Home > The Commercial Bank Of Ozark > Income and Expense
The Commercial Bank Of Ozark, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 3,859 |
| Total interest expense | $321,000 | 3,792 |
| Net interest income | $762,000 | 3,838 |
| Provision for loan and lease losses | $10,000 | 2,531 |
| Total noninterest income | $419,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $54,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 1,792 |
| Total noninterest expense | $865,000 | 3,516 |
| Salaries and employee benefits | $402,000 | 3,683 |
| Premises and equipment expense | $67,000 | 3,629 |
| Additional noninterest expense | $365,000 | 1,792 |
| Pre-tax net operating income | $306,000 | 3,390 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $306,000 | 3,268 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $306,000 | 3,300 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $306,000 | 3,268 |
| Net charge-offs | $8,000 | 1,740 |
| Cash dividends | $30,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $306,000 | 3,282 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 3,844 |
| Total interest expense | $1,257,000 | 3,825 |
| Net interest income | $3,178,000 | 3,788 |
| Provision for loan and lease losses | $100,000 | 2,502 |
| Total noninterest income | $942,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $235,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,627 |
| Total noninterest expense | $3,336,000 | 3,561 |
| Salaries and employee benefits | $1,585,000 | 3,703 |
| Premises and equipment expense | $244,000 | 3,726 |
| Additional noninterest expense | $707,000 | 2,627 |
| Pre-tax net operating income | $684,000 | 3,708 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $684,000 | 3,617 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $684,000 | 3,656 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $684,000 | 3,617 |
| Net charge-offs | $34,000 | 2,271 |
| Cash dividends | $125,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $684,000 | 3,641 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 3,868 |
| Total interest expense | $939,000 | 3,840 |
| Net interest income | $2,323,000 | 3,820 |
| Provision for loan and lease losses | $80,000 | 2,333 |
| Total noninterest income | $454,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $181,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,182 |
| Total noninterest expense | $2,498,000 | 3,552 |
| Salaries and employee benefits | $1,190,000 | 3,700 |
| Premises and equipment expense | $181,000 | 3,737 |
| Additional noninterest expense | $273,000 | 3,182 |
| Pre-tax net operating income | $199,000 | 4,030 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $199,000 | 3,993 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $199,000 | 4,037 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $199,000 | 3,996 |
| Net charge-offs | $34,000 | 1,901 |
| Cash dividends | $94,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $199,000 | 4,004 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $50,000 | 4,517 |
| Total interest expense | $0 | 4,438 |
| Net interest income | $5,000,000 | 2,386 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $955 | 4,513 |
| Gross Fiduciary activities income | $492,000 | 555 |
| Service charges on deposit accounts | $109 | 4,362 |
| Trading account gains and fees | $2,000,000 | 66 |
| Additional Noninterest Income | $0 | 4,414 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,478 |
| Additional noninterest expense | $9,999 | 4,335 |
| Pre-tax net operating income | $0 | 4,223 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $0 | 4,214 |
| Extraordinary gains, net | $767,000 | 40 |
| Net income | $59,000 | 4,162 |
| Minority interest net income | $105,000 | 53 |
| Net income of bank and minority interests. | $0 | 4,217 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $858,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $17,979,000 | 36 |
| Net operating income | $0 | 4,232 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 3,902 |
| Total interest expense | $293,000 | 3,872 |
| Net interest income | $762,000 | 3,864 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $119,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $55,000 | 2,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,397 |
| Total noninterest expense | $858,000 | 3,527 |
| Salaries and employee benefits | $402,000 | 3,696 |
| Premises and equipment expense | $56,000 | 3,811 |
| Additional noninterest expense | $64,000 | 3,397 |
| Pre-tax net operating income | $-7,000 | 4,282 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-7,000 | 4,277 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-7,000 | 4,274 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-7,000 | 4,277 |
| Net charge-offs | $34,000 | 1,080 |
| Cash dividends | $31,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-7,000 | 4,285 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,898 |
| Total interest expense | $782,000 | 3,872 |
| Net interest income | $3,181,000 | 3,844 |
| Provision for loan and lease losses | $97,000 | 2,488 |
| Total noninterest income | $658,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $218,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,088 |
| Total noninterest expense | $3,436,000 | 3,540 |
| Salaries and employee benefits | $1,670,000 | 3,654 |
| Premises and equipment expense | $245,000 | 3,778 |
| Additional noninterest expense | $440,000 | 3,088 |
| Pre-tax net operating income | $306,000 | 4,106 |
| Securities gains (losses) | $-6,000 | 3,322 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $300,000 | 4,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $300,000 | 4,104 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $300,000 | 4,067 |
| Net charge-offs | $33,000 | 1,979 |
| Cash dividends | $160,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $306,000 | 4,077 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 3,927 |
| Total interest expense | $508,000 | 3,896 |
| Net interest income | $2,369,000 | 3,864 |
| Provision for loan and lease losses | $67,000 | 2,356 |
| Total noninterest income | $425,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $161,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,292 |
| Total noninterest expense | $2,577,000 | 3,528 |
| Salaries and employee benefits | $1,252,000 | 3,650 |
| Premises and equipment expense | $189,000 | 3,757 |
| Additional noninterest expense | $264,000 | 3,291 |
| Pre-tax net operating income | $150,000 | 4,241 |
| Securities gains (losses) | $-6,000 | 3,417 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $144,000 | 4,228 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $144,000 | 4,266 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $144,000 | 4,227 |
| Net charge-offs | $26,000 | 1,782 |
| Cash dividends | $129,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $150,000 | 4,238 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,930 |
| Total interest expense | $292,000 | 3,915 |
| Net interest income | $1,582,000 | 3,892 |
| Provision for loan and lease losses | $37,000 | 2,377 |
| Total noninterest income | $240,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $103,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 3,470 |
| Total noninterest expense | $1,599,000 | 3,612 |
| Salaries and employee benefits | $835,000 | 3,664 |
| Premises and equipment expense | $124,000 | 3,789 |
| Additional noninterest expense | $137,000 | 3,457 |
| Pre-tax net operating income | $186,000 | 4,174 |
| Securities gains (losses) | $-2,000 | 3,632 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $184,000 | 4,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $184,000 | 4,157 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $184,000 | 4,116 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $98,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $186,000 | 4,131 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 3,971 |
| Total interest expense | $112,000 | 3,978 |
| Net interest income | $799,000 | 3,897 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $118,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $52,000 | 2,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,495 |
| Total noninterest expense | $792,000 | 3,659 |
| Salaries and employee benefits | $412,000 | 3,724 |
| Premises and equipment expense | $62,000 | 3,834 |
| Additional noninterest expense | $66,000 | 3,495 |
| Pre-tax net operating income | $110,000 | 4,171 |
| Securities gains (losses) | $-2,000 | 3,910 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $108,000 | 4,119 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $108,000 | 4,119 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $108,000 | 4,119 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $52,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $110,000 | 4,137 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 3,881 |
| Total interest expense | $216,000 | 3,992 |
| Net interest income | $3,224,000 | 3,835 |
| Provision for loan and lease losses | $75,000 | 2,368 |
| Total noninterest income | $666,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $231,000 | 2,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,179 |
| Total noninterest expense | $3,274,000 | 3,616 |
| Salaries and employee benefits | $1,595,000 | 3,765 |
| Premises and equipment expense | $249,000 | 3,832 |
| Additional noninterest expense | $435,000 | 3,179 |
| Pre-tax net operating income | $541,000 | 4,150 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $541,000 | 4,067 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $541,000 | 4,066 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $541,000 | 4,067 |
| Net charge-offs | $93,000 | 1,264 |
| Cash dividends | $145,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $541,000 | 4,090 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 3,883 |
| Total interest expense | $149,000 | 3,958 |
| Net interest income | $2,377,000 | 3,853 |
| Provision for loan and lease losses | $60,000 | 2,156 |
| Total noninterest income | $469,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $174,000 | 2,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,305 |
| Total noninterest expense | $2,360,000 | 3,646 |
| Salaries and employee benefits | $1,181,000 | 3,777 |
| Premises and equipment expense | $190,000 | 3,833 |
| Additional noninterest expense | $295,000 | 3,305 |
| Pre-tax net operating income | $426,000 | 4,134 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $426,000 | 4,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $426,000 | 4,044 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $426,000 | 4,044 |
| Net charge-offs | $58,000 | 1,149 |
| Cash dividends | $125,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $426,000 | 4,077 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,911 |
| Total interest expense | $96,000 | 3,966 |
| Net interest income | $1,567,000 | 3,870 |
| Provision for loan and lease losses | $45,000 | 1,959 |
| Total noninterest income | $324,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $117,000 | 2,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,270 |
| Total noninterest expense | $1,590,000 | 3,645 |
