Home > The Commercial Bank of Obion > Income and Expense
The Commercial Bank of Obion, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,935 |
| Total interest expense | $855,000 | 9,328 |
| Net interest income | $1,071,000 | 10,177 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $116,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $732,000 | 10,552 |
| Salaries and employee benefits | $406,000 | 10,237 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $237,000 | 10,688 |
| Pre-tax net operating income | $455,000 | 8,962 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $294,000 | 9,209 |
| Extraordinary gains, net | $-25,000 | 12,512 |
| Net income | $269,000 | 9,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $302,710 | 9,191 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 10,340 |
| Total interest expense | $799,000 | 10,062 |
| Net interest income | $1,121,000 | 10,329 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $692,000 | 11,209 |
| Salaries and employee benefits | $384,000 | 10,800 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $244,000 | 11,157 |
| Pre-tax net operating income | $539,000 | 8,380 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $176,000 | 8,089 |
| Income before extraordinary items | $361,000 | 8,827 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $386,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $362,340 | 8,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 10,569 |
| Total interest expense | $1,043,000 | 10,213 |
| Net interest income | $1,115,000 | 10,646 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $663,000 | 11,723 |
| Salaries and employee benefits | $371,000 | 11,211 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $214,000 | 12,038 |
| Pre-tax net operating income | $528,000 | 8,217 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $168,000 | 8,209 |
| Income before extraordinary items | $386,000 | 8,360 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $386,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $367,800 | 8,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.