Home > The Commercial Bank > Loan Charge- Offs and Recoveries
The Commercial Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $600,000 | 1,557 |
| Loans secured by real estate, total | $348,000 | 877 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $348,000 | 876 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $291,000 | 538 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $57,000 | 1,117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $234,000 | 1,237 |
| Loans to individuals | $18,000 | 5,812 |
| Credit card loan charge offs | $1,000 | 3,596 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $17,000 | 5,429 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $45,000 | 4,310 |
| Loans secured by real estate, total | $4,000 | 3,716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 3,715 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,552 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $18,000 | 3,637 |
| Loans to individuals | $23,000 | 3,000 |
| Credit card loan recoveries | $8,000 | 1,019 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,551 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $555,000 | 1,294 |
| Loans secured by real estate, total | $344,000 | 717 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $344,000 | 716 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $287,000 | 446 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $57,000 | 911 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $216,000 | 928 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-5,000 | 11,362 |
| Credit card loan net charge offs | $-7,000 | 11,904 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 7,017 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,434,000 | 906 |
| Loans secured by real estate, total | $1,408,000 | 422 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,408,000 | 422 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,899 |
| Secured by multifamily residential properties | $472,000 | 160 |
| Secured by nonfarm nonresidential properties | $895,000 | 311 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,000 | 6,486 |
| Loans to individuals | $19,000 | 5,684 |
| Credit card loan charge offs | $5,000 | 2,530 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,000 | 5,891 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $238,000 | 1,472 |
| Loans secured by real estate, total | $132,000 | 806 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $132,000 | 805 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $127,000 | 476 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $27,000 | 3,418 |
| Loans to individuals | $79,000 | 1,308 |
| Credit card loan recoveries | $8,000 | 1,051 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $71,000 | 1,263 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $1,196,000 | 783 |
| Loans secured by real estate, total | $1,276,000 | 371 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,276,000 | 371 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $36,000 | 1,691 |
| Secured by multifamily residential properties | $472,000 | 145 |
| Secured by nonfarm nonresidential properties | $768,000 | 283 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-20,000 | 11,049 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-60,000 | 12,524 |
| Credit card loan net charge offs | $-3,000 | 12,479 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-57,000 | 12,502 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,027,000 | 1,400 |
| Loans secured by real estate, total | $796,000 | 785 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $796,000 | 784 |
| Construction and land development | $176,000 | 466 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $97,000 | 1,422 |
| Secured by multifamily residential properties | $11,000 | 663 |
| Secured by nonfarm nonresidential properties | $512,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 2,607 |
| Loans to individuals | $96,000 | 2,523 |
| Credit card loan charge offs | $15,000 | 1,779 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $81,000 | 2,505 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $337,000 | 1,237 |
| Loans secured by real estate, total | $122,000 | 886 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $122,000 | 885 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $122,000 | 482 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $147,000 | 1,097 |
| Loans to individuals | $68,000 | 1,584 |
| Credit card loan recoveries | $17,000 | 763 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $51,000 | 1,762 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $690,000 | 1,451 |
| Loans secured by real estate, total | $674,000 | 760 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $674,000 | 758 |
| Construction and land development | $176,000 | 423 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $97,000 | 1,232 |
| Secured by multifamily residential properties | $11,000 | 623 |
| Secured by nonfarm nonresidential properties | $390,000 | 572 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-12,000 | 11,554 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $28,000 | 3,959 |
| Credit card loan net charge offs | $-2,000 | 13,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $30,000 | 3,323 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,144,000 | 1,663 |
| Loans secured by real estate, total | $392,000 | 1,501 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $392,000 | 1,501 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 3,773 |
| Secured by multifamily residential properties | $112,000 | 456 |
| Secured by nonfarm nonresidential properties | $259,000 | 1,075 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $477,000 | 1,439 |
| Loans to individuals | $275,000 | 1,483 |
| Credit card loan charge offs | $88,000 | 886 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $187,000 | 1,653 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $252,000 | 1,610 |
| Loans secured by real estate, total | $10,000 | 3,473 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,473 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,161 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $197,000 | 880 |
| Loans to individuals | $45,000 | 2,256 |
| Credit card loan recoveries | $17,000 | 785 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $28,000 | 2,893 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $892,000 | 1,678 |
| Loans secured by real estate, total | $382,000 | 1,379 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $382,000 | 1,379 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 4,095 |
| Secured by multifamily residential properties | $112,000 | 439 |
| Secured by nonfarm nonresidential properties | $259,000 | 999 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $280,000 | 1,776 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $230,000 | 1,331 |
| Credit card loan net charge offs | $71,000 | 898 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $159,000 | 1,401 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.