| Salaries and employee benefits | $779,000 | 3,803 |
| Premises and equipment expense | $146,000 | 3,724 |
| Additional noninterest expense | $665,000 | 3,265 |
| Pre-tax net operating income | $256,000 | 4,104 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $256,000 | 4,007 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $256,000 | 4,007 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $256,000 | 4,007 |
| Net charge-offs | $43,000 | 1,030 |
| Cash dividends | $118,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $256,000 | 4,043 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 3,928 |
| Total interest expense | $50,000 | 3,919 |
| Net interest income | $755,000 | 3,894 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $168,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $59,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,181 |
| Total noninterest expense | $793,000 | 3,657 |
| Salaries and employee benefits | $391,000 | 3,806 |
| Premises and equipment expense | $73,000 | 3,743 |
| Additional noninterest expense | $329,000 | 3,280 |
| Pre-tax net operating income | $100,000 | 4,128 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $100,000 | 4,065 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $100,000 | 4,064 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $100,000 | 4,065 |
| Net charge-offs | $35,000 | 789 |
| Cash dividends | $57,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $100,000 | 4,088 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,894 |
| Total interest expense | $246,000 | 3,949 |
| Net interest income | $3,329,000 | 3,853 |
| Provision for loan and lease losses | $64,000 | 2,425 |
| Total noninterest income | $543,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $213,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,654 |
| Total noninterest expense | $3,034,000 | 3,757 |
| Salaries and employee benefits | $1,445,000 | 3,926 |
| Premises and equipment expense | $276,000 | 3,818 |
| Additional noninterest expense | $1,313,000 | 3,304 |
| Pre-tax net operating income | $774,000 | 4,004 |
| Securities gains (losses) | $124,000 | 774 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $898,000 | 3,836 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $898,000 | 3,836 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $898,000 | 3,836 |
| Net charge-offs | $48,000 | 1,681 |
| Cash dividends | $141,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $774,000 | 3,919 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 3,979 |
| Total interest expense | $192,000 | 4,008 |
| Net interest income | $2,464,000 | 3,939 |
| Provision for loan and lease losses | $49,000 | 2,378 |
| Total noninterest income | $412,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $151,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,650 |
| Total noninterest expense | $2,269,000 | 3,781 |
| Salaries and employee benefits | $1,092,000 | 3,950 |
| Premises and equipment expense | $196,000 | 3,923 |
| Additional noninterest expense | $981,000 | 3,326 |
| Pre-tax net operating income | $558,000 | 4,160 |
| Securities gains (losses) | $112,000 | 757 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $670,000 | 3,963 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $670,000 | 3,963 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $670,000 | 3,963 |
| Net charge-offs | $34,000 | 1,511 |
| Cash dividends | $140,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $558,000 | 4,082 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,030 |
| Total interest expense | $132,000 | 4,039 |
| Net interest income | $1,601,000 | 3,990 |
| Provision for loan and lease losses | $34,000 | 2,335 |
| Total noninterest income | $270,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $101,000 | 2,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 3,681 |
| Total noninterest expense | $1,506,000 | 3,797 |
| Salaries and employee benefits | $750,000 | 3,933 |
| Premises and equipment expense | $127,000 | 3,965 |
| Additional noninterest expense | $629,000 | 3,385 |
| Pre-tax net operating income | $331,000 | 4,224 |
| Securities gains (losses) | $7,000 | 1,515 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $338,000 | 4,173 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $338,000 | 4,172 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $338,000 | 4,173 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $73,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $331,000 | 4,159 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 4,071 |
| Total interest expense | $69,000 | 4,065 |
| Net interest income | $776,000 | 4,027 |
| Provision for loan and lease losses | $24,000 | 2,197 |
| Total noninterest income | $137,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $50,000 | 2,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,641 |
| Total noninterest expense | $743,000 | 3,819 |
| Salaries and employee benefits | $378,000 | 3,930 |
| Premises and equipment expense | $62,000 | 4,007 |
| Additional noninterest expense | $303,000 | 3,409 |
| Pre-tax net operating income | $146,000 | 4,270 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $146,000 | 4,235 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $146,000 | 4,234 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $146,000 | 4,235 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $146,000 | 4,214 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 4,110 |
| Total interest expense | $312,000 | 4,278 |
| Net interest income | $2,992,000 | 4,043 |
| Provision for loan and lease losses | $293,000 | 2,716 |
| Total noninterest income | $567,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $231,000 | 2,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,531 |
| Total noninterest expense | $2,861,000 | 3,880 |
| Salaries and employee benefits | $1,349,000 | 4,094 |
| Premises and equipment expense | $223,000 | 4,138 |
| Additional noninterest expense | $1,289,000 | 3,294 |
| Pre-tax net operating income | $405,000 | 4,314 |
| Securities gains (losses) | $366,000 | 727 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $771,000 | 3,885 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $771,000 | 3,884 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $771,000 | 3,885 |
| Net charge-offs | $196,000 | 1,562 |
| Cash dividends | $249,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $405,000 | 4,258 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 4,155 |
| Total interest expense | $238,000 | 4,334 |
| Net interest income | $2,210,000 | 4,086 |
| Provision for loan and lease losses | $45,000 | 3,752 |
| Total noninterest income | $432,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $176,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,504 |
| Total noninterest expense | $2,140,000 | 3,876 |
| Salaries and employee benefits | $984,000 | 4,128 |
| Premises and equipment expense | $166,000 | 4,166 |
| Additional noninterest expense | $990,000 | 3,239 |
| Pre-tax net operating income | $457,000 | 4,118 |
| Securities gains (losses) | $195,000 | 902 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $652,000 | 3,795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $652,000 | 3,794 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $652,000 | 3,795 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $62,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $457,000 | 4,033 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 4,219 |
| Total interest expense | $159,000 | 4,407 |
| Net interest income | $1,446,000 | 4,131 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $299,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $120,000 | 2,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 3,421 |
| Total noninterest expense | $1,402,000 | 3,904 |
| Salaries and employee benefits | $619,000 | 4,209 |
| Premises and equipment expense | $105,000 | 4,227 |
| Additional noninterest expense | $678,000 | 3,201 |
| Pre-tax net operating income | $313,000 | 4,096 |
| Securities gains (losses) | $197,000 | 708 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $510,000 | 3,635 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $510,000 | 3,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $510,000 | 3,635 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $52,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $313,000 | 4,015 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 4,246 |
| Total interest expense | $76,000 | 4,513 |
| Net interest income | $732,000 | 4,135 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $166,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $75,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,279 |
| Total noninterest expense | $796,000 | 3,768 |
| Salaries and employee benefits | $366,000 | 4,053 |
| Premises and equipment expense | $54,000 | 4,234 |
| Additional noninterest expense | $376,000 | 3,044 |
| Pre-tax net operating income | $87,000 | 4,349 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $91,000 | 4,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $91,000 | 4,272 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $91,000 | 4,272 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $40,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $87,000 | 4,284 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 4,314 |
| Total interest expense | $260,000 | 4,650 |
| Net interest income | $2,952,000 | 4,188 |
| Provision for loan and lease losses | $63,000 | 3,230 |
| Total noninterest income | $561,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $310,000 | 2,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 3,745 |
| Total noninterest expense | $2,923,000 | 3,936 |
| Salaries and employee benefits | $1,420,000 | 4,123 |
| Premises and equipment expense | $212,000 | 4,314 |
| Additional noninterest expense | $1,291,000 | 3,352 |
| Pre-tax net operating income | $527,000 | 4,409 |
| Securities gains (losses) | $10,000 | 1,888 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $537,000 | 4,337 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $537,000 | 4,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $537,000 | 4,339 |
| Net charge-offs | $75,000 | 2,391 |
| Cash dividends | $260,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $527,000 | 4,326 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 4,377 |
| Total interest expense | $185,000 | 4,743 |
| Net interest income | $2,234,000 | 4,239 |
| Provision for loan and lease losses | $35,000 | 3,311 |
| Total noninterest income | $412,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $234,000 | 2,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,835 |
| Total noninterest expense | $2,196,000 | 3,960 |
| Salaries and employee benefits | $1,083,000 | 4,133 |
| Premises and equipment expense | $155,000 | 4,392 |
| Additional noninterest expense | $958,000 | 3,407 |
| Pre-tax net operating income | $415,000 | 4,479 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $415,000 | 4,420 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $415,000 | 4,419 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $415,000 | 4,419 |
| Net charge-offs | $30,000 | 2,512 |
| Cash dividends | $140,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $415,000 | 4,394 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 4,403 |
| Total interest expense | $118,000 | 4,792 |
| Net interest income | $1,498,000 | 4,273 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $272,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $158,000 | 2,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,878 |
| Total noninterest expense | $1,489,000 | 3,959 |
| Salaries and employee benefits | $734,000 | 4,139 |
| Premises and equipment expense | $100,000 | 4,445 |
| Additional noninterest expense | $655,000 | 3,399 |
| Pre-tax net operating income | $261,000 | 4,537 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $261,000 | 4,459 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $261,000 | 4,457 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $261,000 | 4,457 |
| Net charge-offs | $33,000 | 2,112 |
| Cash dividends | $90,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $261,000 | 4,449 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,427 |
| Total interest expense | $53,000 | 4,884 |
| Net interest income | $757,000 | 4,284 |
| Provision for loan and lease losses | $1,000 | 3,384 |
| Total noninterest income | $120,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $77,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,106 |
| Total noninterest expense | $741,000 | 4,006 |
| Salaries and employee benefits | $375,000 | 4,146 |
| Premises and equipment expense | $48,000 | 4,552 |
| Additional noninterest expense | $318,000 | 3,446 |
| Pre-tax net operating income | $135,000 | 4,508 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $134,000 | 4,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $134,000 | 4,429 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $134,000 | 4,429 |
| Net charge-offs | $16,000 | 1,795 |
| Cash dividends | $40,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $135,000 | 4,420 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 4,443 |
| Total interest expense | $157,000 | 4,979 |
| Net interest income | $2,954,000 | 4,331 |
| Provision for loan and lease losses | $13,000 | 3,918 |
| Total noninterest income | $467,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $342,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,443 |
| Total noninterest expense | $2,976,000 | 4,009 |
| Salaries and employee benefits | $1,498,000 | 4,174 |
| Premises and equipment expense | $238,000 | 4,340 |
| Additional noninterest expense | $1,240,000 | 3,525 |
| Pre-tax net operating income | $432,000 | 4,715 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $429,000 | 4,654 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $429,000 | 4,653 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $429,000 | 4,653 |
| Net charge-offs | $28,000 | 2,942 |
| Cash dividends | $175,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $432,000 | 4,658 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 4,499 |
| Total interest expense | $105,000 | 5,072 |
| Net interest income | $2,192,000 | 4,395 |
| Provision for loan and lease losses | $13,000 | 3,729 |
| Total noninterest income | $337,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $249,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,539 |
| Total noninterest expense | $2,200,000 | 4,065 |
| Salaries and employee benefits | $1,126,000 | 4,188 |
| Premises and equipment expense | $188,000 | 4,316 |
| Additional noninterest expense | $886,000 | 3,632 |
| Pre-tax net operating income | $316,000 | 4,825 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $313,000 | 4,754 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $313,000 | 4,752 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $313,000 | 4,753 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $72,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $316,000 | 4,758 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,544 |
| Total interest expense | $68,000 | 5,118 |
| Net interest income | $1,447,000 | 4,436 |
| Provision for loan and lease losses | $66,000 | 2,521 |
| Total noninterest income | $214,000 | 4,024 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $163,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,666 |
| Total noninterest expense | $1,427,000 | 4,134 |
| Salaries and employee benefits | $754,000 | 4,216 |
| Premises and equipment expense | $127,000 | 4,322 |
| Additional noninterest expense | $546,000 | 3,797 |
| Pre-tax net operating income | $168,000 | 4,961 |
| Securities gains (losses) | $-3,000 | 4,784 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $165,000 | 4,913 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $165,000 | 4,912 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $165,000 | 4,912 |
| Net charge-offs | $8,000 | 2,667 |
| Cash dividends | $50,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $168,000 | 4,903 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,606 |
| Total interest expense | $33,000 | 5,174 |
| Net interest income | $714,000 | 4,487 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $101,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $79,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,786 |
| Total noninterest expense | $700,000 | 4,217 |
| Salaries and employee benefits | $377,000 | 4,260 |
| Premises and equipment expense | $58,000 | 4,490 |
| Additional noninterest expense | $265,000 | 3,876 |
| Pre-tax net operating income | $100,000 | 4,876 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $100,000 | 4,804 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $100,000 | 4,803 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $100,000 | 4,804 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $20,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $100,000 | 4,810 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 4,620 |
| Total interest expense | $139,000 | 5,138 |
| Net interest income | $2,819,000 | 4,506 |
| Provision for loan and lease losses | $53,000 | 3,532 |
| Total noninterest income | $528,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $373,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,457 |
| Total noninterest expense | $2,943,000 | 4,148 |
| Salaries and employee benefits | $1,534,000 | 4,256 |
| Premises and equipment expense | $241,000 | 4,498 |
| Additional noninterest expense | $1,168,000 | 3,720 |
| Pre-tax net operating income | $351,000 | 4,959 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $356,000 | 4,744 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $356,000 | 4,744 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $356,000 | 4,744 |
| Net charge-offs | $57,000 | 2,879 |
| Cash dividends | $90,000 | 3,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $351,000 | 4,746 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 4,674 |
| Total interest expense | $105,000 | 5,183 |
| Net interest income | $2,088,000 | 4,572 |
| Provision for loan and lease losses | $48,000 | 3,282 |
| Total noninterest income | $395,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $284,000 | 2,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 4,544 |
| Total noninterest expense | $2,205,000 | 4,181 |
| Salaries and employee benefits | $1,162,000 | 4,250 |
| Premises and equipment expense | $183,000 | 4,508 |
| Additional noninterest expense | $860,000 | 3,776 |
| Pre-tax net operating income | $230,000 | 5,120 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $235,000 | 5,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $235,000 | 5,044 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $235,000 | 5,044 |
| Net charge-offs | $60,000 | 2,327 |
| Cash dividends | $45,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $230,000 | 5,042 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,704 |
| Total interest expense | $72,000 | 5,188 |
| Net interest income | $1,381,000 | 4,604 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $252,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $187,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,680 |
| Total noninterest expense | $1,471,000 | 4,200 |
| Salaries and employee benefits | $783,000 | 4,272 |
| Premises and equipment expense | $123,000 | 4,521 |
| Additional noninterest expense | $565,000 | 3,833 |
| Pre-tax net operating income | $162,000 | 5,105 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $162,000 | 5,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $162,000 | 5,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $162,000 | 5,023 |
| Net charge-offs | $36,000 | 2,232 |
| Cash dividends | $30,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $162,000 | 5,008 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 4,758 |
| Total interest expense | $36,000 | 5,216 |
| Net interest income | $678,000 | 4,661 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $152,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $94,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,150 |
| Total noninterest expense | $755,000 | 4,190 |
| Salaries and employee benefits | $396,000 | 4,284 |
| Premises and equipment expense | $64,000 | 4,506 |
| Additional noninterest expense | $295,000 | 3,751 |
| Pre-tax net operating income | $75,000 | 5,140 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $75,000 | 5,081 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $75,000 | 5,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $75,000 | 5,081 |
| Net charge-offs | $34,000 | 1,581 |
| Cash dividends | $15,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $75,000 | 5,065 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 4,773 |
| Total interest expense | $180,000 | 5,080 |
| Net interest income | $2,705,000 | 4,685 |
| Provision for loan and lease losses | $44,000 | 3,733 |
| Total noninterest income | $530,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $268,000 | 3,143 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $262,000 | 4,091 |
| Total noninterest expense | $3,022,000 | 4,221 |
| Salaries and employee benefits | $1,643,000 | 4,218 |
| Premises and equipment expense | $260,000 | 4,546 |
| Additional noninterest expense | $1,119,000 | 3,974 |
| Pre-tax net operating income | $169,000 | 5,376 |
| Securities gains (losses) | $94,000 | 1,394 |
| Applicable income taxes | $-22,000 | 5,695 |
| Income before extraordinary items | $285,000 | 5,140 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $285,000 | 5,139 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $285,000 | 5,139 |
| Net charge-offs | $54,000 | 3,091 |
| Cash dividends | $46,000 | 4,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $191,000 | 5,301 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 4,814 |
| Total interest expense | $138,000 | 5,101 |
| Net interest income | $2,028,000 | 4,723 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $373,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $180,000 | 3,342 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $193,000 | 4,147 |
| Total noninterest expense | $2,272,000 | 4,226 |
| Salaries and employee benefits | $1,235,000 | 4,210 |
| Premises and equipment expense | $201,000 | 4,518 |
| Additional noninterest expense | $836,000 | 4,000 |
| Pre-tax net operating income | $89,000 | 5,532 |
