Home > The Commercial State Bank > Net Loans and Leases
The Commercial State Bank, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $15,781,000 | 8,185 |
| Loan loss allowance | $397,000 | 6,657 |
| Total loans and leases | $16,178,000 | 8,172 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $16,178,000 | 8,172 |
| All real estate loans | $6,670,000 | 8,285 |
| Real estate loans in domestic offices | $6,670,000 | 8,284 |
| Construction and development loans | $0 | 8,017 |
| Commercial RE | $3,262,000 | 6,554 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $1,659,000 | 8,508 |
| Farmland loans | $1,749,000 | 3,468 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,755,000 | 1,965 |
| Commercial and industrial loans | $3,416,000 | 6,238 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,311,000 | 7,521 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $6,000 | 4,190 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,305,000 | 7,315 |
| All other loans & leases | $26,000 | 6,494 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $26,000 | 4,932 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $244,000 | 7,559 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $16,204,000 | 8,243 |
| Loan loss allowance | $459,000 | 6,098 |
| Total loans and leases | $16,663,000 | 8,221 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $16,663,000 | 8,223 |
| All real estate loans | $6,319,000 | 8,460 |
| Real estate loans in domestic offices | $6,319,000 | 8,459 |
| Construction and development loans | $0 | 8,160 |
| Commercial RE | $2,290,000 | 7,033 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $1,959,000 | 8,540 |
| Farmland loans | $2,070,000 | 3,135 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,814,000 | 1,946 |
| Commercial and industrial loans | $4,037,000 | 5,950 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,452,000 | 7,620 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,452,000 | 7,395 |
| All other loans & leases | $41,000 | 6,217 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $41,000 | 4,394 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $250,000 | 7,494 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $14,638,000 | 8,544 |
| Loan loss allowance | $460,000 | 5,996 |
| Total loans and leases | $15,098,000 | 8,518 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $15,098,000 | 8,524 |
| All real estate loans | $3,264,000 | 9,223 |
| Real estate loans in domestic offices | $3,264,000 | 9,221 |
| Construction and development loans | $378,000 | 6,732 |
| Commercial RE | $439,000 | 8,736 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,500 |
| 1-4 family residential loans | $1,393,000 | 8,991 |
| Farmland loans | $1,054,000 | 4,182 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,156,000 | 1,582 |
| Commercial and industrial loans | $3,654,000 | 6,191 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,698,000 | 7,551 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,698,000 | 7,378 |
| All other loans & leases | $326,000 | 4,075 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $12,000 | 5,972 |
| Lease financing receivables | $314,000 | 1,002 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $378,000 | 657 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,000 | 1,955 |
| Non 1-4 family restructured loans & leases | $1,000 | 1,955 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $11,971,000 | 9,075 |
| Loan loss allowance | $153,000 | 8,938 |
| Total loans and leases | $12,124,000 | 9,085 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $12,124,000 | 9,092 |
| All real estate loans | $2,875,000 | 9,568 |
| Real estate loans in domestic offices | $2,875,000 | 9,568 |
| Construction and development loans | $12,000 | 8,406 |
| Commercial RE | $99,000 | 9,587 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $1,402,000 | 9,212 |
| Farmland loans | $1,362,000 | 3,869 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,824,000 | 2,005 |
| Commercial and industrial loans | $2,585,000 | 6,947 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,687,000 | 7,747 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,687,000 | 7,553 |
| All other loans & leases | $153,000 | 5,210 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $133,000 | 3,009 |
| Other loans | $20,000 | 5,610 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $12,000 | 1,233 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $26,000 | 1,853 |
| Non 1-4 family restructured loans & leases | $26,000 | 1,853 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $10,629,000 | 9,362 |
| Loan loss allowance | $138,000 | 9,247 |
| Total loans and leases | $10,767,000 | 9,368 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $10,767,000 | 9,378 |
| All real estate loans | $2,997,000 | 9,700 |
| Real estate loans in domestic offices | $2,997,000 | 9,699 |
| Construction and development loans | $0 | 8,593 |
| Commercial RE | $62,000 | 9,880 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $1,543,000 | 9,324 |
| Farmland loans | $1,392,000 | 3,767 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,239,000 | 2,315 |
| Commercial and industrial loans | $1,962,000 | 7,449 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,545,000 | 8,113 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,545,000 | 7,939 |
| All other loans & leases | $24,000 | 7,171 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $24,000 | 5,416 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $39,000 | 1,994 |
| Non 1-4 family restructured loans & leases | $39,000 | 1,994 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $9,913,000 | 9,880 |
| Loan loss allowance | $130,000 | 9,705 |
| Total loans and leases | $10,043,000 | 9,889 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $10,043,000 | 9,898 |
| All real estate loans | $3,073,000 | 10,094 |
| Real estate loans in domestic offices | $3,073,000 | 10,094 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $111,000 | 10,166 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $1,385,000 | 9,880 |
