Home > The Commercial National Bank of Beeville > Income and Expense
The Commercial National Bank of Beeville, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 3,495 |
| Total interest expense | $4,108,000 | 3,600 |
| Net interest income | $5,023,000 | 3,377 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $1,614,000 | 2,146 |
| Gross Fiduciary activities income | $257,000 | 819 |
| Service charges on deposit accounts | $1,190,000 | 1,050 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $4,511,000 | 2,884 |
| Salaries and employee benefits | $2,148,000 | 3,120 |
| Premises and equipment expense | $1,059,000 | 1,863 |
| Additional noninterest expense | $1,304,000 | 3,123 |
| Pre-tax net operating income | $2,226,000 | 3,065 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $706,000 | 3,006 |
| Income before extraordinary items | $1,520,000 | 3,220 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,520,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 10,323 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,520,000 | 3,124 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,717,000 | 3,670 |
| Total interest expense | $4,079,000 | 3,605 |
| Net interest income | $4,638,000 | 3,732 |
| Provision for loan and lease losses | $-80,000 | 10,755 |
| Total noninterest income | $1,543,000 | 2,149 |
| Gross Fiduciary activities income | $187,000 | 907 |
| Service charges on deposit accounts | $1,181,000 | 1,063 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $4,417,000 | 2,875 |
| Salaries and employee benefits | $2,060,000 | 3,216 |
| Premises and equipment expense | $1,012,000 | 1,949 |
| Additional noninterest expense | $1,345,000 | 3,011 |
| Pre-tax net operating income | $1,844,000 | 3,786 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $599,000 | 3,675 |
| Income before extraordinary items | $1,245,000 | 3,930 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,245,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 10,695 |
| Cash dividends | $660,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,245,000 | 3,861 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 4,757 |
| Total interest expense | $2,463,000 | 5,568 |
| Net interest income | $4,228,000 | 4,113 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,213,000 | 2,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $837,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,519 |
| Total noninterest expense | $3,646,000 | 3,638 |
| Salaries and employee benefits | $1,802,000 | 3,665 |
| Premises and equipment expense | $758,000 | 2,581 |
| Additional noninterest expense | $1,086,000 | 4,107 |
| Pre-tax net operating income | $1,795,000 | 3,735 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $602,000 | 3,574 |
| Income before extraordinary items | $1,193,000 | 3,889 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,193,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,652 |
| Cash dividends | $1,925,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,193,000 | 3,842 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 4,944 |
| Total interest expense | $2,167,000 | 6,141 |
| Net interest income | $4,187,000 | 4,151 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,700,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $811,000 | 1,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $889,000 | 1,955 |
| Total noninterest expense | $3,543,000 | 3,704 |
| Salaries and employee benefits | $1,770,000 | 3,703 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $1,198,000 | 3,743 |
| Pre-tax net operating income | $2,344,000 | 3,034 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $791,000 | 2,898 |
| Income before extraordinary items | $1,553,000 | 3,144 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,553,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,384 |
| Cash dividends | $545,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,553,000 | 3,116 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 5,062 |
| Total interest expense | $1,679,000 | 6,392 |
| Net interest income | $4,058,000 | 4,321 |
| Provision for loan and lease losses | $-57,000 | 12,030 |
| Total noninterest income | $1,222,000 | 2,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $792,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,256 |
| Total noninterest expense | $3,676,000 | 3,677 |
| Salaries and employee benefits | $1,812,000 | 3,591 |
| Premises and equipment expense | $580,000 | 3,372 |
| Additional noninterest expense | $1,284,000 | 3,812 |
| Pre-tax net operating income | $1,661,000 | 4,038 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $558,000 | 3,726 |
| Income before extraordinary items | $1,103,000 | 4,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,103,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,354 |
| Cash dividends | $985,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,103,000 | 4,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,797,000 | 5,111 |
| Total interest expense | $1,842,000 | 6,234 |
| Net interest income | $3,955,000 | 4,452 |
| Provision for loan and lease losses | $-460,000 | 13,165 |
| Total noninterest income | $971,000 | 3,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $730,000 | 1,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 5,104 |
| Total noninterest expense | $3,869,000 | 3,596 |
| Salaries and employee benefits | $1,779,000 | 3,649 |
| Premises and equipment expense | $554,000 | 3,554 |
| Additional noninterest expense | $1,536,000 | 3,438 |
| Pre-tax net operating income | $1,517,000 | 4,279 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $477,000 | 4,356 |
| Income before extraordinary items | $1,040,000 | 4,551 |
| Extraordinary gains, net | $551,000 | 407 |
| Net income | $1,591,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,711 |
| Cash dividends | $725,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,040,000 | 4,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 5,307 |
| Total interest expense | $2,369,000 | 6,250 |
| Net interest income | $3,879,000 | 4,573 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $883,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $4,069,000 | 3,442 |
| Salaries and employee benefits | $1,647,000 | 3,894 |
| Premises and equipment expense | $502,000 | 3,957 |
| Additional noninterest expense | $1,920,000 | 2,900 |
| Pre-tax net operating income | $693,000 | 7,141 |
| Securities gains (losses) | $249,000 | 1,729 |
| Applicable income taxes | $-30,000 | 13,458 |
| Income before extraordinary items | $972,000 | 4,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $972,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $723,000 | 5,447 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.