository institutions$4,100,0005,132
Interest-bearing balances$2,183,0001,620
Securities$938,0009,880
Federal funds sold & reverse repurchase agreements$1,834,0003,871
Net loans & leases$34,245,0006,377
Loan loss allowance$296,0007,433
Trading account assets$0165
Bank premises and fixed assets$953,0006,177
Other real estate owned$62,0005,132
Goodwill and other intangibles$66,0002,809
All other assets$724,0007,222
Life insurance assets$01
Total liabilities and capital$42,922,0007,443
Total liabilities$36,417,0007,582
Total deposits$36,186,0007,411
Interest-bearing deposits$25,138,0008,035
Deposits held in domestic offices$36,186,0007,409
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$231,0007,697
Total equity capital$6,505,0005,956
Total bank equity capital$6,505,0005,956
Perpetual preferred stock$0193
Common stock$2,862,0001,373
Surplus$4,094,0003,496
Undivided profits$-451,0009,580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$657,0003,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$260,000491
Income earned, not collected on loans$182,0008,030
Earning assets$39,200,0007,436
Long-term assets (5+ years)$2,265,0007,523
Average Assets, year-to-date$42,848,4007,292
Average Assets, quarterly$43,223,0007,373
Volatile liabilities$1,356,0009,420
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$9,651,0003,818
Tier 1 (core) risk-based capital$6,439,0005,997
Tier 2 risk-based capital$296,0007,074
Total risk weighted assets$36,666,8006,309
Total unused commitments$9,651,0003,822
Derivatives$0488
1998-12-31Rank
# of Employees:265,850
Assets and Liabilities
Total Assets:$38,715,0007,884
Cash and due from depository institutions$5,231,0005,850
Interest-bearing balances$3,027,0001,740
Securities$234,00010,262
Federal funds sold & reverse repurchase agreements$5,181,0003,295
Net loans & leases$26,647,0007,115
Loan loss allowance$374,0006,639
Trading account assets$0197
Bank premises and fixed assets$745,0006,787
Other real estate owned$189,0005,850
Goodwill and other intangibles$92,0002,707
All other assets$396,0008,783
Life insurance assets$01
Total liabilities and capital$38,715,0007,884
Total liabilities$32,677,0008,037
Total deposits$32,251,0007,924
Interest-bearing deposits$18,333,0008,980
Deposits held in domestic offices$32,251,0007,923
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$426,0006,331
Total equity capital$6,038,0006,322
Total bank equity capital$6,038,0006,322
Perpetual preferred stock$0199
Common stock$2,677,0001,400
Surplus$3,914,0003,489
Undivided profits$-553,00010,114
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$340,0004,906
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$165,0008,416
Earning assets$35,089,0007,907
Long-term assets (5+ years)$1,269,0008,226
Average Assets, year-to-date$34,548,0008,048
Average Assets, quarterly$38,224,5007,847
Volatile liabilities$919,0009,847
Insider loans$1,0009,288
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$7,753,0004,244
Tier 1 (core) risk-based capital$5,946,0006,230
Tier 2 risk-based capital$374,0006,234
Total risk weighted assets$30,778,9006,827
Total unused commitments$7,753,0004,249
Derivatives$0527
1997-12-31Rank
# of Employees:177,728
Assets and Liabilities
Total Assets:$25,592,0009,276
Cash and due from depository institutions$2,040,0007,728
Interest-bearing balances$6,0006,314
Securities$389,00010,719
Federal funds sold & reverse repurchase agreements$2,795,0004,151
Net loans & leases$19,174,0008,396
Loan loss allowance$235,0008,351
Trading account assets$0203
Bank premises and fixed assets$726,0006,890
Other real estate owned$07,728
Goodwill and other intangibles$93,0002,643
All other assets$375,0009,289
Life insurance assets$01
Total liabilities and capital$25,592,0009,276
Total liabilities$22,583,0009,289
Total deposits$20,889,0009,373
Interest-bearing deposits$12,094,00010,094
Deposits held in domestic offices$20,889,0009,371
% insured0.00%1
Federal funds purchased & repurchase agreements$1,500,0002,362
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$194,0009,073
Total equity capital$3,009,0009,013
Total bank equity capital$3,009,0009,013
Perpetual preferred stock$0223
Common stock$1,642,0002,226
Surplus$2,347,0004,942
Undivided profits$-980,00010,734
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$164,0006,769
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$10,0001,590
Income earned, not collected on loans$147,0009,065
Earning assets$22,364,0009,386
Long-term assets (5+ years)$406,0009,116
Average Assets, year-to-date$23,426,0009,391
Average Assets, quarterly$25,386,5009,266
Volatile liabilities$3,353,0008,223
Insider loans$105,0008,369
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$3,947,0005,810
Tier 1 (core) risk-based capital$2,916,0009,017
Tier 2 risk-based capital$235,0007,909
Total risk weighted assets$21,078,3008,268
Total unused commitments$3,947,0005,819
Derivatives$0533
1996-12-31Rank
# of Employees:168,302
Assets and Liabilities
Total Assets:$20,426,00010,260
Cash and due from depository institutions$2,182,0008,302
Interest-bearing balances$8,0006,280
Securities$631,00011,206
Federal funds sold & reverse repurchase agreements$2,612,0004,197
Net loans & leases$13,864,0009,511
Loan loss allowance$213,0008,963
Trading account assets$0240
Bank premises and fixed assets$786,0006,783
Other real estate owned$08,302
Goodwill and other intangibles$72,0002,658
All other assets$279,00010,409
Life insurance assets$01
Total liabilities and capital$20,426,00010,260
Total liabilities$17,758,00010,279
Total deposits$17,517,00010,210
Interest-bearing deposits$10,136,00010,804
Deposits held in domestic offices$17,517,00010,208
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$241,0008,678
Total equity capital$2,668,0009,604
Total bank equity capital$2,668,0009,604
Perpetual preferred stock$0250
Common stock$1,632,0002,369
Surplus$2,344,0004,999
Undivided profits$-1,308,00011,273
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$160,0007,194
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$25,0001,478
Income earned, not collected on loans$103,00010,165
Earning assets$17,115,00010,397
Long-term assets (5+ years)$508,0009,279
Average Assets, year-to-date$17,006,60010,526
Average Assets, quarterly$19,742,00010,301
Volatile liabilities$632,00010,877
Insider loans$108,0008,711
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$4,674,0005,264
Tier 1 (core) risk-based capital$2,596,0009,626
Tier 2 risk-based capital$207,6008,540
Total risk weighted assets$16,602,7009,242
Total unused commitments$4,674,0005,274
Derivatives$0549
1995-12-31Rank
# of Employees:139,438
Assets and Liabilities
Total Assets:$14,728,00011,272
Cash and due from depository institutions$1,796,0009,438
Interest-bearing balances$728,0002,885
Securities$1,085,00011,616
Federal funds sold & reverse repurchase agreements$991,0007,385
Net loans & leases$10,301,00010,524
Loan loss allowance$165,0009,973
Trading account assets$0261
Bank premises and fixed assets$246,0009,917
Other real estate owned$09,438
Goodwill and other intangibles$59,0002,588
All other assets$250,00011,041
Life insurance assets$01
Total liabilities and capital$14,728,00011,272
Total liabilities$13,260,00011,235
Total deposits$13,156,00011,183
Interest-bearing deposits$8,759,00011,453
Deposits held in domestic offices$13,156,00011,183
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$104,00011,093
Total equity capital$1,468,00011,285
Total bank equity capital$1,468,00011,285
Perpetual preferred stock$0288
Common stock$1,006,0003,484
Surplus$1,986,0005,683
Undivided profits$-1,524,00011,774
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$210,0006,565
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$112,00010,439
Earning assets$13,105,00011,289
Long-term assets (5+ years)$825,0009,219
Average Assets, year-to-date$14,439,00011,228
Average Assets, quarterly$14,665,00011,254
Volatile liabilities$505,00011,427
Insider loans$109,0009,030
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$2,952,0006,400
Tier 1 (core) risk-based capital$1,409,00011,319
Tier 2 risk-based capital$152,2409,707
Total risk weighted assets$12,166,44010,389
Total unused commitments$2,952,0006,415
Derivatives$0628
1994-12-31Rank
# of Employees:1210,160
Assets and Liabilities
Total Assets:$14,919,00011,751
Cash and due from depository institutions$1,860,00010,160
Interest-bearing balances$1,017,0002,395
Securities$1,060,00012,301
Federal funds sold & reverse repurchase agreements$2,302,0003,438
Net loans & leases$9,293,00011,190
Loan loss allowance$234,0009,306
Trading account assets$0286
Bank premises and fixed assets$239,00010,350
Other real estate owned$8,00010,160
Goodwill and other intangibles$18,0002,788
All other assets$139,00012,286