| Securities gains (losses) | $94,000 | 1,309 |
| Applicable income taxes | $13,000 | 3,961 |
| Income before extraordinary items | $170,000 | 5,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $170,000 | 5,342 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $170,000 | 5,343 |
| Net charge-offs | $53,000 | 2,550 |
| Cash dividends | $31,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $82,580 | 5,533 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,859 |
| Total interest expense | $92,000 | 5,148 |
| Net interest income | $1,349,000 | 4,775 |
| Provision for loan and lease losses | $17,000 | 3,619 |
| Total noninterest income | $270,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $111,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $159,000 | 3,911 |
| Total noninterest expense | $1,503,000 | 4,277 |
| Salaries and employee benefits | $819,000 | 4,261 |
| Premises and equipment expense | $139,000 | 4,491 |
| Additional noninterest expense | $545,000 | 4,079 |
| Pre-tax net operating income | $99,000 | 5,471 |
| Securities gains (losses) | $57,000 | 1,339 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $147,000 | 5,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 5,243 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $147,000 | 5,243 |
| Net charge-offs | $45,000 | 2,224 |
| Cash dividends | $16,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $93,420 | 5,435 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 4,911 |
| Total interest expense | $46,000 | 5,198 |
| Net interest income | $664,000 | 4,841 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $116,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $56,000 | 3,440 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $60,000 | 4,216 |
| Total noninterest expense | $775,000 | 4,241 |
| Salaries and employee benefits | $415,000 | 4,268 |
| Premises and equipment expense | $77,000 | 4,340 |
| Additional noninterest expense | $283,000 | 4,001 |
| Pre-tax net operating income | $5,000 | 5,756 |
| Securities gains (losses) | $47,000 | 863 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $48,000 | 5,484 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $48,000 | 5,483 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $48,000 | 5,483 |
| Net charge-offs | $47,000 | 1,463 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,760 | 5,759 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 4,883 |
| Total interest expense | $190,000 | 5,229 |
| Net interest income | $2,735,000 | 4,799 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $518,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $279,000 | 3,172 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $239,000 | 4,248 |
| Total noninterest expense | $3,022,000 | 4,316 |
| Salaries and employee benefits | $1,609,000 | 4,347 |
| Premises and equipment expense | $292,000 | 4,520 |
| Additional noninterest expense | $1,121,000 | 4,064 |
| Pre-tax net operating income | $231,000 | 5,405 |
| Securities gains (losses) | $32,000 | 1,944 |
| Applicable income taxes | $12,000 | 4,048 |
| Income before extraordinary items | $251,000 | 5,343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $251,000 | 5,346 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $251,000 | 5,346 |
| Net charge-offs | $-25,000 | 5,389 |
| Cash dividends | $144,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $220,600 | 5,367 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 4,937 |
| Total interest expense | $144,000 | 5,295 |
| Net interest income | $2,053,000 | 4,854 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $407,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $210,000 | 3,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 4,161 |
| Total noninterest expense | $2,242,000 | 4,369 |
| Salaries and employee benefits | $1,200,000 | 4,378 |
| Premises and equipment expense | $194,000 | 4,762 |
| Additional noninterest expense | $848,000 | 4,062 |
| Pre-tax net operating income | $218,000 | 5,424 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $13,000 | 4,071 |
| Income before extraordinary items | $214,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,394 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $214,000 | 5,395 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $26,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $205,540 | 5,372 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,004 |
| Total interest expense | $95,000 | 5,355 |
| Net interest income | $1,341,000 | 4,919 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $274,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $136,000 | 3,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,126 |
| Total noninterest expense | $1,463,000 | 4,458 |
| Salaries and employee benefits | $798,000 | 4,436 |
| Premises and equipment expense | $123,000 | 4,873 |
| Additional noninterest expense | $542,000 | 4,178 |
| Pre-tax net operating income | $152,000 | 5,424 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $142,000 | 5,410 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,409 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $142,000 | 5,412 |
| Net charge-offs | $-18,000 | 5,444 |
| Cash dividends | $26,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $142,940 | 5,361 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 5,073 |
| Total interest expense | $46,000 | 5,432 |
| Net interest income | $656,000 | 4,976 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $123,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $66,000 | 3,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 4,372 |
| Total noninterest expense | $729,000 | 4,493 |
| Salaries and employee benefits | $398,000 | 4,474 |
| Premises and equipment expense | $61,000 | 4,935 |
| Additional noninterest expense | $270,000 | 4,194 |
| Pre-tax net operating income | $50,000 | 5,614 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $46,000 | 5,647 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $46,000 | 5,647 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $46,000 | 5,648 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $11,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $46,000 | 5,597 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 5,119 |
| Total interest expense | $193,000 | 5,537 |
| Net interest income | $2,680,000 | 5,015 |
| Provision for loan and lease losses | $44,000 | 3,886 |
| Total noninterest income | $554,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $359,000 | 2,901 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,564 |
| Total noninterest expense | $3,027,000 | 4,476 |
| Salaries and employee benefits | $1,626,000 | 4,444 |
| Premises and equipment expense | $255,000 | 4,959 |
| Additional noninterest expense | $1,146,000 | 4,141 |
| Pre-tax net operating income | $163,000 | 5,741 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $-4,000 | 6,105 |
| Income before extraordinary items | $157,000 | 5,769 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $157,000 | 5,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $157,000 | 5,770 |
| Net charge-offs | $148,000 | 2,794 |
| Cash dividends | $75,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $167,000 | 5,706 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 5,172 |
| Total interest expense | $146,000 | 5,595 |
| Net interest income | $2,014,000 | 5,070 |
| Provision for loan and lease losses | $5,000 | 4,279 |
| Total noninterest income | $413,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $272,000 | 2,908 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $141,000 | 4,654 |
| Total noninterest expense | $2,271,000 | 4,486 |
| Salaries and employee benefits | $1,220,000 | 4,468 |
| Premises and equipment expense | $186,000 | 5,054 |
| Additional noninterest expense | $865,000 | 4,152 |
| Pre-tax net operating income | $151,000 | 5,750 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $142,000 | 5,760 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $142,000 | 5,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $142,000 | 5,760 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $25,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $142,000 | 5,725 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 5,196 |
| Total interest expense | $99,000 | 5,634 |
| Net interest income | $1,339,000 | 5,093 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $267,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $89,000 | 4,718 |
| Total noninterest expense | $1,513,000 | 4,518 |
| Salaries and employee benefits | $818,000 | 4,479 |
| Premises and equipment expense | $124,000 | 5,111 |
| Additional noninterest expense | $571,000 | 4,208 |
| Pre-tax net operating income | $88,000 | 5,813 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $79,000 | 5,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $79,000 | 5,848 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $79,000 | 5,849 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $15,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $79,000 | 5,809 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 5,330 |
| Total interest expense | $50,000 | 5,693 |
| Net interest income | $634,000 | 5,234 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $141,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $80,000 | 3,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $766,000 | 4,531 |
| Salaries and employee benefits | $405,000 | 4,546 |
| Premises and equipment expense | $59,000 | 5,256 |
| Additional noninterest expense | $302,000 | 4,087 |
| Pre-tax net operating income | $4,000 | 6,166 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $4,000 | 6,193 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,000 | 6,194 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,000 | 6,175 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 5,198 |
| Total interest expense | $241,000 | 5,696 |
| Net interest income | $2,804,000 | 5,075 |
| Provision for loan and lease losses | $52,000 | 4,237 |
| Total noninterest income | $664,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $360,000 | 3,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $304,000 | 4,068 |
| Total noninterest expense | $3,035,000 | 4,586 |
| Salaries and employee benefits | $1,596,000 | 4,595 |
| Premises and equipment expense | $291,000 | 4,924 |
| Additional noninterest expense | $1,148,000 | 4,293 |
| Pre-tax net operating income | $381,000 | 5,267 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $19,000 | 4,121 |
| Income before extraordinary items | $408,000 | 5,125 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $408,000 | 5,128 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $408,000 | 5,128 |
| Net charge-offs | $137,000 | 3,426 |
| Cash dividends | $173,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $363,840 | 5,188 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 5,240 |
| Total interest expense | $187,000 | 5,749 |
| Net interest income | $2,111,000 | 5,109 |
| Provision for loan and lease losses | $47,000 | 3,996 |
| Total noninterest income | $509,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $264,000 | 3,095 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $245,000 | 4,049 |
