Home > The Commercial State Bank > Income and Expense
The Commercial State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 9,319 |
| Total interest expense | $1,161,000 | 9,752 |
| Net interest income | $1,643,000 | 8,829 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $156,000 | 10,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $943,000 | 10,248 |
| Salaries and employee benefits | $517,000 | 9,610 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $381,000 | 9,802 |
| Pre-tax net operating income | $702,000 | 7,083 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $540,000 | 7,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $540,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $536,960 | 6,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.