Home > The Commercial Bank of Grayson > Income and Expense
The Commercial Bank of Grayson, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,141,000 | 3,103 |
| Total interest expense | $926,000 | 3,759 |
| Net interest income | $7,215,000 | 2,857 |
| Provision for loan and lease losses | $1,394,000 | 685 |
| Total noninterest income | $1,667,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $263,000 | 2,352 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,404,000 | 1,953 |
| Total noninterest expense | $6,424,000 | 2,678 |
| Salaries and employee benefits | $3,211,000 | 2,857 |
| Premises and equipment expense | $648,000 | 2,592 |
| Additional noninterest expense | $1,404,000 | 1,953 |
| Pre-tax net operating income | $1,064,000 | 3,530 |
| Securities gains (losses) | $-99,000 | 3,788 |
| Applicable income taxes | $351,000 | 2,129 |
| Income before extraordinary items | $614,000 | 3,775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $614,000 | 3,813 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $614,000 | 3,776 |
| Net charge-offs | $547,000 | 723 |
| Cash dividends | $900,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $692,210 | 3,732 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 3,124 |
| Total interest expense | $584,000 | 3,805 |
| Net interest income | $5,328,000 | 2,891 |
| Provision for loan and lease losses | $151,000 | 1,866 |
| Total noninterest income | $908,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $187,000 | 2,453 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $721,000 | 2,301 |
| Total noninterest expense | $4,830,000 | 2,671 |
| Salaries and employee benefits | $2,362,000 | 2,855 |
| Premises and equipment expense | $482,000 | 2,611 |
| Additional noninterest expense | $721,000 | 2,300 |
| Pre-tax net operating income | $1,255,000 | 3,207 |
| Securities gains (losses) | $-99,000 | 3,993 |
| Applicable income taxes | $318,000 | 2,075 |
| Income before extraordinary items | $838,000 | 3,449 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $838,000 | 3,481 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $838,000 | 3,449 |
| Net charge-offs | $96,000 | 1,193 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $916,210 | 3,395 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 3,154 |
| Total interest expense | $339,000 | 3,805 |
| Net interest income | $3,476,000 | 2,938 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $614,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $113,000 | 2,542 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $501,000 | 2,198 |
| Total noninterest expense | $3,252,000 | 2,643 |
| Salaries and employee benefits | $1,623,000 | 2,820 |
| Premises and equipment expense | $289,000 | 2,759 |
| Additional noninterest expense | $501,000 | 2,195 |
| Pre-tax net operating income | $778,000 | 3,311 |
| Securities gains (losses) | $-98,000 | 4,202 |
| Applicable income taxes | $238,000 | 2,023 |
| Income before extraordinary items | $442,000 | 3,674 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $442,000 | 3,709 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $442,000 | 3,673 |
| Net charge-offs | $74,000 | 1,043 |
| Cash dividends | $700,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $519,420 | 3,575 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,193 |
| Total interest expense | $168,000 | 3,703 |
| Net interest income | $1,682,000 | 2,991 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $319,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $248,000 | 2,195 |
| Total noninterest expense | $1,647,000 | 2,644 |
| Salaries and employee benefits | $868,000 | 2,764 |
| Premises and equipment expense | $133,000 | 2,923 |
| Additional noninterest expense | $248,000 | 2,195 |
| Pre-tax net operating income | $324,000 | 3,562 |
| Securities gains (losses) | $-98,000 | 4,348 |
| Applicable income taxes | $116,000 | 2,039 |
| Income before extraordinary items | $110,000 | 4,113 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $110,000 | 4,113 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $110,000 | 4,113 |
| Net charge-offs | $45,000 | 839 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $187,420 | 3,875 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 3,016 |
| Total interest expense | $283,000 | 3,806 |
| Net interest income | $6,872,000 | 2,907 |
| Provision for loan and lease losses | $68,000 | 2,418 |
| Total noninterest income | $1,287,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $302,000 | 2,244 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $985,000 | 2,341 |
| Total noninterest expense | $5,951,000 | 2,767 |
| Salaries and employee benefits | $3,133,000 | 2,877 |
| Premises and equipment expense | $566,000 | 2,818 |
| Additional noninterest expense | $985,000 | 2,341 |
| Pre-tax net operating income | $2,140,000 | 3,046 |
| Securities gains (losses) | $-31,000 | 3,658 |
| Applicable income taxes | $451,000 | 2,099 |
| Income before extraordinary items | $1,658,000 | 3,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,658,000 | 3,151 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,658,000 | 3,153 |
| Net charge-offs | $133,000 | 1,110 |
| Cash dividends | $1,300,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,682,490 | 3,169 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 2,994 |
| Total interest expense | $192,000 | 3,750 |
| Net interest income | $5,033,000 | 2,918 |
| Provision for loan and lease losses | $56,000 | 2,199 |
| Total noninterest income | $968,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $229,000 | 2,240 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $739,000 | 2,387 |
| Total noninterest expense | $4,479,000 | 2,750 |
| Salaries and employee benefits | $2,318,000 | 2,883 |
| Premises and equipment expense | $394,000 | 2,932 |
| Additional noninterest expense | $739,000 | 2,387 |
| Pre-tax net operating income | $1,466,000 | 3,131 |
| Securities gains (losses) | $-4,000 | 3,629 |
| Applicable income taxes | $287,000 | 2,245 |
| Income before extraordinary items | $1,175,000 | 3,199 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,175,000 | 3,197 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,175,000 | 3,198 |
| Net charge-offs | $120,000 | 863 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,178,200 | 3,228 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 3,007 |
| Total interest expense | $123,000 | 3,752 |
| Net interest income | $3,246,000 | 2,937 |
| Provision for loan and lease losses | $24,000 | 2,222 |
| Total noninterest income | $634,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $142,000 | 2,313 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $492,000 | 2,412 |
| Total noninterest expense | $3,033,000 | 2,719 |
| Salaries and employee benefits | $1,581,000 | 2,855 |
| Premises and equipment expense | $251,000 | 3,010 |
| Additional noninterest expense | $1,201,000 | 2,301 |
| Pre-tax net operating income | $823,000 | 3,219 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $190,000 | 2,170 |
| Income before extraordinary items | $633,000 | 3,327 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $633,000 | 3,326 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $633,000 | 3,327 |
| Net charge-offs | $43,000 | 1,030 |
| Cash dividends | $500,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $633,000 | 3,358 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,004 |
| Total interest expense | $63,000 | 3,713 |
| Net interest income | $1,592,000 | 2,933 |
| Provision for loan and lease losses | $12,000 | 1,968 |
| Total noninterest income | $304,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $69,000 | 2,339 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $235,000 | 2,418 |
| Total noninterest expense | $1,559,000 | 2,667 |
| Salaries and employee benefits | $845,000 | 2,751 |
| Premises and equipment expense | $132,000 | 2,940 |
| Additional noninterest expense | $582,000 | 2,332 |
| Pre-tax net operating income | $325,000 | 3,334 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $92,000 | 2,113 |
| Income before extraordinary items | $233,000 | 3,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 3,501 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $233,000 | 3,502 |
| Net charge-offs | $25,000 | 891 |
| Cash dividends | $200,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $233,000 | 3,526 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 3,056 |
| Total interest expense | $294,000 | 3,779 |
| Net interest income | $6,425,000 | 2,974 |
| Provision for loan and lease losses | $32,000 | 2,726 |
| Total noninterest income | $1,281,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $268,000 | 2,317 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,013,000 | 2,616 |
| Total noninterest expense | $5,666,000 | 2,809 |
| Salaries and employee benefits | $2,954,000 | 2,958 |
| Premises and equipment expense | $493,000 | 3,060 |
| Additional noninterest expense | $2,219,000 | 2,413 |
| Pre-tax net operating income | $2,008,000 | 3,145 |
| Securities gains (losses) | $23,000 | 1,454 |
| Applicable income taxes | $411,000 | 2,233 |
| Income before extraordinary items | $1,620,000 | 3,263 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,620,000 | 3,262 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,620,000 | 3,263 |
| Net charge-offs | $63,000 | 1,556 |
| Cash dividends | $1,600,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,601,600 | 3,253 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 3,154 |
| Total interest expense | $218,000 | 3,879 |
| Net interest income | $4,704,000 | 3,054 |
| Provision for loan and lease losses | $24,000 | 2,664 |
| Total noninterest income | $954,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $199,000 | 2,333 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $755,000 | 2,656 |
| Total noninterest expense | $4,288,000 | 2,817 |
| Salaries and employee benefits | $2,199,000 | 2,980 |
| Premises and equipment expense | $358,000 | 3,128 |
| Additional noninterest expense | $1,731,000 | 2,365 |
| Pre-tax net operating income | $1,346,000 | 3,385 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $215,000 | 2,531 |
| Income before extraordinary items | $1,145,000 | 3,451 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,145,000 | 3,451 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,145,000 | 3,451 |
| Net charge-offs | $58,000 | 1,299 |
| Cash dividends | $1,200,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,133,240 | 3,437 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 3,181 |
| Total interest expense | $149,000 | 3,926 |
| Net interest income | $3,081,000 | 3,086 |
| Provision for loan and lease losses | $16,000 | 2,602 |
| Total noninterest income | $636,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $125,000 | 2,364 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $511,000 | 2,620 |
| Total noninterest expense | $2,901,000 | 2,788 |
| Salaries and employee benefits | $1,502,000 | 2,942 |
| Premises and equipment expense | $232,000 | 3,160 |
| Additional noninterest expense | $1,167,000 | 2,332 |
| Pre-tax net operating income | $800,000 | 3,531 |
| Securities gains (losses) | $6,000 | 1,541 |