| Total noninterest expense | $2,284,000 | 4,587 |
| Salaries and employee benefits | $1,193,000 | 4,633 |
| Premises and equipment expense | $232,000 | 4,812 |
| Additional noninterest expense | $859,000 | 4,308 |
| Pre-tax net operating income | $289,000 | 5,380 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $289,000 | 5,305 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $289,000 | 5,306 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $289,000 | 5,307 |
| Net charge-offs | $158,000 | 2,805 |
| Cash dividends | $78,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $289,000 | 5,215 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 5,248 |
| Total interest expense | $127,000 | 5,794 |
| Net interest income | $1,417,000 | 5,111 |
| Provision for loan and lease losses | $32,000 | 3,920 |
| Total noninterest income | $360,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $170,000 | 3,151 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,871 |
| Total noninterest expense | $1,558,000 | 4,557 |
| Salaries and employee benefits | $820,000 | 4,587 |
| Premises and equipment expense | $151,000 | 4,880 |
| Additional noninterest expense | $587,000 | 4,240 |
| Pre-tax net operating income | $187,000 | 5,389 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $187,000 | 5,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $187,000 | 5,348 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $187,000 | 5,348 |
| Net charge-offs | $159,000 | 2,324 |
| Cash dividends | $30,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $187,000 | 5,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 5,269 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $714,000 | 5,119 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $152,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $83,000 | 3,174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $754,000 | 4,672 |
| Salaries and employee benefits | $404,000 | 4,667 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $272,000 | 4,456 |
| Pre-tax net operating income | $92,000 | 5,396 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $92,000 | 5,338 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $92,000 | 5,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $92,000 | 5,340 |
| Net charge-offs | $134,000 | 1,668 |
| Cash dividends | $15,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $92,000 | 5,237 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 5,328 |
| Total interest expense | $275,000 | 6,082 |
| Net interest income | $2,955,000 | 5,145 |
| Provision for loan and lease losses | $70,000 | 4,978 |
| Total noninterest income | $625,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $341,000 | 3,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $284,000 | 4,106 |
| Total noninterest expense | $3,165,000 | 4,611 |
| Salaries and employee benefits | $1,718,000 | 4,509 |
| Premises and equipment expense | $304,000 | 4,932 |
| Additional noninterest expense | $1,143,000 | 4,475 |
| Pre-tax net operating income | $345,000 | 5,297 |
| Securities gains (losses) | $12,000 | 3,338 |
| Applicable income taxes | $-5,000 | 6,510 |
| Income before extraordinary items | $362,000 | 5,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $362,000 | 5,307 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $362,000 | 5,308 |
| Net charge-offs | $122,000 | 4,245 |
| Cash dividends | $129,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $350,000 | 5,134 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 5,393 |
| Total interest expense | $209,000 | 6,193 |
| Net interest income | $2,247,000 | 5,183 |
| Provision for loan and lease losses | $15,000 | 5,485 |
| Total noninterest income | $427,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $255,000 | 3,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $172,000 | 4,449 |
| Total noninterest expense | $2,339,000 | 4,674 |
| Salaries and employee benefits | $1,283,000 | 4,544 |
| Premises and equipment expense | $232,000 | 4,963 |
| Additional noninterest expense | $824,000 | 4,591 |
| Pre-tax net operating income | $320,000 | 5,242 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-1,000 | 6,709 |
| Income before extraordinary items | $322,000 | 5,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $322,000 | 5,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $322,000 | 5,242 |
| Net charge-offs | $108,000 | 3,891 |
| Cash dividends | $116,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $321,000 | 5,054 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 5,417 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $1,519,000 | 5,165 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $273,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $163,000 | 3,356 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 4,524 |
| Total noninterest expense | $1,553,000 | 4,717 |
| Salaries and employee benefits | $855,000 | 4,574 |
| Premises and equipment expense | $154,000 | 4,990 |
| Additional noninterest expense | $544,000 | 4,625 |
| Pre-tax net operating income | $234,000 | 5,136 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-5,000 | 6,800 |
| Income before extraordinary items | $239,000 | 5,111 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $239,000 | 5,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $239,000 | 5,111 |
| Net charge-offs | $39,000 | 4,231 |
| Cash dividends | $26,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $239,000 | 4,917 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 5,428 |
| Total interest expense | $71,000 | 6,350 |
| Net interest income | $771,000 | 5,173 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $139,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $771,000 | 4,763 |
| Salaries and employee benefits | $414,000 | 4,694 |
| Premises and equipment expense | $83,000 | 4,844 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $139,000 | 5,038 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $15,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 5,456 |
| Total interest expense | $360,000 | 6,354 |
| Net interest income | $3,130,000 | 5,158 |
| Provision for loan and lease losses | $109,000 | 5,282 |
| Total noninterest income | $385,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $385,000 | 3,110 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $0 | 6,682 |
| Total noninterest expense | $3,124,000 | 4,772 |
| Salaries and employee benefits | $1,628,000 | 4,733 |
| Premises and equipment expense | $343,000 | 4,926 |
| Additional noninterest expense | $1,153,000 | 4,574 |
| Pre-tax net operating income | $282,000 | 5,292 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $8,000 | 4,354 |
| Income before extraordinary items | $285,000 | 5,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 5,300 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $285,000 | 5,300 |
| Net charge-offs | $90,000 | 5,076 |
| Cash dividends | $66,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $274,330 | 5,219 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 5,499 |
| Total interest expense | $283,000 | 6,395 |
| Net interest income | $2,343,000 | 5,209 |
| Provision for loan and lease losses | $23,000 | 5,958 |
| Total noninterest income | $376,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $293,000 | 3,087 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $83,000 | 5,297 |
| Total noninterest expense | $2,348,000 | 4,776 |
| Salaries and employee benefits | $1,212,000 | 4,753 |
| Premises and equipment expense | $259,000 | 4,962 |
| Additional noninterest expense | $877,000 | 4,530 |
| Pre-tax net operating income | $348,000 | 4,941 |
| Securities gains (losses) | $11,000 | 3,028 |
| Applicable income taxes | $30,000 | 3,874 |
| Income before extraordinary items | $329,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 4,940 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $329,000 | 4,940 |
| Net charge-offs | $81,000 | 4,621 |
| Cash dividends | $51,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $318,880 | 4,863 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 5,574 |
| Total interest expense | $200,000 | 6,418 |
| Net interest income | $1,534,000 | 5,285 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $278,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $200,000 | 3,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $1,582,000 | 4,797 |
| Salaries and employee benefits | $801,000 | 4,813 |
| Premises and equipment expense | $175,000 | 4,971 |
| Additional noninterest expense | $606,000 | 4,503 |
| Pre-tax net operating income | $230,000 | 4,944 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $22,000 | 3,790 |
| Income before extraordinary items | $208,000 | 4,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $208,000 | 4,968 |
| Net charge-offs | $-17,000 | 7,124 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $208,000 | 4,874 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 5,629 |
| Total interest expense | $108,000 | 6,405 |
| Net interest income | $748,000 | 5,354 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $138,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $91,000 | 3,174 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $778,000 | 4,872 |
| Salaries and employee benefits | $395,000 | 4,898 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $299,000 | 4,538 |
| Pre-tax net operating income | $78,000 | 5,399 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $-24,000 | 7,230 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 5,733 |
| Total interest expense | $659,000 | 6,076 |
| Net interest income | $2,822,000 | 5,499 |
| Provision for loan and lease losses | $309,000 | 4,804 |
| Total noninterest income | $728,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $424,000 | 2,967 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $304,000 | 3,933 |
| Total noninterest expense | $2,972,000 | 5,045 |
| Salaries and employee benefits | $1,523,000 | 5,021 |
| Premises and equipment expense | $345,000 | 5,094 |
| Additional noninterest expense | $1,104,000 | 4,823 |
| Pre-tax net operating income | $269,000 | 4,995 |
| Securities gains (losses) | $109,000 | 2,090 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $374,000 | 4,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 4,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $374,000 | 4,695 |
| Net charge-offs | $285,000 | 4,360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $266,090 | 4,912 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 5,820 |
| Total interest expense | $534,000 | 6,080 |
| Net interest income | $2,095,000 | 5,602 |
| Provision for loan and lease losses | $209,000 | 4,838 |
| Total noninterest income | $542,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $321,000 | 3,020 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $221,000 | 4,007 |
| Total noninterest expense | $2,207,000 | 5,092 |
| Salaries and employee benefits | $1,130,000 | 5,080 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $795,000 | 4,938 |
| Pre-tax net operating income | $221,000 | 5,176 |
| Securities gains (losses) | $109,000 | 1,866 |
| Applicable income taxes | $16,000 | 4,084 |
