Home > The Commercial National Bank > Income and Expense
The Commercial National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 3,152 |
| Total interest expense | $3,752,000 | 3,360 |
| Net interest income | $6,043,000 | 3,008 |
| Provision for loan and lease losses | $320,000 | 2,859 |
| Total noninterest income | $3,695,000 | 1,240 |
| Gross Fiduciary activities income | $1,430,000 | 455 |
| Service charges on deposit accounts | $564,000 | 2,445 |
| Trading account gains and fees | $10,000 | 417 |
| Additional Noninterest Income | $1,691,000 | 1,399 |
| Total noninterest expense | $8,624,000 | 1,751 |
| Salaries and employee benefits | $3,695,000 | 1,814 |
| Premises and equipment expense | $1,421,000 | 1,497 |
| Additional noninterest expense | $3,508,000 | 1,680 |
| Pre-tax net operating income | $794,000 | 6,841 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $354,000 | 5,450 |
| Income before extraordinary items | $440,000 | 8,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $440,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,705 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $440,000 | 7,787 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,043,000 | 1,571 |
| Total interest expense | $9,248,000 | 1,828 |
| Net interest income | $13,795,000 | 1,336 |
| Provision for loan and lease losses | $2,197,000 | 1,079 |
| Total noninterest income | $7,078,000 | 755 |
| Gross Fiduciary activities income | $2,056,000 | 378 |
| Service charges on deposit accounts | $1,116,000 | 1,190 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,906,000 | 795 |
| Total noninterest expense | $13,922,000 | 1,129 |
| Salaries and employee benefits | $6,464,000 | 1,045 |
| Premises and equipment expense | $2,093,000 | 1,074 |
| Additional noninterest expense | $5,365,000 | 1,245 |
| Pre-tax net operating income | $4,754,000 | 1,341 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $1,337,000 | 1,592 |
| Income before extraordinary items | $3,418,000 | 1,361 |
| Extraordinary gains, net | $863,000 | 133 |
| Net income | $4,281,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,685,000 | 1,090 |
| Cash dividends | $2,800,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,417,280 | 1,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.