| Applicable income taxes | $143,000 | 2,528 |
| Income before extraordinary items | $663,000 | 3,629 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $663,000 | 3,628 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $663,000 | 3,629 |
| Net charge-offs | $37,000 | 1,256 |
| Cash dividends | $800,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $658,080 | 3,602 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 3,243 |
| Total interest expense | $76,000 | 3,972 |
| Net interest income | $1,475,000 | 3,135 |
| Provision for loan and lease losses | $8,000 | 2,540 |
| Total noninterest income | $308,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $62,000 | 2,361 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $246,000 | 2,645 |
| Total noninterest expense | $1,489,000 | 2,727 |
| Salaries and employee benefits | $797,000 | 2,856 |
| Premises and equipment expense | $106,000 | 3,312 |
| Additional noninterest expense | $586,000 | 2,301 |
| Pre-tax net operating income | $286,000 | 3,813 |
| Securities gains (losses) | $6,000 | 1,173 |
| Applicable income taxes | $72,000 | 2,488 |
| Income before extraordinary items | $220,000 | 3,953 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $220,000 | 3,952 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $220,000 | 3,953 |
| Net charge-offs | $25,000 | 1,071 |
| Cash dividends | $400,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $215,260 | 3,960 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 3,085 |
| Total interest expense | $367,000 | 4,129 |
| Net interest income | $6,544,000 | 2,922 |
| Provision for loan and lease losses | $32,000 | 4,016 |
| Total noninterest income | $1,142,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $293,000 | 2,266 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $849,000 | 2,636 |
| Total noninterest expense | $5,881,000 | 2,726 |
| Salaries and employee benefits | $3,148,000 | 2,868 |
| Premises and equipment expense | $521,000 | 2,979 |
| Additional noninterest expense | $2,212,000 | 2,373 |
| Pre-tax net operating income | $1,773,000 | 3,076 |
| Securities gains (losses) | $94,000 | 1,421 |
| Applicable income taxes | $305,000 | 2,293 |
| Income before extraordinary items | $1,562,000 | 3,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,562,000 | 3,141 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,562,000 | 3,142 |
| Net charge-offs | $59,000 | 2,309 |
| Cash dividends | $1,420,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,483,040 | 3,139 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,118 |
| Total interest expense | $277,000 | 4,205 |
| Net interest income | $4,880,000 | 2,942 |
| Provision for loan and lease losses | $24,000 | 3,978 |
| Total noninterest income | $863,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $222,000 | 2,263 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $641,000 | 2,592 |
| Total noninterest expense | $4,492,000 | 2,693 |
| Salaries and employee benefits | $2,385,000 | 2,828 |
| Premises and equipment expense | $393,000 | 2,983 |
| Additional noninterest expense | $1,714,000 | 2,303 |
| Pre-tax net operating income | $1,227,000 | 3,210 |
| Securities gains (losses) | $69,000 | 1,386 |
| Applicable income taxes | $215,000 | 2,341 |
| Income before extraordinary items | $1,081,000 | 3,257 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,081,000 | 3,257 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,081,000 | 3,257 |
| Net charge-offs | $56,000 | 2,002 |
| Cash dividends | $620,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,023,730 | 3,275 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 3,171 |
| Total interest expense | $181,000 | 4,300 |
| Net interest income | $3,216,000 | 2,968 |
| Provision for loan and lease losses | $16,000 | 3,899 |
| Total noninterest income | $577,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $156,000 | 2,215 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $421,000 | 2,555 |
| Total noninterest expense | $3,081,000 | 2,651 |
| Salaries and employee benefits | $1,643,000 | 2,787 |
| Premises and equipment expense | $266,000 | 2,956 |
| Additional noninterest expense | $1,172,000 | 2,257 |
| Pre-tax net operating income | $696,000 | 3,391 |
| Securities gains (losses) | $53,000 | 1,277 |
| Applicable income taxes | $143,000 | 2,306 |
| Income before extraordinary items | $606,000 | 3,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $606,000 | 3,449 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $606,000 | 3,449 |
| Net charge-offs | $49,000 | 1,742 |
| Cash dividends | $620,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $563,070 | 3,469 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 3,194 |
| Total interest expense | $91,000 | 4,395 |
| Net interest income | $1,601,000 | 2,970 |
| Provision for loan and lease losses | $8,000 | 3,475 |
| Total noninterest income | $300,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $205,000 | 2,413 |
| Total noninterest expense | $1,624,000 | 2,589 |
| Salaries and employee benefits | $795,000 | 2,860 |
| Premises and equipment expense | $144,000 | 2,840 |
| Additional noninterest expense | $685,000 | 2,049 |
| Pre-tax net operating income | $269,000 | 3,515 |
| Securities gains (losses) | $22,000 | 1,107 |
| Applicable income taxes | $72,000 | 2,174 |
| Income before extraordinary items | $219,000 | 3,613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $219,000 | 3,614 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $219,000 | 3,614 |
| Net charge-offs | $40,000 | 1,291 |
| Cash dividends | $310,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $201,620 | 3,672 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 3,217 |
| Total interest expense | $369,000 | 4,414 |
| Net interest income | $6,485,000 | 2,962 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,208,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $382,000 | 2,266 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $826,000 | 2,472 |
| Total noninterest expense | $5,889,000 | 2,728 |
| Salaries and employee benefits | $3,200,000 | 2,812 |
| Premises and equipment expense | $531,000 | 3,006 |
| Additional noninterest expense | $2,158,000 | 2,437 |
| Pre-tax net operating income | $1,804,000 | 3,161 |
| Securities gains (losses) | $-3,000 | 4,646 |
| Applicable income taxes | $269,000 | 2,440 |
| Income before extraordinary items | $1,532,000 | 3,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,532,000 | 3,255 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,532,000 | 3,255 |
| Net charge-offs | $109,000 | 2,152 |
| Cash dividends | $1,260,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,534,550 | 3,219 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,270 |
| Total interest expense | $277,000 | 4,461 |
| Net interest income | $4,827,000 | 3,009 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $918,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $286,000 | 2,289 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $632,000 | 2,442 |
| Total noninterest expense | $4,417,000 | 2,747 |
| Salaries and employee benefits | $2,345,000 | 2,868 |
| Premises and equipment expense | $346,000 | 3,256 |
| Additional noninterest expense | $1,726,000 | 2,335 |
| Pre-tax net operating income | $1,328,000 | 3,257 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $215,000 | 2,453 |
| Income before extraordinary items | $1,118,000 | 3,342 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,118,000 | 3,341 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,118,000 | 3,342 |
| Net charge-offs | $84,000 | 1,870 |
| Cash dividends | $440,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,113,800 | 3,323 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 3,290 |
| Total interest expense | $180,000 | 4,493 |
| Net interest income | $3,204,000 | 3,036 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $610,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $190,000 | 2,275 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $420,000 | 2,420 |
| Total noninterest expense | $3,032,000 | 2,713 |
| Salaries and employee benefits | $1,657,000 | 2,783 |
| Premises and equipment expense | $221,000 | 3,345 |
| Additional noninterest expense | $1,154,000 | 2,346 |
| Pre-tax net operating income | $782,000 | 3,420 |
| Securities gains (losses) | $-27,000 | 5,092 |
| Applicable income taxes | $143,000 | 2,451 |
| Income before extraordinary items | $612,000 | 3,617 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $612,000 | 3,616 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $612,000 | 3,616 |
| Net charge-offs | $80,000 | 1,532 |
| Cash dividends | $440,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $633,870 | 3,539 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,314 |
| Total interest expense | $90,000 | 4,505 |
| Net interest income | $1,592,000 | 3,070 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $303,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $96,000 | 2,272 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 2,371 |
| Total noninterest expense | $1,584,000 | 2,665 |
| Salaries and employee benefits | $869,000 | 2,727 |
| Premises and equipment expense | $116,000 | 3,295 |
| Additional noninterest expense | $599,000 | 2,278 |
| Pre-tax net operating income | $311,000 | 3,720 |
| Securities gains (losses) | $-22,000 | 5,191 |
| Applicable income taxes | $72,000 | 2,398 |
| Income before extraordinary items | $217,000 | 4,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $217,000 | 4,014 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $217,000 | 4,015 |
| Net charge-offs | $19,000 | 1,716 |
| Cash dividends | $240,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $234,380 | 3,927 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,579,000 | 3,290 |
| Total interest expense | $268,000 | 4,607 |
| Net interest income | $6,311,000 | 3,073 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,216,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $404,000 | 2,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $812,000 | 2,479 |
| Total noninterest expense | $5,766,000 | 2,787 |
| Salaries and employee benefits | $3,199,000 | 2,843 |
| Premises and equipment expense | $457,000 | 3,321 |
| Additional noninterest expense | $2,110,000 | 2,507 |
| Pre-tax net operating income | $1,761,000 | 3,311 |
| Securities gains (losses) | $-131,000 | 5,083 |
| Applicable income taxes | $237,000 | 2,572 |
| Income before extraordinary items | $1,393,000 | 3,463 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,393,000 | 3,461 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,393,000 | 3,462 |
| Net charge-offs | $32,000 | 2,869 |
| Cash dividends | $1,195,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,504,350 | 3,366 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 3,324 |
| Total interest expense | $182,000 | 4,706 |
| Net interest income | $4,664,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $925,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $302,000 | 2,289 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $623,000 | 2,478 |
| Total noninterest expense | $4,305,000 | 2,802 |
| Salaries and employee benefits | $2,334,000 | 2,898 |
| Premises and equipment expense | $334,000 | 3,402 |
| Additional noninterest expense | $1,637,000 | 2,443 |
| Pre-tax net operating income | $1,284,000 | 3,403 |
| Securities gains (losses) | $-131,000 | 5,290 |
| Applicable income taxes | $261,000 | 2,331 |
| Income before extraordinary items | $892,000 | 3,741 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $892,000 | 3,739 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $892,000 | 3,740 |
| Net charge-offs | $23,000 | 2,632 |
| Cash dividends | $540,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $995,490 | 3,582 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 3,334 |
| Total interest expense | $121,000 | 4,695 |
| Net interest income | $3,060,000 | 3,156 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $610,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $197,000 | 2,317 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $413,000 | 2,480 |
| Total noninterest expense | $2,741,000 | 2,914 |
| Salaries and employee benefits | $1,463,000 | 3,043 |
| Premises and equipment expense | $217,000 | 3,457 |
| Additional noninterest expense | $1,061,000 | 2,504 |
| Pre-tax net operating income | $929,000 | 3,273 |
| Securities gains (losses) | $-120,000 | 5,371 |
| Applicable income taxes | $166,000 | 2,356 |
| Income before extraordinary items | $643,000 | 3,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $643,000 | 3,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $643,000 | 3,618 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $390,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $737,800 | 3,417 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 3,379 |
| Total interest expense | $59,000 | 4,727 |
| Net interest income | $1,490,000 | 3,225 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $301,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $98,000 | 2,334 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $203,000 | 2,468 |
| Total noninterest expense | $1,441,000 | 2,854 |
| Salaries and employee benefits | $792,000 | 2,930 |
| Premises and equipment expense | $112,000 | 3,440 |
| Additional noninterest expense | $537,000 | 2,500 |
| Pre-tax net operating income | $350,000 | 3,630 |
| Securities gains (losses) | $-85,000 | 5,457 |
| Applicable income taxes | $70,000 | 2,453 |
| Income before extraordinary items | $195,000 | 4,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $195,000 | 4,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $195,000 | 4,212 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $220,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $262,150 | 3,852 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 3,346 |
| Total interest expense | $165,000 | 5,018 |
| Net interest income | $6,037,000 | 3,165 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,201,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $404,000 | 2,376 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $797,000 | 2,565 |
| Total noninterest expense | $5,631,000 | 2,890 |
| Salaries and employee benefits | $3,203,000 | 2,863 |
| Premises and equipment expense | $449,000 | 3,446 |
| Additional noninterest expense | $1,979,000 | 2,670 |
| Pre-tax net operating income | $1,607,000 | 3,436 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $365,000 | 2,641 |
| Income before extraordinary items | $1,259,000 | 3,405 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,259,000 | 3,403 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,259,000 | 3,405 |
| Net charge-offs | $95,000 | 2,485 |
| Cash dividends | $1,261,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,245,740 | 3,406 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 3,375 |
| Total interest expense | $115,000 | 5,120 |
| Net interest income | $4,514,000 | 3,194 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $884,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $302,000 | 2,389 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $582,000 | 2,624 |
| Total noninterest expense | $4,201,000 | 2,923 |
| Salaries and employee benefits | $2,309,000 | 2,947 |
| Premises and equipment expense | $348,000 | 3,428 |
| Additional noninterest expense | $1,544,000 | 2,613 |
| Pre-tax net operating income | $1,197,000 | 3,493 |
| Securities gains (losses) | $11,000 | 1,579 |
| Applicable income taxes | $269,000 | 2,559 |
| Income before extraordinary items | $939,000 | 3,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $939,000 | 3,643 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $939,000 | 3,643 |
| Net charge-offs | $70,000 | 2,204 |
| Cash dividends | $610,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $930,420 | 3,631 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 3,402 |
| Total interest expense | $67,000 | 5,246 |
| Net interest income | $2,962,000 | 3,217 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $592,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $197,000 | 2,419 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $395,000 | 2,598 |
| Total noninterest expense | $2,772,000 | 2,953 |
| Salaries and employee benefits | $1,546,000 | 2,967 |
| Premises and equipment expense | $226,000 | 3,500 |
| Additional noninterest expense | $1,000,000 | 2,671 |
| Pre-tax net operating income | $782,000 | 3,502 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $174,000 | 2,574 |
| Income before extraordinary items | $606,000 | 3,645 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $606,000 | 3,643 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $606,000 | 3,645 |
| Net charge-offs | $35,000 | 2,250 |
| Cash dividends | $445,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $607,560 | 3,619 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 3,418 |
| Total interest expense | $33,000 | 5,288 |
| Net interest income | $1,474,000 | 3,234 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $296,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $198,000 | 2,585 |
| Total noninterest expense | $1,377,000 | 2,983 |
| Salaries and employee benefits | $774,000 | 3,005 |
| Premises and equipment expense | $118,000 | 3,470 |
| Additional noninterest expense | $485,000 | 2,727 |
| Pre-tax net operating income | $393,000 | 3,439 |
| Securities gains (losses) | $-4,000 | 5,562 |
| Applicable income taxes | $91,000 | 2,499 |
| Income before extraordinary items | $298,000 | 3,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $298,000 | 3,618 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $298,000 | 3,619 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $280,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $301,080 | 3,580 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 3,402 |
| Total interest expense | $133,000 | 5,329 |
| Net interest income | $5,949,000 | 3,217 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,114,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $415,000 | 2,399 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $699,000 | 2,832 |
| Total noninterest expense | $5,649,000 | 2,949 |
| Salaries and employee benefits | $3,158,000 | 2,936 |
| Premises and equipment expense | $441,000 | 3,608 |
| Additional noninterest expense | $2,050,000 | 2,709 |
| Pre-tax net operating income | $1,414,000 | 3,593 |
| Securities gains (losses) | $105,000 | 1,305 |
| Applicable income taxes | $269,000 | 2,731 |
| Income before extraordinary items | $1,250,000 | 3,569 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,250,000 | 3,567 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,250,000 | 3,568 |
| Net charge-offs | $95,000 | 2,646 |
| Cash dividends | $1,020,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,163,900 | 3,625 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 3,416 |
| Total interest expense | $100,000 | 5,380 |
| Net interest income | $4,453,000 | 3,232 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $850,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $309,000 | 2,416 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $541,000 | 2,792 |
| Total noninterest expense | $4,229,000 | 2,957 |
| Salaries and employee benefits | $2,280,000 | 3,000 |
| Premises and equipment expense | $331,000 | 3,619 |
| Additional noninterest expense | $1,618,000 | 2,628 |
| Pre-tax net operating income | $1,074,000 | 3,611 |
| Securities gains (losses) | $66,000 | 1,564 |
| Applicable income taxes | $214,000 | 2,760 |
| Income before extraordinary items | $926,000 | 3,633 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $926,000 | 3,631 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $926,000 | 3,633 |
| Net charge-offs | $41,000 | 2,719 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $872,540 | 3,676 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 3,428 |
| Total interest expense | $65,000 | 5,454 |
| Net interest income | $2,965,000 | 3,246 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $566,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $201,000 | 2,437 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 2,771 |
| Total noninterest expense | $2,820,000 | 2,968 |
| Salaries and employee benefits | $1,510,000 | 3,032 |
| Premises and equipment expense | $223,000 | 3,633 |
| Additional noninterest expense | $1,087,000 | 2,615 |
| Pre-tax net operating income | $711,000 | 3,627 |
| Securities gains (losses) | $38,000 | 1,613 |
| Applicable income taxes | $136,000 | 2,784 |
| Income before extraordinary items | $613,000 | 3,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $613,000 | 3,639 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $613,000 | 3,642 |
| Net charge-offs | $30,000 | 2,510 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $581,840 | 3,682 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 3,424 |
| Total interest expense | $32,000 | 5,504 |
| Net interest income | $1,494,000 | 3,235 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $276,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $95,000 | 2,502 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $1,436,000 | 2,962 |
| Salaries and employee benefits | $781,000 | 2,995 |
| Premises and equipment expense | $116,000 | 3,577 |
| Additional noninterest expense | $539,000 | 2,619 |
| Pre-tax net operating income | $334,000 | 3,695 |
| Securities gains (losses) | $-26,000 | 6,034 |
| Applicable income taxes | $56,000 | 2,904 |
| Income before extraordinary items | $252,000 | 3,909 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $252,000 | 3,906 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $252,000 | 3,907 |
| Net charge-offs | $18,000 | 2,041 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $273,320 | 3,723 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 3,454 |
| Total interest expense | $128,000 | 5,572 |
| Net interest income | $5,845,000 | 3,236 |
| Provision for loan and lease losses | $5,000 | 4,296 |
| Total noninterest income | $1,131,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $426,000 | 2,395 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $705,000 | 2,827 |
| Total noninterest expense | $5,529,000 | 3,018 |
| Salaries and employee benefits | $3,158,000 | 2,940 |
| Premises and equipment expense | $429,000 | 3,774 |
| Additional noninterest expense | $1,942,000 | 2,852 |
| Pre-tax net operating income | $1,442,000 | 3,550 |
| Securities gains (losses) | $52,000 | 1,623 |
| Applicable income taxes | $396,000 | 2,427 |
| Income before extraordinary items | $1,098,000 | 3,774 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,098,000 | 3,774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,098,000 | 3,775 |
| Net charge-offs | $88,000 | 2,775 |
| Cash dividends | $1,215,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,060,040 | 3,781 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 3,503 |
| Total interest expense | $96,000 | 5,657 |
| Net interest income | $4,355,000 | 3,281 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $840,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $322,000 | 2,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 2,877 |
| Total noninterest expense | $4,163,000 | 3,044 |
| Salaries and employee benefits | $2,284,000 | 3,027 |
| Premises and equipment expense | $369,000 | 3,553 |
| Additional noninterest expense | $1,510,000 | 2,771 |
| Pre-tax net operating income | $1,032,000 | 3,689 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $248,000 | 2,648 |
| Income before extraordinary items | $805,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 3,874 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $805,000 | 3,875 |
| Net charge-offs | $77,000 | 2,402 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $789,040 | 3,851 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 3,554 |
| Total interest expense | $65,000 | 5,703 |
| Net interest income | $2,860,000 | 3,325 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $544,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $210,000 | 2,409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 2,926 |
| Total noninterest expense | $2,789,000 | 3,056 |
| Salaries and employee benefits | $1,531,000 | 3,037 |
| Premises and equipment expense | $254,000 | 3,503 |
| Additional noninterest expense | $1,004,000 | 2,801 |
| Pre-tax net operating income | $615,000 | 3,860 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $138,000 | 2,783 |
| Income before extraordinary items | $498,000 | 3,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,980 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $498,000 | 3,982 |
| Net charge-offs | $29,000 | 2,709 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $481,620 | 3,971 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 3,592 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $1,407,000 | 3,365 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $259,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $160,000 | 2,934 |
| Total noninterest expense | $1,416,000 | 3,024 |
| Salaries and employee benefits | $780,000 | 3,022 |
| Premises and equipment expense | $130,000 | 3,482 |
| Additional noninterest expense | $506,000 | 2,764 |
| Pre-tax net operating income | $250,000 | 4,140 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $50,000 | 2,987 |
| Income before extraordinary items | $212,000 | 4,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $212,000 | 4,186 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $212,000 | 4,187 |
| Net charge-offs | $15,000 | 2,292 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $202,280 | 4,194 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 3,627 |
| Total interest expense | $137,000 | 5,860 |
| Net interest income | $5,597,000 | 3,398 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,018,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $393,000 | 2,721 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $625,000 | 2,978 |
| Total noninterest expense | $5,730,000 | 3,015 |
| Salaries and employee benefits | $3,277,000 | 2,902 |
| Premises and equipment expense | $447,000 | 3,871 |
| Additional noninterest expense | $2,006,000 | 2,872 |
| Pre-tax net operating income | $885,000 | 4,336 |
| Securities gains (losses) | $50,000 | 1,734 |
| Applicable income taxes | $161,000 | 3,109 |
| Income before extraordinary items | $774,000 | 4,347 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $774,000 | 4,347 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $774,000 | 4,348 |
| Net charge-offs | $28,000 | 4,127 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $732,500 | 4,378 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 3,669 |
| Total interest expense | $103,000 | 5,939 |
| Net interest income | $4,177,000 | 3,432 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $760,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $290,000 | 2,775 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $470,000 | 2,989 |
| Total noninterest expense | $4,288,000 | 3,032 |
| Salaries and employee benefits | $2,378,000 | 2,987 |
| Premises and equipment expense | $346,000 | 3,866 |
| Additional noninterest expense | $1,564,000 | 2,787 |
| Pre-tax net operating income | $649,000 | 4,477 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $121,000 | 3,176 |
| Income before extraordinary items | $565,000 | 4,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $565,000 | 4,432 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $565,000 | 4,433 |
| Net charge-offs | $6,000 | 4,332 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $534,660 | 4,468 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 3,700 |
| Total interest expense | $70,000 | 5,976 |
| Net interest income | $2,750,000 | 3,461 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $511,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $196,000 | 2,739 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $315,000 | 2,973 |
| Total noninterest expense | $2,922,000 | 2,998 |
| Salaries and employee benefits | $1,609,000 | 2,973 |
| Premises and equipment expense | $229,000 | 3,908 |
| Additional noninterest expense | $1,084,000 | 2,702 |
| Pre-tax net operating income | $339,000 | 4,739 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $48,000 | 3,451 |
| Income before extraordinary items | $316,000 | 4,650 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $316,000 | 4,652 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $316,000 | 4,653 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $75,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $294,250 | 4,716 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 3,713 |
| Total interest expense | $36,000 | 6,021 |
| Net interest income | $1,371,000 | 3,481 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $241,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $143,000 | 3,037 |
| Total noninterest expense | $1,408,000 | 3,107 |
| Salaries and employee benefits | $811,000 | 2,966 |
| Premises and equipment expense | $117,000 | 3,893 |
| Additional noninterest expense | $480,000 | 2,984 |
| Pre-tax net operating income | $204,000 | 4,448 |
| Securities gains (losses) | $22,000 | 928 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $188,000 | 4,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 4,360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $188,000 | 4,361 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $169,740 | 4,457 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 3,700 |
| Total interest expense | $193,000 | 5,949 |
| Net interest income | $5,614,000 | 3,423 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $1,012,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $388,000 | 2,879 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $624,000 | 3,059 |
| Total noninterest expense | $5,716,000 | 3,090 |
| Salaries and employee benefits | $3,390,000 | 2,867 |
| Premises and equipment expense | $423,000 | 4,081 |
| Additional noninterest expense | $1,903,000 | 3,098 |
| Pre-tax net operating income | $895,000 | 4,249 |
| Securities gains (losses) | $125,000 | 1,174 |
| Applicable income taxes | $176,000 | 3,041 |
| Income before extraordinary items | $844,000 | 4,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $844,000 | 4,193 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $844,000 | 4,194 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $740,250 | 4,307 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 3,731 |
| Total interest expense | $153,000 | 5,979 |
| Net interest income | $4,215,000 | 3,440 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $750,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $295,000 | 2,864 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $455,000 | 3,162 |
| Total noninterest expense | $4,238,000 | 3,113 |
| Salaries and employee benefits | $2,466,000 | 2,943 |
| Premises and equipment expense | $320,000 | 4,124 |
| Additional noninterest expense | $1,452,000 | 3,050 |
| Pre-tax net operating income | $712,000 | 4,240 |
| Securities gains (losses) | $82,000 | 1,351 |
| Applicable income taxes | $141,000 | 3,067 |
| Income before extraordinary items | $653,000 | 4,173 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $653,000 | 4,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $653,000 | 4,177 |
| Net charge-offs | $53,000 | 3,810 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $585,760 | 4,273 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 3,730 |
| Total interest expense | $110,000 | 5,966 |
| Net interest income | $2,815,000 | 3,438 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $497,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $195,000 | 2,842 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,191 |
| Total noninterest expense | $2,851,000 | 3,110 |
| Salaries and employee benefits | $1,674,000 | 2,915 |
| Premises and equipment expense | $198,000 | 4,291 |
| Additional noninterest expense | $979,000 | 3,019 |
| Pre-tax net operating income | $446,000 | 4,313 |
| Securities gains (losses) | $35,000 | 1,740 |
| Applicable income taxes | $76,000 | 3,195 |
| Income before extraordinary items | $405,000 | 4,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 4,304 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $405,000 | 4,305 |
| Net charge-offs | $20,000 | 4,007 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $375,600 | 4,323 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 3,749 |
| Total interest expense | $55,000 | 6,047 |
| Net interest income | $1,412,000 | 3,437 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $247,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 3,191 |
| Total noninterest expense | $1,454,000 | 3,078 |
| Salaries and employee benefits | $869,000 | 2,856 |
| Premises and equipment expense | $97,000 | 4,369 |
| Additional noninterest expense | $488,000 | 3,054 |
| Pre-tax net operating income | $190,000 | 4,540 |
| Securities gains (losses) | $35,000 | 1,071 |
| Applicable income taxes | $37,000 | 3,209 |
| Income before extraordinary items | $188,000 | 4,372 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $188,000 | 4,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $188,000 | 4,374 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $158,600 | 4,555 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 3,659 |
| Total interest expense | $266,000 | 6,116 |
| Net interest income | $6,161,000 | 3,301 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $981,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $378,000 | 3,051 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $603,000 | 3,088 |
| Total noninterest expense | $5,800,000 | 3,115 |
| Salaries and employee benefits | $3,528,000 | 2,764 |
| Premises and equipment expense | $432,000 | 4,155 |
| Additional noninterest expense | $1,840,000 | 3,289 |
| Pre-tax net operating income | $1,282,000 | 3,604 |
| Securities gains (losses) | $52,000 | 2,708 |
| Applicable income taxes | $267,000 | 2,764 |
| Income before extraordinary items | $1,067,000 | 3,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,067,000 | 3,778 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,067,000 | 3,779 |
| Net charge-offs | $56,000 | 4,854 |
| Cash dividends | $1,150,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,025,400 | 3,707 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 3,703 |
| Total interest expense | $204,000 | 6,220 |
| Net interest income | $4,663,000 | 3,344 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $744,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $287,000 | 3,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 3,079 |
| Total noninterest expense | $4,380,000 | 3,114 |
| Salaries and employee benefits | $2,592,000 | 2,829 |
| Premises and equipment expense | $334,000 | 4,138 |
| Additional noninterest expense | $1,454,000 | 3,195 |
| Pre-tax net operating income | $982,000 | 3,673 |
| Securities gains (losses) | $42,000 | 2,536 |
| Applicable income taxes | $203,000 | 2,820 |
| Income before extraordinary items | $821,000 | 3,817 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $821,000 | 3,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $821,000 | 3,818 |
| Net charge-offs | $67,000 | 4,325 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $787,400 | 3,728 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 3,700 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $3,155,000 | 3,298 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $499,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $188,000 | 3,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 3,020 |
| Total noninterest expense | $2,957,000 | 3,098 |
| Salaries and employee benefits | $1,769,000 | 2,772 |
| Premises and equipment expense | $216,000 | 4,208 |
| Additional noninterest expense | $972,000 | 3,201 |
| Pre-tax net operating income | $667,000 | 3,622 |
| Securities gains (losses) | $26,000 | 2,391 |
| Applicable income taxes | $137,000 | 2,793 |
| Income before extraordinary items | $556,000 | 3,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $556,000 | 3,792 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $556,000 | 3,793 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $295,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $535,200 | 3,674 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,639 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $1,631,000 | 3,225 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $255,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 3,001 |
| Total noninterest expense | $1,498,000 | 3,061 |
| Salaries and employee benefits | $901,000 | 2,736 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $486,000 | 3,162 |
| Pre-tax net operating income | $373,000 | 3,435 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $111,000 | 2,346 |
| Income before extraordinary items | $282,000 | 3,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $282,000 | 3,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $282,000 | 3,758 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $160,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $267,600 | 3,691 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 3,714 |
| Total interest expense | $422,000 | 6,127 |
| Net interest income | $6,462,000 | 3,279 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $1,046,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $417,000 | 2,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $629,000 | 2,786 |
| Total noninterest expense | $5,813,000 | 3,134 |
| Salaries and employee benefits | $3,489,000 | 2,760 |
| Premises and equipment expense | $426,000 | 4,426 |
| Additional noninterest expense | $1,898,000 | 3,276 |
| Pre-tax net operating income | $1,605,000 | 2,920 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $355,000 | 2,375 |
| Income before extraordinary items | $1,249,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,249,000 | 3,135 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,249,000 | 3,135 |
| Net charge-offs | $73,000 | 5,230 |
| Cash dividends | $1,100,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,249,780 | 3,030 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 3,740 |
| Total interest expense | $328,000 | 6,178 |
| Net interest income | $4,872,000 | 3,283 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $784,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $316,000 | 2,929 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $468,000 | 2,798 |
| Total noninterest expense | $4,383,000 | 3,123 |
| Salaries and employee benefits | $2,545,000 | 2,814 |
| Premises and equipment expense | $326,000 | 4,429 |
| Additional noninterest expense | $1,512,000 | 3,133 |
| Pre-tax net operating income | $1,198,000 | 3,001 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $266,000 | 2,391 |
| Income before extraordinary items | $931,000 | 3,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $931,000 | 3,215 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $931,000 | 3,215 |
| Net charge-offs | $51,000 | 4,964 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $931,780 | 3,110 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 3,776 |
| Total interest expense | $224,000 | 6,255 |
| Net interest income | $3,258,000 | 3,283 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $514,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $203,000 | 2,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 2,820 |
| Total noninterest expense | $2,903,000 | 3,186 |
| Salaries and employee benefits | $1,685,000 | 2,850 |
| Premises and equipment expense | $219,000 | 4,454 |
| Additional noninterest expense | $999,000 | 3,212 |
| Pre-tax net operating income | $809,000 | 2,922 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $188,000 | 2,283 |
| Income before extraordinary items | $620,000 | 3,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $620,000 | 3,132 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $620,000 | 3,132 |
| Net charge-offs | $22,000 | 5,004 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $620,770 | 3,042 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,783 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $1,625,000 | 3,277 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $246,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $1,520,000 | 3,076 |
| Salaries and employee benefits | $903,000 | 2,688 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $511,000 | 3,121 |
| Pre-tax net operating income | $321,000 | 3,401 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $61,000 | 2,669 |
| Income before extraordinary items | $260,000 | 3,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $260,000 | 3,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $260,000 | 3,509 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $130,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $260,000 | 3,449 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 3,754 |
| Total interest expense | $621,000 | 6,182 |
| Net interest income | $6,808,000 | 3,140 |
| Provision for loan and lease losses | $103,000 | 5,998 |
| Total noninterest income | $979,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $433,000 | 2,925 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $546,000 | 3,063 |
| Total noninterest expense | $6,058,000 | 3,080 |
| Salaries and employee benefits | $3,631,000 | 2,642 |
| Premises and equipment expense | $466,000 | 4,368 |
| Additional noninterest expense | $1,961,000 | 3,317 |
| Pre-tax net operating income | $1,626,000 | 2,596 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $326,000 | 2,287 |
| Income before extraordinary items | $1,300,000 | 2,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,300,000 | 2,754 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,300,000 | 2,759 |
| Net charge-offs | $141,000 | 5,114 |
| Cash dividends | $1,101,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,300,000 | 2,654 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,808 |
| Total interest expense | $483,000 | 6,268 |
| Net interest income | $5,137,000 | 3,168 |
| Provision for loan and lease losses | $73,000 | 5,995 |
| Total noninterest income | $688,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $361,000 | 3,262 |
| Total noninterest expense | $4,533,000 | 3,093 |
| Salaries and employee benefits | $2,571,000 | 2,789 |
| Premises and equipment expense | $356,000 | 4,387 |
| Additional noninterest expense | $1,606,000 | 3,022 |
| Pre-tax net operating income | $1,219,000 | 2,747 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $248,000 | 2,339 |
| Income before extraordinary items | $971,000 | 2,943 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $971,000 | 2,939 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $971,000 | 2,942 |
| Net charge-offs | $130,000 | 4,651 |
| Cash dividends | $481,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $971,000 | 2,809 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 3,824 |
| Total interest expense | $329,000 | 6,328 |
| Net interest income | $3,439,000 | 3,150 |
| Provision for loan and lease losses | $45,000 | 5,941 |
| Total noninterest income | $493,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $219,000 | 2,973 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $274,000 | 2,986 |
| Total noninterest expense | $3,076,000 | 3,044 |
| Salaries and employee benefits | $1,782,000 | 2,716 |
| Premises and equipment expense | $234,000 | 4,445 |
| Additional noninterest expense | $1,060,000 | 3,040 |
| Pre-tax net operating income | $811,000 | 2,771 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $162,000 | 2,335 |
| Income before extraordinary items | $649,000 | 2,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $649,000 | 2,900 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $649,000 | 2,904 |
| Net charge-offs | $132,000 | 3,957 |
| Cash dividends | $322,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $649,000 | 2,799 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 3,880 |
| Total interest expense | $168,000 | 6,418 |
| Net interest income | $1,721,000 | 3,178 |
| Provision for loan and lease losses | $23,000 | 5,664 |
| Total noninterest income | $247,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $1,622,000 | 2,935 |
| Salaries and employee benefits | $904,000 | 2,713 |
| Premises and equipment expense | $121,000 | 4,447 |
| Additional noninterest expense | $597,000 | 2,715 |
| Pre-tax net operating income | $323,000 | 3,237 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $52,000 | 2,757 |
| Income before extraordinary items | $271,000 | 3,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,327 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $271,000 | 3,329 |
| Net charge-offs | $89,000 | 3,205 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $271,000 | 3,216 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 3,777 |
| Total interest expense | $1,022,000 | 5,985 |
| Net interest income | $7,078,000 | 3,037 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $1,013,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $472,000 | 3,020 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $541,000 | 3,072 |
| Total noninterest expense | $5,886,000 | 3,226 |
| Salaries and employee benefits | $3,405,000 | 2,854 |
| Premises and equipment expense | $452,000 | 4,662 |
| Additional noninterest expense | $2,029,000 | 3,275 |
| Pre-tax net operating income | $2,160,000 | 1,801 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $485,000 | 1,582 |
| Income before extraordinary items | $1,677,000 | 1,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,677,000 | 1,928 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,677,000 | 1,930 |
| Net charge-offs | $89,000 | 5,798 |
| Cash dividends | $1,850,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,675,440 | 1,893 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 3,797 |
| Total interest expense | $812,000 | 5,996 |
| Net interest income | $5,331,000 | 3,021 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $738,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $349,000 | 3,050 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $389,000 | 3,231 |
| Total noninterest expense | $4,522,000 | 3,170 |
| Salaries and employee benefits | $2,466,000 | 2,982 |
| Premises and equipment expense | $339,000 | 4,705 |
| Additional noninterest expense | $1,717,000 | 2,938 |
| Pre-tax net operating income | $1,522,000 | 2,035 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $340,000 | 1,798 |
| Income before extraordinary items | $1,184,000 | 2,198 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,184,000 | 2,195 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,184,000 | 2,198 |
| Net charge-offs | $55,000 | 5,610 |
| Cash dividends | $950,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,182,440 | 2,149 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 3,834 |
| Total interest expense | $569,000 | 6,023 |
| Net interest income | $3,523,000 | 3,025 |
| Provision for loan and lease losses | $10,000 | 6,907 |
| Total noninterest income | $491,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $228,000 | 3,074 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $263,000 | 3,214 |
| Total noninterest expense | $3,007,000 | 3,212 |
| Salaries and employee benefits | $1,700,000 | 2,922 |
| Premises and equipment expense | $223,000 | 4,767 |
| Additional noninterest expense | $1,084,000 | 3,083 |
| Pre-tax net operating income | $997,000 | 2,119 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $219,000 | 1,871 |
| Income before extraordinary items | $778,000 | 2,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 2,280 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $778,000 | 2,282 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $778,000 | 2,222 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 3,898 |
| Total interest expense | $302,000 | 5,998 |
| Net interest income | $1,728,000 | 3,068 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $243,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $108,000 | 3,120 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,621,000 | 2,927 |
| Salaries and employee benefits | $873,000 | 2,875 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $628,000 | 2,464 |
| Pre-tax net operating income | $350,000 | 3,074 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $57,000 | 2,772 |
| Income before extraordinary items | $293,000 | 3,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 3,176 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $293,000 | 3,176 |
| Net charge-offs | $44,000 | 3,696 |
| Cash dividends | $650,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $293,000 | 3,021 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 3,895 |
| Total interest expense | $1,617,000 | 5,812 |
| Net interest income | $7,074,000 | 3,031 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,008,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $470,000 | 3,149 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $538,000 | 3,064 |
| Total noninterest expense | $5,467,000 | 3,323 |
| Salaries and employee benefits | $3,260,000 | 3,028 |
| Premises and equipment expense | $463,000 | 4,677 |
| Additional noninterest expense | $1,744,000 | 3,218 |
| Pre-tax net operating income | $2,615,000 | 2,018 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $639,000 | 1,607 |
| Income before extraordinary items | $1,976,000 | 2,017 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,976,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,686 |
| Cash dividends | $1,050,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,976,000 | 2,139 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 3,945 |
| Total interest expense | $1,253,000 | 5,859 |
| Net interest income | $5,293,000 | 3,053 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $771,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $351,000 | 3,178 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $420,000 | 3,103 |
| Total noninterest expense | $4,170,000 | 3,276 |
| Salaries and employee benefits | $2,365,000 | 3,139 |
| Premises and equipment expense | $339,000 | 4,749 |
| Additional noninterest expense | $1,466,000 | 2,827 |
| Pre-tax net operating income | $1,894,000 | 2,392 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $471,000 | 1,974 |
| Income before extraordinary items | $1,423,000 | 2,428 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,423,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $950,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,423,000 | 2,537 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 3,991 |
| Total interest expense | $874,000 | 5,896 |
| Net interest income | $3,511,000 | 3,043 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $514,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $220,000 | 3,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $294,000 | 3,055 |
| Total noninterest expense | $2,854,000 | 3,211 |
| Salaries and employee benefits | $1,660,000 | 3,029 |
| Premises and equipment expense | $223,000 | 4,831 |
| Additional noninterest expense | $971,000 | 2,817 |
| Pre-tax net operating income | $1,171,000 | 2,625 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $297,000 | 2,225 |
| Income before extraordinary items | $874,000 | 2,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $874,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $874,000 | 2,810 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 4,050 |
| Total interest expense | $487,000 | 5,826 |
| Net interest income | $1,728,000 | 3,113 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $237,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $1,507,000 | 3,049 |
| Salaries and employee benefits | $893,000 | 2,851 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $508,000 | 2,688 |
| Pre-tax net operating income | $458,000 | 3,238 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $351,000 | 3,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $351,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $650,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $351,000 | 3,379 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 4,000 |
| Total interest expense | $2,105,000 | 5,720 |
| Net interest income | $7,024,000 | 3,093 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $907,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $417,000 | 3,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $490,000 | 3,350 |
| Total noninterest expense | $5,252,000 | 3,325 |
| Salaries and employee benefits | $3,169,000 | 3,084 |
| Premises and equipment expense | $461,000 | 4,602 |
| Additional noninterest expense | $1,622,000 | 3,206 |
| Pre-tax net operating income | $2,679,000 | 2,669 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $685,000 | 2,330 |
| Income before extraordinary items | $1,959,000 | 2,870 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,959,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,984,900 | 2,820 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 4,023 |
| Total interest expense | $1,574,000 | 5,745 |
| Net interest income | $5,249,000 | 3,108 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $650,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $308,000 | 3,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $342,000 | 3,504 |
| Total noninterest expense | $3,899,000 | 3,309 |
| Salaries and employee benefits | $2,304,000 | 3,150 |
| Premises and equipment expense | $355,000 | 4,505 |
| Additional noninterest expense | $1,240,000 | 3,098 |
| Pre-tax net operating income | $2,000,000 | 2,830 |
| Securities gains (losses) | $-35,000 | 8,099 |
| Applicable income taxes | $529,000 | 2,460 |
| Income before extraordinary items | $1,436,000 | 3,068 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,436,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,461,550 | 3,007 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 4,070 |
| Total interest expense | $1,037,000 | 5,776 |
| Net interest income | $3,467,000 | 3,155 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $424,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $228,000 | 3,536 |
| Total noninterest expense | $2,607,000 | 3,343 |
| Salaries and employee benefits | $1,545,000 | 3,166 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $829,000 | 3,103 |
| Pre-tax net operating income | $1,284,000 | 2,971 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $350,000 | 2,555 |
| Income before extraordinary items | $933,000 | 3,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $933,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $933,730 | 3,149 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 4,107 |
| Total interest expense | $512,000 | 5,792 |
| Net interest income | $1,708,000 | 3,179 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $208,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $1,341,000 | 3,272 |
| Salaries and employee benefits | $810,000 | 3,055 |
| Premises and equipment expense | $113,000 | 4,692 |
| Additional noninterest expense | $418,000 | 3,054 |
| Pre-tax net operating income | $575,000 | 3,221 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $154,000 | 2,719 |
| Income before extraordinary items | $420,000 | 3,376 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $420,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $420,730 | 3,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 4,061 |
| Total interest expense | $1,797,000 | 5,694 |
| Net interest income | $6,629,000 | 3,263 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $836,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $421,000 | 3,423 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $415,000 | 3,668 |
| Total noninterest expense | $4,994,000 | 3,359 |
| Salaries and employee benefits | $2,967,000 | 3,160 |
| Premises and equipment expense | $463,000 | 4,474 |
| Additional noninterest expense | $1,564,000 | 3,186 |
| Pre-tax net operating income | $2,411,000 | 3,210 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $662,000 | 2,739 |
| Income before extraordinary items | $1,717,000 | 3,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,717,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $675,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,740,040 | 3,415 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,093 |
| Total interest expense | $1,301,000 | 5,711 |
| Net interest income | $4,884,000 | 3,330 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $611,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $310,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,727 |
| Total noninterest expense | $3,701,000 | 3,383 |
| Salaries and employee benefits | $2,143,000 | 3,265 |
| Premises and equipment expense | $350,000 | 4,462 |
| Additional noninterest expense | $1,208,000 | 3,113 |
| Pre-tax net operating income | $1,749,000 | 3,422 |
| Securities gains (losses) | $-25,000 | 7,922 |
| Applicable income taxes | $504,000 | 2,861 |
| Income before extraordinary items | $1,220,000 | 3,701 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,220,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $625,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,237,750 | 3,644 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 4,138 |
| Total interest expense | $836,000 | 5,694 |
| Net interest income | $3,157,000 | 3,423 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $401,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $199,000 | 3,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $2,474,000 | 3,374 |
| Salaries and employee benefits | $1,436,000 | 3,259 |
| Premises and equipment expense | $232,000 | 4,479 |
| Additional noninterest expense | $806,000 | 3,115 |
| Pre-tax net operating income | $1,054,000 | 3,679 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $299,000 | 3,049 |
| Income before extraordinary items | $730,000 | 3,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $625,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $747,750 | 3,884 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 4,161 |
| Total interest expense | $405,000 | 5,649 |
| Net interest income | $1,539,000 | 3,470 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $200,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $1,273,000 | 3,319 |
| Salaries and employee benefits | $747,000 | 3,162 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $407,000 | 3,072 |
| Pre-tax net operating income | $451,000 | 3,992 |
| Securities gains (losses) | $-25,000 | 8,424 |
| Applicable income taxes | $121,000 | 3,335 |
| Income before extraordinary items | $305,000 | 4,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $323,000 | 4,218 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 4,031 |
| Total interest expense | $1,397,000 | 5,425 |
| Net interest income | $5,868,000 | 3,491 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $828,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $442,000 | 3,324 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $386,000 | 3,831 |
| Total noninterest expense | $4,852,000 | 3,319 |
| Salaries and employee benefits | $2,902,000 | 3,062 |
| Premises and equipment expense | $450,000 | 4,489 |
| Additional noninterest expense | $1,500,000 | 3,232 |
| Pre-tax net operating income | $1,784,000 | 3,975 |
| Securities gains (losses) | $-99,000 | 8,421 |
| Applicable income taxes | $486,000 | 3,412 |
| Income before extraordinary items | $1,199,000 | 4,352 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,199,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,269,290 | 4,186 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 4,041 |
| Total interest expense | $1,019,000 | 5,382 |
| Net interest income | $4,334,000 | 3,520 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $592,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $327,000 | 3,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $265,000 | 4,021 |
| Total noninterest expense | $3,608,000 | 3,321 |
| Salaries and employee benefits | $2,092,000 | 3,143 |
| Premises and equipment expense | $342,000 | 4,434 |
| Additional noninterest expense | $1,174,000 | 3,091 |
| Pre-tax net operating income | $1,273,000 | 4,164 |
| Securities gains (losses) | $-69,000 | 8,564 |
| Applicable income taxes | $348,000 | 3,539 |
| Income before extraordinary items | $856,000 | 4,579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $856,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $904,990 | 4,407 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,035 |
| Total interest expense | $663,000 | 5,301 |
| Net interest income | $2,843,000 | 3,557 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $390,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $179,000 | 3,951 |
| Total noninterest expense | $2,414,000 | 3,287 |
| Salaries and employee benefits | $1,400,000 | 3,112 |
| Premises and equipment expense | $225,000 | 4,435 |
| Additional noninterest expense | $789,000 | 3,057 |
| Pre-tax net operating income | $789,000 | 4,313 |
| Securities gains (losses) | $-53,000 | 8,605 |
| Applicable income taxes | $211,000 | 3,699 |
| Income before extraordinary items | $525,000 | 4,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $562,630 | 4,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,081 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $1,389,000 | 3,630 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,251,000 | 3,202 |
| Salaries and employee benefits | $724,000 | 3,030 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $411,000 | 2,947 |
| Pre-tax net operating income | $315,000 | 4,865 |
| Securities gains (losses) | $-37,000 | 8,746 |
| Applicable income taxes | $75,000 | 4,202 |
| Income before extraordinary items | $203,000 | 5,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $203,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,010 | 5,040 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 3,856 |
| Total interest expense | $1,254,000 | 4,993 |
| Net interest income | $5,635,000 | 3,474 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $858,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $462,000 | 3,315 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $396,000 | 3,737 |
| Total noninterest expense | $4,729,000 | 3,288 |
| Salaries and employee benefits | $2,828,000 | 2,994 |
| Premises and equipment expense | $402,000 | 4,744 |
| Additional noninterest expense | $1,499,000 | 3,121 |
| Pre-tax net operating income | $1,704,000 | 3,923 |
| Securities gains (losses) | $78,000 | 1,421 |
| Applicable income taxes | $498,000 | 3,365 |
| Income before extraordinary items | $1,284,000 | 4,023 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,284,000 | 4,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,227,840 | 4,072 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,839 |
| Total interest expense | $935,000 | 4,974 |
| Net interest income | $4,222,000 | 3,446 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $643,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $349,000 | 3,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 3,762 |
| Total noninterest expense | $3,557,000 | 3,259 |
| Salaries and employee benefits | $2,059,000 | 3,057 |
| Premises and equipment expense | $315,000 | 4,618 |
| Additional noninterest expense | $1,183,000 | 2,979 |
| Pre-tax net operating income | $1,263,000 | 4,023 |
| Securities gains (losses) | $69,000 | 1,425 |
| Applicable income taxes | $388,000 | 3,358 |
| Income before extraordinary items | $944,000 | 4,148 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $944,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,410 |
| Cash dividends | $700,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $895,010 | 4,212 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,839 |
| Total interest expense | $630,000 | 4,959 |
| Net interest income | $2,803,000 | 3,443 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $444,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $228,000 | 3,344 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 3,595 |
| Total noninterest expense | $2,404,000 | 3,209 |
| Salaries and employee benefits | $1,396,000 | 3,025 |
| Premises and equipment expense | $209,000 | 4,638 |
| Additional noninterest expense | $799,000 | 2,943 |
| Pre-tax net operating income | $813,000 | 4,061 |
| Securities gains (losses) | $70,000 | 1,253 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $615,000 | 4,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $700,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $566,000 | 4,310 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,827 |
| Total interest expense | $326,000 | 4,921 |
| Net interest income | $1,403,000 | 3,438 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $140,000 | 3,060 |
| Total noninterest expense | $1,250,000 | 3,099 |
| Salaries and employee benefits | $739,000 | 2,868 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $404,000 | 2,883 |
| Pre-tax net operating income | $388,000 | 4,153 |
| Securities gains (losses) | $40,000 | 1,323 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $303,000 | 4,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $274,600 | 4,387 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 3,560 |
| Total interest expense | $1,569,000 | 4,746 |
| Net interest income | $6,087,000 | 3,140 |
| Provision for loan and lease losses | $123,000 | 4,909 |
| Total noninterest income | $767,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $442,000 | 3,428 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $325,000 | 4,343 |
| Total noninterest expense | $4,502,000 | 3,343 |
| Salaries and employee benefits | $2,698,000 | 3,053 |
| Premises and equipment expense | $405,000 | 4,697 |
| Additional noninterest expense | $1,399,000 | 3,285 |
| Pre-tax net operating income | $2,229,000 | 3,131 |
| Securities gains (losses) | $179,000 | 1,416 |
| Applicable income taxes | $729,000 | 2,714 |
| Income before extraordinary items | $1,679,000 | 3,267 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,679,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,553,700 | 3,307 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,564 |
| Total interest expense | $1,228,000 | 4,744 |
| Net interest income | $4,602,000 | 3,131 |
| Provision for loan and lease losses | $103,000 | 4,618 |
| Total noninterest income | $593,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $322,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 4,222 |
| Total noninterest expense | $3,352,000 | 3,356 |
| Salaries and employee benefits | $1,971,000 | 3,135 |
| Premises and equipment expense | $309,000 | 4,620 |
| Additional noninterest expense | $1,072,000 | 3,201 |
| Pre-tax net operating income | $1,740,000 | 3,158 |
| Securities gains (losses) | $66,000 | 2,089 |
| Applicable income taxes | $547,000 | 2,865 |
| Income before extraordinary items | $1,259,000 | 3,372 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,259,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,268 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,212,800 | 3,305 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 3,534 |
| Total interest expense | $874,000 | 4,662 |
| Net interest income | $3,108,000 | 3,087 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $399,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $211,000 | 3,494 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $188,000 | 4,146 |
| Total noninterest expense | $2,261,000 | 3,325 |
| Salaries and employee benefits | $1,362,000 | 3,033 |
| Premises and equipment expense | $204,000 | 4,643 |
| Additional noninterest expense | $695,000 | 3,253 |
| Pre-tax net operating income | $1,166,000 | 3,148 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $365,000 | 2,879 |
| Income before extraordinary items | $820,000 | 3,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $820,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $806,890 | 3,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 3,504 |
| Total interest expense | $467,000 | 4,557 |
| Net interest income | $1,545,000 | 3,098 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $1,160,000 | 3,257 |
| Salaries and employee benefits | $717,000 | 2,893 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $337,000 | 3,299 |
| Pre-tax net operating income | $537,000 | 3,340 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $139,000 | 3,359 |
| Income before extraordinary items | $398,000 | 3,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $398,000 | 3,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 3,379 |
| Total interest expense | $2,499,000 | 4,100 |
| Net interest income | $6,270,000 | 3,026 |
| Provision for loan and lease losses | $205,000 | 4,288 |
| Total noninterest income | $748,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $425,000 | 3,383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 4,093 |
| Total noninterest expense | $4,456,000 | 3,248 |
| Salaries and employee benefits | $2,732,000 | 2,876 |
| Premises and equipment expense | $406,000 | 4,596 |
| Additional noninterest expense | $1,318,000 | 3,327 |
| Pre-tax net operating income | $2,357,000 | 3,020 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $706,000 | 2,823 |
| Income before extraordinary items | $1,664,000 | 3,237 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,664,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,329 |
| Cash dividends | $550,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,654,900 | 3,150 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 3,405 |
| Total interest expense | $3,478,000 | 4,228 |
| Net interest income | $6,223,000 | 2,855 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $809,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $425,000 | 3,231 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $384,000 | 3,624 |
| Total noninterest expense | $4,261,000 | 3,237 |
| Salaries and employee benefits | $2,613,000 | 2,842 |
| Premises and equipment expense | $389,000 | 4,678 |
| Additional noninterest expense | $1,259,000 | 3,355 |
| Pre-tax net operating income | $2,531,000 | 2,637 |
| Securities gains (losses) | $88,000 | 1,855 |
| Applicable income taxes | $781,000 | 2,478 |
| Income before extraordinary items | $1,838,000 | 2,732 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,838,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,171 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,776,400 | 2,742 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,568,000 | 3,538 |
| Total interest expense | $3,531,000 | 4,354 |
| Net interest income | $6,037,000 | 2,922 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $772,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $473,000 | 2,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $299,000 | 3,929 |
| Total noninterest expense | $4,257,000 | 3,161 |
| Salaries and employee benefits | $2,664,000 | 2,669 |
| Premises and equipment expense | $379,000 | 4,675 |
| Additional noninterest expense | $1,214,000 | 3,398 |
| Pre-tax net operating income | $2,312,000 | 2,955 |
| Securities gains (losses) | $-57,000 | 9,245 |
| Applicable income taxes | $682,000 | 2,844 |
| Income before extraordinary items | $1,573,000 | 3,133 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,573,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,989 |
| Cash dividends | $2,175,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,612,900 | 3,059 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 3,446 |
| Total interest expense | $3,272,000 | 4,291 |
| Net interest income | $5,990,000 | 2,935 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $713,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $464,000 | 2,813 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $4,204,000 | 3,170 |
| Salaries and employee benefits | $2,538,000 | 2,769 |
| Premises and equipment expense | $384,000 | 4,669 |
| Additional noninterest expense | $1,282,000 | 3,250 |
| Pre-tax net operating income | $2,259,000 | 3,033 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $735,000 | 2,811 |
| Income before extraordinary items | $1,530,000 | 3,188 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,530,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,525,920 | 3,161 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,491,000 | 3,381 |
| Total interest expense | $3,463,000 | 4,172 |
| Net interest income | $6,028,000 | 2,852 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $651,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $428,000 | 2,946 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $223,000 | 4,688 |
| Total noninterest expense | $3,909,000 | 3,273 |
| Salaries and employee benefits | $2,351,000 | 2,882 |
| Premises and equipment expense | $396,000 | 4,453 |
| Additional noninterest expense | $1,162,000 | 3,462 |
| Pre-tax net operating income | $2,570,000 | 2,710 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $854,000 | 2,587 |
| Income before extraordinary items | $1,730,000 | 2,887 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,730,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $975,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,720,620 | 2,814 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,491 |
| Total interest expense | $3,421,000 | 4,219 |
| Net interest income | $5,842,000 | 2,984 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $620,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $392,000 | 3,271 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $228,000 | 4,638 |
| Total noninterest expense | $3,593,000 | 3,519 |
| Salaries and employee benefits | $2,236,000 | 2,963 |
| Premises and equipment expense | $350,000 | 4,898 |
| Additional noninterest expense | $1,007,000 | 3,878 |
| Pre-tax net operating income | $2,714,000 | 2,720 |
| Securities gains (losses) | $-26,000 | 10,459 |
| Applicable income taxes | $926,000 | 2,597 |
| Income before extraordinary items | $1,762,000 | 2,890 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,762,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,779,160 | 2,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 3,540 |
| Total interest expense | $3,467,000 | 4,228 |
| Net interest income | $5,734,000 | 3,088 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $579,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,421,000 | 3,858 |
| Salaries and employee benefits | $2,125,000 | 3,147 |
| Premises and equipment expense | $343,000 | 5,078 |
| Additional noninterest expense | $953,000 | 4,583 |
| Pre-tax net operating income | $2,772,000 | 2,535 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $884,000 | 2,621 |
| Income before extraordinary items | $1,877,000 | 2,591 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,877,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,884,480 | 2,540 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 3,636 |
| Total interest expense | $3,518,000 | 4,134 |
| Net interest income | $5,434,000 | 3,266 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $568,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $320,000 | 4,061 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $3,536,000 | 3,709 |
| Salaries and employee benefits | $2,090,000 | 3,171 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $1,117,000 | 3,981 |
| Pre-tax net operating income | $2,346,000 | 3,029 |
| Securities gains (losses) | $-89,000 | 11,439 |
| Applicable income taxes | $739,000 | 3,086 |
| Income before extraordinary items | $1,518,000 | 3,216 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,518,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,577,630 | 3,075 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 3,810 |
| Total interest expense | $2,995,000 | 3,972 |
| Net interest income | $4,869,000 | 3,652 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $291,000 | 4,480 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $3,607,000 | 3,751 |
| Salaries and employee benefits | $2,100,000 | 3,136 |
| Premises and equipment expense | $305,000 | 5,645 |
| Additional noninterest expense | $1,202,000 | 4,048 |
| Pre-tax net operating income | $1,700,000 | 3,964 |
| Securities gains (losses) | $-154,000 | 11,806 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,174,260 | 3,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 3,907 |
| Total interest expense | $3,067,000 | 4,040 |
| Net interest income | $4,722,000 | 3,768 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $581,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $310,000 | 4,297 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $271,000 | 4,756 |
| Total noninterest expense | $3,601,000 | 3,814 |
| Salaries and employee benefits | $2,163,000 | 3,028 |
| Premises and equipment expense | $286,000 | 6,090 |
| Additional noninterest expense | $1,152,000 | 4,349 |
| Pre-tax net operating income | $1,582,000 | 4,118 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $477,000 | 4,356 |
| Income before extraordinary items | $1,143,000 | 4,198 |
| Extraordinary gains, net | $-145,000 | 12,993 |
| Net income | $998,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $788,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,116,020 | 4,054 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 3,899 |
| Total interest expense | $4,102,000 | 3,988 |
| Net interest income | $4,787,000 | 3,795 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $597,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $309,000 | 4,341 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $288,000 | 4,536 |
| Total noninterest expense | $3,436,000 | 3,991 |
| Salaries and employee benefits | $2,077,000 | 3,112 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $1,080,000 | 4,752 |
| Pre-tax net operating income | $1,819,000 | 3,393 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $525,000 | 3,834 |
| Income before extraordinary items | $1,304,000 | 3,521 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,304,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,296,900 | 3,280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.