| Income before extraordinary items | $314,000 | 4,803 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $314,000 | 4,806 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $314,000 | 4,806 |
| Net charge-offs | $40,000 | 5,674 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $210,450 | 5,089 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 5,818 |
| Total interest expense | $374,000 | 6,082 |
| Net interest income | $1,407,000 | 5,608 |
| Provision for loan and lease losses | $137,000 | 4,751 |
| Total noninterest income | $357,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $216,000 | 3,005 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $1,454,000 | 5,152 |
| Salaries and employee benefits | $739,000 | 5,152 |
| Premises and equipment expense | $184,000 | 5,062 |
| Additional noninterest expense | $531,000 | 4,926 |
| Pre-tax net operating income | $173,000 | 5,076 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-4,000 | 6,874 |
| Income before extraordinary items | $177,000 | 5,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 5,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $177,000 | 5,051 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,000 | 4,892 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 5,825 |
| Total interest expense | $210,000 | 5,976 |
| Net interest income | $706,000 | 5,631 |
| Provision for loan and lease losses | $65,000 | 4,501 |
| Total noninterest income | $176,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $106,000 | 3,042 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 4,123 |
| Total noninterest expense | $721,000 | 5,222 |
| Salaries and employee benefits | $338,000 | 5,474 |
| Premises and equipment expense | $88,000 | 5,241 |
| Additional noninterest expense | $295,000 | 4,630 |
| Pre-tax net operating income | $96,000 | 5,096 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,000 | 6,993 |
| Income before extraordinary items | $97,000 | 5,018 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 5,019 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $97,000 | 5,018 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $97,000 | 4,903 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 5,837 |
| Total interest expense | $1,020,000 | 5,988 |
| Net interest income | $2,772,000 | 5,583 |
| Provision for loan and lease losses | $870,000 | 3,719 |
| Total noninterest income | $810,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $487,000 | 2,953 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $323,000 | 3,880 |
| Total noninterest expense | $3,065,000 | 5,110 |
| Salaries and employee benefits | $1,548,000 | 5,090 |
| Premises and equipment expense | $373,000 | 5,165 |
| Additional noninterest expense | $1,144,000 | 4,866 |
| Pre-tax net operating income | $-353,000 | 5,865 |
| Securities gains (losses) | $-278,000 | 7,481 |
| Applicable income taxes | $-39,000 | 6,408 |
| Income before extraordinary items | $-592,000 | 6,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-592,000 | 6,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-592,000 | 6,131 |
| Net charge-offs | $959,000 | 2,913 |
| Cash dividends | $44,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-330,680 | 5,951 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 5,828 |
| Total interest expense | $769,000 | 6,110 |
| Net interest income | $2,167,000 | 5,500 |
| Provision for loan and lease losses | $739,000 | 3,213 |
| Total noninterest income | $562,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $364,000 | 2,974 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $198,000 | 4,299 |
| Total noninterest expense | $2,368,000 | 5,035 |
| Salaries and employee benefits | $1,220,000 | 4,994 |
| Premises and equipment expense | $301,000 | 5,030 |
| Additional noninterest expense | $847,000 | 4,896 |
| Pre-tax net operating income | $-378,000 | 6,214 |
| Securities gains (losses) | $-283,000 | 7,649 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $-670,000 | 6,549 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-670,000 | 6,550 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-670,000 | 6,550 |
| Net charge-offs | $692,000 | 2,644 |
| Cash dividends | $44,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-387,000 | 6,316 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,869 |
| Total interest expense | $515,000 | 6,208 |
| Net interest income | $1,452,000 | 5,489 |
| Provision for loan and lease losses | $159,000 | 4,675 |
| Total noninterest income | $362,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $236,000 | 2,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $1,532,000 | 5,182 |
| Salaries and employee benefits | $821,000 | 5,022 |
| Premises and equipment expense | $200,000 | 5,076 |
| Additional noninterest expense | $511,000 | 5,189 |
| Pre-tax net operating income | $123,000 | 5,076 |
| Securities gains (losses) | $-306,000 | 7,851 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $-190,000 | 6,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-190,000 | 6,362 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-190,000 | 6,362 |
| Net charge-offs | $431,000 | 2,513 |
| Cash dividends | $44,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $116,000 | 4,993 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,927 |
| Total interest expense | $256,000 | 6,330 |
| Net interest income | $721,000 | 5,493 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $180,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $758,000 | 5,145 |
| Salaries and employee benefits | $412,000 | 5,049 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $241,000 | 5,051 |
| Pre-tax net operating income | $91,000 | 5,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $86,000 | 5,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 5,149 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $86,000 | 5,148 |
| Net charge-offs | $422,000 | 1,495 |
| Cash dividends | $28,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $86,000 | 4,981 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 5,844 |
| Total interest expense | $1,152,000 | 6,527 |
| Net interest income | $3,158,000 | 5,272 |
| Provision for loan and lease losses | $219,000 | 5,109 |
| Total noninterest income | $787,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $520,000 | 2,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $267,000 | 4,307 |
| Total noninterest expense | $2,925,000 | 5,203 |
| Salaries and employee benefits | $1,549,000 | 5,246 |
| Premises and equipment expense | $465,000 | 4,666 |
| Additional noninterest expense | $911,000 | 5,111 |
| Pre-tax net operating income | $801,000 | 4,158 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $40,000 | 3,968 |
| Income before extraordinary items | $761,000 | 3,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $761,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,798 |
| Cash dividends | $348,000 | 3,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $761,000 | 3,926 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 5,879 |
| Total interest expense | $890,000 | 6,579 |
| Net interest income | $2,384,000 | 5,293 |
| Provision for loan and lease losses | $130,000 | 4,814 |
| Total noninterest income | $601,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $380,000 | 3,009 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $221,000 | 4,235 |
| Total noninterest expense | $2,209,000 | 5,164 |
| Salaries and employee benefits | $1,181,000 | 5,218 |
| Premises and equipment expense | $375,000 | 4,482 |
| Additional noninterest expense | $653,000 | 5,173 |
| Pre-tax net operating income | $646,000 | 4,516 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $23,000 | 4,535 |
| Income before extraordinary items | $623,000 | 4,063 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $623,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $208,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $623,000 | 4,212 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 5,880 |
| Total interest expense | $634,000 | 6,575 |
| Net interest income | $1,610,000 | 5,262 |
| Provision for loan and lease losses | $93,000 | 4,365 |
| Total noninterest income | $386,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $246,000 | 3,055 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $140,000 | 4,423 |
| Total noninterest expense | $1,461,000 | 5,223 |
| Salaries and employee benefits | $785,000 | 5,273 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $426,000 | 5,223 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $427,000 | 4,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $148,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $427,000 | 4,277 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,893 |
| Total interest expense | $339,000 | 6,591 |
| Net interest income | $820,000 | 5,234 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $190,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $733,000 | 5,212 |
| Salaries and employee benefits | $390,000 | 5,322 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $224,000 | 5,020 |
| Pre-tax net operating income | $232,000 | 4,680 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $224,000 | 4,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,235 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $224,000 | 4,329 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 5,930 |
| Total interest expense | $1,485,000 | 6,454 |
| Net interest income | $3,122,000 | 5,398 |
| Provision for loan and lease losses | $205,000 | 3,814 |
| Total noninterest income | $767,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $448,000 | 3,300 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $319,000 | 4,126 |
| Total noninterest expense | $2,815,000 | 5,203 |
| Salaries and employee benefits | $1,478,000 | 5,349 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $910,000 | 4,934 |
| Pre-tax net operating income | $869,000 | 5,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $389,000 | 3,060 |
| Income before extraordinary items | $480,000 | 5,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $480,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,986 |
| Cash dividends | $362,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $480,000 | 5,738 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 5,982 |
| Total interest expense | $1,116,000 | 6,479 |
| Net interest income | $2,305,000 | 5,467 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $567,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $318,000 | 3,421 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $249,000 | 4,102 |
| Total noninterest expense | $2,114,000 | 5,183 |
| Salaries and employee benefits | $1,116,000 | 5,307 |
| Premises and equipment expense | $345,000 | 4,586 |
| Additional noninterest expense | $653,000 | 5,015 |
| Pre-tax net operating income | $598,000 | 5,449 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $387,000 | 2,842 |
| Income before extraordinary items | $211,000 | 6,757 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $211,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $188,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $211,000 | 6,744 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 6,037 |
| Total interest expense | $733,000 | 6,525 |
| Net interest income | $1,519,000 | 5,529 |
| Provision for loan and lease losses | $115,000 | 3,098 |
| Total noninterest income | $373,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $184,000 | 3,937 |
| Total noninterest expense | $1,394,000 | 5,256 |
| Salaries and employee benefits | $738,000 | 5,379 |
| Premises and equipment expense | $227,000 | 4,648 |
| Additional noninterest expense | $429,000 | 5,055 |
| Pre-tax net operating income | $383,000 | 5,597 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $364,000 | 2,502 |
| Income before extraordinary items | $19,000 | 7,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $19,000 | 7,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 6,121 |
| Total interest expense | $353,000 | 6,623 |
| Net interest income | $732,000 | 5,648 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $114,000 | 3,521 |
| Total noninterest expense | $684,000 | 5,329 |
| Salaries and employee benefits | $355,000 | 5,541 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $219,000 | 4,959 |
| Pre-tax net operating income | $185,000 | 5,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $357,000 | 1,640 |
| Income before extraordinary items | $-172,000 | 8,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-172,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-172,000 | 8,285 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 6,071 |
| Total interest expense | $1,173,000 | 6,622 |
| Net interest income | $2,898,000 | 5,627 |
| Provision for loan and lease losses | $178,000 | 3,798 |
| Total noninterest income | $717,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $400,000 | 3,539 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $317,000 | 4,199 |
| Total noninterest expense | $2,794,000 | 5,130 |
| Salaries and employee benefits | $1,459,000 | 5,298 |
| Premises and equipment expense | $462,000 | 4,482 |
| Additional noninterest expense | $873,000 | 4,962 |
| Pre-tax net operating income | $643,000 | 6,069 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $155,000 | 4,563 |
| Income before extraordinary items | $488,000 | 6,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $488,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,511 |
| Cash dividends | $146,000 | 5,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $488,000 | 6,196 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 6,110 |
| Total interest expense | $842,000 | 6,689 |
| Net interest income | $2,180,000 | 5,672 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $567,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $302,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $265,000 | 3,986 |
| Total noninterest expense | $2,096,000 | 5,109 |
| Salaries and employee benefits | $1,087,000 | 5,284 |
| Premises and equipment expense | $351,000 | 4,457 |
| Additional noninterest expense | $658,000 | 4,920 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $67,000 | 5,244 |
| Income before extraordinary items | $436,000 | 6,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $436,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,696 |
| Cash dividends | $146,000 | 4,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $436,000 | 6,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 6,105 |
| Total interest expense | $541,000 | 6,694 |
| Net interest income | $1,465,000 | 5,677 |
| Provision for loan and lease losses | $103,000 | 3,273 |
| Total noninterest income | $389,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 3,893 |
| Total noninterest expense | $1,406,000 | 5,105 |
| Salaries and employee benefits | $725,000 | 5,303 |
| Premises and equipment expense | $238,000 | 4,408 |
| Additional noninterest expense | $443,000 | 4,875 |
| Pre-tax net operating income | $345,000 | 6,184 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $300,000 | 6,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $300,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,045 |
| Cash dividends | $45,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $300,000 | 6,008 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 6,142 |
| Total interest expense | $262,000 | 6,697 |
| Net interest income | $718,000 | 5,729 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $694,000 | 5,157 |
| Salaries and employee benefits | $360,000 | 5,348 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $168,000 | 6,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $145,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,139 |
| Cash dividends | $29,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 6,147 |
| Total interest expense | $908,000 | 6,517 |
| Net interest income | $2,647,000 | 5,892 |
| Provision for loan and lease losses | $218,000 | 3,451 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $392,000 | 3,598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $299,000 | 4,341 |
| Total noninterest expense | $2,673,000 | 5,152 |
| Salaries and employee benefits | $1,391,000 | 5,314 |
| Premises and equipment expense | $446,000 | 4,523 |
| Additional noninterest expense | $836,000 | 5,018 |
| Pre-tax net operating income | $447,000 | 6,908 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $90,000 | 5,449 |
| Income before extraordinary items | $357,000 | 6,948 |
| Extraordinary gains, net | $-6,000 | 8,802 |
| Net income | $351,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,249 |
| Cash dividends | $245,000 | 4,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $357,000 | 6,935 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 6,194 |
| Total interest expense | $657,000 | 6,516 |
| Net interest income | $1,950,000 | 5,961 |
| Provision for loan and lease losses | $178,000 | 3,228 |
| Total noninterest income | $500,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 4,362 |
| Total noninterest expense | $1,952,000 | 5,224 |
| Salaries and employee benefits | $1,036,000 | 5,311 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $618,000 | 5,018 |
| Pre-tax net operating income | $320,000 | 7,121 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $86,000 | 5,378 |
| Income before extraordinary items | $234,000 | 7,279 |
| Extraordinary gains, net | $-6,000 | 8,837 |
| Net income | $228,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $61,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $234,000 | 7,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 6,172 |
| Total interest expense | $426,000 | 6,452 |
| Net interest income | $1,295,000 | 5,963 |
| Provision for loan and lease losses | $108,000 | 3,253 |
| Total noninterest income | $313,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $170,000 | 3,858 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $1,304,000 | 5,206 |
| Salaries and employee benefits | $685,000 | 5,316 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $419,000 | 4,931 |
| Pre-tax net operating income | $196,000 | 7,238 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $58,000 | 5,391 |
| Income before extraordinary items | $138,000 | 7,450 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $138,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,758 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $138,000 | 7,404 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,247 |
| Total interest expense | $203,000 | 6,502 |
| Net interest income | $636,000 | 6,039 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $681,000 | 5,093 |
| Salaries and employee benefits | $341,000 | 5,387 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $241,000 | 4,475 |
| Pre-tax net operating income | $61,000 | 7,759 |
| Securities gains (losses) | $30,000 | 675 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,900 | 7,902 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 6,187 |
| Total interest expense | $720,000 | 6,518 |
| Net interest income | $2,534,000 | 5,958 |
| Provision for loan and lease losses | $145,000 | 4,324 |
| Total noninterest income | $592,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $342,000 | 3,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,641 |
| Total noninterest expense | $2,438,000 | 5,395 |
| Salaries and employee benefits | $1,328,000 | 5,353 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $700,000 | 5,529 |
| Pre-tax net operating income | $543,000 | 6,570 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $148,000 | 5,120 |
| Income before extraordinary items | $395,000 | 6,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $395,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,462 |
| Cash dividends | $292,000 | 4,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $395,000 | 6,735 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 6,191 |
| Total interest expense | $536,000 | 6,526 |
| Net interest income | $1,904,000 | 5,962 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $454,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $257,000 | 4,034 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 4,529 |
| Total noninterest expense | $1,804,000 | 5,406 |
| Salaries and employee benefits | $988,000 | 5,364 |
| Premises and equipment expense | $281,000 | 4,970 |
| Additional noninterest expense | $535,000 | 5,428 |
| Pre-tax net operating income | $439,000 | 6,586 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $157,000 | 4,784 |
| Income before extraordinary items | $282,000 | 7,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $282,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $76,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $282,000 | 6,956 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,197 |
| Total interest expense | $368,000 | 6,486 |
| Net interest income | $1,261,000 | 5,988 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $290,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $172,000 | 4,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $1,183,000 | 5,483 |
| Salaries and employee benefits | $658,000 | 5,401 |
| Premises and equipment expense | $187,000 | 4,999 |
| Additional noninterest expense | $338,000 | 5,609 |
| Pre-tax net operating income | $268,000 | 6,711 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $106,000 | 4,763 |
| Income before extraordinary items | $162,000 | 7,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $59,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $162,000 | 7,169 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,166 |
| Total interest expense | $191,000 | 6,459 |
| Net interest income | $637,000 | 5,945 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $141,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $610,000 | 5,396 |
| Salaries and employee benefits | $331,000 | 5,390 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $185,000 | 5,342 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $54,000 | 4,750 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 932 |
| Cash dividends | $44,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $34,000 | 8,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 5,957 |
| Total interest expense | $964,000 | 6,217 |
| Net interest income | $2,642,000 | 5,720 |
| Provision for loan and lease losses | $230,000 | 3,756 |