| Farmland loans | $1,577,000 | 3,541 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,871,000 | 2,535 |
| Commercial and industrial loans | $1,663,000 | 7,960 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,405,000 | 8,741 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,405,000 | 8,547 |
| All other loans & leases | $31,000 | 7,303 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $12,000 | 4,472 |
| Other loans | $19,000 | 6,075 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $50,000 | 2,174 |
| Non 1-4 family restructured loans & leases | $50,000 | 2,174 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $8,667,000 | 10,483 |
| Loan loss allowance | $124,000 | 10,226 |
| Total loans and leases | $8,791,000 | 10,489 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $8,791,000 | 10,490 |
| All real estate loans | $2,749,000 | 10,632 |
| Real estate loans in domestic offices | $2,749,000 | 10,631 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $100,000 | 10,683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $1,087,000 | 10,538 |
| Farmland loans | $1,562,000 | 3,551 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,320,000 | 2,796 |
| Commercial and industrial loans | $1,595,000 | 8,249 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,103,000 | 9,598 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,103,000 | 9,429 |
| All other loans & leases | $24,000 | 7,899 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $24,000 | 5,993 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $52,000 | 2,441 |
| Non 1-4 family restructured loans & leases | $52,000 | 2,441 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $8,686,000 | 10,879 |
| Loan loss allowance | $119,000 | 10,721 |
| Total loans and leases | $8,805,000 | 10,885 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $8,805,000 | 10,885 |
| All real estate loans | $2,744,000 | 11,058 |
| Real estate loans in domestic offices | $2,744,000 | 11,057 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $99,000 | 11,168 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $1,011,000 | 11,040 |
| Farmland loans | $1,634,000 | 3,426 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,501,000 | 2,734 |
| Commercial and industrial loans | $1,470,000 | 8,522 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,058,000 | 9,983 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,058,000 | 9,816 |
| All other loans & leases | $32,000 | 7,934 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $6,000 | 5,094 |
| Other loans | $26,000 | 5,940 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $59,000 | 2,607 |
| Non 1-4 family restructured loans & leases | $59,000 | 2,607 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $8,818,000 | 11,293 |
| Loan loss allowance | $134,000 | 10,980 |
| Total loans and leases | $8,952,000 | 11,303 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $8,952,000 | 11,304 |
| All real estate loans | $2,839,000 | 11,538 |
| Real estate loans in domestic offices | $2,839,000 | 11,538 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $92,000 | 11,771 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $1,130,000 | 11,480 |
| Farmland loans | $1,617,000 | 3,423 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,586,000 | 2,686 |
| Commercial and industrial loans | $1,401,000 | 8,807 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,110,000 | 10,189 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,110,000 | 10,014 |
| All other loans & leases | $16,000 | 8,889 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $16,000 | 6,863 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $64,000 | 3,036 |
| Non 1-4 family restructured loans & leases | $64,000 | 3,036 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $9,267,000 | 11,561 |
| Loan loss allowance | $152,000 | 11,140 |
| Total loans and leases | $9,419,000 | 11,570 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $9,419,000 | 11,574 |
| All real estate loans | $3,179,000 | 11,875 |
| Real estate loans in domestic offices | $3,179,000 | 11,875 |
| Construction and development loans | $23,000 | 10,089 |
| Commercial RE | $70,000 | 12,477 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $1,195,000 | 11,911 |
| Farmland loans | $1,891,000 | 2,957 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,914,000 | 2,431 |
| Commercial and industrial loans | $1,342,000 | 9,100 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $960,000 | 10,996 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $960,000 | 10,810 |
| All other loans & leases | $24,000 | 8,890 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $24,000 | 6,488 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $9,000 | 1,801 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $117,000 | 2,999 |
| Non 1-4 family restructured loans & leases | $117,000 | 2,999 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $9,268,000 | 11,918 |
| Loan loss allowance | $132,000 | 11,911 |
| Total loans and leases | $9,400,000 | 11,946 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $9,400,000 | 11,950 |
| All real estate loans | $2,767,000 | 12,485 |
| Real estate loans in domestic offices | $2,767,000 | 12,485 |
| Construction and development loans | $8,000 | 10,632 |
| Commercial RE | $83,000 | 12,937 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $1,278,000 | 12,264 |
| Farmland loans | $1,398,000 | 3,549 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,932,000 | 2,322 |
| Commercial and industrial loans | $1,711,000 | 8,686 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $874,000 | 11,753 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $874,000 | 11,592 |
| All other loans & leases | $116,000 | 7,164 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $32,000 | 5,416 |
| Other loans | $84,000 | 4,499 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $185,000 | 2,921 |
| Non 1-4 family restructured loans & leases | $185,000 | 2,921 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |