Home > The Commercial Bank > Assets and Liabilities
The Commercial Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 167 | 1,033 |
| Assets and Liabilities | ||
| Total Assets: | $411,854,000 | 1,139 |
| Cash and due from depository institutions | $26,468,000 | 1,033 |
| Interest-bearing balances | $44,000 | 5,424 |
| Securities | $119,619,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $249,834,000 | 1,177 |
| Loan loss allowance | $3,942,000 | 992 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,856,000 | 749 |
| Other real estate owned | $0 | 1,033 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,077,000 | 1,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,854,000 | 1,139 |
| Total liabilities | $374,885,000 | 1,130 |
| Total deposits | $358,876,000 | 1,051 |
| Interest-bearing deposits | $285,672,000 | 1,139 |
| Deposits held in domestic offices | $358,876,000 | 1,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,100,000 | 1,204 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,909,000 | 1,501 |
| Total equity capital | $36,969,000 | 1,215 |
| Total bank equity capital | $36,969,000 | 1,215 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,924,000 | 1,984 |
| Surplus | $15,076,000 | 1,088 |
| Undivided profits | $19,969,000 | 1,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,884,000 | 1,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,736,000 | 1,243 |
| Earning assets | $369,497,000 | 1,159 |
| Long-term assets (5+ years) | $99,492,000 | 780 |
| Average Assets, year-to-date | $373,547,600 | 1,184 |
| Average Assets, quarterly | $398,165,000 | 1,156 |
| Volatile liabilities | $35,912,000 | 1,829 |
| Insider loans | $8,293,000 | 470 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $266,000 | 1,230 |
| Unused loan commitments | $61,706,000 | 921 |
| Tier 1 (core) risk-based capital | $35,623,000 | 1,178 |
| Tier 2 risk-based capital | $3,842,010 | 877 |
| Total risk weighted assets | $307,260,610 | 963 |
| Total unused commitments | $61,706,000 | 927 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 173 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $346,223,000 | 1,362 |
| Cash and due from depository institutions | $26,430,000 | 1,083 |
| Interest-bearing balances | $9,974,000 | 385 |
| Securities | $60,481,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $1,215,000 | 6,051 |
| Net loans & leases | $242,822,000 | 1,243 |
| Loan loss allowance | $3,220,000 | 1,253 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,802,000 | 695 |
| Other real estate owned | $0 | 1,083 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,473,000 | 1,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,223,000 | 1,362 |
| Total liabilities | $314,123,000 | 1,371 |
| Total deposits | $306,081,000 | 1,249 |
| Interest-bearing deposits | $244,699,000 | 1,378 |
| Deposits held in domestic offices | $306,081,000 | 1,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,042,000 | 1,456 |
| Total equity capital | $32,100,000 | 1,407 |
| Total bank equity capital | $32,100,000 | 1,407 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,924,000 | 2,106 |
| Surplus | $15,076,000 | 1,138 |
| Undivided profits | $15,100,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,626,000 | 1,329 |
| Earning assets | $314,492,000 | 1,383 |
| Long-term assets (5+ years) | $61,281,000 | 1,084 |
| Average Assets, year-to-date | $328,977,000 | 1,390 |
| Average Assets, quarterly | $342,814,000 | 1,364 |
| Volatile liabilities | $24,553,000 | 2,459 |
| Insider loans | $6,089,000 | 709 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,196,000 | 704 |
| Unused loan commitments | $55,908,000 | 985 |
| Tier 1 (core) risk-based capital | $31,155,000 | 1,380 |
| Tier 2 risk-based capital | $3,220,000 | 1,048 |
| Total risk weighted assets | $279,009,600 | 1,074 |
| Total unused commitments | $55,908,000 | 990 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 232 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $310,623,000 | 1,538 |
| Cash and due from depository institutions | $20,894,000 | 834 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $71,728,000 | 1,769 |
| Federal funds sold & reverse repurchase agreements | $6,249,000 | 2,351 |
| Net loans & leases | $196,105,000 | 1,476 |
| Loan loss allowance | $2,836,000 | 1,443 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,924,000 | 683 |
| Other real estate owned | $1,000 | 834 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,722,000 | 1,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,623,000 | 1,538 |
| Total liabilities | $279,449,000 | 1,548 |
| Total deposits | $276,260,000 | 1,425 |
| Interest-bearing deposits | $220,787,000 | 1,549 |
| Deposits held in domestic offices | $276,260,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,189,000 | 1,456 |
| Total equity capital | $31,174,000 | 1,457 |
| Total bank equity capital | $31,174,000 | 1,457 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,924,000 | 2,165 |
| Surplus | $13,076,000 | 1,277 |
| Undivided profits | $16,174,000 | 1,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,563,000 | 1,428 |
| Earning assets | $274,082,000 | 1,598 |
| Long-term assets (5+ years) | $62,519,000 | 993 |
| Average Assets, year-to-date | $295,284,000 | 1,542 |
| Average Assets, quarterly | $311,832,000 | 1,520 |
| Volatile liabilities | $22,548,000 | 2,390 |
| Insider loans | $13,468,000 | 359 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $60,185,000 | 930 |
| Tier 1 (core) risk-based capital | $29,697,000 | 1,454 |
| Tier 2 risk-based capital | $2,821,590 | 1,179 |
| Total risk weighted assets | $225,712,490 | 1,280 |
| Total unused commitments | $60,185,000 | 935 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 189 | 1,031 |
| Assets and Liabilities | ||
| Total Assets: | $265,371,000 | 1,733 |
| Cash and due from depository institutions | $20,085,000 | 1,031 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $65,238,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $874,000 | 5,823 |
| Net loans & leases | $165,986,000 | 1,694 |
| Loan loss allowance | $2,743,000 | 1,503 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,891,000 | 827 |
| Other real estate owned | $31,000 | 1,031 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,266,000 | 1,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,371,000 | 1,733 |
| Total liabilities | $241,005,000 | 1,745 |
| Total deposits | $232,384,000 | 1,634 |
| Interest-bearing deposits | $184,103,000 | 1,801 |
| Deposits held in domestic offices | $232,384,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,632 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,621,000 | 1,449 |
| Total equity capital | $24,366,000 | 1,700 |
| Total bank equity capital | $24,366,000 | 1,700 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,924,000 | 2,221 |
| Surplus | $13,076,000 | 1,209 |
| Undivided profits | $9,366,000 | 2,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,160,000 | 1,690 |
| Earning assets | $232,098,000 | 1,812 |
| Long-term assets (5+ years) | $46,578,000 | 1,246 |
| Average Assets, year-to-date | $260,973,000 | 1,707 |
| Average Assets, quarterly | $265,945,000 | 1,716 |
| Volatile liabilities | $14,083,000 | 3,359 |
| Insider loans | $3,592,000 | 1,167 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,193,000 | 2,340 |
| Tier 1 (core) risk-based capital | $24,829,000 | 1,661 |
| Tier 2 risk-based capital | $2,438,790 | 1,325 |
| Total risk weighted assets | $194,798,990 | 1,430 |
| Total unused commitments | $15,193,000 | 2,352 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 185 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $262,556,000 | 1,765 |
| Cash and due from depository institutions | $20,172,000 | 1,113 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $85,222,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $146,668,000 | 1,864 |
| Loan loss allowance | $2,339,000 | 1,829 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,787,000 | 1,260 |
| Other real estate owned | $415,000 | 1,113 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,292,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,556,000 | 1,765 |
| Total liabilities | $240,550,000 | 1,764 |
| Total deposits | $233,121,000 | 1,695 |
| Interest-bearing deposits | $185,933,000 | 1,853 |
| Deposits held in domestic offices | $233,121,000 | 1,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,655 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $331,000 | 3,698 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,098,000 | 1,307 |
| Total equity capital | $22,006,000 | 1,861 |
| Total bank equity capital | $22,006,000 | 1,861 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,924,000 | 2,260 |
| Surplus | $13,076,000 | 1,148 |
| Undivided profits | $7,006,000 | 3,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 3,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $928,000 | 1,893 |
| Earning assets | $231,890,000 | 1,837 |
| Long-term assets (5+ years) | $40,432,000 | 1,454 |
| Average Assets, year-to-date | $238,926,200 | 1,891 |
| Average Assets, quarterly | $255,034,000 | 1,799 |
| Volatile liabilities | $11,017,000 | 3,823 |
| Insider loans | $1,254,000 | 3,126 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,869,000 | 6,522 |
| Tier 1 (core) risk-based capital | $21,665,000 | 1,833 |
| Tier 2 risk-based capital | $2,189,820 | 1,445 |
| Total risk weighted assets | $175,036,220 | 1,577 |
| Total unused commitments | $2,869,000 | 6,543 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 191 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $225,987,000 | 2,104 |
| Cash and due from depository institutions | $15,885,000 | 1,117 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $67,246,000 | 2,004 |
| Federal funds sold & reverse repurchase agreements | $5,464,000 | 2,996 |
| Net loans & leases | $129,576,000 | 2,150 |
| Loan loss allowance | $2,060,000 | 2,065 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,908,000 | 1,484 |
| Other real estate owned | $13,000 | 1,117 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,895,000 | 2,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,987,000 | 2,104 |
| Total liabilities | $206,672,000 | 2,112 |
| Total deposits | $205,304,000 | 2,018 |
| Interest-bearing deposits | $166,600,000 | 2,171 |
| Deposits held in domestic offices | $205,304,000 | 2,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,368,000 | 2,539 |
| Total equity capital | $19,315,000 | 2,010 |
| Total bank equity capital | $19,315,000 | 2,010 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,924,000 | 2,341 |
| Surplus | $11,409,000 | 1,265 |
| Undivided profits | $5,982,000 | 3,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,974,000 | 2,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $921,000 | 2,151 |
| Earning assets | $202,286,000 | 2,136 |
| Long-term assets (5+ years) | $40,082,000 | 1,438 |
| Average Assets, year-to-date | $216,405,600 | 2,135 |
| Average Assets, quarterly | $221,140,500 | 2,130 |
| Volatile liabilities | $5,184,000 | 6,424 |
| Insider loans | $52,000 | 7,095 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $33,383,000 | 1,258 |
| Tier 1 (core) risk-based capital | $19,315,000 | 1,964 |
| Tier 2 risk-based capital | $1,928,590 | 1,651 |
| Total risk weighted assets | $154,155,790 | 1,831 |
| Total unused commitments | $33,383,000 | 1,274 |
| Derivatives | $0 | 651 |