| Total noninterest income | $614,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $380,000 | 3,759 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $234,000 | 4,971 |
| Total noninterest expense | $2,399,000 | 5,369 |
| Salaries and employee benefits | $1,266,000 | 5,451 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $715,000 | 5,436 |
| Pre-tax net operating income | $627,000 | 6,250 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $148,000 | 5,291 |
| Income before extraordinary items | $479,000 | 6,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $479,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,920 |
| Cash dividends | $264,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $479,000 | 6,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 5,984 |
| Total interest expense | $756,000 | 6,241 |
| Net interest income | $1,983,000 | 5,739 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $458,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $275,000 | 3,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,961 |
| Total noninterest expense | $1,738,000 | 5,467 |
| Salaries and employee benefits | $936,000 | 5,468 |
| Premises and equipment expense | $278,000 | 4,976 |
| Additional noninterest expense | $524,000 | 5,488 |
| Pre-tax net operating income | $533,000 | 6,150 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $351,000 | 6,656 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $351,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,758 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $351,000 | 6,473 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 6,004 |
| Total interest expense | $520,000 | 6,270 |
| Net interest income | $1,318,000 | 5,740 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $309,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $1,147,000 | 5,497 |
| Salaries and employee benefits | $621,000 | 5,504 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $348,000 | 5,489 |
| Pre-tax net operating income | $370,000 | 6,044 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $121,000 | 4,846 |
| Income before extraordinary items | $249,000 | 6,528 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $249,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,819 |
| Cash dividends | $34,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $249,000 | 6,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,998 |
| Total interest expense | $264,000 | 6,332 |
| Net interest income | $665,000 | 5,699 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $152,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $588,000 | 5,411 |
| Salaries and employee benefits | $313,000 | 5,490 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $182,000 | 5,306 |
| Pre-tax net operating income | $169,000 | 6,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $23,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 5,974 |
| Total interest expense | $1,319,000 | 6,125 |
| Net interest income | $2,599,000 | 5,781 |
| Provision for loan and lease losses | $178,000 | 4,620 |
| Total noninterest income | $607,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $392,000 | 3,577 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,874 |
| Total noninterest expense | $2,267,000 | 5,443 |
| Salaries and employee benefits | $1,193,000 | 5,501 |
| Premises and equipment expense | $341,000 | 5,172 |
| Additional noninterest expense | $733,000 | 5,251 |
| Pre-tax net operating income | $761,000 | 5,888 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $252,000 | 4,747 |
| Income before extraordinary items | $509,000 | 6,356 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $509,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,429 |
| Cash dividends | $308,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $509,000 | 6,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 6,207 |
| Total interest expense | $1,922,000 | 6,221 |
| Net interest income | $2,268,000 | 6,029 |
| Provision for loan and lease losses | $321,000 | 3,068 |
| Total noninterest income | $543,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $408,000 | 3,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $135,000 | 5,740 |
| Total noninterest expense | $2,018,000 | 5,693 |
| Salaries and employee benefits | $1,107,000 | 5,632 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $617,000 | 5,731 |
| Pre-tax net operating income | $472,000 | 6,668 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $129,000 | 5,671 |
| Income before extraordinary items | $344,000 | 6,861 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $344,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,001 |
| Cash dividends | $115,000 | 5,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $343,270 | 6,756 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 6,853 |
| Total interest expense | $1,675,000 | 6,816 |
| Net interest income | $1,892,000 | 6,742 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $474,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $1,683,000 | 6,302 |
| Salaries and employee benefits | $900,000 | 6,317 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $517,000 | 6,303 |
| Pre-tax net operating income | $468,000 | 7,160 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $120,000 | 6,281 |
| Income before extraordinary items | $350,000 | 7,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $350,000 | 7,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $297,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $348,520 | 7,159 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 7,480 |
| Total interest expense | $1,162,000 | 7,738 |
| Net interest income | $1,750,000 | 7,108 |
| Provision for loan and lease losses | $176,000 | 3,887 |
| Total noninterest income | $365,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $1,519,000 | 6,728 |
| Salaries and employee benefits | $758,000 | 6,955 |
| Premises and equipment expense | $276,000 | 5,735 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $420,000 | 7,491 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $308,000 | 7,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $308,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,078 |
| Cash dividends | $227,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $305,810 | 7,538 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 7,527 |
| Total interest expense | $1,280,000 | 7,725 |
| Net interest income | $1,725,000 | 7,226 |
| Provision for loan and lease losses | $97,000 | 5,195 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $1,509,000 | 6,662 |
| Salaries and employee benefits | $772,000 | 6,808 |
| Premises and equipment expense | $294,000 | 5,443 |
| Additional noninterest expense | $443,000 | 6,857 |
| Pre-tax net operating income | $453,000 | 7,614 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $153,000 | 6,799 |
| Income before extraordinary items | $300,000 | 7,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $300,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $306,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $300,000 | 7,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 7,734 |
| Total interest expense | $1,269,000 | 7,928 |
| Net interest income | $1,748,000 | 7,433 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,499,000 | 6,782 |
| Salaries and employee benefits | $755,000 | 6,995 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $434,000 | 7,070 |
| Pre-tax net operating income | $438,000 | 8,244 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $312,000 | 8,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $312,000 | 8,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $312,000 | 8,241 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 8,133 |
| Total interest expense | $1,306,000 | 8,088 |
| Net interest income | $1,592,000 | 8,047 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $1,506,000 | 7,090 |
| Salaries and employee benefits | $793,000 | 7,012 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $446,000 | 7,499 |
| Pre-tax net operating income | $367,000 | 8,711 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $274,000 | 8,641 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $274,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $97,000 | 6,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $273,260 | 8,575 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 8,477 |
| Total interest expense | $1,263,000 | 8,395 |
| Net interest income | $1,554,000 | 8,382 |
| Provision for loan and lease losses | $74,000 | 5,310 |
| Total noninterest income | $366,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $1,442,000 | 7,455 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $421,000 | 7,996 |
| Pre-tax net operating income | $404,000 | 9,043 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $102,000 | 9,142 |
| Income before extraordinary items | $304,000 | 8,901 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $304,000 | 8,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $95,000 | 6,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $302,500 | 8,889 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 8,904 |
| Total interest expense | $969,000 | 8,833 |
| Net interest income | $1,530,000 | 8,797 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $363,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $1,453,000 | 7,751 |
| Salaries and employee benefits | $735,000 | 7,631 |
| Premises and equipment expense | $282,000 | 5,977 |
| Additional noninterest expense | $436,000 | 8,469 |
| Pre-tax net operating income | $368,000 | 9,590 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $106,000 | 9,219 |
| Income before extraordinary items | $261,000 | 9,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $261,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,975 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $261,710 | 9,628 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 9,200 |
| Total interest expense | $1,039,000 | 8,929 |
| Net interest income | $1,452,000 | 9,267 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,444,000 | 8,029 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $451,000 | 8,716 |
| Pre-tax net operating income | $257,000 | 10,576 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $80,000 | 10,214 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $79,000 | 7,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,180 | 10,585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 9,603 |
| Total interest expense | $1,292,000 | 9,269 |
| Net interest income | $1,372,000 | 9,730 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,370,000 | 8,407 |
| Salaries and employee benefits | $680,000 | 8,140 |
| Premises and equipment expense | $275,000 | 6,364 |
| Additional noninterest expense | $415,000 | 9,394 |
| Pre-tax net operating income | $158,000 | 11,446 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $189,000 | 10,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $189,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,797 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $122,010 | 11,328 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.