Home > The Commercial Savings Bank > Net charge- offs to loans
The Commercial Savings Bank, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1598% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1598% | 2,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2237% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2237% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1521% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0342% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 2,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 1.1824% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4775% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6326% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6329% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 1.6482% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6973% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6974% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9113% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1833% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 4,621 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0926% | 5,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0926% | 5,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2388% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1746% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2170% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5399% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 2,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2000% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1809% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2238% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7661% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0270% | 5,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0270% | 5,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2510% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1646% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0264% | 5,276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0264% | 5,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1422% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1814% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1814% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 2,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2668% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2843% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2623% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0882% | 5,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1350% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1350% | 3,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 2,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3770% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 5,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5931% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 6,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1416% | 5,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0684% | 3,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3395% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1937% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2480% | 6,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2681% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2682% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 1,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0220% | 824 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 1,736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 3,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5721% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4610% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4615% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 4,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 2,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0295% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 5,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 3,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2045% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6130% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6139% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1400% | 5,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 3,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1948% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7864% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7866% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 6,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 6,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2820% | 5,199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 6,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 5,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6114% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1797% | 4,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 2,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 3,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8721% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 6,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 3,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3441% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3198% | 3,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1502% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3622% | 1,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 6,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 1,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 6,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 3,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2514% | 3,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2293% | 3,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4469% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 7,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 1,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0526% | 7,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2455% | 3,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2172% | 3,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2415% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5064% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0285% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 2,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6681% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5588% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4066% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3132% | 3,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3651% | 2,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4562% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3921% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4776% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7320% | 2,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8668% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4084% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3114% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3369% | 2,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4869% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3650% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5279% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8174% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4550% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3635% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 1,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6024% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5362% | 937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6249% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7904% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8842% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5509% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3952% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1735% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9616% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2950% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1523% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1662% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5826% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3799% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 2,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9069% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2322% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7789% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2574% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4645% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6400% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3870% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2437% | 1,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8367% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3126% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6436% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7480% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5602% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6925% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3975% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8078% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6798% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8619% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7868% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8711% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8437% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4694% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3781% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9013% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2886% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0017% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8072% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5410% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3392% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3083% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6494% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2649% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8093% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1405% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3837% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | -95.2381% | 1,875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4343% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2351% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1506% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5112% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6630% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9683% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2625% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | -164.0000% | 1,868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3525% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4360% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2212% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5248% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6015% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2340% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | -299.6255% | 1,862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4512% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5831% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4411% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6416% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6623% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4836% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | -342.8571% | 1,845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4890% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6877% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3246% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8349% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3321% | 7,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1070% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | -5.2632% | 1,988 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5788% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3484% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8637% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4296% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0417% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5693% | 7,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4508% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8441% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5029% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3462% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6334% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6488% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7563% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7141% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6600% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1950% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3794% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5474% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2968% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6209% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2361% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7153% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1248% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9968% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1775% | 2,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0623% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5133% | 1,989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5716% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2578% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7880% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0874% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0456% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4546% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6948% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0283% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1730% | 7,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6445% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6543% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5400% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3029% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4484% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7942% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1252% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8850% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5046% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3726% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5473% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9220% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1773% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5058% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2252% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5638% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8261% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2222% | 2,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6793% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0821% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5399% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2032% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4517% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6569% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0333% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5627% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3719% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1741% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4468% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8846% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7122% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1361% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5093% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8858% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0216% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6667% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7829% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7137% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6897% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0289% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9176% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7448% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6872% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2573% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2863% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3043% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6647% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3012% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3946% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7672% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 5.1594% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0372% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6290% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7483% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2293% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7397% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 6.8683% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3203% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8548% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3825% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7298% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4138% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 10.5808% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0873% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1688% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7044% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6210% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5485% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8682% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7069% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 22.8804% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0794% | 7,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6453% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1746% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3392% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9822% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7869% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7002% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2961% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7243% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4996% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 5,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2720% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2139% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 8,140 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 9,329 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4035% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |