Home > The Commercial National Bank > Loan Charge- Offs and Recoveries
The Commercial National Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,031,000 | 1,396 |
| Loans secured by real estate, total | $258,000 | 1,481 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $258,000 | 1,480 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 2,760 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $230,000 | 852 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $277,000 | 1,196 |
| Credit card loan charge offs | $197,000 | 569 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $80,000 | 2,527 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $496,000 | 86 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $502,000 | 914 |
| Loans secured by real estate, total | $33,000 | 2,001 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $33,000 | 2,001 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 1,030 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $377,000 | 500 |
| Loans to individuals | $81,000 | 1,403 |
| Credit card loan recoveries | $29,000 | 603 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,732 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $11,000 | 230 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $529,000 | 1,705 |
| Loans secured by real estate, total | $225,000 | 1,363 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $225,000 | 1,361 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 12,235 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $230,000 | 758 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-377,000 | 13,185 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $196,000 | 1,139 |
| Credit card loan net charge offs | $168,000 | 556 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 3,457 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $485,000 | 71 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,107,000 | 1,073 |
| Loans secured by real estate, total | $174,000 | 2,317 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $174,000 | 2,317 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $101,000 | 1,613 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $73,000 | 1,922 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $935,000 | 828 |
| Loans to individuals | $998,000 | 655 |
| Credit card loan charge offs | $819,000 | 342 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $179,000 | 1,709 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $422,000 | 1,033 |
| Loans secured by real estate, total | $35,000 | 1,974 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $35,000 | 1,973 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $35,000 | 1,012 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $64,000 | 2,331 |
| Loans to individuals | $203,000 | 767 |
| Credit card loan recoveries | $129,000 | 337 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $74,000 | 1,412 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $120,000 | 106 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,685,000 | 1,090 |
| Loans secured by real estate, total | $139,000 | 2,310 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $139,000 | 2,310 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $66,000 | 1,816 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $73,000 | 1,774 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $871,000 | 751 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $795,000 | 607 |
| Credit card loan net charge offs | $690,000 | 341 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $105,000 | 1,919 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-120,000 | 1,163 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.