Life insurance assets$01
Total liabilities and capital$14,919,00011,751
Total liabilities$13,609,00011,704
Total deposits$13,424,00011,650
Interest-bearing deposits$10,391,00011,793
Deposits held in domestic offices$13,424,00011,648
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$185,0009,298
Total equity capital$1,310,00011,877
Total bank equity capital$1,310,00011,877
Perpetual preferred stock$0310
Common stock$1,006,0003,630
Surplus$1,986,0005,696
Undivided profits$-1,682,00012,305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$52,0009,554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$90,00011,122
Earning assets$13,672,00011,710
Long-term assets (5+ years)$591,00010,011
Average Assets, year-to-date$14,070,40011,845
Average Assets, quarterly$14,464,50011,808
Volatile liabilities$502,00011,886
Insider loans$271,0007,409
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$2,500,0006,888
Tier 1 (core) risk-based capital$1,292,00011,943
Tier 2 risk-based capital$127,30010,596
Total risk weighted assets$10,077,60011,208
Total unused commitments$2,500,0006,898
Derivatives$0687
1993-12-31Rank
# of Employees:1011,271
Assets and Liabilities
Total Assets:$14,026,00012,476
Cash and due from depository institutions$2,063,00011,271
Interest-bearing balances$903,0003,549
Securities$1,672,00012,685
Federal funds sold & reverse repurchase agreements$893,0008,089
Net loans & leases$8,980,00011,642
Loan loss allowance$304,0008,615
Trading account assets$0330
Bank premises and fixed assets$307,00010,140
Other real estate owned$011,271
Goodwill and other intangibles$03,091
All other assets$111,00013,010
Life insurance assets$01
Total liabilities and capital$14,026,00012,476
Total liabilities$12,803,00012,428
Total deposits$12,708,00012,371
Interest-bearing deposits$10,277,00012,421
Deposits held in domestic offices$12,708,00012,370
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$95,00011,690
Total equity capital$1,223,00012,483
Total bank equity capital$1,223,00012,483
Perpetual preferred stock$0343
Common stock$1,006,0003,754
Surplus$1,986,0005,694
Undivided profits$-1,769,00012,954
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$158,0008,171
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$67,00011,969
Earning assets$12,448,00012,473
Long-term assets (5+ years)$674,00010,409
Average Assets, year-to-date$14,818,40012,309
Average Assets, quarterly$14,253,50012,415
Volatile liabilities$702,00011,953
Insider loans$129,0009,285
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,646,0008,045
Tier 1 (core) risk-based capital$1,223,00012,464
Tier 2 risk-based capital$119,19011,168
Total risk weighted assets$9,350,49011,840
Total unused commitments$1,646,0008,069
Derivatives$0714
1992-12-31Rank
# of Employees:1310,697
Assets and Liabilities
Total Assets:$15,173,00012,810
Cash and due from depository institutions$2,503,00010,697
Interest-bearing balances$1,863,0002,853
Securities$2,475,00012,819
Federal funds sold & reverse repurchase agreements$1,600,0007,252
Net loans & leases$8,168,00012,259
Loan loss allowance$287,0009,034
Trading account assets$0344
Bank premises and fixed assets$317,00010,365
Other real estate owned$010,697
Goodwill and other intangibles$03,106
All other assets$110,00013,642
Life insurance assets$01
Total liabilities and capital$15,173,00012,810
Total liabilities$13,671,00012,803
Total deposits$13,575,00012,749
Interest-bearing deposits$10,469,00012,950
Deposits held in domestic offices$13,575,00012,747
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$96,00012,430
Total equity capital$1,502,00012,376
Total bank equity capital$1,502,00012,376
Perpetual preferred stock$0346
Common stock$1,006,0003,920
Surplus$1,986,0005,610
Undivided profits$-1,490,00013,441
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$197,0008,407
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$64,00012,630
Earning assets$14,106,00012,715
Long-term assets (5+ years)$1,238,0009,903
Average Assets, year-to-date$16,627,20012,497
Average Assets, quarterly$16,229,50012,601
Volatile liabilities$1,290,00011,223
Insider loans$36,0007,670
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$400,00010,924
Tier 1 (core) risk-based capital$1,502,00012,343
Tier 2 risk-based capital$124,04011,346
Total risk weighted assets$9,760,54012,162
Total unused commitments$400,00010,948
Derivatives$0651